BAKERSFIELD Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bakersfield averaged 5.72% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.57% and one month ago for the week of 2022-04-14, the average rate was 5.27%.

Bakersfield's average rate one year ago was 3.12%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Bakersfield 30 Year Fixed Rate 2022-05-19 5.72%
Bakersfield 30 Year Fixed Rate Refi 2022-05-19 5.24%
Bakersfield 15 Year Fixed Rate 2022-05-19 4.83%
Bakersfield 15 Year Fixed Rate Refi 2022-05-19 4.66%
Bakersfield 30 Year FHA 2022-05-19 5.23%
Bakersfield 30 Year FHA Refi 2022-05-19 5.24%
Bakersfield 30 Year USDA 2022-05-19 5.37%
Bakersfield 30 Year USDA Refi 2022-05-19 5.14%
Bakersfield 30 Year VA 2022-05-19 5.3%
Bakersfield 30 Year VA Refi 2022-05-19 4.79%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BAKERSFIELD, CA.

BAKERSFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BAKERSFIELD, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 2,091 3.07% $4,822
UNITED WHOLESALE MORTGAGE, LLC 1,898 3.01% $5,295
Sierra Pacific Mortgage Company, Inc. 877 3.17% $5,456
LOANDEPOT.COM, LLC 753 3.11% $4,553
DIGNIFIED HOME LOANS, LLC 536 3.17% $5,147
HOME POINT FINANCIAL CORPORATION 423 3.10% $5,507
Golden Empire Mortgage, Inc. 401 3.22% $6,863
VALLEY STRONG CREDIT UNION 372 2.83% $5,005
Wells Fargo Bank 353 3.23% $3,727
CALIBER HOME LOANS, INC. 351 3.19% $4,459
GUILD MORTGAGE COMPANY 305 3.24% $5,114
CMG MORTGAGE, INC. 258 3.12% $5,926
JPMorgan Chase Bank 250 3.12% $3,324
BROKER SOLUTIONS, INC. 248 3.12% $4,502
Platinum Home Mortgage Corporation 237 3.21% $6,701
Mr. Cooper ( Nationstar Mortgage ) 237 3.21% $5,443
PENNYMAC LOAN SERVICES, LLC 216 3.23% $5,689
AMERICAN PACIFIC MORTGAGE CORPORATION 212 3.13% $5,098
AMERISAVE MORTGAGE CORPORATION 211 2.95% $4,855
Nations Lending Corporation 200 3.27% $4,501
SUMMIT FUNDING, INC. 199 3.22% $5,938
Hometown Lenders, Inc. 178 3.24% $4,899
GUARANTEED RATE, INC. 174 2.93% $4,008
FINANCE OF AMERICA MORTGAGE LLC 166 3.19% $5,128
RESIDENTIAL BANCORP. 152 3.19% $6,441
HOMEBRIDGE FINANCIAL SERVICES, INC. 143 3.25% $5,419
Flagstar Bank, FSB 138 3.27% $4,447
MLD MORTGAGE INC. 137 3.11% $4,816
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 130 3.22% $5,101
BETTER MORTGAGE CORPORATION 130 2.86% $3,288
NEWREZ LLC 126 3.24% $4,092
FREEDOM MORTGAGE CORPORATION 118 3.25% $3,191
CROSSCOUNTRY MORTGAGE, LLC 118 3.25% $5,521
U.S. Bank 117 3.06% $4,602
Bank of America 116 2.91% $4,259
STEARNS LENDING, LLC 105 3.00% $4,392
AltaOne Federal Credit Union 98 3.11% $3,843
EAGLE HOME MORTGAGE, LLC 96 3.11% $4,908
NAVY FEDERAL CREDIT UNION 89 3.45% $4,528
NETWORK CAPITAL FUNDING CORPORATION 85 3.20% $3,950
MUFG Union Bank 81 3.02% $3,915
OCMBC, INC. 74 3.19% $6,253
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 73 3.18% $5,291
LENDUS, LLC 73 3.25% $4,849
Paramount Residential Mortgage Group, Inc. 68 3.21% $4,563
MICHIGAN MUTUAL, INC. 67 3.20% $6,328
AMERICAN FINANCIAL NETWORK, INC. 65 3.23% $8,838
LOANPAL, LLC 62 3.22% $6,232
STRATA Credit Union 58 3.06% $4,046
DHI MORTGAGE COMPANY, LTD. 57 2.96% $5,303
Watermark Capital, Inc. 56 2.84% $3,605
LOGIX FEDERAL CREDIT UNION 55 2.92% $4,302
SAFE 1 CREDIT UNION 53 3.37% $2,280
DRAPER AND KRAMER MORTGAGE CORP. 52 3.29% $5,018
FBC MORTGAGE, LLC 51 3.36% $5,808
MOUNTAIN WEST FINANCIAL, INC. 49 3.26% $5,788
CHEVRON 49 2.55% $2,740
MORTGAGE MANAGEMENT CONSULTANTS, INC. 47 3.32% $4,812
MUTUAL OF OMAHA MORTGAGE, INC. 46 3.17% $3,712
AUGUSTA FINANCIAL, INC. 45 3.21% $5,190
AMERICAN FINANCING CORPORATION 45 2.99% $3,765
NATIONS DIRECT MORTGAGE, LLC 44 3.11% $5,600
PRIMARY RESIDENTIAL MORTGAGE, INC. 43 3.34% $5,425
PRIMELENDING, A PLAINSCAPITAL COMPANY 42 3.43% $5,364
Commerce Home Mortgage, Inc. 42 3.29% $6,179
InterContinental Capital Group, Inc 41 3.08% $4,241
MOVEMENT MORTGAGE, LLC 39 3.19% $4,098
Equity Prime Mortgage LLC 38 3.37% $4,935
HOMESIDE FINANCIAL, LLC 37 3.14% $6,155
Carrington Mortgage Services, LLC 35 3.35% $5,452
PLAZA HOME MORTGAGE, INC. 33 3.04% $5,272
First Guaranty Mortgage Corporation 32 2.95% $3,995
CELEBRITY HOME LOANS, LLC 31 3.15% $4,497
ARK-LA-TEX FINANCIAL SERVICES, LLC. 31 3.11% $4,678
LADERA LENDING, INC. 30 3.18% $3,531
Hometown Equity Mortgage, LLC 30 3.27% $5,827
MEGA CAPITAL FUNDING, INC. 29 3.09% $4,628
CORNERSTONE HOME LENDING, INC. 28 3.02% $5,005
NMSI, INC. 28 3.35% $8,148
PANORAMA MORTGAGE GROUP, LLC 28 3.74% $6,989
SUN WEST MORTGAGE COMPANY, INC. 27 3.08% $3,420
ZILLOW HOME LOANS, LLC 27 3.08% $3,511
IMPAC MORTGAGE CORP. 26 2.97% $1,289
SECURITYNATIONAL MORTGAGE COMPANY 26 3.33% $5,168
DAS Acquisition Company, LLC 25 3.35% $5,047
ON Q FINANCIAL, INC. 24 3.09% $5,176
Ally Bank 24 3.09% $4,939
MORIA DEVELOPMENT, INC. 23 3.42% $5,231
JMJ FINANCIAL GROUP 23 3.22% $5,284
Strong Home Mortgage, LLC 23 3.10% $1,626
LAKEVIEW LOAN SERVICING, LLC 23 3.33% $2,838
Wyndham Capital Mortgage, Inc. 23 3.27% $2,971
ROUNDPOINT MORTGAGE SERVICING CORPORATION 23 3.32% $4,345
SCHOOLSFIRST 22 3.03% $4,031
North American Savings Bank, F.S.B. 22 2.95% $2,009
PROVIDENT FUNDING ASSOCIATES, L.P. 22 2.76% $3,382
ONY GLO, INC. 21 3.26% $4,535
Bank of the West 21 3.19% $5,658
CALCON MUTUAL MORTGAGE LLC 21 3.25% $5,625
CAMPOS FINANCIAL CORP. 21 3.28% $5,626
NBKC BANK 21 2.98% $1,925
KELLER MORTGAGE, LLC 21 2.99% $2,736
PARKSIDE LENDING, LLC 20 3.10% $4,935
BEST CAPITAL FUNDING 20 3.13% $5,473
AMERICAN INTERNET MORTGAGE, INC. 20 2.84% $3,281
ALAMEDA MORTGAGE CORPORATION 20 3.31% $5,521
CALCULATED RISK ANALYTICS LLC 20 3.85% $6,352
COUNTRY CLUB MORTGAGE, INC. 19 3.08% $4,735
NEW WAVE LENDING GROUP INC 18 3.36% $5,495
HOME APPROVALS DIRECT, INC. 18 3.25% $6,917
Greenbox Loans, Inc. 17 5.57% $13,742
HighTechLending Inc 17 3.20% $5,236
MORTGAGE CAPITAL PARTNERS, INC. 17 3.20% $5,575
CUSTOMER SERVICE MORTGAGE CORPORATION 16 3.03% $4,448
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 16 3.14% $5,610
LENOX FINANCIAL MORTGAGE CORPORATION 15 3.15% $2,790
MASON MCDUFFIE MORTGAGE CORPORATION 15 3.28% $4,891
Lakeview Community Capital, LLC 14 3.50% $2,931
ANGEL OAK MORTGAGE SOLUTIONS LLC 14 5.50% $12,615
WESTERN EXPRESS LENDING 14 3.18% $3,444
Mortgage Research Center, LLC 14 2.90% $4,967
AmeriHome Mortgage Company, LLC 14 3.32% $3,837
WALL FINANCIAL, INC. 13 3.35% $8,103
Prime Choice Funding Inc. 13 2.95% $4,622
Firefighters First Federal Credit Union 13 2.90% $3,100
THE GOLDEN 1 13 3.20% $3,691
BECKAM FUNDING CORP. 12 3.30% $8,739
Arvest Bank 12 2.88% $4,196
ROYAL UNITED MORTGAGE LLC 12 3.57% $7,093
Manufacturers and Traders Trust Company 11 3.13% $4,158
Citibank 11 3.14% $4,467
PLANET HOME LENDING, LLC 11 3.04% $3,128
CANOPY MORTGAGE, LLC 11 2.88% $3,180
KINGS MORTGAGE SERVICES, INC. 11 3.11% $4,042
KINECTA 11 3.08% $4,438
INTELLILOAN, INC. 11 3.01% $4,093
AHL FUNDING 11 3.58% $6,670
A&D Mortgage LLC 11 3.91% $10,233
General Mortgage Capital Corporation 11 3.17% $3,860
COASTAL FUNDING SLC, INC. 10 3.51% $5,093
JMAC LENDING, INC. 10 3.03% $3,718
First Standard Financial Corp. 10 3.30% $6,452
PNC Bank 10 3.03% $4,101
BAY EQUITY LLC 10 3.11% $4,629
PENTAGON FEDERAL CREDIT UNION 10 3.05% $2,001
NEXERA HOLDING LLC 9 4.17% $8,569
CHURCHILL MORTGAGE CORPORATION 9 3.53% $4,831
WESCOM CENTRAL CREDIT UNION 9 3.13% $3,620
Truist Bank 9 3.09% $3,574
Tri Counties Bank 9 3.40% $3,743
Financial Partners Credit Union 9 3.15% $3,433
Amerifirst Financial, Inc. 9 3.38% $3,869
Barrington Bank & Trust Company, N.A. 8 3.22% $4,819
S1L, Inc. 8 3.09% $5,531
PHH Mortgage Corporation 8 3.66% $4,739
FISHER FINANCIAL GROUP, INCORPORATED 8 2.98% $1,960
WINNPOINTE CORPORATION 8 2.97% $69
CHERRY CREEK MORTGAGE, LLC 8 3.28% $945
NORTHROP GRUMMAN Federal Credit Union 8 3.28% $3,718
ACADEMY MORTGAGE CORPORATION 8 3.20% $5,748
ARC HOME LLC 8 3.61% $5,006
FirstBank 8 2.90% $2,489
Armed Forces Bank 8 3.19% $4,143
SOVEREIGN LENDING GROUP INCORPORATED 8 3.05% $5,400
Home Mortgage Alliance Corp 8 3.06% $6,713
Zions Bancorporation, N.A. 7 3.11% $5,298
EMM LOANS LLC 7 3.36% $8,133
First Savings Bank 7 2.89% $5,317
KS StateBank 7 2.93% $3,362
LOANLEADERS OF AMERICA, INC. 7 3.18% $4,586
NBH Bank 7 3.18% $3,587
PREMIA MORTGAGE, LLC 7 2.61% $900
VISION ONE MORTGAGE, INC. 7 3.13% $5,978
NATIONS RELIABLE LENDING, LLC 6 3.23% $8,461
GUARANTEED RATE AFFINITY, LLC 6 3.04% $3,761
F&A Federal Credit Union 6 3.13% $1,187
LAND HOME FINANCIAL SERVICES, INC. 6 3.25% $5,132
DATA MORTGAGE, INC. 6 3.31% $3,975
Citadel Servicing Corporation 6 5.87% $7,666
Crestline Funding Corporation 6 3.10% $3,438
LENDERFI, INC. 6 2.93% $2,773
HOMESTEAD FUNDING CORP. 6 2.81% $3,797
ENVOY MORTGAGE, LTD 6 3.46% $4,867
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 3.65% $5,268
The Federal Savings Bank 6 3.10% $4,396
LOANSNAP, INC. 6 2.96% $1,214
GENEVA FINANCIAL, LLC 6 3.54% $5,009
LOANFLIGHT LENDING, LLC 6 2.67% $2,620
Princeton Mortgage Corporation 5 2.90% $4,816
ISERVE RESIDENTIAL LENDING, LLC 5 3.08% $4,541
MK LENDING CORP. 5 3.30% $6,957
EVERETT FINANCIAL, INC. 5 3.40% $4,026
Stifel Bank and Trust 5 2.90% $2,121
DIRECT MORTGAGE, CORP. 5 3.35% $7,421
HomeStreet Bank 5 3.48% $3,503
GUARANTY HOME MORTGAGE CORPORATION 5 3.33% $3,159
Fremont Bank 5 3.20% $2,437
Franklin Loan Corporation 5 2.91% $4,543
Financial Funding Solutions, Inc. 5 3.40% $3,920
NOVA FINANCIAL & INVESTMENT CORPORATION 5 3.07% $3,259
VENTURA COUNTY 5 3.12% $3,969
NuVision Federal Credit Union 5 3.03% $4,712
HOMEOWNERS FINANCIAL GROUP USA, LLC 5 3.33% $4,729
ML Mortgage Corp. 5 3.35% $7,237
NFM, INC. 5 3.45% $7,426
CALIFORNIA CREDIT UNION 4 3.09% $3,779
VICTORIA FINANCIAL CORP. 4 2.97% $4,047
Constant Investments, Inc. 4 2.94% $4,419
DEL SUR CORPORATION 4 3.63% $5,188
United Fidelity Funding Corp. 4 3.13% $9,203
INTERNATIONAL CITY MORTGAGE, INC. 4 3.06% $6,600
SUMMIT MORTGAGE BANKERS INC. 4 3.03% $2,082
SPRING EQ, LLC 4 2.91% $1,020
SOFI LENDING CORP. 4 3.09% $3,832
SNAPFI, INC. 4 3.28% $2,795
SKYONE Federal Credit Union 4 3.03% $5,388
Baxter Credit Union 4 3.06% $3,842
First Bank 4 2.84% $4,171
Quontic Bank 4 5.78% $11,705
LIBERTY HOME MORTGAGE CORPORATION 4 3.03% $7,967
Prosperity Home Mortgage, LLC 4 3.16% $5,062
PREMIER MORTGAGE RESOURCES, L.L.C. 4 3.25% $4,512
CENTRAL COAST LENDING, INC. 4 3.09% $3,884
Charles Schwab Bank, SSB 4 2.20% $3,833
Mechanics Bank 4 3.09% $3,900
PACIFIC SERVICE 4 2.84% $2,885
CITYWIDE HOME LOANS, LLC 4 2.97% $3,891
Provident Credit Union 3 2.92% $5,729
NP, Inc. 3 3.12% $5,157
Sunflower Bank 3 3.21% $4,443
The Loan Store, Inc. 3 2.75% $3,347
Flanagan State Bank 3 3.63% $3,593
iCore Lending, Inc. 3 3.74% $8,782
GOLDEN WEST ALLIANCE, INC. 3 3.13% $5,422
Magnolia Bank 3 2.96% $6,380
MANN FINANCIAL INC. 3 3.13% $7,110
MORTGAGE 2000, INC. 3 3.50% $5,236
INSPIRE HOME LOANS INC. 3 3.13% $4,760
ABSOLUTE HOME MORTGAGE CORPORATION 3 3.25% $2,701
HOMEXPRESS MORTGAGE CORP. 3 4.33% $18,146
LEADERONE FINANCIAL CORPORATION 3 3.08% $2,651
KeyBank 3 2.50% $3,067
BBVA USA 3 3.08% $6,904
BEST FINANCE CAPITAL, INC. 3 3.42% $5,849
Citizens Bank 3 2.96% $5,351
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 2.83% $4,036
Boeing Employees Credit Union 3 3.04% $2,778
GUIDANCE RESIDENTIAL, LLC 3 3.08% $6,358
First Mortgage Solutions, LLC 3 3.16% $2,096
KD CAPITAL MORTGAGE CORPORATION 3 3.25% $5,079
GOOGAIN, INC. 2 3.13% $2,570
Goldwater Bank, N.A. 2 3.19% $2,773
Glacier Bank 2 3.00% $6,079
HOME FUNDING CORPORATION 2 4.13% $7,087
HSBC BANK USA, NATIONAL ASSOCIATION 2 2.94% $4,733
Florida Capital Bank 2 3.63% $7,157
First National Bank of America 2 7.44% $9,087
First City Credit Union 2 2.88% $2,472
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.06% $4,051
Merchants Bank of Indiana 2 2.94% $3,091
MID-VALLEY SERVICES, INC. 2 3.00% $3,101
MORTGAGE ACCESS CORP. 2 3.49% $4,959
Discover Bank 2 4.15% $0
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 3.00% $4,601
Credit Union of Southern California 2 3.00% $4,995
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.93% $11,074
NexBank 2 3.38% $4,338
COASTHILLS 2 3.44% $2,992
Northpointe Bank 2 3.88% $7,374
City National Bank 2 3.38% $3,923
NORWICH COMMERCIAL GROUP, INC. 2 2.88% $6,770
OAKTREE FUNDING CORP. 2 5.04% $16,669
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 3.38% $4,879
CIT Bank 2 3.38% $5,658
Paramount Bank 2 2.56% $3,295
PATELCO 2 3.06% $4,201
Cf Bank 2 2.94% $1,762
CAPSTONE DIRECT, INC. 2 3.56% $3,818
PROFESSIONAL CONSOLIDATED FINANCIAL GROUP, INC. 2 3.75% $4,185
RBC Bank, (Georgia) 2 2.75% $2,530
BNC National Bank 2 2.69% $4,524
BELEM SERVICING LLC 2 3.25% $4,609
SESLOC 2 3.00% $2,272
SIRVA MORTGAGE, INC. 2 2.88% $1,702
SRE MORTGAGE ALLIANCE INC. 2 3.13% $4,707
Bank of England 2 3.00% $6,281
ST FIN CORP 2 3.18% $9,718
Axos Bank 2 2.69% $6,325
SWBC MORTGAGE CORPORATION 2 3.44% $6,509
Third Federal Savings and Loan Association of Cleveland 2 3.22% $1,904
TJC Mortgage, Inc. 2 3.06% $4,188
TOP FLITE FINANCIAL, INC. 2 3.69% $14,956
TOWNE MORTGAGE COMPANY 2 3.06% $2,970
Ameris Bank 2 2.94% $3,965
UIF CORPORATION 2 3.38% $2,916
AMERIFIRST FINANCIAL CORPORATION 2 2.88% $5,771
Waterstone Mortgage Corporation 2 3.50% $5,961
GSF Mortgage Corporation 2 3.25% $1,511
CHU & ASSOCIATES, INC. 1 2.88% $4,673
PARTNERS 1 2.75% $11,585
HERITAGE COMMUNITY CREDIT UNION 1 4.50% $4,408
Chicago Financial Services, Inc. 1 2.75% $2,437
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 4.88% $4,080
UNIVERSITY CREDIT UNION 1 2.85% $3,207
PINNACLE LENDING GROUP, INC. 1 3.25% $4,892
Plains Commerce Bank 1 2.75% $2,559
Century Mortgage Company DBA Century Lending Company 1 2.88% $5,606
Low VA Rates, LLC 1 2.25% $3,852
CASTLE & COOKE MORTGAGE, LLC 1 2.75% $1,633
USAA Federal Savings Bank 1 2.75% $7,230
1ST RELIANT HOME LOANS, INC. 1 2.75% $4,639
PREMIER AMERICA 1 3.13% $3,048
PREMIER LENDING, INC. 1 3.50% $10,911
Los Angeles Federal Credit Union 1 3.13% $3,708
CALLISTO GROUP, INC. 1 3.38% $3,760
LONG BEACH CITY EMPLOYEES Federal Credit Union 1 2.88% $2,042
California Coast Credit Union 1 3.25% $2,683
PRIMUS LENDING CORP. 1 2.88% $3,284
Fidelity Bank 1 3.00% $1,812
INFINITY EQUITY GROUP, INC. 1 3.25% $4,733
Fifth Third Bank 1 3.13% $3,689
5TH STREET CAPITAL, INC. 1 5.88% $6,307
BOKF 1 2.88% $2,978
PURDUE FEDERAL CREDIT UNION 1 3.00% $4,677
LHM FINANCIAL CORPORATION 1 3.50% $4,247
FIRST ALLIANCE HOME MORTGAGE, LLC 1 3.38% $7,763
RANLIFE, INC. 1 2.75% $4,789
AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $6,814
REDWOOD 1 3.38% $2,094
VAN DYK MORTGAGE CORPORATION 1 3.25% $2,671
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.75% $3,384
RMS & Associates 1 3.75% $5,804
BLUELEAF LENDING, LLC 1 2.88% $4,010
LENDSURE MORTGAGE CORP. 1 5.50% $7,679
IAPPROVE LENDING 1 3.50% $3,790
LENDING 3, INC. 1 3.50% $11,097
SAN DIEGO COUNTY CREDIT UNION 1 3.00% $2,842
SANTA CLARA COUNTY 1 3.38% $3,729
FIRST COLONY MORTGAGE CORPORATION 1 3.38% $2,601
Bank of Whittier 1 3.00% $6,508
VERITAS FUNDING, LLC 1 2.88% $2,341
Bank of Utah 1 3.00% $8,010
FRONTWAVE 1 2.75% $4,930
SIWELL, INC. 1 2.38% $2,580
Kwik Mortgage Corporation 1 2.75% $1,071
Willamette Valley Bank 1 3.63% $5,178
FIRST ENTERTAINMENT 1 2.75% $2,112
Bank of Hope 1 4.00% $4,463
First Home Bank 1 3.50% $7,422
Victorian Finance, LLC 1 2.88% $5,272
STARBOARD FINANCIAL MANAGEMENT, LLC 1 3.13% $5,731
STAR ONE CREDIT UNION 1 2.63% $3,646
V.I.P. MORTGAGE, INC. 1 3.25% $3,428
1ST NORTHERN CALIFORNIA 1 3.13% $5,266
First Horizon Bank 1 2.50% $3,643
AMERICAN FINANCE HOUSE LARIBA 1 3.45% $6,507
AXIA FINANCIAL, LLC 1 2.99% $4,031
Assurance Financial Group, L.L.C. 1 2.87% $2,255
KEYPOINT 1 3.63% $3,594
Summit Mortgage Corporation 1 2.75% $5,211
SUN AMERICAN MORTGAGE COMPANY 1 3.25% $3,688
FIRST NATIONS HOME FINANCE CORPORATION 1 3.25% $5,669
SUNSTREET MORTGAGE, LLC 1 3.25% $3,513
ARIZONA 1 2.75% $6,093
AMERICAN ADVISORS GROUP 1 2.88% $3,186
T2 FINANCIAL LLC 1 2.38% $4,125
The Central Trust Bank 1 2.63% $876
First Republic Bank 1 2.45% $3,618
ANGEL OAK HOME LOANS LLC 1 5.38% $4,418
The Home Loan Expert LLC 1 3.00% $2,288
FIRST TECHNOLOGY 1 3.13% $2,371
Gateway First Bank 1 3.88% $1,652
THOMPSON KANE & COMPANY, LLC 1 3.38% $2,679
TIAA, FSB 1 3.38% $5,278
Alaska USA Mortgage Company LLC 1 3.00% $5,211
TOGETHER CREDIT UNION 1 3.63% $2,028
NASA Federal Credit Union 1 3.00% $4,667
Alaska USA Federal Credit Union 1 3.00% $5,211
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $3,584
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.00% $3,514
FUNDLOANS CAPITAL 1 3.88% $17,539
CONTOUR MORTGAGE CORPORATION 1 3.38% $7,905
1ST UNITED SERVICES CREDIT UNION 1 2.86% $2,362
EMBRACE HOME LOANS, INC. 1 3.00% $5,975
COMPASS MORTGAGE, INC. 1 3.13% $3,230
COMMUNITY MORTGAGE FUNDING, LLC 1 2.88% $6,898
COMMUNITYAMERICA 1 3.25% $4,482
NEW WEST LENDING, INC. 1 3.25% $5,060
AMWEST FUNDING CORP. 1 4.45% $269,913
TruHome Solutions, LLC 1 3.38% $2,368
Morgan Stanley Private Bank 1 3.15% $3,411
COAST 2 COAST FUNDING GROUP, INC. 1 2.99% $4,004
MidFirst Bank 1 3.13% $3,262
GREAT LAKES 1 2.75% $3,494
UBS Bank USA 1 2.63% $4,418
Northwest Farm Credit Services, FLCA 1 3.25% $13,779
Northwest Federal Credit Union 1 3.13% $2,922
GoPrime Mortgage, Inc. 1 3.38% $5,719
MID AMERICA MORTGAGE, INC. 1 3.88% $1,697
MERIWEST MORTGAGE COMPANY, LLC 1 3.75% $7,148
Meridian Bank Corporation 1 2.88% $5,459
Umpqua Bank 1 3.25% $4,232
UNION HOME MORTGAGE CORP. 1 2.88% $10,757
MEGASTAR FINANCIAL CORP. 1 3.00% $5,992
INTERCAP LENDING INC. 1 3.38% $4,055
ORANGE COUNTY'S CREDIT UNION 1 3.25% $2,026
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.38% $4,405
FAY SERVICING, LLC 1 2.75% $5,165
UNITED MORTGAGE CORP. 1 3.13% $4,140
CIBC Bank USA 1 3.25% $3,898

BAKERSFIELD, CA's 410 lenders originated 36,781 loans during 2021. The total origination value was $9,116,005,000, with an average loan value of $247,845.

The top BAKERSFIELD lender as defined by loan originations is QUICKEN LOANS, LLC, with 2,091 loans originated. Their average total fees are $4,822, which is $473 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee BAKERSFIELD lenders (with over 10 loans originated) are IMPAC MORTGAGE CORP. ($1,289), Strong Home Mortgage, LLC ($1,626), NBKC BANK ($1,925), PENTAGON FEDERAL CREDIT UNION ($2,001) and North American Savings Bank, F.S.B. ($2,009).

The lowest rate BAKERSFIELD lenders (with over 10 loans originated) are CHEVRON (2.55%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.76%), VALLEY STRONG CREDIT UNION (2.83%), AMERICAN INTERNET MORTGAGE, INC. (2.84%) and Watermark Capital, Inc. (2.84%).

BAKERSFIELD, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $678,775,000 $916,435,000 35.0% 10.1%
QUICKEN LOANS, LLC $742,840,000 $899,435,000 21.1% 9.9%
Sierra Pacific Mortgage Company, Inc. $336,800,000 $404,425,000 20.1% 4.4%
LOANDEPOT.COM, LLC $309,845,000 $365,655,000 18.0% 4.0%
FREEDOM MORTGAGE CORPORATION $369,695,000 $326,960,000 -11.6% 3.6%
VALLEY STRONG CREDIT UNION $240,485,000 $251,035,000 4.4% 2.8%
DIGNIFIED HOME LOANS, LLC $270,090,000 $238,530,000 -11.7% 2.6%
Golden Empire Mortgage, Inc. $230,520,000 $227,010,000 -1.5% 2.5%
HOME POINT FINANCIAL CORPORATION $103,830,000 $225,850,000 117.5% 2.5%
PENNYMAC LOAN SERVICES, LLC $103,410,000 $186,445,000 80.3% 2.0%
CALIBER HOME LOANS, INC. $182,810,000 $184,985,000 1.2% 2.0%
Wells Fargo Bank $177,325,000 $153,340,000 -13.5% 1.7%
GUILD MORTGAGE COMPANY $194,450,000 $148,195,000 -23.8% 1.6%
Mr. Cooper ( Nationstar Mortgage ) $122,730,000 $142,935,000 16.5% 1.6%
CMG MORTGAGE, INC. $118,040,000 $116,165,000 -1.6% 1.3%
SUMMIT FUNDING, INC. $30,775,000 $112,050,000 264.1% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $103,050,000 $109,150,000 5.9% 1.2%
Platinum Home Mortgage Corporation $117,990,000 $105,355,000 -10.7% 1.2%
BROKER SOLUTIONS, INC. $74,200,000 $101,220,000 36.4% 1.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $102,495,000 $100,805,000 -1.6% 1.1%
Nations Lending Corporation $90,155,000 $92,950,000 3.1% 1.0%
JPMorgan Chase Bank $60,030,000 $92,315,000 53.8% 1.0%
GUARANTEED RATE, INC. $17,920,000 $90,145,000 403.0% 1.0%
AMERISAVE MORTGAGE CORPORATION $65,920,000 $88,745,000 34.6% 1.0%
RESIDENTIAL BANCORP. $68,460,000 $83,305,000 21.7% 0.9%
MLD MORTGAGE INC. $42,610,000 $82,965,000 94.7% 0.9%
Mortgage Research Center, LLC $50,240,000 $77,540,000 54.3% 0.9%
Hometown Lenders, Inc. $87,960,000 $75,590,000 -14.1% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $82,790,000 $73,370,000 -11.4% 0.8%
NEWREZ LLC $42,830,000 $67,455,000 57.5% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $22,780,000 $66,035,000 189.9% 0.7%
U.S. Bank $58,410,000 $65,730,000 12.5% 0.7%
NAVY FEDERAL CREDIT UNION $53,345,000 $62,605,000 17.4% 0.7%
BETTER MORTGAGE CORPORATION $32,265,000 $62,455,000 93.6% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $16,450,000 $60,960,000 270.6% 0.7%
CASTLE & COOKE MORTGAGE, LLC $65,670,000 $59,310,000 -9.7% 0.7%
Bank of America $68,260,000 $55,020,000 -19.4% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $60,470,000 $47,610,000 -21.3% 0.5%
Flagstar Bank, FSB $51,995,000 $46,305,000 -10.9% 0.5%
EAGLE HOME MORTGAGE, LLC $76,830,000 $46,170,000 -39.9% 0.5%
LAKEVIEW LOAN SERVICING, LLC $32,410,000 $44,670,000 37.8% 0.5%
STEARNS LENDING, LLC $23,575,000 $43,325,000 83.8% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $31,350,000 $39,320,000 25.4% 0.4%
Equity Prime Mortgage LLC $35,910,000 $39,080,000 8.8% 0.4%
LENDUS, LLC $28,080,000 $38,555,000 37.3% 0.4%
OCMBC, INC. $9,555,000 $37,855,000 296.2% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $33,255,000 $36,755,000 10.5% 0.4%
Paramount Residential Mortgage Group, Inc. $29,130,000 $36,675,000 25.9% 0.4%
DRAPER AND KRAMER MORTGAGE CORP. $24,675,000 $35,975,000 45.8% 0.4%
FBC MORTGAGE, LLC $60,035,000 $35,645,000 -40.6% 0.4%
DHI MORTGAGE COMPANY, LTD. $22,385,000 $34,725,000 55.1% 0.4%
LOANPAL, LLC $43,030,000 $32,670,000 -24.1% 0.4%
AMWEST FUNDING CORP. $15,325,000 $32,480,000 111.9% 0.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $7,910,000 $32,370,000 309.2% 0.4%
Lakeview Community Capital, LLC $13,130,000 $32,145,000 144.8% 0.4%
MUFG Union Bank $24,640,000 $31,965,000 29.7% 0.4%
Commerce Home Mortgage, Inc. $13,605,000 $31,320,000 130.2% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $28,640,000 $31,105,000 8.6% 0.3%
Carrington Mortgage Services, LLC $26,515,000 $30,030,000 13.3% 0.3%
MICHIGAN MUTUAL, INC. $30,815,000 $29,015,000 -5.8% 0.3%
SAFE 1 CREDIT UNION $21,200,000 $27,980,000 32.0% 0.3%
NATIONS DIRECT MORTGAGE, LLC $19,400,000 $27,625,000 42.4% 0.3%
AltaOne Federal Credit Union $24,165,000 $27,270,000 12.8% 0.3%
STRATA Credit Union $12,060,000 $26,145,000 116.8% 0.3%
MOUNTAIN WEST FINANCIAL, INC. $36,765,000 $26,100,000 -29.0% 0.3%
Tri Counties Bank $42,335,000 $26,030,000 -38.5% 0.3%
PLAZA HOME MORTGAGE, INC. $18,275,000 $25,230,000 38.1% 0.3%
CHEVRON $21,485,000 $24,380,000 13.5% 0.3%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $27,215,000 $23,280,000 -14.5% 0.3%
Watermark Capital, Inc. $12,910,000 $22,725,000 76.0% 0.2%
InterContinental Capital Group, Inc $15,320,000 $21,920,000 43.1% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $15,185,000 $21,475,000 41.4% 0.2%
Bank of the West $19,935,000 $20,910,000 4.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $17,055,000 $20,160,000 18.2% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $20,375,000 $19,745,000 -3.1% 0.2%
AUGUSTA FINANCIAL, INC. $13,780,000 $19,575,000 42.1% 0.2%
LOGIX FEDERAL CREDIT UNION $14,405,000 $19,555,000 35.8% 0.2%
NEW DAY FINANCIAL, LLC $18,170,000 $19,175,000 5.5% 0.2%
CORNERSTONE HOME LENDING, INC. $51,135,000 $18,725,000 -63.4% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $19,485,000 $18,705,000 -4.0% 0.2%
Hometown Equity Mortgage, LLC $18,660,000 $18,685,000 0.1% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $930,000 $18,385,000 1,876.9% 0.2%
Pacific Premier Bank $18,010,000 n/a 0.2%
First Guaranty Mortgage Corporation $9,560,000 $17,685,000 85.0% 0.2%
CELEBRITY HOME LOANS, LLC $1,520,000 $17,575,000 1,056.3% 0.2%
USAA Federal Savings Bank $29,910,000 $16,970,000 -43.3% 0.2%
MOVEMENT MORTGAGE, LLC $10,520,000 $16,650,000 58.3% 0.2%
East West Bank $7,125,000 $16,170,000 126.9% 0.2%
AMERICAN FINANCING CORPORATION $12,360,000 $15,955,000 29.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $11,085,000 $15,750,000 42.1% 0.2%
HOMESIDE FINANCIAL, LLC $13,845,000 $15,145,000 9.4% 0.2%
BECKAM FUNDING CORP. $8,495,000 $14,050,000 65.4% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $11,630,000 $13,825,000 18.9% 0.2%
IMPAC MORTGAGE CORP. $9,510,000 $13,170,000 38.5% 0.1%
PANORAMA MORTGAGE GROUP, LLC $11,140,000 $13,070,000 17.3% 0.1%
CLEARPATH LENDING $20,325,000 $12,435,000 -38.8% 0.1%
CAMPOS FINANCIAL CORP. $5,950,000 $12,325,000 107.1% 0.1%
North American Savings Bank, F.S.B. $5,395,000 $12,325,000 128.5% 0.1%
Citizens Business Bank $6,225,000 $12,240,000 96.6% 0.1%
The Federal Savings Bank $17,530,000 $12,095,000 -31.0% 0.1%
DAS Acquisition Company, LLC $9,515,000 $12,010,000 26.2% 0.1%
Strong Home Mortgage, LLC $9,400,000 $11,960,000 27.2% 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $5,835,000 $11,940,000 104.6% 0.1%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $10,990,000 $11,930,000 8.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $4,210,000 $11,725,000 178.5% 0.1%
MEGA CAPITAL FUNDING, INC. $9,050,000 $11,720,000 29.5% 0.1%
CALCON MUTUAL MORTGAGE LLC $5,910,000 $11,510,000 94.8% 0.1%
LADERA LENDING, INC. $14,795,000 $11,450,000 -22.6% 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $19,270,000 $11,145,000 -42.2% 0.1%
NMSI, INC. $8,480,000 $10,865,000 28.1% 0.1%
ALAMEDA MORTGAGE CORPORATION $10,105,000 $10,290,000 1.8% 0.1%
Mechanics Bank $2,440,000 $10,210,000 318.4% 0.1%
Ally Bank $5,060,000 $10,180,000 101.2% 0.1%
HighTechLending Inc $7,650,000 $9,780,000 27.8% 0.1%
KELLER MORTGAGE, LLC $10,430,000 $9,475,000 -9.2% 0.1%
SCHOOLSFIRST $7,075,000 $9,335,000 31.9% 0.1%
PLANET HOME LENDING, LLC $8,000,000 $9,205,000 15.1% 0.1%
COUNTRY CLUB MORTGAGE, INC. $5,245,000 $9,135,000 74.2% 0.1%
NBKC BANK $10,755,000 $9,090,000 -15.5% 0.1%
PARKSIDE LENDING, LLC $27,615,000 $8,790,000 -68.2% 0.1%
MORIA DEVELOPMENT, INC. $14,170,000 $8,785,000 -38.0% 0.1%
AmeriHome Mortgage Company, LLC $10,825,000 $8,780,000 -18.9% 0.1%
WESTERN EXPRESS LENDING $4,350,000 $8,555,000 96.7% 0.1%
CALCULATED RISK ANALYTICS LLC $8,575,000 $8,420,000 -1.8% 0.1%
ON Q FINANCIAL, INC. $7,565,000 $8,395,000 11.0% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $4,355,000 $8,310,000 90.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $3,565,000 $8,275,000 132.1% 0.1%
ZILLOW HOME LOANS, LLC $3,810,000 $8,250,000 116.5% 0.1%
HOME APPROVALS DIRECT, INC. $6,995,000 $8,215,000 17.4% 0.1%
Self-Help Federal Credit Union $8,465,000 $8,130,000 -4.0% 0.1%
NEW WAVE LENDING GROUP INC $1,750,000 $8,105,000 363.1% 0.1%
ONY GLO, INC. $5,070,000 $8,035,000 58.5% 0.1%
Wyndham Capital Mortgage, Inc. $4,620,000 $7,995,000 73.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $9,255,000 $7,835,000 -15.3% 0.1%
BEST CAPITAL FUNDING $5,875,000 $7,820,000 33.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $10,830,000 $7,810,000 -27.9% 0.1%
AMERICAN ADVISORS GROUP $6,610,000 $7,625,000 15.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $4,270,000 $7,480,000 75.2% 0.1%
JMJ FINANCIAL GROUP $9,560,000 $7,220,000 -24.5% 0.1%
Barrington Bank & Trust Company, N.A. $6,110,000 $6,985,000 14.3% 0.1%
PHH Mortgage Corporation $5,150,000 $6,950,000 35.0% 0.1%
KS StateBank $6,845,000 $6,940,000 1.4% 0.1%
Greenbox Loans, Inc. $1,800,000 $6,930,000 285.0% 0.1%
Firefighters First Federal Credit Union $8,275,000 $6,860,000 -17.1% 0.1%
Arbor Realty Trust, Inc. $68,580,000 $6,825,000 -90.0% 0.1%
LENDINGHOME FUNDING CORPORATION $2,930,000 $6,550,000 123.5% 0.1%
PNC Bank $26,120,000 $6,225,000 -76.2% 0.1%
Prime Choice Funding Inc. $5,735,000 $6,065,000 5.8% 0.1%
KINGS MORTGAGE SERVICES, INC. $5,775,000 $6,000,000 3.9% 0.1%
MK LENDING CORP. $2,560,000 $5,890,000 130.1% 0.1%
BAY EQUITY LLC $8,520,000 $5,770,000 -32.3% 0.1%
ARC HOME LLC $3,395,000 $5,725,000 68.6% 0.1%
CUSTOMER SERVICE MORTGAGE CORPORATION $2,375,000 $5,355,000 125.5% 0.1%
Citibank $5,655,000 $5,305,000 -6.2% 0.1%
Fremont Bank $2,980,000 $5,305,000 78.0% 0.1%
JMAC LENDING, INC. $8,890,000 $5,265,000 -40.8% 0.1%
A&D Mortgage LLC $1,455,000 $5,260,000 261.5% 0.1%
WALL FINANCIAL, INC. $4,930,000 $5,250,000 6.5% 0.1%
WALKER & DUNLOP, LLC $5,225,000 n/a 0.1%
KINECTA $6,010,000 $5,125,000 -14.7% 0.1%
WINNPOINTE CORPORATION $6,045,000 $5,090,000 -15.8% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $7,860,000 $4,970,000 -36.8% 0.1%
Manufacturers and Traders Trust Company $1,495,000 $4,955,000 231.4% 0.1%
THE GOLDEN 1 $3,625,000 $4,900,000 35.2% 0.1%
Home Mortgage Alliance Corp $4,825,000 n/a 0.1%
LENDERFI, INC. $1,720,000 $4,770,000 177.3% 0.1%
R M K FINANCIAL CORP. $7,080,000 $4,755,000 -32.8% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $8,755,000 $4,730,000 -46.0% 0.1%
MORTGAGE CAPITAL PARTNERS, INC. $880,000 $4,640,000 427.3% 0.1%
NEXERA HOLDING LLC $3,075,000 $4,595,000 49.4% 0.1%
First Standard Financial Corp. $1,925,000 $4,545,000 136.1% 0.0%
CIVIC FINANCIAL SERVICES, LLC $3,655,000 $4,540,000 24.2% 0.0%
Arvest Bank $5,110,000 $4,475,000 -12.4% 0.0%
Truist Bank $1,850,000 $4,450,000 140.5% 0.0%
Armed Forces Bank $5,200,000 $4,345,000 -16.4% 0.0%
NBH Bank $6,580,000 $4,245,000 -35.5% 0.0%
CANOPY MORTGAGE, LLC $4,115,000 $4,130,000 0.4% 0.0%
INTELLILOAN, INC. $5,820,000 $4,095,000 -29.6% 0.0%
AHL FUNDING $4,780,000 $3,945,000 -17.5% 0.0%
FirstBank $5,210,000 $3,945,000 -24.3% 0.0%
S1L, Inc. $1,140,000 $3,795,000 232.9% 0.0%
AMERICAN FIRST $3,665,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $1,930,000 $3,605,000 86.8% 0.0%
Figure Lending LLC $1,135,000 $3,550,000 212.8% 0.0%
LOANLEADERS OF AMERICA, INC. $990,000 $3,460,000 249.5% 0.0%
VISION ONE MORTGAGE, INC. $2,685,000 $3,460,000 28.9% 0.0%
NP, Inc. $3,105,000 $3,450,000 11.1% 0.0%
Cornerstone First Mortgage, Inc $940,000 $3,420,000 263.8% 0.0%
PREMIA MORTGAGE, LLC $5,455,000 $3,410,000 -37.5% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,815,000 $3,370,000 19.7% 0.0%
ACADEMY MORTGAGE CORPORATION $7,265,000 $3,350,000 -53.9% 0.0%
ML Mortgage Corp. $3,420,000 $3,260,000 -4.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,785,000 $3,225,000 80.7% 0.0%
Citadel Servicing Corporation $475,000 $3,210,000 575.8% 0.0%
CITYWIDE HOME LOANS, LLC $4,990,000 $3,195,000 -36.0% 0.0%
Amerifirst Financial, Inc. $2,165,000 $3,165,000 46.2% 0.0%
DATA MORTGAGE, INC. $6,560,000 $3,150,000 -52.0% 0.0%
General Mortgage Capital Corporation $1,390,000 $3,145,000 126.3% 0.0%
LOANFLIGHT LENDING, LLC $2,110,000 $3,095,000 46.7% 0.0%
GUARANTEED RATE AFFINITY, LLC $2,385,000 $3,000,000 25.8% 0.0%
Financial Partners Credit Union $1,035,000 $2,995,000 189.4% 0.0%
SOFI LENDING CORP. $3,090,000 $2,945,000 -4.7% 0.0%
WESCOM CENTRAL CREDIT UNION $890,000 $2,940,000 230.3% 0.0%
GENEVA FINANCIAL, LLC $2,600,000 $2,815,000 8.3% 0.0%
Luther Burbank Savings $1,305,000 $2,805,000 114.9% 0.0%
United Fidelity Funding Corp. $1,145,000 $2,730,000 138.4% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,375,000 $2,725,000 98.2% 0.0%
NATIONS RELIABLE LENDING, LLC $360,000 $2,705,000 651.4% 0.0%
Discover Bank $2,155,000 $2,675,000 24.1% 0.0%
EVERETT FINANCIAL, INC. $7,655,000 $2,675,000 -65.1% 0.0%
DEL SUR CORPORATION $800,000 $2,560,000 220.0% 0.0%
TOP FLITE FINANCIAL, INC. $1,570,000 $2,530,000 61.1% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $360,000 $2,450,000 580.6% 0.0%
SPRING EQ, LLC $330,000 $2,445,000 640.9% 0.0%
ROYAL UNITED MORTGAGE LLC $2,545,000 $2,435,000 -4.3% 0.0%
Bank of England $2,735,000 $2,380,000 -13.0% 0.0%
Low VA Rates, LLC $5,865,000 $2,355,000 -59.8% 0.0%
COASTAL FUNDING SLC, INC. $2,015,000 $2,345,000 16.4% 0.0%
5TH STREET CAPITAL, INC. $2,305,000 n/a 0.0%
Axos Bank $4,935,000 $2,295,000 -53.5% 0.0%
HOMESTEAD FUNDING CORP. $1,820,000 $2,295,000 26.1% 0.0%
LANTZMAN MANAGEMENT, INC. $705,000 $2,280,000 223.4% 0.0%
NORTHROP GRUMMAN Federal Credit Union $235,000 $2,270,000 866.0% 0.0%
LOANSNAP, INC. $835,000 $2,265,000 171.3% 0.0%
Umpqua Bank $3,250,000 $2,225,000 -31.5% 0.0%
HomeStreet Bank $8,725,000 $2,220,000 -74.6% 0.0%
Franklin Loan Corporation $1,295,000 $2,200,000 69.9% 0.0%
21ST MORTGAGE CORPORATION $2,960,000 $2,175,000 -26.5% 0.0%
BBVA USA $7,295,000 $2,170,000 -70.3% 0.0%
PACIFIC SERVICE $1,665,000 $2,160,000 29.7% 0.0%
Pinnacle Bank $2,155,000 n/a 0.0%
Zions Bancorporation, N.A. $1,050,000 $2,130,000 102.9% 0.0%
BM Real Estate Services, Inc. $2,335,000 $2,090,000 -10.5% 0.0%
MID AMERICA MORTGAGE, INC. $3,300,000 $2,090,000 -36.7% 0.0%
Charles Schwab Bank, SSB $2,695,000 $2,080,000 -22.8% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $645,000 $2,065,000 220.2% 0.0%
LEADERONE FINANCIAL CORPORATION $635,000 $2,020,000 218.1% 0.0%
F&A Federal Credit Union $1,050,000 $1,950,000 85.7% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,880,000 $1,950,000 3.7% 0.0%
SNAPFI, INC. $95,000 $1,930,000 1,931.6% 0.0%
Crestline Funding Corporation $1,195,000 $1,915,000 60.3% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $1,410,000 $1,905,000 35.1% 0.0%
EMM LOANS LLC $1,825,000 $1,890,000 3.6% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $2,195,000 $1,890,000 -13.9% 0.0%
ENVOY MORTGAGE, LTD $3,435,000 $1,845,000 -46.3% 0.0%
First Savings Bank $3,610,000 $1,805,000 -50.0% 0.0%
ACCELERATE MORTGAGE, LLC $285,000 $1,800,000 531.6% 0.0%
ATHAS CAPITAL GROUP, INC. $1,070,000 $1,785,000 66.8% 0.0%
GSF Mortgage Corporation $215,000 $1,770,000 723.3% 0.0%
Magnolia Bank $3,355,000 $1,770,000 -47.2% 0.0%
Princeton Mortgage Corporation $1,725,000 n/a 0.0%
Northpointe Bank $2,270,000 $1,710,000 -24.7% 0.0%
Paramount Bank $940,000 $1,695,000 80.3% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,375,000 $1,675,000 21.8% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $755,000 $1,670,000 121.2% 0.0%
NFM, INC. $1,515,000 $1,665,000 9.9% 0.0%
SUMMIT MORTGAGE BANKERS INC. $460,000 $1,655,000 259.8% 0.0%
Sunflower Bank $1,810,000 $1,655,000 -8.6% 0.0%
ALLIANT CREDIT UNION $2,450,000 $1,635,000 -33.3% 0.0%
RANLIFE, INC. $1,805,000 $1,610,000 -10.8% 0.0%
DIRECT MORTGAGE, CORP. $1,080,000 $1,585,000 46.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $900,000 $1,540,000 71.1% 0.0%
Citizens Bank $1,465,000 $1,535,000 4.8% 0.0%
INSPIRE HOME LOANS INC. $1,485,000 $1,515,000 2.0% 0.0%
Credit Union of Southern California $850,000 $1,510,000 77.6% 0.0%
LENDSURE MORTGAGE CORP. $525,000 $1,510,000 187.6% 0.0%
Constant Investments, Inc. $530,000 $1,505,000 184.0% 0.0%
NuVision Federal Credit Union $1,140,000 $1,490,000 30.7% 0.0%
Quontic Bank $1,485,000 n/a 0.0%
Financial Funding Solutions, Inc. $1,065,000 $1,475,000 38.5% 0.0%
Alaska USA Federal Credit Union $490,000 $1,430,000 191.8% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $4,295,000 $1,415,000 -67.1% 0.0%
CENTRAL COAST LENDING, INC. $960,000 $1,410,000 46.9% 0.0%
OAKTREE FUNDING CORP. $440,000 $1,350,000 206.8% 0.0%
KeyBank $715,000 $1,345,000 88.1% 0.0%
First Bank $2,115,000 $1,340,000 -36.6% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $940,000 $1,335,000 42.0% 0.0%
CIT Bank $6,985,000 $1,320,000 -81.1% 0.0%
REVERSE MORTGAGE FUNDING LLC $395,000 $1,310,000 231.6% 0.0%
VENTURA COUNTY $665,000 $1,305,000 96.2% 0.0%
VICTORIA FINANCIAL CORP. $690,000 $1,300,000 88.4% 0.0%
GOLDEN WEST ALLIANCE, INC. $370,000 $1,290,000 248.6% 0.0%
Baxter Credit Union $1,105,000 $1,270,000 14.9% 0.0%
EMBRACE HOME LOANS, INC. $1,535,000 $1,250,000 -18.6% 0.0%
RF Renovo Management Company, LLC $1,250,000 n/a 0.0%
SKYONE Federal Credit Union $350,000 $1,230,000 251.4% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $1,225,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $105,000 $1,205,000 1,047.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $310,000 $1,195,000 285.5% 0.0%
CONTOUR MORTGAGE CORPORATION $175,000 $1,190,000 580.0% 0.0%
OPEN MORTGAGE, LLC $2,520,000 $1,190,000 -52.8% 0.0%
Cathay Bank $590,000 $1,180,000 100.0% 0.0%
CALIFORNIA CREDIT UNION $1,315,000 $1,140,000 -13.3% 0.0%
MORTGAGE ACCESS CORP. $1,105,000 $1,135,000 2.7% 0.0%
FUNDLOANS CAPITAL $1,125,000 n/a 0.0%
Stifel Bank and Trust $1,560,000 $1,100,000 -29.5% 0.0%
LOS ANGELES POLICE Federal Credit Union $1,895,000 $1,095,000 -42.2% 0.0%
GEORGIA'S OWN $1,080,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $720,000 $1,065,000 47.9% 0.0%
First Federal Bank $2,020,000 $1,060,000 -47.5% 0.0%
GUIDANCE RESIDENTIAL, LLC $310,000 $1,060,000 241.9% 0.0%
INTERCAP LENDING INC. $825,000 $1,060,000 28.5% 0.0%
Merchants Bank of Indiana $3,240,000 $1,060,000 -67.3% 0.0%
MANN FINANCIAL INC. $1,055,000 n/a 0.0%
BNC National Bank $4,365,000 $1,045,000 -76.1% 0.0%
Prosperity Home Mortgage, LLC $1,930,000 $1,035,000 -46.4% 0.0%
Texana Bank $235,000 $1,030,000 338.3% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,605,000 $1,025,000 -36.1% 0.0%
CERTIFIED $575,000 $1,020,000 77.4% 0.0%
Waterstone Mortgage Corporation $1,020,000 n/a 0.0%
Morgan Stanley Private Bank $2,075,000 $1,015,000 -51.1% 0.0%
The Loan Store, Inc. $1,015,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $570,000 $1,010,000 77.2% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,080,000 $1,005,000 -6.9% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $175,000 $1,000,000 471.4% 0.0%
iCore Lending, Inc. $570,000 $1,000,000 75.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $4,405,000 $970,000 -78.0% 0.0%
First Home Bank $1,010,000 $965,000 -4.5% 0.0%
BEST FINANCE CAPITAL, INC. $365,000 $960,000 163.0% 0.0%
UIF CORPORATION $345,000 $960,000 178.3% 0.0%
GOOGAIN, INC. $225,000 $940,000 317.8% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,375,000 $930,000 -60.8% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $930,000 n/a 0.0%
FRONTWAVE $165,000 $915,000 454.5% 0.0%
First Mortgage Solutions, LLC $345,000 $905,000 162.3% 0.0%
1ST RELIANT HOME LOANS, INC. $345,000 $900,000 160.9% 0.0%
SRE MORTGAGE ALLIANCE INC. $1,010,000 $895,000 -11.4% 0.0%
HOME FUNDING CORPORATION $430,000 $890,000 107.0% 0.0%
Florida Capital Bank $695,000 $885,000 27.3% 0.0%
Ameris Bank $1,110,000 $875,000 -21.2% 0.0%
NexBank $1,400,000 $860,000 -38.6% 0.0%
SIRVA MORTGAGE, INC. $275,000 $860,000 212.7% 0.0%
STAR ONE CREDIT UNION $1,055,000 $835,000 -20.9% 0.0%
Credence Funding Corporation $470,000 $815,000 73.4% 0.0%
MORTGAGE 2000, INC. $380,000 $815,000 114.5% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $775,000 $810,000 4.5% 0.0%
HomeTrust Bank $190,000 $810,000 326.3% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $800,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $580,000 $800,000 37.9% 0.0%
ST FIN CORP $1,430,000 $795,000 -44.4% 0.0%
KD CAPITAL MORTGAGE CORPORATION $1,130,000 $785,000 -30.5% 0.0%
TCF National Bank $1,630,000 $785,000 -51.8% 0.0%
QUORUM FEDERAL CREDIT UNION $660,000 $765,000 15.9% 0.0%
TOWNE MORTGAGE COMPANY $675,000 $765,000 13.3% 0.0%
Northwest Farm Credit Services, FLCA $1,310,000 $755,000 -42.4% 0.0%
TJC Mortgage, Inc. $810,000 $755,000 -6.8% 0.0%
UBS Bank USA $815,000 $755,000 -7.4% 0.0%
Provident Credit Union $1,375,000 $750,000 -45.5% 0.0%
Cf Bank $1,275,000 $740,000 -42.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $320,000 $740,000 131.3% 0.0%
T2 FINANCIAL LLC $190,000 $690,000 263.2% 0.0%
PATELCO $390,000 $685,000 75.6% 0.0%
Flanagan State Bank $1,125,000 $680,000 -39.6% 0.0%
PLUS RELOCATION MORTGAGE, LLC $675,000 n/a 0.0%
Banner Bank $4,310,000 $670,000 -84.5% 0.0%
SESLOC $360,000 $655,000 81.9% 0.0%
PINNACLE LENDING GROUP, INC. $650,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $645,000 n/a 0.0%
Chickasaw Community Bank $640,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $1,825,000 $630,000 -65.5% 0.0%
PROFESSIONAL CONSOLIDATED FINANCIAL GROUP, INC. $620,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $1,575,000 $615,000 -61.0% 0.0%
PARTNERS $175,000 $610,000 248.6% 0.0%
BOKF $845,000 $600,000 -29.0% 0.0%
Residential Mortgage Solutions, Inc. $580,000 $600,000 3.4% 0.0%
VAN DYK MORTGAGE CORPORATION $600,000 n/a 0.0%
Boeing Employees Credit Union $175,000 $590,000 237.1% 0.0%
CALLISTO GROUP, INC. $205,000 $590,000 187.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $175,000 $590,000 237.1% 0.0%
Lend Smart Mortgage, LLC $590,000 n/a 0.0%
Mortgage Bank of California $585,000 n/a 0.0%
Plains Commerce Bank $365,000 $585,000 60.3% 0.0%
NORWICH COMMERCIAL GROUP, INC. $235,000 $580,000 146.8% 0.0%
TIAA, FSB $5,575,000 $580,000 -89.6% 0.0%
Gateway First Bank $570,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $560,000 n/a 0.0%
Glacier Bank $560,000 n/a 0.0%
TRISTAR FINANCE, INC. $560,000 n/a 0.0%
Royal Business Bank $3,245,000 $545,000 -83.2% 0.0%
BELEM SERVICING LLC $735,000 $540,000 -26.5% 0.0%
Kwik Mortgage Corporation $650,000 $530,000 -18.5% 0.0%
Neighborhood Loans, Inc. $105,000 $530,000 404.8% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $865,000 $525,000 -39.3% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $480,000 $520,000 8.3% 0.0%
AMERIFIRST FINANCIAL CORPORATION $630,000 $510,000 -19.0% 0.0%
AXIA FINANCIAL, LLC $3,910,000 $510,000 -87.0% 0.0%
American Riviera Bank $505,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $610,000 $505,000 -17.2% 0.0%
CAPSTONE DIRECT, INC. $1,655,000 $500,000 -69.8% 0.0%
First City Credit Union $500,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,515,000 $500,000 -67.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $660,000 $490,000 -25.8% 0.0%
RBC Bank, (Georgia) $480,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $475,000 n/a 0.0%
City National Bank $185,000 $470,000 154.1% 0.0%
GoPrime Mortgage, Inc. $2,275,000 $470,000 -79.3% 0.0%
Meridian Bank Corporation $335,000 $470,000 40.3% 0.0%
Fidelity Bank $495,000 $460,000 -7.1% 0.0%
COMMUNITYAMERICA $445,000 n/a 0.0%
VERITAS FUNDING, LLC $470,000 $440,000 -6.4% 0.0%
COASTHILLS $1,170,000 $435,000 -62.8% 0.0%
T. J. FINANCIAL, INC. $575,000 $435,000 -24.3% 0.0%
IAPPROVE LENDING $185,000 $430,000 132.4% 0.0%
LENDING 3, INC. $1,875,000 $430,000 -77.1% 0.0%
SANTA CLARA COUNTY $425,000 n/a 0.0%
The Central Trust Bank $425,000 n/a 0.0%
Fifth Third Bank $125,000 $420,000 236.0% 0.0%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $415,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $415,000 n/a 0.0%
ORANGE COUNTY'S CREDIT UNION $1,155,000 $415,000 -64.1% 0.0%
SCE FEDERAL CREDIT UNION $415,000 n/a 0.0%
Los Angeles Federal Credit Union $485,000 $410,000 -15.5% 0.0%
FAY SERVICING, LLC $400,000 n/a 0.0%
Bank of Utah $395,000 n/a 0.0%
First Republic Bank $1,135,000 $395,000 -65.2% 0.0%
MID-VALLEY SERVICES, INC. $450,000 $390,000 -13.3% 0.0%
THE POLICE Credit Union $390,000 n/a 0.0%
Bank of Hope $385,000 n/a 0.0%
MORTGAGEONE, INC. $385,000 n/a 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $385,000 n/a 0.0%
EQUITY WAVE LENDING, INC. $105,000 $370,000 252.4% 0.0%
SUNSTREET MORTGAGE, LLC $320,000 $370,000 15.6% 0.0%
AmRes Corporation $340,000 $365,000 7.4% 0.0%
First Horizon Bank $365,000 n/a 0.0%
Pacific City Bank $630,000 $365,000 -42.1% 0.0%
UNITED MORTGAGE CORP. $290,000 $365,000 25.9% 0.0%
ALL REVERSE MORTGAGE, INC. $95,000 $360,000 278.9% 0.0%
Goldwater Bank, N.A. $1,855,000 $360,000 -80.6% 0.0%
STANFORD Federal Credit Union $640,000 $360,000 -43.8% 0.0%
Mid-Continent Funding, Inc. $500,000 $355,000 -29.0% 0.0%
COMPASS MORTGAGE, INC. $345,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $345,000 n/a 0.0%
UNIVERSITY CREDIT UNION $510,000 $345,000 -32.4% 0.0%
REDWOOD $465,000 $340,000 -26.9% 0.0%
ARIZONA $335,000 n/a 0.0%
COAST 2 COAST FUNDING GROUP, INC. $335,000 n/a 0.0%
MYCUMORTGAGE, LLC $335,000 n/a 0.0%
San Diego Funding $1,125,000 $335,000 -70.2% 0.0%
Provident Savings Bank, F.S.B. $325,000 n/a 0.0%
THRIVE MORTGAGE, LLC $325,000 n/a 0.0%
California Coast Credit Union $105,000 $320,000 204.8% 0.0%
First National Bank of America $445,000 $320,000 -28.1% 0.0%
Blue Ridge Bank $205,000 $315,000 53.7% 0.0%
Open Bank $235,000 $315,000 34.0% 0.0%
Northwest Federal Credit Union $305,000 n/a 0.0%
CIBC Bank USA $295,000 n/a 0.0%
IVY MORTGAGE, INC. $295,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $285,000 n/a 0.0%
SECURITY HOME MORTGAGE, LLC. $300,000 $285,000 -5.0% 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $465,000 $285,000 -38.7% 0.0%
Summit Mortgage Corporation $175,000 $285,000 62.9% 0.0%
Colonial Savings, F.A. $640,000 $280,000 -56.3% 0.0%
Farmers and Merchants Bank of Long Beach $235,000 $280,000 19.1% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $815,000 $280,000 -65.6% 0.0%
Assurance Financial Group, L.L.C. $275,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $380,000 $275,000 -27.6% 0.0%
LHM FINANCIAL CORPORATION $385,000 $275,000 -28.6% 0.0%
NASA Federal Credit Union $275,000 n/a 0.0%
THOMPSON KANE & COMPANY, LLC $275,000 n/a 0.0%
PREMIER AMERICA $165,000 $265,000 60.6% 0.0%
FIRST ENTERTAINMENT $460,000 $260,000 -43.5% 0.0%
AMCAP MORTGAGE, LTD.</