BAKERSFIELD Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bakersfield averaged 7.08% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.43% and one month ago for the week of 2023-10-19, the average rate was 7.22%.

Bakersfield's average rate one year ago was 6.3%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.57%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Bakersfield 30 Year Fixed Rate 2023-11-22 7.08%
Bakersfield 30 Year Fixed Rate Refi 2023-11-22 6.57%
Bakersfield 15 Year Fixed Rate 2023-11-22 6.35%
Bakersfield 15 Year Fixed Rate Refi 2023-11-22 5.03%
Bakersfield 30 Year FHA 2023-11-22 -0.37%
Bakersfield 30 Year FHA Refi 2023-11-22 -1.45%
Bakersfield 30 Year USDA 2023-11-22 -1.04%
Bakersfield 30 Year USDA Refi 2023-11-22 0%
Bakersfield 30 Year VA 2023-11-22 -0.37%
Bakersfield 30 Year VA Refi 2023-11-22 -2.12%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BAKERSFIELD, CA.

BAKERSFIELD Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BAKERSFIELD, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 1,128 4.93% $7,558
QUICKEN LOANS, LLC 887 4.72% $7,198
Sierra Pacific Mortgage Company, Inc. 512 5.05% $7,519
LOANDEPOT.COM, LLC 329 4.50% $6,516
VALLEY STRONG CREDIT UNION 252 3.75% $5,149
Wells Fargo Bank 200 4.58% $4,663
Golden Empire Mortgage, Inc. 193 5.02% $9,289
HOME POINT FINANCIAL CORPORATION 177 4.54% $8,121
EAGLE HOME MORTGAGE, LLC 175 5.12% $7,417
DIGNIFIED HOME LOANS, LLC 160 5.03% $6,878
Mr. Cooper ( Nationstar Mortgage ) 145 4.40% $8,252
CALIBER HOME LOANS, INC. 128 4.63% $6,245
DHI MORTGAGE COMPANY, LTD. 122 4.33% $5,523
MLD MORTGAGE INC. 122 4.99% $8,218
AltaOne Federal Credit Union 120 3.77% $4,301
GUARANTEED RATE, INC. 110 4.69% $5,380
CROSSCOUNTRY MORTGAGE, LLC 106 5.38% $8,060
Nations Lending Corporation 105 5.18% $6,793
JPMorgan Chase Bank 96 4.66% $4,260
Platinum Home Mortgage Corporation 93 4.96% $8,357
SUMMIT FUNDING, INC. 86 4.96% $9,319
BROKER SOLUTIONS, INC. 83 4.80% $6,767
FREEDOM MORTGAGE CORPORATION 81 4.40% $5,485
PENNYMAC LOAN SERVICES, LLC 80 4.35% $7,238
RESIDENTIAL BANCORP 80 5.09% $9,057
Hometown Lenders, Inc. 79 5.08% $7,084
HOMEBRIDGE FINANCIAL SERVICES, INC. 75 4.98% $8,000
AMERICAN PACIFIC MORTGAGE CORPORATION 75 4.89% $8,075
OCMBC, INC. 71 5.47% $9,011
Bank of America 67 4.18% $4,489
FINANCE OF AMERICA MORTGAGE LLC 63 4.85% $8,190
GUILD MORTGAGE COMPANY 60 5.01% $7,301
AMERISAVE MORTGAGE CORPORATION 60 4.47% $8,170
CASTLE & COOKE MORTGAGE, LLC 58 4.70% $8,293
CMG MORTGAGE, INC. 58 4.07% $6,939
NAVY FEDERAL CREDIT UNION 55 4.94% $4,861
U.S. Bank 55 4.79% $6,313
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 49 4.66% $8,121
Flagstar Bank, FSB 44 4.55% $4,897
MUFG Union Bank 44 4.17% $4,783
NEWREZ LLC 41 4.64% $6,103
MICHIGAN MUTUAL, INC. 40 5.23% $9,935
CARDINAL FINANCIAL 40 4.64% $7,736
Paramount Residential Mortgage Group, Inc. 39 4.98% $7,230
BETTER MORTGAGE CORPORATION 39 3.79% $4,895
SAFE 1 CREDIT UNION 39 4.33% $2,503
LOGIX FEDERAL CREDIT UNION 36 3.61% $4,398
SECURITYNATIONAL MORTGAGE COMPANY 34 5.01% $9,749
Century Mortgage Company DBA Century Lending Company 32 6.11% $8,187
COUNTRY CLUB MORTGAGE, INC. 31 5.50% $8,266
Watermark Capital, Inc. 26 4.31% $6,264
Greenbox Loans, Inc. 26 7.55% $14,278
STRATA Credit Union 25 4.34% $5,348
SCHOOLSFIRST 25 4.31% $4,149
Pacific Lending LLC 24 5.10% $7,405
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 5.21% $6,730
ARK-LA-TEX FINANCIAL SERVICES, LLC. 24 4.72% $5,906
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 23 5.00% $7,439
PRIMARY RESIDENTIAL MORTGAGE, INC. 22 4.87% $9,036
CHEVRON 22 4.06% $3,328
Carrington Mortgage Services, LLC 21 4.53% $6,628
NATIONS DIRECT MORTGAGE, LLC 21 4.72% $7,215
MOUNTAIN WEST FINANCIAL, INC. 21 4.77% $7,151
MOVEMENT MORTGAGE, LLC 20 4.75% $5,511
Lakeview Community Capital, LLC 20 4.26% $4,646
LOANPAL, LLC 19 4.20% $7,725
FBC MORTGAGE, LLC 18 4.34% $10,364
LAKEVIEW LOAN SERVICING, LLC 18 4.42% $5,658
MUTUAL OF OMAHA MORTGAGE, INC. 17 4.65% $5,974
KINGS MORTGAGE SERVICES, INC. 17 5.35% $7,146
ALAMEDA MORTGAGE CORPORATION 17 5.07% $7,030
NMSI, INC. 17 4.86% $7,010
AUGUSTA FINANCIAL, INC. 17 5.55% $9,588
ON Q FINANCIAL, INC. 16 4.18% $7,321
BAY EQUITY LLC 16 5.62% $7,859
ANGEL OAK MORTGAGE SOLUTIONS LLC 16 6.41% $11,170
MK LENDING CORP. 15 5.52% $8,585
PLAZA HOME MORTGAGE, INC. 15 4.48% $6,954
AMERICAN FINANCING CORPORATION 15 4.25% $5,385
Commerce Home Mortgage, Inc. 14 4.43% $7,753
CAMPOS FINANCIAL CORP. 14 4.80% $6,269
HOMESIDE FINANCIAL, LLC 14 4.48% $7,574
NEW WAVE LENDING GROUP INC 14 4.90% $7,276
ROUNDPOINT MORTGAGE SERVICING CORPORATION 14 4.57% $9,341
BEST CAPITAL FUNDING 13 4.25% $6,553
PHH Mortgage Corporation 12 5.15% $5,567
NexBank 12 5.81% $8,240
ZILLOW HOME LOANS, LLC 12 4.93% $5,239
S1L, Inc. 11 4.98% $8,351
MORTGAGE MANAGEMENT CONSULTANTS, INC. 11 5.06% $8,298
EVERETT FINANCIAL, INC. 11 4.82% $2,915
Ally Bank 11 4.30% $5,223
PANORAMA MORTGAGE GROUP, LLC 11 6.02% $9,077
NETWORK CAPITAL FUNDING CORPORATION 11 4.43% $7,256
PACIFIC HOME LOANS, INC. 11 4.81% $6,772
Firefighters First Federal Credit Union 10 3.29% $1,455
KELLER MORTGAGE, LLC 10 5.00% $5,094
THE GOLDEN 1 10 4.63% $3,559
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 9 5.18% $5,846
JMJ FINANCIAL GROUP 8 5.55% $7,942
Armed Forces Bank 8 4.55% $6,830
Arvest Bank 8 4.31% $5,253
BECKAM FUNDING CORP. 8 5.27% $10,170
CALCON MUTUAL MORTGAGE LLC 8 5.64% $10,275
CHURCHILL MORTGAGE CORPORATION 8 4.95% $7,909
CUSTOMER SERVICE MORTGAGE CORPORATION 8 5.06% $5,435
DRAPER AND KRAMER MORTGAGE CORP. 8 5.16% $6,552
Equity Prime Mortgage LLC 8 4.41% $5,328
HighTechLending Inc 8 4.23% $6,035
IMPAC MORTGAGE CORP. 8 4.77% $3,419
JMAC LENDING, INC. 8 6.08% $8,991
ONY GLO, INC. 8 3.73% $6,279
SUN WEST MORTGAGE COMPANY, INC. 8 4.14% $7,357
Tri Counties Bank 8 5.14% $7,128
Wyndham Capital Mortgage, Inc. 8 4.37% $2,844
STEARNS LENDING, LLC 7 3.57% $8,450
NEXERA HOLDING LLC 7 7.52% $14,125
Citadel Servicing Corporation 7 6.91% $10,860
MORTGAGE CAPITAL PARTNERS, INC. 7 4.12% $6,025
Barrington Bank & Trust Company, N.A. 7 5.03% $5,143
Bank of the West 7 5.54% $5,598
Strong Home Mortgage, LLC 7 4.73% $4,108
North American Savings Bank, F.S.B. 7 4.61% $3,373
Hometown Equity Mortgage, LLC 6 5.10% $7,189
First National Bank of America 6 8.67% $8,344
Discover Bank 6 4.45% $0
AMERICAN INTERNET MORTGAGE, INC. 6 3.38% $7,375
NBKC BANK 6 3.98% $4,190
Chicago Mortgage Solutions LLC 6 4.17% $4,211
Mortgage Research Center, LLC 6 4.94% $7,294
Citibank 6 4.75% $4,017
NORTHROP GRUMMAN Federal Credit Union 5 5.18% $5,658
AXIA FINANCIAL, LLC 5 6.00% $8,776
PENTAGON FEDERAL CREDIT UNION 5 3.90% $3,354
ATHAS CAPITAL GROUP, INC. 5 7.28% $11,108
PLANET HOME LENDING, LLC 5 4.25% $5,487
GOLDEN WEST ALLIANCE, INC. 5 5.58% $9,586
LADERA LENDING, INC. 5 4.50% $4,182
PROVIDENT FUNDING ASSOCIATES, L.P. 5 4.23% $4,236
FIRST ENTERTAINMENT 5 5.23% $3,411
COASTAL FUNDING SLC, INC. 5 4.43% $5,432
WESCOM CENTRAL CREDIT UNION 5 3.90% $4,589
MORIA DEVELOPMENT, INC. 5 5.73% $6,499
DAS Acquisition Company, LLC 5 4.65% $11,422
AHL FUNDING 5 5.07% $5,924
iCore Lending, Inc. 5 5.22% $10,022
ENVOY MORTGAGE, LTD 4 5.34% $8,474
WALL FINANCIAL, INC. 4 5.09% $9,719
HOME APPROVALS DIRECT, INC. 4 5.15% $10,729
SOFI LENDING CORP. 4 3.88% $4,825
Prosperity Home Mortgage, LLC 4 4.56% $3,812
Truist 4 4.12% $4,628
The Federal Savings Bank 4 5.69% $9,556
Mechanics Bank 4 4.06% $3,570
GUARANTEED RATE AFFINITY, LLC 4 4.96% $5,011
ROYAL UNITED MORTGAGE LLC 4 4.84% $8,476
ARC HOME LLC 4 6.88% $10,780
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 5.22% $6,723
ANGEL OAK HOME LOANS LLC 4 5.06% $3,893
F&A Federal Credit Union 4 4.44% $1,449
HOMEXPRESS MORTGAGE CORP. 4 6.22% $14,632
KINECTA 4 3.53% $2,729
First Guaranty Mortgage Corporation 4 4.53% $11,093
NuVision Federal Credit Union 4 4.09% $3,598
ACADEMY MORTGAGE CORPORATION 4 5.31% $5,865
First Standard Financial Corp. 3 5.96% $7,369
Quontic Bank 3 6.83% $11,807
AmeriHome Mortgage Company, LLC 3 4.58% $4,380
RMS & Associates 3 5.42% $10,824
AMERIFIRST FINANCIAL CORPORATION 3 4.96% $7,233
LENDSURE MORTGAGE CORP. 3 6.08% $9,178
Fremont Bank 3 4.21% $4,676
Devon Bank 3 5.71% $5,634
CORNERSTONE HOME LENDING, INC. 3 5.46% $9,690
FUNDLOANS CAPITAL 3 6.88% $15,112
AMCAP MORTGAGE, LTD. 3 6.42% $9,362
MID AMERICA MORTGAGE, INC. 3 4.50% $2,929
NFM, INC. 3 5.33% $8,746
Citizens Bank 3 5.67% $6,558
KeyBank 3 4.75% $6,056
First-Citizens Bank & Trust Company 3 3.95% $5,284
UIF CORPORATION 3 3.63% $3,535
Umpqua Bank 3 3.67% $5,049
FirstBank 3 3.54% $5,145
CHERRY CREEK MORTGAGE, LLC 3 5.46% $645
UNIVERSITY CREDIT UNION 3 3.67% $5,017
USAA Federal Savings Bank 3 5.17% $5,490
CENTRAL COAST LENDING, INC. 3 3.79% $10,617
A&D Mortgage LLC 3 5.25% $10,272
INTELLILOAN, INC. 3 3.88% $9,039
PNC Bank 3 3.42% $7,045
Boeing Employees Credit Union 3 4.46% $7,920
Princeton Mortgage Corporation 3 3.33% $7,075
SOVEREIGN LENDING GROUP INCORPORATED 2 4.69% $5,923
UBS Bank USA 2 3.50% $3,952
Colonial Savings, F.A. 2 4.69% $4,936
GOOGAIN, INC. 2 4.81% $3,437
UNIFY FINANCIAL Credit Union 2 4.36% $2,728
First Internet Bank of Indiana 2 4.38% $5,240
BNB FINANCIAL INC. 2 4.69% $4,822
Crestline Funding Corporation 2 4.43% $3,472
LBS FINANCIAL 2 5.31% $5,452
INTERCAP LENDING INC. 2 4.50% $7,788
CALIFORNIA CREDIT UNION 2 3.94% $1,659
M&T Bank 2 4.31% $3,936
Northpointe Bank 2 5.13% $4,323
Educational Employees Credit Union 2 4.50% $2,392
VENTURA COUNTY 2 3.88% $5,246
VERITAS FUNDING, LLC 2 5.25% $8,096
V.I.P. MORTGAGE, INC. 2 5.88% $7,870
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.18% $4,735
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.69% $7,381
CAPSTONE DIRECT, INC. 2 4.94% $8,816
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 5.44% $5,995
DEL SUR CORPORATION 2 6.88% $4,204
CANOPY MORTGAGE, LLC 2 3.93% $4,217
Fifth Third Bank 2 4.88% $5,592
EMM LOANS LLC 2 4.06% $7,641
PARTNERS 2 3.88% $5,986
City National Bank 2 3.75% $4,117
EMBRACE HOME LOANS, INC. 2 4.31% $5,169
Sunflower Bank 2 5.13% $6,558
HSBC BANK USA, NATIONAL ASSOCIATION 2 5.26% $6,884
MID-VALLEY SERVICES, INC. 2 4.25% $3,930
General Mortgage Capital Corporation 2 6.25% $8,352
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 5.50% $8,715
NBH Bank 2 3.56% $4,873
HomeStreet Bank 2 4.69% $6,229
Morgan Stanley Private Bank 2 3.15% $3,096
21ST MORTGAGE CORPORATION 2 7.15% $10,601
PACIFIC SERVICE 2 4.13% $8,413
Origin Bank 2 4.69% $3,544
Town Square Mortgage & Investments, Inc. 2 5.69% $8,477
BLUE BRICK FINANCIAL LLC 2 4.00% $3,293
Financial Partners Credit Union 1 5.13% $3,800
First Bank 1 5.88% $3,688
FIRST CENTENNIAL MORTGAGE CORPORATION 1 4.25% $9,028
FIRST COLONY MORTGAGE CORPORATION 1 4.63% $4,340
FIRST COMMUNITY MORTGAGE, INC. 1 6.50% $9,800
FIRST NATIONS HOME FINANCE CORPORATION 1 5.88% $4,227
First Savings Bank 1 4.38% $13,162
First State Bank of St. Charles, Missouri 1 4.88% $3,311
Florida Capital Bank 1 4.38% $3,823
East West Bank 1 4.00% $2,191
Gain Federal Credit Union 1 2.75% $8,743
GENEVA FINANCIAL, LLC 1 5.38% $13,763
GLENDALE AREA SCHOOLS CREDIT UNION 1 5.25% $3,995
DIRECTORS MORTGAGE, INC. 1 3.55% $5,364
GSF Mortgage Corporation 1 7.88% $5,086
DIRECT MORTGAGE, CORP. 1 6.88% $13,091
GUARANTY HOME MORTGAGE CORPORATION 1 4.38% $10,363
GUIDANCE RESIDENTIAL, LLC 1 4.13% $4,466
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 4.99% $8,390
DEEPHAVEN MORTGAGE LLC 1 7.50% $9,062
ISERVE RESIDENTIAL LENDING, LLC 1 8.99% $7,004
JET DIRECT FUNDING CORP 1 6.50% $4,389
Waterstone Mortgage Corporation 1 5.75% $6,609
KBHS HOME LOANS, LLC 1 3.38% $4,146
Credit Union of Southern California 1 5.88% $4,888
CONTOUR MORTGAGE CORPORATION 1 3.63% $7,564
Kwik Mortgage Corporation 1 3.75% $4,096
LA Financial Federal Credit Union 1 5.38% $7,925
COMMUNITY MORTGAGE FUNDING, LLC 1 7.00% $6,626
LEADERONE FINANCIAL CORPORATION 1 4.38% $2,602
LENDING 3, INC. 1 7.13% $8,845
COASTHILLS 1 5.38% $4,523
LOANLEADERS OF AMERICA, INC. 1 10.25% $9,015
COAST 2 COAST FUNDING GROUP, INC. 1 4.50% $4,609
LONG BEACH CITY EMPLOYEES Federal Credit Union 1 4.50% $5,711
Luxury Mortgage Corp. 1 5.25% $3,697
Magnolia Bank 1 4.87% $5,598
MANN FINANCIAL INC. 1 5.13% $7,690
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.49% $6,313
MEGASTAR FINANCIAL CORP. 1 5.00% $3,831
MERIWEST MORTGAGE COMPANY, LLC 1 6.38% $8,043
ML Mortgage Corp. 1 5.63% $5,547
MORTGAGE ACCESS CORP. 1 3.75% $3,455
CHOICE LENDING CORP. 1 4.50% $4,058
Cf Bank 1 3.50% $3,475
NATIONS RELIABLE LENDING, LLC 1 3.38% $4,655
CALTECH EMPLOYEES FEDERAL CREDIT UNION 1 3.00% $5,332
Neighborhood Loans, Inc. 1 4.50% $13,689
CALLISTO GROUP, INC. 1 7.38% $5,296
NEW WEST LENDING, INC. 1 3.50% $6,163
BMO Harris Bank 1 4.50% $6,839
Northwest Bank 1 3.63% $5,892
Northwest Farm Credit Services, FLCA 1 4.40% $3,678
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.38% $3,851
BEST FINANCE CAPITAL, INC. 1 4.50% $5,864
ORANGE COUNTY'S CREDIT UNION 1 4.25% $2,348
Bank of England 1 3.50% $10,010
Axos Bank 1 2.99% $3,724
PATELCO 1 6.38% $3,331
PIKE CREEK MORTGAGE SERVICES, INC. 1 5.88% $4,708
POPA FEDERAL CREDIT UNION 1 2.88% $6,593
PREMIA MORTGAGE, LLC 1 5.38% $456
AMWEST FUNDING CORP. 1 3.88% $621,419
AmRes Corporation 1 3.63% $4,771
Provident Credit Union 1 4.25% $9,851
Provident Savings Bank, F.S.B. 1 2.88% $9,946
Ameris Bank 1 3.75% $3,163
Raymond James Bank 1 3.63% $2,164
Amerifirst Financial, Inc. 1 3.75% $3,869
SAN DIEGO COUNTY CREDIT UNION 1 2.88% $3,754
San Diego Funding 1 4.13% $4,465
SCENIC OAKS FUNDING, INC. 1 5.63% $16,066
SECURITY HOME MORTGAGE, LLC. 1 5.38% $10,137
AMERICAN HERITAGE LENDING, INC. 1 8.38% $14,227
Servion, Inc. 1 4.63% $15,999
SESLOC 1 5.00% $6,276
AMERICAN FINANCE HOUSE LARIBA 1 6.48% $6,665
Silicon Valley Bank 1 3.88% $3,397
SOUTHLAND CREDIT UNION 1 3.50% $5,816
STANFORD Federal Credit Union 1 4.13% $4,736
STARBOARD FINANCIAL MANAGEMENT, LLC 1 5.25% $5,725
STAR ONE CREDIT UNION 1 2.50% $4,059
Stifel Bank and Trust 1 5.00% $3,024
ALTURA 1 3.50% $3,172
SUMMIT MORTGAGE CORPORATION 1 3.50% $7,549
SWBC MORTGAGE CORPORATION 1 6.88% $12,212
Texana Bank 1 3.00% $7,521
ALTITUDE FINANCIAL CORPORATION 1 7.00% $4,769
The Huntington National Bank 1 3.25% $6,940
Third Federal Savings and Loan Association of Cleveland 1 3.34% $295
TJC Mortgage, Inc. 1 5.50% $10,229
T. J. FINANCIAL, INC. 1 8.00% $2,710
TOWNE MORTGAGE COMPANY 1 3.88% $4,177
5TH STREET CAPITAL, INC. 1 5.38% $23,332
UNITED 1 5.13% $5,966
United Fidelity Funding Corp. 1 5.13% $5,499
UNITED MORTGAGE CORP 1 8.88% $6,723
ALLIED MORTGAGE GROUP, INC. 1 4.49% $3,390
ALLIANT CREDIT UNION 1 4.88% $8,061
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $6,274
VISION ONE MORTGAGE, INC. 1 4.75% $7,863
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.50% $4,578
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 1 4.75% $12,141

BAKERSFIELD Average Closing Costs & Other Stats

BAKERSFIELD, CA's 337 lenders originated 19,401 loans during 2022. The total origination value was $5,433,435,000, with an average loan value of $280,060.

BAKERSFIELD's average closing costs are $6,303.

The top BAKERSFIELD lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 1,128 loans originated. Their average total fees are $7,558, which is $360 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee BAKERSFIELD lenders (with over 10 loans originated) are Firefighters First Federal Credit Union ($1,455), SAFE 1 CREDIT UNION ($2,503), EVERETT FINANCIAL, INC. ($2,915), CHEVRON ($3,328) and THE GOLDEN 1 ($3,559).

The lowest rate BAKERSFIELD lenders (with over 10 loans originated) are Firefighters First Federal Credit Union (3.29%), LOGIX FEDERAL CREDIT UNION (3.61%), VALLEY STRONG CREDIT UNION (3.75%), AltaOne Federal Credit Union (3.77%) and BETTER MORTGAGE CORPORATION (3.79%).

BAKERSFIELD, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $916,435,000 $677,070,000 -26.1% 12.5%
QUICKEN LOANS, LLC $899,435,000 $411,675,000 -54.2% 7.6%
Sierra Pacific Mortgage Company, Inc. $404,425,000 $232,485,000 -42.5% 4.3%
VALLEY STRONG CREDIT UNION $251,035,000 $177,290,000 -29.4% 3.3%
LOANDEPOT.COM, LLC $365,655,000 $161,385,000 -55.9% 3.0%
Golden Empire Mortgage, Inc. $227,010,000 $142,975,000 -37.0% 2.6%
HOME POINT FINANCIAL CORPORATION $225,850,000 $115,585,000 -48.8% 2.1%
CALIBER HOME LOANS, INC. $184,985,000 $86,245,000 -53.4% 1.6%
EAGLE HOME MORTGAGE, LLC $46,170,000 $84,235,000 82.4% 1.6%
DHI MORTGAGE COMPANY, LTD. $34,725,000 $81,600,000 135.0% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $66,035,000 $80,755,000 22.3% 1.5%
Wells Fargo Bank $153,340,000 $75,620,000 -50.7% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $142,935,000 $72,835,000 -49.0% 1.3%
DIGNIFIED HOME LOANS, LLC $238,530,000 $72,705,000 -69.5% 1.3%
MLD MORTGAGE INC. $82,965,000 $67,555,000 -18.6% 1.2%
PENNYMAC LOAN SERVICES, LLC $186,445,000 $67,250,000 -63.9% 1.2%
GUARANTEED RATE, INC. $90,145,000 $64,420,000 -28.5% 1.2%
Nations Lending Corporation $92,950,000 $64,155,000 -31.0% 1.2%
FREEDOM MORTGAGE CORPORATION $326,960,000 $63,240,000 -80.7% 1.2%
HomeStreet Bank $2,220,000 $61,225,000 2,657.9% 1.1%
Mortgage Research Center, LLC $77,540,000 $59,325,000 -23.5% 1.1%
SUMMIT FUNDING, INC. $112,050,000 $58,260,000 -48.0% 1.1%
RESIDENTIAL BANCORP. $83,305,000 $54,915,000 -34.1% 1.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $100,805,000 $52,680,000 -47.7% 1.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $109,150,000 $51,410,000 -52.9% 0.9%
Platinum Home Mortgage Corporation $105,355,000 $50,650,000 -51.9% 0.9%
JPMorgan Chase Bank $92,315,000 $48,160,000 -47.8% 0.9%
OCMBC, INC. $37,855,000 $48,160,000 27.2% 0.9%
Hometown Lenders, Inc. $75,590,000 $46,210,000 -38.9% 0.9%
Mechanics Bank $10,210,000 $43,455,000 325.6% 0.8%
NAVY FEDERAL CREDIT UNION $62,605,000 $41,965,000 -33.0% 0.8%
BROKER SOLUTIONS, INC. $101,220,000 $41,940,000 -58.6% 0.8%
Bank of America $55,020,000 $39,975,000 -27.3% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $73,370,000 $39,330,000 -46.4% 0.7%
AltaOne Federal Credit Union $27,270,000 $39,065,000 43.3% 0.7%
CMG MORTGAGE, INC. $116,165,000 $38,945,000 -66.5% 0.7%
U.S. Bank $65,730,000 $38,280,000 -41.8% 0.7%
GUILD MORTGAGE COMPANY $148,195,000 $36,850,000 -75.1% 0.7%
East West Bank $16,170,000 $35,800,000 121.4% 0.7%
AMERISAVE MORTGAGE CORPORATION $88,745,000 $35,150,000 -60.4% 0.6%
AMWEST FUNDING CORP. $32,480,000 $30,005,000 -7.6% 0.6%
CASTLE & COOKE MORTGAGE, LLC $59,310,000 $29,100,000 -50.9% 0.5%
Century Mortgage Company DBA Century Lending Company $415,000 $28,880,000 6,859.0% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $39,320,000 $27,980,000 -28.8% 0.5%
SAFE 1 CREDIT UNION $27,980,000 $27,840,000 -0.5% 0.5%
Tri Counties Bank $26,030,000 $27,515,000 5.7% 0.5%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $32,370,000 $26,255,000 -18.9% 0.5%
SECURITYNATIONAL MORTGAGE COMPANY $18,385,000 $24,900,000 35.4% 0.5%
WALKER & DUNLOP, LLC $5,225,000 $23,980,000 358.9% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $60,960,000 $23,145,000 -62.0% 0.4%
Flagstar Bank, FSB $46,305,000 $22,795,000 -50.8% 0.4%
Paramount Residential Mortgage Group, Inc. $36,675,000 $22,720,000 -38.1% 0.4%
MUFG Union Bank $31,965,000 $22,295,000 -30.3% 0.4%
MICHIGAN MUTUAL, INC. $29,015,000 $21,510,000 -25.9% 0.4%
Bank of Stockton $21,505,000 n/a 0.4%
PNC Bank $6,225,000 $21,230,000 241.0% 0.4%
Citibank $5,305,000 $21,060,000 297.0% 0.4%
Commerce Home Mortgage, Inc. $31,320,000 $19,790,000 -36.8% 0.4%
NEWREZ LLC $67,455,000 $19,495,000 -71.1% 0.4%
COUNTRY CLUB MORTGAGE, INC. $9,135,000 $19,115,000 109.3% 0.4%
Equity Prime Mortgage LLC $39,080,000 $18,350,000 -53.0% 0.3%
BECKAM FUNDING CORP. $14,050,000 $17,615,000 25.4% 0.3%
NATIONS DIRECT MORTGAGE, LLC $27,625,000 $17,550,000 -36.5% 0.3%
Lakeview Community Capital, LLC $32,145,000 $16,545,000 -48.5% 0.3%
LOGIX FEDERAL CREDIT UNION $19,555,000 $16,440,000 -15.9% 0.3%
Bank of the West $20,910,000 $16,425,000 -21.4% 0.3%
STRATA Credit Union $26,145,000 $15,970,000 -38.9% 0.3%
LAKEVIEW LOAN SERVICING, LLC $44,670,000 $15,870,000 -64.5% 0.3%
FBC MORTGAGE, LLC $35,645,000 $15,745,000 -55.8% 0.3%
CHEVRON $24,380,000 $15,515,000 -36.4% 0.3%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $11,930,000 $15,050,000 26.2% 0.3%
Hometown Equity Mortgage, LLC $18,685,000 $14,630,000 -21.7% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $18,705,000 $14,555,000 -22.2% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $19,745,000 $14,535,000 -26.4% 0.3%
Carrington Mortgage Services, LLC $30,030,000 $14,165,000 -52.8% 0.3%
Pacific Premier Bank $18,010,000 $14,040,000 -22.0% 0.3%
KINGS MORTGAGE SERVICES, INC. $6,000,000 $14,005,000 133.4% 0.3%
LOANPAL, LLC $32,670,000 $13,735,000 -58.0% 0.3%
BETTER MORTGAGE CORPORATION $62,455,000 $13,170,000 -78.9% 0.2%
R M K FINANCIAL CORP. $4,755,000 $13,020,000 173.8% 0.2%
MOVEMENT MORTGAGE, LLC $16,650,000 $12,415,000 -25.4% 0.2%
MOUNTAIN WEST FINANCIAL, INC. $26,100,000 $11,890,000 -54.4% 0.2%
SCHOOLSFIRST $9,335,000 $11,860,000 27.0% 0.2%
LENDINGHOME FUNDING CORPORATION $6,550,000 $11,620,000 77.4% 0.2%
AUGUSTA FINANCIAL, INC. $19,575,000 $11,540,000 -41.0% 0.2%
USAA Federal Savings Bank $16,970,000 $11,485,000 -32.3% 0.2%
Merchants Bank of Indiana $1,060,000 $11,275,000 963.7% 0.2%
PLAZA HOME MORTGAGE, INC. $25,230,000 $11,205,000 -55.6% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $15,750,000 $11,150,000 -29.2% 0.2%
ALAMEDA MORTGAGE CORPORATION $10,290,000 $10,895,000 5.9% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $35,975,000 $10,500,000 -70.8% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $36,755,000 $9,990,000 -72.8% 0.2%
Greenbox Loans, Inc. $6,930,000 $9,940,000 43.4% 0.2%
Watermark Capital, Inc. $22,725,000 $9,710,000 -57.3% 0.2%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $11,940,000 $9,315,000 -22.0% 0.2%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $23,280,000 $9,100,000 -60.9% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $8,275,000 $9,030,000 9.1% 0.2%
Royal Business Bank $545,000 $8,895,000 1,532.1% 0.2%
CIVIC FINANCIAL SERVICES, LLC $4,540,000 $8,735,000 92.4% 0.2%
Pacific Lending LLC $8,660,000 n/a 0.2%
BAY EQUITY LLC $5,770,000 $8,240,000 42.8% 0.2%
NEW DAY FINANCIAL, LLC $19,175,000 $7,840,000 -59.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $20,160,000 $7,825,000 -61.2% 0.1%
CAMPOS FINANCIAL CORP. $12,325,000 $7,760,000 -37.0% 0.1%
AMERICAN ADVISORS GROUP $7,625,000 $7,690,000 0.9% 0.1%
Preferred Bank $175,000 $7,455,000 4,160.0% 0.1%
The Federal Savings Bank $12,095,000 $6,940,000 -42.6% 0.1%
HOMESIDE FINANCIAL, LLC $15,145,000 $6,885,000 -54.5% 0.1%
FIRST TECHNOLOGY $250,000 $6,840,000 2,636.0% 0.1%
SPRING EQ, LLC $2,445,000 $6,840,000 179.8% 0.1%
AMERICAN FINANCING CORPORATION $15,955,000 $6,630,000 -58.4% 0.1%
EVERETT FINANCIAL, INC. $2,675,000 $6,380,000 138.5% 0.1%
Firefighters First Federal Credit Union $6,860,000 $6,095,000 -11.2% 0.1%
PHH Mortgage Corporation $6,950,000 $6,065,000 -12.7% 0.1%
ON Q FINANCIAL, INC. $8,395,000 $5,975,000 -28.8% 0.1%
Discover Bank $2,675,000 $5,590,000 109.0% 0.1%
Provident Savings Bank, F.S.B. $325,000 $5,585,000 1,618.5% 0.1%
Financial Partners Credit Union $2,995,000 $5,560,000 85.6% 0.1%
CALCON MUTUAL MORTGAGE LLC $11,510,000 $5,425,000 -52.9% 0.1%
HighTechLending Inc $9,780,000 $5,420,000 -44.6% 0.1%
NMSI, INC. $10,865,000 $5,315,000 -51.1% 0.1%
21ST MORTGAGE CORPORATION $2,175,000 $5,090,000 134.0% 0.1%
MK LENDING CORP. $5,890,000 $4,985,000 -15.4% 0.1%
Armed Forces Bank $4,345,000 $4,920,000 13.2% 0.1%
Citizens Business Bank $12,240,000 $4,900,000 -60.0% 0.1%
PLANET HOME LENDING, LLC $9,205,000 $4,860,000 -47.2% 0.1%
TOP FLITE FINANCIAL, INC. $2,530,000 $4,825,000 90.7% 0.1%
NEW WAVE LENDING GROUP INC $8,105,000 $4,730,000 -41.6% 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $3,370,000 $4,700,000 39.5% 0.1%
Strong Home Mortgage, LLC $11,960,000 $4,655,000 -61.1% 0.1%
THE GOLDEN 1 $4,900,000 $4,580,000 -6.5% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $21,475,000 $4,575,000 -78.7% 0.1%
STEARNS LENDING, LLC $43,325,000 $4,570,000 -89.5% 0.1%
Figure Lending LLC $3,550,000 $4,535,000 27.7% 0.1%
VILLAGE CAPITAL MORTGAGE $31,105,000 $4,525,000 -85.5% 0.1%
North American Savings Bank, F.S.B. $12,325,000 $4,520,000 -63.3% 0.1%
LADERA LENDING, INC. $11,450,000 $4,495,000 -60.7% 0.1%
CLEARPATH LENDING $12,435,000 $4,440,000 -64.3% 0.1%
S1L, Inc. $3,795,000 $4,410,000 16.2% 0.1%
NBKC BANK $9,090,000 $4,345,000 -52.2% 0.1%
PACIFIC HOME LOANS, INC. $4,335,000 n/a 0.1%
HOME APPROVALS DIRECT, INC. $8,215,000 $4,170,000 -49.2% 0.1%
MORIA DEVELOPMENT, INC. $8,785,000 $4,140,000 -52.9% 0.1%
NEXERA HOLDING LLC $4,595,000 $4,110,000 -10.6% 0.1%
KELLER MORTGAGE, LLC $9,475,000 $4,100,000 -56.7% 0.1%
AMCAP MORTGAGE, LTD. $255,000 $4,040,000 1,484.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $11,725,000 $4,040,000 -65.5% 0.1%
IMPAC MORTGAGE CORP. $13,170,000 $3,995,000 -69.7% 0.1%
NexBank $860,000 $3,910,000 354.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $3,225,000 $3,885,000 20.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $13,825,000 $3,860,000 -72.1% 0.1%
CUSTOMER SERVICE MORTGAGE CORPORATION $5,355,000 $3,835,000 -28.4% 0.1%
Citadel Servicing Corporation $3,210,000 $3,790,000 18.1% 0.1%
ZILLOW HOME LOANS, LLC $8,250,000 $3,750,000 -54.5% 0.1%
Ally Bank $10,180,000 $3,720,000 -63.5% 0.1%
PANORAMA MORTGAGE GROUP, LLC $13,070,000 $3,690,000 -71.8% 0.1%
Self-Help Federal Credit Union $8,130,000 $3,680,000 -54.7% 0.1%
Wyndham Capital Mortgage, Inc. $7,995,000 $3,675,000 -54.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $7,835,000 $3,610,000 -53.9% 0.1%
FIRST ENTERTAINMENT $260,000 $3,565,000 1,271.2% 0.1%
DAS Acquisition Company, LLC $12,010,000 $3,510,000 -70.8% 0.1%
JMAC LENDING, INC. $5,265,000 $3,405,000 -35.3% 0.1%
FirstBank $3,945,000 $3,360,000 -14.8% 0.1%
Barrington Bank & Trust Company, N.A. $6,985,000 $3,300,000 -52.8% 0.1%
ONY GLO, INC. $8,035,000 $3,245,000 -59.6% 0.1%
Merchants Mortgage & Trust Corporation $3,110,000 n/a 0.1%
A&D Mortgage LLC $5,260,000 $3,105,000 -41.0% 0.1%
AXIA FINANCIAL, LLC $510,000 $2,965,000 481.4% 0.1%
COASTAL FUNDING SLC, INC. $2,345,000 $2,885,000 23.0% 0.1%
JMJ FINANCIAL GROUP $7,220,000 $2,850,000 -60.5% 0.1%
ALLIANT CREDIT UNION $1,635,000 $2,825,000 72.8% 0.1%
ATHAS CAPITAL GROUP, INC. $1,785,000 $2,815,000 57.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,195,000 $2,805,000 134.7% 0.1%
iCore Lending, Inc. $1,000,000 $2,775,000 177.5% 0.1%
BEST CAPITAL FUNDING $7,820,000 $2,750,000 -64.8% 0.1%
City National Bank $470,000 $2,735,000 481.9% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $2,450,000 $2,715,000 10.8% 0.0%
Arvest Bank $4,475,000 $2,590,000 -42.1% 0.0%
5TH STREET CAPITAL, INC. $2,305,000 $2,560,000 11.1% 0.0%
NBH Bank $4,245,000 $2,535,000 -40.3% 0.0%
Fremont Bank $5,305,000 $2,505,000 -52.8% 0.0%
LANTZMAN MANAGEMENT, INC. $2,280,000 $2,505,000 9.9% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $7,810,000 $2,480,000 -68.2% 0.0%
Truist $4,450,000 $2,460,000 -44.7% 0.0%
REVERSE MORTGAGE FUNDING LLC $1,310,000 $2,455,000 87.4% 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $4,640,000 $2,435,000 -47.5% 0.0%
NFM, INC. $1,665,000 $2,420,000 45.3% 0.0%
SOFI LENDING CORP. $2,945,000 $2,415,000 -18.0% 0.0%
First Guaranty Mortgage Corporation $17,685,000 $2,410,000 -86.4% 0.0%
ARC HOME LLC $5,725,000 $2,320,000 -59.5% 0.0%
M&T Bank $4,955,000 $2,315,000 -53.3% 0.0%
CALCULATED RISK ANALYTICS LLC $8,420,000 $2,305,000 -72.6% 0.0%
MID AMERICA MORTGAGE, INC. $2,090,000 $2,290,000 9.6% 0.0%
Arbor Realty Trust, Inc. $6,825,000 $2,265,000 -66.8% 0.0%
Axos Bank $2,295,000 $2,245,000 -2.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $3,605,000 $2,240,000 -37.9% 0.0%
Citizens Bank $1,535,000 $2,215,000 44.3% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $2,190,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $3,350,000 $2,170,000 -35.2% 0.0%
PREMIER AMERICA $265,000 $2,130,000 703.8% 0.0%
CHERRY CREEK MORTGAGE, LLC $7,480,000 $2,125,000 -71.6% 0.0%
KINECTA $5,125,000 $2,045,000 -60.1% 0.0%
Umpqua Bank $2,225,000 $2,020,000 -9.2% 0.0%
NORTHROP GRUMMAN Federal Credit Union $2,270,000 $1,975,000 -13.0% 0.0%
Chicago Mortgage Solutions LLC $115,000 $1,960,000 1,604.3% 0.0%
TRIAD FINANCIAL SERVICES, INC. $740,000 $1,945,000 162.8% 0.0%
GENEVA FINANCIAL, LLC $2,815,000 $1,895,000 -32.7% 0.0%
ENVOY MORTGAGE, LTD $1,845,000 $1,870,000 1.4% 0.0%
WESCOM CENTRAL CREDIT UNION $2,940,000 $1,820,000 -38.1% 0.0%
BM Real Estate Services, Inc. $2,090,000 $1,790,000 -14.4% 0.0%
V.I.P. MORTGAGE, INC. $630,000 $1,785,000 183.3% 0.0%
Zions Bancorporation, N.A. $2,130,000 $1,730,000 -18.8% 0.0%
KeyBank $1,345,000 $1,695,000 26.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,415,000 $1,635,000 15.5% 0.0%
GOLDEN WEST ALLIANCE, INC. $1,290,000 $1,625,000 26.0% 0.0%
WALL FINANCIAL, INC. $5,250,000 $1,600,000 -69.5% 0.0%
GUARANTEED RATE AFFINITY, LLC $3,000,000 $1,595,000 -46.8% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $8,310,000 $1,595,000 -80.8% 0.0%
Sunflower Bank $1,655,000 $1,595,000 -3.6% 0.0%
AMERIFIRST FINANCIAL CORPORATION $510,000 $1,580,000 209.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,540,000 $1,565,000 1.6% 0.0%
Bank of Hope $385,000 $1,545,000 301.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $970,000 $1,545,000 59.3% 0.0%
T. J. FINANCIAL, INC. $435,000 $1,540,000 254.0% 0.0%
First Standard Financial Corp. $4,545,000 $1,535,000 -66.2% 0.0%
UBS Bank USA $755,000 $1,535,000 103.3% 0.0%
Credit Union of Southern California $1,510,000 $1,510,000 0.0% 0.0%
First Savings Bank $1,805,000 $1,495,000 -17.2% 0.0%
VISION ONE MORTGAGE, INC. $3,460,000 $1,465,000 -57.7% 0.0%
INTELLILOAN, INC. $4,095,000 $1,450,000 -64.6% 0.0%
Northpointe Bank $1,710,000 $1,415,000 -17.3% 0.0%
AHL FUNDING $3,945,000 $1,405,000 -64.4% 0.0%
Texana Bank $1,030,000 $1,385,000 34.5% 0.0%
AMERICAN HERITAGE LENDING, INC. $1,380,000 n/a 0.0%
PACIFIC SERVICE $2,160,000 $1,350,000 -37.5% 0.0%
UNIVERSITY CREDIT UNION $345,000 $1,335,000 287.0% 0.0%
SAN DIEGO COUNTY CREDIT UNION $145,000 $1,325,000 813.8% 0.0%
Educational Employees Credit Union $250,000 $1,320,000 428.0% 0.0%
NuVision Federal Credit Union $1,490,000 $1,320,000 -11.4% 0.0%
FUNDLOANS CAPITAL $1,125,000 $1,305,000 16.0% 0.0%
Prosperity Home Mortgage, LLC $1,035,000 $1,300,000 25.6% 0.0%
Franklin Loan Corporation $2,200,000 $1,260,000 -42.7% 0.0%
CALIFORNIA CREDIT UNION $1,140,000 $1,250,000 9.6% 0.0%
PREMIA MORTGAGE, LLC $3,410,000 $1,205,000 -64.7% 0.0%
UIF CORPORATION $960,000 $1,185,000 23.4% 0.0%
FAY SERVICING, LLC $400,000 $1,175,000 193.8% 0.0%
ANGEL OAK HOME LOANS LLC $125,000 $1,170,000 836.0% 0.0%
BNC National Bank $1,045,000 $1,155,000 10.5% 0.0%
CAPSTONE DIRECT, INC. $500,000 $1,155,000 131.0% 0.0%
The Huntington National Bank $1,145,000 n/a 0.0%
Ameris Bank $875,000 $1,135,000 29.7% 0.0%
NP, Inc. $3,450,000 $1,135,000 -67.1% 0.0%
CORNERSTONE HOME LENDING, INC. $18,725,000 $1,130,000 -94.0% 0.0%
Devon Bank $1,125,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $1,225,000 $1,125,000 -8.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $490,000 $1,115,000 127.6% 0.0%
BANC ONE MORTGAGE CORPORATION $1,105,000 n/a 0.0%
ML Mortgage Corp. $3,260,000 $1,100,000 -66.3% 0.0%
LOS ANGELES POLICE Federal Credit Union $1,095,000 $1,085,000 -0.9% 0.0%
GEORGIA'S OWN $1,080,000 $1,070,000 -0.9% 0.0%
LOANLEADERS OF AMERICA, INC. $3,460,000 $1,060,000 -69.4% 0.0%
First National Bank of America $320,000 $1,055,000 229.7% 0.0%
Magnolia Bank $1,770,000 $1,050,000 -40.7% 0.0%
CENTRAL COAST LENDING, INC. $1,410,000 $1,045,000 -25.9% 0.0%
F&A Federal Credit Union $1,950,000 $1,045,000 -46.4% 0.0%
EMBRACE HOME LOANS, INC. $1,250,000 $1,035,000 -17.2% 0.0%
Prime Choice Funding Inc. $6,065,000 $1,025,000 -83.1% 0.0%
LENDSURE MORTGAGE CORP. $1,510,000 $1,020,000 -32.5% 0.0%
ROYAL UNITED MORTGAGE LLC $2,435,000 $1,010,000 -58.5% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,725,000 $985,000 -63.9% 0.0%
SNAPFI, INC. $1,930,000 $975,000 -49.5% 0.0%
Bethpage Federal Credit Union $965,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $1,190,000 $965,000 -18.9% 0.0%
First-Citizens Bank & Trust Company $945,000 n/a 0.0%
SCENIC OAKS FUNDING, INC. $940,000 n/a 0.0%
Quontic Bank $1,485,000 $935,000 -37.0% 0.0%
UNIFY FINANCIAL Credit Union $935,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $765,000 $930,000 21.6% 0.0%
VERITAS FUNDING, LLC $440,000 $930,000 111.4% 0.0%
Luxury Mortgage Corp. $920,000 n/a 0.0%
Morgan Stanley Private Bank $1,015,000 $920,000 -9.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $4,970,000 $915,000 -81.6% 0.0%
General Mortgage Capital Corporation $3,145,000 $910,000 -71.1% 0.0%
Bank of England $2,380,000 $905,000 -62.0% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $230,000 $875,000 280.4% 0.0%
Princeton Mortgage Corporation $1,725,000 $875,000 -49.3% 0.0%
SILVER HILL FUNDING, LLC $865,000 n/a 0.0%
Boeing Employees Credit Union $590,000 $860,000 45.8% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,675,000 $860,000 -48.7% 0.0%
DEEPHAVEN MORTGAGE LLC $845,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,350,000 $845,000 -37.4% 0.0%
Comerica Bank $55,000 $825,000 1,400.0% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $930,000 $825,000 -11.3% 0.0%
RF Renovo Management Company, LLC $1,250,000 $825,000 -34.0% 0.0%
AmeriHome Mortgage Company, LLC $8,780,000 $820,000 -90.7% 0.0%
RMS & Associates $185,000 $805,000 335.1% 0.0%
Town Square Mortgage & Investments, Inc. $800,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $4,730,000 $775,000 -83.6% 0.0%
San Joaquin Power Employees Credit Union $760,000 n/a 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $750,000 n/a 0.0%
Low VA Rates, LLC $2,355,000 $730,000 -69.0% 0.0%
TJC Mortgage, Inc. $755,000 $720,000 -4.6% 0.0%
Cornerstone First Mortgage, Inc $3,420,000 $690,000 -79.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,000,000 $680,000 -32.0% 0.0%
VENTURA COUNTY $1,305,000 $680,000 -47.9% 0.0%
CANOPY MORTGAGE, LLC $4,130,000 $675,000 -83.7% 0.0%
EQUITY WAVE LENDING, INC. $370,000 $665,000 79.7% 0.0%
MANN FINANCIAL INC. $1,055,000 $665,000 -37.0% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,670,000 $660,000 -60.5% 0.0%
BMO Harris Bank $75,000 $655,000 773.3% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $385,000 $650,000 68.8% 0.0%
NATIONS RELIABLE LENDING, LLC $2,705,000 $640,000 -76.3% 0.0%
Origin Bank $640,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $645,000 $635,000 -1.6% 0.0%
First Internet Bank of Indiana $630,000 n/a 0.0%
OPEN MORTGAGE, LLC $1,190,000 $620,000 -47.9% 0.0%
EMM LOANS LLC $1,890,000 $595,000 -68.5% 0.0%
PARTNERS $610,000 $585,000 -4.1% 0.0%
SOUTHLAND CREDIT UNION $585,000 n/a 0.0%
STAR ONE CREDIT UNION $835,000 $575,000 -31.1% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $930,000 $545,000 -41.4% 0.0%
Fifth Third Bank $420,000 $530,000 26.2% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,335,000 $530,000 -60.3% 0.0%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $415,000 $510,000 22.9% 0.0%
First Bank $1,340,000 $510,000 -61.9% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $1,890,000 $500,000 -73.5% 0.0%
JTF ROSE, INC. $500,000 n/a 0.0%
Servion, Inc. $495,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $135,000 $480,000 255.6% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $590,000 $475,000 -19.5% 0.0%
INTERCAP LENDING INC. $1,060,000 $470,000 -55.7% 0.0%
MID-VALLEY SERVICES, INC. $390,000 $470,000 20.5% 0.0%
United States Senate Federal Credit Union $55,000 $460,000 736.4% 0.0%
BENCH EQUITY L.L.C. $450,000 n/a 0.0%
BLUE BRICK FINANCIAL LLC $450,000 n/a 0.0%
Provident Credit Union $750,000 $450,000 -40.0% 0.0%
SESLOC $655,000 $450,000 -31.3% 0.0%
Goldwater Bank, N.A. $360,000 $445,000 23.6% 0.0%
Crestline Funding Corporation $1,915,000 $440,000 -77.0% 0.0%
GOOGAIN, INC. $940,000 $440,000 -53.2% 0.0%
LBS FINANCIAL $440,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $1,205,000 $435,000 -63.9% 0.0%
BNB FINANCIAL INC. $430,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,950,000 $420,000 -78.5% 0.0%
ORANGE COUNTY'S CREDIT UNION $415,000 $420,000 1.2% 0.0%
THRIVE MORTGAGE, LLC $325,000 $415,000 27.7% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $410,000 n/a 0.0%
COASTHILLS $435,000 $405,000 -6.9% 0.0%
Constant Investments, Inc. $1,505,000 $405,000 -73.1% 0.0%
MORTGAGE ACCESS CORP. $1,135,000 $405,000 -64.3% 0.0%
CERTIFIED $1,020,000 $400,000 -60.8% 0.0%
GLENDALE AREA SCHOOLS CREDIT UNION $60,000 $400,000 566.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $35,000 $400,000 1,042.9% 0.0%
Ixonia Bank $395,000 n/a 0.0%
SECURITY HOME MORTGAGE, LLC. $285,000 $395,000 38.6% 0.0%
Logan Finance Corporation $390,000 n/a 0.0%
Willamette Valley Bank $225,000 $390,000 73.3% 0.0%
EVANSVILLE TEACHERS $385,000 n/a 0.0%
Mutual Federal Bank $385,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,025,000 $385,000 -62.4% 0.0%
Banner Bank $670,000 $375,000 -44.0% 0.0%
Cf Bank $740,000 $375,000 -49.3% 0.0%
First Federal Bank $1,060,000 $375,000 -64.6% 0.0%
Florida Capital Bank $885,000 $365,000 -58.8% 0.0%
Raymond James Bank $365,000 n/a 0.0%
STANFORD Federal Credit Union $360,000 $365,000 1.4% 0.0%
DIRECTIONS EQUITY, LLC $355,000 n/a 0.0%
LA Financial Federal Credit Union $355,000 n/a 0.0%
Neighborhood Loans, Inc. $530,000 $355,000 -33.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $355,000 n/a 0.0%
San Diego Funding $335,000 $355,000 6.0% 0.0%
Stifel Bank and Trust $1,100,000 $355,000 -67.7% 0.0%
The Central Trust Bank $425,000 $355,000 -16.5% 0.0%
Service Federal Credit Union $350,000 n/a 0.0%
CHOICE LENDING CORP. $235,000 $345,000 46.8% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $525,000 $345,000 -34.3% 0.0%
JET DIRECT FUNDING CORP $345,000 n/a 0.0%
KBHS HOME LOANS, LLC $345,000 n/a 0.0%
PremierOne Credit Union $345,000 n/a 0.0%
Silicon Valley Bank $345,000 n/a 0.0%
Gain Federal Credit Union $240,000 $340,000 41.7% 0.0%
California Coast Credit Union $320,000 $335,000 4.7%