Lisbon Community Mortgage Rates, Fees & Info
Lisbon, MELEI: 549300HIQFQDTNNY6967
Tax ID: 01-0263578
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Lisbon Community is a smaller mortgage company specializing in Refi loans. Lisbon Community has a high proportion of conventional loans. Their top markets by origination volume include: Lewiston, Portland, and Augusta among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Lisbon Community has an above average approval rate when compared to the average across all lenders.
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Originations
138Origination Dollar Volume (All Markets)
$13,610,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 103 | $10,235,000 | $99,369 | $0 | 0.00% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 22 | $2,190,000 | $99,545 | $0 | 0.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 8 | $640,000 | $80,000 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $545,000 | $109,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against LISBON COMMUNITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 60
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Similarity Rank: 1295
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 138 | $13,610,000 | $98,623 | $0 | 0.00% |
For 2020, Lisbon Community's most frequently originated type of loan was Conventional, with 138 originations.
Loan Reason
For 2020, Lisbon Community's most frequently cited loan purpose was Refi, with 50 originations. The 2nd most popular reason was Home Improvement, with 32 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 138 | $13,610,000 | $98,623 | $0 | 0.00% |
For 2020, Lisbon Community's most frequently cited loan duration was Other, with 138 originations.
Loan Sizing
2020 saw Lisbon Community place emphasis on $100,000 or less loans with 80 originations, totaling $3,950,000 in origination value.
Applicant Income
Lisbon Community lent most frequently to those with incomes in the $50k or less range, with 40 originations. The second most popular income band? $50k-75k, with 38 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 138 | $13,610,000 | $98,623 | $0 | 0.00% |
Lisbon Community lent most frequently to those with DTI ratios of Exempt%, with 138 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 137 | $13,515,000 | $98,650 | $0 | 0.00% |
| Not applicable | 1 | $95,000 | $95,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications95.83%
Lisbon Community has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 138 | $13,610,000 | $98,623 |