Lisbon Community Mortgage Rates, Fees & Info
Lisbon, MELEI: 549300HIQFQDTNNY6967
Tax ID: 01-0263578
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Lisbon Community is a smaller mortgage company specializing in Home Improvement and Refi loans. Lisbon Community has a high proportion of conventional loans. Their top markets by origination volume include: Lewiston, Portland, and Augusta among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Lisbon Community has an above average approval rate when compared to the average across all lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
105Origination Dollar Volume (All Markets)
$10,105,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 84 | $8,690,000 | $103,452 | $0 | 0.00% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 15 | $965,000 | $64,333 | $0 | 0.00% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $45,000 | $45,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against LISBON COMMUNITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 8
Similarity Rank: 65
Similarity Rank: 66
Similarity Rank: 110
Similarity Rank: 396
Similarity Rank: 516
Similarity Rank: 696
Similarity Rank: 1295
Similarity Rank: 3588
Similarity Rank: 5556
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 105 | $10,105,000 | $96,238 | $0 | 0.00% |
For 2022, Lisbon Community's most frequently originated type of loan was Conventional, with 105 originations.
Loan Reason
For 2022, Lisbon Community's most frequently cited loan purpose was Home Improvement, with 42 originations. The 2nd most popular reason was Other, with 22 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 105 | $10,105,000 | $96,238 | $0 | 0.00% |
For 2022, Lisbon Community's most frequently cited loan duration was Other, with 105 originations.
Loan Sizing
2022 saw Lisbon Community place emphasis on $100,000 or less loans with 71 originations, totaling $3,555,000 in origination value.
Applicant Income
Lisbon Community lent most frequently to those with incomes in the $75k-100k range, with 31 originations. The second most popular income band? $100k-150k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 105 | $10,105,000 | $96,238 | $0 | 0.00% |
Lisbon Community lent most frequently to those with DTI ratios of Exempt%, with 105 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 105 | $10,105,000 | $96,238 | $0 | 0.00% |
Approval Rates
Total approvals of all applications97.22%
Lisbon Community has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 105 | $10,105,000 | $96,238 |