Lisbon Community Mortgage Rates, Fees & Info

Lisbon, ME

LEI: 549300HIQFQDTNNY6967

Tax ID: 01-0263578

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Lisbon Community is a smaller mortgage company specializing in Refi loans. Lisbon Community has a high proportion of conventional loans. Their top markets by origination volume include: Lewiston, Portland, and Augusta among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Lisbon Community has an above average approval rate when compared to the average across all lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    129

    Origination Dollar Volume (All Markets)

    $15,675,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 98 $11,180,000 $114,082 $0 0.00%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 22 $3,330,000 $151,364 $0 0.00%
    Augusta-Waterville, ME (FHA|USDA|VA) 6 $890,000 $148,333 $0 0.00%
    Outside of Metro Areas 3 $275,000 $91,667 $0 0.00%
    Lisbon Community's top markets include Lewiston, Portland, and Augusta among others.

    Their top states include:
  • Maine (FHA|USDA|VA)
  • (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against LISBON COMMUNITY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MAINE FAMILY
    Similarity Rank: 12
    Bath Savings Institution
    Similarity Rank: 220
    ATLANTIC REGIONAL FEDERAL CREDIT UNION
    Similarity Rank: 228
    CUSO MORTGAGE CORPORATION
    Similarity Rank: 234
    Maine Community Bank
    Similarity Rank: 295
    INTEGRITY MORTGAGE LLC
    Similarity Rank: 420
    Norway Savings Bank
    Similarity Rank: 432
    Bangor Savings Bank
    Similarity Rank: 476
    NORTHPOINT MORTGAGE, INC.
    Similarity Rank: 1176
    The Camden National Bank
    Similarity Rank: 1830

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 129 $15,675,000 $121,512 $0 0.00%

    For 2021, Lisbon Community's most frequently originated type of loan was Conventional, with 129 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 48 $6,640,000 $138,333 $0 0.00%
    Home Improvement 26 $2,390,000 $91,923 $0 0.00%
    Home Purchase 25 $2,625,000 $105,000 $0 0.00%
    Other 15 $1,965,000 $131,000 $0 0.00%
    Cash Out Refi 15 $2,055,000 $137,000 $0 0.00%

    For 2021, Lisbon Community's most frequently cited loan purpose was Refi, with 48 originations. The 2nd most popular reason was Home Improvement, with 26 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 129 $15,675,000 $121,512 $0 0.00%

    For 2021, Lisbon Community's most frequently cited loan duration was Other, with 129 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 61 $3,105,000 $50,902 $0 0.00%
    $100k-200k 48 $6,730,000 $140,208 $0 0.00%
    $200k-400k 18 $4,740,000 $263,333 $0 0.00%
    $400k-600k 1 $435,000 $435,000 $0 0.00%
    $600k-1MM 1 $665,000 $665,000 $0 0.00%

    2021 saw Lisbon Community place emphasis on $100,000 or less loans with 61 originations, totaling $3,105,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 45 $4,335,000 $96,333 $0 0.00%
    $50k or less 33 $3,055,000 $92,576 $0 0.00%
    $75k-100k 22 $2,410,000 $109,545 $0 0.00%
    $100k-150k 20 $3,540,000 $177,000 $0 0.00%
    $150k-250k 8 $2,040,000 $255,000 $0 0.00%
    $250k+ 1 $295,000 $295,000 $0 0.00%

    Lisbon Community lent most frequently to those with incomes in the $50k-75k range, with 45 originations. The second most popular income band? $50k or less, with 33 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 129 $15,675,000 $121,512 $0 0.00%

    Lisbon Community lent most frequently to those with DTI ratios of Exempt%, with 129 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 129 $15,675,000 $121,512 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Lisbon Community has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 129 $15,675,000 $121,512

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    129 $15,675,000 $121,512

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Lakeview Mortgage Bankers Corp. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%