Neighbors Mortgage Rates, Fees & Info
Saint Louis, MOLEI: 549300I67S0IYUQWFJ07
Tax ID: 43-0496315
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Mortgage Data
Review & Overview
Neighbors is a smaller mortgage company specializing in Refi and Home Purchase loans. Neighbors has a high proportion of conventional loans. Their top two markets are St. Louis and Farmington .Neighbors has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
170Origination Dollar Volume (All Markets)
$22,240,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 168 | $22,000,000 | $130,952 | $0 | 0.00% |
| Farmington, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 170 | $22,240,000 | $130,824 | $0 | 0.00% |
For 2019, Neighbors's most frequently originated type of loan was Conventional, with 170 originations.
Loan Reason
For 2019, Neighbors's most frequently cited loan purpose was Refi, with 47 originations. The 2nd most popular reason was Home Purchase, with 44 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 170 | $22,240,000 | $130,824 | $0 | 0.00% |
For 2019, Neighbors's most frequently cited loan duration was Other, with 170 originations.
Loan Sizing
2019 saw Neighbors place emphasis on $100,000 or less loans with 85 originations, totaling $4,375,000 in origination value.
Applicant Income
Neighbors lent most frequently to those with incomes in the $50k-75k range, with 48 originations. The second most popular income band? $50k or less, with 33 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications79.42%
Neighbors has a below average approval rate.
Pick Rate
Approvals leading to origination76.47%
Neighbors has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 170 | $22,240,000 | $130,824 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 170 | $22,240,000 | $130,824 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Neighborhood Capital Funding, Inc. | Conventional home mortgage | Trouble during payment process | 1 | 100.0% |