5 Arch Funding Corp. Mortgage Rates, Fees & Info

Los Angeles, CA

LEI: 549300IJHNLS0J1YJW64

Tax ID: 46-1607493

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    5 Arch Funding Corp. is a smaller mortgage company specializing in Home Purchase and Refi loans. 5 Arch Funding Corp. has a high proportion of conventional loans.

    5 Arch Funding Corp. has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    821

    Origination Dollar Volume (All Markets)

    $697,965,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 821 $697,965,000 $850,140 $0 8.26%
    5 Arch Funding Corp.'s top markets include

    Their top states include:
  • California (FHA|USDA|VA)
  • Utah (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 821 $697,965,000 $850,140 $0 8.26%

    For 2019, 5 Arch Funding Corp.'s most frequently originated type of loan was Conventional, with 821 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 435 $209,985,000 $482,724 $0 8.62%
    Refi 226 $351,970,000 $1,557,389 $0 7.69%
    Cash Out Refi 157 $131,185,000 $835,573 $0 8.15%
    Home Improvement 3 $4,825,000 $1,608,333 $0 5.33%

    For 2019, 5 Arch Funding Corp.'s most frequently cited loan purpose was Home Purchase, with 435 originations. The 2nd most popular reason was Refi, with 226 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    1 Year 536 $300,520,000 $560,672 $0 8.80%
    Other 218 $294,760,000 $1,352,110 $0 7.84%
    5 Year 38 $48,140,000 $1,266,842 $0 5.12%
    10 Year 22 $53,320,000 $2,423,636 $0 5.23%
    30 Year 7 $1,225,000 $175,000 $0 6.61%

    For 2019, 5 Arch Funding Corp.'s most frequently cited loan duration was 1 Year, with 536 originations. The 2nd most popular length was Other, with 218 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 487 $361,075,000 $741,427
    7-8% 184 $73,620,000 $400,109
    6-7% 63 $51,015,000 $809,762
    5-6% 49 $69,045,000 $1,409,082
    4-5% 36 $122,270,000 $3,396,389
    3-4% 2 $20,940,000 $10,470,000

    During 2019, 5 Arch Funding Corp.'s average interest rate for loans was 6.61%, while their most frequently originated rate bucket for loans was Over 8%, with 487 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 263 $36,905,000 $140,323 $0 8.54%
    $200k-400k 146 $42,140,000 $288,630 $0 8.66%
    $1MM+ 145 $498,405,000 $3,437,276 $0 7.62%
    $400k-600k 92 $45,250,000 $491,848 $0 7.99%
    $100,000 or less 89 $7,165,000 $80,506 $0 8.36%
    $600k-1MM 86 $68,100,000 $791,860 $0 8.00%

    2019 saw 5 Arch Funding Corp. place emphasis on $100k-200k loans with 263 originations, totaling $36,905,000 in origination value.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 821 $697,965,000 $850,140 $0 8.26%

    Approval Rates

    Total approvals of all applications
    100.00%

    5 Arch Funding Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    93.42%

    5 Arch Funding Corp. has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 821 $697,965,000 $850,140

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 107 $302,125,000 $2,823,598
    Single Family (1-4 Units):Site-Built 714 $395,840,000 $554,398

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    40-60% 4 $2,080,000 $520,000 $0 8.59%
    60-80% 130 $68,680,000 $528,308 $0 8.36%
    80-100% 258 $125,420,000 $486,124 $0 8.35%
    Over 100% 428 $501,470,000 $1,171,659 $0 8.17%
    Under 20% 1 $315,000 $315,000 $0 13.00%