Utah Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Utah averaged
6.55%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.66% and
one month ago for the week of 2025-02-27, the
average rate was 6.77%.
Utah's average rate one year ago was 6.7%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.74%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Utah 30 Year Fixed Rate | 2025-04-03 | 6.55% |
| Utah 30 Year Fixed Rate Refi | 2025-04-03 | 6.74% |
| Utah 15 Year Fixed Rate | 2025-04-03 | 6.28% |
| Utah 15 Year Fixed Rate Refi | 2025-04-03 | 6.45% |
| Utah 30 Year FHA | 2025-04-03 | 5.73% |
| Utah 30 Year FHA Refi | 2025-04-03 | 5.7% |
| Utah 30 Year USDA | 2025-04-03 | 5.76% |
| Utah 30 Year USDA Refi | 2025-04-03 | 6.12% |
| Utah 30 Year VA | 2025-04-03 | 5.98% |
| Utah 30 Year VA Refi | 2025-04-03 | 5.46% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Utah.
Utah Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Utah market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Utah Average Closing Costs & Other Stats
Utah's 333 lenders originated 86,871
loans during 2024. The total origination value was $29,819,195,000, with an average loan value of
$343,258.
Utah's average closing costs are $6,144.
The top Utah lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
5,083 loans originated. Their average total fees are
$8,146, which is $171
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Utah lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($373), HOMEAMERICAN MORTGAGE CORPORATION ($1,977), PREMIA MORTGAGE, LLC ($2,342), DHI MORTGAGE COMPANY, LTD. ($2,431) and Charles Schwab Bank, SSB ($2,793).
The lowest rate Utah lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.43%), DHI MORTGAGE COMPANY, LTD. (5.74%), Utah Power (5.76%), HOMEAMERICAN MORTGAGE CORPORATION (5.78%) and Charles Schwab Bank, SSB (5.85%).
Utah Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $3,284,120,000 | $3,905,885,000 | 18.9% | 13.1% |
| AMERICA FIRST | $1,484,200,000 | $1,539,265,000 | 3.7% | 5.2% |
| INTERCAP LENDING INC. | $1,284,520,000 | $1,449,455,000 | 12.8% | 4.9% |
| QUICKEN LOANS, LLC | $947,580,000 | $1,293,140,000 | 36.5% | 4.3% |
| MOUNTAIN AMERICA | $1,291,125,000 | $1,218,345,000 | -5.6% | 4.1% |
| GUILD MORTGAGE COMPANY | $364,385,000 | $1,170,315,000 | 221.2% | 3.9% |
| FIRST COLONY MORTGAGE CORPORATION | $1,003,475,000 | $1,144,600,000 | 14.1% | 3.8% |
| Zions Bank | $848,155,000 | $794,180,000 | -6.4% | 2.7% |
| Century Mortgage Company DBA Century Lending Company | $196,750,000 | $664,275,000 | 237.6% | 2.2% |
| DHI MORTGAGE COMPANY, LTD. | $566,355,000 | $593,875,000 | 4.9% | 2.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $516,885,000 | $534,800,000 | 3.5% | 1.8% |
| GOLDENWEST | $383,565,000 | $472,265,000 | 23.1% | 1.6% |
| MY MOVE MORTGAGE, LLC | $359,070,000 | $465,150,000 | 29.5% | 1.6% |
| The Loan Store, Inc. | $62,635,000 | $458,945,000 | 632.7% | 1.5% |
| UTAH COMMUNITY | $331,590,000 | $388,245,000 | 17.1% | 1.3% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $160,430,000 | $358,215,000 | 123.3% | 1.2% |
| U.S. Bank | $389,425,000 | $327,850,000 | -15.8% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $255,990,000 | $327,330,000 | 27.9% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $225,620,000 | $292,475,000 | 29.6% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $195,705,000 | $287,145,000 | 46.7% | 1.0% |
| JPMorgan Chase Bank | $277,625,000 | $286,530,000 | 3.2% | 1.0% |
| Bank of Utah | $283,640,000 | $265,140,000 | -6.5% | 0.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $154,245,000 | $241,430,000 | 56.5% | 0.8% |
| EAGLE HOME MORTGAGE, LLC | $165,840,000 | $232,825,000 | 40.4% | 0.8% |
| RANLIFE, INC. | $166,480,000 | $229,345,000 | 37.8% | 0.8% |
| Plains Commerce Bank | $130,855,000 | $215,260,000 | 64.5% | 0.7% |
| SECURITY HOME MORTGAGE, LLC. | $244,175,000 | $212,345,000 | -13.0% | 0.7% |
| SECURITY SERVICE | $465,760,000 | $203,700,000 | -56.3% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $59,685,000 | $202,490,000 | 239.3% | 0.7% |
| Wells Fargo Bank | $335,175,000 | $196,330,000 | -41.4% | 0.7% |
| HOMEAMERICAN MORTGAGE CORPORATION | $110,445,000 | $188,635,000 | 70.8% | 0.6% |
| CANOPY MORTGAGE, LLC | $99,420,000 | $185,995,000 | 87.1% | 0.6% |
| NEWREZ LLC | $172,795,000 | $183,475,000 | 6.2% | 0.6% |
| CYPRUS Federal Credit Union | $146,310,000 | $182,310,000 | 24.6% | 0.6% |
| LOANDEPOT.COM, LLC | $76,850,000 | $175,425,000 | 128.3% | 0.6% |
| GUARANTEED RATE, INC. | $109,410,000 | $168,645,000 | 54.1% | 0.6% |
| CLM MORTGAGE, INC | $21,010,000 | $149,145,000 | 609.9% | 0.5% |
| Bank of America | $141,855,000 | $148,390,000 | 4.6% | 0.5% |
| Mortgage Research Center, LLC | $94,975,000 | $145,860,000 | 53.6% | 0.5% |
| VERITAS FUNDING, LLC | $151,295,000 | $145,855,000 | -3.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $146,190,000 | $143,925,000 | -1.5% | 0.5% |
| Morgan Stanley Private Bank | $135,155,000 | $142,480,000 | 5.4% | 0.5% |
| DIRECT MORTGAGE, CORP. | $110,015,000 | $139,450,000 | 26.8% | 0.5% |
| WALKER & DUNLOP, LLC | $245,685,000 | $138,805,000 | -43.5% | 0.5% |
| Prudential Huntoon Paige Associates, LLC | $30,200,000 | $136,120,000 | 350.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $60,380,000 | $135,340,000 | 124.1% | 0.5% |
| SUN AMERICAN MORTGAGE COMPANY | $126,370,000 | $133,460,000 | 5.6% | 0.4% |
| UTAH FIRST | $105,370,000 | $132,390,000 | 25.6% | 0.4% |
| State Bank of Southern Utah | $138,975,000 | $132,115,000 | -4.9% | 0.4% |
| University First Federal Credit Union | $167,510,000 | $131,615,000 | -21.4% | 0.4% |
| Glacier Bank | $127,010,000 | $129,120,000 | 1.7% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $79,790,000 | $127,050,000 | 59.2% | 0.4% |
| AMWEST FUNDING CORP. | $120,885,000 | $116,610,000 | -3.5% | 0.4% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $78,375,000 | $114,980,000 | 46.7% | 0.4% |
| Deseret First Credit Union | $75,655,000 | $112,500,000 | 48.7% | 0.4% |
| Citibank | $217,165,000 | $108,550,000 | -50.0% | 0.4% |
| CMG MORTGAGE, INC. | $63,920,000 | $106,740,000 | 67.0% | 0.4% |
| BELEM SERVICING LLC | $63,075,000 | $103,430,000 | 64.0% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $135,750,000 | $103,085,000 | -24.1% | 0.3% |
| BMO Harris Bank | $59,525,000 | $101,585,000 | 70.7% | 0.3% |
| Cache Valley Bank | $168,620,000 | $101,055,000 | -40.1% | 0.3% |
| CBRE MULTIFAMILY CAPITAL, INC. | $154,235,000 | $97,205,000 | -37.0% | 0.3% |
| M&T Realty Capital Corporation | $120,240,000 | $96,205,000 | -20.0% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $114,600,000 | $93,965,000 | -18.0% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $75,325,000 | $93,545,000 | 24.2% | 0.3% |
| The Northwestern Mutual Life Insurance Company | $86,520,000 | n/a | 0.3% | |
| UBS Bank USA | $69,735,000 | $85,600,000 | 22.8% | 0.3% |
| Northpointe Bank | $71,125,000 | $83,670,000 | 17.6% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $24,515,000 | $82,765,000 | 237.6% | 0.3% |
| BOKF | $6,770,000 | $82,660,000 | 1,121.0% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $62,475,000 | $80,560,000 | 28.9% | 0.3% |
| CHARTWAY FEDERAL CREDIT UNION | $59,200,000 | $80,545,000 | 36.1% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $64,750,000 | $78,230,000 | 20.8% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $11,560,000 | $73,560,000 | 536.3% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $70,380,000 | $73,110,000 | 3.9% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $112,895,000 | $72,975,000 | -35.4% | 0.2% |
| Washington Federal Bank | $119,080,000 | $72,010,000 | -39.5% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $1,315,000 | $70,595,000 | 5,268.4% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $62,830,000 | $68,200,000 | 8.5% | 0.2% |
| PNC Bank | $47,730,000 | $68,140,000 | 42.8% | 0.2% |
| KeyBank | $134,595,000 | $65,440,000 | -51.4% | 0.2% |
| GARDNER FINANCIAL SERVICES, LTD. | $2,705,000 | $63,580,000 | 2,250.5% | 0.2% |
| Citadel Servicing Corporation | $50,375,000 | $60,645,000 | 20.4% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $64,185,000 | $59,915,000 | -6.7% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $60,270,000 | $59,795,000 | -0.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $37,595,000 | $58,420,000 | 55.4% | 0.2% |
| Flagstar Bank, FSB | $62,800,000 | $57,790,000 | -8.0% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $27,890,000 | $56,410,000 | 102.3% | 0.2% |
| The Huntington National Bank | $87,510,000 | $56,190,000 | -35.8% | 0.2% |
| LENDSURE MORTGAGE CORP. | $41,955,000 | $55,980,000 | 33.4% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $24,225,000 | $54,825,000 | 126.3% | 0.2% |
| NEST HOME LENDING, LLC | $50,150,000 | $51,970,000 | 3.6% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $42,160,000 | $51,570,000 | 22.3% | 0.2% |
| NBH Bank | $86,585,000 | $50,685,000 | -41.5% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $47,720,000 | $48,825,000 | 2.3% | 0.2% |
| CITYWIDE HOME LOANS, LLC | $241,415,000 | $48,125,000 | -80.1% | 0.2% |
| Hometown Equity Mortgage, LLC | $7,900,000 | $47,360,000 | 499.5% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $26,150,000 | $45,340,000 | 73.4% | 0.2% |
| GRANITE FEDERAL CREDIT UNION | $39,840,000 | $44,810,000 | 12.5% | 0.2% |
| Central Bank | $365,000 | $43,865,000 | 11,917.8% | 0.1% |
| Charles Schwab Bank, SSB | $32,090,000 | $43,550,000 | 35.7% | 0.1% |
| NEXERA HOLDING LLC | $44,500,000 | $41,955,000 | -5.7% | 0.1% |
| The Federal Savings Bank | $36,880,000 | $41,885,000 | 13.6% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,395,000 | $39,375,000 | 1,544.1% | 0.1% |
| SWBC MORTGAGE CORPORATION | $30,845,000 | $39,245,000 | 27.2% | 0.1% |
| JMAC LENDING, INC. | $3,485,000 | $39,030,000 | 1,019.9% | 0.1% |
| MidFirst Bank | $33,555,000 | $38,445,000 | 14.6% | 0.1% |
| NBKC BANK | $33,250,000 | $38,360,000 | 15.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $36,235,000 | $37,495,000 | 3.5% | 0.1% |
| USAA Federal Savings Bank | $24,400,000 | $37,425,000 | 53.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $26,790,000 | $37,305,000 | 39.2% | 0.1% |
| Discover Bank | $39,995,000 | $37,045,000 | -7.4% | 0.1% |
| PLANET HOME LENDING, LLC | $10,530,000 | $36,710,000 | 248.6% | 0.1% |
| ALLIANT CREDIT UNION | $17,090,000 | $36,665,000 | 114.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $35,405,000 | $35,795,000 | 1.1% | 0.1% |
| AXIA FINANCIAL, LLC | $35,780,000 | $35,440,000 | -1.0% | 0.1% |
| Merchants Bank of Indiana | $38,290,000 | $34,070,000 | -11.0% | 0.1% |
| Figure Lending LLC | $21,715,000 | $33,360,000 | 53.6% | 0.1% |
| BAY EQUITY LLC | $41,490,000 | $33,010,000 | -20.4% | 0.1% |
| Equity Prime Mortgage LLC | $12,665,000 | $32,930,000 | 160.0% | 0.1% |
| CARDINAL FINANCIAL | $210,800,000 | $32,255,000 | -84.7% | 0.1% |
| ON Q FINANCIAL, INC. | $22,470,000 | $32,055,000 | 42.7% | 0.1% |
| PHH Mortgage Corporation | $30,445,000 | $31,340,000 | 2.9% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $460,000 | $31,270,000 | 6,697.8% | 0.1% |
| Utah Mortgage Loan Corporation | $30,395,000 | $30,840,000 | 1.5% | 0.1% |
| Carrington Mortgage Services, LLC | $20,960,000 | $30,560,000 | 45.8% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $36,250,000 | $29,425,000 | -18.8% | 0.1% |
| INSPIRE HOME LOANS INC. | $48,730,000 | $29,155,000 | -40.2% | 0.1% |
| Stifel Bank and Trust | $16,950,000 | $28,880,000 | 70.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $12,265,000 | $27,420,000 | 123.6% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $39,595,000 | $27,325,000 | -31.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $32,890,000 | $26,675,000 | -18.9% | 0.1% |
| S1L, Inc. | $33,145,000 | $26,075,000 | -21.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $12,780,000 | $25,100,000 | 96.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $30,225,000 | $24,915,000 | -17.6% | 0.1% |
| Banterra Bank | $3,895,000 | $24,165,000 | 520.4% | 0.1% |
| Goldman Sachs Bank USA | $47,530,000 | $23,485,000 | -50.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $13,965,000 | $23,470,000 | 68.1% | 0.1% |
| ARC HOME LLC | $21,305,000 | $23,410,000 | 9.9% | 0.1% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $19,155,000 | $22,010,000 | 14.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $18,285,000 | $21,580,000 | 18.0% | 0.1% |
| NexBank | $13,175,000 | $21,345,000 | 62.0% | 0.1% |
| OCMBC, INC. | $28,315,000 | $21,240,000 | -25.0% | 0.1% |
| Citizens Bank | $12,140,000 | $21,150,000 | 74.2% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $14,875,000 | $20,930,000 | 40.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $12,565,000 | $20,495,000 | 63.1% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $20,120,000 | n/a | 0.1% | |
| First National Bank of Omaha | $49,155,000 | $20,005,000 | -59.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $16,265,000 | $19,365,000 | 19.1% | 0.1% |
| Utah Power | $31,505,000 | $19,150,000 | -39.2% | 0.1% |
| Raymond James Bank | $21,400,000 | $18,575,000 | -13.2% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $16,760,000 | $18,175,000 | 8.4% | 0.1% |
| BELLCO | $18,005,000 | n/a | 0.1% | |
| Ameris Bank | $18,680,000 | $17,885,000 | -4.3% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $17,875,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $13,045,000 | $17,600,000 | 34.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $18,945,000 | $17,180,000 | -9.3% | 0.1% |
| TBI MORTGAGE COMPANY | $11,765,000 | $16,845,000 | 43.2% | 0.1% |
| LIMA ONE CAPITAL, LLC | $8,325,000 | $16,565,000 | 99.0% | 0.1% |
| First-Citizens Bank & Trust Company | $24,455,000 | $16,300,000 | -33.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $5,610,000 | $16,115,000 | 187.3% | 0.1% |
| SPRING EQ, LLC | $5,835,000 | $16,080,000 | 175.6% | 0.1% |
| MORTGAGEONE, INC. | $7,720,000 | $15,745,000 | 104.0% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,750,000 | $15,460,000 | 783.4% | 0.1% |
| D. L. Evans Bank | $7,810,000 | $15,025,000 | 92.4% | 0.1% |
| First Federal Bank | $6,380,000 | $14,620,000 | 129.2% | 0.0% |
| GEORGIA'S OWN | $5,870,000 | $14,525,000 | 147.4% | 0.0% |
| WEBER STATE FEDERAL CREDIT UNION | $14,175,000 | $14,340,000 | 1.2% | 0.0% |
| Coastal Community Bank | $13,975,000 | $13,940,000 | -0.3% | 0.0% |
| LOANPAL, LLC | $8,705,000 | $13,940,000 | 60.1% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $8,990,000 | $13,680,000 | 52.2% | 0.0% |
| Wasatch Peaks Federal Credit Union | $16,775,000 | $13,310,000 | -20.7% | 0.0% |
| Ally Bank | $8,495,000 | $13,250,000 | 56.0% | 0.0% |
| Network Funding, L.P. | $30,655,000 | $13,230,000 | -56.8% | 0.0% |
| Northwest Farm Credit Services, FLCA | $1,590,000 | $11,975,000 | 653.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $9,425,000 | $11,970,000 | 27.0% | 0.0% |
| Truist | $9,735,000 | $11,870,000 | 21.9% | 0.0% |
| BNY Mellon | $16,170,000 | $11,805,000 | -27.0% | 0.0% |
| NMSI, INC. | $5,845,000 | $11,620,000 | 98.8% | 0.0% |
| Alpine Credit Union | $7,945,000 | $11,520,000 | 45.0% | 0.0% |
| MORIA DEVELOPMENT, INC. | $8,690,000 | $10,945,000 | 25.9% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $66,420,000 | $10,900,000 | -83.6% | 0.0% |
| A&D Mortgage LLC | $4,040,000 | $10,830,000 | 168.1% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $6,165,000 | $10,605,000 | 72.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $13,065,000 | $10,335,000 | -20.9% | 0.0% |
| AmeriHome Mortgage Company, LLC | $6,355,000 | $10,085,000 | 58.7% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $12,920,000 | $9,825,000 | -24.0% | 0.0% |
| Northbrook Bank & Trust | $9,390,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $2,230,000 | $9,360,000 | 319.7% | 0.0% |
| Franklin Loan Corporation | $9,300,000 | n/a | 0.0% | |
| Magnolia Bank | $3,720,000 | $8,880,000 | 138.7% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $14,650,000 | $8,770,000 | -40.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $625,000 | $8,620,000 | 1,279.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $2,830,000 | $8,495,000 | 200.2% | 0.0% |
| FUNDLOANS CAPITAL | $7,205,000 | $8,375,000 | 16.2% | 0.0% |
| M&T Bank | $7,770,000 | $8,360,000 | 7.6% | 0.0% |
| First National Bank of America | $6,100,000 | $8,355,000 | 37.0% | 0.0% |
| United Nations Federal Credit Union | $2,070,000 | $7,595,000 | 266.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $5,325,000 | $7,540,000 | 41.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $11,295,000 | $7,505,000 | -33.6% | 0.0% |
| Park State Bank | $7,505,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $2,490,000 | $7,500,000 | 201.2% | 0.0% |
| City National Bank | $14,040,000 | $7,405,000 | -47.3% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $14,755,000 | $7,405,000 | -49.8% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,745,000 | $7,380,000 | 168.9% | 0.0% |
| KINECTA | $11,105,000 | $7,380,000 | -33.5% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $6,245,000 | $7,275,000 | 16.5% | 0.0% |
| Grand Valley Bank | $3,550,000 | $7,065,000 | 99.0% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,995,000 | $7,055,000 | 253.6% | 0.0% |
| Hancock Whitney Bank | $7,005,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $4,585,000 | $6,955,000 | 51.7% | 0.0% |
| Armed Forces Bank | $365,000 | $6,850,000 | 1,776.7% | 0.0% |
| LENDINGONE, LLC | $6,660,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $3,075,000 | $6,540,000 | 112.7% | 0.0% |
| CORNHUSKER BANK | $6,535,000 | n/a | 0.0% | |
| University Bank | $5,885,000 | $6,320,000 | 7.4% | 0.0% |
| EVERETT FINANCIAL, INC. | $19,835,000 | $6,265,000 | -68.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $6,150,000 | $6,060,000 | -1.5% | 0.0% |
| CHEVRON | $8,455,000 | $6,055,000 | -28.4% | 0.0% |
| Fifth Third Bank | $4,560,000 | $5,920,000 | 29.8% | 0.0% |
| Home Mortgage Alliance Corp | $5,780,000 | n/a | 0.0% | |
| Logan Finance Corporation | $5,645,000 | $5,670,000 | 0.4% | 0.0% |
| The Central Trust Bank | $3,725,000 | $5,560,000 | 49.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,655,000 | $5,460,000 | 229.9% | 0.0% |
| Bethpage Federal Credit Union | $4,975,000 | $5,430,000 | 9.1% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,420,000 | $5,315,000 | -17.2% | 0.0% |
| TOWNE MORTGAGE COMPANY | $435,000 | $5,245,000 | 1,105.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $560,000 | $5,180,000 | 825.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $5,170,000 | $5,115,000 | -1.1% | 0.0% |
| Axos Bank | $3,470,000 | $5,090,000 | 46.7% | 0.0% |
| Goldwater Bank, N.A. | $4,985,000 | $4,920,000 | -1.3% | 0.0% |
| Dollar Bank, Federal Savings Bank | $4,905,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $2,525,000 | $4,905,000 | 94.3% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $4,825,000 | n/a | 0.0% | |
| TRANSWEST CREDIT UNION | $1,590,000 | $4,825,000 | 203.5% | 0.0% |
| MEMBERS FIRST CREDIT UNION | $4,815,000 | $4,760,000 | -1.1% | 0.0% |
| RBC Bank, (Georgia) | $5,180,000 | $4,760,000 | -8.1% | 0.0% |
| Texana Bank | $4,720,000 | n/a | 0.0% | |
| READYCAP COMMERCIAL, LLC | $1,005,000 | $4,680,000 | 365.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $8,135,000 | $4,470,000 | -45.1% | 0.0% |
| UMB Bank | $46,530,000 | $4,470,000 | -90.4% | 0.0% |
| First Horizon Bank | $615,000 | $4,435,000 | 621.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $2,385,000 | $4,425,000 | 85.5% | 0.0% |
| Bank of England | $11,770,000 | $4,395,000 | -62.7% | 0.0% |
| Farm Credit Mid-America, ACA | $4,205,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $3,305,000 | $4,160,000 | 25.9% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $725,000 | $3,945,000 | 444.1% | 0.0% |
| GMFS LLC | $4,515,000 | $3,890,000 | -13.8% | 0.0% |
| Baxter Credit Union | $10,935,000 | $3,880,000 | -64.5% | 0.0% |
| Waterstone Mortgage Corporation | $1,720,000 | $3,810,000 | 121.5% | 0.0% |
| Regions Bank | $49,760,000 | $3,765,000 | -92.4% | 0.0% |
| First Savings Bank | $9,115,000 | $3,760,000 | -58.7% | 0.0% |
| Firefighters First Federal Credit Union | $2,310,000 | $3,665,000 | 58.7% | 0.0% |
| GTE Federal Credit Union | $3,325,000 | $3,640,000 | 9.5% | 0.0% |
| Luxury Mortgage Corp. | $750,000 | $3,595,000 | 379.3% | 0.0% |
| Greenbox Loans, Inc. | $3,475,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $2,085,000 | $3,445,000 | 65.2% | 0.0% |
| RESIDENTIAL BANCORP | $750,000 | $3,440,000 | 358.7% | 0.0% |
| Ixonia Bank | $1,990,000 | $3,390,000 | 70.4% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $225,000 | $3,305,000 | 1,368.9% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $3,300,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $6,595,000 | $3,290,000 | -50.1% | 0.0% |
| NFM, INC. | $1,225,000 | $3,270,000 | 166.9% | 0.0% |
| Bank of Springfield | $75,000 | $3,230,000 | 4,206.7% | 0.0% |
| Town Bank, N.A. | $3,175,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $460,000 | $3,055,000 | 564.1% | 0.0% |
| HighTechLending Inc | $3,350,000 | $3,040,000 | -9.3% | 0.0% |
| Pinnacle Bank | $2,415,000 | $3,005,000 | 24.4% | 0.0% |
| Arvest Bank | $1,380,000 | $2,935,000 | 112.7% | 0.0% |
| Country Club Bank | $2,925,000 | n/a | 0.0% | |
| Jordan Federal Credit Union | $4,290,000 | $2,885,000 | -32.8% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $6,385,000 | $2,855,000 | -55.3% | 0.0% |
| The Northern Trust Company | $10,890,000 | $2,770,000 | -74.6% | 0.0% |
| NuVision Federal Credit Union | $2,765,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $15,475,000 | $2,745,000 | -82.3% | 0.0% |
| Nations Lending Corporation | $3,705,000 | $2,690,000 | -27.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,665,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $3,840,000 | $2,630,000 | -31.5% | 0.0% |
| NP, Inc. | $9,220,000 | $2,615,000 | -71.6% | 0.0% |
| Old National Bank | $2,025,000 | $2,530,000 | 24.9% | 0.0% |
| PULTE MORTGAGE LLC | $2,490,000 | n/a | 0.0% | |
| Bell Bank | $580,000 | $2,310,000 | 298.3% | 0.0% |
| Strong Home Mortgage, LLC | $185,000 | $2,310,000 | 1,148.6% | 0.0% |
| Academy Bank | $1,525,000 | $2,275,000 | 49.2% | 0.0% |
| OPEN MORTGAGE, LLC | $2,340,000 | $2,210,000 | -5.6% | 0.0% |
| CIBC Bank USA | $2,030,000 | $2,205,000 | 8.6% | 0.0% |
| Devon Bank | $2,205,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $550,000 | $2,135,000 | 288.2% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $810,000 | $2,120,000 | 161.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,250,000 | $2,055,000 | 64.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,005,000 | $2,055,000 | 104.5% | 0.0% |
| RCN Capital, LLC | $920,000 | $2,030,000 | 120.7% | 0.0% |
| IDAHO CENTRAL | $2,960,000 | $2,020,000 | -31.8% | 0.0% |
| PEGASUS BANK | $2,005,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,190,000 | $1,980,000 | -9.6% | 0.0% |
| American Airlines Federal Credit Union | $545,000 | $1,970,000 | 261.5% | 0.0% |
| Bank of Colorado | $1,935,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $1,925,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $3,225,000 | $1,845,000 | -42.8% | 0.0% |
| Union Bank and Trust Company | $1,845,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $870,000 | $1,840,000 | 111.5% | 0.0% |
| First United Bank and Trust Company | $1,835,000 | n/a | 0.0% | |
| East West Bank | $1,805,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $2,080,000 | $1,785,000 | -14.2% | 0.0% |
| City Lending Inc. | $1,750,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $1,225,000 | $1,720,000 | 40.4% | 0.0% |
| Presidential Bank, FSB | $1,735,000 | $1,705,000 | -1.7% | 0.0% |
| HomeTrust Bank | $15,805,000 | $1,700,000 | -89.2% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,160,000 | $1,675,000 | 44.4% | 0.0% |
| South State Bank | $1,675,000 | n/a | 0.0% | |
| Granite Community Bank | $1,640,000 | n/a | 0.0% | |
| BEEHIVE | $4,285,000 | $1,605,000 | -62.5% | 0.0% |
| ADVANCIAL | $9,205,000 | $1,595,000 | -82.7% | 0.0% |
| Comerica Bank | $1,590,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $13,030,000 | $1,580,000 | -87.9% | 0.0% |
| STAR ONE CREDIT UNION | $1,690,000 | $1,520,000 | -10.1% | 0.0% |
| ENCORE BANK | $1,515,000 | n/a | 0.0% | |
| Vantage Bank Texas | $1,505,000 | n/a | 0.0% | |
| HORIZON UTAH Federal Credit Union | $2,310,000 | $1,500,000 | -35.1% | 0.0% |
| ORIX REAL ESTATE CAPITAL, LLC | $25,950,000 | $1,475,000 | -94.3% | 0.0% |
| Sunflower Bank | $465,000 | $1,465,000 | 215.1% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $495,000 | $1,450,000 | 192.9% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,420,000 | $1,435,000 | -40.7% | 0.0% |
| ServisFirst Bank | $1,435,000 | n/a | 0.0% | |
| Honor Credit Union | $475,000 | $1,400,000 | 194.7% | 0.0% |
| DIGITAL Federal Credit Union | $2,145,000 | $1,370,000 | -36.1% | 0.0% |
| Washington Trust Bank | $2,545,000 | $1,370,000 | -46.2% | 0.0% |
| Midwest BankCentre | $1,360,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $650,000 | $1,355,000 | 108.5% | 0.0% |
| Southern Bank | $1,325,000 | n/a | 0.0% | |
| Florida Capital Bank | $1,320,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $705,000 | $1,310,000 | 85.8% | 0.0% |
| LOANFLIGHT LENDING, LLC | $1,305,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,075,000 | $1,265,000 | 17.7% | 0.0% |
| Toyota Financial Savings Bank | $2,300,000 | $1,260,000 | -45.2% | 0.0% |
| Quontic Bank | $2,005,000 | $1,245,000 | -37.9% | 0.0% |
| RCB Bank | $1,205,000 | n/a | 0.0% | |
| ONY GLO, INC. | $3,330,000 | $1,150,000 | -65.5% | 0.0% |
| Performance Financial, Inc. | $1,105,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $1,075,000 | n/a | 0.0% | |
| Gateway First Bank | $1,800,000 | $1,050,000 | -41.7% | 0.0% |
| First National Bank Texas | $500,000 | $1,040,000 | 108.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,190,000 | $1,040,000 | -12.6% | 0.0% |
| Wilmington Savings Fund Society, FSB | $1,035,000 | n/a | 0.0% | |
| TOWER | $895,000 | $1,025,000 | 14.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $995,000 | n/a | 0.0% | |
| Willamette Valley Bank | $1,840,000 | $990,000 | -46.2% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $980,000 | n/a | 0.0% | |
| Heritage Bank | $3,335,000 | $975,000 | -70.8% | 0.0% |
| Victorian Finance, LLC | $780,000 | $970,000 | 24.4% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $470,000 | $915,000 | 94.7% | 0.0% |
| NEW WAVE LENDING GROUP INC | $635,000 | $900,000 | 41.7% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $890,000 | n/a | 0.0% | |
| ONE NEVADA CREDIT UNION | $245,000 | $870,000 | 255.1% | 0.0% |
| Broadway National Bank | $4,160,000 | $855,000 | -79.4% | 0.0% |
| Independence Bank of Kentucky | $855,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $850,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $1,390,000 | $835,000 | -39.9% | 0.0% |
| THE BANK OF KREMLIN | $805,000 | n/a | 0.0% | |
| First Western Trust Bank | $1,125,000 | $785,000 | -30.2% | 0.0% |
| Connexus Credit Union | $1,095,000 | $765,000 | -30.1% | 0.0% |
| First Bank Richmond | $765,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $765,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $1,945,000 | $760,000 | -60.9% | 0.0% |
| City National Bank of Florida | $855,000 | $755,000 | -11.7% | 0.0% |
| SeaTrust Mortgage Company | $1,180,000 | $755,000 | -36.0% | 0.0% |
| COCA-COLA | $745,000 | n/a | 0.0% | |
| Capital Bank | $735,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $705,000 | n/a | 0.0% | |
| Commerce Bank | $8,235,000 | $695,000 | -91.6% | 0.0% |
| FIDELITY BANK | $265,000 | $695,000 | 162.3% | 0.0% |
| Meridian Bank Corporation | $755,000 | $665,000 | -11.9% | 0.0% |
| Bank Independent | $655,000 | n/a | 0.0% | |
| IncredibleBank | $1,005,000 | $645,000 | -35.8% | 0.0% |
| EASTMAN | $635,000 | n/a | 0.0% | |
| STAR Financial Bank | $675,000 | $635,000 | -5.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $630,000 | n/a | 0.0% | |
| Chambers Bank | $615,000 | n/a | 0.0% | |
| FirstBank | $2,540,000 | $605,000 | -76.2% | 0.0% |
| T2 FINANCIAL LLC | $605,000 | n/a | 0.0% | |
| Webster Bank | $605,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $675,000 | $600,000 | -11.1% | 0.0% |
| American Mortgage Bank, LLC | $595,000 | n/a | 0.0% | |
| Paragon Bank | $595,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $595,000 | n/a | 0.0% | |
| Alerus Financial | $585,000 | n/a | 0.0% | |
| BLACK HILLS FEDERAL CREDIT UNION | $85,000 | $575,000 | 576.5% | 0.0% |
| THE MORTGAGE LINK, INC. | $575,000 | n/a | 0.0% | |
| LCNB National Bank | $570,000 | n/a | 0.0% | |
| Bank & Trust Company | $560,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $545,000 | n/a | 0.0% | |
| Leader Bank | $3,000,000 | $540,000 | -82.0% | 0.0% |
| THRIVENT Federal Credit Union | $540,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $245,000 | $535,000 | 118.4% | 0.0% |
| Peoples Bank | $1,500,000 | $520,000 | -65.3% | 0.0% |
| CrossFirst Bank | $515,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $515,000 | n/a | 0.0% | |
| Patriot Bank | $515,000 | n/a | 0.0% | |
| Pinnacle Bank | $2,415,000 | $515,000 | -78.7% | 0.0% |
| Pony Express Bank | $515,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $505,000 | $515,000 | 2.0% | 0.0% |
| Abbott Laboratories Employees Credit Union | $505,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $205,000 | $505,000 | 146.3% | 0.0% |
| North American Banking Company | $505,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $4,640,000 | $505,000 | -89.1% | 0.0% |
| United States Senate Federal Credit Union | $1,240,000 | $505,000 | -59.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,745,000 | $500,000 | -71.3% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $65,000 | $500,000 | 669.2% | 0.0% |
| Sauk Valley Bank & Trust Company | $495,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $480,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $4,595,000 | $475,000 | -89.7% | 0.0% |
| Firstrust Savings Bank | $475,000 | n/a | 0.0% | |
| Heritage Bank | $3,335,000 | $475,000 | -85.8% | 0.0% |
| First Federal Savings Bank | $465,000 | n/a | 0.0% | |
| Bank First, N.A. | $455,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $455,000 | n/a | 0.0% | |
| Starion Bank | $425,000 | $455,000 | 7.1% | 0.0% |
| Valley National Bank | $455,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $1,025,000 | $445,000 | -56.6% | 0.0% |
| State Department Federal Credit Union | $760,000 | $445,000 | -41.4% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,310,000 | $425,000 | -81.6% | 0.0% |
| Stride Bank | $425,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $245,000 | $415,000 | 69.4% | 0.0% |
| STANFORD Federal Credit Union | $1,060,000 | $405,000 | -61.8% | 0.0% |
| Charter Bank | $395,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $395,000 | n/a | 0.0% | |
| River Bank & Trust | $385,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $385,000 | n/a | 0.0% | |
| The Union Bank Company | $365,000 | n/a | 0.0% | |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $355,000 | n/a | 0.0% | |
| The Bank of Commerce | $1,260,000 | $355,000 | -71.8% | 0.0% |
| Centennial Bank | $345,000 | n/a | 0.0% | |
| HomeStreet Bank | $39,905,000 | $320,000 | -99.2% | 0.0% |
| BTC BANK | $315,000 | n/a | 0.0% | |
| Nicolet National Bank | $315,000 | n/a | 0.0% | |
| The Port Washington State Bank | $305,000 | n/a | 0.0% | |
| Allied First Bank,sb | $295,000 | n/a | 0.0% | |
| SUMA YONKERS Federal Credit Union | $295,000 | n/a | 0.0% | |
| Amalgamated Bank | $940,000 | $285,000 | -69.7% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| Points West Community Bank | $285,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $275,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $275,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $515,000 | $255,000 | -50.5% | 0.0% |
| The Bank of San Antonio | $255,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $235,000 | n/a | 0.0% | |
| AFFINITY | $225,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $225,000 | n/a | 0.0% | |
| Servion, Inc. | $2,180,000 | $225,000 | -89.7% | 0.0% |
| VANTAGE WEST | $225,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $385,000 | $215,000 | -44.2% | 0.0% |
| Umpqua Bank | $375,000 | $210,000 | -44.0% | 0.0% |
| First Community Bank | $205,000 | n/a | 0.0% | |
| Mortgage Bank of California | $710,000 | $205,000 | -71.1% | 0.0% |
| AmRes Corporation | $195,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $500,000 | $195,000 | -61.0% | 0.0% |
| BM Real Estate Services, Inc. | $580,000 | $185,000 | -68.1% | 0.0% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| AMERICAN FIRST | $275,000 | $170,000 | -38.2% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $165,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $155,000 | n/a | 0.0% | |
| Wayne Savings Community Bank | $155,000 | n/a | 0.0% | |
| MidAmerica National Bank | $145,000 | n/a | 0.0% | |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $145,000 | n/a | 0.0% | |
| RAILWAY CREDIT UNION | $125,000 | n/a | 0.0% | |
| I.L.W.U. CREDIT UNION | $105,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $1,530,000 | $95,000 | -93.8% | 0.0% |
| Renasant Bank | $1,435,000 | $95,000 | -93.4% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $225,000 | $75,000 | -66.7% | 0.0% |
| COLORAMO | $65,000 | n/a | 0.0% | |
| ALTRA | $35,000 | n/a | 0.0% | |
| Service Federal Credit Union | $1,820,000 | $35,000 | -98.1% | 0.0% |
| FOUR POINTS | $465,000 | $15,000 | -96.8% | 0.0% |
Utah's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.1% market share. In second place, with 5.2%, is AMERICA FIRST, having originated $1,539,265,000 in loans. In third place, with 4.9%, is INTERCAP LENDING INC., having originated $1,449,455,000 in loans. In fourth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $1,293,140,000 in loans. In fifth place, with 4.1%, is MOUNTAIN AMERICA, having originated $1,218,345,000 in loans.
Utah Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 42,644 | $19,543,110,000 | $458,285 |
| Refi | 13,222 | $4,598,970,000 | $347,827 |
| Home Improvement | 11,246 | $1,313,400,000 | $116,788 |
| Other | 10,612 | $1,517,510,000 | $142,999 |
| Cash Out Refi | 9,136 | $2,753,320,000 | $301,370 |
| NA | 11 | $92,885,000 | $8,444,091 |
Utah's most frequently cited loan purpose was Home Purchase, with 42,644 originations. The 2nd most popular reason was Refi, with 13,222 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 31,820 | $13,189,600,000 | $414,507 |
| 7-8% | 20,435 | $5,539,125,000 | $271,061 |
| Over 8% | 18,117 | $2,944,235,000 | $162,512 |
| 5-6% | 13,966 | $6,866,760,000 | $491,677 |
| 4-5% | 1,480 | $709,650,000 | $479,493 |
| <2.5% | 310 | $47,340,000 | $152,710 |
| 2.5-3% | 248 | $71,610,000 | $288,750 |
| 3-4% | 128 | $195,370,000 | $1,526,328 |
During 2024, Utah's most frequently originated rate bucket was 6-7%, with 31,820 originations.
Loan Sizing (Utah MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 24,157 | $7,416,745,000 | $307,023 |
| $100,000 or less | 21,298 | $1,097,430,000 | $51,527 |
| $400k-600k | 19,663 | $9,457,755,000 | $480,992 |
| $100k-200k | 12,440 | $1,721,230,000 | $138,363 |
| $600k-1000k | 7,373 | $5,250,705,000 | $712,153 |
| $Over $1MM | 1,940 | $4,875,330,000 | $2,513,057 |
Utah's loan sizing saw the bucket of loans from $200k-400k with 24,157 originations, totaling $7,416,745,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 27,146 | $12,904,600,000 | $475,378 |
| Under 20% | 24,213 | $1,707,875,000 | $70,535 |
| 60-80% | 13,805 | $8,113,005,000 | $587,686 |
| 20-40% | 12,179 | $2,545,025,000 | $208,968 |
| 40-60% | 7,707 | $3,629,765,000 | $470,970 |
| Over 100% | 732 | $369,740,000 | $505,109 |
Utah's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 27,146 originations, totaling $12,904,600,000 in origination value.