5 Arch Funding Corp. Mortgage Rates, Fees & Info
Los Angeles, CALEI: 549300IJHNLS0J1YJW64
Tax ID: 46-1607493
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
5 Arch Funding Corp. is a smaller mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. 5 Arch Funding Corp. has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Louisville, Chicago, and New Orleans among others. We have data for 64 markets. (Some data included below & more in-depth data is available with an active subscription.)5 Arch Funding Corp. has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
201Origination Dollar Volume (All Markets)
$147,785,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 21 | $25,445,000 | $1,211,667 | $0 | 8.25% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 19 | $21,915,000 | $1,153,421 | $0 | 8.16% |
| LOUISVILLE, KY (FHA|USDA|VA) | 2 | $18,690,000 | $9,345,000 | $0 | 6.18% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 6 | $7,950,000 | $1,325,000 | $0 | 8.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $5,325,000 | $5,325,000 | $0 | 4.48% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $4,860,000 | $810,000 | $0 | 6.26% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 4 | $4,750,000 | $1,187,500 | $0 | 5.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $4,630,000 | $1,157,500 | $0 | 7.05% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $4,370,000 | $2,185,000 | $0 | 7.99% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $3,645,000 | $3,645,000 | $0 | 7.99% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $3,585,000 | $3,585,000 | $0 | 4.70% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $3,565,000 | $3,565,000 | $0 | 9.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $3,035,000 | $607,000 | $0 | 7.94% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $3,035,000 | $1,011,667 | $0 | 8.04% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 14 | $2,620,000 | $187,143 | $0 | 8.93% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 2 | $2,570,000 | $1,285,000 | $0 | 7.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $2,070,000 | $1,035,000 | $0 | 8.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $0 | 8.44% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 16 | $1,720,000 | $107,500 | $0 | 6.99% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $0 | 7.12% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $1,495,000 | $1,495,000 | $0 | 8.25% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $0 | 8.95% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $1,435,000 | $1,435,000 | $0 | 5.07% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $0 | 8.37% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $0 | 6.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $0 | 4.33% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $0 | 6.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $760,000 | $95,000 | $0 | 6.99% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 4.12% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $730,000 | $91,250 | $0 | 6.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 4.54% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 4.48% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 6.61% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 7.29% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 4.99% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 5.90% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 9.13% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 5.37% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 9.50% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 9.50% |
| Outside of Metro Areas | 2 | $440,000 | $220,000 | $0 | 7.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 8.16% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 6.99% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 8.87% |
| Key West, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 9.25% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.26% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.62% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 6.99% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.75% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.75% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.05% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.49% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.50% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.49% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 201 | $147,785,000 | $735,249 | $0 | 7.72% |
For 2020, 5 Arch Funding Corp.'s most frequently originated type of loan was Conventional, with 201 originations.
Loan Reason
For 2020, 5 Arch Funding Corp.'s most frequently cited loan purpose was Home Purchase, with 85 originations. The 2nd most popular reason was Refi, with 77 originations.
Loan Duration/Length
For 2020, 5 Arch Funding Corp.'s most frequently cited loan duration was 1 Year, with 94 originations. The 2nd most popular length was Other, with 88 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 84 | $43,780,000 | $521,190 |
| 6-7% | 56 | $27,030,000 | $482,679 |
| 7-8% | 37 | $43,175,000 | $1,166,892 |
| 4-5% | 14 | $27,710,000 | $1,979,286 |
| 5-6% | 10 | $6,090,000 | $609,000 |
During 2020, 5 Arch Funding Corp.'s average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 84 originations.
Loan Sizing
2020 saw 5 Arch Funding Corp. place emphasis on $100k-200k loans with 66 originations, totaling $9,020,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.09%
5 Arch Funding Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.04%
5 Arch Funding Corp. has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 201 | $147,785,000 | $735,249 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 32 | $76,960,000 | $2,405,000 |
| Single Family (1-4 Units):Site-Built | 169 | $70,825,000 | $419,083 |