5 Arch Funding Corp. Mortgage Rates, Fees & Info
Los Angeles, CALEI: 549300IJHNLS0J1YJW64
Tax ID: 46-1607493
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Mortgage Data
Review & Overview
5 Arch Funding Corp. is a smaller mortgage company specializing in NA, Refi, and Cash Out Refi loans. 5 Arch Funding Corp. has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, New York, Chicago, and Riverside among others. We have data for 119 markets. (Some data included below & more in-depth data is available with an active subscription.)5 Arch Funding Corp. has an above average approval rate when compared to the average across all lenders. They typically have relatively high rates.
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Originations
1,225Origination Dollar Volume (All Markets)
$687,185,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 173 | $190,225,000 | $1,099,566 | $0 | 9.10% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 74 | $87,970,000 | $1,188,784 | $0 | 9.26% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 108 | $82,500,000 | $763,889 | $0 | 9.29% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 121 | $41,775,000 | $345,248 | $0 | 10.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 51 | $27,145,000 | $532,255 | $0 | 9.03% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 24 | $25,700,000 | $1,070,833 | $0 | 9.22% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 165 | $21,315,000 | $129,182 | $0 | 8.34% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 26 | $14,410,000 | $554,231 | $0 | 9.50% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 35 | $13,955,000 | $398,714 | $0 | 9.50% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 19 | $13,525,000 | $711,842 | $0 | 9.23% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 18 | $13,180,000 | $732,222 | $0 | 9.41% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 26 | $12,150,000 | $467,308 | $0 | 9.10% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 16 | $10,620,000 | $663,750 | $0 | 9.00% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $9,400,000 | $1,175,000 | $0 | 9.15% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $7,515,000 | $1,503,000 | $0 | 9.65% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $7,180,000 | $1,795,000 | $0 | 9.19% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $7,135,000 | $1,019,286 | $0 | 9.18% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 19 | $7,065,000 | $371,842 | $0 | 9.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 22 | $6,790,000 | $308,636 | $0 | 8.54% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 11 | $4,455,000 | $405,000 | $0 | 9.45% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $3,990,000 | $997,500 | $0 | 9.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $3,395,000 | $3,395,000 | $0 | 6.01% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $3,385,000 | $677,000 | $0 | 9.74% |
| RENO, NV (FHA|USDA|VA) | 4 | $3,090,000 | $772,500 | $0 | 8.20% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $3,030,000 | $1,515,000 | $0 | 9.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 20 | $2,950,000 | $147,500 | $0 | 9.19% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 19 | $2,775,000 | $146,053 | $0 | 9.16% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $2,685,000 | $2,685,000 | $0 | 9.49% |
| Fernley, NV (FHA|USDA|VA) | 1 | $2,645,000 | $2,645,000 | $0 | 9.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $0 | 8.35% |
| Edwards, CO (FHA|USDA|VA) | 1 | $2,465,000 | $2,465,000 | $0 | 9.25% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $0 | 9.86% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $2,250,000 | $1,125,000 | $0 | 8.99% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $0 | 8.71% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 16 | $1,830,000 | $114,375 | $0 | 9.08% |
| FRESNO, CA (FHA|USDA|VA) | 3 | $1,795,000 | $598,333 | $0 | 9.83% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $0 | 9.49% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $1,730,000 | $865,000 | $0 | 9.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $0 | 9.20% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $0 | 9.40% |
| Heber, UT (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $0 | 8.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $0 | 7.97% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $0 | 9.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $0 | 9.17% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $0 | 9.07% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $0 | 9.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $0 | 8.50% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $0 | 9.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $0 | 9.09% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $0 | 10.53% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $0 | 8.94% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $0 | 6.94% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 9.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $0 | 9.20% |
| Outside of Metro Areas | 3 | $865,000 | $288,333 | $0 | 9.41% |
| TULSA, OK (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $0 | 9.23% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $0 | 9.25% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $0 | 8.65% |
| Hilo, HI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $0 | 9.99% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 7.25% |
| EL CENTRO, CA (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $0 | 9.12% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 10.12% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $0 | 9.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 10.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 9.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 9.58% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 12.75% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 9.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 25 | $345,000 | $13,800 | $0 | 10.18% |
| SALEM, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.99% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 9.50% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 8.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.12% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 9.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 9.42% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 10.67% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 9.20% |
| REDDING, CA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.75% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.99% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 8.65% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.50% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 9.00% |
| ERIE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.99% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 12.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.95% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.50% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 9.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.88% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.00% |
| MERCED, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.96% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.50% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.99% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.50% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.75% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.99% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.25% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.10% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.75% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.00% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.50% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,225 | $687,185,000 | $560,967 | $0 | 9.23% |
For 2018, 5 Arch Funding Corp.'s most frequently originated type of loan was Conventional, with 1,225 originations.
Loan Reason
For 2018, 5 Arch Funding Corp.'s most frequently cited loan purpose was NA, with 764 originations. The 2nd most popular reason was Refi, with 237 originations.
Loan Duration/Length
For 2018, 5 Arch Funding Corp.'s most frequently cited loan duration was 1 Year, with 1,001 originations. The 2nd most popular length was Other, with 205 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 1,043 | $622,245,000 | $596,592 |
| 7-8% | 166 | $41,160,000 | $247,952 |
| 6-7% | 12 | $9,460,000 | $788,333 |
| 5-6% | 4 | $14,320,000 | $3,580,000 |
During 2018, 5 Arch Funding Corp.'s average interest rate for loans was 7.37%, while their most frequently originated rate bucket for loans was Over 8%, with 1,043 originations.
Loan Sizing
2018 saw 5 Arch Funding Corp. place emphasis on $100k-200k loans with 305 originations, totaling $44,745,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
5 Arch Funding Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,225 | $687,185,000 | $560,967 |