Deer Valley Credit Union Mortgage Rates, Fees & Info
Phoenix, AZLEI: 549300PF7FXUS77FZ779
Tax ID: 23-7124924
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Deer Valley Credit Union is a smaller credit union specializing in Cash Out Refi, Home Purchase, and Refi loans. Deer Valley Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Phoenix, Prescott Valley, Flagstaff, and Sierra Vista among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Deer Valley Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
164Origination Dollar Volume (All Markets)
$26,410,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 149 | $23,275,000 | $156,208 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $1,440,000 | $180,000 | $0 | 0.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $0 | 0.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 0.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Deer Valley Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 164 | $26,410,000 | $161,037 | $0 | 0.00% |
For 2018, Deer Valley Credit Union's most frequently originated type of loan was Conventional, with 164 originations.
Loan Reason
For 2018, Deer Valley Credit Union's most frequently cited loan purpose was Cash Out Refi, with 47 originations. The 2nd most popular reason was Home Purchase, with 43 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 164 | $26,410,000 | $161,037 | $0 | 0.00% |
For 2018, Deer Valley Credit Union's most frequently cited loan duration was Other, with 164 originations.
Loan Sizing
2018 saw Deer Valley Credit Union place emphasis on $100,000 or less loans with 60 originations, totaling $2,920,000 in origination value.
Applicant Income
Deer Valley Credit Union lent most frequently to those with incomes in the $50k-75k range, with 41 originations. The second most popular income band? $100k-150k, with 40 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 164 | $26,410,000 | $161,037 | $0 | 0.00% |
Deer Valley Credit Union lent most frequently to those with DTI ratios of Exempt%, with 164 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.11%
Deer Valley Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination78.05%
Deer Valley Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 164 | $26,410,000 | $161,037 |