FLAGSTAFF Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Flagstaff averaged
7.02%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.96% and
one month ago for the week of 2023-08-10, the
average rate was 6.7%.
Flagstaff's average rate one year ago was 5.53%.
For refis of the same type during the week of 2023-09-14, the average rate
was 5.91%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
| Flagstaff 30 Year Fixed Rate | 2023-09-14 | 7.02% |
| Flagstaff 30 Year Fixed Rate Refi | 2023-09-14 | 5.91% |
| Flagstaff 15 Year Fixed Rate | 2023-09-14 | 7.01% |
| Flagstaff 15 Year Fixed Rate Refi | 2023-09-14 | 5.08% |
| Flagstaff 30 Year FHA | 2023-09-14 | 6.82% |
| Flagstaff 30 Year FHA Refi | 2023-09-14 | 6.89% |
| Flagstaff 30 Year USDA | 2023-09-14 | 6.98% |
| Flagstaff 30 Year USDA Refi | 2023-09-14 | 7.18% |
| Flagstaff 30 Year VA | 2023-09-14 | 6.35% |
| Flagstaff 30 Year VA Refi | 2023-09-14 | 6.91% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FLAGSTAFF, AZ.
FLAGSTAFF Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FLAGSTAFF, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
FLAGSTAFF Average Closing Costs & Other Stats
FLAGSTAFF, AZ's 207 lenders originated 3,639
loans during 2022. The total origination value was $1,650,285,000, with an average loan value of
$453,500.
FLAGSTAFF's average closing costs are $5,499.
The top FLAGSTAFF lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
189 loans originated. Their average total fees are
$6,742, which is $1,941
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee FLAGSTAFF lenders (with over 10 loans originated) are
ARIZONA CENTRAL ($4,388), Zions Bank ($4,418), OneAZ Credit Union ($5,107), Bank of America ($5,648) and STARBOARD FINANCIAL MANAGEMENT, LLC ($6,117).
The lowest rate FLAGSTAFF lenders (with over 10 loans originated) are
Bank of America (3.55%), ARIZONA CENTRAL (4.09%), PENNYMAC LOAN SERVICES, LLC (4.10%), U.S. Bank (4.11%) and Wells Fargo Bank (4.19%).
FLAGSTAFF, AZ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $207,135,000 | $105,940,000 | -48.9% | 6.4% |
| Wallick & Volk, Inc. | $165,310,000 | $80,955,000 | -51.0% | 4.9% |
| QUICKEN LOANS, LLC | $182,660,000 | $74,280,000 | -59.3% | 4.5% |
| PNC Bank | $53,450,000 | $63,510,000 | 18.8% | 3.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $128,405,000 | $61,195,000 | -52.3% | 3.7% |
| JPMorgan Chase Bank | $41,100,000 | $58,925,000 | 43.4% | 3.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $103,315,000 | $56,750,000 | -45.1% | 3.4% |
| ACADEMY MORTGAGE CORPORATION | $73,510,000 | $52,455,000 | -28.6% | 3.2% |
| Zions Bancorporation, N.A. | $47,365,000 | $51,040,000 | 7.8% | 3.1% |
| City National Bank | $2,335,000 | $45,190,000 | 1,835.3% | 2.7% |
| WALKER & DUNLOP, LLC | $67,785,000 | $44,555,000 | -34.3% | 2.7% |
| OneAZ Credit Union | $40,385,000 | $35,975,000 | -10.9% | 2.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $62,470,000 | $32,460,000 | -48.0% | 2.0% |
| Wells Fargo Bank | $58,370,000 | $32,335,000 | -44.6% | 2.0% |
| SUNSTREET MORTGAGE, LLC | $80,545,000 | $32,045,000 | -60.2% | 1.9% |
| CrossFirst Bank | $30,665,000 | n/a | 1.9% | |
| CROSSCOUNTRY MORTGAGE, LLC | $6,180,000 | $28,825,000 | 366.4% | 1.7% |
| Bank of America | $29,865,000 | $25,865,000 | -13.4% | 1.6% |
| LHM FINANCIAL CORPORATION | $56,505,000 | $24,390,000 | -56.8% | 1.5% |
| U.S. Bank | $33,125,000 | $22,385,000 | -32.4% | 1.4% |
| LOANDEPOT.COM, LLC | $58,860,000 | $20,445,000 | -65.3% | 1.2% |
| V.I.P. MORTGAGE, INC. | $24,095,000 | $18,255,000 | -24.2% | 1.1% |
| MORIA DEVELOPMENT, INC. | $36,850,000 | $15,465,000 | -58.0% | 0.9% |
| GUILD MORTGAGE COMPANY | $16,985,000 | $15,130,000 | -10.9% | 0.9% |
| FINANCE OF AMERICA MORTGAGE LLC | $23,135,000 | $14,490,000 | -37.4% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $28,970,000 | $13,760,000 | -52.5% | 0.8% |
| MOUNTAIN AMERICA | $8,045,000 | $13,580,000 | 68.8% | 0.8% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $21,895,000 | $13,540,000 | -38.2% | 0.8% |
| Washington Federal Bank | $3,205,000 | $11,250,000 | 251.0% | 0.7% |
| Bell Bank | $5,950,000 | $11,220,000 | 88.6% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $33,635,000 | $11,005,000 | -67.3% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $8,705,000 | $10,855,000 | 24.7% | 0.7% |
| Truist | $1,970,000 | $10,575,000 | 436.8% | 0.6% |
| Glacier Bank | $17,290,000 | $9,710,000 | -43.8% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $47,840,000 | $9,610,000 | -79.9% | 0.6% |
| Flagstar Bank, FSB | $15,480,000 | $9,335,000 | -39.7% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $23,740,000 | $9,230,000 | -61.1% | 0.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,065,000 | $8,850,000 | 117.7% | 0.5% |
| BMO Harris Bank | $5,845,000 | $8,485,000 | 45.2% | 0.5% |
| MidFirst Bank | $16,065,000 | $8,185,000 | -49.1% | 0.5% |
| Charles Schwab Bank, SSB | $1,225,000 | $8,035,000 | 555.9% | 0.5% |
| ON Q FINANCIAL, INC. | $14,260,000 | $7,555,000 | -47.0% | 0.5% |
| Capital One | $7,085,000 | n/a | 0.4% | |
| KeyBank | $3,940,000 | $6,900,000 | 75.1% | 0.4% |
| CMG MORTGAGE, INC. | $9,690,000 | $6,580,000 | -32.1% | 0.4% |
| NEWREZ LLC | $14,915,000 | $6,220,000 | -58.3% | 0.4% |
| TRUWEST Credit Union | $1,615,000 | $6,195,000 | 283.6% | 0.4% |
| Amerifirst Financial, Inc. | $12,095,000 | $6,165,000 | -49.0% | 0.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $265,000 | $6,095,000 | 2,200.0% | 0.4% |
| UBS Bank USA | $6,030,000 | n/a | 0.4% | |
| SUN AMERICAN MORTGAGE COMPANY | $5,195,000 | $5,790,000 | 11.5% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $5,285,000 | $5,630,000 | 6.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $12,735,000 | $5,620,000 | -55.9% | 0.3% |
| GENEVA FINANCIAL, LLC | $11,120,000 | $5,570,000 | -49.9% | 0.3% |
| Morgan Stanley Private Bank | $10,220,000 | $5,455,000 | -46.6% | 0.3% |
| BOKF | $4,565,000 | $5,425,000 | 18.8% | 0.3% |
| ARIZONA CENTRAL | $12,995,000 | $5,350,000 | -58.8% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $21,065,000 | $5,205,000 | -75.3% | 0.3% |
| Bank of the West | $3,870,000 | $4,990,000 | 28.9% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,070,000 | $4,870,000 | 135.3% | 0.3% |
| DESERT FINANCIAL FEDERAL CREDIT UNION | $2,500,000 | $4,835,000 | 93.4% | 0.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $9,065,000 | $4,815,000 | -46.9% | 0.3% |
| GUARANTEED RATE, INC. | $14,220,000 | $4,640,000 | -67.4% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $4,960,000 | $4,620,000 | -6.9% | 0.3% |
| FineMark National Bank & Trust | $4,225,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,135,000 | $4,145,000 | 32.2% | 0.3% |
| Bank of Colorado | $4,125,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $2,440,000 | $3,890,000 | 59.4% | 0.2% |
| Loan Simple, Inc. | $10,610,000 | $3,855,000 | -63.7% | 0.2% |
| BETTER MORTGAGE CORPORATION | $38,630,000 | $3,835,000 | -90.1% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $7,640,000 | $3,810,000 | -50.1% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $3,260,000 | $3,735,000 | 14.6% | 0.2% |
| First-Citizens Bank & Trust Company | $3,705,000 | n/a | 0.2% | |
| CHERRY CREEK MORTGAGE, LLC | $305,000 | $3,600,000 | 1,080.3% | 0.2% |
| First Guaranty Mortgage Corporation | $6,135,000 | $3,600,000 | -41.3% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $13,665,000 | $3,590,000 | -73.7% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,670,000 | $3,555,000 | -37.3% | 0.2% |
| NFM, INC. | $6,625,000 | $3,550,000 | -46.4% | 0.2% |
| CALIBER HOME LOANS, INC. | $13,365,000 | $3,545,000 | -73.5% | 0.2% |
| Sunflower Bank | $5,010,000 | $3,485,000 | -30.4% | 0.2% |
| Mortgage Research Center, LLC | $6,415,000 | $3,430,000 | -46.5% | 0.2% |
| Northpointe Bank | $3,120,000 | $3,390,000 | 8.7% | 0.2% |
| LENDSURE MORTGAGE CORP. | $580,000 | $3,290,000 | 467.2% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $1,340,000 | $3,285,000 | 145.1% | 0.2% |
| Raymond James Bank | $735,000 | $3,200,000 | 335.4% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $2,345,000 | $3,070,000 | 30.9% | 0.2% |
| The Huntington National Bank | $4,835,000 | $3,045,000 | -37.0% | 0.2% |
| Ally Bank | $5,770,000 | $2,955,000 | -48.8% | 0.2% |
| LOANPAL, LLC | $725,000 | $2,865,000 | 295.2% | 0.2% |
| DEFINE MORTGAGE SOLUTIONS, LLC | $5,845,000 | $2,820,000 | -51.8% | 0.2% |
| TrustBank | $2,820,000 | n/a | 0.2% | |
| The Northern Trust Company | $605,000 | $2,815,000 | 365.3% | 0.2% |
| AMERICAN ADVISORS GROUP | $2,035,000 | $2,800,000 | 37.6% | 0.2% |
| 21ST MORTGAGE CORPORATION | $2,485,000 | $2,780,000 | 11.9% | 0.2% |
| Watermark Capital, Inc. | $5,175,000 | $2,755,000 | -46.8% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,370,000 | $2,730,000 | -49.2% | 0.2% |
| NexBank | $2,730,000 | n/a | 0.2% | |
| Comerica Bank | $675,000 | $2,700,000 | 300.0% | 0.2% |
| AMERICA FIRST | $1,920,000 | $2,645,000 | 37.8% | 0.2% |
| The Federal Savings Bank | $4,120,000 | $2,630,000 | -36.2% | 0.2% |
| Citadel Servicing Corporation | $845,000 | $2,625,000 | 210.7% | 0.2% |
| OAKTREE FUNDING CORP. | $860,000 | $2,575,000 | 199.4% | 0.2% |
| FirstBank | $1,290,000 | $2,555,000 | 98.1% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $5,935,000 | $2,540,000 | -57.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $11,970,000 | $2,510,000 | -79.0% | 0.2% |
| AMERICAN FINANCING CORPORATION | $2,285,000 | $2,475,000 | 8.3% | 0.1% |
| Figure Lending LLC | $310,000 | $2,475,000 | 698.4% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $2,460,000 | n/a | 0.1% | |
| DIRECTORS MORTGAGE, INC. | $415,000 | $2,430,000 | 485.5% | 0.1% |
| ARIZONA | $600,000 | $2,425,000 | 304.2% | 0.1% |
| Hometown Lenders, Inc. | $2,160,000 | $2,345,000 | 8.6% | 0.1% |
| PHH Mortgage Corporation | $3,650,000 | $2,325,000 | -36.3% | 0.1% |
| UMB Bank | $4,430,000 | $2,310,000 | -47.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $540,000 | $2,285,000 | 323.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,960,000 | $2,215,000 | 13.0% | 0.1% |
| SPRING EQ, LLC | $915,000 | $2,210,000 | 141.5% | 0.1% |
| AMWEST FUNDING CORP. | $545,000 | $2,105,000 | 286.2% | 0.1% |
| ALTITUDE FINANCIAL CORPORATION | $3,680,000 | $2,090,000 | -43.2% | 0.1% |
| Waterstone Mortgage Corporation | $1,710,000 | $2,080,000 | 21.6% | 0.1% |
| Old National Bank | $2,040,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $11,615,000 | $2,035,000 | -82.5% | 0.1% |
| USAA Federal Savings Bank | $2,985,000 | $2,030,000 | -32.0% | 0.1% |
| American Bank of Missouri | $2,015,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $305,000 | $1,985,000 | 550.8% | 0.1% |
| ALLIANT CREDIT UNION | $4,055,000 | $1,880,000 | -53.6% | 0.1% |
| Choice Financial Group | $1,875,000 | n/a | 0.1% | |
| First Fidelity Bank | $4,250,000 | $1,855,000 | -56.4% | 0.1% |
| BNC National Bank | $820,000 | $1,815,000 | 121.3% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $710,000 | $1,765,000 | 148.6% | 0.1% |
| KELLER MORTGAGE, LLC | $760,000 | $1,735,000 | 128.3% | 0.1% |
| Carrington Mortgage Services, LLC | $2,400,000 | $1,690,000 | -29.6% | 0.1% |
| Tradition Capital Bank | $1,635,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $895,000 | $1,620,000 | 81.0% | 0.1% |
| Merchants Bank of Indiana | $1,575,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $2,605,000 | $1,555,000 | -40.3% | 0.1% |
| S&T Bank | $1,505,000 | n/a | 0.1% | |
| First Interstate Bank | $1,495,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $235,000 | $1,490,000 | 534.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,060,000 | $1,475,000 | 39.2% | 0.1% |
| Citibank | $505,000 | $1,475,000 | 192.1% | 0.1% |
| SILVER HILL FUNDING, LLC | $1,475,000 | n/a | 0.1% | |
| Citizens Bank | $475,000 | $1,470,000 | 209.5% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $1,880,000 | $1,460,000 | -22.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $2,955,000 | $1,460,000 | -50.6% | 0.1% |
| First International Bank & Trust | $770,000 | $1,455,000 | 89.0% | 0.1% |
| N R L Federal Credit Union | $1,450,000 | n/a | 0.1% | |
| Plains Commerce Bank | $960,000 | $1,410,000 | 46.9% | 0.1% |
| Neighborhood Loans, Inc. | $1,695,000 | $1,405,000 | -17.1% | 0.1% |
| CANOPY MORTGAGE, LLC | $3,785,000 | $1,350,000 | -64.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,350,000 | n/a | 0.1% | |
| REVERSE MORTGAGE FUNDING LLC | $1,010,000 | $1,325,000 | 31.2% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $175,000 | $1,320,000 | 654.3% | 0.1% |
| Citywide Banks | $1,310,000 | n/a | 0.1% | |
| ORIX REAL ESTATE CAPITAL, LLC | $1,285,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $375,000 | $1,235,000 | 229.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,845,000 | $1,220,000 | -33.9% | 0.1% |
| Goldwater Bank, N.A. | $1,185,000 | $1,205,000 | 1.7% | 0.1% |
| Logan Finance Corporation | $1,205,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $2,870,000 | $1,175,000 | -59.1% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,130,000 | n/a | 0.1% | |
| SFMC, LP | $1,030,000 | $1,120,000 | 8.7% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,115,000 | n/a | 0.1% | |
| CITYWIDE HOME LOANS, LLC | $3,620,000 | $1,110,000 | -69.3% | 0.1% |
| MANN FINANCIAL INC. | $560,000 | $1,095,000 | 95.5% | 0.1% |
| SUMMIT FUNDING, INC. | $2,445,000 | $1,090,000 | -55.4% | 0.1% |
| Bankers Trust Company | $1,070,000 | $1,085,000 | 1.4% | 0.1% |
| MICHIGAN MUTUAL, INC. | $1,050,000 | $1,080,000 | 2.9% | 0.1% |
| North American Savings Bank, F.S.B. | $2,300,000 | $1,075,000 | -53.3% | 0.1% |
| PLANET HOME LENDING, LLC | $1,425,000 | $1,070,000 | -24.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,435,000 | $1,070,000 | -68.9% | 0.1% |
| Axos Bank | $2,265,000 | $1,060,000 | -53.2% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $4,470,000 | $1,055,000 | -76.4% | 0.1% |
| SUBURBAN MORTGAGE, INC. | $4,675,000 | $1,055,000 | -77.4% | 0.1% |
| LOGIX FEDERAL CREDIT UNION | $725,000 | $1,035,000 | 42.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $970,000 | $1,000,000 | 3.1% | 0.1% |
| First Western Trust Bank | $1,290,000 | $960,000 | -25.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $815,000 | $955,000 | 17.2% | 0.1% |
| RF Renovo Management Company, LLC | $955,000 | n/a | 0.1% | |
| NUMARK CREDIT UNION | $945,000 | n/a | 0.1% | |
| Westfield Bank, FSB | $945,000 | n/a | 0.1% | |
| State Bank of Southern Utah | $835,000 | $940,000 | 12.6% | 0.1% |
| Strong Home Mortgage, LLC | $3,775,000 | $930,000 | -75.4% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $1,130,000 | $905,000 | -19.9% | 0.1% |
| Heritage Bank | $895,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $1,225,000 | $885,000 | -27.8% | 0.1% |
| UNITED | $365,000 | $885,000 | 142.5% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $880,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $1,455,000 | $880,000 | -39.5% | 0.1% |
| FUNDLOANS CAPITAL | $875,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $2,440,000 | $870,000 | -64.3% | 0.1% |
| Hometown Equity Mortgage, LLC | $840,000 | n/a | 0.1% | |
| ITHINK FINANCIAL Credit Union | $815,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $790,000 | $805,000 | 1.9% | 0.0% |
| Nations Lending Corporation | $4,830,000 | $805,000 | -83.3% | 0.0% |
| CREDIT UNION WEST | $1,355,000 | $770,000 | -43.2% | 0.0% |
| NEW DAY FINANCIAL, LLC | $2,340,000 | $760,000 | -67.5% | 0.0% |
| Western State Bank | $890,000 | $760,000 | -14.6% | 0.0% |
| Bethpage Federal Credit Union | $610,000 | $750,000 | 23.0% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $745,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $740,000 | n/a | 0.0% | |
| TOWER | $735,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $465,000 | $725,000 | 55.9% | 0.0% |
| OPEN MORTGAGE, LLC | $730,000 | $720,000 | -1.4% | 0.0% |
| American Airlines Federal Credit Union | $105,000 | $715,000 | 581.0% | 0.0% |
| INTERCAP LENDING INC. | $1,950,000 | $710,000 | -63.6% | 0.0% |
| MLD MORTGAGE INC. | $705,000 | n/a | 0.0% | |
| BNY Mellon | $1,505,000 | $685,000 | -54.5% | 0.0% |
| First Midwest Bank | $655,000 | $685,000 | 4.6% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,845,000 | $670,000 | -63.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,010,000 | $650,000 | -35.6% | 0.0% |
| Alerus Financial | $415,000 | $640,000 | 54.2% | 0.0% |
| RESIDENTIAL BANCORP. | $640,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $1,645,000 | $635,000 | -61.4% | 0.0% |
| Lincoln FSB of Nebraska | $635,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $630,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $625,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $375,000 | $625,000 | 66.7% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $485,000 | $625,000 | 28.9% | 0.0% |
| Umpqua Bank | $2,090,000 | $595,000 | -71.5% | 0.0% |
| HighTechLending Inc | $470,000 | $570,000 | 21.3% | 0.0% |
| CITIZENS EQUITY FIRST | $545,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $1,760,000 | $545,000 | -69.0% | 0.0% |
| Lend Smart Mortgage, LLC | $2,295,000 | $540,000 | -76.5% | 0.0% |
| ARC HOME LLC | $1,800,000 | $535,000 | -70.3% | 0.0% |
| First Federal Bank | $325,000 | $525,000 | 61.5% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $525,000 | n/a | 0.0% | |
| Discover Bank | $85,000 | $520,000 | 511.8% | 0.0% |
| Firefighters First Federal Credit Union | $1,075,000 | $520,000 | -51.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $515,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $6,070,000 | $495,000 | -91.8% | 0.0% |
| Texana Bank | $325,000 | $495,000 | 52.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $575,000 | $490,000 | -14.8% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $580,000 | $490,000 | -15.5% | 0.0% |
| Columbia State Bank | $485,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $410,000 | $485,000 | 18.3% | 0.0% |
| 5TH STREET CAPITAL, INC. | $2,895,000 | $475,000 | -83.6% | 0.0% |
| First State Bank of St. Charles, Missouri | $2,545,000 | $475,000 | -81.3% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $1,930,000 | $465,000 | -75.9% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $2,925,000 | $460,000 | -84.3% | 0.0% |
| ADVANCIAL | $990,000 | $455,000 | -54.0% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $2,740,000 | $430,000 | -84.3% | 0.0% |
| Bank 7 | $425,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $645,000 | $415,000 | -35.7% | 0.0% |
| KS StateBank | $3,420,000 | $405,000 | -88.2% | 0.0% |
| Stifel Bank and Trust | $450,000 | $405,000 | -10.0% | 0.0% |
| Golden Empire Mortgage, Inc. | $395,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $375,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $375,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $545,000 | $375,000 | -31.2% | 0.0% |
| OCMBC, INC. | $1,750,000 | $355,000 | -79.7% | 0.0% |
| 1st Security Bank of Washington | $345,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $345,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $2,025,000 | $345,000 | -83.0% | 0.0% |
| LEGACY MORTGAGE LLC | $145,000 | $335,000 | 131.0% | 0.0% |
| The Loan Store, Inc. | $1,510,000 | $335,000 | -77.8% | 0.0% |
| LADERA LENDING, INC. | $2,765,000 | $325,000 | -88.2% | 0.0% |
| NEW WEST LENDING, INC. | $745,000 | $325,000 | -56.4% | 0.0% |
| Northwest Farm Credit Services, FLCA | $205,000 | $325,000 | 58.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $325,000 | n/a | 0.0% | |
| First State Bank | $320,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $315,000 | n/a | 0.0% | |
| VISION ONE MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| Armed Forces Bank | $305,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $735,000 | $285,000 | -61.2% | 0.0% |
| FirstBank | $1,290,000 | $285,000 | -77.9% | 0.0% |
| NP, Inc. | $185,000 | $285,000 | 54.1% | 0.0% |
| HUGHES FEDERAL CREDIT UNION | $210,000 | $280,000 | 33.3% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,570,000 | $265,000 | -83.1% | 0.0% |
| NBKC BANK | $4,210,000 | $265,000 | -93.7% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $340,000 | $265,000 | -22.1% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $820,000 | $245,000 | -70.1% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $2,355,000 | $245,000 | -89.6% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $355,000 | $235,000 | -33.8% | 0.0% |
| INLAND BANK & TRUST | $235,000 | n/a | 0.0% | |
| MUFG Union Bank | $840,000 | $235,000 | -72.0% | 0.0% |
| Chicago Financial Services, Inc. | $395,000 | $225,000 | -43.0% | 0.0% |
| Farmers & Stockmens Bank | $225,000 | n/a | 0.0% | |
| BENCH EQUITY L.L.C. | $205,000 | n/a | 0.0% | |
| Cache Valley Bank | $500,000 | $190,000 | -62.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,545,000 | $185,000 | -88.0% | 0.0% |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| EAGLE HOME MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $910,000 | $155,000 | -83.0% | 0.0% |
| United States Senate Federal Credit Union | $155,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $135,000 | n/a | 0.0% | |
| TRAVIS CREDIT UNION | $135,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| RANLIFE, INC. | $85,000 | $125,000 | 47.1% | 0.0% |
| Boeing Employees Credit Union | $500,000 | $105,000 | -79.0% | 0.0% |
| KINECTA | $105,000 | n/a | 0.0% | |
| Unison Bank | $105,000 | n/a | 0.0% | |
| Arvest Bank | $515,000 | $95,000 | -81.6% | 0.0% |
| Ardent Federal Credit Union | $85,000 | n/a | 0.0% | |
| Canyon State Credit Union | $85,000 | $75,000 | -11.8% | 0.0% |
| NuVision Federal Credit Union | $185,000 | $75,000 | -59.5% | 0.0% |
| First Credit Union | $745,000 | $15,000 | -98.0% | 0.0% |
FLAGSTAFF's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.4% market share. In second place, with 4.9%, is Wallick & Volk, Inc., having originated $80,955,000 in loans. In third place, with 4.5%, is QUICKEN LOANS, LLC, having originated $74,280,000 in loans. In fourth place, with 3.8%, is PNC Bank, having originated $63,510,000 in loans. In fifth place, with 3.7%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $61,195,000 in loans.
FLAGSTAFF Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - FLAGSTAFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $495,342 (4.7%) | $656,228 (-4.0%) | 0.00 | 510 |
| 2018-02-01 | $518,000 (9.1%) | $666,948 (-3.6%) | 0.00 | 516 |
| 2018-03-01 | $499,000 (5.1%) | $685,510 (-0.1%) | 0.00 | 541 |
| 2018-04-01 | $505,500 (7.7%) | $685,529 (3.9%) | 0.00 | 582 |
| 2018-05-01 | $499,000 (2.9%) | $664,537 (0.3%) | 0.00 | 627 |
| 2018-06-01 | $485,000 (5.5%) | $647,319 (0.2%) | 0.00 | 731 |
| 2018-07-01 | $471,350 (4.8%) | $636,095 (0.2%) | 0.00 | 780 |
| 2018-08-01 | $456,625 (1.5%) | $623,268 (-1.5%) | 0.00 | 781 |
| 2018-09-01 | $450,000 (-1.1%) | $616,458 (-4.6%) | 0.00 | 785 |
| 2018-10-01 | $449,688 (-3.2%) | $600,882 (-9.4%) | 0.00 | 751 |
| 2018-11-01 | $453,500 (-7.7%) | $604,184 (-11.0%) | 0.00 | 695 |
| 2018-12-01 | $459,000 (-9.0%) | $612,167 (-9.0%) | 0.00 | 601 |
| 2019-01-01 | $449,700 (-9.2%) | $610,909 (-6.9%) | 0.00 | 558 |
| 2019-02-01 | $459,000 (-11.4%) | $638,459 (-4.3%) | 0.00 | 544 |
| 2019-03-01 | $463,829 (-7.1%) | $659,221 (-3.8%) | 0.00 | 566 |
| 2019-04-01 | $458,517 (-9.3%) | $649,113 (-5.3%) | 0.00 | 614 |
| 2019-05-01 | $449,975 (-9.8%) | $636,282 (-4.3%) | 0.00 | 686 |
| 2019-06-01 | $438,500 (-9.6%) | $628,638 (-2.9%) | 0.00 | 731 |
| 2019-07-01 | $438,000 (-7.1%) | $621,280 (-2.3%) | 0.00 | 788 |
| 2019-08-01 | $442,000 (-3.2%) | $624,136 (0.1%) | 0.00 | 758 |
| 2019-09-01 | $446,500 (-0.8%) | $631,622 (2.5%) | 0.00 | 710 |
| 2019-10-01 | $450,000 (0.1%) | $639,753 (6.5%) | 0.00 | 671 |
| 2019-11-01 | $468,900 (3.4%) | $644,205 (6.6%) | 0.00 | 582 |
| 2019-12-01 | $484,753 (5.6%) | $662,456 (8.2%) | 0.00 | 486 |
| 2020-01-01 | $479,625 (6.7%) | $659,922 (8.0%) | 0.00 | 399 |
| 2020-02-01 | $509,000 (10.9%) | $692,135 (8.4%) | 0.00 | 368 |
| 2020-03-01 | $534,950 (15.3%) | $687,917 (4.4%) | 0.00 | 419 |
| 2020-04-01 | $515,725 (12.5%) | $662,703 (2.1%) | 0.00 | 481 |
| 2020-05-01 | $515,000 (14.5%) | $656,767 (3.2%) | 0.00 | 462 |
| 2020-06-01 | $491,450 (12.1%) | $649,251 (3.3%) | 0.00 | 407 |
| 2020-07-01 | $486,750 (11.1%) | $643,642 (3.6%) | 0.00 | 362 |
| 2020-08-01 | $535,000 (21.0%) | $680,410 (9.0%) | 0.00 | 279 |
| 2020-09-01 | $557,475 (24.9%) | $715,009 (13.2%) | 0.00 | 216 |
| 2020-10-01 | $564,000 (25.3%) | $766,520 (19.8%) | 0.00 | 180 |
| 2020-11-01 | $586,250 (25.0%) | $796,066 (23.6%) | 0.00 | 153 |
| 2020-12-01 | $575,250 (18.7%) | $762,840 (15.2%) | 0.00 | 129 |
| 2021-01-01 | $643,750 (34.2%) | $810,820 (22.9%) | 0.00 | 113 |
| 2021-02-01 | $635,975 (25.0%) | $820,442 (18.5%) | 0.00 | 109 |
| 2021-03-01 | $614,750 (14.9%) | $832,349 (21.0%) | 0.00 | 109 |
| 2021-04-01 | $637,450 (23.6%) | $834,230 (25.9%) | 0.00 | 148 |
| 2021-05-01 | $635,000 (23.3%) | $851,437 (29.6%) | 0.00 | 178 |
| 2021-06-01 | $649,900 (32.2%) | $854,033 (31.5%) | 0.00 | 217 |
| 2021-07-01 | $633,750 (30.2%) | $883,947 (37.3%) | 0.00 | 228 |
| 2021-08-01 | $646,000 (20.8%) | $895,640 (31.6%) | 0.00 | 239 |
| 2021-09-01 | $639,675 (14.8%) | $928,515 (29.9%) | 0.00 | 239 |
| 2021-10-01 | $650,000 (15.3%) | $965,194 (25.9%) | 0.00 | 179 |
| 2021-11-01 | $681,725 (16.3%) | $1,032,774 (29.7%) | 0.00 | 168 |
| 2021-12-01 | $645,475 (12.2%) | $993,386 (30.2%) | 0.00 | 153 |
| 2022-01-01 | $672,450 (4.5%) | $1,048,538 (29.3%) | 0.00 | 134 |
| 2022-02-01 | $674,611 (6.1%) | $1,039,074 (26.7%) | 0.00 | 128 |
| 2022-03-01 | $697,450 (13.5%) | $952,519 (14.4%) | 0.00 | 134 |
| 2022-04-01 | $715,000 (12.2%) | $953,887 (14.3%) | 0.00 | 192 |
| 2022-05-01 | $729,975 (15.0%) | $971,860 (14.1%) | 0.00 | 282 |
| 2022-06-01 | $725,000 (11.6%) | $964,538 (12.9%) | 0.00 | 389 |
| 2022-07-01 | $700,000 (10.5%) | $936,683 (6.0%) | 0.00 | 467 |
| 2022-08-01 | $718,875 (11.3%) | $964,247 (7.7%) | 0.00 | 437 |
| 2022-09-01 | $736,375 (15.1%) | $945,346 (1.8%) | 0.00 | 398 |
| 2022-10-01 | $750,000 (15.4%) | $984,791 (2.0%) | 0.00 | 411 |
| 2022-11-01 | $739,000 (8.4%) | $981,848 (-4.9%) | 0.00 | 365 |
| 2022-12-01 | $712,450 (10.4%) | $979,774 (-1.4%) | 0.00 | 331 |
| 2023-01-01 | $743,750 (10.6%) | $1,033,136 (-1.5%) | 0.00 | 279 |
| 2023-02-01 | $738,250 (9.4%) | $1,079,568 (3.9%) | 0.00 | 275 |
| 2023-03-01 | $738,500 (5.9%) | $1,089,654 (14.4%) | 0.00 | 257 |
| 2023-04-01 | $732,500 (2.5%) | $1,134,335 (18.9%) | 0.00 | 279 |
| 2023-05-01 | $758,750 (3.9%) | $1,149,996 (18.3%) | 0.00 | 353 |
| 2023-06-01 | $735,000 (1.4%) | $1,074,734 (11.4%) | 0.00 | 399 |
| 2023-07-01 | $734,000 (4.9%) | $1,071,476 (14.4%) | 0.00 | 433 |
| 2023-08-01 | $714,950 (-0.6%) | $1,046,521 (8.5%) | 0.00 | 463 |
FLAGSTAFF's median listing price for 2023-08-01 was $714,950, a difference of
$-3,925
(-0.6%) versus the prior year and
$-19,050 versus the prior month.
FLAGSTAFF's median listing price comes in at 0% of the national average.
FLAGSTAFF's average listing price for 2023-08-01 was $1,046,521, a difference of $82,274 (8.5%) versus the prior year and $-24,955 versus the prior month.
For the 2023-08-01 period, FLAGSTAFF had 463 MLS listings, a difference of 30 listings (7%) versus the prior month and 26 listings (6%) versus the prior year.
FLAGSTAFF's median listing price comes in at 0% of the national average.
FLAGSTAFF's average listing price for 2023-08-01 was $1,046,521, a difference of $82,274 (8.5%) versus the prior year and $-24,955 versus the prior month.
For the 2023-08-01 period, FLAGSTAFF had 463 MLS listings, a difference of 30 listings (7%) versus the prior month and 26 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - FLAGSTAFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,412 sqft |
| 2018-02-01 | 0 days | 2,426 sqft |
| 2018-03-01 | 0 days | 2,442 sqft |
| 2018-04-01 | 0 days | 2,445 sqft |
| 2018-05-01 | 0 days | 2,422 sqft |
| 2018-06-01 | 0 days | 2,402 sqft |
| 2018-07-01 | 0 days | 2,352 sqft |
| 2018-08-01 | 0 days | 2,302 sqft |
| 2018-09-01 | 0 days | 2,279 sqft |
| 2018-10-01 | 0 days | 2,266 sqft |
| 2018-11-01 | 0 days | 2,288 sqft |
| 2018-12-01 | 0 days | 2,240 sqft |
| 2019-01-01 | 0 days | 2,199 sqft |
| 2019-02-01 | 0 days | 2,200 sqft |
| 2019-03-01 | 0 days | 2,182 sqft |
| 2019-04-01 | 0 days | 2,166 sqft |
| 2019-05-01 | 0 days | 2,134 sqft |
| 2019-06-01 | 0 days | 2,114 sqft |
| 2019-07-01 | 0 days | 2,087 sqft |
| 2019-08-01 | 0 days | 2,116 sqft |
| 2019-09-01 | 0 days | 2,156 sqft |
| 2019-10-01 | 0 days | 2,185 sqft |
| 2019-11-01 | 0 days | 2,193 sqft |
| 2019-12-01 | 0 days | 2,200 sqft |
| 2020-01-01 | 0 days | 2,166 sqft |
| 2020-02-01 | 0 days | 2,296 sqft |
| 2020-03-01 | 0 days | 2,317 sqft |
| 2020-04-01 | 0 days | 2,200 sqft |
| 2020-05-01 | 0 days | 2,193 sqft |
| 2020-06-01 | 0 days | 2,175 sqft |
| 2020-07-01 | 0 days | 2,181 sqft |
| 2020-08-01 | 0 days | 2,147 sqft |
| 2020-09-01 | 0 days | 2,190 sqft |
| 2020-10-01 | 0 days | 2,196 sqft |
| 2020-11-01 | 0 days | 2,218 sqft |
| 2020-12-01 | 0 days | 2,124 sqft |
| 2021-01-01 | 0 days | 2,202 sqft |
| 2021-02-01 | 0 days | 2,056 sqft |
| 2021-03-01 | 0 days | 2,163 sqft |
| 2021-04-01 | 0 days | 2,092 sqft |
| 2021-05-01 | 0 days | 2,077 sqft |
| 2021-06-01 | 0 days | 2,052 sqft |
| 2021-07-01 | 0 days | 2,005 sqft |
| 2021-08-01 | 0 days | 2,013 sqft |
| 2021-09-01 | 0 days | 2,031 sqft |
| 2021-10-01 | 0 days | 2,071 sqft |
| 2021-11-01 | 0 days | 2,108 sqft |
| 2021-12-01 | 0 days | 2,061 sqft |
| 2022-01-01 | 0 days | 2,063 sqft |
| 2022-02-01 | 0 days | 2,068 sqft |
| 2022-03-01 | 0 days | 2,074 sqft |
| 2022-04-01 | 0 days | 2,004 sqft |
| 2022-05-01 | 0 days | 2,030 sqft |
| 2022-06-01 | 0 days | 2,044 sqft |
| 2022-07-01 | 0 days | 2,007 sqft |
| 2022-08-01 | 0 days | 2,055 sqft |
| 2022-09-01 | 0 days | 2,095 sqft |
| 2022-10-01 | 0 days | 2,130 sqft |
| 2022-11-01 | 0 days | 2,051 sqft |
| 2022-12-01 | 0 days | 2,004 sqft |
| 2023-01-01 | 0 days | 2,047 sqft |
| 2023-02-01 | 0 days | 2,028 sqft |
| 2023-03-01 | 0 days | 2,024 sqft |
| 2023-04-01 | 0 days | 2,033 sqft |
| 2023-05-01 | 0 days | 2,101 sqft |
| 2023-06-01 | 0 days | 2,052 sqft |
| 2023-07-01 | 0 days | 2,065 sqft |
| 2023-08-01 | 0 days | 2,093 sqft |
FLAGSTAFF's median listing age (time on market) for 2023-08-01 was 0 days.
FLAGSTAFF's median square footage for active listings during the 2023-08-01 period was 2,093 sqft. One year prior, the average listing was 2,055 sqft.
FLAGSTAFF's median square footage for active listings during the 2023-08-01 period was 2,093 sqft. One year prior, the average listing was 2,055 sqft.
FLAGSTAFF, AZ Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 85928 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 85931 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86001 | Flagstaff, AZ | $1,260 | $1,290 | $1,630 | $2,070 | $2,480 |
| 86002 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86003 | Flagstaff, AZ | $970 | $1,000 | $1,260 | $1,600 | $1,930 |
| 86004 | Flagstaff, AZ | $1,170 | $1,200 | $1,520 | $1,930 | $2,320 |
| 86005 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86011 | Flagstaff, AZ | $1,260 | $1,290 | $1,630 | $2,070 | $2,480 |
| 86015 | Flagstaff, AZ | $1,260 | $1,290 | $1,630 | $2,070 | $2,480 |
| 86016 | Flagstaff, AZ | $1,060 | $1,090 | $1,370 | $1,740 | $2,100 |
| 86017 | Flagstaff, AZ | $1,030 | $1,160 | $1,440 | $1,930 | $2,230 |
| 86018 | Flagstaff, AZ | $1,370 | $1,400 | $1,770 | $2,240 | $2,700 |
| 86020 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86022 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86023 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86024 | Flagstaff, AZ | $930 | $1,020 | $1,270 | $1,680 | $1,950 |
| 86030 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86035 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86036 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86038 | Flagstaff, AZ | $1,260 | $1,290 | $1,630 | $2,070 | $2,480 |
| 86040 | Flagstaff, AZ | $980 | $1,000 | $1,270 | $1,610 | $1,930 |
| 86044 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86045 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86046 | Flagstaff, AZ | $1,010 | $1,040 | $1,310 | $1,660 | $2,000 |
| 86047 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86052 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86053 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86054 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86320 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86336 | Flagstaff, AZ | $1,020 | $1,180 | $1,470 | $2,000 | $2,280 |
| 86337 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
| 86339 | Flagstaff, AZ | $1,130 | $1,160 | $1,470 | $1,860 | $2,240 |
| 86435 | Flagstaff, AZ | $930 | $960 | $1,190 | $1,550 | $1,860 |
2022 Average & Median Rent Data Statistics
FLAGSTAFF, AZ average 1BR rent: $1,098, median: $1,160
FLAGSTAFF, AZ average 2BR rent: $1,379, median: $1,440
FLAGSTAFF, AZ average 3BR rent: $1,772, median: $1,860
FLAGSTAFF, AZ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,822 | $1,014,510,000 | $556,811 |
| Cash Out Refi | 796 | $292,640,000 | $367,638 |
| Refi | 473 | $221,485,000 | $468,256 |
| Home Improvement | 304 | $49,150,000 | $161,678 |
| Other | 244 | $72,500,000 | $297,131 |
Flagstaff's most frequently cited loan purpose was Home Purchase, with 1,822 originations. The 2nd most popular reason was Cash Out Refi, with 796 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 883 | $402,725,000 | $456,087 |
| 5-6% | 855 | $441,405,000 | $516,263 |
| 4-5% | 821 | $382,215,000 | $465,548 |
| 6-7% | 427 | $152,725,000 | $357,670 |
| 2.5-3% | 281 | $113,635,000 | $404,395 |
| 7-8% | 181 | $57,765,000 | $319,144 |
| <2.5% | 102 | $36,700,000 | $359,804 |
| Over 8% | 75 | $18,415,000 | $245,533 |
During 2022, Flagstaff's most frequently originated rate bucket was 3-4%, with 883 originations.
Loan Sizing (FLAGSTAFF, AZ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,394 | $417,920,000 | $299,799 |
| $400k-600k | 875 | $422,685,000 | $483,069 |
| $100k-200k | 503 | $74,015,000 | $147,147 |
| $600k-1000k | 424 | $304,810,000 | $718,892 |
| $100,000 or less | 298 | $17,960,000 | $60,268 |
| $Over $1MM | 145 | $412,895,000 | $2,847,552 |
FLAGSTAFF's loan sizing saw the bucket of loans from $200k-400k with 1,394 originations, totaling $417,920,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,139 | $614,115,000 | $539,170 |
| 80-100% | 928 | $439,290,000 | $473,373 |
| 40-60% | 666 | $344,030,000 | $516,562 |
| 20-40% | 457 | $111,645,000 | $244,300 |
| Under 20% | 388 | $38,800,000 | $100,000 |
| Over 100% | 20 | $54,720,000 | $2,736,000 |
FLAGSTAFF's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,139 originations, totaling $614,115,000 in origination value.