FLAGSTAFF Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Flagstaff averaged 6.9% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 7.14% and one month ago for the week of 2024-03-07, the average rate was 6.8%.

Flagstaff's average rate one year ago was 6.5%.

For refis of the same type during the week of 2024-04-11, the average rate was 7.67%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Flagstaff 30 Year Fixed Rate 2024-04-11 6.9%
Flagstaff 30 Year Fixed Rate Refi 2024-04-11 7.67%
Flagstaff 15 Year Fixed Rate 2024-04-11 6.16%
Flagstaff 15 Year Fixed Rate Refi 2024-04-11 6.66%
Flagstaff 30 Year FHA 2024-04-11 6.56%
Flagstaff 30 Year FHA Refi 2024-04-11 6.64%
Flagstaff 30 Year USDA 2024-04-11 6.81%
Flagstaff 30 Year USDA Refi 2024-04-11 6.71%
Flagstaff 30 Year VA 2024-04-11 6.54%
Flagstaff 30 Year VA Refi 2024-04-11 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FLAGSTAFF, AZ.

FLAGSTAFF Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FLAGSTAFF, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 145 6.89% $7,949
QUICKEN LOANS, LLC 92 6.79% $10,128
PRIMELENDING, A PLAINSCAPITAL COMPANY 56 6.77% $13,461
ACADEMY MORTGAGE CORPORATION 48 6.88% $13,999
CROSSCOUNTRY MORTGAGE, LLC 44 6.98% $9,925
V.I.P. MORTGAGE, INC. 41 7.17% $9,733
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 39 7.11% $9,224
OneAZ Credit Union 32 6.31% $5,187
JPMorgan Chase Bank 32 6.81% $7,972
ARK-LA-TEX FINANCIAL SERVICES, LLC. 30 7.02% $10,176
Wallick & Volk, Inc. 26 6.90% $7,980
NOVA FINANCIAL & INVESTMENT CORPORATION 26 6.81% $6,428
STARBOARD FINANCIAL MANAGEMENT, LLC 17 7.12% $7,049
U.S. Bank 16 6.77% $7,544
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 16 6.30% $11,667
GUILD MORTGAGE COMPANY 15 7.32% $7,164
Wells Fargo Bank 14 6.24% $5,515
MORIA DEVELOPMENT, INC. 11 7.29% $13,693
Flagstar Bank, FSB 10 6.99% $7,219
NexBank 8 7.16% $12,190
INTERCAP LENDING INC. 8 7.16% $17,218
Bank of America 8 6.22% $12,481
BMO Harris Bank 8 6.36% $8,781
Zions Bank 8 6.27% $5,870
NAVY FEDERAL CREDIT UNION 8 6.20% $10,886
CMG MORTGAGE, INC. 7 7.60% $11,234
Mr. Cooper ( Nationstar Mortgage ) 7 6.74% $11,998
Bell Bank 6 7.46% $13,689
Morgan Stanley Private Bank 6 5.81% $5,020
ALTITUDE FINANCIAL CORPORATION 5 6.75% $8,535
PENNYMAC LOAN SERVICES, LLC 5 6.87% $6,869
Charles Schwab Bank, SSB 5 5.98% $3,058
GUARANTEED RATE AFFINITY, LLC 4 6.89% $8,101
BROKER SOLUTIONS, INC. 4 7.69% $7,897
AMERICAN PACIFIC MORTGAGE CORPORATION 4 7.50% $10,226
MOUNTAIN AMERICA 4 7.55% $9,712
GUARANTEED RATE, INC. 4 7.15% $10,050
SUN AMERICAN MORTGAGE COMPANY 4 6.25% $6,186
Citibank 4 5.53% $8,276
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 7.41% $7,958
LOANDEPOT.COM, LLC 3 7.04% $10,736
NEW WEST LENDING, INC. 3 6.96% $8,348
Raymond James Bank 3 5.42% $10,522
MUTUAL OF OMAHA MORTGAGE, INC. 3 5.96% $8,452
The Federal Savings Bank 3 6.67% $8,878
SECURITYNATIONAL MORTGAGE COMPANY 3 6.96% $14,111
MASON MCDUFFIE MORTGAGE CORPORATION 3 7.33% $15,498
The Loan Store, Inc. 3 7.21% $8,888
UNION HOME MORTGAGE CORP. 3 7.63% $5,179
Prosperity Home Mortgage, LLC 3 6.83% $4,073
Century Mortgage Company DBA Century Lending Company 3 7.92% $9,053
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.63% $4,892
ON Q FINANCIAL, INC. 3 7.62% $10,394
ZILLOW HOME LOANS, LLC 3 6.46% $13,687
DEEPHAVEN MORTGAGE LLC 3 8.29% $13,579
Glacier Bank 3 7.38% $8,292
GENEVA FINANCIAL, LLC 3 6.58% $9,508
Florida Capital Bank 2 6.94% $10,854
AMERICAN FINANCIAL NETWORK, INC. 2 6.63% $8,394
American Mortgage & Equity Consultants, Inc. 2 7.06% $6,209
AmeriHome Mortgage Company, LLC 2 7.06% $12,215
ARC HOME LLC 2 8.50% $10,014
ARIZONA 2 7.19% $15,924
BNY Mellon 2 6.13% $6,177
CANOPY MORTGAGE, LLC 2 6.56% $7,995
Canyon State Credit Union 2 6.19% $12,465
CHURCHILL MORTGAGE CORPORATION 2 6.69% $15,562
Citadel Servicing Corporation 2 11.31% $21,934
Commerce Home Mortgage, Inc. 2 9.31% $16,392
DEFINE MORTGAGE SOLUTIONS, LLC 2 7.06% $13,509
First-Citizens Bank & Trust Company 2 5.44% $5,870
FIRST COLONY MORTGAGE CORPORATION 2 6.44% $4,214
FISHER FINANCIAL GROUP, INCORPORATED 2 7.06% $6,223
21ST MORTGAGE CORPORATION 2 8.29% $8,361
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.69% $21,469
HOMEXPRESS MORTGAGE CORP. 2 8.38% $23,708
LAKEVIEW LOAN SERVICING, LLC 2 6.38% $5,454
LENDSURE MORTGAGE CORP. 2 8.19% $13,913
MICHIGAN MUTUAL, INC. 2 7.50% $11,029
Paramount Residential Mortgage Group, Inc. 2 6.25% $8,733
PENTAGON FEDERAL CREDIT UNION 2 5.81% $3,510
Plains Commerce Bank 2 7.00% $7,367
PNC Bank 2 6.81% $5,501
RESIDENTIAL MORTGAGE, LLC 2 6.93% $8,507
Sierra Pacific Mortgage Company, Inc. 2 7.38% $8,685
State Bank of Southern Utah 2 6.94% $5,024
The Huntington National Bank 2 6.93% $7,554
UMB Bank 2 5.65% $3,676
USAA Federal Savings Bank 2 6.44% $9,390
VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.06% $7,843
Washington Federal Bank 2 6.50% $19,131
Waterstone Mortgage Corporation 2 7.50% $11,531
First Federal Bank of Kansas City 1 7.25% $4,647
First Credit Union 1 7.13% $5,301
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 7.63% $4,091
Mortgage Research Center, LLC 1 5.75% $18,063
FBC MORTGAGE, LLC 1 7.50% $4,953
MOVEMENT MORTGAGE, LLC 1 7.50% $8,679
EVERETT FINANCIAL, INC. 1 6.99% $8,477
Equity Prime Mortgage LLC 1 7.50% $5,096
Nations Lending Corporation 1 6.99% $8,765
EMM LOANS LLC 1 6.25% $14,416
NBKC BANK 1 5.88% $3,307
Neighborhood Loans, Inc. 1 5.88% $15,123
NEWREZ LLC 1 6.99% $3,862
EMBRACE HOME LOANS, INC. 1 5.75% $18,370
Discover Bank 1 6.99% $0
NFM, INC. 1 7.99% $19,856
Northpointe Bank 1 5.63% $2,815
DIRECTORS MORTGAGE, INC. 1 6.38% $10,774
NP, Inc. 1 8.75% $17,406
N R L Federal Credit Union 1 6.88% $5,013
OAKTREE FUNDING CORP. 1 8.50% $13,494
OCMBC, INC. 1 7.13% $10,702
CTBC Bank Corp. (USA) 1 6.88% $4,002
Comerica Bank 1 5.88% $10,677
WINGS FINANCIAL 1 5.00% $5,013
CITYWIDE HOME LOANS, LLC 1 6.75% $5,942
VAN DYK MORTGAGE CORPORATION 1 7.50% $13,969
VANTAGE WEST 1 6.25% $5,616
PLANET HOME LENDING, LLC 1 5.75% $1,102
VERITAS FUNDING, LLC 1 7.38% $7,220
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.13% $5,755
City National Bank 1 7.23% $4,903
CASTLE & COOKE MORTGAGE, LLC 1 7.88% $17,165
BETTER MORTGAGE CORPORATION 1 6.88% $9,545
Bethpage Federal Credit Union 1 7.25% $10,466
BELEM SERVICING LLC 1 5.75% $20,391
AMERICAN FINANCING CORPORATION 1 6.50% $8,987
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.13% $8,006
S1L, Inc. 1 7.50% $10,360
BECKAM FUNDING CORP. 1 7.63% $11,324
Ally Bank 1 7.13% $5,294
BAY-VALLEY MORTGAGE GROUP 1 7.63% $9,727
Alaska USA Federal Credit Union 1 6.63% $14,039
SUCCESS MORTGAGE PARTNERS, INC. 1 6.00% $8,827
SUMMIT FUNDING, INC. 1 7.38% $14,432
BAY EQUITY LLC 1 6.88% $8,251
Sunflower Bank 1 5.38% $12,032
Barrington Bank & Trust Company, N.A. 1 6.38% $7,415
ALAMEDA MORTGAGE CORPORATION 1 6.63% $14,165
Banterra Bank 1 7.63% $5,033
The Northern Trust Company 1 5.50% $6,195
The State Bank 1 6.50% $10,261
TRIAD FINANCIAL SERVICES, INC. 1 8.70% $14,875
Truist 1 6.99% $3,978
UBS Bank USA 1 6.25% $5,369
Alerus Financial 1 6.75% $1,237
AXIA FINANCIAL, LLC 1 7.38% $14,473
Union Savings Bank 1 6.25% $4,157
UNITED 1 6.75% $5,827
Heritage Bank 1 5.75% $14,528
ARIZONA CENTRAL 1 7.00% $5,715
Goldman Sachs Bank USA 1 6.40% $5,883
Ixonia Bank 1 7.00% $5,443
Golden Empire Mortgage, Inc. 1 6.88% $14,265
Willamette Valley Bank 1 7.38% $6,650
LEADERONE FINANCIAL CORPORATION 1 7.50% $9,480
Lend Smart Mortgage, LLC 1 7.13% $6,627
AMERISAVE MORTGAGE CORPORATION 1 6.99% $15,867
LENOX FINANCIAL MORTGAGE CORPORATION 1 7.50% $4,763
Franklin Loan Corporation 1 7.25% $13,071
Loan Simple, Inc. 1 7.63% $7,568
MANN FINANCIAL INC. 1 7.50% $6,987
FIRST STATE MORTGAGE SERVICES, LLC 1 7.38% $981
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 5.88% $7,176
Utah Power 1 5.88% $8,034
MidFirst Bank 1 6.88% $7,390

FLAGSTAFF Average Closing Costs & Other Stats

FLAGSTAFF, AZ's 168 lenders originated 2,082 loans during 2023. The total origination value was $879,810,000, with an average loan value of $422,579.

FLAGSTAFF's average closing costs are $5,824.

The top FLAGSTAFF lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 145 loans originated. Their average total fees are $7,949, which is $2,179 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee FLAGSTAFF lenders (with over 10 loans originated) are OneAZ Credit Union ($5,187), Wells Fargo Bank ($5,515), NOVA FINANCIAL & INVESTMENT CORPORATION ($6,428), STARBOARD FINANCIAL MANAGEMENT, LLC ($7,049) and GUILD MORTGAGE COMPANY ($7,164).

The lowest rate FLAGSTAFF lenders (with over 10 loans originated) are Wells Fargo Bank (6.24%), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (6.30%), OneAZ Credit Union (6.31%), U.S. Bank (6.77%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (6.77%).

FLAGSTAFF, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $105,940,000 $85,695,000 -19.1% 9.7%
QUICKEN LOANS, LLC $74,280,000 $55,080,000 -25.8% 6.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $61,195,000 $35,095,000 -42.7% 4.0%
WALKER & DUNLOP, LLC $44,555,000 $34,000,000 -23.7% 3.9%
OneAZ Credit Union $35,975,000 $33,040,000 -8.2% 3.8%
CROSSCOUNTRY MORTGAGE, LLC $28,825,000 $33,035,000 14.6% 3.8%
ACADEMY MORTGAGE CORPORATION $52,455,000 $30,580,000 -41.7% 3.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $56,750,000 $25,690,000 -54.7% 2.9%
GREYSTONE FUNDING COMPANY LLC $24,115,000 n/a 2.7%
JPMorgan Chase Bank $58,925,000 $23,385,000 -60.3% 2.7%
V.I.P. MORTGAGE, INC. $18,255,000 $22,050,000 20.8% 2.5%
Zions Bank $51,040,000 $21,945,000 -57.0% 2.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $19,565,000 n/a 2.2%
U.S. Bank $22,385,000 $13,920,000 -37.8% 1.6%
NOVA FINANCIAL & INVESTMENT CORPORATION $32,460,000 $13,780,000 -57.5% 1.6%
Bank of America $25,865,000 $12,995,000 -49.8% 1.5%
Wallick & Volk, Inc. $80,955,000 $12,355,000 -84.7% 1.4%
DESERT FINANCIAL FEDERAL CREDIT UNION $4,835,000 $9,990,000 106.6% 1.1%
BMO Harris Bank $8,485,000 $9,540,000 12.4% 1.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $6,095,000 $9,330,000 53.1% 1.1%
Bell Bank $11,220,000 $8,930,000 -20.4% 1.0%
NAVY FEDERAL CREDIT UNION $10,855,000 $8,260,000 -23.9% 0.9%
GUILD MORTGAGE COMPANY $15,130,000 $8,100,000 -46.5% 0.9%
Wells Fargo Bank $32,335,000 $8,040,000 -75.1% 0.9%
Mortgage Research Center, LLC $3,430,000 $7,155,000 108.6% 0.8%
STARBOARD FINANCIAL MANAGEMENT, LLC $13,540,000 $6,865,000 -49.3% 0.8%
MORIA DEVELOPMENT, INC. $15,465,000 $6,735,000 -56.5% 0.8%
CMG MORTGAGE, INC. $6,580,000 $6,665,000 1.3% 0.8%
INTERCAP LENDING INC. $710,000 $6,475,000 812.0% 0.7%
Charles Schwab Bank, SSB $8,035,000 $6,270,000 -22.0% 0.7%
Bank of Colorado $4,125,000 $6,110,000 48.1% 0.7%
Raymond James Bank $3,200,000 $6,065,000 89.5% 0.7%
MOUNTAIN AMERICA $13,580,000 $6,025,000 -55.6% 0.7%
PENNYMAC LOAN SERVICES, LLC $11,005,000 $5,960,000 -45.8% 0.7%
Flagstar Bank, FSB $9,335,000 $5,935,000 -36.4% 0.7%
MidFirst Bank $8,185,000 $5,835,000 -28.7% 0.7%
Cedar Rapids Bank and Trust Company $5,580,000 n/a 0.6%
Citibank $1,475,000 $5,190,000 251.9% 0.6%
PNC Bank $63,510,000 $5,115,000 -91.9% 0.6%
Morgan Stanley Private Bank $5,455,000 $4,800,000 -12.0% 0.5%
NexBank $2,730,000 $3,900,000 42.9% 0.4%
GENEVA FINANCIAL, LLC $5,570,000 $3,755,000 -32.6% 0.4%
Glacier Bank $9,710,000 $3,705,000 -61.8% 0.4%
First Fidelity Bank $1,855,000 $3,605,000 94.3% 0.4%
BROKER SOLUTIONS, INC. $5,620,000 $3,510,000 -37.5% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,730,000 $3,485,000 27.7% 0.4%
FirstBank $285,000 $3,460,000 1,114.0% 0.4%
ARIZONA CENTRAL $5,350,000 $3,425,000 -36.0% 0.4%
BNY Mellon $685,000 $3,350,000 389.1% 0.4%
ALTITUDE FINANCIAL CORPORATION $2,090,000 $3,310,000 58.4% 0.4%
LOANDEPOT.COM, LLC $20,445,000 $3,290,000 -83.9% 0.4%
Comerica Bank $2,700,000 $3,285,000 21.7% 0.4%
GUARANTEED RATE AFFINITY, LLC $3,735,000 $3,230,000 -13.5% 0.4%
SUN AMERICAN MORTGAGE COMPANY $5,790,000 $3,150,000 -45.6% 0.4%
FineMark National Bank & Trust $4,225,000 $2,955,000 -30.1% 0.3%
GUARANTEED RATE, INC. $4,640,000 $2,925,000 -37.0% 0.3%
ON Q FINANCIAL, INC. $7,555,000 $2,680,000 -64.5% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $9,230,000 $2,625,000 -71.6% 0.3%
21ST MORTGAGE CORPORATION $2,780,000 $2,590,000 -6.8% 0.3%
UMB Bank $2,310,000 $2,535,000 9.7% 0.3%
HOMEXPRESS MORTGAGE CORP. $1,985,000 $2,525,000 27.2% 0.3%
AMERICA FIRST $2,645,000 $2,510,000 -5.1% 0.3%
The Northern Trust Company $2,815,000 $2,505,000 -11.0% 0.3%
DEEPHAVEN MORTGAGE LLC $1,350,000 $2,490,000 84.4% 0.3%
Washington Federal Bank $11,250,000 $2,170,000 -80.7% 0.2%
The State Bank $2,115,000 n/a 0.2%
NFM, INC. $3,550,000 $2,060,000 -42.0% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $4,815,000 $2,010,000 -58.3% 0.2%
USAA Federal Savings Bank $2,030,000 $1,965,000 -3.2% 0.2%
FREEDOM MORTGAGE CORPORATION $9,610,000 $1,890,000 -80.3% 0.2%
American Mortgage & Equity Consultants, Inc. $1,835,000 n/a 0.2%
UBS Bank USA $6,030,000 $1,830,000 -69.7% 0.2%
LENDINGHOME FUNDING CORPORATION $1,460,000 $1,800,000 23.3% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,215,000 $1,785,000 -19.4% 0.2%
ARC HOME LLC $535,000 $1,780,000 232.7% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $8,850,000 $1,775,000 -79.9% 0.2%
Equity Prime Mortgage LLC $740,000 $1,760,000 137.8% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,810,000 $1,680,000 -55.9% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $1,645,000 n/a 0.2%
Citadel Servicing Corporation $2,625,000 $1,640,000 -37.5% 0.2%
LONGBRIDGE FINANCIAL, LLC $1,490,000 $1,590,000 6.7% 0.2%
TRIAD FINANCIAL SERVICES, INC. $625,000 $1,585,000 153.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $5,205,000 $1,550,000 -70.2% 0.2%
WaterStone Bank, SSB $1,505,000 n/a 0.2%
GEORGIA'S OWN $725,000 $1,500,000 106.9% 0.2%
The Federal Savings Bank $2,630,000 $1,465,000 -44.3% 0.2%
Figure Lending LLC $2,475,000 $1,460,000 -41.0% 0.2%
Waterstone Mortgage Corporation $2,080,000 $1,460,000 -29.8% 0.2%
Florida Capital Bank $1,450,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $4,145,000 $1,450,000 -65.0% 0.2%
FirstBank $285,000 $1,435,000 403.5% 0.2%
Discover Bank $520,000 $1,390,000 167.3% 0.2%
SUMMIT FUNDING, INC. $1,090,000 $1,360,000 24.8% 0.2%
Plains Commerce Bank $1,410,000 $1,325,000 -6.0% 0.2%
AmeriHome Mortgage Company, LLC $1,475,000 $1,320,000 -10.5% 0.2%
The Huntington National Bank $3,045,000 $1,320,000 -56.7% 0.2%
Paramount Residential Mortgage Group, Inc. $5,630,000 $1,295,000 -77.0% 0.1%
ZILLOW HOME LOANS, LLC $1,070,000 $1,285,000 20.1% 0.1%
BOKF $5,425,000 $1,275,000 -76.5% 0.1%
NEW WEST LENDING, INC. $325,000 $1,225,000 276.9% 0.1%
TrustBank $2,820,000 $1,205,000 -57.3% 0.1%
Bankers Trust Company $1,085,000 $1,200,000 10.6% 0.1%
FBC MORTGAGE, LLC $870,000 $1,165,000 33.9% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,620,000 $1,145,000 -29.3% 0.1%
MID AMERICA MORTGAGE, INC. $1,055,000 $1,140,000 8.1% 0.1%
The Loan Store, Inc. $335,000 $1,115,000 232.8% 0.1%
ARIZONA $2,425,000 $1,110,000 -54.2% 0.1%
Choice Financial Group $1,875,000 $1,080,000 -42.4% 0.1%
First-Citizens Bank & Trust Company $3,705,000 $1,080,000 -70.9% 0.1%
UNION HOME MORTGAGE CORP. $1,460,000 $1,045,000 -28.4% 0.1%
Canyon State Credit Union $75,000 $1,035,000 1,280.0% 0.1%
RESIDENTIAL MORTGAGE, LLC $1,030,000 n/a 0.1%
NEWREZ LLC $6,220,000 $1,025,000 -83.5% 0.1%
OCMBC, INC. $355,000 $1,020,000 187.3% 0.1%
Century Mortgage Company DBA Century Lending Company $1,765,000 $1,005,000 -43.1% 0.1%
LENDSURE MORTGAGE CORP. $3,290,000 $1,005,000 -69.5% 0.1%
M&T Bank $1,005,000 n/a 0.1%
Prosperity Home Mortgage, LLC $2,285,000 $990,000 -56.7% 0.1%
NBKC BANK $265,000 $970,000 266.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $4,620,000 $970,000 -79.0% 0.1%
Sierra Pacific Mortgage Company, Inc. $880,000 $965,000 9.7% 0.1%
Neighborhood Loans, Inc. $1,405,000 $950,000 -32.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $3,285,000 $940,000 -71.4% 0.1%
Commerce Home Mortgage, Inc. $3,890,000 $910,000 -76.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,555,000 $900,000 -42.1% 0.1%
MOVEMENT MORTGAGE, LLC $2,540,000 $895,000 -64.8% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $880,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,510,000 $875,000 -65.1% 0.1%
Barrington Bank & Trust Company, N.A. $465,000 $870,000 87.1% 0.1%
JMAC LENDING, INC. $885,000 $855,000 -3.4% 0.1%
Heritage Bank $895,000 $835,000 -6.7% 0.1%
NP, Inc. $285,000 $835,000 193.0% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $830,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,870,000 $825,000 -83.1% 0.1%
Goldman Sachs Bank USA $805,000 n/a 0.1%
BAY EQUITY LLC $2,035,000 $800,000 -60.7% 0.1%
FIRST COLONY MORTGAGE CORPORATION $905,000 $800,000 -11.6% 0.1%
DIRECTORS MORTGAGE, INC. $2,430,000 $770,000 -68.3% 0.1%
PLAZA HOME MORTGAGE, INC. $770,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,175,000 $750,000 -36.2% 0.1%
FISHER FINANCIAL GROUP, INCORPORATED $740,000 n/a 0.1%
TRUWEST Credit Union $6,195,000 $735,000 -88.1% 0.1%
CANOPY MORTGAGE, LLC $1,350,000 $730,000 -45.9% 0.1%
AMWEST FUNDING CORP. $2,105,000 $725,000 -65.6% 0.1%
AXIA FINANCIAL, LLC $725,000 n/a 0.1%
First Credit Union $15,000 $725,000 4,733.3% 0.1%
MAYO EMPLOYEES FEDERAL CREDIT UNION $725,000 n/a 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $725,000 n/a 0.1%
UNITED $885,000 $725,000 -18.1% 0.1%
BETTER MORTGAGE CORPORATION $3,835,000 $710,000 -81.5% 0.1%
Nations Lending Corporation $805,000 $705,000 -12.4% 0.1%
Truist $10,575,000 $705,000 -93.3% 0.1%
MICHIGAN MUTUAL, INC. $1,080,000 $700,000 -35.2% 0.1%
Alerus Financial $640,000 $695,000 8.6% 0.1%
DEFINE MORTGAGE SOLUTIONS, LLC $2,820,000 $670,000 -76.2% 0.1%
Alaska USA Federal Credit Union $650,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $265,000 $645,000 143.4% 0.1%
EMBRACE HOME LOANS, INC. $545,000 $635,000 16.5% 0.1%
Hometown Equity Mortgage, LLC $840,000 $635,000 -24.4% 0.1%
AMERICAN FINANCING CORPORATION $2,475,000 $610,000 -75.4% 0.1%
KS StateBank $405,000 $605,000 49.4% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $600,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $595,000 n/a 0.1%
BELEM SERVICING LLC $585,000 n/a 0.1%
First Federal Bank $525,000 $575,000 9.5% 0.1%
LOANPAL, LLC $2,865,000 $570,000 -80.1% 0.1%
VANTAGE WEST $570,000 n/a 0.1%
CARDINAL FINANCIAL $3,590,000 $565,000 -84.3% 0.1%
MANN FINANCIAL INC. $1,095,000 $560,000 -48.9% 0.1%
Magnolia Bank $555,000 n/a 0.1%
Union Savings Bank $535,000 n/a 0.1%
Bethpage Federal Credit Union $750,000 $525,000 -30.0% 0.1%
City National Bank $45,190,000 $525,000 -98.8% 0.1%
Independent Bank $525,000 n/a 0.1%
Banterra Bank $515,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $490,000 $515,000 5.1% 0.1%
Coastal Community Bank $510,000 n/a 0.1%
Ally Bank $2,955,000 $505,000 -82.9% 0.1%
Northpointe Bank $3,390,000 $505,000 -85.1% 0.1%
Northwest Farm Credit Services, FLCA $325,000 $505,000 55.4% 0.1%
S1L, Inc. $505,000 n/a 0.1%
CASTLE & COOKE MORTGAGE, LLC $235,000 $495,000 110.6% 0.1%
CONTOUR MORTGAGE CORPORATION $495,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $3,070,000 $485,000 -84.2% 0.1%
NEW DAY FINANCIAL, LLC $760,000 $485,000 -36.2% 0.1%
PREMIA MORTGAGE, LLC $515,000 $485,000 -5.8% 0.1%
CITYWIDE HOME LOANS, LLC $1,110,000 $455,000 -59.0% 0.1%
EVERETT FINANCIAL, INC. $445,000 n/a 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $435,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $1,220,000 $435,000 -64.3% 0.0%
State Bank of Southern Utah $940,000 $430,000 -54.3% 0.0%
SWH FUNDING, LLC $415,000 n/a 0.0%
BENCH EQUITY L.L.C. $205,000 $405,000 97.6% 0.0%
N R L Federal Credit Union $1,450,000 $385,000 -73.4% 0.0%
PLANET HOME LENDING, LLC $1,070,000 $380,000 -64.5% 0.0%
CTBC Bank Corp. (USA) $375,000 n/a 0.0%
Carrington Mortgage Services, LLC $1,690,000 $365,000 -78.4% 0.0%
Franklin Loan Corporation $365,000 n/a 0.0%
Golden Empire Mortgage, Inc. $395,000 $365,000 -7.6% 0.0%
PHH Mortgage Corporation $2,325,000 $360,000 -84.5% 0.0%
Texas Bank and Trust Company $355,000 n/a 0.0%
WINGS FINANCIAL $355,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $650,000 $345,000 -46.9% 0.0%
Advisors Mortgage Group, L.L.C. $375,000 $335,000 -10.7% 0.0%
DIGITAL Federal Credit Union $325,000 n/a 0.0%
Sunflower Bank $3,485,000 $315,000 -91.0% 0.0%
Utah Power $315,000 n/a 0.0%
Lend Smart Mortgage, LLC $540,000 $305,000 -43.5% 0.0%
OAKTREE FUNDING CORP. $2,575,000 $305,000 -88.2% 0.0%
VAN DYK MORTGAGE CORPORATION $325,000 $305,000 -6.2% 0.0%
INTELLILOAN, INC. $135,000 $295,000 118.5% 0.0%
ALLIANT CREDIT UNION $1,880,000 $290,000 -84.6% 0.0%
Firefighters First Federal Credit Union $520,000 $290,000 -44.2% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $955,000 $285,000 -70.2% 0.0%
First National Bank of America $285,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $275,000 n/a 0.0%
BECKAM FUNDING CORP. $275,000 n/a 0.0%
CREDIT UNION WEST $770,000 $270,000 -64.9% 0.0%
Farmers & Merchants Bank of Central California $265,000 n/a 0.0%
First State Bank of St. Charles, Missouri $475,000 $265,000 -44.2% 0.0%
EMM LOANS LLC $255,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,555,000 $255,000 -92.8% 0.0%
LIMA ONE CAPITAL, LLC $245,000 n/a 0.0%
VERITAS FUNDING, LLC $245,000 n/a 0.0%
Ixonia Bank $235,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $225,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $1,320,000 $215,000 -83.7% 0.0%
LOANLEADERS OF AMERICA, INC. $215,000 n/a 0.0%
Loan Simple, Inc. $3,855,000 $205,000 -94.7% 0.0%
Notre Dame Federal Credit Union Corporation $205,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $195,000 n/a 0.0%
Boeing Employees Credit Union $105,000 $190,000 81.0% 0.0%
FIRST TECHNOLOGY $185,000 n/a 0.0%
First Federal Bank of Kansas City $175,000 n/a 0.0%
HomeTrust Bank $155,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $495,000 $155,000 -68.7% 0.0%
SPRING EQ, LLC $2,210,000 $145,000 -93.4% 0.0%
CHERRY CREEK MORTGAGE, LLC $3,600,000 $135,000 -96.3% 0.0%
Unison Bank $105,000 $135,000 28.6% 0.0%
Willamette Valley Bank $135,000 n/a 0.0%
OPEN MORTGAGE, LLC $720,000 $115,000 -84.0% 0.0%
Arvest Bank $95,000 $105,000 10.5% 0.0%
GFA Federal Credit Union $105,000 n/a 0.0%
HUGHES FEDERAL CREDIT UNION $280,000 $105,000 -62.5% 0.0%
Landings Credit Union $105,000 n/a 0.0%
GREAT LAKES $85,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $85,000 n/a 0.0%
CHEVRON $75,000 n/a 0.0%
GTE Federal Credit Union $75,000 n/a 0.0%
VAL-CHRIS INVESTMENTS, INC. $75,000 n/a 0.0%
BNC National Bank $1,815,000 $65,000 -96.4% 0.0%
Deere Employees Credit Union $55,000 n/a 0.0%
DUPACO COMMUNITY $55,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $815,000 $55,000 -93.3% 0.0%
AERO Federal Credit Union $45,000 n/a 0.0%

FLAGSTAFF's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.7% market share. In second place, with 6.3%, is QUICKEN LOANS, LLC, having originated $55,080,000 in loans. In third place, with 4.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $35,095,000 in loans. In fourth place, with 3.9%, is WALKER & DUNLOP, LLC, having originated $34,000,000 in loans. In fifth place, with 3.8%, is OneAZ Credit Union, having originated $33,040,000 in loans.


FLAGSTAFF Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - FLAGSTAFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $495,342 (5.4%) $656,228 (-3.8%) 0.00 510
2018-02-01 $518,000 (9.1%) $666,948 (-3.4%) 0.00 516
2018-03-01 $499,000 (5.1%) $683,634 (-0.2%) 0.00 540
2018-04-01 $502,725 (7.2%) $683,814 (3.8%) 0.00 581
2018-05-01 $499,000 (2.9%) $662,935 (0.2%) 0.00 626
2018-06-01 $485,000 (5.6%) $647,319 (0.3%) 0.00 731
2018-07-01 $471,350 (4.8%) $636,095 (0.3%) 0.00 780
2018-08-01 $456,250 (1.4%) $622,870 (-1.4%) 0.00 782
2018-09-01 $450,000 (-1.1%) $614,662 (-5.9%) 0.00 785
2018-10-01 $449,225 (-3.6%) $599,006 (-10.7%) 0.00 751
2018-11-01 $451,225 (-8.3%) $602,100 (-12.4%) 0.00 695
2018-12-01 $450,000 (-10.8%) $609,854 (-9.4%) 0.00 601
2019-01-01 $449,375 (-9.3%) $608,426 (-7.3%) 0.00 558
2019-02-01 $459,000 (-11.4%) $635,858 (-4.7%) 0.00 545
2019-03-01 $463,514 (-7.1%) $659,822 (-3.5%) 0.00 567
2019-04-01 $455,392 (-9.4%) $646,919 (-5.4%) 0.00 614
2019-05-01 $449,938 (-9.8%) $634,303 (-4.3%) 0.00 686
2019-06-01 $438,000 (-9.7%) $626,803 (-3.2%) 0.00 731
2019-07-01 $436,750 (-7.3%) $619,251 (-2.7%) 0.00 788
2019-08-01 $440,545 (-3.4%) $622,641 (0.0%) 0.00 758
2019-09-01 $445,864 (-0.9%) $630,968 (2.7%) 0.00 710
2019-10-01 $450,000 (0.2%) $639,753 (6.8%) 0.00 671
2019-11-01 $468,900 (3.9%) $644,205 (7.0%) 0.00 582
2019-12-01 $484,753 (7.7%) $662,456 (8.6%) 0.00 486
2020-01-01 $479,625 (6.7%) $659,922 (8.5%) 0.00 399
2020-02-01 $509,000 (10.9%) $692,135 (8.9%) 0.00 368
2020-03-01 $535,200 (15.5%) $688,957 (4.4%) 0.00 418
2020-04-01 $517,250 (13.6%) $663,608 (2.6%) 0.00 480
2020-05-01 $515,000 (14.5%) $656,921 (3.6%) 0.00 461
2020-06-01 $491,975 (12.3%) $649,732 (3.7%) 0.00 407
2020-07-01 $486,750 (11.5%) $643,642 (3.9%) 0.00 362
2020-08-01 $535,000 (21.4%) $680,410 (9.3%) 0.00 279
2020-09-01 $557,475 (25.0%) $715,009 (13.3%) 0.00 216
2020-10-01 $564,000 (25.3%) $766,520 (19.8%) 0.00 180
2020-11-01 $586,250 (25.0%) $796,066 (23.6%) 0.00 153
2020-12-01 $575,250 (18.7%) $762,840 (15.2%) 0.00 129
2021-01-01 $643,750 (34.2%) $810,820 (22.9%) 0.00 113
2021-02-01 $635,975 (25.0%) $820,442 (18.5%) 0.00 109
2021-03-01 $614,750 (14.9%) $832,349 (20.8%) 0.00 109
2021-04-01 $637,450 (23.2%) $834,230 (25.7%) 0.00 148
2021-05-01 $635,000 (23.3%) $851,437 (29.6%) 0.00 178
2021-06-01 $649,900 (32.1%) $854,033 (31.4%) 0.00 217
2021-07-01 $633,750 (30.2%) $883,947 (37.3%) 0.00 228
2021-08-01 $646,000 (20.8%) $895,640 (31.6%) 0.00 239
2021-09-01 $639,675 (14.8%) $928,515 (29.9%) 0.00 239
2021-10-01 $650,000 (15.3%) $962,107 (25.5%) 0.00 180
2021-11-01 $681,725 (16.3%) $1,032,774 (29.7%) 0.00 168
2021-12-01 $645,475 (12.2%) $993,386 (30.2%) 0.00 153
2022-01-01 $672,450 (4.5%) $1,048,538 (29.3%) 0.00 134
2022-02-01 $674,611 (6.1%) $1,039,074 (26.7%) 0.00 128
2022-03-01 $697,450 (13.5%) $952,519 (14.4%) 0.00 134
2022-04-01 $715,000 (12.2%) $953,887 (14.3%) 0.00 192
2022-05-01 $729,975 (15.0%) $971,860 (14.1%) 0.00 282
2022-06-01 $725,000 (11.6%) $964,538 (12.9%) 0.00 389
2022-07-01 $700,000 (10.5%) $936,683 (6.0%) 0.00 467
2022-08-01 $718,875 (11.3%) $964,247 (7.7%) 0.00 437
2022-09-01 $734,500 (14.8%) $945,346 (1.8%) 0.00 399
2022-10-01 $750,000 (15.4%) $984,791 (2.4%) 0.00 412
2022-11-01 $739,000 (8.4%) $981,848 (-4.9%) 0.00 365
2022-12-01 $715,000 (10.8%) $980,094 (-1.3%) 0.00 331
2023-01-01 $745,500 (10.9%) $1,048,913 (0.0%) 0.00 280
2023-02-01 $738,250 (9.4%) $1,087,352 (4.7%) 0.00 276
2023-03-01 $738,500 (5.9%) $1,089,654 (14.4%) 0.00 257
2023-04-01 $732,500 (2.5%) $1,134,335 (18.9%) 0.00 279
2023-05-01 $758,750 (3.9%) $1,149,996 (18.3%) 0.00 353
2023-06-01 $735,000 (1.4%) $1,074,734 (11.4%) 0.00 399
2023-07-01 $734,000 (4.9%) $1,071,476 (14.4%) 0.00 433
2023-08-01 $714,950 (-0.6%) $1,046,521 (8.5%) 0.00 463
2023-09-01 $722,030 (-1.7%) $1,083,966 (14.7%) 0.00 453
2023-10-01 $733,500 (-2.2%) $1,038,779 (5.5%) 0.00 450
2023-11-01 $735,000 (-0.5%) $1,087,357 (10.8%) 0.00 418
2023-12-01 $740,000 (3.5%) $1,096,642 (11.9%) 0.00 359
2024-01-01 $740,000 (-0.7%) $1,077,223 (2.7%) 0.00 306
2024-02-01 $741,200 (0.4%) $1,077,076 (-1.0%) 0.00 301
2024-03-01 $750,000 (1.6%) $1,125,336 (3.3%) 0.00 336
FLAGSTAFF's median listing price for 2024-03-01 was $750,000, a difference of $11,500 (1.6%) versus the prior year and $8,800 versus the prior month.

FLAGSTAFF's median listing price comes in at 0% of the national average.

FLAGSTAFF's average listing price for 2024-03-01 was $1,125,336, a difference of $35,682 (3.3%) versus the prior year and $48,260 versus the prior month.

For the 2024-03-01 period, FLAGSTAFF had 336 MLS listings, a difference of 35 listings (12%) versus the prior month and 79 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - FLAGSTAFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,412 sqft
2018-02-01 0 days 2,426 sqft
2018-03-01 0 days 2,441 sqft
2018-04-01 0 days 2,444 sqft
2018-05-01 0 days 2,421 sqft
2018-06-01 0 days 2,402 sqft
2018-07-01 0 days 2,352 sqft
2018-08-01 0 days 2,305 sqft
2018-09-01 0 days 2,279 sqft
2018-10-01 0 days 2,266 sqft
2018-11-01 0 days 2,288 sqft
2018-12-01 0 days 2,240 sqft
2019-01-01 0 days 2,199 sqft
2019-02-01 0 days 2,200 sqft
2019-03-01 0 days 2,182 sqft
2019-04-01 0 days 2,166 sqft
2019-05-01 0 days 2,134 sqft
2019-06-01 0 days 2,112 sqft
2019-07-01 0 days 2,075 sqft
2019-08-01 0 days 2,105 sqft
2019-09-01 0 days 2,150 sqft
2019-10-01 0 days 2,184 sqft
2019-11-01 0 days 2,193 sqft
2019-12-01 0 days 2,200 sqft
2020-01-01 0 days 2,166 sqft
2020-02-01 0 days 2,296 sqft
2020-03-01 0 days 2,321 sqft
2020-04-01 0 days 2,201 sqft
2020-05-01 0 days 2,207 sqft
2020-06-01 0 days 2,177 sqft
2020-07-01 0 days 2,181 sqft
2020-08-01 0 days 2,147 sqft
2020-09-01 0 days 2,186 sqft
2020-10-01 0 days 2,196 sqft
2020-11-01 0 days 2,218 sqft
2020-12-01 0 days 2,124 sqft
2021-01-01 0 days 2,202 sqft
2021-02-01 0 days 2,056 sqft
2021-03-01 0 days 2,163 sqft
2021-04-01 0 days 2,092 sqft
2021-05-01 0 days 2,077 sqft
2021-06-01 0 days 2,052 sqft
2021-07-01 0 days 2,005 sqft
2021-08-01 0 days 2,013 sqft
2021-09-01 0 days 2,031 sqft
2021-10-01 0 days 2,071 sqft
2021-11-01 0 days 2,108 sqft
2021-12-01 0 days 2,061 sqft
2022-01-01 0 days 2,063 sqft
2022-02-01 0 days 2,068 sqft
2022-03-01 0 days 2,074 sqft
2022-04-01 0 days 2,004 sqft
2022-05-01 0 days 2,030 sqft
2022-06-01 0 days 2,044 sqft
2022-07-01 0 days 2,007 sqft
2022-08-01 0 days 2,055 sqft
2022-09-01 0 days 2,095 sqft
2022-10-01 0 days 2,130 sqft
2022-11-01 0 days 2,051 sqft
2022-12-01 0 days 2,004 sqft
2023-01-01 0 days 2,051 sqft
2023-02-01 0 days 2,028 sqft
2023-03-01 0 days 2,024 sqft
2023-04-01 0 days 2,033 sqft
2023-05-01 0 days 2,101 sqft
2023-06-01 0 days 2,052 sqft
2023-07-01 0 days 2,065 sqft
2023-08-01 0 days 2,093 sqft
2023-09-01 0 days 2,104 sqft
2023-10-01 0 days 2,087 sqft
2023-11-01 0 days 2,120 sqft
2023-12-01 0 days 2,121 sqft
2024-01-01 0 days 2,124 sqft
2024-02-01 0 days 2,062 sqft
2024-03-01 0 days 2,118 sqft
FLAGSTAFF's median listing age (time on market) for 2024-03-01 was 0 days.

FLAGSTAFF's median square footage for active listings during the 2024-03-01 period was 2,118 sqft. One year prior, the average listing was 2,024 sqft.

FLAGSTAFF, AZ Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
85928 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
85931 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86001 Flagstaff, AZ MSA $1,400 $1,490 $1,840 $2,250 $2,720
86002 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86003 Flagstaff, AZ MSA $1,280 $1,360 $1,680 $2,050 $2,480
86004 Flagstaff, AZ MSA $1,280 $1,360 $1,680 $2,050 $2,480
86005 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86011 Flagstaff, AZ MSA $1,400 $1,490 $1,840 $2,250 $2,720
86015 Flagstaff, AZ MSA $1,400 $1,490 $1,840 $2,250 $2,720
86016 Flagstaff, AZ MSA $1,130 $1,200 $1,480 $1,810 $2,190
86017 Flagstaff, AZ MSA $1,270 $1,420 $1,750 $2,250 $2,670
86018 Flagstaff, AZ MSA $1,240 $1,260 $1,600 $2,020 $2,430
86020 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86022 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86023 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86024 Flagstaff, AZ MSA $1,700 $1,810 $2,240 $2,740 $3,310
86030 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86035 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86036 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86038 Flagstaff, AZ MSA $1,600 $1,710 $2,110 $2,580 $3,120
86040 Flagstaff, AZ MSA $1,090 $1,160 $1,430 $1,750 $2,110
86044 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86045 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86046 Flagstaff, AZ MSA $1,060 $1,130 $1,390 $1,700 $2,050
86047 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86052 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86053 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86054 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86320 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86336 Flagstaff, AZ MSA $1,130 $1,330 $1,630 $2,180 $2,550
86337 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030
86339 Flagstaff, AZ MSA $1,230 $1,310 $1,620 $1,980 $2,390
86435 Flagstaff, AZ MSA $1,030 $1,050 $1,330 $1,690 $2,030

2022 Average & Median Rent Data Statistics
FLAGSTAFF, AZ average 1BR rent: $1,259, median: $1,310
FLAGSTAFF, AZ average 2BR rent: $1,567, median: $1,620
FLAGSTAFF, AZ average 3BR rent: $1,948, median: $1,980

FLAGSTAFF, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,306 $650,920,000 $498,407
Home Improvement 235 $36,645,000 $155,936
Cash Out Refi 233 $65,825,000 $282,511
Other 181 $38,405,000 $212,182
Refi 127 $88,015,000 $693,031

Flagstaff's most frequently cited loan purpose was Home Purchase, with 1,306 originations. The 2nd most popular reason was Home Improvement, with 235 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 731 $322,105,000 $440,636
7-8% 599 $231,275,000 $386,102
Over 8% 356 $87,450,000 $245,646
5-6% 321 $205,995,000 $641,729
4-5% 47 $16,475,000 $350,532
<2.5% 7 $1,565,000 $223,571
3-4% 5 $1,605,000 $321,000
2.5-3% 2 $580,000 $290,000

During 2023, Flagstaff's most frequently originated rate bucket was 6-7%, with 731 originations.

Loan Sizing (FLAGSTAFF, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 707 $211,805,000 $299,583
$400k-600k 492 $236,870,000 $481,443
$100k-200k 294 $41,950,000 $142,687
$600k-1000k 250 $179,290,000 $717,160
$100,000 or less 249 $14,825,000 $59,538
$Over $1MM 90 $195,070,000 $2,167,444

FLAGSTAFF's loan sizing saw the bucket of loans from $200k-400k with 707 originations, totaling $211,805,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 649 $311,595,000 $480,116
60-80% 573 $350,895,000 $612,382
Under 20% 324 $29,260,000 $90,309
40-60% 250 $91,020,000 $364,080
20-40% 244 $72,460,000 $296,967
Over 100% 20 $8,940,000 $447,000

FLAGSTAFF's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 649 originations, totaling $311,595,000 in origination value.