FLAGSTAFF Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Flagstaff averaged 5.26% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.71% and one month ago for the week of 2022-04-14, the average rate was 5.11%.

Flagstaff's average rate one year ago was 3.1%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Flagstaff 30 Year Fixed Rate 2022-05-19 5.26%
Flagstaff 30 Year Fixed Rate Refi 2022-05-19 5.33%
Flagstaff 15 Year Fixed Rate 2022-05-19 4.76%
Flagstaff 15 Year Fixed Rate Refi 2022-05-19 4.34%
Flagstaff 30 Year FHA 2022-05-19 5.55%
Flagstaff 30 Year FHA Refi 2022-05-19 5.13%
Flagstaff 30 Year USDA 2022-05-19 5.2%
Flagstaff 30 Year USDA Refi 2022-05-19 5.34%
Flagstaff 30 Year VA 2022-05-19 5.46%
Flagstaff 30 Year VA Refi 2022-05-19 5.12%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FLAGSTAFF, AZ.

FLAGSTAFF Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the FLAGSTAFF, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 392 2.95% $4,445
Wallick & Volk, Inc. 370 3.22% $5,217
QUICKEN LOANS, LLC 364 3.00% $5,055
PRIMELENDING, A PLAINSCAPITAL COMPANY 302 3.45% $5,839
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 193 3.21% $5,189
ACADEMY MORTGAGE CORPORATION 179 3.34% $6,220
SUNSTREET MORTGAGE, LLC 172 3.11% $4,575
NOVA FINANCIAL & INVESTMENT CORPORATION 138 3.17% $3,491
LHM FINANCIAL CORPORATION 117 3.26% $5,149
Wells Fargo Bank 107 3.01% $3,652
LOANDEPOT.COM, LLC 101 2.95% $4,879
MORIA DEVELOPMENT, INC. 98 3.36% $5,786
JPMorgan Chase Bank 77 2.94% $3,921
BETTER MORTGAGE CORPORATION 74 2.79% $3,713
HOME POINT FINANCIAL CORPORATION 55 3.01% $4,942
OneAZ Credit Union 54 3.08% $3,278
AMERISAVE MORTGAGE CORPORATION 52 2.84% $4,156
STARBOARD FINANCIAL MANAGEMENT, LLC 52 3.22% $4,655
V.I.P. MORTGAGE, INC. 49 3.20% $5,519
FINANCE OF AMERICA MORTGAGE LLC 49 3.22% $4,050
AMERICAN FINANCIAL NETWORK, INC. 48 3.17% $7,963
U.S. Bank 47 3.01% $4,723
PENNYMAC LOAN SERVICES, LLC 46 3.04% $5,144
Bank of America 45 2.76% $5,227
GUILD MORTGAGE COMPANY 43 3.21% $4,700
Mr. Cooper ( Nationstar Mortgage ) 40 3.06% $5,406
ARIZONA CENTRAL 36 2.75% $2,968
CALIBER HOME LOANS, INC. 31 3.04% $4,255
NEWREZ LLC 30 3.08% $3,923
Amerifirst Financial, Inc. 29 3.29% $5,265
BROKER SOLUTIONS, INC. 28 3.25% $4,595
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 28 3.12% $4,849
Flagstar Bank, FSB 27 3.16% $5,439
GUARANTEED RATE, INC. 26 3.07% $3,445
GENEVA FINANCIAL, LLC 24 3.17% $6,007
HOMEOWNERS FINANCIAL GROUP USA, LLC 21 3.35% $4,257
BAY EQUITY LLC 20 3.17% $5,551
BBVA USA 18 3.17% $5,273
MOVEMENT MORTGAGE, LLC 18 3.08% $4,800
Zions Bancorporation, N.A. 17 2.82% $3,690
FREEDOM MORTGAGE CORPORATION 17 3.09% $2,096
Loan Simple, Inc. 17 3.17% $5,155
NFM, INC. 15 3.14% $5,884
PROVIDENT FUNDING ASSOCIATES, L.P. 15 2.70% $3,258
MidFirst Bank 13 2.98% $3,962
DEFINE MORTGAGE SOLUTIONS, LLC 13 3.03% $5,428
Paramount Residential Mortgage Group, Inc. 13 3.13% $4,777
PRIMARY RESIDENTIAL MORTGAGE, INC. 12 3.37% $5,085
ON Q FINANCIAL, INC. 12 3.15% $3,884
SUBURBAN MORTGAGE, INC. 11 2.89% $3,864
CROSSCOUNTRY MORTGAGE, LLC 11 3.01% $3,940
Morgan Stanley Private Bank 11 2.80% $4,544
Watermark Capital, Inc. 11 2.90% $3,056
Ally Bank 11 3.02% $6,475
InterContinental Capital Group, Inc 10 2.76% $4,017
CMG MORTGAGE, INC. 10 3.20% $4,517
ZILLOW HOME LOANS, LLC 9 2.82% $4,367
SUN AMERICAN MORTGAGE COMPANY 9 3.26% $5,546
SOVEREIGN LENDING GROUP INCORPORATED 9 3.08% $6,793
Glacier Bank 9 3.07% $5,666
CANOPY MORTGAGE, LLC 9 2.83% $3,764
Bell Bank 8 3.19% $4,300
BOKF 8 3.14% $4,236
ALTITUDE FINANCIAL CORPORATION 8 2.98% $2,420
NAVY FEDERAL CREDIT UNION 8 3.17% $4,886
SUN WEST MORTGAGE COMPANY, INC. 8 3.16% $4,029
MOUNTAIN AMERICA 8 3.14% $7,809
BLUE BRICK FINANCIAL LLC 8 3.22% $1,584
AMERICAN PACIFIC MORTGAGE CORPORATION 7 3.45% $5,693
NBKC BANK 7 2.93% $1,736
IMPAC MORTGAGE CORP. 7 3.89% $3,989
North American Savings Bank, F.S.B. 7 2.70% $1,672
Lend Smart Mortgage, LLC 7 3.20% $4,361
Sunflower Bank 7 3.10% $6,106
STEARNS LENDING, LLC 7 2.96% $2,805
LEADERONE FINANCIAL CORPORATION 6 3.10% $6,355
Bank of the West 6 3.23% $5,408
Nations Lending Corporation 6 3.33% $9,037
The Huntington National Bank 6 3.31% $6,280
CELEBRITY HOME LOANS, LLC 6 3.04% $4,528
AMERICAN FINANCING CORPORATION 6 3.40% $3,690
CITYWIDE HOME LOANS, LLC 6 3.13% $4,848
EQUITABLE HOME MORTGAGE, INC. 6 3.37% $5,308
Wyndham Capital Mortgage, Inc. 6 2.88% $2,475
First Guaranty Mortgage Corporation 6 3.27% $4,768
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.33% $5,019
PLAZA HOME MORTGAGE, INC. 6 3.23% $5,410
LADERA LENDING, INC. 6 2.79% $5,050
Axos Bank 6 2.96% $1,746
PENTAGON FEDERAL CREDIT UNION 6 2.83% $4,514
KeyBank 5 2.73% $6,246
PNC Bank 5 3.08% $4,618
FBC MORTGAGE, LLC 5 2.97% $3,271
FirstBank 5 2.93% $2,623
SUMMIT FUNDING, INC. 5 2.98% $6,464
UNION HOME MORTGAGE CORP. 5 2.95% $4,113
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 3.15% $4,985
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 3.00% $5,460
USAA Federal Savings Bank 5 3.15% $3,161
Northpointe Bank 5 2.90% $5,495
Hometown Lenders, Inc. 5 3.15% $4,561
Strong Home Mortgage, LLC 5 2.78% $1,010
First State Bank of St. Charles, Missouri 5 3.00% $6,540
T2 FINANCIAL LLC 5 3.23% $2,777
The Federal Savings Bank 5 3.05% $4,335
MUTUAL OF OMAHA MORTGAGE, INC. 5 3.10% $4,230
EMBRACE HOME LOANS, INC. 4 3.00% $4,307
FIRST CENTENNIAL MORTGAGE CORPORATION 4 3.22% $4,288
Colonial Savings, F.A. 4 3.38% $5,247
S1L, Inc. 4 3.19% $5,830
AMERICA FIRST 4 2.88% $5,810
Truist Bank 4 3.00% $5,133
Gateway First Bank 4 3.22% $3,963
UMB Bank 4 2.83% $3,423
BMO Harris Bank 4 3.00% $6,695
GUARANTEED RATE AFFINITY, LLC 4 3.09% $3,865
AXIA FINANCIAL, LLC 4 3.19% $4,281
Neighborhood Loans, Inc. 3 3.21% $5,591
NEW WEST LENDING, INC. 3 3.12% $4,080
The Loan Store, Inc. 3 2.96% $4,188
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 6.04% $14,395
Waterstone Mortgage Corporation 3 3.08% $5,733
MOUNTAIN WEST FINANCIAL, INC. 3 2.79% $4,151
HOMESIDE FINANCIAL, LLC 3 2.75% $4,693
HOMESTEAD FUNDING CORP. 3 2.92% $3,004
SECURITYNATIONAL MORTGAGE COMPANY 3 3.54% $6,842
PHH Mortgage Corporation 3 3.75% $4,385
Mortgage Research Center, LLC 3 3.21% $7,599
INTERCAP LENDING INC. 3 3.29% $5,443
SOFI LENDING CORP. 3 3.21% $4,191
CHURCHILL MORTGAGE CORPORATION 3 3.66% $4,721
Bank of England 3 3.17% $7,136
DRAPER AND KRAMER MORTGAGE CORP. 3 2.87% $3,090
ALL WESTERN MORTGAGE, INC. 3 3.17% $3,611
DATA MORTGAGE, INC. 3 3.50% $4,148
Bankers Trust Company 3 2.67% $3,780
CREDIT UNION WEST 3 2.83% $5,448
KS StateBank 3 3.04% $3,844
Victorian Finance, LLC 3 3.25% $3,613
First Credit Union 3 2.88% $1,532
LAKEVIEW LOAN SERVICING, LLC 2 3.25% $1,930
Alaska USA Federal Credit Union 2 3.19% $3,364
AMCAP MORTGAGE, LTD. 2 3.31% $4,253
AMERICAN INTERNET MORTGAGE, INC. 2 2.63% $2,727
AmeriHome Mortgage Company, LLC 2 3.63% $2,655
ANGEL OAK HOME LOANS LLC 2 4.50% $11,027
ARC HOME LLC 2 2.93% $4,585
Barrington Bank & Trust Company, N.A. 2 2.93% $4,827
BLUELEAF LENDING, LLC 2 2.75% $6,497
Carrington Mortgage Services, LLC 2 3.25% $5,097
Charles Schwab Bank, SSB 2 2.63% $1,970
Citadel Servicing Corporation 2 6.81% $6,430
City National Bank 2 2.81% $3,653
Commerce Home Mortgage, Inc. 2 3.00% $11,658
CORNERSTONE HOME LENDING, INC. 2 2.81% $6,408
DAS Acquisition Company, LLC 2 2.81% $3,421
ENVOY MORTGAGE, LTD 2 3.00% $6,392
FEDEX EMPLOYEES CREDIT ASSOCIATION 2 2.88% $6,570
Firefighters First Federal Credit Union 2 3.06% $3,510
FIRST COLONY MORTGAGE CORPORATION 2 3.13% $5,499
First International Bank & Trust 2 3.25% $2,679
First Western Trust Bank 2 3.06% $4,350
FISHER FINANCIAL GROUP, INCORPORATED 2 2.69% $2,939
Franklin Loan Corporation 2 3.13% $5,280
JMAC LENDING, INC. 2 3.19% $6,022
KELLER MORTGAGE, LLC 2 2.94% $1,807
5TH STREET CAPITAL, INC. 2 5.00% $11,224
LAND HOME FINANCIAL SERVICES, INC. 2 3.25% $4,440
LENDUS, LLC 2 3.31% $4,045
LOANFLIGHT LENDING, LLC 2 2.43% $1,369
LOANPAL, LLC 2 3.31% $6,745
MANN FINANCIAL INC. 2 3.38% $6,165
Manufacturers and Traders Trust Company 2 3.19% $4,783
MICHIGAN MUTUAL, INC. 2 2.93% $3,229
MID AMERICA MORTGAGE, INC. 2 3.63% $2,810
MUFG Union Bank 2 3.19% $4,284
NETWORK CAPITAL FUNDING CORPORATION 2 3.56% $4,886
OCMBC, INC. 2 2.81% $2,036
Plains Commerce Bank 2 2.81% $6,701
Prime Choice Funding Inc. 2 2.69% $2,152
Prosperity Home Mortgage, LLC 2 2.88% $3,407
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 2.69% $6,142
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 3.19% $3,226
Sierra Pacific Mortgage Company, Inc. 2 3.31% $3,783
SPRING EQ, LLC 2 2.94% $1,587
State Bank of Southern Utah 2 3.06% $3,364
Stifel Bank and Trust 2 2.94% $2,462
SWBC MORTGAGE CORPORATION 2 4.38% $9,253
TIAA, FSB 2 3.68% $9,972
TOWNE MORTGAGE COMPANY 2 2.88% $1,816
Western State Bank 2 3.31% $2,456
ONY GLO, INC. 1 2.63% $3,425
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.63% $4,392
LENDSURE MORTGAGE CORP. 1 3.50% $11,748
LEGACY MORTGAGE LLC 1 3.13% $5,283
Lakeview Community Capital, LLC 1 2.99% $5,934
PINNACLE LENDING GROUP, INC. 1 3.00% $3,734
Bank-Fund Staff Federal Credit Union 1 2.50% $2,670
PLANET HOME LENDING, LLC 1 2.63% $6,728
HOMEXPRESS MORTGAGE CORP. 1 3.25% $10,202
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.25% $3,141
PREMIER LENDING, INC. 1 3.00% $4,714
PREMIER MEMBERS CREDIT UNION 1 3.13% $2,929
GSF Mortgage Corporation 1 3.25% $2,511
Washington Federal Bank 1 3.50% $7,285
Goldwater Bank, N.A. 1 4.25% $16,732
PROPER RATE, LLC 1 2.88% $4,563
Arvest Bank 1 2.88% $3,574
Goldman Sachs Bank USA 1 2.60% $2,623
PyraMax Bank, FSB 1 3.13% $4,772
First Western Bank & Trust 1 2.50% $14,729
Raymond James Bank 1 3.13% $5,240
Arizona Bank & Trust 1 2.88% $6,217
Renasant Bank 1 2.75% $3,802
ARIZONA 1 2.88% $3,059
First Savings Bank 1 2.88% $11,346
First Republic Bank 1 2.75% $10,114
SFMC, LP 1 3.25% $8,982
WESTERN EXPRESS LENDING 1 3.00% $3,013
Silicon Valley Bank 1 2.50% $3,094
SIWELL, INC. 1 3.13% $5,008
First Midwest Bank 1 2.63% $5,254
Sound Community Bank 1 3.38% $4,619
First Internet Bank of Indiana 1 2.88% $2,170
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.88% $3,130
SRE MORTGAGE ALLIANCE INC. 1 3.20% $5,532
First Home Bank 1 3.00% $8,716
West Gate Bank 1 2.63% $2,469
DIRECTORS MORTGAGE, INC. 1 3.50% $7,305
Willamette Valley Bank 1 3.50% $5,745
Colten Mortgage, LLC 1 3.00% $3,402
Citizens Bank 1 2.88% $4,237
Citibank 1 3.13% $5,787
Chicago Financial Services, Inc. 1 2.63% $2,446
CHEVRON 1 2.88% $6,178
CHERRY CREEK MORTGAGE, LLC 1 2.88% $123
Cf Bank 1 3.00% $960
WINNPOINTE CORPORATION 1 3.13% $0
Century Mortgage Company DBA Century Lending Company 1 3.50% $3,175
Texana Bank 1 2.63% $2,688
Carrollton Bank 1 2.88% $7,284
CapStar Bank 1 2.50% $5,269
CALCON MUTUAL MORTGAGE LLC 1 3.00% $3,669
The Northern Trust Company 1 2.75% $3,417
THRIVENT Federal Credit Union 1 3.13% $4,838
AmRes Corporation 1 2.75% $3,638
TJC Mortgage, Inc. 1 2.25% $10,000
TOP FLITE FINANCIAL, INC. 1 3.50% $64,081
ADVANCIAL 1 4.88% $4,055
Toyota Financial Savings Bank 1 3.25% $4,071
Triumph Bank 1 3.13% $4,516
Cache Valley Bank 1 2.63% $2,685
Boeing Employees Credit Union 1 3.00% $2,391
Umpqua Bank 1 2.13% $11,066
BNY Mellon 1 2.25% $6,782
BNC National Bank 1 3.50% $5,495
BEST CAPITAL FUNDING 1 3.38% $2,951
BELEM SERVICING LLC 1 3.25% $4,960
Utah Mortgage Loan Corporation 1 2.88% $4,333
VANTAGE WEST 1 2.88% $2,372
BAYSHORE MORTGAGE FUNDING, LLC 1 2.75% $5,589
NATIONS DIRECT MORTGAGE, LLC 1 2.88% $9,456
NEXERA HOLDING LLC 1 3.38% $3,712
Mortgage Bank of California 1 4.75% $11,163
NMSI, INC. 1 2.75% $7,411
ML Mortgage Corp. 1 2.75% $4,139
MEGASTAR FINANCIAL CORP. 1 2.63% $8,355
Northwest Farm Credit Services, FLCA 1 3.95% $3,276
Notre Dame Federal Credit Union Corporation 1 3.38% $6,167
MEGA CAPITAL FUNDING, INC. 1 3.00% $14,202
NuVision Federal Credit Union 1 3.00% $2,207
OAKTREE FUNDING CORP. 1 3.38% $11,889
Bank of Springfield 1 2.68% $1,475
LOGIX FEDERAL CREDIT UNION 1 2.63% $3,838
LOANLEADERS OF AMERICA, INC. 1 3.63% $7,273

FLAGSTAFF, AZ's 275 lenders originated 7,379 loans during 2021. The total origination value was $2,593,225,000, with an average loan value of $351,433.

The top FLAGSTAFF lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 392 loans originated. Their average total fees are $4,445, which is $771 lower than the next largest lender, Wallick & Volk, Inc..

The lowest fee FLAGSTAFF lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($2,096), ARIZONA CENTRAL ($2,968), Watermark Capital, Inc. ($3,056), PROVIDENT FUNDING ASSOCIATES, L.P. ($3,258) and OneAZ Credit Union ($3,278).

The lowest rate FLAGSTAFF lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (2.70%), ARIZONA CENTRAL (2.75%), Bank of America (2.76%), InterContinental Capital Group, Inc (2.76%) and BETTER MORTGAGE CORPORATION (2.79%).

FLAGSTAFF, AZ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $170,050,000 $207,135,000 21.8% 8.0%
QUICKEN LOANS, LLC $208,845,000 $182,660,000 -12.5% 7.0%
Wallick & Volk, Inc. $229,045,000 $165,310,000 -27.8% 6.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $161,025,000 $128,405,000 -20.3% 5.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $125,205,000 $103,315,000 -17.5% 4.0%
SUNSTREET MORTGAGE, LLC $93,260,000 $80,545,000 -13.6% 3.1%
ACADEMY MORTGAGE CORPORATION $56,885,000 $73,510,000 29.2% 2.8%
WALKER & DUNLOP, LLC $28,765,000 $67,785,000 135.7% 2.6%
NOVA FINANCIAL & INVESTMENT CORPORATION $73,295,000 $62,470,000 -14.8% 2.4%
LOANDEPOT.COM, LLC $42,855,000 $58,860,000 37.3% 2.3%
Wells Fargo Bank $53,600,000 $58,370,000 8.9% 2.3%
LHM FINANCIAL CORPORATION $75,020,000 $56,505,000 -24.7% 2.2%
PNC Bank $3,190,000 $53,450,000 1,575.5% 2.1%
FREEDOM MORTGAGE CORPORATION $73,425,000 $47,840,000 -34.8% 1.8%
Zions Bancorporation, N.A. $42,230,000 $47,365,000 12.2% 1.8%
JPMorgan Chase Bank $50,380,000 $41,100,000 -18.4% 1.6%
OneAZ Credit Union $41,265,000 $40,385,000 -2.1% 1.6%
BETTER MORTGAGE CORPORATION $20,280,000 $38,630,000 90.5% 1.5%
MORIA DEVELOPMENT, INC. $42,965,000 $36,850,000 -14.2% 1.4%
PENNYMAC LOAN SERVICES, LLC $16,015,000 $33,635,000 110.0% 1.3%
U.S. Bank $32,735,000 $33,125,000 1.2% 1.3%
Bank of America $30,565,000 $29,865,000 -2.3% 1.2%
HOME POINT FINANCIAL CORPORATION $8,585,000 $28,970,000 237.4% 1.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $28,325,000 n/a 1.1%
V.I.P. MORTGAGE, INC. $27,085,000 $24,095,000 -11.0% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $16,605,000 $23,740,000 43.0% 0.9%
FINANCE OF AMERICA MORTGAGE LLC $22,850,000 $23,135,000 1.2% 0.9%
STARBOARD FINANCIAL MANAGEMENT, LLC $25,645,000 $21,895,000 -14.6% 0.8%
AMERISAVE MORTGAGE CORPORATION $16,080,000 $21,065,000 31.0% 0.8%
AMERICAN FINANCIAL NETWORK, INC. $16,660,000 $19,700,000 18.2% 0.8%
Glacier Bank $5,880,000 $17,290,000 194.0% 0.7%
GUILD MORTGAGE COMPANY $20,675,000 $16,985,000 -17.8% 0.7%
MidFirst Bank $18,935,000 $16,065,000 -15.2% 0.6%
Flagstar Bank, FSB $19,330,000 $15,480,000 -19.9% 0.6%
NEWREZ LLC $11,880,000 $14,915,000 25.5% 0.6%
ON Q FINANCIAL, INC. $16,220,000 $14,260,000 -12.1% 0.5%
GUARANTEED RATE, INC. $7,315,000 $14,220,000 94.4% 0.5%
BBVA USA $16,200,000 $13,945,000 -13.9% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $13,720,000 $13,665,000 -0.4% 0.5%
CALIBER HOME LOANS, INC. $14,595,000 $13,365,000 -8.4% 0.5%
ARIZONA CENTRAL $20,185,000 $12,995,000 -35.6% 0.5%
BROKER SOLUTIONS, INC. $9,165,000 $12,735,000 39.0% 0.5%
Amerifirst Financial, Inc. $12,130,000 $12,095,000 -0.3% 0.5%
LAKEVIEW LOAN SERVICING, LLC $13,350,000 $11,970,000 -10.3% 0.5%
BAY EQUITY LLC $9,005,000 $11,615,000 29.0% 0.4%
GENEVA FINANCIAL, LLC $9,550,000 $11,120,000 16.4% 0.4%
Loan Simple, Inc. $16,920,000 $10,610,000 -37.3% 0.4%
Morgan Stanley Private Bank $5,850,000 $10,220,000 74.7% 0.4%
CMG MORTGAGE, INC. $8,190,000 $9,690,000 18.3% 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $13,420,000 $9,065,000 -32.5% 0.3%
NAVY FEDERAL CREDIT UNION $6,915,000 $8,705,000 25.9% 0.3%
MOUNTAIN AMERICA $5,490,000 $8,045,000 46.5% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $8,800,000 $7,640,000 -13.2% 0.3%
NFM, INC. $6,760,000 $6,625,000 -2.0% 0.3%
Mortgage Research Center, LLC $8,170,000 $6,415,000 -21.5% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $7,305,000 $6,180,000 -15.4% 0.2%
First Guaranty Mortgage Corporation $1,625,000 $6,135,000 277.5% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $10,760,000 $6,070,000 -43.6% 0.2%
Bell Bank $6,190,000 $5,950,000 -3.9% 0.2%
MOVEMENT MORTGAGE, LLC $5,710,000 $5,935,000 3.9% 0.2%
BMO Harris Bank $5,430,000 $5,845,000 7.6% 0.2%
DEFINE MORTGAGE SOLUTIONS, LLC $5,580,000 $5,845,000 4.7% 0.2%
Ally Bank $2,415,000 $5,770,000 138.9% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $7,665,000 $5,670,000 -26.0% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,890,000 $5,370,000 -39.6% 0.2%
Paramount Residential Mortgage Group, Inc. $3,775,000 $5,285,000 40.0% 0.2%
SUN AMERICAN MORTGAGE COMPANY $4,005,000 $5,195,000 29.7% 0.2%
Watermark Capital, Inc. $3,490,000 $5,175,000 48.3% 0.2%
Sunflower Bank $4,995,000 $5,010,000 0.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,575,000 $4,960,000 92.6% 0.2%
The Huntington National Bank $500,000 $4,835,000 867.0% 0.2%
Nations Lending Corporation $5,190,000 $4,830,000 -6.9% 0.2%
SUBURBAN MORTGAGE, INC. $7,470,000 $4,675,000 -37.4% 0.2%
BOKF $6,005,000 $4,565,000 -24.0% 0.2%
SOVEREIGN LENDING GROUP INCORPORATED $2,420,000 $4,475,000 84.9% 0.2%
MID AMERICA MORTGAGE, INC. $2,695,000 $4,470,000 65.9% 0.2%
UMB Bank $8,565,000 $4,430,000 -48.3% 0.2%
STEARNS LENDING, LLC $8,975,000 $4,425,000 -50.7% 0.2%
First Fidelity Bank $1,655,000 $4,250,000 156.8% 0.2%
NBKC BANK $4,480,000 $4,210,000 -6.0% 0.2%
EQUITABLE HOME MORTGAGE, INC. $3,350,000 $4,145,000 23.7% 0.2%
The Federal Savings Bank $8,445,000 $4,120,000 -51.2% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,155,000 $4,065,000 28.8% 0.2%
ALLIANT CREDIT UNION $1,595,000 $4,055,000 154.2% 0.2%
KeyBank $42,955,000 $3,940,000 -90.8% 0.2%
Bank of the West $2,880,000 $3,870,000 34.4% 0.1%
CANOPY MORTGAGE, LLC $255,000 $3,785,000 1,384.3% 0.1%
Strong Home Mortgage, LLC $2,515,000 $3,775,000 50.1% 0.1%
ALTITUDE FINANCIAL CORPORATION $2,290,000 $3,680,000 60.7% 0.1%
PHH Mortgage Corporation $990,000 $3,650,000 268.7% 0.1%
CITYWIDE HOME LOANS, LLC $2,425,000 $3,620,000 49.3% 0.1%
ZILLOW HOME LOANS, LLC $885,000 $3,435,000 288.1% 0.1%
KS StateBank $4,975,000 $3,420,000 -31.3% 0.1%
GUARANTEED RATE AFFINITY, LLC $2,655,000 $3,260,000 22.8% 0.1%
InterContinental Capital Group, Inc $3,595,000 $3,205,000 -10.8% 0.1%
Washington Federal Bank $1,850,000 $3,205,000 73.2% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,995,000 $3,135,000 4.7% 0.1%
Northpointe Bank $1,860,000 $3,120,000 67.7% 0.1%
BLUE BRICK FINANCIAL LLC $3,045,000 n/a 0.1%
USAA Federal Savings Bank $10,805,000 $2,985,000 -72.4% 0.1%
UNION HOME MORTGAGE CORP. $2,405,000 $2,955,000 22.9% 0.1%
Wyndham Capital Mortgage, Inc. $4,395,000 $2,925,000 -33.4% 0.1%
PLAZA HOME MORTGAGE, INC. $1,870,000 $2,920,000 56.1% 0.1%
S1L, Inc. $640,000 $2,900,000 353.1% 0.1%
5TH STREET CAPITAL, INC. $2,895,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $3,125,000 $2,870,000 -8.2% 0.1%
LADERA LENDING, INC. $1,615,000 $2,765,000 71.2% 0.1%
Lakeview Community Capital, LLC $1,290,000 $2,740,000 112.4% 0.1%
IMPAC MORTGAGE CORP. $275,000 $2,620,000 852.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,165,000 $2,605,000 20.3% 0.1%
First State Bank of St. Charles, Missouri $520,000 $2,545,000 389.4% 0.1%
DESERT FINANCIAL FEDERAL CREDIT UNION $1,950,000 $2,500,000 28.2% 0.1%
21ST MORTGAGE CORPORATION $1,765,000 $2,485,000 40.8% 0.1%
SUMMIT FUNDING, INC. $2,835,000 $2,445,000 -13.8% 0.1%
Commerce Home Mortgage, Inc. $955,000 $2,440,000 155.5% 0.1%
FBC MORTGAGE, LLC $4,355,000 $2,440,000 -44.0% 0.1%
CLEARPATH LENDING $3,575,000 $2,430,000 -32.0% 0.1%
Banterra Bank $2,415,000 n/a 0.1%
Carrington Mortgage Services, LLC $3,955,000 $2,400,000 -39.3% 0.1%
CORNERSTONE HOME LENDING, INC. $1,930,000 $2,355,000 22.0% 0.1%
WINNPOINTE CORPORATION $3,850,000 $2,355,000 -38.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,830,000 $2,350,000 -17.0% 0.1%
LEADERONE FINANCIAL CORPORATION $3,620,000 $2,345,000 -35.2% 0.1%
NEW DAY FINANCIAL, LLC $1,795,000 $2,340,000 30.4% 0.1%
City National Bank $2,720,000 $2,335,000 -14.2% 0.1%
CELEBRITY HOME LOANS, LLC $695,000 $2,325,000 234.5% 0.1%
North American Savings Bank, F.S.B. $2,255,000 $2,300,000 2.0% 0.1%
Lend Smart Mortgage, LLC $1,900,000 $2,295,000 20.8% 0.1%
AMERICAN FINANCING CORPORATION $2,565,000 $2,285,000 -10.9% 0.1%
Axos Bank $4,810,000 $2,265,000 -52.9% 0.1%
Hometown Lenders, Inc. $1,240,000 $2,160,000 74.2% 0.1%
Umpqua Bank $2,090,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $185,000 $2,070,000 1,018.9% 0.1%
AMERICAN ADVISORS GROUP $1,305,000 $2,035,000 55.9% 0.1%
SOFI LENDING CORP. $1,365,000 $2,025,000 48.4% 0.1%
TIAA, FSB $5,880,000 $2,020,000 -65.6% 0.1%
Truist Bank $285,000 $1,970,000 591.2% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,055,000 $1,960,000 85.8% 0.1%
INTERCAP LENDING INC. $665,000 $1,950,000 193.2% 0.1%
Barrington Bank & Trust Company, N.A. $1,455,000 $1,930,000 32.6% 0.1%
AMERICA FIRST $1,205,000 $1,920,000 59.3% 0.1%
Silicon Valley Bank $1,905,000 n/a 0.1%
FirstBank $1,450,000 $1,900,000 31.0% 0.1%
LENDINGHOME FUNDING CORPORATION $1,880,000 n/a 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $775,000 $1,845,000 138.1% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $1,955,000 $1,845,000 -5.6% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,840,000 n/a 0.1%
ARC HOME LLC $5,485,000 $1,800,000 -67.2% 0.1%
Arizona Bank & Trust $1,800,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $885,000 $1,760,000 98.9% 0.1%
OCMBC, INC. $1,750,000 n/a 0.1%
T2 FINANCIAL LLC $1,725,000 n/a 0.1%
Waterstone Mortgage Corporation $2,755,000 $1,710,000 -37.9% 0.1%
Neighborhood Loans, Inc. $1,800,000 $1,695,000 -5.8% 0.1%
Colonial Savings, F.A. $2,160,000 $1,670,000 -22.7% 0.1%
FAY SERVICING, LLC $1,645,000 n/a 0.1%
TRUWEST Credit Union $3,345,000 $1,615,000 -51.7% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $4,505,000 $1,570,000 -65.1% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,210,000 $1,545,000 27.7% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,360,000 $1,545,000 13.6% 0.1%
PROPER RATE, LLC $1,515,000 n/a 0.1%
The Loan Store, Inc. $1,370,000 $1,510,000 10.2% 0.1%
BNY Mellon $1,505,000 n/a 0.1%
Reliant Bank $1,505,000 n/a 0.1%
Gateway First Bank $375,000 $1,495,000 298.7% 0.1%
Bank of England $1,905,000 $1,480,000 -22.3% 0.1%
Sierra Pacific Mortgage Company, Inc. $3,005,000 $1,455,000 -51.6% 0.1%
HOMESIDE FINANCIAL, LLC $1,450,000 n/a 0.1%
First Republic Bank $1,425,000 n/a 0.1%
PLANET HOME LENDING, LLC $2,180,000 $1,425,000 -34.6% 0.1%
Notre Dame Federal Credit Union Corporation $1,420,000 n/a 0.1%
CREDIT UNION WEST $680,000 $1,355,000 99.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,010,000 $1,340,000 32.7% 0.1%
FirstBank $1,450,000 $1,290,000 -11.0% 0.0%
First Western Trust Bank $1,290,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $1,130,000 $1,290,000 14.2% 0.0%
Visio Financial Services Inc. $1,240,000 n/a 0.0%
AXIA FINANCIAL, LLC $2,850,000 $1,230,000 -56.8% 0.0%
Charles Schwab Bank, SSB $3,335,000 $1,225,000 -63.3% 0.0%
JMAC LENDING, INC. $540,000 $1,225,000 126.9% 0.0%
Goldman Sachs Bank USA $1,005,000 $1,205,000 19.9% 0.0%
Goldwater Bank, N.A. $1,185,000 n/a 0.0%
Morton Community Bank $1,165,000 n/a 0.0%
Alaska USA Federal Credit Union $1,325,000 $1,145,000 -13.6% 0.0%
Mid-Continent Funding, Inc. $435,000 $1,135,000 160.9% 0.0%
FIRST COLONY MORTGAGE CORPORATION $525,000 $1,130,000 115.2% 0.0%
Prime Choice Funding Inc. $1,180,000 $1,095,000 -7.2% 0.0%
Firefighters First Federal Credit Union $670,000 $1,075,000 60.4% 0.0%
Bankers Trust Company $3,070,000 $1,070,000 -65.1% 0.0%
AmeriHome Mortgage Company, LLC $1,685,000 $1,060,000 -37.1% 0.0%
MICHIGAN MUTUAL, INC. $2,200,000 $1,050,000 -52.3% 0.0%
SFMC, LP $1,220,000 $1,030,000 -15.6% 0.0%
ENVOY MORTGAGE, LTD $1,975,000 $1,010,000 -48.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $405,000 $1,010,000 149.4% 0.0%
REVERSE MORTGAGE FUNDING LLC $445,000 $1,010,000 127.0% 0.0%
Manufacturers and Traders Trust Company $125,000 $1,000,000 700.0% 0.0%
ADVANCIAL $535,000 $990,000 85.0% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $125,000 $980,000 684.0% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $435,000 $970,000 123.0% 0.0%
TOP FLITE FINANCIAL, INC. $885,000 $970,000 9.6% 0.0%
Plains Commerce Bank $1,715,000 $960,000 -44.0% 0.0%
BLUELEAF LENDING, LLC $940,000 n/a 0.0%
Victorian Finance, LLC $295,000 $940,000 218.6% 0.0%
LOANFLIGHT LENDING, LLC $395,000 $920,000 132.9% 0.0%
DATA MORTGAGE, INC. $275,000 $915,000 232.7% 0.0%
SPRING EQ, LLC $1,940,000 $915,000 -52.8% 0.0%
ANGEL OAK HOME LOANS LLC $755,000 $910,000 20.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $6,525,000 $895,000 -86.3% 0.0%
Western State Bank $640,000 $890,000 39.1% 0.0%
ALL WESTERN MORTGAGE, INC. $865,000 n/a 0.0%
OAKTREE FUNDING CORP. $860,000 n/a 0.0%
CHEVRON $845,000 n/a 0.0%
Citadel Servicing Corporation $335,000 $845,000 152.2% 0.0%
MUFG Union Bank $840,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $840,000 n/a 0.0%
State Bank of Southern Utah $465,000 $835,000 79.6% 0.0%
LENDUS, LLC $480,000 $825,000 71.9% 0.0%
ATHAS CAPITAL GROUP, INC. $820,000 n/a 0.0%
BNC National Bank $810,000 $820,000 1.2% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $710,000 $820,000 15.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $4,745,000 $815,000 -82.8% 0.0%
DAS Acquisition Company, LLC $2,820,000 $810,000 -71.3% 0.0%
NATIONS DIRECT MORTGAGE, LLC $225,000 $790,000 251.1% 0.0%
MEGA CAPITAL FUNDING, INC. $295,000 $785,000 166.1% 0.0%
AMCAP MORTGAGE, LTD. $770,000 n/a 0.0%
First International Bank & Trust $2,440,000 $770,000 -68.4% 0.0%
KELLER MORTGAGE, LLC $515,000 $760,000 47.6% 0.0%
TJC Mortgage, Inc. $835,000 $760,000 -9.0% 0.0%
Cf Bank $1,135,000 $750,000 -33.9% 0.0%
First Credit Union $695,000 $745,000 7.2% 0.0%
NEW WEST LENDING, INC. $745,000 n/a 0.0%
BM Real Estate Services, Inc. $390,000 $735,000 88.5% 0.0%
Carrollton Bank $810,000 $735,000 -9.3% 0.0%
Raymond James Bank $735,000 n/a 0.0%
OPEN MORTGAGE, LLC $225,000 $730,000 224.4% 0.0%
LOANPAL, LLC $3,200,000 $725,000 -77.3% 0.0%
LOGIX FEDERAL CREDIT UNION $830,000 $725,000 -12.7% 0.0%
RESIDENTIAL MORTGAGE, LLC $725,000 n/a 0.0%
AmRes Corporation $710,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $710,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $480,000 $710,000 47.9% 0.0%
Franklin Loan Corporation $175,000 $700,000 300.0% 0.0%
Greenbox Loans, Inc. $905,000 $685,000 -24.3% 0.0%
Capital Bank $680,000 n/a 0.0%
Enterprise Bank & Trust $680,000 n/a 0.0%
Comerica Bank $365,000 $675,000 84.9% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $145,000 $670,000 362.1% 0.0%
First Midwest Bank $655,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $305,000 $645,000 111.5% 0.0%
Bethpage Federal Credit Union $610,000 n/a 0.0%
The Northern Trust Company $1,705,000 $605,000 -64.5% 0.0%
ARIZONA $795,000 $600,000 -24.5% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $645,000 $580,000 -10.1% 0.0%
LENDSURE MORTGAGE CORP. $645,000 $580,000 -10.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $625,000 $575,000 -8.0% 0.0%
Mortgage Bank of California $575,000 n/a 0.0%
MANN FINANCIAL INC. $880,000 $560,000 -36.4% 0.0%
AMWEST FUNDING CORP. $445,000 $545,000 22.5% 0.0%
CapStar Bank $545,000 n/a 0.0%
ONY GLO, INC. $545,000 n/a 0.0%
Toyota Financial Savings Bank $820,000 $545,000 -33.5% 0.0%
Prosperity Home Mortgage, LLC $935,000 $540,000 -42.2% 0.0%
BELEM SERVICING LLC $535,000 n/a 0.0%
Arvest Bank $1,055,000 $515,000 -51.2% 0.0%
Citibank $5,040,000 $505,000 -90.0% 0.0%
Boeing Employees Credit Union $500,000 n/a 0.0%
Cache Valley Bank $115,000 $500,000 334.8% 0.0%
First Internet Bank of Indiana $500,000 n/a 0.0%
Old Missouri Bank $485,000 n/a 0.0%
PyraMax Bank, FSB $485,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $485,000 n/a 0.0%
Citizens Bank $1,970,000 $475,000 -75.9% 0.0%
HORIZON COMMUNITY BANK, INC. $275,000 $475,000 72.7% 0.0%
Colten Mortgage, LLC $265,000 $470,000 77.4% 0.0%
HighTechLending Inc $510,000 $470,000 -7.8% 0.0%
GEORGIA'S OWN $465,000 n/a 0.0%
Sound Community Bank $455,000 n/a 0.0%
Stifel Bank and Trust $2,100,000 $450,000 -78.6% 0.0%
LOANSNAP, INC. $425,000 n/a 0.0%
Alerus Financial $1,815,000 $415,000 -77.1% 0.0%
DIRECTORS MORTGAGE, INC. $415,000 n/a 0.0%
GSF Mortgage Corporation $1,990,000 $410,000 -79.4% 0.0%
First Western Bank & Trust $405,000 n/a 0.0%
STAR ONE CREDIT UNION $405,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $395,000 n/a 0.0%
Chicago Financial Services, Inc. $395,000 $395,000 0.0% 0.0%
NEXERA HOLDING LLC $2,045,000 $375,000 -81.7% 0.0%
PREMIER LENDING, INC. $375,000 n/a 0.0%
UNITED $365,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $265,000 $355,000 34.0% 0.0%
LOANLEADERS OF AMERICA, INC. $355,000 n/a 0.0%
PREMIER MEMBERS CREDIT UNION $355,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $640,000 $340,000 -46.9% 0.0%
NATIONWIDE EQUITIES CORPORATION $335,000 n/a 0.0%
First Federal Bank $600,000 $325,000 -45.8% 0.0%
Renasant Bank $325,000 n/a 0.0%
Texana Bank $325,000 n/a 0.0%
ML Mortgage Corp. $315,000 n/a 0.0%
West Gate Bank $315,000 n/a 0.0%
Figure Lending LLC $575,000 $310,000 -46.1% 0.0%
Bank-Fund Staff Federal Credit Union $305,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $1,720,000 $305,000 -82.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $305,000 n/a 0.0%
Utah Mortgage Loan Corporation $305,000 n/a 0.0%
Magnolia Bank $1,310,000 $285,000 -78.2% 0.0%
NMSI, INC. $285,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $285,000 n/a 0.0%
THRIVENT Federal Credit Union $285,000 n/a 0.0%
BEST CAPITAL FUNDING $280,000 n/a 0.0%
Cornerstone First Mortgage, Inc $325,000 $275,000 -15.4% 0.0%
Great Western Bank $275,000 n/a 0.0%
Ameris Bank $505,000 $265,000 -47.5% 0.0%
First Savings Bank $265,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $265,000 n/a 0.0%
Home Mortgage Alliance Corp $265,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $265,000 n/a 0.0%
Bank of Springfield $255,000 n/a 0.0%
Peoples Bank $255,000 n/a 0.0%
Triumph Bank $255,000 n/a 0.0%
HomeTrust Bank $250,000 n/a 0.0%
Think Mutual Bank $495,000 $245,000 -50.5% 0.0%
VANTAGE WEST $360,000 $245,000 -31.9% 0.0%
WESTERN EXPRESS LENDING $365,000 $245,000 -32.9% 0.0%
LONGBRIDGE FINANCIAL, LLC $425,000 $235,000 -44.7% 0.0%
Northwest Federal Credit Union $235,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $225,000 n/a 0.0%
TCF National Bank $2,910,000 $225,000 -92.3% 0.0%
Low VA Rates, LLC $1,270,000 $220,000 -82.7% 0.0%
First Home Bank $665,000 $215,000 -67.7% 0.0%
Willamette Valley Bank $215,000 n/a 0.0%
HUGHES FEDERAL CREDIT UNION $75,000 $210,000 180.0% 0.0%
DIRECT MORTGAGE, CORP. $640,000 $205,000 -68.0% 0.0%
Northwest Farm Credit Services, FLCA $205,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $195,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $195,000 n/a 0.0%
SIWELL, INC. $215,000 $195,000 -9.3% 0.0%
AMERICAN HERITAGE LENDING, INC. $165,000 $185,000 12.1% 0.0%
CIVIC FINANCIAL SERVICES, LLC $185,000 n/a 0.0%
First National Bank Texas $915,000 $185,000 -79.8% 0.0%
IDEAL HOME LOANS LLC $1,160,000 $185,000 -84.1% 0.0%
NP, Inc. $185,000 n/a 0.0%
NuVision Federal Credit Union $550,000 $185,000 -66.4% 0.0%
CALCON MUTUAL MORTGAGE LLC $175,000 n/a 0.0%
LENDING 3, INC. $175,000 n/a 0.0%
First Liberty Bank $165,000 n/a 0.0%
The Farmers National Bank of Canfield $165,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $165,000 n/a 0.0%
Chickasaw Community Bank $265,000 $155,000 -41.5% 0.0%
PINNACLE LENDING GROUP, INC. $155,000 n/a 0.0%
INSPIRE HOME LOANS INC. $145,000 n/a 0.0%
LEGACY MORTGAGE LLC $145,000 n/a 0.0%
SRE MORTGAGE ALLIANCE INC. $145,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $125,000 n/a 0.0%
American Airlines Federal Credit Union $105,000 n/a 0.0%
APCI Federal Credit Union $105,000 n/a 0.0%
Canyon State Credit Union $1,270,000 $85,000 -93.3% 0.0%
Discover Bank $455,000 $85,000 -81.3% 0.0%
FIRST TECHNOLOGY $700,000 $85,000 -87.9% 0.0%
RANLIFE, INC. $155,000 $85,000 -45.2% 0.0%
BayCoast Bank $55,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $55,000 n/a 0.0%
Utah Power $215,000 $35,000 -83.7% 0.0%

FLAGSTAFF's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.0% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $182,660,000 in loans. In third place, with 6.4%, is Wallick & Volk, Inc., having originated $165,310,000 in loans. In third place, with 5.0%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $128,405,000 in loans. In third place, with 4.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $103,315,000 in loans.


FLAGSTAFF, AZ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,905 $900,785,000 $310,081
Home Purchase 2,358 $1,025,130,000 $434,746
Cash Out Refi 1,680 $580,410,000 $345,482
Home Improvement 241 $37,745,000 $156,618
Other 195 $49,155,000 $252,077

Flagstaff's most frequently cited loan purpose was Refi, with 2,905 originations. The 2nd most popular reason was Home Purchase, with 2,358 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,905 $1,089,855,000 $375,165
3-4% 2,759 $947,245,000 $343,329
<2.5% 1,306 $407,320,000 $311,884
4-5% 277 $90,395,000 $326,336
5-6% 57 $13,825,000 $242,544
6-7% 28 $4,810,000 $171,786
Over 8% 19 $2,285,000 $120,263
7-8% 9 $995,000 $110,556

During 2021, Flagstaff's most frequently originated rate bucket was 2.5-3%, with 2,905 originations.

Loan Sizing (FLAGSTAFF, AZ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,765 $1,108,385,000 $294,392
$400k-600k 1,611 $772,635,000 $479,600
$100k-200k 1,295 $201,645,000 $155,710
$100,000 or less 327 $20,335,000 $62,187
$600k-1000k 268 $197,170,000 $735,709
$Over $1MM 113 $293,055,000 $2,593,407

FLAGSTAFF's loan sizing saw the bucket of loans from $200k-400k with 3,765 originations, totaling $1,108,385,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,696 $1,164,640,000 $431,988
40-60% 1,725 $515,645,000 $298,925
80-100% 1,628 $619,310,000 $380,412
20-40% 746 $151,200,000 $202,681
Under 20% 302 $23,510,000 $77,848
Over 100% 42 $17,040,000 $405,714

FLAGSTAFF's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,696 originations, totaling $1,164,640,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - FLAGSTAFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $399,000 (5.3%) $521,718 (1.7%) 0.00 290
2018-02-01 $419,000 (6.1%) $536,639 (1.6%) 0.00 280
2018-03-01 $419,000 (5.0%) $531,835 (1.0%) 0.00 291
2018-04-01 $426,000 (9.5%) $566,928 (12.5%) 0.00 327
2018-05-01 $455,000 (13.8%) $617,201 (17.2%) 0.00 364
2018-06-01 $449,600 (14.0%) $614,087 (17.2%) 0.00 449
2018-07-01 $445,250 (11.6%) $603,386 (14.3%) 0.00 481
2018-08-01 $426,500 (8.2%) $593,287 (13.3%) 0.00 494
2018-09-01 $419,600 (7.3%) $581,213 (13.3%) 0.00 487
2018-10-01 $412,335 (7.1%) $573,204 (11.6%) 0.00 485
2018-11-01 $407,733 (3.7%) $574,040 (9.4%) 0.00 455
2018-12-01 $405,000 (1.3%) $591,696 (9.9%) 0.00 393
2019-01-01 $399,950 (0.2%) $532,990 (2.2%) 0.00 357
2019-02-01 $401,700 (-4.1%) $576,279 (7.4%) 0.00 341
2019-03-01 $398,886 (-4.8%) $566,820 (6.6%) 0.00 333
2019-04-01 $391,413 (-8.1%) $538,986 (-4.9%) 0.00 350
2019-05-01 $393,630 (-13.5%) $528,397 (-14.4%) 0.00 386
2019-06-01 $389,000 (-13.5%) $531,432 (-13.5%) 0.00 408
2019-07-01 $389,950 (-12.4%) $537,475 (-10.9%) 0.00 451
2019-08-01 $394,264 (-7.6%) $546,292 (-7.9%) 0.00 444
2019-09-01 $402,475 (-4.1%) $565,235 (-2.8%) 0.00 418
2019-10-01 $399,900 (-3.0%) $564,006 (-1.6%) 0.00 400
2019-11-01 $399,900 (-1.9%) $511,663 (-10.9%) 0.00 377
2019-12-01 $414,900 (2.4%) $525,790 (-11.1%) 0.00 315
2020-01-01 $414,180 (3.6%) $529,597 (-0.6%) 0.00 248
2020-02-01 $419,000 (4.3%) $544,408 (-5.5%) 0.00 214
2020-03-01 $425,900 (6.8%) $555,756 (-2.0%) 0.00 242
2020-04-01 $422,035 (7.8%) $551,429 (2.3%) 0.00 287
2020-05-01 $433,412 (10.1%) $557,459 (5.5%) 0.00 298
2020-06-01 $435,572 (12.0%) $615,712 (15.9%) 0.00 275
2020-07-01 $440,286 (12.9%) $583,594 (8.6%) 0.00 248
2020-08-01 $469,000 (19.0%) $631,325 (15.6%) 0.00 166
2020-09-01 $529,450 (31.6%) $668,402 (18.3%) 0.00 143
2020-10-01 $545,000 (36.3%) $670,359 (18.9%) 0.00 119
2020-11-01 $561,450 (40.4%) $709,283 (38.6%) 0.00 104
2020-12-01 $511,950 (23.4%) $636,136 (21.0%) 0.00 87
2021-01-01 $575,000 (38.8%) $649,666 (22.7%) 0.00 73
2021-02-01 $534,250 (27.5%) $627,198 (15.2%) 0.00 70
2021-03-01 $537,500 (26.2%) $684,998 (23.3%) 0.00 84
2021-04-01 $545,000 (29.1%) $699,550 (26.9%) 0.00 107
2021-05-01 $565,000 (30.4%) $675,079 (21.1%) 0.00 126
2021-06-01 $599,450 (37.6%) $708,308 (15.0%) 0.00 156
2021-07-01 $599,500 (36.2%) $742,739 (27.3%) 0.00 175
2021-08-01 $629,000 (34.1%) $769,443 (21.9%) 0.00 185
2021-09-01 $614,900 (16.1%) $791,609 (18.4%) 0.00 186
2021-10-01 $595,000 (9.2%) $845,247 (26.1%) 0.00 136
2021-11-01 $624,500 (11.2%) $871,922 (22.9%) 0.00 133
2021-12-01 $585,000 (14.3%) $779,369 (22.5%) 0.00 127
2022-01-01 $625,000 (8.7%) $776,859 (19.6%) 0.00 110
2022-02-01 $634,950 (18.9%) $769,252 (22.7%) 0.00 105
2022-03-01 $669,900 (24.6%) $761,563 (11.2%) 0.00 103
2022-04-01 $670,000 (22.9%) $829,495 (18.6%) 0.00 137
FLAGSTAFF's median listing price for 2022-04-01 was $670,000, a difference of $125,000 (22.9%) versus the prior year and $100 versus the prior month.

FLAGSTAFF's median listing price comes in at 0% of the national average.

FLAGSTAFF's average listing price for 2022-04-01 was $829,495, a difference of $129,945 (18.6%) versus the prior year and $67,932 versus the prior month.

For the 2022-04-01 period, FLAGSTAFF had 137 MLS listings, a difference of 34 listings (33%) versus the prior month and 30 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - FLAGSTAFF (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,182 sqft
2018-02-01 0 days 2,205 sqft
2018-03-01 0 days 2,182 sqft
2018-04-01 0 days 2,230 sqft
2018-05-01 0 days 2,298 sqft
2018-06-01 0 days 2,328 sqft
2018-07-01 0 days 2,264 sqft
2018-08-01 0 days 2,205 sqft
2018-09-01 0 days 2,100 sqft
2018-10-01 0 days 2,089 sqft
2018-11-01 0 days 2,069 sqft
2018-12-01 0 days 2,025 sqft
2019-01-01 0 days 2,000 sqft
2019-02-01 0 days 1,984 sqft
2019-03-01 0 days 1,969 sqft
2019-04-01 0 days 1,956 sqft
2019-05-01 0 days 1,961 sqft
2019-06-01 0 days 1,908 sqft
2019-07-01 0 days 1,911 sqft
2019-08-01 0 days 1,951 sqft
2019-09-01 0 days 1,987 sqft
2019-10-01 0 days 1,994 sqft
2019-11-01 0 days 1,932 sqft
2019-12-01 0 days 1,937 sqft
2020-01-01 0 days 1,937 sqft
2020-02-01 0 days 1,937 sqft
2020-03-01 0 days 1,970 sqft
2020-04-01 0 days 1,920 sqft
2020-05-01 0 days 1,923 sqft
2020-06-01 0 days 1,990 sqft
2020-07-01 0 days 1,996 sqft
2020-08-01 0 days 2,100 sqft
2020-09-01 0 days 2,138 sqft
2020-10-01 0 days 2,176 sqft
2020-11-01 0 days 2,136 sqft
2020-12-01 0 days 1,919 sqft
2021-01-01 0 days 2,100 sqft
2021-02-01 0 days 1,907 sqft
2021-03-01 0 days 2,035 sqft
2021-04-01 0 days 1,897 sqft
2021-05-01 0 days 1,892 sqft
2021-06-01 0 days 1,986 sqft
2021-07-01 0 days 1,966 sqft
2021-08-01 0 days 1,997 sqft
2021-09-01 0 days 2,020 sqft
2021-10-01 0 days 2,073 sqft
2021-11-01 0 days 2,074 sqft
2021-12-01 0 days 1,937 sqft
2022-01-01 0 days 1,986 sqft
2022-02-01 0 days 2,014 sqft
2022-03-01 0 days 2,063 sqft
2022-04-01 0 days 2,008 sqft
FLAGSTAFF's median listing age (time on market) for 2022-04-01 was 0 days.

FLAGSTAFF's median square footage for active listings during the 2022-04-01 period was 2,008 sqft. One year prior, the average listing was 1,897 sqft.