Greater Kc Public Safety Credit Union Mortgage Rates, Fees & Info

Kansas City, MO

LEI: 549300Q3FASY9ZW0JS02

Tax ID: 44-0526700

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Greater Kc Public Safety Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Greater Kc Public Safety Credit Union has a high proportion of conventional loans. Their top two markets are Kansas City and Jefferson City .

    Greater Kc Public Safety Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    74

    Origination Dollar Volume (All Markets)

    $7,740,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    KANSAS CITY, MO-KS (FHA|USDA|VA) 72 $7,400,000 $102,778 $0 0.00%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
    Outside of Metro Areas 1 $165,000 $165,000 $0 0.00%
    Greater Kc Public Safety Credit Union's top markets include Kansas City and Jefferson City among others.

    Their top states include:
  • (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 74 $7,740,000 $104,595 $0 0.00%

    For 2019, Greater Kc Public Safety Credit Union's most frequently originated type of loan was Conventional, with 74 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 25 $915,000 $36,600 $0 0.00%
    Home Purchase 20 $3,330,000 $166,500 $0 0.00%
    Home Improvement 17 $605,000 $35,588 $0 0.00%
    Refi 9 $2,445,000 $271,667 $0 0.00%
    Cash Out Refi 3 $445,000 $148,333 $0 0.00%

    For 2019, Greater Kc Public Safety Credit Union's most frequently cited loan purpose was Other, with 25 originations. The 2nd most popular reason was Home Purchase, with 20 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 74 $7,740,000 $104,595 $0 0.00%

    For 2019, Greater Kc Public Safety Credit Union's most frequently cited loan duration was Other, with 74 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 50 $2,090,000 $41,800 $0 0.00%
    $100k-200k 14 $2,110,000 $150,714 $0 0.00%
    $200k-400k 9 $2,475,000 $275,000 $0 0.00%
    $1MM+ 1 $1,065,000 $1,065,000 $0 0.00%

    2019 saw Greater Kc Public Safety Credit Union place emphasis on $100,000 or less loans with 50 originations, totaling $2,090,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 23 $3,435,000 $149,348 $0 0.00%
    $100k-150k 18 $1,520,000 $84,444 $0 0.00%
    $50k-75k 15 $1,485,000 $99,000 $0 0.00%
    $50k or less 9 $545,000 $60,556 $0 0.00%
    $150k-250k 8 $450,000 $56,250 $0 0.00%
    $250k+ 1 $305,000 $305,000 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with incomes in the $75k-100k range, with 23 originations. The second most popular income band? $100k-150k, with 18 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 74 $7,740,000 $104,595 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with DTI ratios of Exempt%, with 74 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 62 $7,030,000 $113,387 $0 0.00%
    Not provided 10 $630,000 $63,000 $0 0.00%
    Black 2 $80,000 $40,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    83.21%

    Greater Kc Public Safety Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    54.05%

    Greater Kc Public Safety Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 74 $7,740,000 $104,595

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 74 $7,740,000 $104,595