Greater Kc Public Safety Credit Union Mortgage Rates, Fees & Info

Kansas City, MO

LEI: 549300Q3FASY9ZW0JS02

Tax ID: 44-0526700

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Greater Kc Public Safety Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Greater Kc Public Safety Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, Kirksville, and St. Joseph among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Greater Kc Public Safety Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    86

    Origination Dollar Volume (All Markets)

    $6,890,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    KANSAS CITY, MO-KS (FHA|USDA|VA) 82 $6,630,000 $80,854 $0 0.00%
    Kirksville, MO (FHA|USDA|VA) 1 $155,000 $155,000 $0 0.00%
    Outside of Metro Areas 2 $60,000 $30,000 $0 0.00%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 0.00%
    Greater Kc Public Safety Credit Union's top markets include Kansas City, Kirksville, and St. Joseph among others.

    Their top states include:
  • (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 86 $6,890,000 $80,116 $0 0.00%

    For 2018, Greater Kc Public Safety Credit Union's most frequently originated type of loan was Conventional, with 86 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 22 $770,000 $35,000 $0 0.00%
    Other 21 $695,000 $33,095 $0 0.00%
    Refi 20 $2,020,000 $101,000 $0 0.00%
    Home Purchase 13 $2,355,000 $181,154 $0 0.00%
    Cash Out Refi 10 $1,050,000 $105,000 $0 0.00%

    For 2018, Greater Kc Public Safety Credit Union's most frequently cited loan purpose was Home Improvement, with 22 originations. The 2nd most popular reason was Other, with 21 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 86 $6,890,000 $80,116 $0 0.00%

    For 2018, Greater Kc Public Safety Credit Union's most frequently cited loan duration was Other, with 86 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 60 $2,160,000 $36,000 $0 0.00%
    $100k-200k 19 $2,775,000 $146,053 $0 0.00%
    $200k-400k 7 $1,955,000 $279,286 $0 0.00%

    2018 saw Greater Kc Public Safety Credit Union place emphasis on $100,000 or less loans with 60 originations, totaling $2,160,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 26 $2,660,000 $102,308 $0 0.00%
    $50k-75k 24 $1,590,000 $66,250 $0 0.00%
    $75k-100k 15 $1,105,000 $73,667 $0 0.00%
    $150k-250k 10 $930,000 $93,000 $0 0.00%
    $50k or less 10 $580,000 $58,000 $0 0.00%
    $250k+ 1 $25,000 $25,000 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with incomes in the $100k-150k range, with 26 originations. The second most popular income band? $50k-75k, with 24 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 86 $6,890,000 $80,116 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with DTI ratios of Exempt%, with 86 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 66 $5,650,000 $85,606 $0 0.00%
    Not provided 18 $1,190,000 $66,111 $0 0.00%
    Black 2 $50,000 $25,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    90.56%

    Greater Kc Public Safety Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    65.12%

    Greater Kc Public Safety Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 86 $6,890,000 $80,116

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 86 $6,890,000 $80,116