Greater Kc Public Safety Credit Union Mortgage Rates, Fees & Info

Kansas City, MO

LEI: 549300Q3FASY9ZW0JS02

Tax ID: 44-0526700

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Greater Kc Public Safety Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Greater Kc Public Safety Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, St. Joseph, and Joplin among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Greater Kc Public Safety Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    107

    Origination Dollar Volume (All Markets)

    $13,025,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    KANSAS CITY, MO-KS (FHA|USDA|VA) 102 $12,380,000 $121,373 $0 0.00%
    Outside of Metro Areas 3 $345,000 $115,000 $0 0.00%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $165,000 $165,000 $0 0.00%
    JOPLIN, MO (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%
    Greater Kc Public Safety Credit Union's top markets include Kansas City, St. Joseph, and Joplin among others.

    Their top states include:
  • (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 107 $13,025,000 $121,729 $0 0.00%

    For 2020, Greater Kc Public Safety Credit Union's most frequently originated type of loan was Conventional, with 107 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 55 $8,555,000 $155,545 $0 0.00%
    Other 20 $740,000 $37,000 $0 0.00%
    Home Purchase 16 $2,720,000 $170,000 $0 0.00%
    Home Improvement 13 $415,000 $31,923 $0 0.00%
    Cash Out Refi 3 $595,000 $198,333 $0 0.00%

    For 2020, Greater Kc Public Safety Credit Union's most frequently cited loan purpose was Refi, with 55 originations. The 2nd most popular reason was Other, with 20 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 107 $13,025,000 $121,729 $0 0.00%

    For 2020, Greater Kc Public Safety Credit Union's most frequently cited loan duration was Other, with 107 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 46 $6,540,000 $142,174 $0 0.00%
    $100,000 or less 44 $1,780,000 $40,455 $0 0.00%
    $200k-400k 16 $4,290,000 $268,125 $0 0.00%
    $400k-600k 1 $415,000 $415,000 $0 0.00%

    2020 saw Greater Kc Public Safety Credit Union place emphasis on $100k-200k loans with 46 originations, totaling $6,540,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 30 $3,640,000 $121,333 $0 0.00%
    $150k-250k 22 $3,790,000 $172,273 $0 0.00%
    $100k-150k 21 $2,485,000 $118,333 $0 0.00%
    $50k-75k 20 $1,800,000 $90,000 $0 0.00%
    $50k or less 13 $995,000 $76,538 $0 0.00%
    $250k+ 1 $315,000 $315,000 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with incomes in the $75k-100k range, with 30 originations. The second most popular income band? $150k-250k, with 22 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 107 $13,025,000 $121,729 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with DTI ratios of Exempt%, with 107 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 92 $11,900,000 $129,348 $0 0.00%
    Not provided 8 $680,000 $85,000 $0 0.00%
    Black 7 $445,000 $63,571 $0 0.00%

    Approval Rates

    Total approvals of all applications
    89.56%

    Greater Kc Public Safety Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.18%

    Greater Kc Public Safety Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 107 $13,025,000 $121,729

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 107 $13,025,000 $121,729