Greater Kc Public Safety Credit Union Mortgage Rates, Fees & Info
Kansas City, MOLEI: 549300Q3FASY9ZW0JS02
Tax ID: 44-0526700
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Mortgage Data
Review & Overview
Greater Kc Public Safety Credit Union is a smaller credit union specializing in Home Improvement, Other, and Home Purchase loans. Greater Kc Public Safety Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, Joplin, Topeka, Ottawa, and Warrensburg among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)Greater Kc Public Safety Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
92Origination Dollar Volume (All Markets)
$6,900,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 85 | $6,095,000 | $71,706 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $605,000 | $201,667 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 92 | $6,900,000 | $75,000 | $0 | 0.00% |
For 2023, Greater Kc Public Safety Credit Union's most frequently originated type of loan was Conventional, with 92 originations.
Loan Reason
For 2023, Greater Kc Public Safety Credit Union's most frequently cited loan purpose was Home Improvement, with 45 originations. The 2nd most popular reason was Other, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 92 | $6,900,000 | $75,000 | $0 | 0.00% |
For 2023, Greater Kc Public Safety Credit Union's most frequently cited loan duration was Other, with 92 originations.
Loan Sizing
2023 saw Greater Kc Public Safety Credit Union place emphasis on $100,000 or less loans with 78 originations, totaling $3,250,000 in origination value.
Applicant Income
Greater Kc Public Safety Credit Union lent most frequently to those with incomes in the $100k-150k range, with 30 originations. The second most popular income band? $75k-100k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 92 | $6,900,000 | $75,000 | $0 | 0.00% |
Greater Kc Public Safety Credit Union lent most frequently to those with DTI ratios of Exempt%, with 92 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 67 | $5,715,000 | $85,299 | $0 | 0.00% |
| Not provided | 18 | $930,000 | $51,667 | $0 | 0.00% |
| Black | 7 | $255,000 | $36,429 | $0 | 0.00% |
Approval Rates
Total approvals of all applications86.96%
Greater Kc Public Safety Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination72.83%
Greater Kc Public Safety Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 92 | $6,900,000 | $75,000 |