Greater Kc Public Safety Credit Union Mortgage Rates, Fees & Info

Kansas City, MO

LEI: 549300Q3FASY9ZW0JS02

Tax ID: 44-0526700

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Greater Kc Public Safety Credit Union is a smaller credit union specializing in Home Improvement and Home Purchase loans. Greater Kc Public Safety Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Kansas City, Warrensburg, and Joplin among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Greater Kc Public Safety Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    91

    Origination Dollar Volume (All Markets)

    $7,065,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    KANSAS CITY, MO-KS (FHA|USDA|VA) 81 $5,835,000 $72,037 $0 0.00%
    Outside of Metro Areas 6 $1,010,000 $168,333 $0 0.00%
    Warrensburg, MO (FHA|USDA|VA) 3 $215,000 $71,667 $0 0.00%
    JOPLIN, MO (FHA|USDA|VA) 1 $5,000 $5,000 $0 0.00%
    Greater Kc Public Safety Credit Union's top markets include Kansas City, Warrensburg, and Joplin among others.

    Their top states include:
  • (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 91 $7,065,000 $77,637 $0 0.00%

    For 2022, Greater Kc Public Safety Credit Union's most frequently originated type of loan was Conventional, with 91 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 44 $1,690,000 $38,409 $0 0.00%
    Other 24 $1,290,000 $53,750 $0 0.00%
    Home Purchase 8 $2,330,000 $291,250 $0 0.00%
    Cash Out Refi 8 $1,010,000 $126,250 $0 0.00%
    Refi 7 $745,000 $106,429 $0 0.00%

    For 2022, Greater Kc Public Safety Credit Union's most frequently cited loan purpose was Home Improvement, with 44 originations. The 2nd most popular reason was Other, with 24 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 91 $7,065,000 $77,637 $0 0.00%

    For 2022, Greater Kc Public Safety Credit Union's most frequently cited loan duration was Other, with 91 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 74 $3,160,000 $42,703 $0 0.00%
    $100k-200k 10 $1,270,000 $127,000 $0 0.00%
    $200k-400k 4 $1,250,000 $312,500 $0 0.00%
    $400k-600k 3 $1,385,000 $461,667 $0 0.00%

    2022 saw Greater Kc Public Safety Credit Union place emphasis on $100,000 or less loans with 74 originations, totaling $3,160,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 27 $1,585,000 $58,704 $0 0.00%
    $100k-150k 22 $2,350,000 $106,818 $0 0.00%
    $50k-75k 19 $795,000 $41,842 $0 0.00%
    $150k-250k 15 $1,065,000 $71,000 $0 0.00%
    $250k+ 4 $1,010,000 $252,500 $0 0.00%
    $50k or less 3 $195,000 $65,000 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with incomes in the $75k-100k range, with 27 originations. The second most popular income band? $100k-150k, with 22 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 91 $7,065,000 $77,637 $0 0.00%

    Greater Kc Public Safety Credit Union lent most frequently to those with DTI ratios of Exempt%, with 91 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 69 $6,025,000 $87,319 $0 0.00%
    Not provided 20 $990,000 $49,500 $0 0.00%
    American Indian 1 $25,000 $25,000 $0 0.00%
    Black 1 $25,000 $25,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    95.56%

    Greater Kc Public Safety Credit Union has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    74.73%

    Greater Kc Public Safety Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 91 $7,065,000 $77,637

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    91 $7,065,000 $77,637