Citizens National Bank Of Greater St. Louis Mortgage Rates, Fees & Info
Maplewood, MOLEI: 549300RM0VO0UBTMOZ05
Tax ID: 43-0216490
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Citizens National Bank Of Greater St. Louis is a smaller bank specializing in Home Purchase loans. Citizens National Bank Of Greater St. Louis has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: St. Louis, Crestview, Carson City, and Farmington among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Citizens National Bank Of Greater St. Louis has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
45Origination Dollar Volume (All Markets)
$20,035,000Top Markets
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Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 42 | $18,320,000 | $436,190 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $0 | 0.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| Farmington, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Citizens National Bank of Greater St. Louis based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 198
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 44 | $19,760,000 | $449,091 | $0 | 0.00% |
| FHA | 1 | $275,000 | $275,000 | $0 | 0.00% |
For 2024, Citizens National Bank Of Greater St. Louis's most frequently originated type of loan was Conventional, with 44 originations. Their 2nd most popular type was FHA, with 1 originations.
Loan Reason
For 2024, Citizens National Bank Of Greater St. Louis's most frequently cited loan purpose was Home Purchase, with 34 originations. The 2nd most popular reason was Cash Out Refi, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 45 | $20,035,000 | $445,222 | $0 | 0.00% |
For 2024, Citizens National Bank Of Greater St. Louis's most frequently cited loan duration was Other, with 45 originations.
Loan Sizing
2024 saw Citizens National Bank Of Greater St. Louis place emphasis on $200k-400k loans with 18 originations, totaling $5,690,000 in origination value.
Applicant Income
Citizens National Bank Of Greater St. Louis lent most frequently to those with incomes in the $100k-150k range, with 7 originations. The second most popular income band? $50k-75k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 45 | $20,035,000 | $445,222 | $0 | 0.00% |
Citizens National Bank Of Greater St. Louis lent most frequently to those with DTI ratios of Exempt%, with 45 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.67%
Citizens National Bank Of Greater St. Louis has an average approval rate.
Pick Rate
Approvals leading to origination82.22%
Citizens National Bank Of Greater St. Louis has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 45 | $20,035,000 | $445,222 |