CARSON CITY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Carson City averaged 6.81% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.85% and one month ago for the week of 2024-03-07, the average rate was 7.01%.

Carson City's average rate one year ago was 6.11%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.88%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Carson City 30 Year Fixed Rate 2024-04-11 6.81%
Carson City 30 Year Fixed Rate Refi 2024-04-11 6.88%
Carson City 15 Year Fixed Rate 2024-04-11 6.16%
Carson City 15 Year Fixed Rate Refi 2024-04-11 6.66%
Carson City 30 Year FHA 2024-04-11 6.65%
Carson City 30 Year FHA Refi 2024-04-11 6.54%
Carson City 30 Year VA 2024-04-11 6.47%
Carson City 30 Year VA Refi 2024-04-11 6.67%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARSON CITY, NV.

CARSON CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARSON CITY, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GUILD MORTGAGE COMPANY 60 6.85% $10,699
UNITED WHOLESALE MORTGAGE, LLC 35 6.64% $8,811
EAGLE HOME MORTGAGE, LLC 26 5.51% $7,988
QUICKEN LOANS, LLC 24 6.64% $7,964
GREATER NEVADA LLC 17 6.56% $4,836
PRIMELENDING, A PLAINSCAPITAL COMPANY 12 7.02% $9,486
MASON MCDUFFIE MORTGAGE CORPORATION 12 6.87% $13,100
CROSSCOUNTRY MORTGAGE, LLC 11 6.58% $7,770
U.S. Bank 10 6.41% $9,197
UNITED 10 6.08% $7,540
JPMorgan Chase Bank 9 6.53% $6,297
SUMMIT FUNDING, INC. 6 6.88% $9,457
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 7.17% $9,561
AXIA FINANCIAL, LLC 5 7.38% $9,266
CARDINAL FINANCIAL 4 6.75% $8,942
Zions Bank 4 7.00% $4,967
LOANDEPOT.COM, LLC 4 6.21% $11,172
The Loan Store, Inc. 3 7.42% $6,775
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.25% $11,318
Prosperity Home Mortgage, LLC 3 5.29% $4,767
BROKER SOLUTIONS, INC. 3 7.88% $10,018
PENNYMAC LOAN SERVICES, LLC 3 6.58% $6,490
Paramount Residential Mortgage Group, Inc. 3 7.13% $7,485
MOVEMENT MORTGAGE, LLC 3 7.56% $8,356
ACADEMY MORTGAGE CORPORATION 2 7.00% $6,191
American Mortgage & Equity Consultants, Inc. 2 7.06% $10,122
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.00% $5,274
Bank of America 2 6.88% $4,797
FIRST COMMUNITY MORTGAGE, INC. 2 5.94% $8,629
First National Bank of America 2 10.31% $18,937
Gateway First Bank 2 6.88% $5,259
Morgan Stanley Private Bank 2 6.35% $4,584
NBKC BANK 2 7.13% $5,881
NEWREZ LLC 2 6.63% $5,264
NFM, INC. 2 6.88% $10,529
Plains Commerce Bank 2 7.00% $3,755
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.81% $6,679
PROVIDENT FUNDING ASSOCIATES, L.P. 2 7.06% $3,360
SECURITYNATIONAL MORTGAGE COMPANY 2 8.18% $13,232
TJC Mortgage, Inc. 2 6.94% $11,739
Watermark Capital, Inc. 2 6.88% $4,603
Wells Fargo Bank 2 5.63% $3,377
LOGIX FEDERAL CREDIT UNION 1 6.25% $5,137
MANN FINANCIAL INC. 1 6.50% $15,411
DATA MORTGAGE, INC. 1 8.50% $8,972
BAY EQUITY LLC 1 5.99% $15,245
CMG MORTGAGE, INC. 1 6.75% $15,281
Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $7,485
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.50% $4,785
NAVY FEDERAL CREDIT UNION 1 4.88% $8,474
The Central Trust Bank 1 6.49% $4,832
Network Funding, L.P. 1 5.63% $19,385
The Federal Savings Bank 1 7.38% $8,945
NexBank 1 6.38% $12,235
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.88% $7,292
Northwest Federal Credit Union 1 6.00% $4,292
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 8.63% $10,822
Citizens Bank 1 5.88% $5,015
Citadel Servicing Corporation 1 9.12% $9,768
PENTAGON FEDERAL CREDIT UNION 1 5.75% $7,647
ALAMEDA MORTGAGE CORPORATION 1 7.00% $11,654
PLANET HOME LENDING, LLC 1 6.88% $4,323
AmeriHome Mortgage Company, LLC 1 6.13% $3,807
Charles Schwab Bank, SSB 1 6.63% $5,414
CALIBER HOME LOANS, INC. 1 6.99% $7,115
BNC National Bank 1 6.50% $8,983
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.99% $8,172
BETTER MORTGAGE CORPORATION 1 8.13% $3,308
AMERICAN FINANCIAL NETWORK, INC. 1 6.38% $15,559
Flagstar Bank, FSB 1 6.50% $4,222
FREEDOM MORTGAGE CORPORATION 1 6.75% $11,329
STAR ONE CREDIT UNION 1 6.63% $2,973
Grand Bank for Savings, FSB 1 9.38% $11,295
FIRST MORTGAGE COMPANY, INC. 1 7.50% $5,594
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.38% $9,441
El Dorado Savings Bank, F.S.B. 1 5.75% $3,238
HOMEXPRESS MORTGAGE CORP. 1 8.13% $12,173
INFINITY EQUITY GROUP, INC. 1 8.63% $10,156
DRAPER AND KRAMER MORTGAGE CORP. 1 8.63% $4,628
KINECTA 1 6.88% $6,096
DIGNIFIED HOME LOANS, LLC 1 6.25% $5,361

CARSON CITY Average Closing Costs & Other Stats

CARSON CITY, NV's 81 lenders originated 861 loans during 2023. The total origination value was $253,505,000, with an average loan value of $294,431.

CARSON CITY's average closing costs are $6,035.

The top CARSON CITY lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 60 loans originated. Their average total fees are $10,699, which is $1,888 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee CARSON CITY lenders (with over 10 loans originated) are GREATER NEVADA LLC ($4,836), UNITED ($7,540), CROSSCOUNTRY MORTGAGE, LLC ($7,770), QUICKEN LOANS, LLC ($7,964) and EAGLE HOME MORTGAGE, LLC ($7,988).

The lowest rate CARSON CITY lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.51%), UNITED (6.08%), U.S. Bank (6.41%), GREATER NEVADA LLC (6.56%) and CROSSCOUNTRY MORTGAGE, LLC (6.58%).

CARSON CITY, NV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
GUILD MORTGAGE COMPANY $59,855,000 $37,625,000 -37.1% 14.8%
UNITED WHOLESALE MORTGAGE, LLC $20,730,000 $17,975,000 -13.3% 7.1%
QUICKEN LOANS, LLC $30,795,000 $14,345,000 -53.4% 5.7%
EAGLE HOME MORTGAGE, LLC $13,025,000 $13,095,000 0.5% 5.2%
UNITED $17,335,000 $11,735,000 -32.3% 4.6%
GREATER NEVADA LLC $20,915,000 $10,870,000 -48.0% 4.3%
Glacier Bank $3,600,000 $9,230,000 156.4% 3.6%
U.S. Bank $16,450,000 $8,660,000 -47.4% 3.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $14,730,000 $7,540,000 -48.8% 3.0%
MASON MCDUFFIE MORTGAGE CORPORATION $3,780,000 $7,275,000 92.5% 2.9%
CROSSCOUNTRY MORTGAGE, LLC $6,650,000 $7,220,000 8.6% 2.8%
Tri Counties Bank $4,805,000 n/a 1.9%
SUMMIT FUNDING, INC. $6,710,000 $4,245,000 -36.7% 1.7%
JPMorgan Chase Bank $2,930,000 $4,150,000 41.6% 1.6%
Zions Bank $4,035,000 $3,555,000 -11.9% 1.4%
MOVEMENT MORTGAGE, LLC $6,550,000 $3,505,000 -46.5% 1.4%
Bank of America $4,110,000 $3,090,000 -24.8% 1.2%
AXIA FINANCIAL, LLC $1,915,000 $3,065,000 60.1% 1.2%
MUTUAL OF OMAHA MORTGAGE, INC. $2,490,000 $2,945,000 18.3% 1.2%
LOANDEPOT.COM, LLC $8,435,000 $2,810,000 -66.7% 1.1%
Arbor Realty Trust, Inc. $2,705,000 n/a 1.1%
CARDINAL FINANCIAL $1,750,000 $2,595,000 48.3% 1.0%
Mortgage Research Center, LLC $3,405,000 $1,960,000 -42.4% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,085,000 $1,920,000 -7.9% 0.8%
BROKER SOLUTIONS, INC. $7,930,000 $1,915,000 -75.9% 0.8%
Wells Fargo Bank $7,850,000 $1,915,000 -75.6% 0.8%
NAVY FEDERAL CREDIT UNION $2,740,000 $1,780,000 -35.0% 0.7%
FREEDOM MORTGAGE CORPORATION $7,490,000 $1,655,000 -77.9% 0.7%
Gateway First Bank $1,915,000 $1,640,000 -14.4% 0.6%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,335,000 $1,605,000 -51.9% 0.6%
NFM, INC. $345,000 $1,480,000 329.0% 0.6%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,400,000 $1,465,000 -39.0% 0.6%
ISERVE RESIDENTIAL LENDING, LLC $1,400,000 $1,380,000 -1.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $6,435,000 $1,315,000 -79.6% 0.5%
USAA Federal Savings Bank $730,000 $1,305,000 78.8% 0.5%
Prosperity Home Mortgage, LLC $1,275,000 n/a 0.5%
The Loan Store, Inc. $1,240,000 n/a 0.5%
TJC Mortgage, Inc. $1,225,000 n/a 0.5%
CALCON MUTUAL MORTGAGE LLC $1,045,000 $1,200,000 14.8% 0.5%
The Federal Savings Bank $1,350,000 $1,130,000 -16.3% 0.4%
Paramount Residential Mortgage Group, Inc. $560,000 $1,125,000 100.9% 0.4%
Morgan Stanley Private Bank $375,000 $1,070,000 185.3% 0.4%
BAY EQUITY LLC $3,435,000 $1,040,000 -69.7% 0.4%
Plains Commerce Bank $1,015,000 n/a 0.4%
NBKC BANK $495,000 $1,010,000 104.0% 0.4%
First National Bank of America $1,000,000 n/a 0.4%
American Mortgage & Equity Consultants, Inc. $990,000 n/a 0.4%
FINANCE OF AMERICA REVERSE LLC $1,425,000 $985,000 -30.9% 0.4%
PENTAGON FEDERAL CREDIT UNION $1,140,000 $980,000 -14.0% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $355,000 $965,000 171.8% 0.4%
ACADEMY MORTGAGE CORPORATION $960,000 n/a 0.4%
SECURITYNATIONAL MORTGAGE COMPANY $305,000 $945,000 209.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,940,000 $935,000 -51.8% 0.4%
AmeriHome Mortgage Company, LLC $470,000 $895,000 90.4% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $865,000 n/a 0.3%
Citadel Servicing Corporation $515,000 $850,000 65.0% 0.3%
CMG MORTGAGE, INC. $530,000 $800,000 50.9% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $560,000 $790,000 41.1% 0.3%
Flagstar Bank, FSB $795,000 $770,000 -3.1% 0.3%
Charles Schwab Bank, SSB $755,000 n/a 0.3%
FIRST MORTGAGE COMPANY, INC. $725,000 n/a 0.3%
Carrington Mortgage Services, LLC $305,000 $660,000 116.4% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $155,000 $660,000 325.8% 0.3%
BETTER MORTGAGE CORPORATION $645,000 n/a 0.3%
MANN FINANCIAL INC. $645,000 n/a 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,600,000 $640,000 -60.0% 0.3%
KINECTA $625,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $585,000 n/a 0.2%
Figure Lending LLC $595,000 $580,000 -2.5% 0.2%
ALAMEDA MORTGAGE CORPORATION $1,030,000 $565,000 -45.1% 0.2%
LONGBRIDGE FINANCIAL, LLC $1,795,000 $550,000 -69.4% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,235,000 $550,000 -55.5% 0.2%
The Central Trust Bank $370,000 $535,000 44.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $2,590,000 $520,000 -79.9% 0.2%
NexBank $485,000 n/a 0.2%
Sierra Pacific Mortgage Company, Inc. $3,065,000 $485,000 -84.2% 0.2%
BNC National Bank $1,595,000 $475,000 -70.2% 0.2%
GUARANTEED RATE, INC. $385,000 $475,000 23.4% 0.2%
Watermark Capital, Inc. $470,000 n/a 0.2%
BMO Harris Bank $445,000 n/a 0.2%
STAR ONE CREDIT UNION $2,065,000 $405,000 -80.4% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $295,000 $395,000 33.9% 0.2%
Discover Bank $490,000 $390,000 -20.4% 0.2%
Century Mortgage Company DBA Century Lending Company $385,000 n/a 0.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,655,000 $385,000 -76.7% 0.2%
Northwest Federal Credit Union $385,000 n/a 0.2%
Citizens Bank $375,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $405,000 $365,000 -9.9% 0.1%
Equity Prime Mortgage LLC $885,000 $365,000 -58.8% 0.1%
NEW DAY FINANCIAL, LLC $650,000 $365,000 -43.8% 0.1%
21ST MORTGAGE CORPORATION $755,000 $360,000 -52.3% 0.1%
Bethpage Federal Credit Union $55,000 $360,000 554.5% 0.1%
INFINITY EQUITY GROUP, INC. $2,965,000 $355,000 -88.0% 0.1%
Grand Bank for Savings, FSB $345,000 n/a 0.1%
LOANPAL, LLC $620,000 $345,000 -44.4% 0.1%
Network Funding, L.P. $345,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $115,000 $335,000 191.3% 0.1%
Cornerstone First Mortgage, Inc $325,000 n/a 0.1%
INTERNATIONAL CITY MORTGAGE, INC. $325,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $325,000 n/a 0.1%
NEWREZ LLC $345,000 $310,000 -10.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $285,000 n/a 0.1%
Ottawa Savings Bank $195,000 $280,000 43.6% 0.1%
MOUNTAIN AMERICA $580,000 $275,000 -52.6% 0.1%
CALIBER HOME LOANS, INC. $8,075,000 $265,000 -96.7% 0.1%
Barrington Bank & Trust Company, N.A. $450,000 $245,000 -45.6% 0.1%
DATA MORTGAGE, INC. $165,000 $205,000 24.2% 0.1%
Great Basin Federal Credit Union $205,000 n/a 0.1%
LANTZMAN MANAGEMENT, INC. $785,000 $205,000 -73.9% 0.1%
SYNERGY HOME MORTGAGE, LLC $1,775,000 $205,000 -88.5% 0.1%
VILLAGE CAPITAL MORTGAGE $845,000 $205,000 -75.7% 0.1%
LOGIX FEDERAL CREDIT UNION $195,000 n/a 0.1%
DIGNIFIED HOME LOANS, LLC $1,755,000 $185,000 -89.5% 0.1%
AMERICA FIRST $265,000 $155,000 -41.5% 0.1%
PHH Mortgage Corporation $1,840,000 $155,000 -91.6% 0.1%
El Dorado Savings Bank, F.S.B. $785,000 $125,000 -84.1% 0.0%
HomeTrust Bank $55,000 $105,000 90.9% 0.0%
LENDINGHOME FUNDING CORPORATION $995,000 $105,000 -89.4% 0.0%
OCMBC, INC. $105,000 n/a 0.0%
PLANET HOME LENDING, LLC $535,000 $105,000 -80.4% 0.0%
Signature Federal Credit Union $95,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $75,000 15.4% 0.0%
LADERA LENDING, INC. $350,000 $75,000 -78.6% 0.0%
ALLIANT CREDIT UNION $55,000 n/a 0.0%
GTE Federal Credit Union $55,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $55,000 n/a 0.0%
SPRING EQ, LLC $745,000 $55,000 -92.6% 0.0%
Firefighters First Federal Credit Union $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

CARSON CITY's top lender by overall market share is GUILD MORTGAGE COMPANY, with 14.8% market share. In second place, with 7.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $17,975,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $14,345,000 in loans. In fourth place, with 5.2%, is EAGLE HOME MORTGAGE, LLC, having originated $13,095,000 in loans. In fifth place, with 4.6%, is UNITED, having originated $11,735,000 in loans.


CARSON CITY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $359,925 (12.3%) $445,927 (15.5%) 0.00 78
2018-02-01 $369,700 (23.6%) $438,097 (18.0%) 0.00 61
2018-03-01 $399,900 (34.4%) $434,225 (17.1%) 0.00 59
2018-04-01 $408,150 (22.2%) $447,672 (17.6%) 0.00 65
2018-05-01 $377,175 (12.4%) $441,020 (15.3%) 0.00 70
2018-06-01 $395,000 (16.3%) $458,939 (16.2%) 0.00 70
2018-07-01 $386,975 (8.1%) $448,788 (11.3%) 0.00 84
2018-08-01 $386,963 (8.4%) $446,962 (8.3%) 0.00 93
2018-09-01 $385,000 (6.9%) $438,305 (4.6%) 0.00 106
2018-10-01 $379,975 (-1.1%) $437,021 (-0.2%) 0.00 106
2018-11-01 $364,950 (-4.3%) $424,720 (-4.0%) 0.00 109
2018-12-01 $366,000 (-0.8%) $430,461 (0.8%) 0.00 90
2019-01-01 $379,688 (5.5%) $427,670 (-4.1%) 0.00 82
2019-02-01 $411,625 (11.3%) $433,028 (-1.2%) 0.00 82
2019-03-01 $402,536 (0.7%) $442,488 (1.9%) 0.00 86
2019-04-01 $390,036 (-4.4%) $457,506 (2.2%) 0.00 90
2019-05-01 $402,475 (6.7%) $473,398 (7.3%) 0.00 100
2019-06-01 $407,000 (3.0%) $463,251 (0.9%) 0.00 124
2019-07-01 $389,889 (0.8%) $460,414 (2.6%) 0.00 138
2019-08-01 $391,123 (1.1%) $473,722 (6.0%) 0.00 142
2019-09-01 $377,807 (-1.9%) $476,603 (8.7%) 0.00 138
2019-10-01 $361,225 (-4.9%) $478,523 (9.5%) 0.00 132
2019-11-01 $357,500 (-2.0%) $492,430 (15.9%) 0.00 115
2019-12-01 $363,725 (-0.6%) $527,170 (22.5%) 0.00 96
2020-01-01 $358,250 (-5.7%) $477,262 (11.6%) 0.00 84
2020-02-01 $349,200 (-15.2%) $428,412 (-1.1%) 0.00 67
2020-03-01 $355,950 (-11.6%) $442,491 (0.0%) 0.00 73
2020-04-01 $395,000 (1.3%) $462,887 (1.2%) 0.00 91
2020-05-01 $414,950 (3.1%) $479,591 (1.3%) 0.00 92
2020-06-01 $416,500 (2.3%) $495,261 (6.9%) 0.00 76
2020-07-01 $407,500 (4.5%) $498,767 (8.3%) 0.00 68
2020-08-01 $395,000 (1.0%) $487,530 (2.9%) 0.00 62
2020-09-01 $385,750 (2.1%) $505,593 (6.1%) 0.00 63
2020-10-01 $380,000 (5.2%) $477,438 (-0.2%) 0.00 53
2020-11-01 $394,950 (10.5%) $473,913 (-3.8%) 0.00 45
2020-12-01 $401,125 (10.3%) $1,009,533 (91.5%) 0.00 30
2021-01-01 $409,000 (14.2%) $1,053,877 (120.8%) 0.00 30
2021-02-01 $417,350 (19.5%) $1,315,226 (207.0%) 0.00 18
2021-03-01 $414,500 (16.5%) $1,137,834 (157.1%) 0.00 30
2021-04-01 $426,225 (7.9%) $894,317 (93.2%) 0.00 56
2021-05-01 $443,500 (6.9%) $939,639 (95.9%) 0.00 44
2021-06-01 $500,950 (20.3%) $970,927 (96.0%) 0.00 45
2021-07-01 $507,000 (24.4%) $922,936 (85.0%) 0.00 56
2021-08-01 $494,000 (25.1%) $840,008 (72.3%) 0.00 77
2021-09-01 $534,450 (38.6%) $820,828 (62.4%) 0.00 85
2021-10-01 $545,000 (43.4%) $877,331 (83.8%) 0.00 74
2021-11-01 $548,350 (38.8%) $680,260 (43.5%) 0.00 65
2021-12-01 $515,000 (28.4%) $659,379 (-34.7%) 0.00 55
2022-01-01 $497,500 (21.6%) $643,837 (-38.9%) 0.00 40
2022-02-01 $481,950 (15.5%) $604,721 (-54.0%) 0.00 44
2022-03-01 $484,950 (17.0%) $592,110 (-48.0%) 0.00 53
2022-04-01 $514,800 (20.8%) $657,011 (-26.5%) 0.00 66
2022-05-01 $507,000 (14.3%) $641,096 (-31.8%) 0.00 74
2022-06-01 $505,750 (1.0%) $621,071 (-36.0%) 0.00 107
2022-07-01 $532,000 (4.9%) $757,960 (-17.9%) 0.00 148
2022-08-01 $492,000 (-0.4%) $746,442 (-11.1%) 0.00 143
2022-09-01 $475,290 (-11.1%) $701,905 (-14.5%) 0.00 164
2022-10-01 $475,880 (-12.7%) $710,665 (-19.0%) 0.00 165
2022-11-01 $499,125 (-9.0%) $773,316 (13.7%) 0.00 151
2022-12-01 $475,880 (-7.6%) $774,222 (17.4%) 0.00 151
2023-01-01 $476,612 (-4.2%) $821,731 (27.6%) 0.00 118
2023-02-01 $470,000 (-2.5%) $924,432 (52.9%) 0.00 79
2023-03-01 $491,560 (1.4%) $982,526 (65.9%) 0.00 74
2023-04-01 $499,950 (-2.9%) $932,359 (41.9%) 0.00 74
2023-05-01 $582,475 (14.9%) $922,774 (43.9%) 0.00 92
2023-06-01 $509,938 (0.8%) $862,621 (38.9%) 0.00 99
2023-07-01 $589,950 (10.9%) $850,082 (12.2%) 0.00 104
2023-08-01 $588,988 (19.7%) $847,794 (13.6%) 0.00 112
2023-09-01 $574,950 (21.0%) $828,528 (18.0%) 0.00 119
2023-10-01 $569,000 (19.6%) $837,671 (17.9%) 0.00 131
2023-11-01 $572,500 (14.7%) $839,374 (8.5%) 0.00 126
2023-12-01 $549,900 (15.6%) $874,787 (13.0%) 0.00 104
2024-01-01 $571,706 (20.0%) $925,141 (12.6%) 0.00 94
2024-02-01 $578,368 (23.1%) $928,292 (0.4%) 0.00 89
2024-03-01 $545,000 (10.9%) $868,672 (-11.6%) 0.00 96
CARSON CITY's median listing price for 2024-03-01 was $545,000, a difference of $53,440 (10.9%) versus the prior year and $-33,368 versus the prior month.

CARSON CITY's median listing price comes in at 0% of the national average.

CARSON CITY's average listing price for 2024-03-01 was $868,672, a difference of $-113,854 (-11.6%) versus the prior year and $-59,620 versus the prior month.

For the 2024-03-01 period, CARSON CITY had 96 MLS listings, a difference of 7 listings (8%) versus the prior month and 22 listings (30%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,938 sqft
2018-02-01 0 days 1,990 sqft
2018-03-01 0 days 1,872 sqft
2018-04-01 0 days 2,083 sqft
2018-05-01 0 days 1,864 sqft
2018-06-01 0 days 1,833 sqft
2018-07-01 0 days 1,875 sqft
2018-08-01 0 days 1,965 sqft
2018-09-01 0 days 1,968 sqft
2018-10-01 0 days 1,901 sqft
2018-11-01 0 days 1,892 sqft
2018-12-01 0 days 1,862 sqft
2019-01-01 0 days 1,882 sqft
2019-02-01 0 days 1,948 sqft
2019-03-01 0 days 1,934 sqft
2019-04-01 0 days 1,911 sqft
2019-05-01 0 days 1,990 sqft
2019-06-01 0 days 2,020 sqft
2019-07-01 0 days 1,833 sqft
2019-08-01 0 days 1,801 sqft
2019-09-01 0 days 1,722 sqft
2019-10-01 0 days 1,641 sqft
2019-11-01 0 days 1,666 sqft
2019-12-01 0 days 1,627 sqft
2020-01-01 0 days 1,581 sqft
2020-02-01 0 days 1,588 sqft
2020-03-01 0 days 1,646 sqft
2020-04-01 0 days 1,776 sqft
2020-05-01 0 days 1,868 sqft
2020-06-01 0 days 1,927 sqft
2020-07-01 0 days 1,855 sqft
2020-08-01 0 days 1,775 sqft
2020-09-01 0 days 1,659 sqft
2020-10-01 0 days 1,662 sqft
2020-11-01 0 days 1,671 sqft
2020-12-01 0 days 1,782 sqft
2021-01-01 0 days 1,776 sqft
2021-02-01 0 days 1,753 sqft
2021-03-01 0 days 1,650 sqft
2021-04-01 0 days 1,752 sqft
2021-05-01 0 days 1,596 sqft
2021-06-01 0 days 1,797 sqft
2021-07-01 0 days 1,818 sqft
2021-08-01 0 days 1,789 sqft
2021-09-01 0 days 1,840 sqft
2021-10-01 0 days 1,973 sqft
2021-11-01 0 days 1,910 sqft
2021-12-01 0 days 1,731 sqft
2022-01-01 0 days 1,768 sqft
2022-02-01 0 days 1,609 sqft
2022-03-01 0 days 1,625 sqft
2022-04-01 0 days 1,779 sqft
2022-05-01 0 days 1,758 sqft
2022-06-01 0 days 1,768 sqft
2022-07-01 0 days 1,825 sqft
2022-08-01 0 days 1,745 sqft
2022-09-01 0 days 1,632 sqft
2022-10-01 0 days 1,667 sqft
2022-11-01 0 days 1,694 sqft
2022-12-01 0 days 1,686 sqft
2023-01-01 0 days 1,681 sqft
2023-02-01 0 days 1,676 sqft
2023-03-01 0 days 1,781 sqft
2023-04-01 0 days 1,813 sqft
2023-05-01 0 days 1,982 sqft
2023-06-01 0 days 1,823 sqft
2023-07-01 0 days 1,854 sqft
2023-08-01 0 days 1,944 sqft
2023-09-01 0 days 1,947 sqft
2023-10-01 0 days 1,943 sqft
2023-11-01 0 days 1,950 sqft
2023-12-01 0 days 1,903 sqft
2024-01-01 0 days 1,899 sqft
2024-02-01 0 days 1,854 sqft
2024-03-01 0 days 1,772 sqft
CARSON CITY's median listing age (time on market) for 2024-03-01 was 0 days.

CARSON CITY's median square footage for active listings during the 2024-03-01 period was 1,772 sqft. One year prior, the average listing was 1,781 sqft.

CARSON CITY, NV Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
89423 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
89701 Carson City, NV MSA $820 $950 $1,230 $1,750 $2,100
89702 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
89703 Carson City, NV MSA $840 $1,000 $1,260 $1,790 $2,150
89705 Carson City, NV MSA $1,120 $1,290 $1,680 $2,390 $2,860
89706 Carson City, NV MSA $920 $1,050 $1,370 $1,950 $2,330
89711 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
89712 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
89713 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
89714 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
89721 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160

2022 Average & Median Rent Data Statistics
CARSON CITY, NV average 1BR rent: $1,014, median: $980
CARSON CITY, NV average 2BR rent: $1,312, median: $1,270
CARSON CITY, NV average 3BR rent: $1,862, median: $1,800

CARSON CITY, NV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 490 $191,750,000 $391,327
Home Improvement 143 $14,335,000 $100,245
Cash Out Refi 122 $32,120,000 $263,279
Other 58 $4,730,000 $81,552
Refi 47 $10,365,000 $220,532
NA 1 $205,000 $205,000

Carson City's most frequently cited loan purpose was Home Purchase, with 490 originations. The 2nd most popular reason was Home Improvement, with 143 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 286 $108,060,000 $377,832
Over 8% 199 $23,155,000 $116,357
7-8% 195 $65,375,000 $335,256
5-6% 134 $48,570,000 $362,463
4-5% 20 $6,340,000 $317,000
<2.5% 15 $195,000 $13,000
3-4% 11 $1,495,000 $135,909
2.5-3% 1 $315,000 $315,000

During 2023, Carson City's most frequently originated rate bucket was 6-7%, with 286 originations.

Loan Sizing (CARSON CITY, NV MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 320 $99,230,000 $310,094
$100,000 or less 200 $10,450,000 $52,250
$400k-600k 169 $80,445,000 $476,006
$100k-200k 128 $18,470,000 $144,297
$600k-1000k 38 $26,030,000 $685,000
$Over $1MM 6 $18,880,000 $3,146,667

CARSON CITY's loan sizing saw the bucket of loans from $200k-400k with 320 originations, totaling $99,230,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 293 $119,495,000 $407,833
Under 20% 214 $13,120,000 $61,308
60-80% 160 $74,130,000 $463,313
40-60% 99 $28,535,000 $288,232
20-40% 80 $13,090,000 $163,625
Over 100% 8 $3,510,000 $438,750

CARSON CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 293 originations, totaling $119,495,000 in origination value.