CARSON CITY Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Carson City averaged 6.33% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.82% and one month ago for the week of 2024-11-07, the average rate was 6.92%.

    Carson City's average rate one year ago was 6.86%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Carson City 30 Year Fixed Rate 2024-12-12 6.33%
    Carson City 30 Year Fixed Rate Refi 2024-12-12 6.7%
    Carson City 15 Year Fixed Rate 2024-12-12 5.84%
    Carson City 15 Year Fixed Rate Refi 2024-12-12 6.14%
    Carson City 30 Year FHA 2024-12-12 5.89%
    Carson City 30 Year FHA Refi 2024-12-12 6.48%
    Carson City 30 Year VA 2024-12-12 6.28%
    Carson City 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CARSON CITY, NV.

    CARSON CITY Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARSON CITY, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 60 6.85% $10,699
    UNITED WHOLESALE MORTGAGE, LLC 35 6.64% $8,811
    EAGLE HOME MORTGAGE, LLC 26 5.51% $7,988
    QUICKEN LOANS, LLC 24 6.64% $7,964
    GREATER NEVADA LLC 17 6.56% $4,836
    PRIMELENDING, A PLAINSCAPITAL COMPANY 12 7.02% $9,486
    MASON MCDUFFIE MORTGAGE CORPORATION 12 6.87% $13,100
    CROSSCOUNTRY MORTGAGE, LLC 11 6.58% $7,770
    U.S. Bank 10 6.41% $9,197
    UNITED 10 6.08% $7,540
    JPMorgan Chase Bank 9 6.53% $6,297
    SUMMIT FUNDING, INC. 6 6.88% $9,457
    PRIMARY RESIDENTIAL MORTGAGE, INC. 5 7.17% $9,561
    AXIA FINANCIAL, LLC 5 7.38% $9,266
    CARDINAL FINANCIAL 4 6.75% $8,942
    Zions Bank 4 7.00% $4,967
    LOANDEPOT.COM, LLC 4 6.21% $11,172
    The Loan Store, Inc. 3 7.42% $6,775
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.25% $11,318
    Prosperity Home Mortgage, LLC 3 5.29% $4,767
    BROKER SOLUTIONS, INC. 3 7.88% $10,018
    PENNYMAC LOAN SERVICES, LLC 3 6.58% $6,490
    Paramount Residential Mortgage Group, Inc. 3 7.13% $7,485
    MOVEMENT MORTGAGE, LLC 3 7.56% $8,356
    ACADEMY MORTGAGE CORPORATION 2 7.00% $6,191
    American Mortgage & Equity Consultants, Inc. 2 7.06% $10,122
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.00% $5,274
    Bank of America 2 6.88% $4,797
    FIRST COMMUNITY MORTGAGE, INC. 2 5.94% $8,629
    First National Bank of America 2 10.31% $18,937
    Gateway First Bank 2 6.88% $5,259
    Morgan Stanley Private Bank 2 6.35% $4,584
    NBKC BANK 2 7.13% $5,881
    NEWREZ LLC 2 6.63% $5,264
    NFM, INC. 2 6.88% $10,529
    Plains Commerce Bank 2 7.00% $3,755
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.81% $6,679
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 7.06% $3,360
    SECURITYNATIONAL MORTGAGE COMPANY 2 8.18% $13,232
    TJC Mortgage, Inc. 2 6.94% $11,739
    Watermark Capital, Inc. 2 6.88% $4,603
    Wells Fargo Bank 2 5.63% $3,377
    LOGIX FEDERAL CREDIT UNION 1 6.25% $5,137
    MANN FINANCIAL INC. 1 6.50% $15,411
    DATA MORTGAGE, INC. 1 8.50% $8,972
    BAY EQUITY LLC 1 5.99% $15,245
    CMG MORTGAGE, INC. 1 6.75% $15,281
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $7,485
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.50% $4,785
    NAVY FEDERAL CREDIT UNION 1 4.88% $8,474
    The Central Trust Bank 1 6.49% $4,832
    Network Funding, L.P. 1 5.63% $19,385
    The Federal Savings Bank 1 7.38% $8,945
    NexBank 1 6.38% $12,235
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.88% $7,292
    Northwest Federal Credit Union 1 6.00% $4,292
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 8.63% $10,822
    Citizens Bank 1 5.88% $5,015
    Citadel Servicing Corporation 1 9.12% $9,768
    PENTAGON FEDERAL CREDIT UNION 1 5.75% $7,647
    ALAMEDA MORTGAGE CORPORATION 1 7.00% $11,654
    PLANET HOME LENDING, LLC 1 6.88% $4,323
    AmeriHome Mortgage Company, LLC 1 6.13% $3,807
    Charles Schwab Bank, SSB 1 6.63% $5,414
    CALIBER HOME LOANS, INC. 1 6.99% $7,115
    BNC National Bank 1 6.50% $8,983
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.99% $8,172
    BETTER MORTGAGE CORPORATION 1 8.13% $3,308
    AMERICAN FINANCIAL NETWORK, INC. 1 6.38% $15,559
    Flagstar Bank, FSB 1 6.50% $4,222
    FREEDOM MORTGAGE CORPORATION 1 6.75% $11,329
    STAR ONE CREDIT UNION 1 6.63% $2,973
    Grand Bank for Savings, FSB 1 9.38% $11,295
    FIRST MORTGAGE COMPANY, INC. 1 7.50% $5,594
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 6.38% $9,441
    El Dorado Savings Bank, F.S.B. 1 5.75% $3,238
    HOMEXPRESS MORTGAGE CORP. 1 8.13% $12,173
    INFINITY EQUITY GROUP, INC. 1 8.63% $10,156
    DRAPER AND KRAMER MORTGAGE CORP. 1 8.63% $4,628
    KINECTA 1 6.88% $6,096
    DIGNIFIED HOME LOANS, LLC 1 6.25% $5,361

    CARSON CITY Average Closing Costs & Other Stats

    CARSON CITY, NV's 81 lenders originated 861 loans during 2023. The total origination value was $253,505,000, with an average loan value of $294,431.

    CARSON CITY's average closing costs are $6,035.

    The top CARSON CITY lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 60 loans originated. Their average total fees are $10,699, which is $1,888 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee CARSON CITY lenders (with over 10 loans originated) are GREATER NEVADA LLC ($4,836), UNITED ($7,540), CROSSCOUNTRY MORTGAGE, LLC ($7,770), QUICKEN LOANS, LLC ($7,964) and EAGLE HOME MORTGAGE, LLC ($7,988).

    The lowest rate CARSON CITY lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.51%), UNITED (6.08%), U.S. Bank (6.41%), GREATER NEVADA LLC (6.56%) and CROSSCOUNTRY MORTGAGE, LLC (6.58%).

    CARSON CITY, NV Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    GUILD MORTGAGE COMPANY $59,855,000 $37,625,000 -37.1% 14.8%
    UNITED WHOLESALE MORTGAGE, LLC $20,730,000 $17,975,000 -13.3% 7.1%
    QUICKEN LOANS, LLC $30,795,000 $14,345,000 -53.4% 5.7%
    EAGLE HOME MORTGAGE, LLC $13,025,000 $13,095,000 0.5% 5.2%
    UNITED $17,335,000 $11,735,000 -32.3% 4.6%
    GREATER NEVADA LLC $20,915,000 $10,870,000 -48.0% 4.3%
    Glacier Bank $3,600,000 $9,230,000 156.4% 3.6%
    U.S. Bank $16,450,000 $8,660,000 -47.4% 3.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $14,730,000 $7,540,000 -48.8% 3.0%
    MASON MCDUFFIE MORTGAGE CORPORATION $3,780,000 $7,275,000 92.5% 2.9%
    CROSSCOUNTRY MORTGAGE, LLC $6,650,000 $7,220,000 8.6% 2.8%
    Tri Counties Bank $4,805,000 n/a 1.9%
    SUMMIT FUNDING, INC. $6,710,000 $4,245,000 -36.7% 1.7%
    JPMorgan Chase Bank $2,930,000 $4,150,000 41.6% 1.6%
    Zions Bank $4,035,000 $3,555,000 -11.9% 1.4%
    MOVEMENT MORTGAGE, LLC $6,550,000 $3,505,000 -46.5% 1.4%
    Bank of America $4,110,000 $3,090,000 -24.8% 1.2%
    AXIA FINANCIAL, LLC $1,915,000 $3,065,000 60.1% 1.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,490,000 $2,945,000 18.3% 1.2%
    LOANDEPOT.COM, LLC $8,435,000 $2,810,000 -66.7% 1.1%
    Arbor Realty Trust, Inc. $2,705,000 n/a 1.1%
    CARDINAL FINANCIAL $1,750,000 $2,595,000 48.3% 1.0%
    Mortgage Research Center, LLC $3,405,000 $1,960,000 -42.4% 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,085,000 $1,920,000 -7.9% 0.8%
    BROKER SOLUTIONS, INC. $7,930,000 $1,915,000 -75.9% 0.8%
    Wells Fargo Bank $7,850,000 $1,915,000 -75.6% 0.8%
    NAVY FEDERAL CREDIT UNION $2,740,000 $1,780,000 -35.0% 0.7%
    FREEDOM MORTGAGE CORPORATION $7,490,000 $1,655,000 -77.9% 0.7%
    Gateway First Bank $1,915,000 $1,640,000 -14.4% 0.6%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $3,335,000 $1,605,000 -51.9% 0.6%
    NFM, INC. $345,000 $1,480,000 329.0% 0.6%
    PREMIER MORTGAGE RESOURCES, L.L.C. $2,400,000 $1,465,000 -39.0% 0.6%
    ISERVE RESIDENTIAL LENDING, LLC $1,400,000 $1,380,000 -1.4% 0.5%
    PENNYMAC LOAN SERVICES, LLC $6,435,000 $1,315,000 -79.6% 0.5%
    USAA Federal Savings Bank $730,000 $1,305,000 78.8% 0.5%
    Prosperity Home Mortgage, LLC $1,275,000 n/a 0.5%
    The Loan Store, Inc. $1,240,000 n/a 0.5%
    TJC Mortgage, Inc. $1,225,000 n/a 0.5%
    CALCON MUTUAL MORTGAGE LLC $1,045,000 $1,200,000 14.8% 0.5%
    The Federal Savings Bank $1,350,000 $1,130,000 -16.3% 0.4%
    Paramount Residential Mortgage Group, Inc. $560,000 $1,125,000 100.9% 0.4%
    Morgan Stanley Private Bank $375,000 $1,070,000 185.3% 0.4%
    BAY EQUITY LLC $3,435,000 $1,040,000 -69.7% 0.4%
    Plains Commerce Bank $1,015,000 n/a 0.4%
    NBKC BANK $495,000 $1,010,000 104.0% 0.4%
    First National Bank of America $1,000,000 n/a 0.4%
    American Mortgage & Equity Consultants, Inc. $990,000 n/a 0.4%
    FINANCE OF AMERICA REVERSE LLC $1,425,000 $985,000 -30.9% 0.4%
    PENTAGON FEDERAL CREDIT UNION $1,140,000 $980,000 -14.0% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $355,000 $965,000 171.8% 0.4%
    ACADEMY MORTGAGE CORPORATION $960,000 n/a 0.4%
    SECURITYNATIONAL MORTGAGE COMPANY $305,000 $945,000 209.8% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,940,000 $935,000 -51.8% 0.4%
    AmeriHome Mortgage Company, LLC $470,000 $895,000 90.4% 0.4%
    FIRST COMMUNITY MORTGAGE, INC. $865,000 n/a 0.3%
    Citadel Servicing Corporation $515,000 $850,000 65.0% 0.3%
    CMG MORTGAGE, INC. $530,000 $800,000 50.9% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $560,000 $790,000 41.1% 0.3%
    Flagstar Bank, FSB $795,000 $770,000 -3.1% 0.3%
    Charles Schwab Bank, SSB $755,000 n/a 0.3%
    FIRST MORTGAGE COMPANY, INC. $725,000 n/a 0.3%
    Carrington Mortgage Services, LLC $305,000 $660,000 116.4% 0.3%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $155,000 $660,000 325.8% 0.3%
    BETTER MORTGAGE CORPORATION $645,000 n/a 0.3%
    MANN FINANCIAL INC. $645,000 n/a 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,600,000 $640,000 -60.0% 0.3%
    KINECTA $625,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $585,000 n/a 0.2%
    Figure Lending LLC $595,000 $580,000 -2.5% 0.2%
    ALAMEDA MORTGAGE CORPORATION $1,030,000 $565,000 -45.1% 0.2%
    LONGBRIDGE FINANCIAL, LLC $1,795,000 $550,000 -69.4% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $1,235,000 $550,000 -55.5% 0.2%
    The Central Trust Bank $370,000 $535,000 44.6% 0.2%
    AMERISAVE MORTGAGE CORPORATION $2,590,000 $520,000 -79.9% 0.2%
    NexBank $485,000 n/a 0.2%
    Sierra Pacific Mortgage Company, Inc. $3,065,000 $485,000 -84.2% 0.2%
    BNC National Bank $1,595,000 $475,000 -70.2% 0.2%
    GUARANTEED RATE, INC. $385,000 $475,000 23.4% 0.2%
    Watermark Capital, Inc. $470,000 n/a 0.2%
    BMO Harris Bank $445,000 n/a 0.2%
    STAR ONE CREDIT UNION $2,065,000 $405,000 -80.4% 0.2%
    LAND HOME FINANCIAL SERVICES, INC. $295,000 $395,000 33.9% 0.2%
    Discover Bank $490,000 $390,000 -20.4% 0.2%
    Century Mortgage Company DBA Century Lending Company $385,000 n/a 0.2%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,655,000 $385,000 -76.7% 0.2%
    Northwest Federal Credit Union $385,000 n/a 0.2%
    Citizens Bank $375,000 n/a 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $405,000 $365,000 -9.9% 0.1%
    Equity Prime Mortgage LLC $885,000 $365,000 -58.8% 0.1%
    NEW DAY FINANCIAL, LLC $650,000 $365,000 -43.8% 0.1%
    21ST MORTGAGE CORPORATION $755,000 $360,000 -52.3% 0.1%
    Bethpage Federal Credit Union $55,000 $360,000 554.5% 0.1%
    INFINITY EQUITY GROUP, INC. $2,965,000 $355,000 -88.0% 0.1%
    Grand Bank for Savings, FSB $345,000 n/a 0.1%
    LOANPAL, LLC $620,000 $345,000 -44.4% 0.1%
    Network Funding, L.P. $345,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $115,000 $335,000 191.3% 0.1%
    Cornerstone First Mortgage, Inc $325,000 n/a 0.1%
    INTERNATIONAL CITY MORTGAGE, INC. $325,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $325,000 n/a 0.1%
    NEWREZ LLC $345,000 $310,000 -10.1% 0.1%
    HOMEXPRESS MORTGAGE CORP. $285,000 n/a 0.1%
    Ottawa Savings Bank $195,000 $280,000 43.6% 0.1%
    MOUNTAIN AMERICA $580,000 $275,000 -52.6% 0.1%
    CALIBER HOME LOANS, INC. $8,075,000 $265,000 -96.7% 0.1%
    Barrington Bank & Trust Company, N.A. $450,000 $245,000 -45.6% 0.1%
    DATA MORTGAGE, INC. $165,000 $205,000 24.2% 0.1%
    Great Basin Federal Credit Union $205,000 n/a 0.1%
    LANTZMAN MANAGEMENT, INC. $785,000 $205,000 -73.9% 0.1%
    SYNERGY HOME MORTGAGE, LLC $1,775,000 $205,000 -88.5% 0.1%
    VILLAGE CAPITAL MORTGAGE $845,000 $205,000 -75.7% 0.1%
    LOGIX FEDERAL CREDIT UNION $195,000 n/a 0.1%
    DIGNIFIED HOME LOANS, LLC $1,755,000 $185,000 -89.5% 0.1%
    AMERICA FIRST $265,000 $155,000 -41.5% 0.1%
    PHH Mortgage Corporation $1,840,000 $155,000 -91.6% 0.1%
    El Dorado Savings Bank, F.S.B. $785,000 $125,000 -84.1% 0.0%
    HomeTrust Bank $55,000 $105,000 90.9% 0.0%
    LENDINGHOME FUNDING CORPORATION $995,000 $105,000 -89.4% 0.0%
    OCMBC, INC. $105,000 n/a 0.0%
    PLANET HOME LENDING, LLC $535,000 $105,000 -80.4% 0.0%
    Signature Federal Credit Union $95,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $75,000 15.4% 0.0%
    LADERA LENDING, INC. $350,000 $75,000 -78.6% 0.0%
    ALLIANT CREDIT UNION $55,000 n/a 0.0%
    GTE Federal Credit Union $55,000 n/a 0.0%
    MID AMERICA MORTGAGE, INC. $55,000 n/a 0.0%
    SPRING EQ, LLC $745,000 $55,000 -92.6% 0.0%
    Firefighters First Federal Credit Union $35,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

    CARSON CITY's top lender by overall market share is GUILD MORTGAGE COMPANY, with 14.8% market share. In second place, with 7.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $17,975,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $14,345,000 in loans. In fourth place, with 5.2%, is EAGLE HOME MORTGAGE, LLC, having originated $13,095,000 in loans. In fifth place, with 4.6%, is UNITED, having originated $11,735,000 in loans.

    CARSON CITY Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $359,925 (12.3%) $445,927 (15.5%) 0.00 78
    2018-02-01 $369,700 (23.6%) $438,097 (18.0%) 0.00 61
    2018-03-01 $399,900 (34.4%) $434,225 (17.1%) 0.00 59
    2018-04-01 $408,150 (22.2%) $447,672 (17.6%) 0.00 65
    2018-05-01 $377,175 (12.4%) $441,020 (15.3%) 0.00 70
    2018-06-01 $395,000 (16.3%) $458,939 (16.2%) 0.00 70
    2018-07-01 $386,975 (8.1%) $448,788 (11.3%) 0.00 84
    2018-08-01 $386,963 (8.4%) $446,962 (8.3%) 0.00 93
    2018-09-01 $385,000 (6.9%) $438,305 (4.6%) 0.00 106
    2018-10-01 $379,975 (-1.1%) $437,021 (-0.2%) 0.00 106
    2018-11-01 $364,950 (-4.3%) $424,720 (-4.0%) 0.00 109
    2018-12-01 $366,000 (-0.8%) $430,461 (0.8%) 0.00 90
    2019-01-01 $379,688 (5.5%) $427,670 (-4.1%) 0.00 82
    2019-02-01 $411,625 (11.3%) $433,028 (-1.2%) 0.00 82
    2019-03-01 $402,536 (0.7%) $442,488 (1.9%) 0.00 86
    2019-04-01 $390,036 (-4.4%) $457,506 (2.2%) 0.00 90
    2019-05-01 $402,475 (6.7%) $473,398 (7.3%) 0.00 100
    2019-06-01 $407,000 (3.0%) $463,251 (0.9%) 0.00 124
    2019-07-01 $389,889 (0.8%) $460,414 (2.6%) 0.00 138
    2019-08-01 $391,123 (1.1%) $473,722 (6.0%) 0.00 142
    2019-09-01 $377,807 (-1.9%) $476,603 (8.7%) 0.00 138
    2019-10-01 $361,225 (-4.9%) $478,523 (9.5%) 0.00 132
    2019-11-01 $357,500 (-2.0%) $492,430 (15.9%) 0.00 115
    2019-12-01 $363,725 (-0.6%) $527,170 (22.5%) 0.00 96
    2020-01-01 $358,250 (-5.7%) $477,262 (11.6%) 0.00 84
    2020-02-01 $349,200 (-15.2%) $428,412 (-1.1%) 0.00 67
    2020-03-01 $355,950 (-11.6%) $442,491 (0.0%) 0.00 73
    2020-04-01 $395,000 (1.3%) $462,887 (1.2%) 0.00 91
    2020-05-01 $414,950 (3.1%) $479,591 (1.3%) 0.00 92
    2020-06-01 $416,500 (2.3%) $495,261 (6.9%) 0.00 76
    2020-07-01 $407,500 (4.5%) $498,767 (8.3%) 0.00 68
    2020-08-01 $395,000 (1.0%) $487,530 (2.9%) 0.00 62
    2020-09-01 $385,750 (2.1%) $505,593 (6.1%) 0.00 63
    2020-10-01 $380,000 (5.2%) $477,438 (-0.2%) 0.00 53
    2020-11-01 $394,950 (10.5%) $473,913 (-3.8%) 0.00 45
    2020-12-01 $401,125 (10.3%) $1,009,533 (91.5%) 0.00 30
    2021-01-01 $409,000 (14.2%) $1,053,877 (120.8%) 0.00 30
    2021-02-01 $417,350 (19.5%) $1,315,226 (207.0%) 0.00 18
    2021-03-01 $414,500 (16.5%) $1,137,834 (157.1%) 0.00 30
    2021-04-01 $426,225 (7.9%) $894,317 (93.2%) 0.00 56
    2021-05-01 $443,500 (6.9%) $939,639 (95.9%) 0.00 44
    2021-06-01 $500,950 (20.3%) $970,927 (96.0%) 0.00 45
    2021-07-01 $507,000 (24.4%) $922,936 (85.0%) 0.00 56
    2021-08-01 $494,000 (25.1%) $840,008 (72.3%) 0.00 77
    2021-09-01 $534,450 (38.6%) $820,828 (62.4%) 0.00 85
    2021-10-01 $545,000 (43.4%) $877,331 (83.8%) 0.00 74
    2021-11-01 $548,350 (38.8%) $680,260 (43.5%) 0.00 65
    2021-12-01 $515,000 (28.4%) $659,379 (-34.7%) 0.00 55
    2022-01-01 $497,500 (21.6%) $643,837 (-38.9%) 0.00 40
    2022-02-01 $481,950 (15.5%) $604,721 (-54.0%) 0.00 44
    2022-03-01 $484,950 (17.0%) $592,110 (-48.0%) 0.00 53
    2022-04-01 $514,800 (20.8%) $657,011 (-26.5%) 0.00 66
    2022-05-01 $507,000 (14.3%) $641,096 (-31.8%) 0.00 74
    2022-06-01 $505,750 (1.0%) $621,071 (-36.0%) 0.00 107
    2022-07-01 $532,000 (4.9%) $757,960 (-17.9%) 0.00 148
    2022-08-01 $492,000 (-0.4%) $746,442 (-11.1%) 0.00 143
    2022-09-01 $475,290 (-11.1%) $701,905 (-14.5%) 0.00 164
    2022-10-01 $475,880 (-12.7%) $710,665 (-19.0%) 0.00 165
    2022-11-01 $499,125 (-9.0%) $773,316 (13.7%) 0.00 151
    2022-12-01 $475,880 (-7.6%) $774,222 (17.4%) 0.00 151
    2023-01-01 $476,612 (-4.2%) $821,731 (27.6%) 0.00 118
    2023-02-01 $470,000 (-2.5%) $924,432 (52.9%) 0.00 79
    2023-03-01 $491,560 (1.4%) $982,526 (65.9%) 0.00 74
    2023-04-01 $499,950 (-2.9%) $932,359 (41.9%) 0.00 74
    2023-05-01 $582,475 (14.9%) $922,774 (43.9%) 0.00 92
    2023-06-01 $509,938 (0.8%) $862,621 (38.9%) 0.00 99
    2023-07-01 $589,950 (10.9%) $850,082 (12.2%) 0.00 104
    2023-08-01 $588,988 (19.7%) $847,794 (13.6%) 0.00 112
    2023-09-01 $574,950 (21.0%) $828,528 (18.0%) 0.00 119
    2023-10-01 $569,000 (19.6%) $837,671 (17.9%) 0.00 131
    2023-11-01 $572,500 (14.7%) $839,374 (8.5%) 0.00 126
    2023-12-01 $549,900 (15.6%) $874,787 (13.0%) 0.00 104
    2024-01-01 $571,706 (20.0%) $925,141 (12.6%) 0.00 94
    2024-02-01 $578,368 (23.1%) $928,292 (0.4%) 0.00 89
    2024-03-01 $545,000 (10.9%) $868,672 (-11.6%) 0.00 96
    2024-04-01 $552,111 (10.4%) $874,296 (-6.2%) 0.00 102
    2024-05-01 $562,401 (-3.5%) $898,645 (-2.6%) 0.00 121
    2024-06-01 $565,000 (10.8%) $871,534 (1.0%) 0.00 133
    2024-07-01 $575,000 (-2.5%) $846,529 (-0.4%) 0.00 138
    2024-08-01 $572,500 (-2.8%) $820,293 (-3.2%) 0.00 143
    2024-09-01 $572,225 (-0.5%) $813,043 (-1.9%) 0.00 136
    2024-10-01 $557,250 (-2.1%) $718,321 (-14.3%) 0.00 137
    2024-11-01 $531,522 (-7.2%) $594,075 (-29.2%) 0.00 127
    CARSON CITY's median listing price for 2024-11-01 was $531,522, a difference of $-40,978 (-7.2%) versus the prior year and $-25,728 versus the prior month.

    CARSON CITY's median listing price comes in at 0% of the national average.

    CARSON CITY's average listing price for 2024-11-01 was $594,075, a difference of $-245,299 (-29.2%) versus the prior year and $-124,246 versus the prior month.

    For the 2024-11-01 period, CARSON CITY had 127 MLS listings, a difference of -10 listings (-7%) versus the prior month and 1 listings (1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,938 sqft
    2018-02-01 0 days 1,990 sqft
    2018-03-01 0 days 1,872 sqft
    2018-04-01 0 days 2,083 sqft
    2018-05-01 0 days 1,864 sqft
    2018-06-01 0 days 1,833 sqft
    2018-07-01 0 days 1,875 sqft
    2018-08-01 0 days 1,965 sqft
    2018-09-01 0 days 1,968 sqft
    2018-10-01 0 days 1,901 sqft
    2018-11-01 0 days 1,892 sqft
    2018-12-01 0 days 1,862 sqft
    2019-01-01 0 days 1,882 sqft
    2019-02-01 0 days 1,948 sqft
    2019-03-01 0 days 1,934 sqft
    2019-04-01 0 days 1,911 sqft
    2019-05-01 0 days 1,990 sqft
    2019-06-01 0 days 2,020 sqft
    2019-07-01 0 days 1,833 sqft
    2019-08-01 0 days 1,801 sqft
    2019-09-01 0 days 1,722 sqft
    2019-10-01 0 days 1,641 sqft
    2019-11-01 0 days 1,666 sqft
    2019-12-01 0 days 1,627 sqft
    2020-01-01 0 days 1,581 sqft
    2020-02-01 0 days 1,588 sqft
    2020-03-01 0 days 1,646 sqft
    2020-04-01 0 days 1,776 sqft
    2020-05-01 0 days 1,868 sqft
    2020-06-01 0 days 1,927 sqft
    2020-07-01 0 days 1,855 sqft
    2020-08-01 0 days 1,775 sqft
    2020-09-01 0 days 1,659 sqft
    2020-10-01 0 days 1,662 sqft
    2020-11-01 0 days 1,671 sqft
    2020-12-01 0 days 1,782 sqft
    2021-01-01 0 days 1,776 sqft
    2021-02-01 0 days 1,753 sqft
    2021-03-01 0 days 1,650 sqft
    2021-04-01 0 days 1,752 sqft
    2021-05-01 0 days 1,596 sqft
    2021-06-01 0 days 1,797 sqft
    2021-07-01 0 days 1,818 sqft
    2021-08-01 0 days 1,789 sqft
    2021-09-01 0 days 1,840 sqft
    2021-10-01 0 days 1,973 sqft
    2021-11-01 0 days 1,910 sqft
    2021-12-01 0 days 1,731 sqft
    2022-01-01 0 days 1,768 sqft
    2022-02-01 0 days 1,609 sqft
    2022-03-01 0 days 1,625 sqft
    2022-04-01 0 days 1,779 sqft
    2022-05-01 0 days 1,758 sqft
    2022-06-01 0 days 1,768 sqft
    2022-07-01 0 days 1,825 sqft
    2022-08-01 0 days 1,745 sqft
    2022-09-01 0 days 1,632 sqft
    2022-10-01 0 days 1,667 sqft
    2022-11-01 0 days 1,694 sqft
    2022-12-01 0 days 1,686 sqft
    2023-01-01 0 days 1,681 sqft
    2023-02-01 0 days 1,676 sqft
    2023-03-01 0 days 1,781 sqft
    2023-04-01 0 days 1,813 sqft
    2023-05-01 0 days 1,982 sqft
    2023-06-01 0 days 1,823 sqft
    2023-07-01 0 days 1,854 sqft
    2023-08-01 0 days 1,944 sqft
    2023-09-01 0 days 1,947 sqft
    2023-10-01 0 days 1,943 sqft
    2023-11-01 0 days 1,950 sqft
    2023-12-01 0 days 1,903 sqft
    2024-01-01 0 days 1,899 sqft
    2024-02-01 0 days 1,854 sqft
    2024-03-01 0 days 1,772 sqft
    2024-04-01 0 days 1,835 sqft
    2024-05-01 0 days 1,907 sqft
    2024-06-01 0 days 1,912 sqft
    2024-07-01 0 days 1,917 sqft
    2024-08-01 0 days 1,907 sqft
    2024-09-01 0 days 1,873 sqft
    2024-10-01 0 days 1,835 sqft
    2024-11-01 0 days 1,768 sqft
    CARSON CITY's median listing age (time on market) for 2024-11-01 was 0 days.

    CARSON CITY's median square footage for active listings during the 2024-11-01 period was 1,768 sqft. One year prior, the average listing was 1,950 sqft.

    CARSON CITY, NV Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    89423 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
    89701 Carson City, NV MSA $820 $950 $1,230 $1,750 $2,100
    89702 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
    89703 Carson City, NV MSA $840 $1,000 $1,260 $1,790 $2,150
    89705 Carson City, NV MSA $1,120 $1,290 $1,680 $2,390 $2,860
    89706 Carson City, NV MSA $920 $1,050 $1,370 $1,950 $2,330
    89711 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
    89712 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
    89713 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
    89714 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160
    89721 Carson City, NV MSA $850 $980 $1,270 $1,800 $2,160

    2022 Average & Median Rent Data Statistics
    CARSON CITY, NV average 1BR rent: $1,014, median: $980
    CARSON CITY, NV average 2BR rent: $1,312, median: $1,270
    CARSON CITY, NV average 3BR rent: $1,862, median: $1,800

    CARSON CITY, NV Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 490 $191,750,000 $391,327
    Home Improvement 143 $14,335,000 $100,245
    Cash Out Refi 122 $32,120,000 $263,279
    Other 58 $4,730,000 $81,552
    Refi 47 $10,365,000 $220,532
    NA 1 $205,000 $205,000

    Carson City's most frequently cited loan purpose was Home Purchase, with 490 originations. The 2nd most popular reason was Home Improvement, with 143 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 286 $108,060,000 $377,832
    Over 8% 199 $23,155,000 $116,357
    7-8% 195 $65,375,000 $335,256
    5-6% 134 $48,570,000 $362,463
    4-5% 20 $6,340,000 $317,000
    <2.5% 15 $195,000 $13,000
    3-4% 11 $1,495,000 $135,909
    2.5-3% 1 $315,000 $315,000

    During 2023, Carson City's most frequently originated rate bucket was 6-7%, with 286 originations.

    Loan Sizing (CARSON CITY, NV MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 320 $99,230,000 $310,094
    $100,000 or less 200 $10,450,000 $52,250
    $400k-600k 169 $80,445,000 $476,006
    $100k-200k 128 $18,470,000 $144,297
    $600k-1000k 38 $26,030,000 $685,000
    $Over $1MM 6 $18,880,000 $3,146,667

    CARSON CITY's loan sizing saw the bucket of loans from $200k-400k with 320 originations, totaling $99,230,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 293 $119,495,000 $407,833
    Under 20% 214 $13,120,000 $61,308
    60-80% 160 $74,130,000 $463,313
    40-60% 99 $28,535,000 $288,232
    20-40% 80 $13,090,000 $163,625
    Over 100% 8 $3,510,000 $438,750

    CARSON CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 293 originations, totaling $119,495,000 in origination value.