CARSON CITY Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Carson City averaged
6.12%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.24% and
one month ago for the week of 2023-04-20, the
average rate was 6.24%.
Carson City's average rate one year ago was 4.9%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.53%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Carson City 30 Year Fixed Rate | 2023-05-25 | 6.12% |
| Carson City 30 Year Fixed Rate Refi | 2023-05-25 | 5.53% |
| Carson City 15 Year Fixed Rate | 2023-05-25 | 6.07% |
| Carson City 15 Year Fixed Rate Refi | 2023-05-25 | 6.47% |
| Carson City 30 Year FHA | 2023-05-25 | 6.15% |
| Carson City 30 Year FHA Refi | 2023-05-25 | 6.41% |
| Carson City 30 Year VA | 2023-05-25 | 6.51% |
| Carson City 30 Year VA Refi | 2023-05-25 | 6.21% |
CARSON CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CARSON CITY, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CARSON CITY Average Closing Costs & Other Stats
CARSON CITY, NV's 104 lenders originated 1,441
loans during 2022. The total origination value was $449,475,000, with an average loan value of
$311,919.
CARSON CITY's average closing costs are $5,728.
The top CARSON CITY lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
117 loans originated. Their average total fees are
$8,210, which is $385
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee CARSON CITY lenders (with over 10 loans originated) are
U.S. Bank ($4,666), GREATER NEVADA LLC ($4,697), UNITED WHOLESALE MORTGAGE, LLC ($5,165), LOANDEPOT.COM, LLC ($5,462) and UNITED ($5,587).
The lowest rate CARSON CITY lenders (with over 10 loans originated) are
PENNYMAC LOAN SERVICES, LLC (4.15%), GREATER NEVADA LLC (4.19%), Wells Fargo Bank (4.37%), LOANDEPOT.COM, LLC (4.40%) and U.S. Bank (4.46%).
CARSON CITY, NV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $124,655,000 | $59,855,000 | -52.0% | 13.3% |
| QUICKEN LOANS, LLC | $78,030,000 | $30,795,000 | -60.5% | 6.9% |
| GREATER NEVADA LLC | $41,365,000 | $20,915,000 | -49.4% | 4.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $29,525,000 | $20,730,000 | -29.8% | 4.6% |
| Capital One | $17,450,000 | n/a | 3.9% | |
| UNITED | $23,320,000 | $17,335,000 | -25.7% | 3.9% |
| U.S. Bank | $17,720,000 | $16,450,000 | -7.2% | 3.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $32,335,000 | $14,730,000 | -54.4% | 3.3% |
| EAGLE HOME MORTGAGE, LLC | $17,045,000 | $13,025,000 | -23.6% | 2.9% |
| LOANDEPOT.COM, LLC | $27,700,000 | $8,435,000 | -69.5% | 1.9% |
| CALIBER HOME LOANS, INC. | $11,410,000 | $8,075,000 | -29.2% | 1.8% |
| BROKER SOLUTIONS, INC. | $18,980,000 | $7,930,000 | -58.2% | 1.8% |
| Hometown Lenders, Inc. | $17,545,000 | $7,920,000 | -54.9% | 1.8% |
| Wells Fargo Bank | $93,455,000 | $7,850,000 | -91.6% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $25,895,000 | $7,490,000 | -71.1% | 1.7% |
| SUMMIT FUNDING, INC. | $9,415,000 | $6,710,000 | -28.7% | 1.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,010,000 | $6,650,000 | -5.1% | 1.5% |
| MOVEMENT MORTGAGE, LLC | $18,595,000 | $6,550,000 | -64.8% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $16,180,000 | $6,435,000 | -60.2% | 1.4% |
| Northpointe Bank | $6,130,000 | $6,425,000 | 4.8% | 1.4% |
| City National Bank | $1,900,000 | $4,875,000 | 156.6% | 1.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $18,310,000 | $4,610,000 | -74.8% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,225,000 | $4,490,000 | -56.1% | 1.0% |
| Bank of America | $7,825,000 | $4,110,000 | -47.5% | 0.9% |
| Zions Bancorporation, N.A. | $6,375,000 | $4,035,000 | -36.7% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $4,910,000 | $4,000,000 | -18.5% | 0.9% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $2,425,000 | $3,780,000 | 55.9% | 0.8% |
| Glacier Bank | $1,450,000 | $3,600,000 | 148.3% | 0.8% |
| BAY EQUITY LLC | $3,585,000 | $3,435,000 | -4.2% | 0.8% |
| Mortgage Research Center, LLC | $9,655,000 | $3,405,000 | -64.7% | 0.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,075,000 | $3,335,000 | 8.5% | 0.7% |
| Sierra Pacific Mortgage Company, Inc. | $11,280,000 | $3,065,000 | -72.8% | 0.7% |
| INFINITY EQUITY GROUP, INC. | $1,405,000 | $2,965,000 | 111.0% | 0.7% |
| JPMorgan Chase Bank | $8,030,000 | $2,930,000 | -63.5% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $3,640,000 | $2,740,000 | -24.7% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $17,240,000 | $2,590,000 | -85.0% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,995,000 | $2,490,000 | -75.1% | 0.6% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,785,000 | $2,400,000 | 34.5% | 0.5% |
| Bank of the West | $8,250,000 | $2,310,000 | -72.0% | 0.5% |
| Umpqua Bank | $2,740,000 | $2,290,000 | -16.4% | 0.5% |
| ANGEL OAK HOME LOANS LLC | $650,000 | $2,095,000 | 222.3% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,875,000 | $2,085,000 | -27.5% | 0.5% |
| STAR ONE CREDIT UNION | $450,000 | $2,065,000 | 358.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,390,000 | $1,940,000 | -81.3% | 0.4% |
| AXIA FINANCIAL, LLC | $1,410,000 | $1,915,000 | 35.8% | 0.4% |
| Gateway First Bank | $2,715,000 | $1,915,000 | -29.5% | 0.4% |
| PHH Mortgage Corporation | $300,000 | $1,840,000 | 513.3% | 0.4% |
| LONGBRIDGE FINANCIAL, LLC | $470,000 | $1,795,000 | 281.9% | 0.4% |
| SYNERGY HOME MORTGAGE, LLC | $4,195,000 | $1,775,000 | -57.7% | 0.4% |
| DIGNIFIED HOME LOANS, LLC | $5,090,000 | $1,755,000 | -65.5% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $10,525,000 | $1,750,000 | -83.4% | 0.4% |
| AMERICAN ADVISORS GROUP | $2,720,000 | $1,700,000 | -37.5% | 0.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $3,090,000 | $1,655,000 | -46.4% | 0.4% |
| S1L, Inc. | $275,000 | $1,615,000 | 487.3% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $485,000 | $1,600,000 | 229.9% | 0.4% |
| BNC National Bank | $1,790,000 | $1,595,000 | -10.9% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $4,665,000 | $1,560,000 | -66.6% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $2,235,000 | $1,425,000 | -36.2% | 0.3% |
| ISERVE RESIDENTIAL LENDING, LLC | $3,465,000 | $1,400,000 | -59.6% | 0.3% |
| The Federal Savings Bank | $440,000 | $1,350,000 | 206.8% | 0.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $650,000 | $1,235,000 | 90.0% | 0.3% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $520,000 | $1,230,000 | 136.5% | 0.3% |
| Great Southern Bank | $1,205,000 | n/a | 0.3% | |
| PENTAGON FEDERAL CREDIT UNION | $165,000 | $1,140,000 | 590.9% | 0.3% |
| Goldwater Bank, N.A. | $1,105,000 | n/a | 0.2% | |
| CALCON MUTUAL MORTGAGE LLC | $2,835,000 | $1,045,000 | -63.1% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $530,000 | $1,030,000 | 94.3% | 0.2% |
| QUORUM FEDERAL CREDIT UNION | $465,000 | $1,015,000 | 118.3% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $2,120,000 | $995,000 | -53.1% | 0.2% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $185,000 | $895,000 | 383.8% | 0.2% |
| Equity Prime Mortgage LLC | $1,585,000 | $885,000 | -44.2% | 0.2% |
| AMERICAN FINANCING CORPORATION | $865,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $1,465,000 | $845,000 | -42.3% | 0.2% |
| CLEARPATH LENDING | $3,380,000 | $830,000 | -75.4% | 0.2% |
| Fremont Bank | $930,000 | $820,000 | -11.8% | 0.2% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $620,000 | $820,000 | 32.3% | 0.2% |
| Flagstar Bank, FSB | $4,765,000 | $795,000 | -83.3% | 0.2% |
| El Dorado Savings Bank, F.S.B. | $1,065,000 | $785,000 | -26.3% | 0.2% |
| LANTZMAN MANAGEMENT, INC. | $405,000 | $785,000 | 93.8% | 0.2% |
| Nations Lending Corporation | $255,000 | $765,000 | 200.0% | 0.2% |
| PANORAMA MORTGAGE GROUP, LLC | $765,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $4,030,000 | $765,000 | -81.0% | 0.2% |
| 21ST MORTGAGE CORPORATION | $765,000 | $755,000 | -1.3% | 0.2% |
| TOP FLITE FINANCIAL, INC. | $415,000 | $755,000 | 81.9% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $855,000 | $750,000 | -12.3% | 0.2% |
| SPRING EQ, LLC | $745,000 | n/a | 0.2% | |
| USAA Federal Savings Bank | $2,870,000 | $730,000 | -74.6% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $1,995,000 | $710,000 | -64.4% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $670,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $1,110,000 | $650,000 | -41.4% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $645,000 | n/a | 0.1% | |
| LOANPAL, LLC | $780,000 | $620,000 | -20.5% | 0.1% |
| Figure Lending LLC | $95,000 | $595,000 | 526.3% | 0.1% |
| Franklin Loan Corporation | $580,000 | n/a | 0.1% | |
| MOUNTAIN AMERICA | $2,365,000 | $580,000 | -75.5% | 0.1% |
| Washington Federal Bank | $575,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $2,715,000 | $570,000 | -79.0% | 0.1% |
| First Internet Bank of Indiana | $565,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $560,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $3,240,000 | $560,000 | -82.7% | 0.1% |
| Cf Bank | $305,000 | $555,000 | 82.0% | 0.1% |
| ONE NEVADA CREDIT UNION | $555,000 | n/a | 0.1% | |
| FUNDLOANS CAPITAL | $545,000 | n/a | 0.1% | |
| UBS Bank USA | $605,000 | $545,000 | -9.9% | 0.1% |
| PLANET HOME LENDING, LLC | $2,060,000 | $535,000 | -74.0% | 0.1% |
| CMG MORTGAGE, INC. | $1,850,000 | $530,000 | -71.4% | 0.1% |
| Citadel Servicing Corporation | $940,000 | $515,000 | -45.2% | 0.1% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $1,105,000 | $515,000 | -53.4% | 0.1% |
| EVERETT FINANCIAL, INC. | $885,000 | $505,000 | -42.9% | 0.1% |
| Home State Bank | $505,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $460,000 | $500,000 | 8.7% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $445,000 | $495,000 | 11.2% | 0.1% |
| NBKC BANK | $4,265,000 | $495,000 | -88.4% | 0.1% |
| Discover Bank | $130,000 | $490,000 | 276.9% | 0.1% |
| FirstBank | $2,095,000 | $485,000 | -76.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $470,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,645,000 | $450,000 | -72.6% | 0.1% |
| Greenbox Loans, Inc. | $430,000 | n/a | 0.1% | |
| Ixonia Bank | $425,000 | n/a | 0.1% | |
| Texana Bank | $415,000 | n/a | 0.1% | |
| HighTechLending Inc | $855,000 | $410,000 | -52.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,005,000 | $405,000 | -59.7% | 0.1% |
| GUARANTEED RATE, INC. | $4,490,000 | $385,000 | -91.4% | 0.1% |
| Morgan Stanley Private Bank | $375,000 | n/a | 0.1% | |
| NP, Inc. | $430,000 | $375,000 | -12.8% | 0.1% |
| The Central Trust Bank | $370,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $500,000 | $365,000 | -27.0% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,165,000 | $355,000 | -83.6% | 0.1% |
| KELLER MORTGAGE, LLC | $1,320,000 | $355,000 | -73.1% | 0.1% |
| LADERA LENDING, INC. | $1,605,000 | $350,000 | -78.2% | 0.1% |
| NEWREZ LLC | $5,950,000 | $345,000 | -94.2% | 0.1% |
| NFM, INC. | $345,000 | n/a | 0.1% | |
| Axos Bank | $285,000 | $335,000 | 17.5% | 0.1% |
| Amerifirst Financial, Inc. | $325,000 | n/a | 0.1% | |
| MORIA DEVELOPMENT, INC. | $325,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,100,000 | $315,000 | -71.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $215,000 | $305,000 | 41.9% | 0.1% |
| Carrington Mortgage Services, LLC | $1,580,000 | $305,000 | -80.7% | 0.1% |
| FBC MORTGAGE, LLC | $95,000 | $305,000 | 221.1% | 0.1% |
| ONY GLO, INC. | $600,000 | $305,000 | -49.2% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $305,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $295,000 | n/a | 0.1% | |
| AMERICA FIRST | $265,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $255,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $385,000 | $225,000 | -41.6% | 0.1% |
| North American Savings Bank, F.S.B. | $2,595,000 | $225,000 | -91.3% | 0.1% |
| First Option Mortgage, LLC | $205,000 | $215,000 | 4.9% | 0.0% |
| Arvest Bank | $510,000 | $205,000 | -59.8% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| Ottawa Savings Bank | $195,000 | n/a | 0.0% | |
| CERTIFIED | $165,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $575,000 | $165,000 | -71.3% | 0.0% |
| First National Bank | $315,000 | $165,000 | -47.6% | 0.0% |
| M&T Bank | $115,000 | $155,000 | 34.8% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $155,000 | n/a | 0.0% | |
| Murphy Bank | $125,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $115,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $105,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $120,000 | $65,000 | -45.8% | 0.0% |
| Bethpage Federal Credit Union | $55,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $55,000 | n/a | 0.0% | |
| HomeTrust Bank | $55,000 | n/a | 0.0% | |
| NuVision Federal Credit Union | $25,000 | n/a | 0.0% |
CARSON CITY's top lender by overall market share is GUILD MORTGAGE COMPANY, with 13.3% market share. In second place, with 6.9%, is QUICKEN LOANS, LLC, having originated $30,795,000 in loans. In third place, with 4.7%, is GREATER NEVADA LLC, having originated $20,915,000 in loans. In fourth place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $20,730,000 in loans. In fifth place, with 3.9%, is Capital One, having originated $17,450,000 in loans.
CARSON CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $359,925 (12.3%) | $445,927 (15.4%) | 0.00 | 78 |
| 2018-02-01 | $369,700 (23.3%) | $438,097 (17.7%) | 0.00 | 61 |
| 2018-03-01 | $399,900 (32.8%) | $434,225 (16.7%) | 0.00 | 59 |
| 2018-04-01 | $408,150 (22.2%) | $447,672 (17.9%) | 0.00 | 65 |
| 2018-05-01 | $377,175 (12.1%) | $441,020 (15.1%) | 0.00 | 70 |
| 2018-06-01 | $395,000 (16.3%) | $458,939 (16.2%) | 0.00 | 70 |
| 2018-07-01 | $386,975 (8.7%) | $448,788 (11.3%) | 0.00 | 84 |
| 2018-08-01 | $386,188 (8.1%) | $446,962 (8.3%) | 0.00 | 93 |
| 2018-09-01 | $385,000 (6.9%) | $438,305 (4.6%) | 0.00 | 106 |
| 2018-10-01 | $379,975 (-1.1%) | $437,021 (-0.2%) | 0.00 | 106 |
| 2018-11-01 | $364,950 (-4.3%) | $424,720 (-4.0%) | 0.00 | 109 |
| 2018-12-01 | $366,000 (-0.8%) | $430,461 (0.8%) | 0.00 | 90 |
| 2019-01-01 | $379,688 (5.5%) | $427,670 (-4.1%) | 0.00 | 82 |
| 2019-02-01 | $410,000 (10.9%) | $432,331 (-1.3%) | 0.00 | 82 |
| 2019-03-01 | $396,500 (0.1%) | $440,434 (1.4%) | 0.00 | 82 |
| 2019-04-01 | $386,500 (-4.8%) | $456,719 (2.0%) | 0.00 | 94 |
| 2019-05-01 | $401,213 (6.4%) | $472,960 (7.2%) | 0.00 | 99 |
| 2019-06-01 | $405,000 (2.5%) | $462,879 (0.9%) | 0.00 | 123 |
| 2019-07-01 | $389,777 (0.7%) | $460,602 (2.6%) | 0.00 | 136 |
| 2019-08-01 | $394,639 (1.1%) | $478,077 (7.0%) | 0.00 | 136 |
| 2019-09-01 | $370,450 (-2.3%) | $500,000 (14.1%) | 0.00 | 125 |
| 2019-10-01 | $355,875 (-5.4%) | $478,939 (9.6%) | 0.00 | 131 |
| 2019-11-01 | $357,500 (-2.0%) | $492,430 (15.9%) | 0.00 | 115 |
| 2019-12-01 | $363,725 (-0.6%) | $527,170 (22.5%) | 0.00 | 96 |
| 2020-01-01 | $358,250 (-5.7%) | $477,262 (11.6%) | 0.00 | 84 |
| 2020-02-01 | $349,200 (-14.8%) | $428,412 (-0.9%) | 0.00 | 67 |
| 2020-03-01 | $355,950 (-11.0%) | $442,491 (0.5%) | 0.00 | 73 |
| 2020-04-01 | $395,000 (1.6%) | $462,887 (1.4%) | 0.00 | 91 |
| 2020-05-01 | $414,950 (3.4%) | $481,397 (1.8%) | 0.00 | 92 |
| 2020-06-01 | $414,500 (2.4%) | $495,261 (7.0%) | 0.00 | 77 |
| 2020-07-01 | $404,500 (3.8%) | $496,601 (7.8%) | 0.00 | 69 |
| 2020-08-01 | $395,000 (1.2%) | $487,530 (2.0%) | 0.00 | 62 |
| 2020-09-01 | $385,750 (2.6%) | $505,593 (1.1%) | 0.00 | 63 |
| 2020-10-01 | $380,000 (5.7%) | $477,438 (-0.3%) | 0.00 | 53 |
| 2020-11-01 | $394,950 (10.5%) | $473,913 (-3.8%) | 0.00 | 45 |
| 2020-12-01 | $401,125 (10.3%) | $1,009,533 (91.5%) | 0.00 | 30 |
| 2021-01-01 | $409,000 (14.2%) | $1,053,877 (120.8%) | 0.00 | 30 |
| 2021-02-01 | $417,350 (19.5%) | $1,315,226 (207.0%) | 0.00 | 18 |
| 2021-03-01 | $414,500 (16.5%) | $1,137,834 (157.1%) | 0.00 | 30 |
| 2021-04-01 | $426,225 (7.9%) | $894,317 (93.2%) | 0.00 | 56 |
| 2021-05-01 | $440,000 (6.0%) | $939,639 (95.2%) | 0.00 | 44 |
| 2021-06-01 | $500,950 (20.9%) | $970,927 (96.0%) | 0.00 | 45 |
| 2021-07-01 | $507,000 (25.3%) | $922,936 (85.9%) | 0.00 | 56 |
| 2021-08-01 | $494,875 (25.3%) | $842,251 (72.8%) | 0.00 | 77 |
| 2021-09-01 | $534,450 (38.6%) | $820,828 (62.4%) | 0.00 | 85 |
| 2021-10-01 | $545,000 (43.4%) | $877,331 (83.8%) | 0.00 | 74 |
| 2021-11-01 | $548,350 (38.8%) | $680,260 (43.5%) | 0.00 | 65 |
| 2021-12-01 | $515,000 (28.4%) | $659,379 (-34.7%) | 0.00 | 55 |
| 2022-01-01 | $497,500 (21.6%) | $643,837 (-38.9%) | 0.00 | 40 |
| 2022-02-01 | $481,950 (15.5%) | $604,721 (-54.0%) | 0.00 | 44 |
| 2022-03-01 | $484,950 (17.0%) | $592,110 (-48.0%) | 0.00 | 53 |
| 2022-04-01 | $514,800 (20.8%) | $657,011 (-26.5%) | 0.00 | 66 |
| 2022-05-01 | $507,000 (15.2%) | $641,096 (-31.8%) | 0.00 | 74 |
| 2022-06-01 | $505,750 (1.0%) | $621,071 (-36.0%) | 0.00 | 107 |
| 2022-07-01 | $532,000 (4.9%) | $757,960 (-17.9%) | 0.00 | 148 |
| 2022-08-01 | $492,000 (-0.6%) | $746,442 (-11.4%) | 0.00 | 143 |
| 2022-09-01 | $475,290 (-11.1%) | $701,905 (-14.5%) | 0.00 | 164 |
| 2022-10-01 | $475,880 (-12.7%) | $710,665 (-19.0%) | 0.00 | 165 |
| 2022-11-01 | $499,125 (-9.0%) | $773,316 (13.7%) | 0.00 | 151 |
| 2022-12-01 | $475,880 (-7.6%) | $774,222 (17.4%) | 0.00 | 151 |
| 2023-01-01 | $475,880 (-4.4%) | $821,731 (27.6%) | 0.00 | 118 |
| 2023-02-01 | $467,500 (-3.0%) | $924,432 (52.9%) | 0.00 | 79 |
| 2023-03-01 | $492,625 (1.6%) | $986,083 (66.5%) | 0.00 | 74 |
| 2023-04-01 | $499,950 (0.0%) | $932,359 (41.9%) | 0.00 | 74 |
CARSON CITY's median listing price comes in at 0% of the national average.
CARSON CITY's average listing price for 2023-04-01 was $932,359, a difference of $275,348 (41.9%) versus the prior year and $-53,724 versus the prior month.
For the 2023-04-01 period, CARSON CITY had 74 MLS listings, a difference of 0 listings (0%) versus the prior month and 8 listings (12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CARSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,938 sqft |
| 2018-02-01 | 0 days | 1,990 sqft |
| 2018-03-01 | 0 days | 1,872 sqft |
| 2018-04-01 | 0 days | 2,083 sqft |
| 2018-05-01 | 0 days | 1,864 sqft |
| 2018-06-01 | 0 days | 1,833 sqft |
| 2018-07-01 | 0 days | 1,875 sqft |
| 2018-08-01 | 0 days | 1,960 sqft |
| 2018-09-01 | 0 days | 1,964 sqft |
| 2018-10-01 | 0 days | 1,901 sqft |
| 2018-11-01 | 0 days | 1,892 sqft |
| 2018-12-01 | 0 days | 1,862 sqft |
| 2019-01-01 | 0 days | 1,882 sqft |
| 2019-02-01 | 0 days | 1,944 sqft |
| 2019-03-01 | 0 days | 1,899 sqft |
| 2019-04-01 | 0 days | 1,883 sqft |
| 2019-05-01 | 0 days | 1,975 sqft |
| 2019-06-01 | 0 days | 1,995 sqft |
| 2019-07-01 | 0 days | 1,830 sqft |
| 2019-08-01 | 0 days | 1,850 sqft |
| 2019-09-01 | 0 days | 1,769 sqft |
| 2019-10-01 | 0 days | 1,622 sqft |
| 2019-11-01 | 0 days | 1,666 sqft |
| 2019-12-01 | 0 days | 1,627 sqft |
| 2020-01-01 | 0 days | 1,581 sqft |
| 2020-02-01 | 0 days | 1,588 sqft |
| 2020-03-01 | 0 days | 1,646 sqft |
| 2020-04-01 | 0 days | 1,776 sqft |
| 2020-05-01 | 0 days | 1,868 sqft |
| 2020-06-01 | 0 days | 1,925 sqft |
| 2020-07-01 | 0 days | 1,802 sqft |
| 2020-08-01 | 0 days | 1,775 sqft |
| 2020-09-01 | 0 days | 1,659 sqft |
| 2020-10-01 | 0 days | 1,662 sqft |
| 2020-11-01 | 0 days | 1,671 sqft |
| 2020-12-01 | 0 days | 1,782 sqft |
| 2021-01-01 | 0 days | 1,776 sqft |
| 2021-02-01 | 0 days | 1,753 sqft |
| 2021-03-01 | 0 days | 1,650 sqft |
| 2021-04-01 | 0 days | 1,752 sqft |
| 2021-05-01 | 0 days | 1,596 sqft |
| 2021-06-01 | 0 days | 1,794 sqft |
| 2021-07-01 | 0 days | 1,818 sqft |
| 2021-08-01 | 0 days | 1,790 sqft |
| 2021-09-01 | 0 days | 1,840 sqft |
| 2021-10-01 | 0 days | 1,973 sqft |
| 2021-11-01 | 0 days | 1,910 sqft |
| 2021-12-01 | 0 days | 1,731 sqft |
| 2022-01-01 | 0 days | 1,768 sqft |
| 2022-02-01 | 0 days | 1,609 sqft |
| 2022-03-01 | 0 days | 1,625 sqft |
| 2022-04-01 | 0 days | 1,779 sqft |
| 2022-05-01 | 0 days | 1,758 sqft |
| 2022-06-01 | 0 days | 1,768 sqft |
| 2022-07-01 | 0 days | 1,825 sqft |
| 2022-08-01 | 0 days | 1,745 sqft |
| 2022-09-01 | 0 days | 1,632 sqft |
| 2022-10-01 | 0 days | 1,667 sqft |
| 2022-11-01 | 0 days | 1,694 sqft |
| 2022-12-01 | 0 days | 1,686 sqft |
| 2023-01-01 | 0 days | 1,675 sqft |
| 2023-02-01 | 0 days | 1,676 sqft |
| 2023-03-01 | 0 days | 1,782 sqft |
| 2023-04-01 | 0 days | 1,813 sqft |
CARSON CITY's median square footage for active listings during the 2023-04-01 period was 1,813 sqft. One year prior, the average listing was 1,779 sqft.
CARSON CITY, NV Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 89423 | Carson City, NV | $740 | $850 | $1,110 | $1,580 | $1,900 |
| 89701 | Carson City, NV | $700 | $810 | $1,050 | $1,490 | $1,800 |
| 89702 | Carson City, NV | $740 | $850 | $1,110 | $1,580 | $1,900 |
| 89703 | Carson City, NV | $730 | $870 | $1,100 | $1,570 | $1,900 |
| 89705 | Carson City, NV | $990 | $1,150 | $1,490 | $2,120 | $2,550 |
| 89706 | Carson City, NV | $780 | $910 | $1,180 | $1,680 | $2,020 |
| 89711 | Carson City, NV | $740 | $850 | $1,110 | $1,580 | $1,900 |
| 89712 | Carson City, NV | $740 | $850 | $1,110 | $1,580 | $1,900 |
| 89713 | Carson City, NV | $740 | $850 | $1,110 | $1,580 | $1,900 |
| 89714 | Carson City, NV | $740 | $850 | $1,110 | $1,580 | $1,900 |
| 89721 | Carson City, NV | $740 | $850 | $1,110 | $1,580 | $1,900 |
2022 Average & Median Rent Data Statistics
CARSON CITY, NV average 1BR rent: $881, median: $850
CARSON CITY, NV average 2BR rent: $1,145, median: $1,110
CARSON CITY, NV average 3BR rent: $1,629, median: $1,580
CARSON CITY, NV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 668 | $254,180,000 | $380,509 |
| Cash Out Refi | 344 | $104,140,000 | $302,733 |
| Home Improvement | 199 | $21,615,000 | $108,618 |
| Refi | 171 | $57,695,000 | $337,398 |
| Other | 57 | $11,475,000 | $201,316 |
| NA | 2 | $370,000 | $185,000 |
Carson City's most frequently cited loan purpose was Home Purchase, with 668 originations. The 2nd most popular reason was Cash Out Refi, with 344 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 424 | $124,930,000 | $294,646 |
| 4-5% | 334 | $104,410,000 | $312,605 |
| 5-6% | 332 | $106,640,000 | $321,205 |
| 6-7% | 137 | $40,475,000 | $295,438 |
| 2.5-3% | 73 | $24,265,000 | $332,397 |
| <2.5% | 49 | $15,395,000 | $314,184 |
| 7-8% | 45 | $10,355,000 | $230,111 |
| Over 8% | 44 | $5,390,000 | $122,500 |
During 2022, Carson City's most frequently originated rate bucket was 3-4%, with 424 originations.
Loan Sizing (CARSON CITY, NV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 630 | $190,090,000 | $301,730 |
| $400k-600k | 293 | $137,525,000 | $469,369 |
| $100k-200k | 243 | $35,095,000 | $144,424 |
| $100,000 or less | 198 | $11,010,000 | $55,606 |
| $600k-1000k | 67 | $46,405,000 | $692,612 |
| $Over $1MM | 10 | $29,350,000 | $2,935,000 |
CARSON CITY's loan sizing saw the bucket of loans from $200k-400k with 630 originations, totaling $190,090,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 399 | $152,205,000 | $381,466 |
| 80-100% | 378 | $157,050,000 | $415,476 |
| 40-60% | 243 | $84,685,000 | $348,498 |
| Under 20% | 211 | $14,635,000 | $69,360 |
| 20-40% | 187 | $31,825,000 | $170,187 |
| Over 100% | 13 | $6,835,000 | $525,769 |
CARSON CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 399 originations, totaling $152,205,000 in origination value.