Crestview VA Loan Rates, Closing Costs & Stats
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Crestview's 150 lenders originated 2,836 VA loans during 2024. The total origination value was $1,097,770,000, with an average VA loan value of $387,084.
Crestview VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Crestview
averaged
6.35%
for the week of 2025-04-04, compared to the national average (all VA variants) of
6.06% for the same period.
Crestview's average VA mortgage closing costs are $7,743.
The average rate for the prior week (2025-03-28) was
6.37% and
one month ago for the week of 2025-02-28, the
average rate was 6.45%.
The average rate one year ago was 6.56%.
For refis of the same type during the week of 2025-04-04, the average rate
was 6.07%.
Crestview VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Crestview level.
The top Crestview VA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with
306 VA loans originated. Their average total fees are
$6,891, which is $1,507
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Crestview VA lenders (with over 10 loans originated) are
NAVY FEDERAL CREDIT UNION ($6,538), DHI MORTGAGE COMPANY, LTD. ($6,891), VILLAGE CAPITAL MORTGAGE ($7,265), PRIMELENDING, A PLAINSCAPITAL COMPANY ($7,267) and AMERICAN PACIFIC MORTGAGE CORPORATION ($7,557).
The lowest rate Crestview VA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (4.84%), FBC MORTGAGE, LLC (5.07%), VILLAGE CAPITAL MORTGAGE (5.65%), PENNYMAC LOAN SERVICES, LLC (5.70%) and First Federal Bank (5.71%).
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Crestview (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $398,500 (4.2%) | $729,543 (0.0%) | 1.48 | 3,256 |
2018-02-01 | $399,000 (1.7%) | $717,727 (-3.0%) | 1.45 | 3,313 |
2018-03-01 | $399,000 (0.0%) | $730,276 (-2.0%) | 1.40 | 3,401 |
2018-04-01 | $399,250 (1.1%) | $735,377 (-0.1%) | 1.35 | 3,472 |
2018-05-01 | $399,450 (0.2%) | $737,944 (-0.3%) | 1.33 | 3,477 |
2018-06-01 | $399,999 (0.0%) | $736,654 (-1.2%) | 1.33 | 3,541 |
2018-07-01 | $399,000 (-1.1%) | $729,277 (-3.2%) | 1.33 | 3,581 |
2018-08-01 | $397,000 (-4.9%) | $735,932 (-3.1%) | 1.33 | 3,530 |
2018-09-01 | $399,000 (-2.7%) | $725,822 (-3.3%) | 1.34 | 3,538 |
2018-10-01 | $399,450 (-0.4%) | $732,548 (-1.4%) | 1.35 | 3,495 |
2018-11-01 | $399,000 (-0.1%) | $728,409 (-0.8%) | 1.35 | 3,441 |
2018-12-01 | $418,000 (4.6%) | $754,719 (2.4%) | 1.44 | 3,328 |
2019-01-01 | $422,400 (6.0%) | $758,663 (4.0%) | 1.46 | 3,185 |
2019-02-01 | $427,500 (7.1%) | $771,950 (7.6%) | 1.44 | 3,183 |
2019-03-01 | $450,257 (12.9%) | $793,799 (8.7%) | 1.47 | 3,246 |
2019-04-01 | $469,150 (17.5%) | $819,290 (11.4%) | 1.49 | 3,324 |
2019-05-01 | $474,950 (18.9%) | $843,839 (14.4%) | 1.48 | 3,288 |
2019-06-01 | $477,767 (19.4%) | $843,547 (14.5%) | 1.49 | 3,264 |
2019-07-01 | $482,138 (20.8%) | $860,909 (18.1%) | 1.51 | 3,221 |
2019-08-01 | $489,034 (23.2%) | $873,717 (18.7%) | 1.55 | 3,195 |
2019-09-01 | $495,160 (24.1%) | $881,502 (21.5%) | 1.58 | 3,183 |
2019-10-01 | $499,963 (25.2%) | $887,141 (21.1%) | 1.61 | 3,173 |
2019-11-01 | $500,000 (25.3%) | $885,588 (21.6%) | 1.64 | 3,096 |
2019-12-01 | $499,900 (19.6%) | $883,288 (17.0%) | 1.67 | 2,961 |
2020-01-01 | $505,000 (19.6%) | $880,533 (16.1%) | 1.69 | 2,800 |
2020-02-01 | $525,000 (22.8%) | $901,590 (16.8%) | 1.72 | 2,718 |
2020-03-01 | $530,146 (17.7%) | $905,035 (14.0%) | 1.66 | 2,890 |
2020-04-01 | $519,875 (10.8%) | $874,087 (6.7%) | 1.63 | 3,121 |
2020-05-01 | $525,000 (10.5%) | $882,337 (4.6%) | 1.60 | 3,119 |
2020-06-01 | $499,950 (4.6%) | $895,857 (6.2%) | 1.47 | 2,717 |
2020-07-01 | $508,146 (5.4%) | $929,715 (8.0%) | 1.47 | 2,461 |
2020-08-01 | $499,000 (2.0%) | $942,273 (7.9%) | 1.43 | 2,246 |
2020-09-01 | $498,450 (0.7%) | $941,071 (6.8%) | 1.43 | 2,069 |
2020-10-01 | $489,900 (-2.0%) | $968,973 (9.2%) | 1.40 | 1,927 |
2020-11-01 | $479,000 (-4.2%) | $970,847 (9.6%) | 1.40 | 1,859 |
2020-12-01 | $473,978 (-5.2%) | $980,210 (11.0%) | 1.41 | 1,678 |
2021-01-01 | $468,900 (-7.2%) | $993,524 (12.8%) | 1.40 | 1,453 |
2021-02-01 | $473,393 (-9.8%) | $1,016,333 (12.7%) | 1.38 | 1,174 |
2021-03-01 | $499,000 (-5.9%) | $1,055,618 (16.6%) | 1.42 | 1,029 |
2021-04-01 | $565,000 (8.7%) | $1,121,784 (28.3%) | 1.53 | 983 |
2021-05-01 | $619,500 (18.0%) | $1,162,236 (31.7%) | 1.65 | 1,023 |
2021-06-01 | $599,450 (19.9%) | $1,153,952 (28.8%) | 1.58 | 1,182 |
2021-07-01 | $599,900 (18.1%) | $1,143,037 (22.9%) | 1.58 | 1,449 |
2021-08-01 | $599,950 (20.2%) | $1,128,583 (19.8%) | 1.60 | 1,649 |
2021-09-01 | $609,963 (22.4%) | $1,144,800 (21.7%) | 1.63 | 1,683 |
2021-10-01 | $599,900 (22.5%) | $1,141,658 (17.8%) | 1.60 | 1,614 |
2021-11-01 | $607,450 (26.8%) | $1,143,031 (17.7%) | 1.62 | 1,500 |
2021-12-01 | $601,275 (26.9%) | $1,150,481 (17.4%) | 1.63 | 1,295 |
2022-01-01 | $599,909 (27.9%) | $1,204,534 (21.2%) | 1.62 | 1,060 |
2022-02-01 | $604,725 (27.7%) | $1,268,593 (24.8%) | 1.57 | 859 |
2022-03-01 | $620,799 (24.4%) | $1,301,722 (23.3%) | 1.55 | 930 |
2022-04-01 | $646,485 (14.4%) | $1,347,231 (20.1%) | 1.54 | 1,163 |
2022-05-01 | $649,500 (4.8%) | $1,341,620 (15.4%) | 1.48 | 1,521 |
2022-06-01 | $685,800 (14.4%) | $1,390,186 (20.5%) | 1.53 | 1,878 |
2022-07-01 | $689,950 (15.0%) | $1,394,484 (22.0%) | 1.55 | 2,339 |
2022-08-01 | $667,250 (11.2%) | $1,361,138 (20.6%) | 1.54 | 2,495 |
2022-09-01 | $662,500 (8.6%) | $1,327,859 (16.0%) | 1.55 | 2,593 |
2022-10-01 | $669,000 (11.5%) | $1,320,969 (15.7%) | 1.57 | 2,683 |
2022-11-01 | $647,350 (6.6%) | $1,292,580 (13.1%) | 1.56 | 2,738 |
2022-12-01 | $639,900 (6.4%) | $1,294,220 (12.5%) | 1.58 | 2,615 |
2023-01-01 | $627,450 (4.6%) | $1,271,837 (5.6%) | 1.55 | 2,520 |
2023-02-01 | $632,200 (4.5%) | $1,288,481 (1.6%) | 1.53 | 2,468 |
2023-03-01 | $667,450 (7.5%) | $1,349,862 (3.7%) | 1.57 | 2,432 |
2023-04-01 | $699,500 (8.2%) | $1,406,010 (4.4%) | 1.63 | 2,469 |
2023-05-01 | $720,700 (11.0%) | $1,449,376 (8.0%) | 1.63 | 2,545 |
2023-06-01 | $725,000 (5.7%) | $1,450,345 (4.3%) | 1.63 | 2,662 |
2023-07-01 | $725,000 (5.1%) | $1,429,909 (2.5%) | 1.65 | 2,827 |
2023-08-01 | $719,800 (7.9%) | $1,417,101 (4.1%) | 1.65 | 2,941 |
2023-09-01 | $689,500 (4.1%) | $1,358,512 (2.3%) | 1.61 | 3,193 |
2023-10-01 | $677,000 (1.2%) | $1,319,775 (-0.1%) | 1.59 | 3,330 |
2023-11-01 | $649,450 (0.3%) | $1,291,771 (-0.1%) | 1.55 | 3,465 |
2023-12-01 | $639,250 (-0.1%) | $1,282,633 (-0.9%) | 1.56 | 3,411 |
2024-01-01 | $637,000 (1.5%) | $1,277,571 (0.5%) | 1.56 | 3,379 |
2024-02-01 | $642,350 (1.6%) | $1,276,889 (-0.9%) | 1.55 | 3,476 |
2024-03-01 | $644,000 (-3.5%) | $1,279,910 (-5.2%) | 1.52 | 3,848 |
2024-04-01 | $647,450 (-7.4%) | $1,281,343 (-8.9%) | 1.51 | 4,060 |
2024-05-01 | $647,100 (-10.2%) | $1,262,512 (-12.9%) | 1.47 | 4,185 |
2024-06-01 | $635,900 (-12.3%) | $1,262,788 (-12.9%) | 1.45 | 4,382 |
2024-07-01 | $635,000 (-12.4%) | $1,270,901 (-11.1%) | 1.45 | 4,463 |
2024-08-01 | $619,000 (-14.0%) | $1,251,596 (-11.7%) | 1.44 | 4,504 |
2024-09-01 | $613,750 (-11.0%) | $1,237,934 (-8.9%) | 1.44 | 4,504 |
2024-10-01 | $611,213 (-9.7%) | $1,248,653 (-5.4%) | 1.44 | 4,244 |
2024-11-01 | $599,995 (-7.6%) | $1,231,122 (-4.7%) | 1.44 | 4,160 |
2024-12-01 | $599,000 (-6.3%) | $1,221,139 (-4.8%) | 1.49 | 4,021 |
2025-01-01 | $599,450 (-5.9%) | $1,197,268 (-6.3%) | 1.50 | 3,819 |
2025-02-01 | $603,474 (-6.1%) | $1,199,687 (-6.1%) | 1.46 | 3,948 |
2025-03-01 | $625,000 (-3.0%) | $1,232,917 (-3.7%) | 0.00 | 4,298 |
Crestview's median listing price comes in at 0% of the national average.
Crestview's average listing price for 2025-03-01 was $1,232,917, a difference of $-46,993 (-3.7%) versus the prior year and $33,230 versus the prior month.
For the 2025-03-01 period, Crestview had 4,298 MLS listings, a difference of 350 listings (9%) versus the prior month and 450 listings (12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Crestview (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 102 days | 1,965 sqft |
2018-02-01 | 94 days | 1,969 sqft |
2018-03-01 | 72 days | 1,979 sqft |
2018-04-01 | 67 days | 1,978 sqft |
2018-05-01 | 68 days | 1,999 sqft |
2018-06-01 | 72 days | 2,000 sqft |
2018-07-01 | 78 days | 1,978 sqft |
2018-08-01 | 84 days | 1,970 sqft |
2018-09-01 | 85 days | 1,958 sqft |
2018-10-01 | 89 days | 1,934 sqft |
2018-11-01 | 89 days | 1,920 sqft |
2018-12-01 | 96 days | 1,922 sqft |
2019-01-01 | 101 days | 1,923 sqft |
2019-02-01 | 98 days | 1,945 sqft |
2019-03-01 | 84 days | 1,964 sqft |
2019-04-01 | 69 days | 1,981 sqft |
2019-05-01 | 67 days | 2,012 sqft |
2019-06-01 | 72 days | 1,981 sqft |
2019-07-01 | 76 days | 1,979 sqft |
2019-08-01 | 78 days | 1,986 sqft |
2019-09-01 | 78 days | 2,002 sqft |
2019-10-01 | 79 days | 2,012 sqft |
2019-11-01 | 81 days | 2,004 sqft |
2019-12-01 | 88 days | 2,000 sqft |
2020-01-01 | 93 days | 2,005 sqft |
2020-02-01 | 92 days | 2,005 sqft |
2020-03-01 | 65 days | 2,016 sqft |
2020-04-01 | 65 days | 2,009 sqft |
2020-05-01 | 74 days | 1,991 sqft |
2020-06-01 | 79 days | 1,962 sqft |
2020-07-01 | 61 days | 1,981 sqft |
2020-08-01 | 56 days | 1,943 sqft |
2020-09-01 | 53 days | 1,940 sqft |
2020-10-01 | 56 days | 1,905 sqft |
2020-11-01 | 53 days | 1,919 sqft |
2020-12-01 | 59 days | 1,894 sqft |
2021-01-01 | 64 days | 1,920 sqft |
2021-02-01 | 43 days | 1,881 sqft |
2021-03-01 | 29 days | 1,933 sqft |
2021-04-01 | 22 days | 1,957 sqft |
2021-05-01 | 21 days | 1,985 sqft |
2021-06-01 | 23 days | 1,923 sqft |
2021-07-01 | 27 days | 1,927 sqft |
2021-08-01 | 33 days | 1,907 sqft |
2021-09-01 | 38 days | 1,891 sqft |
2021-10-01 | 45 days | 1,870 sqft |
2021-11-01 | 51 days | 1,923 sqft |
2021-12-01 | 57 days | 1,928 sqft |
2022-01-01 | 61 days | 1,933 sqft |
2022-02-01 | 43 days | 1,933 sqft |
2022-03-01 | 34 days | 1,975 sqft |
2022-04-01 | 33 days | 1,999 sqft |
2022-05-01 | 32 days | 2,011 sqft |
2022-06-01 | 36 days | 2,018 sqft |
2022-07-01 | 42 days | 2,006 sqft |
2022-08-01 | 52 days | 1,997 sqft |
2022-09-01 | 59 days | 2,004 sqft |
2022-10-01 | 64 days | 2,010 sqft |
2022-11-01 | 72 days | 1,984 sqft |
2022-12-01 | 80 days | 1,982 sqft |
2023-01-01 | 85 days | 1,984 sqft |
2023-02-01 | 78 days | 1,961 sqft |
2023-03-01 | 64 days | 1,987 sqft |
2023-04-01 | 59 days | 2,000 sqft |
2023-05-01 | 59 days | 1,970 sqft |
2023-06-01 | 60 days | 1,947 sqft |
2023-07-01 | 63 days | 1,951 sqft |
2023-08-01 | 67 days | 1,941 sqft |
2023-09-01 | 65 days | 1,900 sqft |
2023-10-01 | 66 days | 1,865 sqft |
2023-11-01 | 71 days | 1,862 sqft |
2023-12-01 | 79 days | 1,837 sqft |
2024-01-01 | 87 days | 1,830 sqft |
2024-02-01 | 87 days | 1,828 sqft |
2024-03-01 | 66 days | 1,823 sqft |
2024-04-01 | 65 days | 1,826 sqft |
2024-05-01 | 67 days | 1,825 sqft |
2024-06-01 | 72 days | 1,829 sqft |
2024-07-01 | 82 days | 1,832 sqft |
2024-08-01 | 88 days | 1,826 sqft |
2024-09-01 | 93 days | 1,824 sqft |
2024-10-01 | 94 days | 1,835 sqft |
2024-11-01 | 99 days | 1,830 sqft |
2024-12-01 | 105 days | 1,832 sqft |
2025-01-01 | 107 days | 1,822 sqft |
2025-02-01 | 104 days | 1,815 sqft |
2025-03-01 | 0 days | 1,834 sqft |
Crestview's median square footage for active listings during the 2025-03-01 period was 1,834 sqft. One year prior, the average listing was 1,823 sqft.