Crestview VA Loan Rates, Closing Costs & Stats
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Crestview's 153 lenders originated 2,566 VA loans during 2023. The total origination value was $954,260,000, with an average VA loan value of $371,886.
Crestview VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Crestview
averaged
6.62%
for the week of 2024-04-19, compared to the national average (all VA variants) of
6.758% for the same period.
Crestview's average VA mortgage closing costs are $7,520.
The average rate for the prior week (2024-04-12) was
6.75% and
one month ago for the week of 2024-03-15, the
average rate was 6.61%.
The average rate one year ago was 6.2%.
For refis of the same type during the week of 2024-04-19, the average rate
was 7.07%.
Crestview VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Crestview level.
The top Crestview VA lender as defined by loan originations is BROKER SOLUTIONS, INC., with
327 VA loans originated. Their average total fees are
$11,567, which is $4,667
higher than the next largest lender,
DHI MORTGAGE COMPANY, LTD..
The lowest fee Crestview VA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC ($6,552), DSLD MORTGAGE, LLC ($6,780), DHI MORTGAGE COMPANY, LTD. ($6,900), MORTGAGE ONE OF THE SOUTH, INC. ($7,722) and GUARANTEED RATE, INC. ($8,453).
The lowest rate Crestview VA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.24%), DHI MORTGAGE COMPANY, LTD. (5.37%), PENTAGON FEDERAL CREDIT UNION (5.53%), PENNYMAC LOAN SERVICES, LLC (5.64%) and MORTGAGE ONE OF THE SOUTH, INC. (5.69%).
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Crestview (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $398,500 (4.2%) | $729,543 (0.0%) | 1.48 | 3,256 |
| 2018-02-01 | $399,000 (1.7%) | $717,782 (-3.0%) | 1.45 | 3,313 |
| 2018-03-01 | $399,000 (0.0%) | $730,276 (-2.0%) | 1.40 | 3,401 |
| 2018-04-01 | $399,250 (1.1%) | $735,377 (0.1%) | 1.35 | 3,472 |
| 2018-05-01 | $399,450 (0.4%) | $737,944 (-0.2%) | 1.33 | 3,477 |
| 2018-06-01 | $399,999 (0.0%) | $736,346 (-1.2%) | 1.33 | 3,541 |
| 2018-07-01 | $399,000 (-1.0%) | $728,970 (-3.1%) | 1.33 | 3,580 |
| 2018-08-01 | $397,000 (-5.0%) | $735,618 (-3.1%) | 1.33 | 3,529 |
| 2018-09-01 | $399,000 (-2.7%) | $725,507 (-3.4%) | 1.34 | 3,537 |
| 2018-10-01 | $399,450 (-0.6%) | $732,231 (-1.5%) | 1.35 | 3,494 |
| 2018-11-01 | $399,000 (-0.1%) | $728,089 (-0.8%) | 1.35 | 3,440 |
| 2018-12-01 | $417,000 (4.4%) | $754,393 (2.3%) | 1.44 | 3,327 |
| 2019-01-01 | $422,399 (6.0%) | $758,325 (4.0%) | 1.46 | 3,184 |
| 2019-02-01 | $427,500 (7.1%) | $771,619 (7.5%) | 1.44 | 3,182 |
| 2019-03-01 | $450,086 (12.8%) | $793,481 (8.7%) | 1.47 | 3,245 |
| 2019-04-01 | $469,100 (17.5%) | $818,991 (11.4%) | 1.49 | 3,323 |
| 2019-05-01 | $474,950 (18.9%) | $843,541 (14.3%) | 1.48 | 3,287 |
| 2019-06-01 | $477,767 (19.4%) | $843,547 (14.6%) | 1.49 | 3,264 |
| 2019-07-01 | $482,138 (20.8%) | $860,762 (18.1%) | 1.51 | 3,221 |
| 2019-08-01 | $489,034 (23.2%) | $873,717 (18.8%) | 1.55 | 3,195 |
| 2019-09-01 | $495,160 (24.1%) | $881,502 (21.5%) | 1.58 | 3,183 |
| 2019-10-01 | $499,963 (25.2%) | $887,141 (21.2%) | 1.61 | 3,173 |
| 2019-11-01 | $500,000 (25.3%) | $885,588 (21.6%) | 1.64 | 3,096 |
| 2019-12-01 | $499,900 (19.9%) | $883,288 (17.1%) | 1.67 | 2,961 |
| 2020-01-01 | $505,000 (19.6%) | $880,533 (16.1%) | 1.69 | 2,800 |
| 2020-02-01 | $525,000 (22.8%) | $901,590 (16.8%) | 1.72 | 2,718 |
| 2020-03-01 | $530,146 (17.8%) | $905,035 (14.1%) | 1.66 | 2,890 |
| 2020-04-01 | $519,875 (10.8%) | $874,087 (6.7%) | 1.63 | 3,121 |
| 2020-05-01 | $525,000 (10.5%) | $881,975 (4.6%) | 1.60 | 3,118 |
| 2020-06-01 | $499,950 (4.6%) | $895,456 (6.2%) | 1.47 | 2,716 |
| 2020-07-01 | $508,000 (5.4%) | $929,291 (8.0%) | 1.47 | 2,460 |
| 2020-08-01 | $499,000 (2.0%) | $941,820 (7.8%) | 1.43 | 2,245 |
| 2020-09-01 | $497,975 (0.6%) | $940,559 (6.7%) | 1.43 | 2,068 |
| 2020-10-01 | $489,900 (-2.0%) | $968,458 (9.2%) | 1.40 | 1,927 |
| 2020-11-01 | $479,000 (-4.2%) | $970,847 (9.6%) | 1.40 | 1,859 |
| 2020-12-01 | $473,978 (-5.2%) | $980,210 (11.0%) | 1.41 | 1,678 |
| 2021-01-01 | $468,900 (-7.2%) | $993,524 (12.8%) | 1.40 | 1,453 |
| 2021-02-01 | $473,393 (-9.8%) | $1,016,333 (12.7%) | 1.38 | 1,174 |
| 2021-03-01 | $499,000 (-5.9%) | $1,055,618 (16.6%) | 1.42 | 1,029 |
| 2021-04-01 | $565,000 (8.7%) | $1,121,784 (28.3%) | 1.53 | 983 |
| 2021-05-01 | $619,500 (18.0%) | $1,162,236 (31.8%) | 1.65 | 1,023 |
| 2021-06-01 | $599,450 (19.9%) | $1,153,952 (28.9%) | 1.58 | 1,182 |
| 2021-07-01 | $599,900 (18.1%) | $1,143,037 (23.0%) | 1.58 | 1,449 |
| 2021-08-01 | $599,950 (20.2%) | $1,128,583 (19.8%) | 1.60 | 1,649 |
| 2021-09-01 | $609,963 (22.5%) | $1,144,800 (21.7%) | 1.63 | 1,683 |
| 2021-10-01 | $599,900 (22.5%) | $1,141,658 (17.9%) | 1.60 | 1,614 |
| 2021-11-01 | $607,450 (26.8%) | $1,143,031 (17.7%) | 1.62 | 1,500 |
| 2021-12-01 | $601,275 (26.9%) | $1,150,481 (17.4%) | 1.63 | 1,295 |
| 2022-01-01 | $599,909 (27.9%) | $1,204,534 (21.2%) | 1.62 | 1,060 |
| 2022-02-01 | $604,725 (27.7%) | $1,268,593 (24.8%) | 1.57 | 859 |
| 2022-03-01 | $620,799 (24.4%) | $1,301,722 (23.3%) | 1.55 | 930 |
| 2022-04-01 | $646,485 (14.4%) | $1,347,231 (20.1%) | 1.54 | 1,163 |
| 2022-05-01 | $649,500 (4.8%) | $1,341,620 (15.4%) | 1.48 | 1,521 |
| 2022-06-01 | $685,800 (14.4%) | $1,390,186 (20.5%) | 1.53 | 1,878 |
| 2022-07-01 | $689,950 (15.0%) | $1,394,484 (22.0%) | 1.55 | 2,339 |
| 2022-08-01 | $667,125 (11.2%) | $1,360,971 (20.6%) | 1.54 | 2,496 |
| 2022-09-01 | $662,500 (8.6%) | $1,327,859 (16.0%) | 1.55 | 2,593 |
| 2022-10-01 | $669,000 (11.5%) | $1,320,969 (15.7%) | 1.57 | 2,683 |
| 2022-11-01 | $648,475 (6.8%) | $1,293,765 (13.2%) | 1.56 | 2,736 |
| 2022-12-01 | $639,900 (6.4%) | $1,294,220 (12.5%) | 1.58 | 2,615 |
| 2023-01-01 | $627,450 (4.6%) | $1,271,837 (5.6%) | 1.55 | 2,520 |
| 2023-02-01 | $632,200 (4.5%) | $1,288,481 (1.6%) | 1.53 | 2,468 |
| 2023-03-01 | $667,450 (7.5%) | $1,349,862 (3.7%) | 1.57 | 2,432 |
| 2023-04-01 | $699,500 (8.2%) | $1,405,742 (4.3%) | 1.63 | 2,470 |
| 2023-05-01 | $719,450 (10.8%) | $1,449,095 (8.0%) | 1.63 | 2,546 |
| 2023-06-01 | $725,000 (5.7%) | $1,450,078 (4.3%) | 1.63 | 2,663 |
| 2023-07-01 | $725,000 (5.1%) | $1,429,656 (2.5%) | 1.65 | 2,827 |
| 2023-08-01 | $719,800 (7.9%) | $1,417,101 (4.1%) | 1.65 | 2,941 |
| 2023-09-01 | $689,500 (4.1%) | $1,358,512 (2.3%) | 1.61 | 3,193 |
| 2023-10-01 | $677,000 (1.2%) | $1,319,775 (-0.1%) | 1.59 | 3,330 |
| 2023-11-01 | $649,450 (0.2%) | $1,291,771 (-0.2%) | 1.55 | 3,465 |
| 2023-12-01 | $639,250 (-0.1%) | $1,282,633 (-0.9%) | 1.56 | 3,411 |
| 2024-01-01 | $637,000 (1.5%) | $1,277,571 (0.5%) | 1.56 | 3,379 |
| 2024-02-01 | $642,350 (1.6%) | $1,276,889 (-0.9%) | 1.55 | 3,476 |
| 2024-03-01 | $644,000 (-3.5%) | $1,279,910 (-5.2%) | 1.52 | 3,848 |
Crestview's median listing price comes in at 152% of the national average.
Crestview's average listing price for 2024-03-01 was $1,279,910, a difference of $-69,952 (-5.2%) versus the prior year and $3,021 versus the prior month.
For the 2024-03-01 period, Crestview had 3,848 MLS listings, a difference of 372 listings (11%) versus the prior month and 1,416 listings (58%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Crestview (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 102 days | 1,965 sqft |
| 2018-02-01 | 94 days | 1,969 sqft |
| 2018-03-01 | 72 days | 1,979 sqft |
| 2018-04-01 | 67 days | 1,978 sqft |
| 2018-05-01 | 68 days | 1,999 sqft |
| 2018-06-01 | 72 days | 2,000 sqft |
| 2018-07-01 | 78 days | 1,978 sqft |
| 2018-08-01 | 84 days | 1,970 sqft |
| 2018-09-01 | 85 days | 1,958 sqft |
| 2018-10-01 | 89 days | 1,933 sqft |
| 2018-11-01 | 89 days | 1,920 sqft |
| 2018-12-01 | 96 days | 1,922 sqft |
| 2019-01-01 | 101 days | 1,923 sqft |
| 2019-02-01 | 98 days | 1,945 sqft |
| 2019-03-01 | 84 days | 1,963 sqft |
| 2019-04-01 | 69 days | 1,980 sqft |
| 2019-05-01 | 67 days | 2,011 sqft |
| 2019-06-01 | 72 days | 1,981 sqft |
| 2019-07-01 | 76 days | 1,978 sqft |
| 2019-08-01 | 78 days | 1,985 sqft |
| 2019-09-01 | 78 days | 2,002 sqft |
| 2019-10-01 | 79 days | 2,012 sqft |
| 2019-11-01 | 81 days | 2,004 sqft |
| 2019-12-01 | 88 days | 2,000 sqft |
| 2020-01-01 | 93 days | 2,005 sqft |
| 2020-02-01 | 92 days | 2,005 sqft |
| 2020-03-01 | 65 days | 2,015 sqft |
| 2020-04-01 | 65 days | 2,008 sqft |
| 2020-05-01 | 74 days | 1,991 sqft |
| 2020-06-01 | 79 days | 1,960 sqft |
| 2020-07-01 | 61 days | 1,980 sqft |
| 2020-08-01 | 56 days | 1,943 sqft |
| 2020-09-01 | 53 days | 1,940 sqft |
| 2020-10-01 | 56 days | 1,904 sqft |
| 2020-11-01 | 53 days | 1,919 sqft |
| 2020-12-01 | 59 days | 1,894 sqft |
| 2021-01-01 | 64 days | 1,920 sqft |
| 2021-02-01 | 43 days | 1,881 sqft |
| 2021-03-01 | 29 days | 1,933 sqft |
| 2021-04-01 | 22 days | 1,957 sqft |
| 2021-05-01 | 21 days | 1,985 sqft |
| 2021-06-01 | 23 days | 1,923 sqft |
| 2021-07-01 | 27 days | 1,927 sqft |
| 2021-08-01 | 33 days | 1,907 sqft |
| 2021-09-01 | 38 days | 1,891 sqft |
| 2021-10-01 | 45 days | 1,870 sqft |
| 2021-11-01 | 51 days | 1,923 sqft |
| 2021-12-01 | 57 days | 1,928 sqft |
| 2022-01-01 | 61 days | 1,933 sqft |
| 2022-02-01 | 43 days | 1,933 sqft |
| 2022-03-01 | 34 days | 1,975 sqft |
| 2022-04-01 | 33 days | 1,999 sqft |
| 2022-05-01 | 32 days | 2,012 sqft |
| 2022-06-01 | 36 days | 2,018 sqft |
| 2022-07-01 | 42 days | 2,008 sqft |
| 2022-08-01 | 52 days | 1,998 sqft |
| 2022-09-01 | 59 days | 2,004 sqft |
| 2022-10-01 | 64 days | 2,010 sqft |
| 2022-11-01 | 72 days | 1,984 sqft |
| 2022-12-01 | 80 days | 1,982 sqft |
| 2023-01-01 | 85 days | 1,984 sqft |
| 2023-02-01 | 78 days | 1,961 sqft |
| 2023-03-01 | 64 days | 1,987 sqft |
| 2023-04-01 | 59 days | 2,000 sqft |
| 2023-05-01 | 59 days | 1,970 sqft |
| 2023-06-01 | 60 days | 1,947 sqft |
| 2023-07-01 | 63 days | 1,952 sqft |
| 2023-08-01 | 67 days | 1,941 sqft |
| 2023-09-01 | 65 days | 1,900 sqft |
| 2023-10-01 | 66 days | 1,865 sqft |
| 2023-11-01 | 71 days | 1,862 sqft |
| 2023-12-01 | 79 days | 1,837 sqft |
| 2024-01-01 | 87 days | 1,830 sqft |
| 2024-02-01 | 87 days | 1,828 sqft |
| 2024-03-01 | 66 days | 1,823 sqft |
Crestview's median square footage for active listings during the 2024-03-01 period was 1,823 sqft. One year prior, the average listing was 1,987 sqft.