13946 Mortgage Rates, Fees & Info
Perry, OKLEI: 549300RPDWEFBGPJPW67
Tax ID: 73-0398257
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Mortgage Data
Review & Overview
13946 is a smaller mortgage company specializing in Home Purchase and Refi loans. 13946 has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Tulsa, Enid, Oklahoma City, Stillwater, and Ponca City among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)13946 has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
55Origination Dollar Volume (All Markets)
$7,615,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 21 | $3,055,000 | $145,476 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 12 | $1,580,000 | $131,667 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $0 | 0.00% |
| Ponca City, OK (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 53 | $7,355,000 | $138,774 | $0 | 0.00% |
| FHA | 1 | $15,000 | $15,000 | $0 | 0.00% |
| USDA | 1 | $245,000 | $245,000 | $0 | 0.00% |
For 2024, 13946's most frequently originated type of loan was Conventional, with 53 originations. Their 2nd most popular type was FHA, with 1 originations.
Loan Reason
For 2024, 13946's most frequently cited loan purpose was Home Purchase, with 34 originations. The 2nd most popular reason was Refi, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 55 | $7,615,000 | $138,455 | $0 | 0.00% |
For 2024, 13946's most frequently cited loan duration was Other, with 55 originations.
Loan Sizing
2024 saw 13946 place emphasis on $100,000 or less loans with 30 originations, totaling $1,490,000 in origination value.
Applicant Income
13946 lent most frequently to those with incomes in the $100k-150k range, with 14 originations. The second most popular income band? $150k-250k, with 8 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 55 | $7,615,000 | $138,455 | $0 | 0.00% |
13946 lent most frequently to those with DTI ratios of Exempt%, with 55 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.02%
13946 has an average approval rate.
Pick Rate
Approvals leading to origination67.27%
13946 has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 55 | $7,615,000 | $138,455 |