13946 Mortgage Rates, Fees & Info
Perry, OKLEI: 549300RPDWEFBGPJPW67
Tax ID: 73-0398257
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
13946 is a smaller mortgage company specializing in Home Purchase loans. 13946 has a high proportion of conventional loans. Their top markets by origination volume include: Oklahoma City, Enid, Stillwater, Woodward, and Tulsa among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)13946 has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
66Origination Dollar Volume (All Markets)
$11,270,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 26 | $4,610,000 | $177,308 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 15 | $1,455,000 | $97,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $0 | 0.00% |
| Woodward, OK (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $0 | 0.00% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 66 | $11,270,000 | $170,758 | $0 | 0.00% |
For 2023, 13946's most frequently originated type of loan was Conventional, with 66 originations.
Loan Reason
For 2023, 13946's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Refi, with 11 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 66 | $11,270,000 | $170,758 | $0 | 0.00% |
For 2023, 13946's most frequently cited loan duration was Other, with 66 originations.
Loan Sizing
2023 saw 13946 place emphasis on $100,000 or less loans with 33 originations, totaling $1,935,000 in origination value.
Applicant Income
13946 lent most frequently to those with incomes in the $75k-100k range, with 15 originations. The second most popular income band? $150k-250k, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 66 | $11,270,000 | $170,758 | $0 | 0.00% |
13946 lent most frequently to those with DTI ratios of Exempt%, with 66 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.86%
13946 has a below average approval rate.
Pick Rate
Approvals leading to origination72.73%
13946 has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 66 | $11,270,000 | $170,758 |