ENID Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Rent Data
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Enid averaged 6.72% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.05% and one month ago for the week of 2023-02-09, the average rate was 6.24%.

    Enid's average rate one year ago was 3.59%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.35%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Enid 30 Year Fixed Rate 2023-03-16 6.72%
    Enid 30 Year Fixed Rate Refi 2023-03-16 7.35%
    Enid 15 Year Fixed Rate 2023-03-16 6.32%
    Enid 15 Year Fixed Rate Refi 2023-03-16 6.76%
    Enid 30 Year FHA 2023-03-16 6.55%
    Enid 30 Year FHA Refi 2023-03-16 6.4%
    Enid 30 Year USDA 2023-03-16 6.85%
    Enid 30 Year USDA Refi 2023-03-16 3.07%
    Enid 30 Year VA 2023-03-16 5.95%
    Enid 30 Year VA Refi 2023-03-16 5.74%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ENID, OK.

    ENID Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ENID, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 34 5.55% $4,356
    Gateway First Bank 32 5.16% $3,767
    QUICKEN LOANS, LLC 25 4.99% $6,422
    BOKF 17 5.15% $4,151
    Stride Bank 11 5.59% $4,133
    Great Plains National Bank 10 5.29% $4,700
    Tinker Federal Credit Union 9 4.36% $5,390
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 6 5.48% $7,214
    Arvest Bank 6 4.94% $4,461
    Mr. Cooper ( Nationstar Mortgage ) 5 5.57% $6,375
    First United Bank and Trust Company 5 5.85% $4,375
    InterBank 5 4.63% $3,383
    COMMUNICATION 5 5.03% $2,522
    LOANDEPOT.COM, LLC 5 3.55% $6,130
    JPMorgan Chase Bank 5 5.00% $3,112
    Wells Fargo Bank 4 4.16% $5,570
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.83% $4,554
    NBKC BANK 3 3.63% $2,991
    NAVY FEDERAL CREDIT UNION 3 5.42% $2,643
    CORNERSTONE HOME LENDING, INC. 3 3.88% $5,879
    ASSOCIATED MORTGAGE CORPORATION 3 4.96% $3,519
    BancFirst 2 3.31% $5,988
    SWBC MORTGAGE CORPORATION 2 4.44% $2,457
    CALIBER HOME LOANS, INC. 2 3.18% $5,217
    F & M Bank 2 4.56% $2,559
    FREEDOM MORTGAGE CORPORATION 2 5.25% $6,167
    ROYAL UNITED MORTGAGE LLC 2 5.19% $7,006
    PENNYMAC LOAN SERVICES, LLC 2 4.06% $6,726
    United Fidelity Funding Corp. 1 5.88% $6,825
    USAA Federal Savings Bank 1 5.63% $5,303
    U.S. Bank 1 3.88% $8,351
    TOWER 1 2.88% $4,397
    Armed Forces Bank 1 3.12% $3,998
    Bank of America 1 5.25% $5,327
    Bank of the West 1 6.63% $3,128
    Blue Ridge Bank 1 3.88% $7,190
    BROKER SOLUTIONS, INC. 1 3.99% $6,210
    Chickasaw Community Bank 1 6.25% $7,115
    CHURCHILL MORTGAGE CORPORATION 1 4.25% $3,773
    Citibank 1 3.25% $4,015
    Citizens Bank 1 7.00% $3,726
    Community National Bank & Trust 1 3.88% $2,959
    Flagstar Bank, FSB 1 6.50% $6,047
    GUARANTEED RATE, INC. 1 5.55% $5,721
    Hometown Lenders, Inc. 1 6.12% $7,280
    KELLER MORTGAGE, LLC 1 3.38% $2,895
    MID AMERICA MORTGAGE, INC. 1 5.50% $12,299
    MORTGAGE ACCESS CORP. 1 5.88% $3,356
    Mortgage Investment Services Corporation 1 4.75% $4,331
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.50% $8,179
    OPEN MORTGAGE, LLC 1 2.88% $4,682
    Plains Commerce Bank 1 3.99% $4,324
    RCB Bank 1 3.63% $7,138
    The Central Trust Bank 1 4.13% $2,541
    The Huntington National Bank 1 3.38% $3,639
    Ally Bank 1 5.63% $2,300
    Truist 1 5.75% $3,470
    Tulsa Federal Credit Union 1 6.75% $6,251
    UNION HOME MORTGAGE CORP. 1 5.63% $3,511

    ENID Average Closing Costs & Other Stats

    ENID, OK's 59 lenders originated 1,055 loans during 2022. The total origination value was $176,875,000, with an average loan value of $167,654.

    ENID's average closing costs are $4,604.

    The top ENID lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 34 loans originated. Their average total fees are $4,356, which is $589 higher than the next largest lender, Gateway First Bank.

    The lowest fee ENID lenders (with over 10 loans originated) are Gateway First Bank ($3,767), Stride Bank ($4,133), BOKF ($4,151), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,356) and Great Plains National Bank ($4,700).

    The lowest rate ENID lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.99%), BOKF (5.15%), Gateway First Bank (5.16%), Great Plains National Bank (5.29%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (5.55%).

    ENID, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    FINANCIAL CONCEPTS MORTGAGE, LLC $19,050,000 n/a 10.8%
    Gateway First Bank $31,395,000 $15,745,000 -49.8% 8.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $26,210,000 $15,350,000 -41.4% 8.7%
    The Security National Bank of Enid $17,325,000 $11,885,000 -31.4% 6.7%
    QUICKEN LOANS, LLC $23,635,000 $10,720,000 -54.6% 6.1%
    Mortgage Research Center, LLC $9,535,000 $9,505,000 -0.3% 5.4%
    BOKF $13,070,000 $8,015,000 -38.7% 4.5%
    Stride Bank $6,975,000 $6,505,000 -6.7% 3.7%
    Great Plains National Bank $5,780,000 $4,795,000 -17.0% 2.7%
    NBKC BANK $6,710,000 $4,655,000 -30.6% 2.6%
    Tinker Federal Credit Union $1,325,000 $4,065,000 206.8% 2.3%
    USAA Federal Savings Bank $2,290,000 $3,930,000 71.6% 2.2%
    NAVY FEDERAL CREDIT UNION $2,050,000 $3,535,000 72.4% 2.0%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,390,000 $3,325,000 39.1% 1.9%
    InterBank $4,515,000 $3,145,000 -30.3% 1.8%
    Chickasaw Community Bank $185,000 $2,465,000 1,232.4% 1.4%
    FREEDOM MORTGAGE CORPORATION $10,365,000 $2,085,000 -79.9% 1.2%
    BancFirst $2,795,000 $1,760,000 -37.0% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $2,030,000 $1,715,000 -15.5% 1.0%
    CORNERSTONE HOME LENDING, INC. $1,995,000 $1,660,000 -16.8% 0.9%
    COMMUNICATION $370,000 $1,605,000 333.8% 0.9%
    U.S. Bank $175,000 $1,525,000 771.4% 0.9%
    LOANDEPOT.COM, LLC $2,455,000 $1,490,000 -39.3% 0.8%
    First United Bank and Trust Company $1,055,000 $1,295,000 22.7% 0.7%
    Wells Fargo Bank $3,440,000 $1,270,000 -63.1% 0.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,900,000 $1,215,000 -36.1% 0.7%
    Arbor Realty Trust, Inc. $1,105,000 n/a 0.6%
    Arvest Bank $5,000,000 $1,105,000 -77.9% 0.6%
    BROKER SOLUTIONS, INC. $710,000 $1,080,000 52.1% 0.6%
    PENNYMAC LOAN SERVICES, LLC $4,040,000 $1,070,000 -73.5% 0.6%
    Hometown Lenders, Inc. $325,000 $1,005,000 209.2% 0.6%
    CALIBER HOME LOANS, INC. $880,000 $1,000,000 13.6% 0.6%
    NEW DAY FINANCIAL, LLC $970,000 $970,000 0.0% 0.5%
    MID AMERICA MORTGAGE, INC. $935,000 n/a 0.5%
    Armed Forces Bank $585,000 $895,000 53.0% 0.5%
    GUARANTEED RATE, INC. $980,000 $835,000 -14.8% 0.5%
    F & M Bank $1,450,000 $815,000 -43.8% 0.5%
    ASSOCIATED MORTGAGE CORPORATION $1,180,000 $810,000 -31.4% 0.5%
    JPMorgan Chase Bank $660,000 $805,000 22.0% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $695,000 $725,000 4.3% 0.4%
    CHURCHILL MORTGAGE CORPORATION $270,000 $710,000 163.0% 0.4%
    The Huntington National Bank $705,000 n/a 0.4%
    CMG MORTGAGE, INC. $125,000 $700,000 460.0% 0.4%
    OPEN MORTGAGE, LLC $1,505,000 $650,000 -56.8% 0.4%
    Armstrong Bank $645,000 n/a 0.4%
    AMERICAN FINANCING CORPORATION $115,000 $550,000 378.3% 0.3%
    First National Bank Of Oklahoma $270,000 $550,000 103.7% 0.3%
    Bank of the West $885,000 $545,000 -38.4% 0.3%
    Bank of England $255,000 $540,000 111.8% 0.3%
    Barrington Bank & Trust Company, N.A. $790,000 $530,000 -32.9% 0.3%
    Flagstar Bank, FSB $480,000 $525,000 9.4% 0.3%
    Truist $115,000 $525,000 356.5% 0.3%
    IncredibleBank $475,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $910,000 $460,000 -49.5% 0.3%
    AMERISAVE MORTGAGE CORPORATION $2,785,000 $435,000 -84.4% 0.2%
    ROYAL UNITED MORTGAGE LLC $210,000 $425,000 102.4% 0.2%
    21ST MORTGAGE CORPORATION $395,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $395,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $495,000 $390,000 -21.2% 0.2%
    The Central Trust Bank $385,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $340,000 $380,000 11.8% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $380,000 n/a 0.2%
    United Fidelity Funding Corp. $545,000 $375,000 -31.2% 0.2%
    Citizens Bank $355,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $485,000 $355,000 -26.8% 0.2%
    KELLER MORTGAGE, LLC $355,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,675,000 $350,000 -79.1% 0.2%
    LOANPAL, LLC $340,000 n/a 0.2%
    RCB Bank $85,000 $335,000 294.1% 0.2%
    PENTAGON FEDERAL CREDIT UNION $1,125,000 $330,000 -70.7% 0.2%
    NEWREZ LLC $1,165,000 $325,000 -72.1% 0.2%
    Stifel Bank and Trust $325,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $890,000 $325,000 -63.5% 0.2%
    SWBC MORTGAGE CORPORATION $300,000 n/a 0.2%
    Community National Bank & Trust $295,000 n/a 0.2%
    Goldwater Bank, N.A. $275,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $265,000 n/a 0.1%
    AMERICAN HOMESTAR MORTGAGE, L.L.C. $245,000 n/a 0.1%
    Northpointe Bank $95,000 $245,000 157.9% 0.1%
    TOWER $245,000 n/a 0.1%
    Blue Ridge Bank $235,000 n/a 0.1%
    Mortgage Investment Services Corporation $495,000 $230,000 -53.5% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.1%
    Citibank $75,000 $205,000 173.3% 0.1%
    PHH Mortgage Corporation $420,000 $205,000 -51.2% 0.1%
    GUILD MORTGAGE COMPANY $160,000 $200,000 25.0% 0.1%
    SpiritBank $190,000 n/a 0.1%
    Plains Commerce Bank $185,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $185,000 n/a 0.1%
    Sooner State Bank $180,000 n/a 0.1%
    First Guaranty Mortgage Corporation $270,000 $175,000 -35.2% 0.1%
    Watermark Capital, Inc. $175,000 n/a 0.1%
    Bank of America $575,000 $165,000 -71.3% 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $325,000 $165,000 -49.2% 0.1%
    Tulsa Federal Credit Union $155,000 n/a 0.1%
    Colonial Savings, F.A. $105,000 $145,000 38.1% 0.1%
    Colten Mortgage, LLC $135,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $135,000 n/a 0.1%
    Ally Bank $135,000 $125,000 -7.4% 0.1%
    MORTGAGE ACCESS CORP. $125,000 n/a 0.1%
    PLANET HOME LENDING, LLC $125,000 n/a 0.1%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $95,000 n/a 0.1%
    Discover Bank $90,000 n/a 0.1%
    First Liberty Bank $85,000 n/a 0.0%
    Carrington Mortgage Services, LLC $290,000 $75,000 -74.1% 0.0%
    KS StateBank $75,000 n/a 0.0%
    All America Bank $65,000 n/a 0.0%
    INTERLINC MORTGAGE SERVICES, LLC $65,000 n/a 0.0%
    SPRING EQ, LLC $65,000 n/a 0.0%
    UNION HOME MORTGAGE CORP. $915,000 $55,000 -94.0% 0.0%
    Equity Bank $35,000 n/a 0.0%
    Simmons Bank $65,000 $35,000 -46.2% 0.0%
    MidFirst Bank $1,310,000 $15,000 -98.9% 0.0%

    ENID's top lender by overall market share is FINANCIAL CONCEPTS MORTGAGE, LLC, with 10.8% market share. In second place, with 8.9%, is Gateway First Bank, having originated $15,745,000 in loans. In third place, with 8.7%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $15,350,000 in loans. In fourth place, with 6.7%, is The Security National Bank of Enid, having originated $11,885,000 in loans. In fifth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $10,720,000 in loans.

    ENID Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $147,100 (-8.0%) $187,567 (-1.2%) 0.00 284
    2018-02-01 $142,225 (-13.5%) $182,857 (-5.6%) 0.00 273
    2018-03-01 $149,950 (-9.1%) $189,762 (-1.8%) 0.00 274
    2018-04-01 $153,550 (-7.8%) $195,155 (-1.2%) 0.00 271
    2018-05-01 $152,675 (-10.1%) $197,506 (0.2%) 0.00 276
    2018-06-01 $159,000 (-4.2%) $199,366 (0.2%) 0.00 285
    2018-07-01 $153,450 (-9.2%) $196,389 (-3.5%) 0.00 308
    2018-08-01 $157,450 (-3.9%) $206,114 (1.9%) 0.00 304
    2018-09-01 $165,900 (6.0%) $209,988 (7.8%) 0.00 301
    2018-10-01 $167,500 (11.2%) $212,531 (12.4%) 0.00 283
    2018-11-01 $161,825 (9.3%) $212,436 (12.1%) 0.00 276
    2018-12-01 $159,900 (9.2%) $205,089 (9.2%) 0.00 258
    2019-01-01 $166,000 (12.9%) $208,659 (11.3%) 0.00 246
    2019-02-01 $165,250 (16.2%) $211,602 (15.7%) 0.00 250
    2019-03-01 $175,786 (17.2%) $211,017 (11.2%) 0.00 267
    2019-04-01 $176,511 (15.0%) $208,982 (7.1%) 0.00 274
    2019-05-01 $161,875 (6.0%) $199,971 (1.3%) 0.00 287
    2019-06-01 $167,250 (5.2%) $206,264 (3.5%) 0.00 293
    2019-07-01 $168,000 (9.5%) $206,778 (5.3%) 0.00 277
    2019-08-01 $169,655 (7.8%) $209,085 (1.4%) 0.00 269
    2019-09-01 $169,286 (2.0%) $207,747 (-1.1%) 0.00 265
    2019-10-01 $169,041 (0.9%) $206,856 (-2.7%) 0.00 262
    2019-11-01 $169,900 (5.0%) $205,724 (-3.2%) 0.00 264
    2019-12-01 $159,900 (0.0%) $194,269 (-5.3%) 0.00 252
    2020-01-01 $152,625 (-8.1%) $188,339 (-9.7%) 0.00 253
    2020-02-01 $154,950 (-6.2%) $187,959 (-11.2%) 0.00 246
    2020-03-01 $174,825 (-0.6%) $210,605 (-0.2%) 0.00 231
    2020-04-01 $171,500 (-2.8%) $209,018 (0.0%) 0.00 239
    2020-05-01 $174,450 (7.8%) $210,861 (5.5%) 0.00 220
    2020-06-01 $171,450 (2.5%) $209,788 (1.7%) 0.00 213
    2020-07-01 $170,000 (1.2%) $213,059 (3.0%) 0.00 196
    2020-08-01 $169,900 (0.1%) $211,872 (1.3%) 0.00 181
    2020-09-01 $171,975 (1.6%) $213,303 (2.7%) 0.00 180
    2020-10-01 $176,200 (4.2%) $206,144 (-0.3%) 0.00 188
    2020-11-01 $174,925 (3.0%) $199,125 (-3.2%) 0.00 169
    2020-12-01 $174,500 (9.1%) $197,553 (1.7%) 0.00 157
    2021-01-01 $169,900 (11.3%) $197,611 (4.9%) 0.00 141
    2021-02-01 $157,875 (1.9%) $189,783 (1.0%) 0.00 129
    2021-03-01 $157,700 (-9.8%) $188,392 (-10.6%) 0.00 119
    2021-04-01 $157,825 (-8.0%) $190,551 (-8.8%) 0.00 108
    2021-05-01 $152,450 (-12.6%) $200,909 (-4.7%) 0.00 103
    2021-06-01 $164,950 (-3.8%) $209,669 (-0.1%) 0.00 102
    2021-07-01 $159,900 (-5.9%) $204,123 (-4.2%) 0.00 126
    2021-08-01 $149,900 (-11.8%) $196,500 (-7.3%) 0.00 157
    2021-09-01 $146,225 (-15.0%) $202,293 (-5.2%) 0.00 153
    2021-10-01 $149,900 (-14.9%) $209,934 (1.8%) 0.00 151
    2021-11-01 $148,425 (-15.2%) $213,080 (7.0%) 0.00 152
    2021-12-01 $148,900 (-14.7%) $216,678 (9.7%) 0.00 143
    2022-01-01 $138,700 (-18.4%) $215,582 (9.1%) 0.00 125
    2022-02-01 $128,700 (-18.5%) $217,940 (14.8%) 0.00 113
    2022-03-01 $134,250 (-14.9%) $241,245 (28.1%) 0.00 88
    2022-04-01 $155,000 (-1.8%) $253,429 (33.0%) 0.00 81
    2022-05-01 $174,925 (14.7%) $261,459 (30.1%) 0.00 86
    2022-06-01 $179,575 (8.9%) $264,129 (26.0%) 0.00 91
    2022-07-01 $182,000 (13.8%) $229,323 (12.4%) 0.00 112
    2022-08-01 $182,375 (21.7%) $224,185 (14.1%) 0.00 124
    2022-09-01 $188,000 (28.6%) $233,524 (15.4%) 0.00 129
    2022-10-01 $190,000 (26.8%) $234,207 (11.6%) 0.00 142
    2022-11-01 $192,000 (29.4%) $224,584 (5.4%) 0.00 144
    2022-12-01 $196,200 (31.8%) $221,287 (2.1%) 0.00 143
    2023-01-01 $199,900 (44.1%) $237,516 (10.2%) 0.00 131
    2023-02-01 $199,800 (55.2%) $235,619 (8.1%) 0.00 138
    ENID's median listing price for 2023-02-01 was $199,800, a difference of $71,100 (55.2%) versus the prior year and $-100 versus the prior month.

    ENID's median listing price comes in at 0% of the national average.

    ENID's average listing price for 2023-02-01 was $235,619, a difference of $17,679 (8.1%) versus the prior year and $-1,897 versus the prior month.

    For the 2023-02-01 period, ENID had 138 MLS listings, a difference of 7 listings (5%) versus the prior month and 25 listings (22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,951 sqft
    2018-02-01 0 days 1,978 sqft
    2018-03-01 0 days 2,006 sqft
    2018-04-01 0 days 2,036 sqft
    2018-05-01 0 days 2,031 sqft
    2018-06-01 0 days 2,012 sqft
    2018-07-01 0 days 1,910 sqft
    2018-08-01 0 days 1,850 sqft
    2018-09-01 0 days 1,862 sqft
    2018-10-01 0 days 1,863 sqft
    2018-11-01 0 days 1,863 sqft
    2018-12-01 0 days 1,836 sqft
    2019-01-01 0 days 1,870 sqft
    2019-02-01 0 days 1,927 sqft
    2019-03-01 0 days 1,926 sqft
    2019-04-01 0 days 1,926 sqft
    2019-05-01 0 days 1,877 sqft
    2019-06-01 0 days 1,803 sqft
    2019-07-01 0 days 1,815 sqft
    2019-08-01 0 days 1,825 sqft
    2019-09-01 0 days 1,816 sqft
    2019-10-01 0 days 1,810 sqft
    2019-11-01 0 days 1,819 sqft
    2019-12-01 0 days 1,761 sqft
    2020-01-01 0 days 1,737 sqft
    2020-02-01 0 days 1,730 sqft
    2020-03-01 0 days 1,833 sqft
    2020-04-01 0 days 1,870 sqft
    2020-05-01 0 days 1,879 sqft
    2020-06-01 0 days 1,855 sqft
    2020-07-01 0 days 1,918 sqft
    2020-08-01 0 days 1,931 sqft
    2020-09-01 0 days 1,954 sqft
    2020-10-01 0 days 1,857 sqft
    2020-11-01 0 days 1,867 sqft
    2020-12-01 0 days 1,831 sqft
    2021-01-01 0 days 1,843 sqft
    2021-02-01 0 days 1,732 sqft
    2021-03-01 0 days 1,779 sqft
    2021-04-01 0 days 1,869 sqft
    2021-05-01 0 days 1,792 sqft
    2021-06-01 0 days 1,797 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,690 sqft
    2021-09-01 0 days 1,642 sqft
    2021-10-01 0 days 1,686 sqft
    2021-11-01 0 days 1,697 sqft
    2021-12-01 0 days 1,695 sqft
    2022-01-01 0 days 1,630 sqft
    2022-02-01 0 days 1,547 sqft
    2022-03-01 0 days 1,569 sqft
    2022-04-01 0 days 1,612 sqft
    2022-05-01 0 days 1,679 sqft
    2022-06-01 0 days 1,772 sqft
    2022-07-01 0 days 1,748 sqft
    2022-08-01 0 days 1,811 sqft
    2022-09-01 0 days 1,844 sqft
    2022-10-01 0 days 1,862 sqft
    2022-11-01 0 days 1,843 sqft
    2022-12-01 0 days 1,748 sqft
    2023-01-01 0 days 1,751 sqft
    2023-02-01 0 days 1,744 sqft
    ENID's median listing age (time on market) for 2023-02-01 was 0 days.

    ENID's median square footage for active listings during the 2023-02-01 period was 1,744 sqft. One year prior, the average listing was 1,547 sqft.

    ENID, OK Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    73056 Enid, OK $640 $670 $830 $1,120 $1,340
    73073 Enid, OK $770 $810 $1,000 $1,350 $1,610
    73701 Enid, OK $540 $620 $820 $1,070 $1,110
    73702 Enid, OK $580 $660 $870 $1,140 $1,180
    73703 Enid, OK $620 $710 $940 $1,230 $1,270
    73705 Enid, OK $600 $690 $910 $1,200 $1,240
    73718 Enid, OK $580 $660 $870 $1,140 $1,180
    73720 Enid, OK $540 $620 $810 $1,060 $1,110
    73727 Enid, OK $580 $660 $870 $1,140 $1,180
    73730 Enid, OK $500 $580 $760 $990 $1,060
    73733 Enid, OK $540 $590 $760 $1,000 $1,100
    73735 Enid, OK $530 $610 $800 $1,050 $1,080
    73736 Enid, OK $520 $600 $790 $1,030 $1,070
    73738 Enid, OK $500 $580 $760 $990 $1,060
    73739 Enid, OK $580 $660 $870 $1,140 $1,180
    73742 Enid, OK $640 $670 $860 $1,130 $1,340
    73743 Enid, OK $580 $660 $870 $1,140 $1,180
    73753 Enid, OK $580 $660 $880 $1,140 $1,180
    73754 Enid, OK $600 $680 $900 $1,180 $1,220
    73757 Enid, OK $560 $620 $790 $1,040 $1,180
    73761 Enid, OK $580 $660 $870 $1,140 $1,180
    73773 Enid, OK $540 $620 $820 $1,070 $1,110
    74630 Enid, OK $500 $580 $760 $990 $1,060
    74640 Enid, OK $500 $580 $760 $990 $1,060

    2022 Average & Median Rent Data Statistics
    ENID, OK average 1BR rent: $644, median: $660
    ENID, OK average 2BR rent: $840, median: $845
    ENID, OK average 3BR rent: $1,103, median: $1,125

    ENID, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 756 $133,030,000 $175,966
    Refi 118 $22,850,000 $193,644
    Cash Out Refi 106 $16,120,000 $152,075
    Home Improvement 47 $2,365,000 $50,319
    Other 28 $2,510,000 $89,643

    Enid's most frequently cited loan purpose was Home Purchase, with 756 originations. The 2nd most popular reason was Refi, with 118 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 274 $42,440,000 $154,891
    4-5% 251 $48,155,000 $191,853
    3-4% 205 $35,605,000 $173,683
    6-7% 124 $17,780,000 $143,387
    2.5-3% 55 $11,595,000 $210,818
    7-8% 40 $4,200,000 $105,000
    <2.5% 31 $2,955,000 $95,323
    Over 8% 14 $1,410,000 $100,714

    During 2022, Enid's most frequently originated rate bucket was 5-6%, with 274 originations.

    Loan Sizing (ENID, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 444 $64,590,000 $145,473
    $100,000 or less 320 $20,070,000 $62,719
    $200k-400k 247 $67,235,000 $272,206
    $400k-600k 32 $14,430,000 $450,938
    $600k-1000k 8 $5,230,000 $653,750
    $Over $1MM 4 $5,320,000 $1,330,000

    ENID's loan sizing saw the bucket of loans from $100k-200k with 444 originations, totaling $64,590,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 582 $102,700,000 $176,460
    60-80% 199 $34,115,000 $171,432
    40-60% 67 $8,525,000 $127,239
    Over 100% 50 $13,130,000 $262,600
    Under 20% 49 $1,075,000 $21,939
    20-40% 41 $3,445,000 $84,024

    ENID's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 582 originations, totaling $102,700,000 in origination value.