ENID Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Enid averaged
6.72%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.05% and
one month ago for the week of 2023-02-09, the
average rate was 6.24%.
Enid's average rate one year ago was 3.59%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.35%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
Enid 30 Year Fixed Rate | 2023-03-16 | 6.72% |
Enid 30 Year Fixed Rate Refi | 2023-03-16 | 7.35% |
Enid 15 Year Fixed Rate | 2023-03-16 | 6.32% |
Enid 15 Year Fixed Rate Refi | 2023-03-16 | 6.76% |
Enid 30 Year FHA | 2023-03-16 | 6.55% |
Enid 30 Year FHA Refi | 2023-03-16 | 6.4% |
Enid 30 Year USDA | 2023-03-16 | 6.85% |
Enid 30 Year USDA Refi | 2023-03-16 | 3.07% |
Enid 30 Year VA | 2023-03-16 | 5.95% |
Enid 30 Year VA Refi | 2023-03-16 | 5.74% |
ENID Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ENID, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ENID Average Closing Costs & Other Stats
ENID, OK's 59 lenders originated 1,055
loans during 2022. The total origination value was $176,875,000, with an average loan value of
$167,654.
ENID's average closing costs are $4,604.
The top ENID lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with
34 loans originated. Their average total fees are
$4,356, which is $589
higher than the next largest lender,
Gateway First Bank.
The lowest fee ENID lenders (with over 10 loans originated) are
Gateway First Bank ($3,767), Stride Bank ($4,133), BOKF ($4,151), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,356) and Great Plains National Bank ($4,700).
The lowest rate ENID lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (4.99%), BOKF (5.15%), Gateway First Bank (5.16%), Great Plains National Bank (5.29%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (5.55%).
ENID, OK Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
FINANCIAL CONCEPTS MORTGAGE, LLC | $19,050,000 | n/a | 10.8% | |
Gateway First Bank | $31,395,000 | $15,745,000 | -49.8% | 8.9% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $26,210,000 | $15,350,000 | -41.4% | 8.7% |
The Security National Bank of Enid | $17,325,000 | $11,885,000 | -31.4% | 6.7% |
QUICKEN LOANS, LLC | $23,635,000 | $10,720,000 | -54.6% | 6.1% |
Mortgage Research Center, LLC | $9,535,000 | $9,505,000 | -0.3% | 5.4% |
BOKF | $13,070,000 | $8,015,000 | -38.7% | 4.5% |
Stride Bank | $6,975,000 | $6,505,000 | -6.7% | 3.7% |
Great Plains National Bank | $5,780,000 | $4,795,000 | -17.0% | 2.7% |
NBKC BANK | $6,710,000 | $4,655,000 | -30.6% | 2.6% |
Tinker Federal Credit Union | $1,325,000 | $4,065,000 | 206.8% | 2.3% |
USAA Federal Savings Bank | $2,290,000 | $3,930,000 | 71.6% | 2.2% |
NAVY FEDERAL CREDIT UNION | $2,050,000 | $3,535,000 | 72.4% | 2.0% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,390,000 | $3,325,000 | 39.1% | 1.9% |
InterBank | $4,515,000 | $3,145,000 | -30.3% | 1.8% |
Chickasaw Community Bank | $185,000 | $2,465,000 | 1,232.4% | 1.4% |
FREEDOM MORTGAGE CORPORATION | $10,365,000 | $2,085,000 | -79.9% | 1.2% |
BancFirst | $2,795,000 | $1,760,000 | -37.0% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $2,030,000 | $1,715,000 | -15.5% | 1.0% |
CORNERSTONE HOME LENDING, INC. | $1,995,000 | $1,660,000 | -16.8% | 0.9% |
COMMUNICATION | $370,000 | $1,605,000 | 333.8% | 0.9% |
U.S. Bank | $175,000 | $1,525,000 | 771.4% | 0.9% |
LOANDEPOT.COM, LLC | $2,455,000 | $1,490,000 | -39.3% | 0.8% |
First United Bank and Trust Company | $1,055,000 | $1,295,000 | 22.7% | 0.7% |
Wells Fargo Bank | $3,440,000 | $1,270,000 | -63.1% | 0.7% |
UNITED WHOLESALE MORTGAGE, LLC | $1,900,000 | $1,215,000 | -36.1% | 0.7% |
Arbor Realty Trust, Inc. | $1,105,000 | n/a | 0.6% | |
Arvest Bank | $5,000,000 | $1,105,000 | -77.9% | 0.6% |
BROKER SOLUTIONS, INC. | $710,000 | $1,080,000 | 52.1% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $4,040,000 | $1,070,000 | -73.5% | 0.6% |
Hometown Lenders, Inc. | $325,000 | $1,005,000 | 209.2% | 0.6% |
CALIBER HOME LOANS, INC. | $880,000 | $1,000,000 | 13.6% | 0.6% |
NEW DAY FINANCIAL, LLC | $970,000 | $970,000 | 0.0% | 0.5% |
MID AMERICA MORTGAGE, INC. | $935,000 | n/a | 0.5% | |
Armed Forces Bank | $585,000 | $895,000 | 53.0% | 0.5% |
GUARANTEED RATE, INC. | $980,000 | $835,000 | -14.8% | 0.5% |
F & M Bank | $1,450,000 | $815,000 | -43.8% | 0.5% |
ASSOCIATED MORTGAGE CORPORATION | $1,180,000 | $810,000 | -31.4% | 0.5% |
JPMorgan Chase Bank | $660,000 | $805,000 | 22.0% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $695,000 | $725,000 | 4.3% | 0.4% |
CHURCHILL MORTGAGE CORPORATION | $270,000 | $710,000 | 163.0% | 0.4% |
The Huntington National Bank | $705,000 | n/a | 0.4% | |
CMG MORTGAGE, INC. | $125,000 | $700,000 | 460.0% | 0.4% |
OPEN MORTGAGE, LLC | $1,505,000 | $650,000 | -56.8% | 0.4% |
Armstrong Bank | $645,000 | n/a | 0.4% | |
AMERICAN FINANCING CORPORATION | $115,000 | $550,000 | 378.3% | 0.3% |
First National Bank Of Oklahoma | $270,000 | $550,000 | 103.7% | 0.3% |
Bank of the West | $885,000 | $545,000 | -38.4% | 0.3% |
Bank of England | $255,000 | $540,000 | 111.8% | 0.3% |
Barrington Bank & Trust Company, N.A. | $790,000 | $530,000 | -32.9% | 0.3% |
Flagstar Bank, FSB | $480,000 | $525,000 | 9.4% | 0.3% |
Truist | $115,000 | $525,000 | 356.5% | 0.3% |
IncredibleBank | $475,000 | n/a | 0.3% | |
BETTER MORTGAGE CORPORATION | $910,000 | $460,000 | -49.5% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $2,785,000 | $435,000 | -84.4% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $210,000 | $425,000 | 102.4% | 0.2% |
21ST MORTGAGE CORPORATION | $395,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $395,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $495,000 | $390,000 | -21.2% | 0.2% |
The Central Trust Bank | $385,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $340,000 | $380,000 | 11.8% | 0.2% |
SOUTHWEST STAGE FUNDING, LLC | $380,000 | n/a | 0.2% | |
United Fidelity Funding Corp. | $545,000 | $375,000 | -31.2% | 0.2% |
Citizens Bank | $355,000 | n/a | 0.2% | |
HOME POINT FINANCIAL CORPORATION | $485,000 | $355,000 | -26.8% | 0.2% |
KELLER MORTGAGE, LLC | $355,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $1,675,000 | $350,000 | -79.1% | 0.2% |
LOANPAL, LLC | $340,000 | n/a | 0.2% | |
RCB Bank | $85,000 | $335,000 | 294.1% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $1,125,000 | $330,000 | -70.7% | 0.2% |
NEWREZ LLC | $1,165,000 | $325,000 | -72.1% | 0.2% |
Stifel Bank and Trust | $325,000 | n/a | 0.2% | |
Wyndham Capital Mortgage, Inc. | $890,000 | $325,000 | -63.5% | 0.2% |
SWBC MORTGAGE CORPORATION | $300,000 | n/a | 0.2% | |
Community National Bank & Trust | $295,000 | n/a | 0.2% | |
Goldwater Bank, N.A. | $275,000 | n/a | 0.2% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $265,000 | n/a | 0.1% | |
AMERICAN HOMESTAR MORTGAGE, L.L.C. | $245,000 | n/a | 0.1% | |
Northpointe Bank | $95,000 | $245,000 | 157.9% | 0.1% |
TOWER | $245,000 | n/a | 0.1% | |
Blue Ridge Bank | $235,000 | n/a | 0.1% | |
Mortgage Investment Services Corporation | $495,000 | $230,000 | -53.5% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $225,000 | n/a | 0.1% | |
Citibank | $75,000 | $205,000 | 173.3% | 0.1% |
PHH Mortgage Corporation | $420,000 | $205,000 | -51.2% | 0.1% |
GUILD MORTGAGE COMPANY | $160,000 | $200,000 | 25.0% | 0.1% |
SpiritBank | $190,000 | n/a | 0.1% | |
Plains Commerce Bank | $185,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $185,000 | n/a | 0.1% | |
Sooner State Bank | $180,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $270,000 | $175,000 | -35.2% | 0.1% |
Watermark Capital, Inc. | $175,000 | n/a | 0.1% | |
Bank of America | $575,000 | $165,000 | -71.3% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $325,000 | $165,000 | -49.2% | 0.1% |
Tulsa Federal Credit Union | $155,000 | n/a | 0.1% | |
Colonial Savings, F.A. | $105,000 | $145,000 | 38.1% | 0.1% |
Colten Mortgage, LLC | $135,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $135,000 | n/a | 0.1% | |
Ally Bank | $135,000 | $125,000 | -7.4% | 0.1% |
MORTGAGE ACCESS CORP. | $125,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $125,000 | n/a | 0.1% | |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $95,000 | n/a | 0.1% | |
Discover Bank | $90,000 | n/a | 0.1% | |
First Liberty Bank | $85,000 | n/a | 0.0% | |
Carrington Mortgage Services, LLC | $290,000 | $75,000 | -74.1% | 0.0% |
KS StateBank | $75,000 | n/a | 0.0% | |
All America Bank | $65,000 | n/a | 0.0% | |
INTERLINC MORTGAGE SERVICES, LLC | $65,000 | n/a | 0.0% | |
SPRING EQ, LLC | $65,000 | n/a | 0.0% | |
UNION HOME MORTGAGE CORP. | $915,000 | $55,000 | -94.0% | 0.0% |
Equity Bank | $35,000 | n/a | 0.0% | |
Simmons Bank | $65,000 | $35,000 | -46.2% | 0.0% |
MidFirst Bank | $1,310,000 | $15,000 | -98.9% | 0.0% |
ENID's top lender by overall market share is FINANCIAL CONCEPTS MORTGAGE, LLC, with 10.8% market share. In second place, with 8.9%, is Gateway First Bank, having originated $15,745,000 in loans. In third place, with 8.7%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $15,350,000 in loans. In fourth place, with 6.7%, is The Security National Bank of Enid, having originated $11,885,000 in loans. In fifth place, with 6.1%, is QUICKEN LOANS, LLC, having originated $10,720,000 in loans.
ENID Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $147,100 (-8.0%) | $187,567 (-1.2%) | 0.00 | 284 |
2018-02-01 | $142,225 (-13.5%) | $182,857 (-5.6%) | 0.00 | 273 |
2018-03-01 | $149,950 (-9.1%) | $189,762 (-1.8%) | 0.00 | 274 |
2018-04-01 | $153,550 (-7.8%) | $195,155 (-1.2%) | 0.00 | 271 |
2018-05-01 | $152,675 (-10.1%) | $197,506 (0.2%) | 0.00 | 276 |
2018-06-01 | $159,000 (-4.2%) | $199,366 (0.2%) | 0.00 | 285 |
2018-07-01 | $153,450 (-9.2%) | $196,389 (-3.5%) | 0.00 | 308 |
2018-08-01 | $157,450 (-3.9%) | $206,114 (1.9%) | 0.00 | 304 |
2018-09-01 | $165,900 (6.0%) | $209,988 (7.8%) | 0.00 | 301 |
2018-10-01 | $167,500 (11.2%) | $212,531 (12.4%) | 0.00 | 283 |
2018-11-01 | $161,825 (9.3%) | $212,436 (12.1%) | 0.00 | 276 |
2018-12-01 | $159,900 (9.2%) | $205,089 (9.2%) | 0.00 | 258 |
2019-01-01 | $166,000 (12.9%) | $208,659 (11.3%) | 0.00 | 246 |
2019-02-01 | $165,250 (16.2%) | $211,602 (15.7%) | 0.00 | 250 |
2019-03-01 | $175,786 (17.2%) | $211,017 (11.2%) | 0.00 | 267 |
2019-04-01 | $176,511 (15.0%) | $208,982 (7.1%) | 0.00 | 274 |
2019-05-01 | $161,875 (6.0%) | $199,971 (1.3%) | 0.00 | 287 |
2019-06-01 | $167,250 (5.2%) | $206,264 (3.5%) | 0.00 | 293 |
2019-07-01 | $168,000 (9.5%) | $206,778 (5.3%) | 0.00 | 277 |
2019-08-01 | $169,655 (7.8%) | $209,085 (1.4%) | 0.00 | 269 |
2019-09-01 | $169,286 (2.0%) | $207,747 (-1.1%) | 0.00 | 265 |
2019-10-01 | $169,041 (0.9%) | $206,856 (-2.7%) | 0.00 | 262 |
2019-11-01 | $169,900 (5.0%) | $205,724 (-3.2%) | 0.00 | 264 |
2019-12-01 | $159,900 (0.0%) | $194,269 (-5.3%) | 0.00 | 252 |
2020-01-01 | $152,625 (-8.1%) | $188,339 (-9.7%) | 0.00 | 253 |
2020-02-01 | $154,950 (-6.2%) | $187,959 (-11.2%) | 0.00 | 246 |
2020-03-01 | $174,825 (-0.6%) | $210,605 (-0.2%) | 0.00 | 231 |
2020-04-01 | $171,500 (-2.8%) | $209,018 (0.0%) | 0.00 | 239 |
2020-05-01 | $174,450 (7.8%) | $210,861 (5.5%) | 0.00 | 220 |
2020-06-01 | $171,450 (2.5%) | $209,788 (1.7%) | 0.00 | 213 |
2020-07-01 | $170,000 (1.2%) | $213,059 (3.0%) | 0.00 | 196 |
2020-08-01 | $169,900 (0.1%) | $211,872 (1.3%) | 0.00 | 181 |
2020-09-01 | $171,975 (1.6%) | $213,303 (2.7%) | 0.00 | 180 |
2020-10-01 | $176,200 (4.2%) | $206,144 (-0.3%) | 0.00 | 188 |
2020-11-01 | $174,925 (3.0%) | $199,125 (-3.2%) | 0.00 | 169 |
2020-12-01 | $174,500 (9.1%) | $197,553 (1.7%) | 0.00 | 157 |
2021-01-01 | $169,900 (11.3%) | $197,611 (4.9%) | 0.00 | 141 |
2021-02-01 | $157,875 (1.9%) | $189,783 (1.0%) | 0.00 | 129 |
2021-03-01 | $157,700 (-9.8%) | $188,392 (-10.6%) | 0.00 | 119 |
2021-04-01 | $157,825 (-8.0%) | $190,551 (-8.8%) | 0.00 | 108 |
2021-05-01 | $152,450 (-12.6%) | $200,909 (-4.7%) | 0.00 | 103 |
2021-06-01 | $164,950 (-3.8%) | $209,669 (-0.1%) | 0.00 | 102 |
2021-07-01 | $159,900 (-5.9%) | $204,123 (-4.2%) | 0.00 | 126 |
2021-08-01 | $149,900 (-11.8%) | $196,500 (-7.3%) | 0.00 | 157 |
2021-09-01 | $146,225 (-15.0%) | $202,293 (-5.2%) | 0.00 | 153 |
2021-10-01 | $149,900 (-14.9%) | $209,934 (1.8%) | 0.00 | 151 |
2021-11-01 | $148,425 (-15.2%) | $213,080 (7.0%) | 0.00 | 152 |
2021-12-01 | $148,900 (-14.7%) | $216,678 (9.7%) | 0.00 | 143 |
2022-01-01 | $138,700 (-18.4%) | $215,582 (9.1%) | 0.00 | 125 |
2022-02-01 | $128,700 (-18.5%) | $217,940 (14.8%) | 0.00 | 113 |
2022-03-01 | $134,250 (-14.9%) | $241,245 (28.1%) | 0.00 | 88 |
2022-04-01 | $155,000 (-1.8%) | $253,429 (33.0%) | 0.00 | 81 |
2022-05-01 | $174,925 (14.7%) | $261,459 (30.1%) | 0.00 | 86 |
2022-06-01 | $179,575 (8.9%) | $264,129 (26.0%) | 0.00 | 91 |
2022-07-01 | $182,000 (13.8%) | $229,323 (12.4%) | 0.00 | 112 |
2022-08-01 | $182,375 (21.7%) | $224,185 (14.1%) | 0.00 | 124 |
2022-09-01 | $188,000 (28.6%) | $233,524 (15.4%) | 0.00 | 129 |
2022-10-01 | $190,000 (26.8%) | $234,207 (11.6%) | 0.00 | 142 |
2022-11-01 | $192,000 (29.4%) | $224,584 (5.4%) | 0.00 | 144 |
2022-12-01 | $196,200 (31.8%) | $221,287 (2.1%) | 0.00 | 143 |
2023-01-01 | $199,900 (44.1%) | $237,516 (10.2%) | 0.00 | 131 |
2023-02-01 | $199,800 (55.2%) | $235,619 (8.1%) | 0.00 | 138 |
ENID's median listing price comes in at 0% of the national average.
ENID's average listing price for 2023-02-01 was $235,619, a difference of $17,679 (8.1%) versus the prior year and $-1,897 versus the prior month.
For the 2023-02-01 period, ENID had 138 MLS listings, a difference of 7 listings (5%) versus the prior month and 25 listings (22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,951 sqft |
2018-02-01 | 0 days | 1,978 sqft |
2018-03-01 | 0 days | 2,006 sqft |
2018-04-01 | 0 days | 2,036 sqft |
2018-05-01 | 0 days | 2,031 sqft |
2018-06-01 | 0 days | 2,012 sqft |
2018-07-01 | 0 days | 1,910 sqft |
2018-08-01 | 0 days | 1,850 sqft |
2018-09-01 | 0 days | 1,862 sqft |
2018-10-01 | 0 days | 1,863 sqft |
2018-11-01 | 0 days | 1,863 sqft |
2018-12-01 | 0 days | 1,836 sqft |
2019-01-01 | 0 days | 1,870 sqft |
2019-02-01 | 0 days | 1,927 sqft |
2019-03-01 | 0 days | 1,926 sqft |
2019-04-01 | 0 days | 1,926 sqft |
2019-05-01 | 0 days | 1,877 sqft |
2019-06-01 | 0 days | 1,803 sqft |
2019-07-01 | 0 days | 1,815 sqft |
2019-08-01 | 0 days | 1,825 sqft |
2019-09-01 | 0 days | 1,816 sqft |
2019-10-01 | 0 days | 1,810 sqft |
2019-11-01 | 0 days | 1,819 sqft |
2019-12-01 | 0 days | 1,761 sqft |
2020-01-01 | 0 days | 1,737 sqft |
2020-02-01 | 0 days | 1,730 sqft |
2020-03-01 | 0 days | 1,833 sqft |
2020-04-01 | 0 days | 1,870 sqft |
2020-05-01 | 0 days | 1,879 sqft |
2020-06-01 | 0 days | 1,855 sqft |
2020-07-01 | 0 days | 1,918 sqft |
2020-08-01 | 0 days | 1,931 sqft |
2020-09-01 | 0 days | 1,954 sqft |
2020-10-01 | 0 days | 1,857 sqft |
2020-11-01 | 0 days | 1,867 sqft |
2020-12-01 | 0 days | 1,831 sqft |
2021-01-01 | 0 days | 1,843 sqft |
2021-02-01 | 0 days | 1,732 sqft |
2021-03-01 | 0 days | 1,779 sqft |
2021-04-01 | 0 days | 1,869 sqft |
2021-05-01 | 0 days | 1,792 sqft |
2021-06-01 | 0 days | 1,797 sqft |
2021-07-01 | 0 days | 1,800 sqft |
2021-08-01 | 0 days | 1,690 sqft |
2021-09-01 | 0 days | 1,642 sqft |
2021-10-01 | 0 days | 1,686 sqft |
2021-11-01 | 0 days | 1,697 sqft |
2021-12-01 | 0 days | 1,695 sqft |
2022-01-01 | 0 days | 1,630 sqft |
2022-02-01 | 0 days | 1,547 sqft |
2022-03-01 | 0 days | 1,569 sqft |
2022-04-01 | 0 days | 1,612 sqft |
2022-05-01 | 0 days | 1,679 sqft |
2022-06-01 | 0 days | 1,772 sqft |
2022-07-01 | 0 days | 1,748 sqft |
2022-08-01 | 0 days | 1,811 sqft |
2022-09-01 | 0 days | 1,844 sqft |
2022-10-01 | 0 days | 1,862 sqft |
2022-11-01 | 0 days | 1,843 sqft |
2022-12-01 | 0 days | 1,748 sqft |
2023-01-01 | 0 days | 1,751 sqft |
2023-02-01 | 0 days | 1,744 sqft |
ENID's median square footage for active listings during the 2023-02-01 period was 1,744 sqft. One year prior, the average listing was 1,547 sqft.
ENID, OK Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
73056 | Enid, OK | $640 | $670 | $830 | $1,120 | $1,340 |
73073 | Enid, OK | $770 | $810 | $1,000 | $1,350 | $1,610 |
73701 | Enid, OK | $540 | $620 | $820 | $1,070 | $1,110 |
73702 | Enid, OK | $580 | $660 | $870 | $1,140 | $1,180 |
73703 | Enid, OK | $620 | $710 | $940 | $1,230 | $1,270 |
73705 | Enid, OK | $600 | $690 | $910 | $1,200 | $1,240 |
73718 | Enid, OK | $580 | $660 | $870 | $1,140 | $1,180 |
73720 | Enid, OK | $540 | $620 | $810 | $1,060 | $1,110 |
73727 | Enid, OK | $580 | $660 | $870 | $1,140 | $1,180 |
73730 | Enid, OK | $500 | $580 | $760 | $990 | $1,060 |
73733 | Enid, OK | $540 | $590 | $760 | $1,000 | $1,100 |
73735 | Enid, OK | $530 | $610 | $800 | $1,050 | $1,080 |
73736 | Enid, OK | $520 | $600 | $790 | $1,030 | $1,070 |
73738 | Enid, OK | $500 | $580 | $760 | $990 | $1,060 |
73739 | Enid, OK | $580 | $660 | $870 | $1,140 | $1,180 |
73742 | Enid, OK | $640 | $670 | $860 | $1,130 | $1,340 |
73743 | Enid, OK | $580 | $660 | $870 | $1,140 | $1,180 |
73753 | Enid, OK | $580 | $660 | $880 | $1,140 | $1,180 |
73754 | Enid, OK | $600 | $680 | $900 | $1,180 | $1,220 |
73757 | Enid, OK | $560 | $620 | $790 | $1,040 | $1,180 |
73761 | Enid, OK | $580 | $660 | $870 | $1,140 | $1,180 |
73773 | Enid, OK | $540 | $620 | $820 | $1,070 | $1,110 |
74630 | Enid, OK | $500 | $580 | $760 | $990 | $1,060 |
74640 | Enid, OK | $500 | $580 | $760 | $990 | $1,060 |
2022 Average & Median Rent Data Statistics
ENID, OK average 1BR rent: $644, median: $660
ENID, OK average 2BR rent: $840, median: $845
ENID, OK average 3BR rent: $1,103, median: $1,125
ENID, OK Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 756 | $133,030,000 | $175,966 |
Refi | 118 | $22,850,000 | $193,644 |
Cash Out Refi | 106 | $16,120,000 | $152,075 |
Home Improvement | 47 | $2,365,000 | $50,319 |
Other | 28 | $2,510,000 | $89,643 |
Enid's most frequently cited loan purpose was Home Purchase, with 756 originations. The 2nd most popular reason was Refi, with 118 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 274 | $42,440,000 | $154,891 |
4-5% | 251 | $48,155,000 | $191,853 |
3-4% | 205 | $35,605,000 | $173,683 |
6-7% | 124 | $17,780,000 | $143,387 |
2.5-3% | 55 | $11,595,000 | $210,818 |
7-8% | 40 | $4,200,000 | $105,000 |
<2.5% | 31 | $2,955,000 | $95,323 |
Over 8% | 14 | $1,410,000 | $100,714 |
During 2022, Enid's most frequently originated rate bucket was 5-6%, with 274 originations.
Loan Sizing (ENID, OK MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 444 | $64,590,000 | $145,473 |
$100,000 or less | 320 | $20,070,000 | $62,719 |
$200k-400k | 247 | $67,235,000 | $272,206 |
$400k-600k | 32 | $14,430,000 | $450,938 |
$600k-1000k | 8 | $5,230,000 | $653,750 |
$Over $1MM | 4 | $5,320,000 | $1,330,000 |
ENID's loan sizing saw the bucket of loans from $100k-200k with 444 originations, totaling $64,590,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 582 | $102,700,000 | $176,460 |
60-80% | 199 | $34,115,000 | $171,432 |
40-60% | 67 | $8,525,000 | $127,239 |
Over 100% | 50 | $13,130,000 | $262,600 |
Under 20% | 49 | $1,075,000 | $21,939 |
20-40% | 41 | $3,445,000 | $84,024 |
ENID's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 582 originations, totaling $102,700,000 in origination value.