ENID Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Enid averaged 7.18% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 7.32% and one month ago for the week of 2024-05-02, the average rate was 7.21%.

Enid's average rate one year ago was 7.08%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Enid 30 Year Fixed Rate 2024-06-06 7.18%
Enid 30 Year Fixed Rate Refi 2024-06-06 7.09%
Enid 15 Year Fixed Rate 2024-06-06 6.09%
Enid 15 Year Fixed Rate Refi 2024-06-06 6.89%
Enid 30 Year FHA 2024-06-06 6.61%
Enid 30 Year FHA Refi 2024-06-06 6.69%
Enid 30 Year USDA 2024-06-06 6.9%
Enid 30 Year USDA Refi 2024-06-06 6.8%
Enid 30 Year VA 2024-06-06 6.1%
Enid 30 Year VA Refi 2024-06-06 6.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ENID, OK.

ENID Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ENID, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Gateway First Bank 39 6.96% $4,308
PRIMELENDING, A PLAINSCAPITAL COMPANY 25 6.96% $4,716
QUICKEN LOANS, LLC 21 6.84% $7,082
BOKF 15 7.38% $3,565
American Mortgage & Equity Consultants, Inc. 7 7.03% $4,901
ROYAL UNITED MORTGAGE LLC 6 7.35% $7,091
UNITED WHOLESALE MORTGAGE, LLC 5 6.72% $7,584
InterBank 3 8.29% $1,490
NBKC BANK 3 7.79% $3,065
Great Plains National Bank 3 6.50% $3,633
Stride Bank 3 7.00% $3,820
COMMUNICATION 3 6.33% $3,151
Vision Bank 2 6.44% $2,475
Wells Fargo Bank 2 6.25% $3,930
NAVY FEDERAL CREDIT UNION 2 5.56% $3,491
CORNERSTONE HOME LENDING, INC. 2 7.31% $5,604
OPEN MORTGAGE, LLC 2 6.68% $4,011
PENNYMAC LOAN SERVICES, LLC 2 8.12% $4,821
BancFirst 2 6.31% $7,251
Discover Bank 2 7.12% $0
Simmons Bank 2 6.38% $4,517
First United Bank and Trust Company 2 6.75% $4,984
Bank of America 2 5.75% $4,016
AMERISAVE MORTGAGE CORPORATION 2 6.13% $8,657
LOANDEPOT.COM, LLC 2 6.38% $8,676
U.S. Bank 1 6.99% $3,363
Tinker Federal Credit Union 1 6.50% $4,463
Amarillo National Bank 1 7.13% $3,481
AMERICAN FINANCING CORPORATION 1 6.50% $5,358
AmeriHome Mortgage Company, LLC 1 5.99% $13,337
ANECA Federal Credit Union 1 6.38% $9,057
Arvest Bank 1 6.25% $5,605
BETTER MORTGAGE CORPORATION 1 6.75% $2,425
BMO Harris Bank 1 7.13% $4,695
CROSSCOUNTRY MORTGAGE, LLC 1 5.70% $7,669
FLAT BRANCH MORTGAGE, INC. 1 6.38% $3,577
GUARANTEED RATE, INC. 1 6.63% $8,378
JPMorgan Chase Bank 1 6.50% $2,706
MidFirst Bank 1 6.38% $3,675
Mortgage Research Center, LLC 1 7.63% $5,686
OKLAHOMA'S 1 6.25% $3,622
PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.25% $4,530
RCB Bank 1 6.13% $5,881
SOUTHWEST STAGE FUNDING, LLC 1 6.88% $10,631
Stifel Bank and Trust 1 5.75% $3,666
T2 FINANCIAL LLC 1 5.88% $5,909
The Huntington National Bank 1 6.38% $4,867
THRIVE MORTGAGE, LLC 1 7.13% $6,084
Ally Bank 1 6.25% $8,171
United Fidelity Funding Corp. 1 6.25% $6,299
USAA Federal Savings Bank 1 7.63% $3,818

ENID Average Closing Costs & Other Stats

ENID, OK's 51 lenders originated 913 loans during 2023. The total origination value was $136,115,000, with an average loan value of $149,085.

ENID's average closing costs are $4,771.

The top ENID lender as defined by loan originations is Gateway First Bank, with 39 loans originated. Their average total fees are $4,308, which is $408 lower than the next largest lender, PRIMELENDING, A PLAINSCAPITAL COMPANY.

The lowest fee ENID lenders (with over 10 loans originated) are BOKF ($3,565), Gateway First Bank ($4,308), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,716), QUICKEN LOANS, LLC ($7,082) and .

The lowest rate ENID lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.84%), PRIMELENDING, A PLAINSCAPITAL COMPANY (6.96%), Gateway First Bank (6.96%), BOKF (7.38%) and .

ENID, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Gateway First Bank $15,745,000 $15,795,000 0.3% 11.6%
FINANCIAL CONCEPTS MORTGAGE, LLC $19,050,000 $12,950,000 -32.0% 9.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,350,000 $8,450,000 -45.0% 6.2%
Mortgage Research Center, LLC $9,505,000 $7,890,000 -17.0% 5.8%
Great Plains National Bank $4,795,000 $7,655,000 59.6% 5.6%
BOKF $8,015,000 $7,225,000 -9.9% 5.3%
QUICKEN LOANS, LLC $10,720,000 $7,120,000 -33.6% 5.2%
The Security National Bank of Enid $11,885,000 $5,870,000 -50.6% 4.3%
UNITED WHOLESALE MORTGAGE, LLC $1,215,000 $3,910,000 221.8% 2.9%
THE BANK OF KREMLIN $3,585,000 n/a 2.6%
NAVY FEDERAL CREDIT UNION $3,535,000 $2,945,000 -16.7% 2.2%
PENNYMAC LOAN SERVICES, LLC $1,070,000 $2,520,000 135.5% 1.9%
NBKC BANK $4,655,000 $2,415,000 -48.1% 1.8%
InterBank $3,145,000 $2,265,000 -28.0% 1.7%
Stride Bank $6,505,000 $2,070,000 -68.2% 1.5%
American Mortgage & Equity Consultants, Inc. $2,030,000 n/a 1.5%
Tinker Federal Credit Union $4,065,000 $2,020,000 -50.3% 1.5%
USAA Federal Savings Bank $3,930,000 $1,940,000 -50.6% 1.4%
First United Bank and Trust Company $1,295,000 $1,715,000 32.4% 1.3%
RCB Bank $335,000 $1,675,000 400.0% 1.2%
13946 $1,455,000 n/a 1.1%
Arvest Bank $1,105,000 $1,445,000 30.8% 1.1%
ACB BANK $1,435,000 n/a 1.1%
BancFirst $1,760,000 $1,425,000 -19.0% 1.0%
COMMUNICATION $1,605,000 $1,415,000 -11.8% 1.0%
OPEN MORTGAGE, LLC $650,000 $1,025,000 57.7% 0.8%
AMERISAVE MORTGAGE CORPORATION $435,000 $925,000 112.6% 0.7%
GUARANTEED RATE, INC. $835,000 $905,000 8.4% 0.7%
Paramount Residential Mortgage Group, Inc. $875,000 n/a 0.6%
CORNERSTONE HOME LENDING, INC. $1,660,000 $830,000 -50.0% 0.6%
SOUTHWEST STAGE FUNDING, LLC $380,000 $760,000 100.0% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $740,000 n/a 0.5%
Armed Forces Bank $895,000 $720,000 -19.6% 0.5%
Simmons Bank $35,000 $720,000 1,957.1% 0.5%
ANECA Federal Credit Union $665,000 n/a 0.5%
CMG MORTGAGE, INC. $700,000 $665,000 -5.0% 0.5%
Chickasaw Community Bank $2,465,000 $640,000 -74.0% 0.5%
BMO Harris Bank $605,000 n/a 0.4%
U.S. Bank $1,525,000 $600,000 -60.7% 0.4%
Wells Fargo Bank $1,270,000 $585,000 -53.9% 0.4%
ROYAL UNITED MORTGAGE LLC $425,000 $555,000 30.6% 0.4%
LOANDEPOT.COM, LLC $1,490,000 $550,000 -63.1% 0.4%
21ST MORTGAGE CORPORATION $395,000 $495,000 25.3% 0.4%
AmeriHome Mortgage Company, LLC $465,000 n/a 0.3%
AMCAP MORTGAGE, LTD. $450,000 n/a 0.3%
GUARANTY HOME MORTGAGE CORPORATION $425,000 n/a 0.3%
Stifel Bank and Trust $325,000 $415,000 27.7% 0.3%
Flagstar Bank, FSB $525,000 $410,000 -21.9% 0.3%
Vision Bank $410,000 n/a 0.3%
The Huntington National Bank $705,000 $395,000 -44.0% 0.3%
FLAT BRANCH MORTGAGE, INC. $390,000 n/a 0.3%
United Fidelity Funding Corp. $375,000 $390,000 4.0% 0.3%
Barrington Bank & Trust Company, N.A. $530,000 $380,000 -28.3% 0.3%
Bank of America $165,000 $370,000 124.2% 0.3%
KS StateBank $75,000 $340,000 353.3% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $335,000 n/a 0.2%
NBC Oklahoma $315,000 n/a 0.2%
BROKER SOLUTIONS, INC. $1,080,000 $310,000 -71.3% 0.2%
CARDINAL FINANCIAL $3,325,000 $310,000 -90.7% 0.2%
F & M Bank $815,000 $305,000 -62.6% 0.2%
AMERICAN FINANCING CORPORATION $550,000 $300,000 -45.5% 0.2%
Discover Bank $90,000 $300,000 233.3% 0.2%
ENDEAVOR CAPITAL, LLC. $300,000 n/a 0.2%
NEWREZ LLC $325,000 $295,000 -9.2% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $165,000 $250,000 51.5% 0.2%
LAKEVIEW LOAN SERVICING, LLC $350,000 $235,000 -32.9% 0.2%
LOANPAL, LLC $340,000 $235,000 -30.9% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $1,715,000 $235,000 -86.3% 0.2%
US MORTGAGE CORPORATION $235,000 n/a 0.2%
VAN DYK MORTGAGE CORPORATION $225,000 n/a 0.2%
Nations Lending Corporation $215,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $185,000 $205,000 10.8% 0.2%
Amarillo National Bank $195,000 n/a 0.1%
PLANET HOME LENDING, LLC $125,000 $195,000 56.0% 0.1%
T2 FINANCIAL LLC $185,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $380,000 $180,000 -52.6% 0.1%
Assurance Financial Group, L.L.C. $175,000 n/a 0.1%
Ally Bank $125,000 $165,000 32.0% 0.1%
THRIVE MORTGAGE, LLC $165,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $155,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $710,000 $145,000 -79.6% 0.1%
MidFirst Bank $15,000 $135,000 800.0% 0.1%
Sooner State Bank $180,000 $135,000 -25.0% 0.1%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $125,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $970,000 $125,000 -87.1% 0.1%
JPMorgan Chase Bank $805,000 $120,000 -85.1% 0.1%
COMMUNITYAMERICA $115,000 n/a 0.1%
GUILD MORTGAGE COMPANY $200,000 $115,000 -42.5% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $115,000 n/a 0.1%
NEW FED MORTGAGE, CORP. $105,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $105,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $725,000 $95,000 -86.9% 0.1%
LENDINGHOME FUNDING CORPORATION $395,000 $95,000 -75.9% 0.1%
BETTER MORTGAGE CORPORATION $460,000 $85,000 -81.5% 0.1%
EVERETT FINANCIAL, INC. $85,000 n/a 0.1%
ASSOCIATED MORTGAGE CORPORATION $810,000 $75,000 -90.7% 0.1%
Coastal Community Bank $75,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.1%
OKLAHOMA'S $75,000 n/a 0.1%
The City National Bank and Trust Company of Lawton $65,000 n/a 0.0%
First Security Bank & Trust Company $45,000 n/a 0.0%
Deere Employees Credit Union $35,000 n/a 0.0%
Fidelity Bank $25,000 n/a 0.0%

ENID's top lender by overall market share is Gateway First Bank, with 11.6% market share. In second place, with 9.5%, is FINANCIAL CONCEPTS MORTGAGE, LLC, having originated $12,950,000 in loans. In third place, with 6.2%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $8,450,000 in loans. In fourth place, with 5.8%, is Mortgage Research Center, LLC, having originated $7,890,000 in loans. In fifth place, with 5.6%, is Great Plains National Bank, having originated $7,655,000 in loans.


ENID Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $147,100 (-8.0%) $187,567 (-1.2%) 0.00 284
2018-02-01 $142,225 (-13.5%) $182,857 (-5.6%) 0.00 273
2018-03-01 $149,950 (-9.1%) $189,762 (-1.8%) 0.00 274
2018-04-01 $153,550 (-7.8%) $195,155 (-1.2%) 0.00 271
2018-05-01 $152,675 (-10.1%) $197,506 (0.2%) 0.00 276
2018-06-01 $159,000 (-4.2%) $198,887 (0.1%) 0.00 285
2018-07-01 $153,450 (-9.2%) $196,389 (-3.5%) 0.00 308
2018-08-01 $157,450 (-3.9%) $206,114 (1.9%) 0.00 304
2018-09-01 $165,900 (6.0%) $209,988 (7.8%) 0.00 301
2018-10-01 $167,500 (11.2%) $212,531 (12.4%) 0.00 283
2018-11-01 $161,825 (9.3%) $212,436 (12.1%) 0.00 276
2018-12-01 $159,900 (9.2%) $205,089 (9.2%) 0.00 258
2019-01-01 $165,500 (12.5%) $208,659 (11.3%) 0.00 246
2019-02-01 $165,250 (16.2%) $211,602 (15.7%) 0.00 250
2019-03-01 $175,786 (17.2%) $211,017 (11.2%) 0.00 267
2019-04-01 $176,511 (15.0%) $208,870 (7.0%) 0.00 274
2019-05-01 $161,875 (6.0%) $199,971 (1.3%) 0.00 287
2019-06-01 $167,250 (5.2%) $206,264 (3.7%) 0.00 293
2019-07-01 $166,875 (8.8%) $206,287 (5.0%) 0.00 277
2019-08-01 $169,655 (7.8%) $209,085 (1.4%) 0.00 269
2019-09-01 $169,286 (2.0%) $207,747 (-1.1%) 0.00 265
2019-10-01 $169,041 (0.9%) $206,856 (-2.7%) 0.00 262
2019-11-01 $169,900 (5.0%) $205,724 (-3.2%) 0.00 264
2019-12-01 $159,900 (0.0%) $194,269 (-5.3%) 0.00 252
2020-01-01 $152,625 (-7.8%) $188,339 (-9.7%) 0.00 253
2020-02-01 $154,950 (-6.2%) $187,959 (-11.2%) 0.00 246
2020-03-01 $174,825 (-0.6%) $210,605 (-0.2%) 0.00 231
2020-04-01 $171,500 (-2.8%) $209,018 (0.1%) 0.00 239
2020-05-01 $174,450 (7.8%) $210,861 (5.5%) 0.00 220
2020-06-01 $171,450 (2.5%) $209,788 (1.7%) 0.00 213
2020-07-01 $170,000 (1.9%) $213,059 (3.3%) 0.00 196
2020-08-01 $169,900 (0.1%) $211,872 (1.3%) 0.00 181
2020-09-01 $171,975 (1.6%) $213,303 (2.7%) 0.00 180
2020-10-01 $176,200 (4.2%) $206,144 (-0.3%) 0.00 188
2020-11-01 $174,925 (3.0%) $199,125 (-3.2%) 0.00 169
2020-12-01 $174,500 (9.1%) $197,553 (1.7%) 0.00 157
2021-01-01 $169,900 (11.3%) $197,611 (4.9%) 0.00 141
2021-02-01 $157,875 (1.9%) $189,783 (1.0%) 0.00 129
2021-03-01 $157,700 (-9.8%) $188,392 (-10.6%) 0.00 119
2021-04-01 $157,825 (-8.0%) $190,551 (-8.8%) 0.00 108
2021-05-01 $152,450 (-12.6%) $200,909 (-4.7%) 0.00 103
2021-06-01 $164,950 (-3.8%) $209,669 (-0.1%) 0.00 102
2021-07-01 $159,900 (-5.9%) $204,123 (-4.2%) 0.00 126
2021-08-01 $149,900 (-11.8%) $196,500 (-7.3%) 0.00 157
2021-09-01 $146,225 (-15.0%) $202,293 (-5.2%) 0.00 153
2021-10-01 $149,900 (-14.9%) $209,934 (1.8%) 0.00 151
2021-11-01 $148,425 (-15.2%) $213,080 (7.0%) 0.00 152
2021-12-01 $148,900 (-14.7%) $216,678 (9.7%) 0.00 143
2022-01-01 $138,700 (-18.4%) $215,582 (9.1%) 0.00 125
2022-02-01 $128,700 (-18.5%) $217,940 (14.8%) 0.00 113
2022-03-01 $134,250 (-14.9%) $241,245 (28.1%) 0.00 88
2022-04-01 $155,000 (-1.8%) $253,429 (33.0%) 0.00 81
2022-05-01 $174,925 (14.7%) $261,459 (30.1%) 0.00 86
2022-06-01 $179,575 (8.9%) $264,129 (26.0%) 0.00 91
2022-07-01 $182,000 (13.8%) $229,323 (12.4%) 0.00 112
2022-08-01 $182,375 (21.7%) $224,185 (14.1%) 0.00 124
2022-09-01 $188,000 (28.6%) $233,524 (15.4%) 0.00 129
2022-10-01 $190,000 (26.8%) $234,207 (11.6%) 0.00 142
2022-11-01 $192,000 (29.4%) $224,584 (5.4%) 0.00 144
2022-12-01 $196,200 (31.8%) $221,287 (2.1%) 0.00 143
2023-01-01 $199,900 (44.1%) $237,516 (10.2%) 0.00 131
2023-02-01 $199,800 (55.2%) $235,619 (8.1%) 0.00 138
2023-03-01 $236,225 (76.0%) $265,325 (10.0%) 0.00 128
2023-04-01 $239,950 (54.8%) $259,196 (2.3%) 0.00 134
2023-05-01 $276,100 (57.8%) $275,652 (5.4%) 0.00 128
2023-06-01 $229,450 (27.8%) $261,327 (-1.1%) 0.00 121
2023-07-01 $224,700 (23.5%) $260,212 (13.5%) 0.00 127
2023-08-01 $217,875 (19.5%) $254,745 (13.6%) 0.00 136
2023-09-01 $195,900 (4.2%) $242,166 (3.7%) 0.00 153
2023-10-01 $219,950 (15.8%) $264,323 (12.9%) 0.00 151
2023-11-01 $219,450 (14.3%) $262,814 (17.0%) 0.00 152
2023-12-01 $230,000 (17.2%) $267,021 (20.7%) 0.00 164
2024-01-01 $247,475 (23.8%) $277,537 (16.9%) 0.00 162
2024-02-01 $243,950 (22.1%) $266,931 (13.3%) 0.00 175
2024-03-01 $237,900 (0.7%) $256,774 (-3.2%) 0.00 167
2024-04-01 $235,900 (-1.7%) $252,561 (-2.6%) 0.00 163
2024-05-01 $222,500 (-19.4%) $253,693 (-8.0%) 0.00 170
ENID's median listing price for 2024-05-01 was $222,500, a difference of $-53,600 (-19.4%) versus the prior year and $-13,400 versus the prior month.

ENID's median listing price comes in at 0% of the national average.

ENID's average listing price for 2024-05-01 was $253,693, a difference of $-21,959 (-8.0%) versus the prior year and $1,132 versus the prior month.

For the 2024-05-01 period, ENID had 170 MLS listings, a difference of 7 listings (4%) versus the prior month and 42 listings (33%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ENID (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,906 sqft
2018-02-01 0 days 1,898 sqft
2018-03-01 0 days 1,914 sqft
2018-04-01 0 days 1,935 sqft
2018-05-01 0 days 1,940 sqft
2018-06-01 0 days 1,904 sqft
2018-07-01 0 days 1,876 sqft
2018-08-01 0 days 1,838 sqft
2018-09-01 0 days 1,844 sqft
2018-10-01 0 days 1,863 sqft
2018-11-01 0 days 1,840 sqft
2018-12-01 0 days 1,824 sqft
2019-01-01 0 days 1,869 sqft
2019-02-01 0 days 1,925 sqft
2019-03-01 0 days 1,924 sqft
2019-04-01 0 days 1,923 sqft
2019-05-01 0 days 1,871 sqft
2019-06-01 0 days 1,803 sqft
2019-07-01 0 days 1,808 sqft
2019-08-01 0 days 1,825 sqft
2019-09-01 0 days 1,816 sqft
2019-10-01 0 days 1,810 sqft
2019-11-01 0 days 1,819 sqft
2019-12-01 0 days 1,761 sqft
2020-01-01 0 days 1,737 sqft
2020-02-01 0 days 1,730 sqft
2020-03-01 0 days 1,833 sqft
2020-04-01 0 days 1,870 sqft
2020-05-01 0 days 1,879 sqft
2020-06-01 0 days 1,855 sqft
2020-07-01 0 days 1,918 sqft
2020-08-01 0 days 1,931 sqft
2020-09-01 0 days 1,965 sqft
2020-10-01 0 days 1,858 sqft
2020-11-01 0 days 1,886 sqft
2020-12-01 0 days 1,844 sqft
2021-01-01 0 days 1,845 sqft
2021-02-01 0 days 1,736 sqft
2021-03-01 0 days 1,799 sqft
2021-04-01 0 days 1,880 sqft
2021-05-01 0 days 1,796 sqft
2021-06-01 0 days 1,800 sqft
2021-07-01 0 days 1,812 sqft
2021-08-01 0 days 1,695 sqft
2021-09-01 0 days 1,640 sqft
2021-10-01 0 days 1,686 sqft
2021-11-01 0 days 1,697 sqft
2021-12-01 0 days 1,698 sqft
2022-01-01 0 days 1,647 sqft
2022-02-01 0 days 1,553 sqft
2022-03-01 0 days 1,575 sqft
2022-04-01 0 days 1,620 sqft
2022-05-01 0 days 1,687 sqft
2022-06-01 0 days 1,780 sqft
2022-07-01 0 days 1,757 sqft
2022-08-01 0 days 1,819 sqft
2022-09-01 0 days 1,848 sqft
2022-10-01 0 days 1,864 sqft
2022-11-01 0 days 1,849 sqft
2022-12-01 0 days 1,750 sqft
2023-01-01 0 days 1,755 sqft
2023-02-01 0 days 1,744 sqft
2023-03-01 0 days 1,796 sqft
2023-04-01 0 days 1,850 sqft
2023-05-01 0 days 1,937 sqft
2023-06-01 0 days 1,786 sqft
2023-07-01 0 days 1,797 sqft
2023-08-01 0 days 1,748 sqft
2023-09-01 0 days 1,754 sqft
2023-10-01 0 days 1,812 sqft
2023-11-01 0 days 1,803 sqft
2023-12-01 0 days 1,867 sqft
2024-01-01 0 days 1,952 sqft
2024-02-01 0 days 1,995 sqft
2024-03-01 0 days 1,925 sqft
2024-04-01 0 days 1,921 sqft
2024-05-01 0 days 1,874 sqft
ENID's median listing age (time on market) for 2024-05-01 was 0 days.

ENID's median square footage for active listings during the 2024-05-01 period was 1,874 sqft. One year prior, the average listing was 1,937 sqft.

ENID, OK Average Rent (2023)

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For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
73056 Enid, OK MSA $650 $680 $840 $1,120 $1,310
73073 Enid, OK MSA $700 $730 $900 $1,220 $1,450
73701 Enid, OK MSA $620 $640 $840 $1,090 $1,130
73702 Enid, OK MSA $670 $680 $900 $1,170 $1,210
73703 Enid, OK MSA $730 $750 $990 $1,280 $1,330
73705 Enid, OK MSA $670 $680 $900 $1,170 $1,210
73718 Enid, OK MSA $660 $680 $890 $1,150 $1,200
73720 Enid, OK MSA $650 $670 $870 $1,130 $1,180
73727 Enid, OK MSA $670 $680 $900 $1,170 $1,210
73730 Enid, OK MSA $590 $610 $800 $1,030 $1,070
73733 Enid, OK MSA $610 $640 $820 $1,070 $1,150
73735 Enid, OK MSA $650 $670 $880 $1,140 $1,180
73736 Enid, OK MSA $610 $630 $830 $1,070 $1,110
73738 Enid, OK MSA $590 $610 $800 $1,030 $1,070
73739 Enid, OK MSA $670 $680 $900 $1,170 $1,210
73742 Enid, OK MSA $670 $690 $900 $1,170 $1,310
73743 Enid, OK MSA $670 $680 $900 $1,170 $1,210
73753 Enid, OK MSA $680 $700 $920 $1,190 $1,230
73754 Enid, OK MSA $730 $740 $980 $1,270 $1,320
73757 Enid, OK MSA $590 $620 $800 $1,040 $1,090
73761 Enid, OK MSA $670 $680 $900 $1,170 $1,210
73773 Enid, OK MSA $650 $670 $880 $1,140 $1,180
74630 Enid, OK MSA $590 $610 $800 $1,030 $1,070
74640 Enid, OK MSA $590 $610 $800 $1,030 $1,070

2022 Average & Median Rent Data Statistics
ENID, OK average 1BR rent: $668, median: $680
ENID, OK average 2BR rent: $873, median: $885
ENID, OK average 3BR rent: $1,134, median: $1,145

ENID, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 697 $113,245,000 $162,475
Refi 66 $10,280,000 $155,758
Other 55 $3,685,000 $67,000
Home Improvement 51 $2,645,000 $51,863
Cash Out Refi 44 $6,260,000 $142,273

Enid's most frequently cited loan purpose was Home Purchase, with 697 originations. The 2nd most popular reason was Refi, with 66 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 308 $54,310,000 $176,331
7-8% 197 $28,685,000 $145,609
Over 8% 119 $11,765,000 $98,866
5-6% 110 $23,750,000 $215,909
<2.5% 47 $1,245,000 $26,489
4-5% 15 $1,835,000 $122,333
2.5-3% 5 $685,000 $137,000
3-4% 1 $105,000 $105,000

During 2023, Enid's most frequently originated rate bucket was 6-7%, with 308 originations.

Loan Sizing (ENID, OK MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 351 $17,825,000 $50,783
$100k-200k 321 $46,745,000 $145,623
$200k-400k 212 $57,390,000 $270,708
$400k-600k 26 $11,870,000 $456,538
$600k-1000k 3 $2,285,000 $761,667

ENID's loan sizing saw the bucket of loans from $100,000 or less with 351 originations, totaling $17,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 428 $76,290,000 $178,248
60-80% 146 $22,140,000 $151,644
Under 20% 93 $1,515,000 $16,290
Over 100% 44 $12,500,000 $284,091
20-40% 41 $2,325,000 $56,707
40-60% 39 $5,105,000 $130,897

ENID's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 428 originations, totaling $76,290,000 in origination value.