13946 Mortgage Rates, Fees & Info
Perry, OKLEI: 549300RPDWEFBGPJPW67
Tax ID: 73-0398257
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Mortgage Data
Review & Overview
13946 is a smaller mortgage company specializing in Home Purchase and Home Improvement loans. 13946 has a high proportion of conventional loans. Their top markets by origination volume include: Enid, Stillwater, Oklahoma City, Tulsa, and Ponca City among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)13946 has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
65Origination Dollar Volume (All Markets)
$8,005,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 35 | $4,225,000 | $120,714 | $0 | 0.00% |
| ENID, OK (FHA|USDA|VA) | 16 | $2,450,000 | $153,125 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 0.00% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 65 | $8,005,000 | $123,154 | $0 | 0.00% |
For 2019, 13946's most frequently originated type of loan was Conventional, with 65 originations.
Loan Reason
For 2019, 13946's most frequently cited loan purpose was Home Purchase, with 44 originations. The 2nd most popular reason was Refi, with 10 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 65 | $8,005,000 | $123,154 | $0 | 0.00% |
For 2019, 13946's most frequently cited loan duration was Other, with 65 originations.
Loan Sizing
2019 saw 13946 place emphasis on $100,000 or less loans with 42 originations, totaling $1,910,000 in origination value.
Applicant Income
13946 lent most frequently to those with incomes in the $50k or less range, with 19 originations. The second most popular income band? $50k-75k, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 65 | $8,005,000 | $123,154 | $0 | 0.00% |
13946 lent most frequently to those with DTI ratios of Exempt%, with 65 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.89%
13946 has an average approval rate.
Pick Rate
Approvals leading to origination78.46%
13946 has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 65 | $8,005,000 | $123,154 |