Bank Of Edmonson County Mortgage Rates, Fees & Info
Brownsville, KYLEI: 549300T68H0CMTF8ZH83
Tax ID: 61-0126130
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Edmonson County is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Edmonson County has a high proportion of conventional loans. Their top markets by origination volume include: Bowling Green, Glasgow, Owensboro, and Louisville among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Edmonson County has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
137Origination Dollar Volume (All Markets)
$25,515,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BOWLING GREEN, KY (FHA|USDA|VA) | 125 | $22,375,000 | $179,000 | $0 | 0.00% |
| Outside of Metro Areas | 7 | $1,605,000 | $229,286 | $0 | 0.00% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $0 | 0.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of Edmonson County based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 137 | $25,515,000 | $186,241 | $0 | 0.00% |
For 2023, Bank Of Edmonson County's most frequently originated type of loan was Conventional, with 137 originations.
Loan Reason
For 2023, Bank Of Edmonson County's most frequently cited loan purpose was Home Purchase, with 78 originations. The 2nd most popular reason was Refi, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 137 | $25,515,000 | $186,241 | $0 | 0.00% |
For 2023, Bank Of Edmonson County's most frequently cited loan duration was Other, with 137 originations.
Loan Sizing
2023 saw Bank Of Edmonson County place emphasis on $100,000 or less loans with 56 originations, totaling $3,100,000 in origination value.
Applicant Income
Bank Of Edmonson County lent most frequently to those with incomes in the $100k-150k range, with 25 originations. The second most popular income band? $150k-250k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 137 | $25,515,000 | $186,241 | $0 | 0.00% |
Bank Of Edmonson County lent most frequently to those with DTI ratios of Exempt%, with 137 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.83%
Bank Of Edmonson County has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination82.48%
Bank Of Edmonson County has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 137 | $25,515,000 | $186,241 |