Fbc Mortgage Rates, Fees & Info
NORTH PALM BEACH, FLLEI: 5493005JPZ3LXXMB0S24
Tax ID: 20-3702275
3.8 stars
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Mortgage Data
Review & Overview
Fbc Mortgage is a mid-sized mortgage company specializing in loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Tampa, Miami, Atlanta, and Deltona among others. We have data for 304 markets. (Some data included below & more in-depth data is available with an active subscription.)Fbc Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fbc Mortgage is typically an average fee lender. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.81% | 8/7/22 |
| 30 Year Conventional Refi | 9.32% | 8/7/22 |
| 30 Year Cash-out Refi | 5.76% | 8/7/22 |
| 30 Year FHA Purchase | 7.08% | 8/7/22 |
| 30 Year FHA Refi | 8.87% | 8/7/22 |
| 30 Year VA Purchase | 5.41% | 8/7/22 |
| 30 Year VA Refi | 4.93% | 8/7/22 |
| 30 Year USDA Purchase | 5.87% | 8/7/22 |
| 30 Year USDA Refi | 5.51% | 8/7/22 |
| 15 Year Conventional Purchase | 7.20% | 8/7/22 |
| 15 Year Conventional Refi | 10.13% | 8/7/22 |
| 15 Year Cash-out Refi | 10.13% | 8/7/22 |
| 15 Year FHA Purchase | 5.88% | 8/7/22 |
| 15 Year FHA Refi | 5.75% | 8/7/22 |
| 15 Year VA Purchase | 4.69% | 8/7/22 |
| 15 Year VA Refi | 203.93% | 8/7/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
17,276Origination Dollar Volume (All Markets)
$5,122,100,000Awards
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FBC MORTGAGE - 2021
FBC MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Fbc Mortgage 's average 30 year fixed rate mortgage of loans were
3.09%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.06%.
Relative Fees
Fbc Mortgage 's average total fees for a 30 year fixed rate
mortgage are $6,181.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » | 2,568 | $811,460,000 | $315,989 | $5,904 | 3.03% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » | 1,318 | $387,110,000 | $293,710 | $5,920 | 3.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » | 613 | $265,605,000 | $433,287 | $7,052 | 2.99% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » | 833 | $261,965,000 | $314,484 | $5,574 | 3.01% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » | 975 | $245,585,000 | $251,882 | $5,658 | 3.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » | 891 | $229,035,000 | $257,054 | $7,239 | 3.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » | 592 | $189,850,000 | $320,693 | $4,916 | 3.07% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » | 429 | $177,545,000 | $413,858 | $5,759 | 2.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » | 573 | $174,625,000 | $304,756 | $6,076 | 3.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » | 534 | $148,880,000 | $278,801 | $6,062 | 3.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » | 471 | $132,545,000 | $281,412 | $6,164 | 3.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » | 443 | $119,485,000 | $269,718 | $8,523 | 2.74% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) » | 388 | $110,530,000 | $284,871 | $6,710 | 3.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) » | 358 | $102,880,000 | $287,374 | $5,410 | 3.12% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » | 323 | $90,965,000 | $281,625 | $4,480 | 3.06% |
| PITTSBURGH, PA (FHA|USDA|VA) » | 239 | $80,795,000 | $338,054 | $7,505 | 2.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » | 138 | $75,920,000 | $550,145 | $6,741 | 2.84% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » | 324 | $73,750,000 | $227,623 | $6,741 | 2.98% |
| GAINESVILLE, FL (FHA|USDA|VA) » | 270 | $67,370,000 | $249,519 | $5,324 | 3.04% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » | 129 | $57,365,000 | $444,690 | $3,408 | 2.89% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » | 119 | $56,505,000 | $474,832 | $6,469 | 2.90% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » | 177 | $50,765,000 | $286,808 | $6,145 | 2.95% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » | 204 | $48,780,000 | $239,118 | $6,583 | 3.13% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » | 159 | $46,705,000 | $293,742 | $4,549 | 3.04% |
| STOCKTON, CA (FHA|USDA|VA) » | 106 | $46,530,000 | $438,962 | $6,007 | 3.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) » | 137 | $37,275,000 | $272,080 | $5,273 | 3.05% |
| BAKERSFIELD, CA (FHA|USDA|VA) » | 181 | $35,645,000 | $196,934 | $8,087 | 2.54% |
| PUNTA GORDA, FL (FHA|USDA|VA) » | 147 | $34,935,000 | $237,653 | $6,096 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) » | 142 | $34,790,000 | $245,000 | $4,796 | 3.11% |
| TULSA, OK (FHA|USDA|VA) » | 173 | $34,485,000 | $199,335 | $6,145 | 3.19% |
| Outside of Metro Areas | 145 | $34,155,000 | $235,552 | $5,709 | 3.05% |
| Pahrump, NV (FHA|USDA|VA) » | 146 | $32,560,000 | $223,014 | $5,759 | 3.08% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » | 64 | $31,610,000 | $493,906 | $6,371 | 2.83% |
| COLUMBUS, OH (FHA|USDA|VA) » | 123 | $31,395,000 | $255,244 | $7,688 | 3.07% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) » | 150 | $31,090,000 | $207,267 | $4,964 | 3.15% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » | 162 | $29,600,000 | $182,716 | $6,710 | 3.16% |
| ODESSA, TX (FHA|USDA|VA) » | 129 | $27,825,000 | $215,698 | $8,146 | 3.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » | 105 | $27,755,000 | $264,333 | $4,422 | 3.01% |
| OWENSBORO, KY (FHA|USDA|VA) » | 110 | $26,500,000 | $240,909 | $5,395 | 3.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » | 102 | $26,480,000 | $259,608 | $6,952 | 3.09% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » | 73 | $25,085,000 | $343,630 | $5,419 | 3.04% |
| Muskogee, OK (FHA|USDA|VA) » | 142 | $23,260,000 | $163,803 | $4,899 | 3.26% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » | 70 | $23,160,000 | $330,857 | $6,828 | 3.09% |
| OCALA, FL (FHA|USDA|VA) » | 109 | $22,955,000 | $210,596 | $5,747 | 3.16% |
| MODESTO, CA (FHA|USDA|VA) » | 73 | $22,595,000 | $309,521 | $5,448 | 3.11% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » | 50 | $19,030,000 | $380,600 | $2,728 | 2.72% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » | 32 | $17,500,000 | $546,875 | $5,190 | 2.98% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » | 44 | $16,340,000 | $371,364 | $7,007 | 3.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » | 36 | $15,270,000 | $424,167 | $5,674 | 2.79% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » | 39 | $13,715,000 | $351,667 | $5,562 | 2.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) » | 48 | $13,340,000 | $277,917 | $5,231 | 3.05% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) » | 48 | $11,820,000 | $246,250 | $7,410 | 3.19% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » | 32 | $11,500,000 | $359,375 | $7,302 | 3.01% |
| MIDLAND, TX (FHA|USDA|VA) » | 52 | $11,150,000 | $214,423 | $7,996 | 3.18% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) » | 35 | $10,905,000 | $311,571 | $7,472 | 2.92% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » | 49 | $10,405,000 | $212,347 | $5,131 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) » | 39 | $10,085,000 | $258,590 | $5,428 | 3.05% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » | 34 | $9,400,000 | $276,471 | $6,941 | 3.22% |
| BOWLING GREEN, KY (FHA|USDA|VA) » | 35 | $8,725,000 | $249,286 | $5,021 | 3.11% |
| HUNTSVILLE, AL (FHA|USDA|VA) » | 31 | $8,375,000 | $270,161 | $5,972 | 3.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » | 23 | $8,215,000 | $357,174 | $6,336 | 2.81% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » | 21 | $7,955,000 | $378,810 | $3,122 | 2.94% |
| RICHMOND, VA (FHA|USDA|VA) » | 24 | $7,290,000 | $303,750 | $6,916 | 2.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » | 29 | $7,135,000 | $246,034 | $6,507 | 3.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » | 25 | $7,105,000 | $284,200 | $5,419 | 3.04% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » | 9 | $7,105,000 | $789,444 | $5,580 | 2.85% |
| Cañon City, CO (FHA|USDA|VA) » | 31 | $7,005,000 | $225,968 | $4,175 | 3.10% |
| VALLEJO, CA (FHA|USDA|VA) » | 15 | $6,605,000 | $440,333 | $6,865 | 2.81% |
| GAINESVILLE, GA (FHA|USDA|VA) » | 19 | $6,375,000 | $335,526 | $4,644 | 3.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » | 20 | $5,750,000 | $287,500 | $4,939 | 3.09% |
| St. Marys, GA (FHA|USDA|VA) » | 20 | $5,570,000 | $278,500 | $6,966 | 2.96% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » | 10 | $5,500,000 | $550,000 | $7,098 | 2.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) » | 20 | $5,400,000 | $270,000 | $6,648 | 3.15% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) » | 11 | $5,215,000 | $474,091 | $4,985 | 3.08% |
| Tahlequah, OK (FHA|USDA|VA) » | 29 | $5,185,000 | $178,793 | $6,316 | 3.15% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) » | 20 | $5,100,000 | $255,000 | $6,382 | 3.20% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » | 13 | $5,055,000 | $388,846 | $5,663 | 2.88% |
| Jasper, IN (FHA|USDA|VA) » | 21 | $4,985,000 | $237,381 | $5,462 | 3.11% |
| YUBA CITY, CA (FHA|USDA|VA) » | 17 | $4,945,000 | $290,882 | $9,145 | 2.77% |
| MERCED, CA (FHA|USDA|VA) » | 17 | $4,845,000 | $285,000 | $4,598 | 3.24% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » | 11 | $4,485,000 | $407,727 | $5,881 | 3.33% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) » | 22 | $4,380,000 | $199,091 | $5,167 | 3.07% |
| FRESNO, CA (FHA|USDA|VA) » | 10 | $4,290,000 | $429,000 | $5,722 | 2.90% |
| THE VILLAGES, FL (FHA|USDA|VA) » | 17 | $4,105,000 | $241,471 | $8,258 | 3.17% |
| RENO, NV (FHA|USDA|VA) » | 6 | $4,010,000 | $668,333 | $5,448 | 3.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » | 20 | $3,930,000 | $196,500 | $4,131 | 3.47% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » | 17 | $3,805,000 | $223,824 | $4,777 | 3.10% |
| Richmond-Berea, KY (FHA|USDA|VA) » | 11 | $3,325,000 | $302,273 | $6,206 | 3.29% |
| ASHEVILLE, NC (FHA|USDA|VA) » | 9 | $3,325,000 | $369,444 | $3,897 | 2.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) » | 12 | $3,280,000 | $273,333 | $6,014 | 3.03% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) » | 8 | $3,230,000 | $403,750 | $3,809 | 2.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » | 7 | $3,135,000 | $447,857 | $6,019 | 2.95% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » | 11 | $2,455,000 | $223,182 | $6,367 | 3.20% |
| FLAGSTAFF, AZ (FHA|USDA|VA) » | 8 | $2,440,000 | $305,000 | $4,150 | 2.83% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » | 4 | $2,260,000 | $565,000 | $3,205 | 2.44% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » | 5 | $2,245,000 | $449,000 | $4,766 | 2.88% |
| Palatka, FL (FHA|USDA|VA) » | 11 | $1,795,000 | $163,182 | $4,773 | 3.21% |
| TALLAHASSEE, FL (FHA|USDA|VA) » | 10 | $1,750,000 | $175,000 | $5,109 | 3.01% |
| Key West, FL (FHA|USDA|VA) » | 3 | $1,735,000 | $578,333 | $7,067 | 3.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » | 6 | $1,700,000 | $283,333 | $4,257 | 3.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » | 10 | $1,650,000 | $165,000 | $3,992 | 3.11% |
| ANCHORAGE, AK (FHA|USDA|VA) » | 6 | $1,630,000 | $271,667 | $6,605 | 2.58% |
| VISALIA, CA (FHA|USDA|VA) » | 9 | $1,625,000 | $180,556 | $4,877 | 2.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » | 5 | $1,605,000 | $321,000 | $6,208 | 2.68% |
| Payson, AZ (FHA|USDA|VA) » | 4 | $1,590,000 | $397,500 | $5,143 | 3.25% |
| Lake City, FL (FHA|USDA|VA) » | 8 | $1,550,000 | $193,750 | $4,622 | 3.00% |
| FORT COLLINS, CO (FHA|USDA|VA) » | 3 | $1,515,000 | $505,000 | $2,991 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) » | 5 | $1,485,000 | $297,000 | $4,103 | 2.73% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » | 6 | $1,470,000 | $245,000 | $4,704 | 2.87% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » | 5 | $1,435,000 | $287,000 | $5,012 | 3.12% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) » | 6 | $1,430,000 | $238,333 | $3,137 | 2.71% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » | 1 | $1,385,000 | $1,385,000 | $58,203 | 2.25% |
| SPARTANBURG, SC (FHA|USDA|VA) » | 4 | $1,360,000 | $340,000 | $7,010 | 3.28% |
| Ardmore, OK (FHA|USDA|VA) » | 8 | $1,360,000 | $170,000 | $4,951 | 2.89% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » | 4 | $1,330,000 | $332,500 | $3,201 | 3.03% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » | 6 | $1,320,000 | $220,000 | $5,673 | 2.71% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » | 4 | $1,280,000 | $320,000 | $3,670 | 3.03% |
| Show Low, AZ (FHA|USDA|VA) » | 4 | $1,260,000 | $315,000 | $3,563 | 4.50% |
| Jefferson, GA (FHA|USDA|VA) » | 5 | $1,175,000 | $235,000 | $6,030 | 2.80% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » | 3 | $1,175,000 | $391,667 | $7,062 | 3.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) » | 5 | $1,145,000 | $229,000 | $3,399 | 3.32% |
| Seneca, SC (FHA|USDA|VA) » | 3 | $1,135,000 | $378,333 | $4,553 | 3.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) » | 4 | $1,120,000 | $280,000 | $2,827 | 3.40% |
| BOISE CITY, ID (FHA|USDA|VA) » | 4 | $1,080,000 | $270,000 | $4,005 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » | 3 | $1,075,000 | $358,333 | $3,363 | 3.17% |
| TUCSON, AZ (FHA|USDA|VA) » | 4 | $1,050,000 | $262,500 | $5,222 | 2.81% |
| FAYETTEVILLE, NC (FHA|USDA|VA) » | 5 | $1,045,000 | $209,000 | $4,504 | 2.97% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » | 3 | $1,025,000 | $341,667 | $4,599 | 2.83% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » | 3 | $1,025,000 | $341,667 | $2,075 | 3.12% |
| FORT WAYNE, IN (FHA|USDA|VA) » | 3 | $1,015,000 | $338,333 | $4,440 | 2.71% |
| MOBILE, AL (FHA|USDA|VA) » | 2 | $1,010,000 | $505,000 | $2,493 | 2.99% |
| Brevard, NC (FHA|USDA|VA) » | 1 | $1,005,000 | $1,005,000 | $6,979 | 3.13% |
| BEND, OR (FHA|USDA|VA) » | 3 | $1,005,000 | $335,000 | $4,392 | 2.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » | 2 | $1,000,000 | $500,000 | $3,866 | 2.75% |
| Cullowhee, NC (FHA|USDA|VA) » | 3 | $995,000 | $331,667 | $5,989 | 2.91% |
| GADSDEN, AL (FHA|USDA|VA) » | 4 | $960,000 | $240,000 | $2,931 | 2.84% |
| Breckenridge, CO (FHA|USDA|VA) » | 1 | $925,000 | $925,000 | $3,625 | 2.50% |
| Sonora, CA (FHA|USDA|VA) » | 3 | $885,000 | $295,000 | $3,711 | 3.12% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » | 4 | $840,000 | $210,000 | $3,874 | 2.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) » | 4 | $820,000 | $205,000 | $5,419 | 3.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) » | 5 | $805,000 | $161,000 | $5,951 | 3.10% |
| CHEYENNE, WY (FHA|USDA|VA) » | 3 | $805,000 | $268,333 | $6,131 | 2.42% |
| Albertville, AL (FHA|USDA|VA) » | 3 | $805,000 | $268,333 | $3,070 | 3.04% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) » | 2 | $790,000 | $395,000 | $4,357 | 2.50% |
| Shawnee, OK (FHA|USDA|VA) » | 5 | $755,000 | $151,000 | $5,781 | 3.55% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) » | 3 | $755,000 | $251,667 | $3,772 | 3.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » | 1 | $755,000 | $755,000 | $4,243 | 2.88% |
| Durant, OK (FHA|USDA|VA) » | 3 | $745,000 | $248,333 | $4,977 | 3.46% |
| LaGrange, GA-AL (FHA|USDA|VA) » | 2 | $740,000 | $370,000 | $7,210 | 3.37% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) » | 4 | $720,000 | $180,000 | $6,311 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) » | 2 | $710,000 | $355,000 | $3,731 | 3.12% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) » | 2 | $700,000 | $350,000 | $9,511 | 2.88% |
| WILMINGTON, NC (FHA|USDA|VA) » | 2 | $690,000 | $345,000 | $3,969 | 2.87% |
| DOTHAN, AL (FHA|USDA|VA) » | 3 | $675,000 | $225,000 | $5,126 | 3.17% |
| Big Spring, TX (FHA|USDA|VA) » | 4 | $670,000 | $167,500 | $6,741 | 3.31% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » | 3 | $665,000 | $221,667 | $5,356 | 3.54% |
| Boone, NC (FHA|USDA|VA) » | 2 | $620,000 | $310,000 | $4,156 | 3.44% |
| DOVER, DE (FHA|USDA|VA) » | 2 | $610,000 | $305,000 | $7,686 | 3.18% |
| Jackson, WY-ID (FHA|USDA|VA) » | 1 | $605,000 | $605,000 | $3,419 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) » | 2 | $600,000 | $300,000 | $8,785 | 3.00% |
| Cornelia, GA (FHA|USDA|VA) » | 3 | $585,000 | $195,000 | $2,849 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) » | 2 | $570,000 | $285,000 | $4,108 | 3.19% |
| Cullman, AL (FHA|USDA|VA) » | 3 | $565,000 | $188,333 | $5,141 | 3.13% |
| McAlester, OK (FHA|USDA|VA) » | 4 | $560,000 | $140,000 | $5,410 | 3.03% |
| Andrews, TX (FHA|USDA|VA) » | 2 | $560,000 | $280,000 | $8,020 | 3.44% |
| The Dalles, OR (FHA|USDA|VA) » | 2 | $550,000 | $275,000 | $10,215 | 2.99% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » | 2 | $550,000 | $275,000 | $6,057 | 2.94% |
| BOULDER, CO (FHA|USDA|VA) » | 1 | $535,000 | $535,000 | $1,360 | 2.75% |
| WACO, TX (FHA|USDA|VA) » | 3 | $535,000 | $178,333 | $4,214 | 3.17% |
| SALISBURY, MD-DE (FHA|USDA|VA) » | 2 | $520,000 | $260,000 | $8,732 | 2.88% |
| Clearlake, CA (FHA|USDA|VA) » | 1 | $505,000 | $505,000 | $16,651 | 3.00% |
| Ottawa, IL (FHA|USDA|VA) » | 3 | $505,000 | $168,333 | $4,999 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » | 2 | $500,000 | $250,000 | $9,846 | 2.87% |
| Brookings, OR (FHA|USDA|VA) » | 1 | $495,000 | $495,000 | $21,855 | 2.99% |
| GOLDSBORO, NC (FHA|USDA|VA) » | 2 | $490,000 | $245,000 | $6,650 | 2.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) » | 2 | $480,000 | $240,000 | $5,218 | 3.00% |
| Laconia, NH (FHA|USDA|VA) » | 1 | $475,000 | $475,000 | $3,260 | 2.75% |
| Sevierville, TN (FHA|USDA|VA) » | 2 | $470,000 | $235,000 | $5,536 | 2.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) » | 2 | $460,000 | $230,000 | $4,042 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) » | 2 | $450,000 | $225,000 | $6,173 | 3.68% |
| Searcy, AR (FHA|USDA|VA) » | 3 | $445,000 | $148,333 | $5,682 | 3.63% |
| Stillwater, OK (FHA|USDA|VA) » | 2 | $430,000 | $215,000 | $8,288 | 3.38% |
| Stephenville, TX (FHA|USDA|VA) » | 2 | $430,000 | $215,000 | $5,201 | 3.24% |
| TUSCALOOSA, AL (FHA|USDA|VA) » | 2 | $430,000 | $215,000 | $3,803 | 3.06% |
| Lebanon, NH-VT (FHA|USDA|VA) » | 1 | $425,000 | $425,000 | $6,814 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) » | 1 | $415,000 | $415,000 | $6,009 | 2.99% |
| DECATUR, AL (FHA|USDA|VA) » | 2 | $410,000 | $205,000 | $4,312 | 3.13% |
| Fernley, NV (FHA|USDA|VA) » | 1 | $405,000 | $405,000 | $4,734 | 2.99% |
| Bay City, TX (FHA|USDA|VA) » | 1 | $405,000 | $405,000 | $4,748 | 1.99% |
| ABILENE, TX (FHA|USDA|VA) » | 3 | $405,000 | $135,000 | $4,645 | 3.29% |
| SAVANNAH, GA (FHA|USDA|VA) » | 2 | $400,000 | $200,000 | $5,605 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) » | 2 | $400,000 | $200,000 | $3,071 | 2.50% |
| SALEM, OR (FHA|USDA|VA) » | 2 | $400,000 | $200,000 | $4,014 | 3.19% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » | 1 | $395,000 | $395,000 | $7,014 | 2.99% |
| Tifton, GA (FHA|USDA|VA) » | 1 | $395,000 | $395,000 | $7,259 | 2.50% |
| Bartlesville, OK (FHA|USDA|VA) » | 3 | $395,000 | $131,667 | $5,314 | 2.79% |
| Glasgow, KY (FHA|USDA|VA) » | 2 | $390,000 | $195,000 | $4,570 | 3.12% |
| Gaffney, SC (FHA|USDA|VA) » | 1 | $375,000 | $375,000 | $6,395 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) » | 2 | $370,000 | $185,000 | $5,560 | 2.50% |
| New Castle, PA (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $11,848 | 2.99% |
| MORRISTOWN, TN (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $3,892 | 3.00% |
| Coos Bay, OR (FHA|USDA|VA) » | 1 | $365,000 | $365,000 | $8,802 | 2.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $4,366 | 3.19% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $4,752 | 2.81% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » | 2 | $360,000 | $180,000 | $4,961 | 3.62% |
| Bonham, TX (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $13,773 | 4.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) » | 1 | $355,000 | $355,000 | $5,040 | 3.13% |
| PUEBLO, CO (FHA|USDA|VA) » | 2 | $350,000 | $175,000 | $3,785 | 3.50% |
| YAKIMA, WA (FHA|USDA|VA) » | 1 | $345,000 | $345,000 | $2,395 | 2.88% |
| TYLER, TX (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $10,561 | 2.88% |
| Henderson, NC (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $3,447 | 3.13% |
| Elko, NV (FHA|USDA|VA) » | 1 | $325,000 | $325,000 | $7,468 | 2.99% |
| Scottsburg, IN (FHA|USDA|VA) » | 2 | $320,000 | $160,000 | $5,777 | 3.12% |
| Hood River, OR (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $3,851 | 3.74% |
| BRUNSWICK, GA (FHA|USDA|VA) » | 1 | $315,000 | $315,000 | $3,341 | 2.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) » | 2 | $310,000 | $155,000 | $4,161 | 3.88% |
| Rockport, TX (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $2,951 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $6,592 | 2.75% |
| Astoria, OR (FHA|USDA|VA) » | 1 | $305,000 | $305,000 | $5,476 | 3.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $2,279 | 2.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $6,432 | 2.38% |
| AMES, IA (FHA|USDA|VA) » | 1 | $295,000 | $295,000 | $5,407 | 2.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) » | 2 | $290,000 | $145,000 | $4,571 | 3.81% |
| Austin, MN (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $6,324 | 2.75% |
| MADISON, WI (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $6,283 | 3.13% |
| BURLINGTON, NC (FHA|USDA|VA) » | 1 | $285,000 | $285,000 | $3,329 | 2.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $3,691 | 2.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $3,964 | 3.49% |
| Elizabeth City, NC (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $7,467 | 2.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $8,203 | 3.63% |
| Sulphur Springs, TX (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $5,949 | 2.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $2,086 | 3.38% |
| Jasper, AL (FHA|USDA|VA) » | 1 | $275,000 | $275,000 | $2,192 | 1.99% |
| Duncan, OK (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $5,288 | 2.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $5,378 | 2.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » | 1 | $265,000 | $265,000 | $4,320 | 2.99% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $8,366 | 2.88% |
| Roseburg, OR (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $11,208 | 3.38% |
| CHICO, CA (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $3,030 | 2.99% |
| Sanford, NC (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $7,431 | 3.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » | 1 | $255,000 | $255,000 | $1,245 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $4,737 | 2.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $5,763 | 2.75% |
| JONESBORO, AR (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $7,414 | 3.63% |
| JACKSON, MS (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $4,644 | 2.99% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $6,153 | 2.75% |
| Aberdeen, WA (FHA|USDA|VA) » | 1 | $245,000 | $245,000 | $6,317 | 3.38% |
| FAIRBANKS, AK (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $5,684 | 3.25% |
| Bardstown, KY (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $11,213 | 3.13% |
| ALBANY, GA (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $8,214 | 2.88% |
| Atmore, AL (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $3,265 | 3.38% |
| Russellville, AR (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $4,696 | 3.63% |
| LAS CRUCES, NM (FHA|USDA|VA) » | 1 | $235,000 | $235,000 | $3,451 | 2.25% |
| KNOXVILLE, TN (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $4,410 | 2.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) » | 1 | $225,000 | $225,000 | $2,160 | 2.99% |
| EL PASO, TX (FHA|USDA|VA) » | 2 | $220,000 | $110,000 | $4,048 | 3.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $3,166 | 2.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) » | 1 | $215,000 | $215,000 | $3,698 | 3.25% |
| Huntsville, TX (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $4,627 | 3.25% |
| VICTORIA, TX (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $8,067 | 4.25% |
| GRANTS PASS, OR (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $4,298 | 2.99% |
| Clewiston, FL (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $4,445 | 3.00% |
| BANGOR, ME (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $1,512 | 2.75% |
| Rock Springs, WY (FHA|USDA|VA) » | 1 | $205,000 | $205,000 | $5,759 | 2.25% |
| El Campo, TX (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $8,702 | 3.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $5,361 | 2.25% |
| Klamath Falls, OR (FHA|USDA|VA) » | 1 | $195,000 | $195,000 | $5,459 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $3,932 | 2.99% |
| Cambridge, MD (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $2,458 | 3.49% |
| MONROE, MI (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $5,262 | 2.25% |
| Susanville, CA (FHA|USDA|VA) » | 1 | $185,000 | $185,000 | $4,713 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $5,133 | 2.25% |
| Cookeville, TN (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,045 | 4.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $6,003 | 2.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,450 | 2.25% |
| Athens, TX (FHA|USDA|VA) » | 1 | $175,000 | $175,000 | $3,649 | 2.25% |
| Milledgeville, GA (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $1,113 | 2.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $5,568 | 2.25% |
| Morehead City, NC (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $2,973 | 2.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $3,363 | 3.25% |
| ROME, GA (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $3,988 | 2.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $2,624 | 2.25% |
| ANN ARBOR, MI (FHA|USDA|VA) » | 1 | $165,000 | $165,000 | $3,652 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,368 | 3.00% |
| LAWTON, OK (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $7,682 | 2.75% |
| Albemarle, NC (FHA|USDA|VA) » | 1 | $155,000 | $155,000 | $3,522 | 3.38% |
| Pecos, TX (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $4,231 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » | 1 | $145,000 | $145,000 | $7,609 | 3.63% |
| YUMA, AZ (FHA|USDA|VA) » | 1 | $135,000 | $135,000 | $3,366 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $2,515 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $3,108 | 3.38% |
| Granbury, TX (FHA|USDA|VA) » | 1 | $125,000 | $125,000 | $8,141 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $3,746 | 3.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) » | 1 | $115,000 | $115,000 | $3,032 | 4.99% |
| ERIE, PA (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $3,866 | 3.74% |
| Summerville, GA (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $3,802 | 2.50% |
| Lewisburg, TN (FHA|USDA|VA) » | 1 | $105,000 | $105,000 | $3,938 | 2.87% |
| CARSON CITY, NV (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $4,184 | 4.25% |
| Ada, OK (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $5,318 | 2.99% |
| AMARILLO, TX (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $6,138 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) » | 1 | $95,000 | $95,000 | $5,142 | 4.00% |
| STAUNTON, VA (FHA|USDA|VA) » | 1 | $85,000 | $85,000 | $3,047 | 2.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) » | 1 | $75,000 | $75,000 | $4,026 | 3.25% |
| MONTGOMERY, AL (FHA|USDA|VA) » | 1 | $55,000 | $55,000 | $3,723 | 3.25% |
Fbc Mortgage 's top markets include Orlando, Tampa, Miami, Atlanta, and Deltona among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional » | 11,255 | $3,442,615,000 | $305,874 | $4,824 | 3.06% |
| FHA » | 4,046 | $1,040,730,000 | $257,224 | $8,893 | 3.10% |
| VA » | 1,704 | $577,400,000 | $338,850 | $6,849 | 2.79% |
| USDA » | 271 | $61,355,000 | $226,402 | $6,520 | 2.93% |
For the 2021 period, Fbc Mortgage 's most frequently originated loan type of loans were Conventional, with 11,255 originations. Their 2nd most popular type is FHA, with 4,046 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase » | 12,632 | $3,743,960,000 | $296,387 | $6,564 | 3.08% |
| Refi » | 2,764 | $808,190,000 | $292,399 | $4,308 | 2.83% |
| Cash Out Refi » | 1,880 | $569,950,000 | $303,165 | $4,938 | 3.12% |
For the 2021, Fbc Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 12,632 originations. The 2nd most popular reason of loans were Refi, with 2,764 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year » | 15,657 | $4,700,805,000 | $300,237 | $6,181 | 3.09% |
| 15 Year » | 1,034 | $269,750,000 | $260,880 | $4,273 | 2.53% |
| 20 Year » | 295 | $78,465,000 | $265,983 | $3,946 | 2.90% |
| Other » | 110 | $32,520,000 | $295,636 | $4,866 | 2.91% |
| 30+ year » | 68 | $27,930,000 | $410,735 | $8,740 | 3.39% |
| 10 Year » | 63 | $12,205,000 | $193,730 | $3,710 | 2.52% |
| 3 Year » | 40 | $360,000 | $9,000 | $0 | 0.00% |
| 5 Year » | 9 | $65,000 | $7,222 | $0 | 0.00% |
For the 2021, Fbc Mortgage 's most frequently cited loan length of loans were 30 Year, with 15,657 originations. The 2nd most popular length of loans were 15 Year, with 1,034 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k » | 10,176 | $3,055,010,000 | $300,217 |
| $2k-3k » | 2,525 | $678,895,000 | $268,869 |
| $<1k » | 1,691 | $453,605,000 | $268,247 |
| $3k-4k » | 1,252 | $352,930,000 | $281,893 |
| $5k+ » | 963 | $378,115,000 | $392,643 |
| $4k-5k » | 642 | $198,590,000 | $309,330 |
$6,181 of loans were Fbc Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,176 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% » | 7,857 | $2,200,945,000 | $280,125 |
| 2.5-3% » | 7,455 | $2,373,625,000 | $318,394 |
| <2.5% » | 1,628 | $471,140,000 | $289,398 |
| 4-5% » | 317 | $72,695,000 | $229,322 |
| 5-6% » | 19 | $3,695,000 | $194,474 |
During 2021, Fbc Mortgage 's average interest rate of loans were 3.09%, while their most frequently originated rate bucket of loans were 3-4%, with 7,857 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k » | 10,478 | $2,962,070,000 | $282,694 | $6,311 | 3.08% |
| $100k-200k » | 3,226 | $516,410,000 | $160,077 | $4,689 | 3.14% |
| $400k-600k » | 2,637 | $1,259,705,000 | $477,704 | $6,255 | 2.95% |
| $100,000 or less » | 535 | $27,825,000 | $52,009 | $3,724 | 2.13% |
| $600k-1MM » | 331 | $239,795,000 | $724,456 | $8,460 | 2.88% |
| $1MM+ » | 69 | $116,295,000 | $1,685,435 | $13,817 | 2.90% |
2021 saw Fbc Mortgage place emphasis on $200k-400k loans with 10,478 originations, totaling $2,962,070,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k » | 4,347 | $1,040,015,000 | $239,249 | $6,339 | 3.07% |
| $100k-150k » | 3,679 | $1,211,215,000 | $329,224 | $5,968 | 3.07% |
| $75k-100k » | 3,267 | $912,565,000 | $279,328 | $6,281 | 3.06% |
| $150k-250k » | 2,201 | $864,155,000 | $392,619 | $5,773 | 3.06% |
| $50k or less » | 1,980 | $360,390,000 | $182,015 | $5,657 | 3.05% |
| $250k+ » | 985 | $501,995,000 | $509,640 | $6,065 | 3.02% |
Fbc Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,347 originations. The second most popular income band? $100k-150k, with 3,679 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% » | 2,848 | $875,040,000 | $307,247 | $5,180 | 3.02% |
| 30-36% » | 2,795 | $848,275,000 | $303,497 | $5,638 | 3.05% |
| 50-60% » | 1,519 | $422,785,000 | $278,331 | $8,701 | 3.04% |
| <20% » | 906 | $278,790,000 | $307,715 | $4,711 | 2.96% |
| 44% » | 779 | $224,595,000 | $288,312 | $6,242 | 3.10% |
| 43% » | 732 | $209,660,000 | $286,421 | $6,153 | 3.08% |
| 42% » | 721 | $212,355,000 | $294,528 | $6,094 | 3.10% |
| 45% » | 667 | $190,465,000 | $285,555 | $6,129 | 3.07% |
| 41% » | 653 | $202,235,000 | $309,701 | $6,197 | 3.08% |
| 40% » | 627 | $181,965,000 | $290,215 | $6,074 | 3.09% |
| 39% » | 614 | $180,010,000 | $293,176 | $5,839 | 3.08% |
| 38% » | 556 | $176,570,000 | $317,572 | $5,905 | 3.05% |
| 36% » | 543 | $164,465,000 | $302,882 | $5,772 | 3.07% |
| 48% » | 538 | $151,090,000 | $280,836 | $6,162 | 3.12% |
| 46% » | 536 | $158,520,000 | $295,746 | $6,415 | 3.07% |
| 37% » | 519 | $158,185,000 | $304,788 | $5,989 | 3.10% |
| 47% » | 517 | $145,055,000 | $280,571 | $6,358 | 3.07% |
| 49% » | 486 | $139,630,000 | $287,305 | $6,800 | 3.13% |
| >60% » | 53 | $17,535,000 | $330,849 | $7,873 | 2.94% |
Fbc Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,848 originations. The next most common DTI ratio? 30-36%, with 2,795 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White » | 11,589 | $3,434,655,000 | $296,372 | $5,848 | 3.04% |
| Not provided » | 2,836 | $838,210,000 | $295,561 | $6,228 | 3.03% |
| Black » | 1,633 | $472,125,000 | $289,115 | $6,992 | 3.06% |
| Asian » | 867 | $287,485,000 | $331,586 | $5,735 | 3.03% |
| American Indian » | 219 | $50,065,000 | $228,607 | $6,256 | 3.06% |
| Asian Indian » | 43 | $13,895,000 | $323,140 | $5,880 | 3.23% |
| Native Hawaiian or Islander » | 31 | $7,725,000 | $249,194 | $5,546 | 2.95% |
| Filipino » | 16 | $5,290,000 | $330,625 | $5,600 | 3.09% |
| Other Asian » | 16 | $4,860,000 | $303,750 | $5,574 | 2.98% |
| Other Pacific Islander » | 7 | $2,535,000 | $362,143 | $8,032 | 2.84% |
| » | 8 | $2,080,000 | $260,000 | $7,630 | 3.08% |
| Chinese » | 4 | $1,180,000 | $295,000 | $5,245 | 2.75% |
| Korean » | 2 | $720,000 | $360,000 | $7,147 | 2.56% |
| Vietnamese » | 3 | $685,000 | $228,333 | $5,071 | 2.91% |
| Guamanian » | 1 | $325,000 | $325,000 | $10,036 | 2.75% |
| Samoan » | 1 | $265,000 | $265,000 | $8,974 | 3.00% |
Approval Rates
Total approvals of all applications97.82%
Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination58.27%
Fbc Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,276 | $5,122,100,000 | $296,486 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| » | 17,276 | $5,122,100,000 | $296,486 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% » | 495 | $95,655,000 | $193,242 | $3,852 | 2.91% |
| 40-60% » | 1,473 | $411,775,000 | $279,549 | $4,294 | 2.92% |
| 60-80% » | 4,563 | $1,451,875,000 | $318,184 | $5,026 | 3.12% |
| 80-100% » | 9,532 | $2,856,150,000 | $299,638 | $6,656 | 3.12% |
| Over 100% » | 396 | $137,640,000 | $347,576 | $12,850 | 2.94% |
| Under 20% » | 250 | $9,570,000 | $38,280 | $3,771 | 0.83% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FBC MORTGAGE, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 40.0% |
| FBC MORTGAGE, LLC | Conventional home mortgage | Trouble during payment process | 1 | 20.0% |
| FBC MORTGAGE, LLC | FHA mortgage | Closing on a mortgage | 1 | 20.0% |
| FBC MORTGAGE, LLC | VA mortgage | Closing on a mortgage | 1 | 20.0% |
