Fbc Mortgage Rates, Fees & Info
NORTH PALM BEACH, FLLEI: 5493005JPZ3LXXMB0S24
Tax ID: 20-3702275
3.8 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Fbc Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Orlando, Tampa, Miami, Atlanta, and Deltona among others. Fbc Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Fbc Mortgage is typically a high fee lendor.Originations
17,276Origination Dollar Volume (All Markets)
$5,122,100,000Awards
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FBC MORTGAGE - 2021
FBC MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Fbc Mortgage 's average 30 year fixed rate mortgage of loans were
3.09%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.06%.
Relative Fees
Fbc Mortgage 's average total fees for a 30 year fixed rate
mortgage are $6,181.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2,568 | $811,460,000 | $315,989 | $5,904 | 3.03% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,318 | $387,110,000 | $293,710 | $5,920 | 3.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 613 | $265,605,000 | $433,287 | $7,052 | 2.99% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 833 | $261,965,000 | $314,484 | $5,574 | 3.01% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 975 | $245,585,000 | $251,882 | $5,658 | 3.10% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 891 | $229,035,000 | $257,054 | $7,239 | 3.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 592 | $189,850,000 | $320,693 | $4,916 | 3.07% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 429 | $177,545,000 | $413,858 | $5,759 | 2.94% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 573 | $174,625,000 | $304,756 | $6,076 | 3.05% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 534 | $148,880,000 | $278,801 | $6,062 | 3.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 471 | $132,545,000 | $281,412 | $6,164 | 3.09% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 443 | $119,485,000 | $269,718 | $8,523 | 2.74% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 388 | $110,530,000 | $284,871 | $6,710 | 3.10% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 358 | $102,880,000 | $287,374 | $5,410 | 3.12% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 323 | $90,965,000 | $281,625 | $4,480 | 3.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 239 | $80,795,000 | $338,054 | $7,505 | 2.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 138 | $75,920,000 | $550,145 | $6,741 | 2.84% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 324 | $73,750,000 | $227,623 | $6,741 | 2.98% |
| GAINESVILLE, FL (FHA|USDA|VA) | 270 | $67,370,000 | $249,519 | $5,324 | 3.04% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 129 | $57,365,000 | $444,690 | $3,408 | 2.89% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 119 | $56,505,000 | $474,832 | $6,469 | 2.90% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 177 | $50,765,000 | $286,808 | $6,145 | 2.95% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 204 | $48,780,000 | $239,118 | $6,583 | 3.13% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 159 | $46,705,000 | $293,742 | $4,549 | 3.04% |
| STOCKTON, CA (FHA|USDA|VA) | 106 | $46,530,000 | $438,962 | $6,007 | 3.06% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 137 | $37,275,000 | $272,080 | $5,273 | 3.05% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 181 | $35,645,000 | $196,934 | $8,087 | 2.54% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 147 | $34,935,000 | $237,653 | $6,096 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 142 | $34,790,000 | $245,000 | $4,796 | 3.11% |
| TULSA, OK (FHA|USDA|VA) | 173 | $34,485,000 | $199,335 | $6,145 | 3.19% |
| Outside of Metro Areas | 145 | $34,155,000 | $235,552 | $5,709 | 3.05% |
| Pahrump, NV (FHA|USDA|VA) | 146 | $32,560,000 | $223,014 | $5,759 | 3.08% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 64 | $31,610,000 | $493,906 | $6,371 | 2.83% |
| COLUMBUS, OH (FHA|USDA|VA) | 123 | $31,395,000 | $255,244 | $7,688 | 3.07% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 150 | $31,090,000 | $207,267 | $4,964 | 3.15% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 162 | $29,600,000 | $182,716 | $6,710 | 3.16% |
| ODESSA, TX (FHA|USDA|VA) | 129 | $27,825,000 | $215,698 | $8,146 | 3.33% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 105 | $27,755,000 | $264,333 | $4,422 | 3.01% |
| OWENSBORO, KY (FHA|USDA|VA) | 110 | $26,500,000 | $240,909 | $5,395 | 3.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 102 | $26,480,000 | $259,608 | $6,952 | 3.09% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 73 | $25,085,000 | $343,630 | $5,419 | 3.04% |
| Muskogee, OK (FHA|USDA|VA) | 142 | $23,260,000 | $163,803 | $4,899 | 3.26% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 70 | $23,160,000 | $330,857 | $6,828 | 3.09% |
| OCALA, FL (FHA|USDA|VA) | 109 | $22,955,000 | $210,596 | $5,747 | 3.16% |
| MODESTO, CA (FHA|USDA|VA) | 73 | $22,595,000 | $309,521 | $5,448 | 3.11% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 50 | $19,030,000 | $380,600 | $2,728 | 2.72% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 32 | $17,500,000 | $546,875 | $5,190 | 2.98% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 44 | $16,340,000 | $371,364 | $7,007 | 3.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 36 | $15,270,000 | $424,167 | $5,674 | 2.79% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 39 | $13,715,000 | $351,667 | $5,562 | 2.86% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 48 | $13,340,000 | $277,917 | $5,231 | 3.05% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 48 | $11,820,000 | $246,250 | $7,410 | 3.19% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 32 | $11,500,000 | $359,375 | $7,302 | 3.01% |
| MIDLAND, TX (FHA|USDA|VA) | 52 | $11,150,000 | $214,423 | $7,996 | 3.18% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 35 | $10,905,000 | $311,571 | $7,472 | 2.92% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 49 | $10,405,000 | $212,347 | $5,131 | 3.13% |
| PANAMA CITY, FL (FHA|USDA|VA) | 39 | $10,085,000 | $258,590 | $5,428 | 3.05% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 34 | $9,400,000 | $276,471 | $6,941 | 3.22% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 35 | $8,725,000 | $249,286 | $5,021 | 3.11% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 31 | $8,375,000 | $270,161 | $5,972 | 3.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 23 | $8,215,000 | $357,174 | $6,336 | 2.81% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 21 | $7,955,000 | $378,810 | $3,122 | 2.94% |
| RICHMOND, VA (FHA|USDA|VA) | 24 | $7,290,000 | $303,750 | $6,916 | 2.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 29 | $7,135,000 | $246,034 | $6,507 | 3.04% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 25 | $7,105,000 | $284,200 | $5,419 | 3.04% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $7,105,000 | $789,444 | $5,580 | 2.85% |
| Cañon City, CO (FHA|USDA|VA) | 31 | $7,005,000 | $225,968 | $4,175 | 3.10% |
| VALLEJO, CA (FHA|USDA|VA) | 15 | $6,605,000 | $440,333 | $6,865 | 2.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 19 | $6,375,000 | $335,526 | $4,644 | 3.03% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 20 | $5,750,000 | $287,500 | $4,939 | 3.09% |
| St. Marys, GA (FHA|USDA|VA) | 20 | $5,570,000 | $278,500 | $6,966 | 2.96% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $5,500,000 | $550,000 | $7,098 | 2.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 20 | $5,400,000 | $270,000 | $6,648 | 3.15% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 11 | $5,215,000 | $474,091 | $4,985 | 3.08% |
| Tahlequah, OK (FHA|USDA|VA) | 29 | $5,185,000 | $178,793 | $6,316 | 3.15% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 20 | $5,100,000 | $255,000 | $6,382 | 3.20% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 13 | $5,055,000 | $388,846 | $5,663 | 2.88% |
| Jasper, IN (FHA|USDA|VA) | 21 | $4,985,000 | $237,381 | $5,462 | 3.11% |
| YUBA CITY, CA (FHA|USDA|VA) | 17 | $4,945,000 | $290,882 | $9,145 | 2.77% |
| MERCED, CA (FHA|USDA|VA) | 17 | $4,845,000 | $285,000 | $4,598 | 3.24% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 11 | $4,485,000 | $407,727 | $5,881 | 3.33% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 22 | $4,380,000 | $199,091 | $5,167 | 3.07% |
| FRESNO, CA (FHA|USDA|VA) | 10 | $4,290,000 | $429,000 | $5,722 | 2.90% |
| THE VILLAGES, FL (FHA|USDA|VA) | 17 | $4,105,000 | $241,471 | $8,258 | 3.17% |
| RENO, NV (FHA|USDA|VA) | 6 | $4,010,000 | $668,333 | $5,448 | 3.06% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $3,930,000 | $196,500 | $4,131 | 3.47% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 17 | $3,805,000 | $223,824 | $4,777 | 3.10% |
| Richmond-Berea, KY (FHA|USDA|VA) | 11 | $3,325,000 | $302,273 | $6,206 | 3.29% |
| ASHEVILLE, NC (FHA|USDA|VA) | 9 | $3,325,000 | $369,444 | $3,897 | 2.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 12 | $3,280,000 | $273,333 | $6,014 | 3.03% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 8 | $3,230,000 | $403,750 | $3,809 | 2.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 7 | $3,135,000 | $447,857 | $6,019 | 2.95% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $6,367 | 3.20% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $4,150 | 2.83% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $2,260,000 | $565,000 | $3,205 | 2.44% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 5 | $2,245,000 | $449,000 | $4,766 | 2.88% |
| Palatka, FL (FHA|USDA|VA) | 11 | $1,795,000 | $163,182 | $4,773 | 3.21% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $5,109 | 3.01% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $7,067 | 3.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $4,257 | 3.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $3,992 | 3.11% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $6,605 | 2.58% |
| VISALIA, CA (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $4,877 | 2.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $6,208 | 2.68% |
| Payson, AZ (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $5,143 | 3.25% |
| Lake City, FL (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $4,622 | 3.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,515,000 | $505,000 | $2,991 | 2.79% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $4,103 | 2.73% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $4,704 | 2.87% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $5,012 | 3.12% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $3,137 | 2.71% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $1,385,000 | $1,385,000 | $58,203 | 2.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $7,010 | 3.28% |
| Ardmore, OK (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $4,951 | 2.89% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $3,201 | 3.03% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $5,673 | 2.71% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,670 | 3.03% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $3,563 | 4.50% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,030 | 2.80% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $7,062 | 3.38% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $3,399 | 3.32% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $4,553 | 3.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $2,827 | 3.40% |
| BOISE CITY, ID (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,005 | 3.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,363 | 3.17% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $5,222 | 2.81% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,504 | 2.97% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,599 | 2.83% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $2,075 | 3.12% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $4,440 | 2.71% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $2,493 | 2.99% |
| Brevard, NC (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $6,979 | 3.13% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $4,392 | 2.75% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $3,866 | 2.75% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $5,989 | 2.91% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,931 | 2.84% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $3,625 | 2.50% |
| Sonora, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $3,711 | 3.12% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,874 | 2.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,419 | 3.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $5,951 | 3.10% |
| CHEYENNE, WY (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,131 | 2.42% |
| Albertville, AL (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,070 | 3.04% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,357 | 2.50% |
| Shawnee, OK (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $5,781 | 3.55% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,772 | 3.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $4,243 | 2.88% |
| Durant, OK (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,977 | 3.46% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $7,210 | 3.37% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,311 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,731 | 3.12% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,511 | 2.88% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,969 | 2.87% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,126 | 3.17% |
| Big Spring, TX (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,741 | 3.31% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,356 | 3.54% |
| Boone, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,156 | 3.44% |
| DOVER, DE (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $7,686 | 3.18% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $3,419 | 2.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,785 | 3.00% |
| Cornelia, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,849 | 3.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,108 | 3.19% |
| Cullman, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,141 | 3.13% |
| McAlester, OK (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,410 | 3.03% |
| Andrews, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,020 | 3.44% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,215 | 2.99% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,057 | 2.94% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $1,360 | 2.75% |
| WACO, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,214 | 3.17% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,732 | 2.88% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $16,651 | 3.00% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,999 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,846 | 2.87% |
| Brookings, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $21,855 | 2.99% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,650 | 2.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,218 | 3.00% |
| Laconia, NH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,260 | 2.75% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,536 | 2.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,042 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,173 | 3.68% |
| Searcy, AR (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,682 | 3.63% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,288 | 3.38% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,201 | 3.24% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,803 | 3.06% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,814 | 2.88% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,009 | 2.99% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,312 | 3.13% |
| Fernley, NV (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,734 | 2.99% |
| Bay City, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,748 | 1.99% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,645 | 3.29% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,605 | 3.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,071 | 2.50% |
| SALEM, OR (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,014 | 3.19% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,014 | 2.99% |
| Tifton, GA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,259 | 2.50% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,314 | 2.79% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,570 | 3.12% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,395 | 2.88% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,560 | 2.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,848 | 2.99% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,892 | 3.00% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,802 | 2.25% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,366 | 3.19% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,752 | 2.81% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,961 | 3.62% |
| Bonham, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,773 | 4.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,040 | 3.13% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,785 | 3.50% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,395 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,561 | 2.88% |
| Henderson, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,447 | 3.13% |
| Elko, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,468 | 2.99% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,777 | 3.12% |
| Hood River, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,851 | 3.74% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,341 | 2.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,161 | 3.88% |
| Rockport, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,951 | 3.25% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,592 | 2.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,476 | 3.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,279 | 2.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,432 | 2.38% |
| AMES, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,407 | 2.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,571 | 3.81% |
| Austin, MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,324 | 2.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,283 | 3.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,329 | 2.25% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,691 | 2.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,964 | 3.49% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,467 | 2.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,203 | 3.63% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,949 | 2.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,086 | 3.38% |
| Jasper, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,192 | 1.99% |
| Duncan, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,288 | 2.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,378 | 2.25% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,320 | 2.99% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,366 | 2.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,208 | 3.38% |
| CHICO, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,030 | 2.99% |
| Sanford, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,431 | 3.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,245 | 2.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,737 | 2.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,763 | 2.75% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,414 | 3.63% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,644 | 2.99% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,153 | 2.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,317 | 3.38% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,684 | 3.25% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,213 | 3.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,214 | 2.88% |
| Atmore, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,265 | 3.38% |
| Russellville, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,696 | 3.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,451 | 2.25% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,410 | 2.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,160 | 2.99% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,048 | 3.00% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,166 | 2.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,698 | 3.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,627 | 3.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,067 | 4.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,298 | 2.99% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,445 | 3.00% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,512 | 2.75% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,759 | 2.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,702 | 3.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,361 | 2.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,459 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,932 | 2.99% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,458 | 3.49% |
| MONROE, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,262 | 2.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,713 | 2.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,133 | 2.25% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,045 | 4.88% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,003 | 2.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,450 | 2.25% |
| Athens, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,649 | 2.25% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,113 | 2.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,568 | 2.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,973 | 2.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,363 | 3.25% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,988 | 2.88% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,624 | 2.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,652 | 2.75% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,368 | 3.00% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,682 | 2.75% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,522 | 3.38% |
| Pecos, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,231 | 3.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,609 | 3.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,366 | 2.75% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,515 | 2.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,108 | 3.38% |
| Granbury, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,141 | 2.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,746 | 3.38% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,032 | 4.99% |
| ERIE, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,866 | 3.74% |
| Summerville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,802 | 2.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,938 | 2.87% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,184 | 4.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,318 | 2.99% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,138 | 3.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,142 | 4.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,047 | 2.88% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,026 | 3.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,723 | 3.25% |
Fbc Mortgage 's top markets include Orlando, Tampa, Miami, Atlanta, and Deltona among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 11,255 | $3,442,615,000 | $305,874 | $4,824 | 3.06% |
| FHA | 4,046 | $1,040,730,000 | $257,224 | $8,893 | 3.10% |
| VA | 1,704 | $577,400,000 | $338,850 | $6,849 | 2.79% |
| USDA | 271 | $61,355,000 | $226,402 | $6,520 | 2.93% |
For the 2021 period, Fbc Mortgage 's most frequently originated loan type of loans were Conventional, with 11,255 originations. Their 2nd most popular type is FHA, with 4,046 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 12,632 | $3,743,960,000 | $296,387 | $6,564 | 3.08% |
| Refi | 2,764 | $808,190,000 | $292,399 | $4,308 | 2.83% |
| Cash Out Refi | 1,880 | $569,950,000 | $303,165 | $4,938 | 3.12% |
For the 2021, Fbc Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 12,632 originations. The 2nd most popular reason of loans were Refi, with 2,764 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 15,657 | $4,700,805,000 | $300,237 | $6,181 | 3.09% |
| 15 Year | 1,034 | $269,750,000 | $260,880 | $4,273 | 2.53% |
| 20 Year | 295 | $78,465,000 | $265,983 | $3,946 | 2.90% |
| Other | 110 | $32,520,000 | $295,636 | $4,866 | 2.91% |
| 30+ year | 68 | $27,930,000 | $410,735 | $8,740 | 3.39% |
| 10 Year | 63 | $12,205,000 | $193,730 | $3,710 | 2.52% |
| 3 Year | 40 | $360,000 | $9,000 | $0 | 0.00% |
| 5 Year | 9 | $65,000 | $7,222 | $0 | 0.00% |
For the 2021, Fbc Mortgage 's most frequently cited loan length of loans were 30 Year, with 15,657 originations. The 2nd most popular length of loans were 15 Year, with 1,034 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 10,176 | $3,055,010,000 | $300,217 |
| $2k-3k | 2,525 | $678,895,000 | $268,869 |
| $3k-4k | 1,894 | $551,520,000 | $291,193 |
| $<1k | 1,691 | $453,605,000 | $268,247 |
| $5k+ | 963 | $378,115,000 | $392,643 |
$6,181 of loans were Fbc Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,176 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 7,857 | $2,200,945,000 | $280,125 |
| 2.5-3% | 7,455 | $2,373,625,000 | $318,394 |
| <2.5% | 1,628 | $471,140,000 | $289,398 |
| 4-5% | 317 | $72,695,000 | $229,322 |
| 5-6% | 19 | $3,695,000 | $194,474 |
During 2021, Fbc Mortgage 's average interest rate of loans were 3.09%, while their most frequently originated rate bucket of loans were 3-4%, with 7,857 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 10,478 | $2,962,070,000 | $282,694 | $6,311 | 3.08% |
| $100k-200k | 3,226 | $516,410,000 | $160,077 | $4,689 | 3.14% |
| $400k-600k | 2,637 | $1,259,705,000 | $477,704 | $6,255 | 2.95% |
| $100,000 or less | 535 | $27,825,000 | $52,009 | $3,724 | 2.13% |
| $600k-1MM | 331 | $239,795,000 | $724,456 | $8,460 | 2.88% |
| $1MM+ | 69 | $116,295,000 | $1,685,435 | $13,817 | 2.90% |
2021 saw Fbc Mortgage place emphasis on $200k-400k loans with 10,478 originations, totaling $2,962,070,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 4,347 | $1,040,015,000 | $239,249 | $6,339 | 3.07% |
| $100k-150k | 3,679 | $1,211,215,000 | $329,224 | $5,968 | 3.07% |
| $75k-100k | 3,267 | $912,565,000 | $279,328 | $6,281 | 3.06% |
| $150k-250k | 2,201 | $864,155,000 | $392,619 | $5,773 | 3.06% |
| $50k or less | 1,980 | $360,390,000 | $182,015 | $5,657 | 3.05% |
| $250k+ | 985 | $501,995,000 | $509,640 | $6,065 | 3.02% |
Fbc Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,347 originations. The second most popular income band? $100k-150k, with 3,679 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 2,848 | $875,040,000 | $307,247 | $5,180 | 3.02% |
| 30-36% | 2,795 | $848,275,000 | $303,497 | $5,638 | 3.05% |
| 50-60% | 1,519 | $422,785,000 | $278,331 | $8,701 | 3.04% |
| <20% | 906 | $278,790,000 | $307,715 | $4,711 | 2.96% |
| 44% | 779 | $224,595,000 | $288,312 | $6,242 | 3.10% |
| 43% | 732 | $209,660,000 | $286,421 | $6,153 | 3.08% |
| 42% | 721 | $212,355,000 | $294,528 | $6,094 | 3.10% |
| 45% | 667 | $190,465,000 | $285,555 | $6,129 | 3.07% |
| 41% | 653 | $202,235,000 | $309,701 | $6,197 | 3.08% |
| 40% | 627 | $181,965,000 | $290,215 | $6,074 | 3.09% |
| 39% | 614 | $180,010,000 | $293,176 | $5,839 | 3.08% |
| 38% | 556 | $176,570,000 | $317,572 | $5,905 | 3.05% |
| 36% | 543 | $164,465,000 | $302,882 | $5,772 | 3.07% |
| 48% | 538 | $151,090,000 | $280,836 | $6,162 | 3.12% |
| 46% | 536 | $158,520,000 | $295,746 | $6,415 | 3.07% |
| 37% | 519 | $158,185,000 | $304,788 | $5,989 | 3.10% |
| 47% | 517 | $145,055,000 | $280,571 | $6,358 | 3.07% |
| 49% | 486 | $139,630,000 | $287,305 | $6,800 | 3.13% |
| >60% | 53 | $17,535,000 | $330,849 | $7,873 | 2.94% |
Fbc Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,848 originations. The next most common DTI ratio? 30-36%, with 2,795 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 11,589 | $3,434,655,000 | $296,372 | $5,848 | 3.04% |
| Not provided | 2,836 | $838,210,000 | $295,561 | $6,228 | 3.03% |
| Black | 1,633 | $472,125,000 | $289,115 | $6,992 | 3.06% |
| Asian | 867 | $287,485,000 | $331,586 | $5,735 | 3.03% |
| American Indian | 219 | $50,065,000 | $228,607 | $6,256 | 3.06% |
| Asian Indian | 43 | $13,895,000 | $323,140 | $5,880 | 3.23% |
| Native Hawaiian | 31 | $7,725,000 | $249,194 | $5,546 | 2.95% |
| Filipino | 16 | $5,290,000 | $330,625 | $5,600 | 3.09% |
| Other Asian | 16 | $4,860,000 | $303,750 | $5,574 | 2.98% |
| Other Pacific Islander | 7 | $2,535,000 | $362,143 | $8,032 | 2.84% |
| 8 | $2,080,000 | $260,000 | $7,630 | 3.08% | |
| Chinese | 4 | $1,180,000 | $295,000 | $5,245 | 2.75% |
| Korean | 2 | $720,000 | $360,000 | $7,147 | 2.56% |
| Vietnamese | 3 | $685,000 | $228,333 | $5,071 | 2.91% |
| Guamanian | 1 | $325,000 | $325,000 | $10,036 | 2.75% |
| Samoan | 1 | $265,000 | $265,000 | $8,974 | 3.00% |
Approval Rates
Total approvals of all applications96.07%
Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.60%
Fbc Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 17,276 | $5,122,100,000 | $296,486 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 17,276 | $5,122,100,000 | $296,486 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 495 | $95,655,000 | $193,242 | $3,852 | 2.91% |
| 40-60% | 1,473 | $411,775,000 | $279,549 | $4,294 | 2.92% |
| 60-80% | 4,563 | $1,451,875,000 | $318,184 | $5,026 | 3.12% |
| 80-100% | 9,532 | $2,856,150,000 | $299,638 | $6,656 | 3.12% |
| Over 100% | 396 | $137,640,000 | $347,576 | $12,850 | 2.94% |
| Under 20% | 250 | $9,570,000 | $38,280 | $3,771 | 0.83% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FBC MORTGAGE, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 40.0% |
| FBC MORTGAGE, LLC | Conventional home mortgage | Trouble during payment process | 1 | 20.0% |
| FBC MORTGAGE, LLC | FHA mortgage | Closing on a mortgage | 1 | 20.0% |
| FBC MORTGAGE, LLC | VA mortgage | Closing on a mortgage | 1 | 20.0% |
