Fbc Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 5493005JPZ3LXXMB0S24

Tax ID: 20-3702275

3 stars - Updated: 3/17/24 - out of 5 stars, based on 88 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

Review & Overview

Fbc Mortgage is a small mortgage company specializing in Home Purchase loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Tampa, Miami, Las Vegas, and Phoenix among others. We have data for 238 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fbc Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fbc Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.78% 3/17/24
30 Year Conventional Refi 6.60% 3/17/24
30 Year Cash-out Refi 6.84% 3/17/24
30 Year FHA Purchase 7.47% 3/17/24
30 Year FHA Refi 7.19% 3/17/24
30 Year VA Purchase 6.29% 3/17/24
30 Year VA Refi 5.78% 3/17/24
30 Year USDA Purchase 6.88% 3/17/24
15 Year Conventional Purchase 6.27% 3/17/24
15 Year Conventional Refi 6.06% 3/17/24
15 Year Cash-out Refi 6.06% 3/17/24
15 Year FHA Purchase 7.36% 3/17/24
15 Year VA Purchase 6.52% 3/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Fbc Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Fbc Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,673

Origination Dollar Volume (All Markets)

$2,735,485,000
Show all (10) awards

Relative Rate

Fbc Mortgage's average 30 year fixed mortgage rate was 4.9%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.14%.

Relative Fees (Closing Costs)

Fbc Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $8,058.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 996 $393,300,000 $394,880 $7,615 4.74%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 466 $168,490,000 $361,567 $8,257 4.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 314 $140,430,000 $447,229 $10,228 4.71%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 337 $130,465,000 $387,136 $8,235 4.88%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 290 $117,730,000 $405,966 $7,448 4.58%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 379 $111,925,000 $295,317 $7,553 4.74%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 189 $87,485,000 $462,884 $8,169 4.69%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 272 $86,900,000 $319,485 $8,054 5.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 212 $79,910,000 $376,934 $8,218 4.96%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 223 $73,525,000 $329,709 $8,338 5.14%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 201 $73,345,000 $364,900 $10,271 4.81%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 189 $64,435,000 $340,926 $7,986 4.91%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 200 $63,030,000 $315,150 $7,409 5.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 128 $57,200,000 $446,875 $11,002 4.17%
PORT ST. LUCIE, FL (FHA|USDA|VA) 141 $51,475,000 $365,071 $8,051 4.92%
JACKSONVILLE, FL (FHA|USDA|VA) 146 $50,500,000 $345,890 $7,472 4.87%
GAINESVILLE, FL (FHA|USDA|VA) 136 $41,520,000 $305,294 $7,209 4.78%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 157 $39,525,000 $251,752 $8,727 4.77%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 152 $38,740,000 $254,868 $7,341 5.02%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 42 $34,820,000 $829,048 $12,276 3.81%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 94 $33,610,000 $357,553 $9,716 4.61%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 59 $29,215,000 $495,169 $7,986 4.63%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 71 $28,365,000 $399,507 $6,452 4.93%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 93 $26,105,000 $280,699 $6,870 4.88%
LOUISVILLE, KY (FHA|USDA|VA) 75 $26,075,000 $347,667 $5,544 4.87%
EVANSVILLE, IN-KY (FHA|USDA|VA) 84 $26,060,000 $310,238 $6,039 4.96%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 40 $26,040,000 $651,000 $8,834 4.44%
OWENSBORO, KY (FHA|USDA|VA) 91 $24,385,000 $267,967 $6,457 5.14%
COLUMBIA, SC (FHA|USDA|VA) 81 $24,215,000 $298,951 $8,000 5.86%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 111 $22,525,000 $202,928 $7,089 4.99%
STOCKTON, CA (FHA|USDA|VA) 46 $21,860,000 $475,217 $8,535 4.63%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 27 $20,525,000 $760,185 $13,396 4.69%
Muskogee, OK (FHA|USDA|VA) 102 $19,820,000 $194,314 $5,428 5.35%
Outside of Metro Areas 78 $19,800,000 $253,846 $6,084 4.93%
OCALA, FL (FHA|USDA|VA) 70 $18,500,000 $264,286 $6,198 4.93%
PANAMA CITY, FL (FHA|USDA|VA) 58 $17,740,000 $305,862 $7,948 5.01%
BOWLING GREEN, KY (FHA|USDA|VA) 59 $16,015,000 $271,441 $6,394 5.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 40 $15,910,000 $397,750 $8,005 4.56%
BAKERSFIELD, CA (FHA|USDA|VA) 43 $15,745,000 $366,163 $11,772 4.36%
TULSA, OK (FHA|USDA|VA) 75 $15,485,000 $206,467 $7,054 4.70%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 48 $13,890,000 $289,375 $9,246 5.17%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 38 $13,840,000 $364,211 $8,986 4.86%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 17 $12,945,000 $761,471 $10,635 5.23%
PUNTA GORDA, FL (FHA|USDA|VA) 51 $12,885,000 $252,647 $7,568 4.90%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 20 $11,650,000 $582,500 $4,544 3.59%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 34 $11,410,000 $335,588 $8,468 5.67%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 24 $11,040,000 $460,000 $4,252 4.83%
THE VILLAGES, FL (FHA|USDA|VA) 33 $10,675,000 $323,485 $5,331 5.57%
WICHITA, KS (FHA|USDA|VA) 48 $9,890,000 $206,042 $5,254 5.83%
MODESTO, CA (FHA|USDA|VA) 23 $8,995,000 $391,087 $7,554 5.11%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 28 $8,750,000 $312,500 $10,228 5.44%
SUMTER, SC (FHA|USDA|VA) 30 $7,950,000 $265,000 $8,889 5.71%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $7,145,000 $793,889 $11,453 5.07%
ODESSA, TX (FHA|USDA|VA) 31 $6,875,000 $221,774 $8,729 4.87%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 14 $6,800,000 $485,714 $12,358 4.52%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 21 $6,735,000 $320,714 $11,172 4.86%
OKLAHOMA CITY, OK (FHA|USDA|VA) 26 $6,670,000 $256,538 $6,934 4.71%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 13 $6,635,000 $510,385 $9,585 4.65%
HUNTSVILLE, AL (FHA|USDA|VA) 21 $6,135,000 $292,143 $6,389 4.65%
RALEIGH-CARY, NC (FHA|USDA|VA) 16 $6,130,000 $383,125 $6,623 4.95%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 11 $5,495,000 $499,545 $9,736 4.93%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $5,240,000 $327,500 $7,682 5.41%
YUBA CITY, CA (FHA|USDA|VA) 11 $4,585,000 $416,818 $8,956 4.49%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 15 $4,415,000 $294,333 $6,882 5.48%
FRESNO, CA (FHA|USDA|VA) 9 $4,245,000 $471,667 $7,653 4.74%
Pahrump, NV (FHA|USDA|VA) 13 $4,225,000 $325,000 $7,492 3.99%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $4,085,000 $583,571 $7,121 4.20%
ST. GEORGE, UT (FHA|USDA|VA) 5 $4,065,000 $813,000 $5,136 3.30%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 17 $3,875,000 $227,941 $4,772 5.82%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $3,810,000 $476,250 $12,021 5.06%
VALLEJO, CA (FHA|USDA|VA) 6 $3,710,000 $618,333 $17,330 4.75%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $3,670,000 $229,375 $4,638 5.90%
Heber, UT (FHA|USDA|VA) 4 $3,350,000 $837,500 $13,660 6.09%
RICHMOND, VA (FHA|USDA|VA) 9 $3,345,000 $371,667 $5,107 4.32%
Tahlequah, OK (FHA|USDA|VA) 16 $3,330,000 $208,125 $6,824 4.44%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 6 $3,330,000 $555,000 $10,241 4.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 13 $3,305,000 $254,231 $5,971 4.65%
Richmond-Berea, KY (FHA|USDA|VA) 7 $2,575,000 $367,857 $6,377 4.96%
Jasper, IN (FHA|USDA|VA) 10 $2,560,000 $256,000 $5,189 5.53%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 4 $2,390,000 $597,500 $11,547 4.19%
Talladega-Sylacauga, AL (FHA|USDA|VA) 11 $2,365,000 $215,000 $5,411 4.53%
MIDLAND, TX (FHA|USDA|VA) 10 $2,350,000 $235,000 $8,654 4.19%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 5 $2,295,000 $459,000 $7,665 5.10%
PITTSBURGH, PA (FHA|USDA|VA) 5 $2,245,000 $449,000 $7,129 4.60%
VISALIA, CA (FHA|USDA|VA) 6 $2,200,000 $366,667 $9,393 5.33%
TALLAHASSEE, FL (FHA|USDA|VA) 8 $2,160,000 $270,000 $6,565 4.89%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $2,155,000 $431,000 $11,934 4.97%
TUCSON, AZ (FHA|USDA|VA) 5 $2,135,000 $427,000 $7,001 3.89%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $2,130,000 $532,500 $3,409 3.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $2,125,000 $303,571 $2,374 4.60%
Edwards, CO (FHA|USDA|VA) 2 $2,100,000 $1,050,000 $4,646 4.50%
MERCED, CA (FHA|USDA|VA) 6 $2,030,000 $338,333 $10,654 5.20%
Seneca, SC (FHA|USDA|VA) 8 $1,900,000 $237,500 $7,892 5.67%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,895,000 $631,667 $4,703 4.29%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,885,000 $377,000 $10,189 5.90%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,880,000 $470,000 $8,506 4.03%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,875,000 $375,000 $5,610 5.24%
CORPUS CHRISTI, TX (FHA|USDA|VA) 9 $1,875,000 $208,333 $7,753 5.00%
MADERA, CA (FHA|USDA|VA) 6 $1,810,000 $301,667 $11,197 5.08%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,805,000 $361,000 $11,991 5.27%
Jefferson, GA (FHA|USDA|VA) 4 $1,800,000 $450,000 $8,915 5.25%
Key West, FL (FHA|USDA|VA) 4 $1,790,000 $447,500 $5,430 3.72%
Steamboat Springs, CO (FHA|USDA|VA) 2 $1,710,000 $855,000 $11,731 4.63%
Taos, NM (FHA|USDA|VA) 4 $1,630,000 $407,500 $12,348 5.72%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,600,000 $400,000 $4,084 3.69%
FORT COLLINS, CO (FHA|USDA|VA) 2 $1,590,000 $795,000 $14,914 3.94%
BEND, OR (FHA|USDA|VA) 1 $1,585,000 $1,585,000 $9,374 5.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,545,000 $309,000 $6,882 5.22%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $1,510,000 $377,500 $11,314 4.25%
Lake City, FL (FHA|USDA|VA) 7 $1,505,000 $215,000 $6,489 5.09%
FLORENCE, SC (FHA|USDA|VA) 5 $1,495,000 $299,000 $10,278 5.35%
BOULDER, CO (FHA|USDA|VA) 3 $1,465,000 $488,333 $12,596 4.67%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,445,000 $289,000 $5,746 4.90%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,315,000 $438,333 $18,786 5.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,295,000 $431,667 $6,485 5.24%
Sevierville, TN (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $0 4.63%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $1,185,000 $395,000 $5,674 4.71%
Marion, NC (FHA|USDA|VA) 2 $1,140,000 $570,000 $9,896 5.63%
Cullowhee, NC (FHA|USDA|VA) 3 $1,135,000 $378,333 $10,506 4.96%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,130,000 $282,500 $5,586 5.37%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,310 5.12%
GREELEY, CO (FHA|USDA|VA) 2 $1,040,000 $520,000 $3,619 4.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $1,030,000 $515,000 $5,582 3.81%
CHICO, CA (FHA|USDA|VA) 2 $940,000 $470,000 $9,036 5.81%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $925,000 $308,333 $12,705 4.88%
Show Low, AZ (FHA|USDA|VA) 3 $915,000 $305,000 $4,728 4.42%
SAN ANGELO, TX (FHA|USDA|VA) 2 $910,000 $455,000 $9,470 5.00%
SANTA FE, NM (FHA|USDA|VA) 2 $900,000 $450,000 $12,576 5.38%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $880,000 $440,000 $5,911 5.74%
FAYETTEVILLE, NC (FHA|USDA|VA) 3 $875,000 $291,667 $5,157 4.71%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $870,000 $435,000 $7,954 4.50%
Breckenridge, CO (FHA|USDA|VA) 1 $855,000 $855,000 $5,101 3.13%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $820,000 $410,000 $6,506 3.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $815,000 $271,667 $6,444 4.75%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $785,000 $261,667 $6,704 5.00%
Elko, NV (FHA|USDA|VA) 2 $740,000 $370,000 $10,771 5.37%
LaGrange, GA-AL (FHA|USDA|VA) 2 $740,000 $370,000 $5,260 6.44%
WILMINGTON, NC (FHA|USDA|VA) 2 $720,000 $360,000 $1,960 4.06%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $710,000 $355,000 $6,187 4.75%
KNOXVILLE, TN (FHA|USDA|VA) 1 $705,000 $705,000 $5,448 4.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $680,000 $340,000 $3,356 4.31%
Concord, NH (FHA|USDA|VA) 1 $675,000 $675,000 $6,404 3.13%
RENO, NV (FHA|USDA|VA) 2 $670,000 $335,000 $5,707 5.94%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $660,000 $330,000 $3,116 4.68%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $660,000 $330,000 $4,087 6.06%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $650,000 $162,500 $4,114 5.03%
SALINAS, CA (FHA|USDA|VA) 1 $625,000 $625,000 $6,283 5.63%
COLUMBUS, OH (FHA|USDA|VA) 2 $610,000 $305,000 $8,596 5.87%
ASHEVILLE, NC (FHA|USDA|VA) 2 $610,000 $305,000 $4,731 5.81%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $605,000 $605,000 $35,294 4.99%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $595,000 $595,000 $2,507 3.63%
Los Alamos, NM (FHA|USDA|VA) 1 $575,000 $575,000 $8,396 7.13%
Albemarle, NC (FHA|USDA|VA) 2 $570,000 $285,000 $3,028 6.25%
Bozeman, MT (FHA|USDA|VA) 1 $565,000 $565,000 $4,772 6.50%
REDDING, CA (FHA|USDA|VA) 1 $555,000 $555,000 $24,367 3.99%
GADSDEN, AL (FHA|USDA|VA) 3 $555,000 $185,000 $5,213 5.79%
CORVALLIS, OR (FHA|USDA|VA) 1 $545,000 $545,000 $6,597 3.63%
Helena, MT (FHA|USDA|VA) 1 $545,000 $545,000 $7,017 2.25%
JACKSON, MI (FHA|USDA|VA) 2 $530,000 $265,000 $3,328 3.99%
LONGVIEW, WA (FHA|USDA|VA) 1 $505,000 $505,000 $3,792 4.25%
Clewiston, FL (FHA|USDA|VA) 2 $500,000 $250,000 $9,826 5.75%
Shelby, NC (FHA|USDA|VA) 2 $500,000 $250,000 $8,944 5.94%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $495,000 $495,000 $5,354 4.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $480,000 $240,000 $9,105 4.25%
Crossville, TN (FHA|USDA|VA) 1 $465,000 $465,000 $7,231 4.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $460,000 $230,000 $0 7.63%
Red Bluff, CA (FHA|USDA|VA) 2 $430,000 $215,000 $4,700 4.37%
GREENVILLE, NC (FHA|USDA|VA) 2 $430,000 $215,000 $5,501 5.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $425,000 $425,000 $5,639 4.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $415,000 $415,000 $5,510 3.75%
ROANOKE, VA (FHA|USDA|VA) 2 $410,000 $205,000 $5,715 3.75%
Ada, OK (FHA|USDA|VA) 1 $405,000 $405,000 $15,037 5.75%
Alice, TX (FHA|USDA|VA) 1 $405,000 $405,000 $21,716 3.50%
Ardmore, OK (FHA|USDA|VA) 1 $395,000 $395,000 $16,094 5.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $365,000 $365,000 $10,577 5.63%
Arcadia, FL (FHA|USDA|VA) 1 $355,000 $355,000 $3,483 3.63%
Shawnee, OK (FHA|USDA|VA) 3 $345,000 $115,000 $2,450 6.21%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $345,000 $345,000 $2,490 6.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,000 5.99%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $345,000 $345,000 $9,453 5.75%
LUBBOCK, TX (FHA|USDA|VA) 2 $340,000 $170,000 $0 4.12%
KOKOMO, IN (FHA|USDA|VA) 1 $335,000 $335,000 $9,152 4.13%
CLEVELAND, TN (FHA|USDA|VA) 1 $335,000 $335,000 $4,062 6.49%
Rolla, MO (FHA|USDA|VA) 1 $335,000 $335,000 $0 7.99%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,475 5.06%
St. Marys, GA (FHA|USDA|VA) 1 $325,000 $325,000 $15,950 4.99%
Rockport, TX (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.75%
Seymour, IN (FHA|USDA|VA) 1 $315,000 $315,000 $16,216 5.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $305,000 $305,000 $4,171 6.99%
Albertville, AL (FHA|USDA|VA) 1 $305,000 $305,000 $9,276 3.62%
CARSON CITY, NV (FHA|USDA|VA) 1 $305,000 $305,000 $13,897 3.63%
Fernley, NV (FHA|USDA|VA) 1 $295,000 $295,000 $10,961 6.50%
Henderson, NC (FHA|USDA|VA) 1 $295,000 $295,000 $10,592 6.38%
VALDOSTA, GA (FHA|USDA|VA) 1 $285,000 $285,000 $13,630 4.88%
Hillsdale, MI (FHA|USDA|VA) 1 $285,000 $285,000 $1,894 4.50%
Payson, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $0 3.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $275,000 $275,000 $8,080 6.13%
Uvalde, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,363 5.75%
Alexander City, AL (FHA|USDA|VA) 1 $265,000 $265,000 $5,178 3.99%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $265,000 $265,000 $10,822 5.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $255,000 $255,000 $5,945 5.25%
Miami, OK (FHA|USDA|VA) 2 $250,000 $125,000 $5,011 5.13%
Georgetown, SC (FHA|USDA|VA) 1 $245,000 $245,000 $4,420 2.50%
DECATUR, AL (FHA|USDA|VA) 1 $245,000 $245,000 $3,385 3.74%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $245,000 $245,000 $9,366 3.99%
Palatka, FL (FHA|USDA|VA) 1 $245,000 $245,000 $6,708 4.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $225,000 $225,000 $6,470 4.75%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $225,000 $225,000 $5,655 3.88%
Pearsall, TX (FHA|USDA|VA) 1 $215,000 $215,000 $9,548 6.75%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $215,000 $215,000 $2,955 5.99%
Newport, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,526 2.99%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $195,000 $195,000 $10,482 5.13%
Bardstown, KY (FHA|USDA|VA) 1 $185,000 $185,000 $8,136 3.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $7,644 6.25%
Guymon, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,904 6.25%
LAWTON, OK (FHA|USDA|VA) 1 $175,000 $175,000 $9,016 5.75%
TYLER, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,065 4.49%
MONTGOMERY, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,082 6.25%
MEDFORD, OR (FHA|USDA|VA) 1 $165,000 $165,000 $6,037 4.25%
AMARILLO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $7,063 5.13%
Hutchinson, KS (FHA|USDA|VA) 2 $160,000 $80,000 $5,505 6.13%
Sonora, CA (FHA|USDA|VA) 1 $155,000 $155,000 $5,226 6.63%
BATON ROUGE, LA (FHA|USDA|VA) 1 $155,000 $155,000 $4,213 5.13%
Susanville, CA (FHA|USDA|VA) 1 $155,000 $155,000 $6,459 5.75%
Scottsburg, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,578 3.50%
Statesboro, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,245 5.50%
Jasper, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,760 6.75%
Enterprise, AL (FHA|USDA|VA) 1 $115,000 $115,000 $5,993 3.38%
Duncan, OK (FHA|USDA|VA) 1 $115,000 $115,000 $6,393 4.75%
YUMA, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $8,517 5.75%
Brevard, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.63%
McAlester, OK (FHA|USDA|VA) 1 $105,000 $105,000 $6,953 2.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,136 4.24%
Natchez, MS-LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.88%
Tupelo, MS (FHA|USDA|VA) 1 $75,000 $75,000 $4,103 6.75%
Mayfield, KY (FHA|USDA|VA) 1 $75,000 $75,000 $4,697 5.88%
Winfield, KS (FHA|USDA|VA) 1 $65,000 $65,000 $1,570 6.50%
Stillwater, OK (FHA|USDA|VA) 1 $55,000 $55,000 $2,897 5.63%
Fbc Mortgage's top markets include Orlando, Tampa, Miami, Las Vegas, and Phoenix among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Nevada (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FBC MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bossier Federal Credit Union
    Similarity Rank: 34
    Heritage South Credit Union
    Similarity Rank: 70
    First Oklahoma Mortgage, LLC
    Similarity Rank: 108
    PIERREMONT MORTGAGE, INC.
    Similarity Rank: 176
    Gulf Winds Credit Union
    Similarity Rank: 240
    SouthPoint Bank
    Similarity Rank: 240
    RED CROWN
    Similarity Rank: 240
    1ST NORTHERN CALIFORNIA
    Similarity Rank: 253
    MORTGAGE CLEARING CORPORATION
    Similarity Rank: 260
    Citizens First Bank
    Similarity Rank: 282

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,333 $1,967,885,000 $369,002 $6,918 4.82%
    FHA 1,483 $440,915,000 $297,313 $10,362 5.04%
    VA 795 $311,575,000 $391,918 $9,876 4.78%
    USDA 62 $15,110,000 $243,710 $8,351 4.60%

    For 2022, Fbc Mortgage's most frequently originated type of loan was Conventional, with 5,333 originations. Their 2nd most popular type was FHA, with 1,483 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 6,740 $2,402,680,000 $356,481 $8,077 4.94%
    Cash Out Refi 655 $231,915,000 $354,069 $7,355 4.30%
    Refi 278 $100,890,000 $362,914 $6,450 3.99%

    For 2022, Fbc Mortgage's most frequently cited loan purpose was Home Purchase, with 6,740 originations. The 2nd most popular reason was Cash Out Refi, with 655 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 7,232 $2,604,100,000 $360,080 $8,058 4.90%
    15 Year 326 $95,910,000 $294,202 $5,913 3.86%
    20 Year 67 $19,785,000 $295,299 $5,666 4.33%
    Other 23 $7,235,000 $314,565 $9,169 4.35%
    30+ year 16 $6,310,000 $394,375 $10,186 5.98%
    10 Year 9 $2,145,000 $238,333 $4,345 3.89%

    For 2022, Fbc Mortgage's most frequently cited loan duration was 30 Year, with 7,232 originations. The 2nd most popular length was 15 Year, with 326 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,476 $910,570,000 $367,758
    $5k+ 1,627 $700,115,000 $430,310
    $2k-3k 971 $289,025,000 $297,657
    $3k-4k 857 $266,235,000 $310,659
    $<1k 714 $241,630,000 $338,417
    $4k-5k 600 $202,080,000 $336,800

    Fbc Mortgage's average total fees were $8,058, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,476 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 2,239 $772,075,000 $344,830
    4-5% 2,120 $756,100,000 $356,651
    3-4% 1,919 $714,855,000 $372,514
    6-7% 882 $292,600,000 $331,746
    2.5-3% 256 $108,680,000 $424,531
    7-8% 201 $66,835,000 $332,512
    <2.5% 49 $22,525,000 $459,694
    Over 8% 7 $1,815,000 $259,286

    During 2022, Fbc Mortgage's average interest rate for loans was 4.90%, while their most frequently originated rate bucket for loans was 5-6%, with 2,239 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,174 $1,244,980,000 $298,270 $7,648 4.91%
    $400k-600k 1,731 $821,825,000 $474,769 $9,166 4.75%
    $100k-200k 1,018 $161,270,000 $158,418 $5,276 4.97%
    $600k-1MM 563 $396,795,000 $704,787 $10,035 4.53%
    $100,000 or less 115 $9,095,000 $79,087 $3,975 5.12%
    $1MM+ 72 $101,520,000 $1,410,000 $21,000 4.52%

    2022 saw Fbc Mortgage place emphasis on $200k-400k loans with 4,174 originations, totaling $1,244,980,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,012 $730,020,000 $362,833 $8,180 4.94%
    $75k-100k 1,511 $463,025,000 $306,436 $8,096 4.94%
    $50k-75k 1,508 $385,770,000 $255,816 $7,250 4.81%
    $150k-250k 1,438 $649,970,000 $451,996 $8,339 4.82%
    $250k+ 651 $399,595,000 $613,817 $9,863 4.71%
    $50k or less 484 $83,780,000 $173,099 $5,753 4.77%

    Fbc Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,012 originations. The second most popular income band? $75k-100k, with 1,511 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,181 $451,245,000 $382,087 $7,701 4.73%
    20-30% 1,111 $400,425,000 $360,419 $6,820 4.59%
    50-60% 743 $251,345,000 $338,284 $10,374 4.93%
    44% 382 $131,850,000 $345,157 $7,581 5.03%
    48% 370 $123,300,000 $333,243 $8,225 5.12%
    49% 329 $114,115,000 $346,854 $8,511 5.15%
    46% 322 $108,560,000 $337,143 $8,412 4.99%
    47% 316 $108,280,000 $342,658 $8,247 4.99%
    45% 314 $106,690,000 $339,777 $8,292 4.96%
    40% 311 $111,085,000 $357,186 $7,320 4.87%
    43% 304 $111,520,000 $366,842 $8,101 4.96%
    42% 301 $100,805,000 $334,900 $7,582 4.86%
    <20% 299 $107,145,000 $358,344 $6,630 4.49%
    41% 299 $106,465,000 $356,070 $7,650 4.99%
    39% 294 $110,020,000 $374,218 $8,059 4.84%
    38% 268 $96,860,000 $361,418 $7,880 4.90%
    37% 236 $87,330,000 $370,042 $7,506 4.89%
    36% 220 $79,560,000 $361,636 $7,477 4.89%
    >60% 48 $19,930,000 $415,208 $10,606 5.09%

    Fbc Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,181 originations. The next most common DTI ratio? 20-30%, with 1,111 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,984 $1,753,910,000 $351,908 $7,689 4.83%
    Not provided 1,391 $510,375,000 $366,912 $8,246 4.87%
    Black 707 $238,405,000 $337,207 $9,037 5.08%
    Asian 435 $184,155,000 $423,345 $8,350 4.62%
    American Indian 98 $26,910,000 $274,592 $7,732 5.06%
    Asian Indian 20 $6,930,000 $346,500 $7,186 4.92%
    Native Hawaiian or Islander 14 $5,760,000 $411,429 $9,637 5.53%
    Filipino 5 $2,995,000 $599,000 $19,415 4.25%
    Other Asian 8 $2,170,000 $271,250 $7,436 4.83%
    Chinese 4 $1,240,000 $310,000 $6,112 4.81%
    2 $660,000 $330,000 $13,380 4.19%
    Other Pacific Islander 1 $645,000 $645,000 $6,855 3.75%
    Vietnamese 1 $605,000 $605,000 $6,978 3.99%
    Guamanian 1 $265,000 $265,000 $6,085 4.13%
    Not applicable 1 $235,000 $235,000 $0 6.38%
    Japanese 1 $225,000 $225,000 $6,330 5.13%

    Approval Rates

    Total approvals of all applications
    97.70%

    Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    55.78%

    Fbc Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,673 $2,735,485,000 $356,508

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,673 $2,735,485,000 $356,508

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 265 $56,245,000 $212,245 $5,045 4.83%
    40-60% 636 $198,940,000 $312,799 $6,480 4.62%
    60-80% 2,140 $834,130,000 $389,780 $7,545 4.77%
    80-100% 4,374 $1,547,790,000 $353,861 $8,096 4.94%
    Over 100% 234 $94,040,000 $401,880 $15,875 4.75%
    Under 20% 23 $3,915,000 $170,217 $4,301 4.61%