Fbc Mortgage Rates, Fees & Info
NORTH PALM BEACH, FLLEI: 5493005JPZ3LXXMB0S24
Tax ID: 20-3702275
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Mortgage Data
Review & Overview
Fbc Mortgage is a small mortgage company specializing in Home Purchase loans. Fbc Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Orlando, Miami, Atlanta, Tampa, and Columbia among others. We have data for 199 markets. (Some data included below & more in-depth data is available with an active subscription.)Fbc Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fbc Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 6/22/25 |
| 30 Year Conventional Refi | 6.76% | 6/22/25 |
| 30 Year Cash-out Refi | 7.05% | 6/22/25 |
| 30 Year FHA Purchase | 6.50% | 6/22/25 |
| 30 Year FHA Refi | 6.57% | 6/22/25 |
| 30 Year VA Purchase | 5.72% | 6/22/25 |
| 30 Year VA Refi | 6.09% | 6/22/25 |
| 30 Year USDA Purchase | 5.90% | 6/22/25 |
| 30 Year USDA Refi | 6.72% | 6/22/25 |
| 15 Year Conventional Purchase | 5.91% | 6/22/25 |
| 15 Year Conventional Refi | 6.14% | 6/22/25 |
| 15 Year Cash-out Refi | 6.14% | 6/22/25 |
| 15 Year FHA Purchase | 6.74% | 6/22/25 |
| 15 Year VA Purchase | 5.72% | 6/22/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Fbc Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Fbc Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
6,501Origination Dollar Volume (All Markets)
$2,405,255,000Awards
FBC MORTGAGE - 2024
FBC MORTGAGE is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Fbc Mortgage's average 30 year fixed mortgage rate was
6.05%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.5%.
Relative Fees (Closing Costs)
Fbc Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,560.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 775 | $322,745,000 | $416,445 | $10,886 | 6.41% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 344 | $166,030,000 | $482,645 | $11,276 | 6.39% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 329 | $136,495,000 | $414,878 | $9,631 | 5.92% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 324 | $131,930,000 | $407,191 | $10,935 | 6.22% |
| COLUMBIA, SC (FHA|USDA|VA) | 327 | $97,885,000 | $299,343 | $6,977 | 5.59% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 213 | $95,375,000 | $447,770 | $10,409 | 6.51% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 233 | $78,015,000 | $334,828 | $9,113 | 6.48% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 247 | $75,905,000 | $307,308 | $9,776 | 6.09% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 202 | $62,620,000 | $310,000 | $11,689 | 6.22% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 168 | $56,560,000 | $336,667 | $9,589 | 6.08% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 126 | $56,100,000 | $445,238 | $14,615 | 5.89% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 139 | $53,705,000 | $386,367 | $10,945 | 5.96% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 102 | $52,920,000 | $518,824 | $9,238 | 6.35% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 125 | $47,145,000 | $377,160 | $10,105 | 5.56% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 136 | $38,480,000 | $282,941 | $7,701 | 5.57% |
| PANAMA CITY, FL (FHA|USDA|VA) | 107 | $35,135,000 | $328,364 | $7,213 | 6.28% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 78 | $32,190,000 | $412,692 | $9,548 | 6.21% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 90 | $31,090,000 | $345,444 | $9,287 | 5.18% |
| SUMTER, SC (FHA|USDA|VA) | 105 | $30,815,000 | $293,476 | $6,690 | 5.39% |
| SPARTANBURG, SC (FHA|USDA|VA) | 105 | $29,885,000 | $284,619 | $7,594 | 5.60% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 81 | $29,175,000 | $360,185 | $10,848 | 5.87% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 69 | $27,505,000 | $398,623 | $9,494 | 5.32% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 79 | $26,025,000 | $329,430 | $7,627 | 5.18% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 99 | $25,325,000 | $255,808 | $5,829 | 5.61% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 53 | $20,965,000 | $395,566 | $8,855 | 5.91% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 55 | $19,865,000 | $361,182 | $11,454 | 5.64% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 56 | $19,240,000 | $343,571 | $10,609 | 6.32% |
| OCALA, FL (FHA|USDA|VA) | 74 | $18,870,000 | $255,000 | $9,652 | 6.38% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 34 | $18,710,000 | $550,294 | $7,294 | 6.73% |
| GAINESVILLE, FL (FHA|USDA|VA) | 59 | $18,035,000 | $305,678 | $9,135 | 6.18% |
| OWENSBORO, KY (FHA|USDA|VA) | 57 | $17,235,000 | $302,368 | $8,281 | 5.02% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 70 | $15,980,000 | $228,286 | $10,867 | 6.43% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 48 | $15,240,000 | $317,500 | $8,198 | 5.29% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 56 | $14,620,000 | $261,071 | $6,576 | 5.64% |
| Outside of Metro Areas | 46 | $14,390,000 | $312,826 | $8,480 | 6.67% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 43 | $14,325,000 | $333,140 | $7,592 | 4.98% |
| THE VILLAGES, FL (FHA|USDA|VA) | 47 | $14,245,000 | $303,085 | $6,778 | 6.88% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 46 | $13,500,000 | $293,478 | $6,842 | 5.47% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 31 | $13,465,000 | $434,355 | $11,532 | 6.05% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $13,325,000 | $634,524 | $8,729 | 5.74% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 15 | $12,945,000 | $863,000 | $15,932 | 6.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 44 | $12,590,000 | $286,136 | $7,566 | 5.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 38 | $12,530,000 | $329,737 | $10,171 | 5.79% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 27 | $11,775,000 | $436,111 | $6,915 | 6.66% |
| FLORENCE, SC (FHA|USDA|VA) | 35 | $11,075,000 | $316,429 | $8,285 | 5.29% |
| LaGrange, GA-AL (FHA|USDA|VA) | 36 | $10,740,000 | $298,333 | $7,685 | 5.79% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 20 | $10,580,000 | $529,000 | $5,970 | 6.57% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 35 | $10,445,000 | $298,429 | $10,011 | 6.30% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 31 | $10,395,000 | $335,323 | $8,556 | 4.82% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 29 | $10,245,000 | $353,276 | $9,703 | 6.27% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 29 | $9,805,000 | $338,103 | $8,991 | 5.69% |
| VISALIA, CA (FHA|USDA|VA) | 25 | $9,285,000 | $371,400 | $11,768 | 6.06% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 12 | $8,960,000 | $746,667 | $9,453 | 6.49% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 26 | $8,930,000 | $343,462 | $9,935 | 6.31% |
| Seneca, SC (FHA|USDA|VA) | 33 | $8,905,000 | $269,848 | $6,411 | 5.53% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 28 | $8,780,000 | $313,571 | $7,273 | 5.09% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $8,555,000 | $407,381 | $9,209 | 5.56% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 10 | $7,970,000 | $797,000 | $14,947 | 6.45% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 32 | $7,750,000 | $242,188 | $6,931 | 5.98% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $7,465,000 | $678,636 | $6,390 | 6.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 16 | $7,390,000 | $461,875 | $13,105 | 5.56% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 18 | $7,000,000 | $388,889 | $5,452 | 6.39% |
| Newberry, SC (FHA|USDA|VA) | 24 | $6,870,000 | $286,250 | $7,775 | 5.38% |
| Sanford, NC (FHA|USDA|VA) | 19 | $6,545,000 | $344,474 | $10,243 | 5.12% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 13 | $6,405,000 | $492,692 | $10,730 | 6.58% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 17 | $6,375,000 | $375,000 | $7,298 | 5.39% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 15 | $6,035,000 | $402,333 | $9,419 | 6.49% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 32 | $6,000,000 | $187,500 | $4,757 | 6.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 17 | $5,005,000 | $294,412 | $10,728 | 6.60% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 9 | $4,935,000 | $548,333 | $14,265 | 6.92% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $4,735,000 | $676,429 | $15,565 | 5.99% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 17 | $4,695,000 | $276,176 | $6,669 | 5.15% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 15 | $4,565,000 | $304,333 | $10,441 | 6.69% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 14 | $4,130,000 | $295,000 | $12,422 | 6.27% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $10,392 | 6.26% |
| Jasper, IN (FHA|USDA|VA) | 14 | $3,740,000 | $267,143 | $6,130 | 5.37% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $3,730,000 | $932,500 | $6,385 | 6.69% |
| MOBILE, AL (FHA|USDA|VA) | 13 | $3,515,000 | $270,385 | $5,109 | 4.91% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $3,495,000 | $499,286 | $11,760 | 6.53% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $3,225,000 | $460,714 | $6,841 | 6.44% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $2,805,000 | $935,000 | $14,286 | 6.63% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $2,750,000 | $458,333 | $13,340 | 6.60% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $2,680,000 | $335,000 | $7,892 | 5.70% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3 | $2,665,000 | $888,333 | $20,134 | 6.58% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 7 | $2,595,000 | $370,714 | $9,522 | 6.03% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $2,510,000 | $627,500 | $9,788 | 7.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $6,816 | 5.18% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $2,405,000 | $481,000 | $9,899 | 5.42% |
| Kinston, NC (FHA|USDA|VA) | 8 | $2,400,000 | $300,000 | $9,406 | 5.79% |
| GREENVILLE, NC (FHA|USDA|VA) | 7 | $2,315,000 | $330,714 | $6,934 | 5.74% |
| Key West, FL (FHA|USDA|VA) | 3 | $2,135,000 | $711,667 | $16,229 | 6.67% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $7,032 | 6.57% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $5,752 | 6.75% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $14,262 | 5.60% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $6,207 | 6.57% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $8,205 | 6.25% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,815,000 | $605,000 | $4,661 | 7.21% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $8,214 | 6.04% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $8,067 | 6.88% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $5,780 | 5.37% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $5,127 | 7.24% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $17,864 | 6.34% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $8,728 | 6.79% |
| Lake City, FL (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $9,234 | 6.09% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $10,122 | 6.45% |
| MIDLAND, TX (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $16,394 | 7.03% |
| Boone, NC (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $5,150 | 7.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $11,320 | 6.33% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $5,280 | 6.18% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $12,144 | 6.90% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $10,161 | 6.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $6,097 | 5.75% |
| Payson, AZ (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $6,286 | 6.81% |
| Lebanon, NH-VT (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $4,137 | 7.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $7,949 | 6.71% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $3,420 | 6.25% |
| Hilo, HI (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 6.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $3,336 | 6.13% |
| Tupelo, MS (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $7,880 | 6.53% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $8,960 | 5.29% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $865,000 | $865,000 | $4,424 | 6.13% |
| Wilson, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,110 | 6.42% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $5,903 | 7.06% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $6,946 | 6.50% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,608 | 7.56% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,624 | 6.75% |
| Paris, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,719 | 6.58% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $12,434 | 6.16% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,484 | 7.25% |
| Palatka, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,886 | 6.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $5,157 | 6.25% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $0 | 8.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $4,651 | 6.50% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,865 | 7.24% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $4,688 | 6.49% |
| Laconia, NH (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $9,230 | 7.63% |
| FLINT, MI (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,548 | 7.13% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,697 | 6.88% |
| MADERA, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $8,298 | 6.99% |
| SAVANNAH, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,444 | 6.31% |
| TULSA, OK (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $12,151 | 6.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,979 | 6.58% |
| West Plains, MO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,602 | 6.88% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 7.50% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,133 | 4.49% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $10,156 | 5.88% |
| Albertville, AL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $16,767 | 6.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,426 | 3.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 7.38% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $13,044 | 5.63% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,271 | 5.62% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,360 | 5.63% |
| Cullman, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $9,896 | 6.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $11,937 | 6.69% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $3,544 | 6.99% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,927 | 6.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,664 | 6.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,922 | 6.50% |
| Taos, NM (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,620 | 6.94% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,853 | 4.75% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,514 | 6.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,869 | 6.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,868 | 6.49% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,491 | 6.49% |
| Shelby, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,506 | 5.99% |
| ROME, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,773 | 6.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,831 | 6.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,769 | 6.49% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,022 | 7.00% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,087 | 7.63% |
| Selma, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,936 | 6.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $8,663 | 6.87% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,056 | 6.00% |
| Dublin, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,370 | 6.25% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,736 | 5.75% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,959 | 7.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.13% |
| Rutland, VT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,716 | 7.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $16,667 | 5.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,551 | 6.75% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.49% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,627 | 6.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,883 | 6.25% |
| Alma, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,885 | 6.31% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.13% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,644 | 5.99% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,486 | 5.99% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,796 | 6.63% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,637 | 7.38% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,911 | 5.88% |
| Salem, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.99% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,066 | 6.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,252 | 7.13% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.99% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,733 | 6.75% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,778 | 6.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,716 | 6.38% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,667 | 6.50% |
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Product Mix
For 2024, Fbc Mortgage's most frequently originated type of loan was Conventional, with 2,795 originations. Their 2nd most popular type was FHA, with 2,600 originations.
Loan Reason
For 2024, Fbc Mortgage's most frequently cited loan purpose was Home Purchase, with 6,270 originations. The 2nd most popular reason was Refi, with 125 originations.
Loan Duration/Length
For 2024, Fbc Mortgage's most frequently cited loan duration was 30 Year, with 6,338 originations. The 2nd most popular length was 15 Year, with 94 originations.
Origination Fees/Closing Costs
Fbc Mortgage's average total fees were $9,560, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,521 originations.
Interest Rates
During 2024, Fbc Mortgage's average interest rate for loans was 6.05%, while their most frequently originated rate bucket for loans was 6-7%, with 2,602 originations.
Loan Sizing
2024 saw Fbc Mortgage place emphasis on $200k-400k loans with 3,912 originations, totaling $1,212,570,000 in origination value.
Applicant Income
Fbc Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,998 originations. The second most popular income band? $75k-100k, with 1,462 originations.
Applicant Debt to Income Ratio
Fbc Mortgage lent most frequently to those with DTI ratios of 50-60%, with 1,102 originations. The next most common DTI ratio? 30-36%, with 810 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.88%
Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination73.93%
Fbc Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 6,501 | $2,405,255,000 | $369,982 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6,501 | $2,405,255,000 | $369,982 |