Fbc Mortgage Rates, Fees & Info

NORTH PALM BEACH, FL

LEI: 5493005JPZ3LXXMB0S24

Tax ID: 20-3702275

3.8 stars - out of 5 stars, based on 131 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Fbc Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Fbc Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Orlando, Tampa, Miami, Atlanta, and Deltona among others. Fbc Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Fbc Mortgage is typically a high fee lendor.


Originations

17,276

Origination Dollar Volume (All Markets)

$5,122,100,000
Show all (10) awards

Relative Rate

Fbc Mortgage 's average 30 year fixed rate mortgage of loans were 3.09%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.06%.

Relative Fees

Fbc Mortgage 's average total fees for a 30 year fixed rate mortgage are $6,181.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2,568 $811,460,000 $315,989 $5,904 3.03%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,318 $387,110,000 $293,710 $5,920 3.07%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 613 $265,605,000 $433,287 $7,052 2.99%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 833 $261,965,000 $314,484 $5,574 3.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 975 $245,585,000 $251,882 $5,658 3.10%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 891 $229,035,000 $257,054 $7,239 3.11%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 592 $189,850,000 $320,693 $4,916 3.07%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 429 $177,545,000 $413,858 $5,759 2.94%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 573 $174,625,000 $304,756 $6,076 3.05%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 534 $148,880,000 $278,801 $6,062 3.09%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 471 $132,545,000 $281,412 $6,164 3.09%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 443 $119,485,000 $269,718 $8,523 2.74%
PORT ST. LUCIE, FL (FHA|USDA|VA) 388 $110,530,000 $284,871 $6,710 3.10%
JACKSONVILLE, FL (FHA|USDA|VA) 358 $102,880,000 $287,374 $5,410 3.12%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 323 $90,965,000 $281,625 $4,480 3.06%
PITTSBURGH, PA (FHA|USDA|VA) 239 $80,795,000 $338,054 $7,505 2.99%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 138 $75,920,000 $550,145 $6,741 2.84%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 324 $73,750,000 $227,623 $6,741 2.98%
GAINESVILLE, FL (FHA|USDA|VA) 270 $67,370,000 $249,519 $5,324 3.04%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 129 $57,365,000 $444,690 $3,408 2.89%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 119 $56,505,000 $474,832 $6,469 2.90%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 177 $50,765,000 $286,808 $6,145 2.95%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 204 $48,780,000 $239,118 $6,583 3.13%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 159 $46,705,000 $293,742 $4,549 3.04%
STOCKTON, CA (FHA|USDA|VA) 106 $46,530,000 $438,962 $6,007 3.06%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 137 $37,275,000 $272,080 $5,273 3.05%
BAKERSFIELD, CA (FHA|USDA|VA) 181 $35,645,000 $196,934 $8,087 2.54%
PUNTA GORDA, FL (FHA|USDA|VA) 147 $34,935,000 $237,653 $6,096 3.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 142 $34,790,000 $245,000 $4,796 3.11%
TULSA, OK (FHA|USDA|VA) 173 $34,485,000 $199,335 $6,145 3.19%
Outside of Metro Areas 145 $34,155,000 $235,552 $5,709 3.05%
Pahrump, NV (FHA|USDA|VA) 146 $32,560,000 $223,014 $5,759 3.08%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 64 $31,610,000 $493,906 $6,371 2.83%
COLUMBUS, OH (FHA|USDA|VA) 123 $31,395,000 $255,244 $7,688 3.07%
OKLAHOMA CITY, OK (FHA|USDA|VA) 150 $31,090,000 $207,267 $4,964 3.15%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 162 $29,600,000 $182,716 $6,710 3.16%
ODESSA, TX (FHA|USDA|VA) 129 $27,825,000 $215,698 $8,146 3.33%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 105 $27,755,000 $264,333 $4,422 3.01%
OWENSBORO, KY (FHA|USDA|VA) 110 $26,500,000 $240,909 $5,395 3.10%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 102 $26,480,000 $259,608 $6,952 3.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 73 $25,085,000 $343,630 $5,419 3.04%
Muskogee, OK (FHA|USDA|VA) 142 $23,260,000 $163,803 $4,899 3.26%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 70 $23,160,000 $330,857 $6,828 3.09%
OCALA, FL (FHA|USDA|VA) 109 $22,955,000 $210,596 $5,747 3.16%
MODESTO, CA (FHA|USDA|VA) 73 $22,595,000 $309,521 $5,448 3.11%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 50 $19,030,000 $380,600 $2,728 2.72%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 32 $17,500,000 $546,875 $5,190 2.98%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 44 $16,340,000 $371,364 $7,007 3.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 36 $15,270,000 $424,167 $5,674 2.79%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 39 $13,715,000 $351,667 $5,562 2.86%
RALEIGH-CARY, NC (FHA|USDA|VA) 48 $13,340,000 $277,917 $5,231 3.05%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 48 $11,820,000 $246,250 $7,410 3.19%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 32 $11,500,000 $359,375 $7,302 3.01%
MIDLAND, TX (FHA|USDA|VA) 52 $11,150,000 $214,423 $7,996 3.18%
COLORADO SPRINGS, CO (FHA|USDA|VA) 35 $10,905,000 $311,571 $7,472 2.92%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 49 $10,405,000 $212,347 $5,131 3.13%
PANAMA CITY, FL (FHA|USDA|VA) 39 $10,085,000 $258,590 $5,428 3.05%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 34 $9,400,000 $276,471 $6,941 3.22%
BOWLING GREEN, KY (FHA|USDA|VA) 35 $8,725,000 $249,286 $5,021 3.11%
HUNTSVILLE, AL (FHA|USDA|VA) 31 $8,375,000 $270,161 $5,972 3.08%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 23 $8,215,000 $357,174 $6,336 2.81%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 21 $7,955,000 $378,810 $3,122 2.94%
RICHMOND, VA (FHA|USDA|VA) 24 $7,290,000 $303,750 $6,916 2.90%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 29 $7,135,000 $246,034 $6,507 3.04%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 25 $7,105,000 $284,200 $5,419 3.04%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $7,105,000 $789,444 $5,580 2.85%
Cañon City, CO (FHA|USDA|VA) 31 $7,005,000 $225,968 $4,175 3.10%
VALLEJO, CA (FHA|USDA|VA) 15 $6,605,000 $440,333 $6,865 2.81%
GAINESVILLE, GA (FHA|USDA|VA) 19 $6,375,000 $335,526 $4,644 3.03%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 20 $5,750,000 $287,500 $4,939 3.09%
St. Marys, GA (FHA|USDA|VA) 20 $5,570,000 $278,500 $6,966 2.96%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $5,500,000 $550,000 $7,098 2.79%
CORPUS CHRISTI, TX (FHA|USDA|VA) 20 $5,400,000 $270,000 $6,648 3.15%
Truckee-Grass Valley, CA (FHA|USDA|VA) 11 $5,215,000 $474,091 $4,985 3.08%
Tahlequah, OK (FHA|USDA|VA) 29 $5,185,000 $178,793 $6,316 3.15%
SHERMAN-DENISON, TX (FHA|USDA|VA) 20 $5,100,000 $255,000 $6,382 3.20%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $5,055,000 $388,846 $5,663 2.88%
Jasper, IN (FHA|USDA|VA) 21 $4,985,000 $237,381 $5,462 3.11%
YUBA CITY, CA (FHA|USDA|VA) 17 $4,945,000 $290,882 $9,145 2.77%
MERCED, CA (FHA|USDA|VA) 17 $4,845,000 $285,000 $4,598 3.24%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 11 $4,485,000 $407,727 $5,881 3.33%
Talladega-Sylacauga, AL (FHA|USDA|VA) 22 $4,380,000 $199,091 $5,167 3.07%
FRESNO, CA (FHA|USDA|VA) 10 $4,290,000 $429,000 $5,722 2.90%
THE VILLAGES, FL (FHA|USDA|VA) 17 $4,105,000 $241,471 $8,258 3.17%
RENO, NV (FHA|USDA|VA) 6 $4,010,000 $668,333 $5,448 3.06%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 20 $3,930,000 $196,500 $4,131 3.47%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 17 $3,805,000 $223,824 $4,777 3.10%
Richmond-Berea, KY (FHA|USDA|VA) 11 $3,325,000 $302,273 $6,206 3.29%
ASHEVILLE, NC (FHA|USDA|VA) 9 $3,325,000 $369,444 $3,897 2.91%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 12 $3,280,000 $273,333 $6,014 3.03%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $3,230,000 $403,750 $3,809 2.89%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $3,135,000 $447,857 $6,019 2.95%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $2,455,000 $223,182 $6,367 3.20%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,440,000 $305,000 $4,150 2.83%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 4 $2,260,000 $565,000 $3,205 2.44%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 5 $2,245,000 $449,000 $4,766 2.88%
Palatka, FL (FHA|USDA|VA) 11 $1,795,000 $163,182 $4,773 3.21%
TALLAHASSEE, FL (FHA|USDA|VA) 10 $1,750,000 $175,000 $5,109 3.01%
Key West, FL (FHA|USDA|VA) 3 $1,735,000 $578,333 $7,067 3.08%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 6 $1,700,000 $283,333 $4,257 3.04%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $1,650,000 $165,000 $3,992 3.11%
ANCHORAGE, AK (FHA|USDA|VA) 6 $1,630,000 $271,667 $6,605 2.58%
VISALIA, CA (FHA|USDA|VA) 9 $1,625,000 $180,556 $4,877 2.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,605,000 $321,000 $6,208 2.68%
Payson, AZ (FHA|USDA|VA) 4 $1,590,000 $397,500 $5,143 3.25%
Lake City, FL (FHA|USDA|VA) 8 $1,550,000 $193,750 $4,622 3.00%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,515,000 $505,000 $2,991 2.79%
GREELEY, CO (FHA|USDA|VA) 5 $1,485,000 $297,000 $4,103 2.73%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 6 $1,470,000 $245,000 $4,704 2.87%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,435,000 $287,000 $5,012 3.12%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $1,430,000 $238,333 $3,137 2.71%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $1,385,000 $1,385,000 $58,203 2.25%
SPARTANBURG, SC (FHA|USDA|VA) 4 $1,360,000 $340,000 $7,010 3.28%
Ardmore, OK (FHA|USDA|VA) 8 $1,360,000 $170,000 $4,951 2.89%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,330,000 $332,500 $3,201 3.03%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,673 2.71%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $1,280,000 $320,000 $3,670 3.03%
Show Low, AZ (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,563 4.50%
Jefferson, GA (FHA|USDA|VA) 5 $1,175,000 $235,000 $6,030 2.80%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $1,175,000 $391,667 $7,062 3.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,399 3.32%
Seneca, SC (FHA|USDA|VA) 3 $1,135,000 $378,333 $4,553 3.25%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,120,000 $280,000 $2,827 3.40%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,005 3.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $3,363 3.17%
TUCSON, AZ (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,222 2.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,504 2.97%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,599 2.83%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,075 3.12%
FORT WAYNE, IN (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,440 2.71%
MOBILE, AL (FHA|USDA|VA) 2 $1,010,000 $505,000 $2,493 2.99%
Brevard, NC (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $6,979 3.13%
BEND, OR (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,392 2.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $1,000,000 $500,000 $3,866 2.75%
Cullowhee, NC (FHA|USDA|VA) 3 $995,000 $331,667 $5,989 2.91%
GADSDEN, AL (FHA|USDA|VA) 4 $960,000 $240,000 $2,931 2.84%
Breckenridge, CO (FHA|USDA|VA) 1 $925,000 $925,000 $3,625 2.50%
Sonora, CA (FHA|USDA|VA) 3 $885,000 $295,000 $3,711 3.12%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $840,000 $210,000 $3,874 2.81%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $820,000 $205,000 $5,419 3.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $805,000 $161,000 $5,951 3.10%
CHEYENNE, WY (FHA|USDA|VA) 3 $805,000 $268,333 $6,131 2.42%
Albertville, AL (FHA|USDA|VA) 3 $805,000 $268,333 $3,070 3.04%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $790,000 $395,000 $4,357 2.50%
Shawnee, OK (FHA|USDA|VA) 5 $755,000 $151,000 $5,781 3.55%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $755,000 $251,667 $3,772 3.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $755,000 $755,000 $4,243 2.88%
Durant, OK (FHA|USDA|VA) 3 $745,000 $248,333 $4,977 3.46%
LaGrange, GA-AL (FHA|USDA|VA) 2 $740,000 $370,000 $7,210 3.37%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $720,000 $180,000 $6,311 2.75%
Georgetown, SC (FHA|USDA|VA) 2 $710,000 $355,000 $3,731 3.12%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $700,000 $350,000 $9,511 2.88%
WILMINGTON, NC (FHA|USDA|VA) 2 $690,000 $345,000 $3,969 2.87%
DOTHAN, AL (FHA|USDA|VA) 3 $675,000 $225,000 $5,126 3.17%
Big Spring, TX (FHA|USDA|VA) 4 $670,000 $167,500 $6,741 3.31%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $665,000 $221,667 $5,356 3.54%
Boone, NC (FHA|USDA|VA) 2 $620,000 $310,000 $4,156 3.44%
DOVER, DE (FHA|USDA|VA) 2 $610,000 $305,000 $7,686 3.18%
Jackson, WY-ID (FHA|USDA|VA) 1 $605,000 $605,000 $3,419 2.75%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $600,000 $300,000 $8,785 3.00%
Cornelia, GA (FHA|USDA|VA) 3 $585,000 $195,000 $2,849 3.00%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $570,000 $285,000 $4,108 3.19%
Cullman, AL (FHA|USDA|VA) 3 $565,000 $188,333 $5,141 3.13%
McAlester, OK (FHA|USDA|VA) 4 $560,000 $140,000 $5,410 3.03%
Andrews, TX (FHA|USDA|VA) 2 $560,000 $280,000 $8,020 3.44%
The Dalles, OR (FHA|USDA|VA) 2 $550,000 $275,000 $10,215 2.99%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $550,000 $275,000 $6,057 2.94%
BOULDER, CO (FHA|USDA|VA) 1 $535,000 $535,000 $1,360 2.75%
WACO, TX (FHA|USDA|VA) 3 $535,000 $178,333 $4,214 3.17%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $520,000 $260,000 $8,732 2.88%
Clearlake, CA (FHA|USDA|VA) 1 $505,000 $505,000 $16,651 3.00%
Ottawa, IL (FHA|USDA|VA) 3 $505,000 $168,333 $4,999 3.00%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $500,000 $250,000 $9,846 2.87%
Brookings, OR (FHA|USDA|VA) 1 $495,000 $495,000 $21,855 2.99%
GOLDSBORO, NC (FHA|USDA|VA) 2 $490,000 $245,000 $6,650 2.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $480,000 $240,000 $5,218 3.00%
Laconia, NH (FHA|USDA|VA) 1 $475,000 $475,000 $3,260 2.75%
Sevierville, TN (FHA|USDA|VA) 2 $470,000 $235,000 $5,536 2.75%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $460,000 $230,000 $4,042 3.25%
SAN ANGELO, TX (FHA|USDA|VA) 2 $450,000 $225,000 $6,173 3.68%
Searcy, AR (FHA|USDA|VA) 3 $445,000 $148,333 $5,682 3.63%
Stillwater, OK (FHA|USDA|VA) 2 $430,000 $215,000 $8,288 3.38%
Stephenville, TX (FHA|USDA|VA) 2 $430,000 $215,000 $5,201 3.24%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $430,000 $215,000 $3,803 3.06%
Lebanon, NH-VT (FHA|USDA|VA) 1 $425,000 $425,000 $6,814 2.88%
ALTOONA, PA (FHA|USDA|VA) 1 $415,000 $415,000 $6,009 2.99%
DECATUR, AL (FHA|USDA|VA) 2 $410,000 $205,000 $4,312 3.13%
Fernley, NV (FHA|USDA|VA) 1 $405,000 $405,000 $4,734 2.99%
Bay City, TX (FHA|USDA|VA) 1 $405,000 $405,000 $4,748 1.99%
ABILENE, TX (FHA|USDA|VA) 3 $405,000 $135,000 $4,645 3.29%
SAVANNAH, GA (FHA|USDA|VA) 2 $400,000 $200,000 $5,605 3.00%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $400,000 $200,000 $3,071 2.50%
SALEM, OR (FHA|USDA|VA) 2 $400,000 $200,000 $4,014 3.19%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $395,000 $395,000 $7,014 2.99%
Tifton, GA (FHA|USDA|VA) 1 $395,000 $395,000 $7,259 2.50%
Bartlesville, OK (FHA|USDA|VA) 3 $395,000 $131,667 $5,314 2.79%
Glasgow, KY (FHA|USDA|VA) 2 $390,000 $195,000 $4,570 3.12%
Gaffney, SC (FHA|USDA|VA) 1 $375,000 $375,000 $6,395 2.88%
LANCASTER, PA (FHA|USDA|VA) 2 $370,000 $185,000 $5,560 2.50%
New Castle, PA (FHA|USDA|VA) 1 $365,000 $365,000 $11,848 2.99%
MORRISTOWN, TN (FHA|USDA|VA) 1 $365,000 $365,000 $3,892 3.00%
Coos Bay, OR (FHA|USDA|VA) 1 $365,000 $365,000 $8,802 2.25%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $360,000 $180,000 $4,366 3.19%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $360,000 $180,000 $4,752 2.81%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,961 3.62%
Bonham, TX (FHA|USDA|VA) 1 $355,000 $355,000 $13,773 4.13%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $355,000 $355,000 $5,040 3.13%
PUEBLO, CO (FHA|USDA|VA) 2 $350,000 $175,000 $3,785 3.50%
YAKIMA, WA (FHA|USDA|VA) 1 $345,000 $345,000 $2,395 2.88%
TYLER, TX (FHA|USDA|VA) 1 $325,000 $325,000 $10,561 2.88%
Henderson, NC (FHA|USDA|VA) 1 $325,000 $325,000 $3,447 3.13%
Elko, NV (FHA|USDA|VA) 1 $325,000 $325,000 $7,468 2.99%
Scottsburg, IN (FHA|USDA|VA) 2 $320,000 $160,000 $5,777 3.12%
Hood River, OR (FHA|USDA|VA) 1 $315,000 $315,000 $3,851 3.74%
BRUNSWICK, GA (FHA|USDA|VA) 1 $315,000 $315,000 $3,341 2.88%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $310,000 $155,000 $4,161 3.88%
Rockport, TX (FHA|USDA|VA) 1 $305,000 $305,000 $2,951 3.25%
HAMMOND, LA (FHA|USDA|VA) 1 $305,000 $305,000 $6,592 2.75%
Astoria, OR (FHA|USDA|VA) 1 $305,000 $305,000 $5,476 3.50%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $295,000 $295,000 $2,279 2.75%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $295,000 $295,000 $6,432 2.38%
AMES, IA (FHA|USDA|VA) 1 $295,000 $295,000 $5,407 2.25%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $290,000 $145,000 $4,571 3.81%
Austin, MN (FHA|USDA|VA) 1 $285,000 $285,000 $6,324 2.75%
MADISON, WI (FHA|USDA|VA) 1 $285,000 $285,000 $6,283 3.13%
BURLINGTON, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,329 2.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $275,000 $275,000 $3,691 2.38%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $275,000 $275,000 $3,964 3.49%
Elizabeth City, NC (FHA|USDA|VA) 1 $275,000 $275,000 $7,467 2.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $275,000 $275,000 $8,203 3.63%
Sulphur Springs, TX (FHA|USDA|VA) 1 $275,000 $275,000 $5,949 2.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $275,000 $275,000 $2,086 3.38%
Jasper, AL (FHA|USDA|VA) 1 $275,000 $275,000 $2,192 1.99%
Duncan, OK (FHA|USDA|VA) 1 $265,000 $265,000 $5,288 2.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $265,000 $265,000 $5,378 2.25%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,320 2.99%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $255,000 $255,000 $8,366 2.88%
Roseburg, OR (FHA|USDA|VA) 1 $255,000 $255,000 $11,208 3.38%
CHICO, CA (FHA|USDA|VA) 1 $255,000 $255,000 $3,030 2.99%
Sanford, NC (FHA|USDA|VA) 1 $255,000 $255,000 $7,431 3.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $255,000 $255,000 $1,245 2.75%
DULUTH, MN-WI (FHA|USDA|VA) 1 $245,000 $245,000 $4,737 2.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,763 2.75%
JONESBORO, AR (FHA|USDA|VA) 1 $245,000 $245,000 $7,414 3.63%
JACKSON, MS (FHA|USDA|VA) 1 $245,000 $245,000 $4,644 2.99%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $245,000 $245,000 $6,153 2.75%
Aberdeen, WA (FHA|USDA|VA) 1 $245,000 $245,000 $6,317 3.38%
FAIRBANKS, AK (FHA|USDA|VA) 1 $235,000 $235,000 $5,684 3.25%
Bardstown, KY (FHA|USDA|VA) 1 $235,000 $235,000 $11,213 3.13%
ALBANY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $8,214 2.88%
Atmore, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,265 3.38%
Russellville, AR (FHA|USDA|VA) 1 $235,000 $235,000 $4,696 3.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $235,000 $235,000 $3,451 2.25%
KNOXVILLE, TN (FHA|USDA|VA) 1 $225,000 $225,000 $4,410 2.25%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $225,000 $225,000 $2,160 2.99%
EL PASO, TX (FHA|USDA|VA) 2 $220,000 $110,000 $4,048 3.00%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,166 2.99%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $215,000 $215,000 $3,698 3.25%
Huntsville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,627 3.25%
VICTORIA, TX (FHA|USDA|VA) 1 $205,000 $205,000 $8,067 4.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $4,298 2.99%
Clewiston, FL (FHA|USDA|VA) 1 $205,000 $205,000 $4,445 3.00%
BANGOR, ME (FHA|USDA|VA) 1 $205,000 $205,000 $1,512 2.75%
Rock Springs, WY (FHA|USDA|VA) 1 $205,000 $205,000 $5,759 2.25%
El Campo, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,702 3.13%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $195,000 $195,000 $5,361 2.25%
Klamath Falls, OR (FHA|USDA|VA) 1 $195,000 $195,000 $5,459 2.25%
Kerrville, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,932 2.99%
Cambridge, MD (FHA|USDA|VA) 1 $185,000 $185,000 $2,458 3.49%
MONROE, MI (FHA|USDA|VA) 1 $185,000 $185,000 $5,262 2.25%
Susanville, CA (FHA|USDA|VA) 1 $185,000 $185,000 $4,713 2.88%
MUNCIE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,133 2.25%
Cookeville, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,045 4.88%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $175,000 $175,000 $6,003 2.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $175,000 $175,000 $3,450 2.25%
Athens, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,649 2.25%
Milledgeville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $1,113 2.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $165,000 $165,000 $5,568 2.25%
Morehead City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,973 2.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $165,000 $165,000 $3,363 3.25%
ROME, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,988 2.88%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $165,000 $165,000 $2,624 2.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,652 2.75%
VALDOSTA, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,368 3.00%
LAWTON, OK (FHA|USDA|VA) 1 $155,000 $155,000 $7,682 2.75%
Albemarle, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,522 3.38%
Pecos, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,231 3.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,609 3.63%
YUMA, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $3,366 2.75%
EL CENTRO, CA (FHA|USDA|VA) 1 $125,000 $125,000 $2,515 2.75%
LUBBOCK, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,108 3.38%
Granbury, TX (FHA|USDA|VA) 1 $125,000 $125,000 $8,141 2.88%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,746 3.38%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $115,000 $115,000 $3,032 4.99%
ERIE, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,866 3.74%
Summerville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,802 2.50%
Lewisburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $3,938 2.87%
CARSON CITY, NV (FHA|USDA|VA) 1 $95,000 $95,000 $4,184 4.25%
Ada, OK (FHA|USDA|VA) 1 $95,000 $95,000 $5,318 2.99%
AMARILLO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $6,138 3.13%
TOLEDO, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,142 4.00%
STAUNTON, VA (FHA|USDA|VA) 1 $85,000 $85,000 $3,047 2.88%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,026 3.25%
MONTGOMERY, AL (FHA|USDA|VA) 1 $55,000 $55,000 $3,723 3.25%

Fbc Mortgage 's top markets include Orlando, Tampa, Miami, Atlanta, and Deltona among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 11,255 $3,442,615,000 $305,874 $4,824 3.06%
FHA 4,046 $1,040,730,000 $257,224 $8,893 3.10%
VA 1,704 $577,400,000 $338,850 $6,849 2.79%
USDA 271 $61,355,000 $226,402 $6,520 2.93%

For the 2021 period, Fbc Mortgage 's most frequently originated loan type of loans were Conventional, with 11,255 originations. Their 2nd most popular type is FHA, with 4,046 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 12,632 $3,743,960,000 $296,387 $6,564 3.08%
Refi 2,764 $808,190,000 $292,399 $4,308 2.83%
Cash Out Refi 1,880 $569,950,000 $303,165 $4,938 3.12%

For the 2021, Fbc Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 12,632 originations. The 2nd most popular reason of loans were Refi, with 2,764 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 15,657 $4,700,805,000 $300,237 $6,181 3.09%
15 Year 1,034 $269,750,000 $260,880 $4,273 2.53%
20 Year 295 $78,465,000 $265,983 $3,946 2.90%
Other 110 $32,520,000 $295,636 $4,866 2.91%
30+ year 68 $27,930,000 $410,735 $8,740 3.39%
10 Year 63 $12,205,000 $193,730 $3,710 2.52%
3 Year 40 $360,000 $9,000 $0 0.00%
5 Year 9 $65,000 $7,222 $0 0.00%

For the 2021, Fbc Mortgage 's most frequently cited loan length of loans were 30 Year, with 15,657 originations. The 2nd most popular length of loans were 15 Year, with 1,034 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 10,176 $3,055,010,000 $300,217
$2k-3k 2,525 $678,895,000 $268,869
$3k-4k 1,894 $551,520,000 $291,193
$<1k 1,691 $453,605,000 $268,247
$5k+ 963 $378,115,000 $392,643

$6,181 of loans were Fbc Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 10,176 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 7,857 $2,200,945,000 $280,125
2.5-3% 7,455 $2,373,625,000 $318,394
<2.5% 1,628 $471,140,000 $289,398
4-5% 317 $72,695,000 $229,322
5-6% 19 $3,695,000 $194,474

During 2021, Fbc Mortgage 's average interest rate of loans were 3.09%, while their most frequently originated rate bucket of loans were 3-4%, with 7,857 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 10,478 $2,962,070,000 $282,694 $6,311 3.08%
$100k-200k 3,226 $516,410,000 $160,077 $4,689 3.14%
$400k-600k 2,637 $1,259,705,000 $477,704 $6,255 2.95%
$100,000 or less 535 $27,825,000 $52,009 $3,724 2.13%
$600k-1MM 331 $239,795,000 $724,456 $8,460 2.88%
$1MM+ 69 $116,295,000 $1,685,435 $13,817 2.90%

2021 saw Fbc Mortgage place emphasis on $200k-400k loans with 10,478 originations, totaling $2,962,070,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 4,347 $1,040,015,000 $239,249 $6,339 3.07%
$100k-150k 3,679 $1,211,215,000 $329,224 $5,968 3.07%
$75k-100k 3,267 $912,565,000 $279,328 $6,281 3.06%
$150k-250k 2,201 $864,155,000 $392,619 $5,773 3.06%
$50k or less 1,980 $360,390,000 $182,015 $5,657 3.05%
$250k+ 985 $501,995,000 $509,640 $6,065 3.02%

Fbc Mortgage lent most frequently to those with incomes in the $50k-75k range, with 4,347 originations. The second most popular income band? $100k-150k, with 3,679 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 2,848 $875,040,000 $307,247 $5,180 3.02%
30-36% 2,795 $848,275,000 $303,497 $5,638 3.05%
50-60% 1,519 $422,785,000 $278,331 $8,701 3.04%
<20% 906 $278,790,000 $307,715 $4,711 2.96%
44% 779 $224,595,000 $288,312 $6,242 3.10%
43% 732 $209,660,000 $286,421 $6,153 3.08%
42% 721 $212,355,000 $294,528 $6,094 3.10%
45% 667 $190,465,000 $285,555 $6,129 3.07%
41% 653 $202,235,000 $309,701 $6,197 3.08%
40% 627 $181,965,000 $290,215 $6,074 3.09%
39% 614 $180,010,000 $293,176 $5,839 3.08%
38% 556 $176,570,000 $317,572 $5,905 3.05%
36% 543 $164,465,000 $302,882 $5,772 3.07%
48% 538 $151,090,000 $280,836 $6,162 3.12%
46% 536 $158,520,000 $295,746 $6,415 3.07%
37% 519 $158,185,000 $304,788 $5,989 3.10%
47% 517 $145,055,000 $280,571 $6,358 3.07%
49% 486 $139,630,000 $287,305 $6,800 3.13%
>60% 53 $17,535,000 $330,849 $7,873 2.94%

Fbc Mortgage lent most frequently to those with DTI ratios of 20-30%, with 2,848 originations. The next most common DTI ratio? 30-36%, with 2,795 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 11,589 $3,434,655,000 $296,372 $5,848 3.04%
Not provided 2,836 $838,210,000 $295,561 $6,228 3.03%
Black 1,633 $472,125,000 $289,115 $6,992 3.06%
Asian 867 $287,485,000 $331,586 $5,735 3.03%
American Indian 219 $50,065,000 $228,607 $6,256 3.06%
Asian Indian 43 $13,895,000 $323,140 $5,880 3.23%
Native Hawaiian 31 $7,725,000 $249,194 $5,546 2.95%
Filipino 16 $5,290,000 $330,625 $5,600 3.09%
Other Asian 16 $4,860,000 $303,750 $5,574 2.98%
Other Pacific Islander 7 $2,535,000 $362,143 $8,032 2.84%
8 $2,080,000 $260,000 $7,630 3.08%
Chinese 4 $1,180,000 $295,000 $5,245 2.75%
Korean 2 $720,000 $360,000 $7,147 2.56%
Vietnamese 3 $685,000 $228,333 $5,071 2.91%
Guamanian 1 $325,000 $325,000 $10,036 2.75%
Samoan 1 $265,000 $265,000 $8,974 3.00%

Approval Rates

Total approvals of all applications
96.07%

Fbc Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
68.60%

Fbc Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 17,276 $5,122,100,000 $296,486

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
17,276 $5,122,100,000 $296,486

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 495 $95,655,000 $193,242 $3,852 2.91%
40-60% 1,473 $411,775,000 $279,549 $4,294 2.92%
60-80% 4,563 $1,451,875,000 $318,184 $5,026 3.12%
80-100% 9,532 $2,856,150,000 $299,638 $6,656 3.12%
Over 100% 396 $137,640,000 $347,576 $12,850 2.94%
Under 20% 250 $9,570,000 $38,280 $3,771 0.83%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
FBC MORTGAGE, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 40.0%
FBC MORTGAGE, LLC Conventional home mortgage Trouble during payment process 1 20.0%
FBC MORTGAGE, LLC FHA mortgage Closing on a mortgage 1 20.0%
FBC MORTGAGE, LLC VA mortgage Closing on a mortgage 1 20.0%