Madisonville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Madisonville averaged 6.73% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.75% and one month ago for the week of 2025-03-06, the average rate was 6.74%.

    Madisonville's average rate one year ago was 6.83%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.62%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Madisonville 30 Year Fixed Rate 2025-04-10 6.73%
    Madisonville 30 Year Fixed Rate Refi 2025-04-10 6.62%
    Madisonville 15 Year Fixed Rate 2025-04-10 5.82%
    Madisonville 15 Year Fixed Rate Refi 2025-04-10 5.92%
    Madisonville 30 Year FHA 2025-04-10 6.34%
    Madisonville 30 Year FHA Refi 2025-04-10 6.63%
    Madisonville 30 Year USDA 2025-04-10 6.65%
    Madisonville 30 Year USDA Refi 2025-04-10 6.25%
    Madisonville 30 Year VA 2025-04-10 6.19%
    Madisonville 30 Year VA Refi 2025-04-10 6.09%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Madisonville, KY.

    Madisonville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Madisonville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Independence Bank of Kentucky 36 6.77% $4,242
    FIRST COMMUNITY MORTGAGE, INC. 23 6.76% $4,329
    Magnolia Bank 13 6.74% $3,356
    EVANSVILLE TEACHERS 12 6.85% $3,393
    U.S. Bank 10 7.39% $2,729
    First Financial Bank 5 6.43% $3,633
    UNITED WHOLESALE MORTGAGE, LLC 5 7.05% $4,777
    GERSHMAN INVESTMENT CORP. 5 6.80% $3,332
    Old National Bank 4 6.84% $3,665
    Fifth Third Bank 4 6.75% $3,305
    VANDERBILT MORTGAGE AND FINANCE, INC. 4 8.06% $7,154
    American Mortgage & Equity Consultants, Inc. 3 6.42% $3,746
    QUICKEN LOANS, LLC 3 7.17% $8,039
    Wells Fargo Bank 2 6.63% $3,600
    Farm Credit Mid-America, ACA 2 7.31% $6,711
    German American Bank 2 7.06% $3,015
    LOANDEPOT.COM, LLC 2 6.25% $4,588
    MORTGAGE MASTERS OF INDIANA, INC. 2 6.38% $2,889
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.63% $4,477
    ROYAL UNITED MORTGAGE LLC 2 6.56% $5,374
    STOCKTON MORTGAGE CORPORATION 2 7.13% $5,169
    UNION HOME MORTGAGE CORP. 2 6.93% $3,651
    GUARANTEED RATE AFFINITY, LLC 1 6.13% $1,098
    CHURCHILL MORTGAGE CORPORATION 1 5.88% $6,489
    JPMorgan Chase Bank 1 6.49% $3,755
    Legends Bank 1 5.63% $3,097
    Abound Federal Credit Union 1 5.88% $3,023
    BROKER SOLUTIONS, INC. 1 7.13% $7,550
    21ST MORTGAGE CORPORATION 1 8.61% $6,502
    MOVEMENT MORTGAGE, LLC 1 7.99% $18,307
    ALTRA 1 6.58% $3,587
    NAVY FEDERAL CREDIT UNION 1 5.88% $18,009
    NEWREZ LLC 1 6.63% $9,842
    BETTER MORTGAGE CORPORATION 1 5.49% $14,318
    PENNYMAC LOAN SERVICES, LLC 1 5.88% $9,575
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $5,373
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.50% $5,769
    AMERICAN HERITAGE LENDING, INC. 1 9.13% $8,828
    ACOPIA, LLC 1 7.38% $5,502
    RUOFF MORTGAGE COMPANY, INC. 1 7.00% $3,082
    FirstBank 1 8.34% $2,925
    EVERETT FINANCIAL, INC. 1 6.50% $5,663
    DAS Acquisition Company, LLC 1 6.99% $4,660
    FIRST MORTGAGE COMPANY, INC. 1 6.88% $4,739
    FREEDOM MORTGAGE CORPORATION 1 6.49% $4,451
    Simmons Bank 1 6.00% $3,401
    CIBM Bank 1 6.12% $3,802

    Madisonville Average Closing Costs & Other Stats

    Madisonville, KY's 47 lenders originated 784 loans during 2024. The total origination value was $118,700,000, with an average loan value of $151,403.

    Madisonville's average closing costs are $4,452.

    The top Madisonville lender as defined by loan originations is Independence Bank of Kentucky, with 36 loans originated. Their average total fees are $4,242, which is $87 lower than the next largest lender, FIRST COMMUNITY MORTGAGE, INC..

    The lowest fee Madisonville lenders (with over 10 loans originated) are U.S. Bank ($2,729), Magnolia Bank ($3,356), EVANSVILLE TEACHERS ($3,393), Independence Bank of Kentucky ($4,242) and FIRST COMMUNITY MORTGAGE, INC. ($4,329).

    The lowest rate Madisonville lenders (with over 10 loans originated) are Magnolia Bank (6.74%), FIRST COMMUNITY MORTGAGE, INC. (6.76%), Independence Bank of Kentucky (6.77%), EVANSVILLE TEACHERS (6.85%) and U.S. Bank (7.39%).

    Madisonville, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Independence Bank of Kentucky $16,035,000 $13,010,000 -18.9% 11.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $130,000 $8,165,000 6,180.8% 6.9%
    QUICKEN LOANS, LLC $8,460,000 $7,035,000 -16.8% 5.9%
    Mortgage Research Center, LLC $6,955,000 $6,985,000 0.4% 5.9%
    FIRST COMMUNITY MORTGAGE, INC. $4,665,000 $5,320,000 14.0% 4.5%
    U.S. Bank $4,820,000 $4,340,000 -10.0% 3.7%
    EVANSVILLE TEACHERS $3,575,000 $4,130,000 15.5% 3.5%
    Fifth Third Bank $4,140,000 $4,000,000 -3.4% 3.4%
    GERSHMAN INVESTMENT CORP. $485,000 $3,220,000 563.9% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,340,000 $2,985,000 27.6% 2.5%
    Magnolia Bank $135,000 $2,835,000 2,000.0% 2.4%
    Farmers Bank and Trust Company $2,845,000 $2,625,000 -7.7% 2.2%
    First Financial Bank $1,745,000 $2,625,000 50.4% 2.2%
    Old National Bank $1,665,000 $2,450,000 47.1% 2.1%
    FREEDOM MORTGAGE CORPORATION $1,390,000 $2,405,000 73.0% 2.0%
    The Sacramento Deposit Bank $2,680,000 $2,345,000 -12.5% 2.0%
    RUOFF MORTGAGE COMPANY, INC. $2,340,000 $2,115,000 -9.6% 1.8%
    EVERETT FINANCIAL, INC. $500,000 $1,305,000 161.0% 1.1%
    NAVY FEDERAL CREDIT UNION $905,000 $1,290,000 42.5% 1.1%
    PENNYMAC LOAN SERVICES, LLC $1,325,000 $1,290,000 -2.6% 1.1%
    STOCKTON MORTGAGE CORPORATION $1,300,000 $950,000 -26.9% 0.8%
    MOVEMENT MORTGAGE, LLC $1,130,000 $895,000 -20.8% 0.8%
    LOANDEPOT.COM, LLC $345,000 $860,000 149.3% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $205,000 $820,000 300.0% 0.7%
    NEWREZ LLC $420,000 $785,000 86.9% 0.7%
    21ST MORTGAGE CORPORATION $1,395,000 $730,000 -47.7% 0.6%
    1ST SIGNATURE LENDING, LLC $185,000 $685,000 270.3% 0.6%
    VILLAGE CAPITAL MORTGAGE $685,000 n/a 0.6%
    Farm Credit Mid-America, ACA $310,000 $680,000 119.4% 0.6%
    PREMIER LENDING, INC. $670,000 n/a 0.6%
    Paramount Residential Mortgage Group, Inc. $645,000 n/a 0.5%
    CHURCHILL MORTGAGE CORPORATION $185,000 $635,000 243.2% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $1,250,000 $580,000 -53.6% 0.5%
    German American Bank $570,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $1,075,000 $560,000 -47.9% 0.5%
    AMERISAVE MORTGAGE CORPORATION $290,000 $535,000 84.5% 0.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $605,000 $535,000 -11.6% 0.5%
    PENTAGON FEDERAL CREDIT UNION $520,000 n/a 0.4%
    DAS Acquisition Company, LLC $505,000 n/a 0.4%
    ALTRA $125,000 $495,000 296.0% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $925,000 $490,000 -47.0% 0.4%
    UNION HOME MORTGAGE CORP. $295,000 $480,000 62.7% 0.4%
    USAA Federal Savings Bank $480,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $520,000 $460,000 -11.5% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $445,000 n/a 0.4%
    GUILD MORTGAGE COMPANY $435,000 n/a 0.4%
    First Midwest Bank of Dexter $405,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $405,000 n/a 0.3%
    Carrington Mortgage Services, LLC $45,000 $400,000 788.9% 0.3%
    Planters Bank, Inc. $660,000 $395,000 -40.2% 0.3%
    PHH Mortgage Corporation $390,000 n/a 0.3%
    FIRST MORTGAGE COMPANY, INC. $425,000 $385,000 -9.4% 0.3%
    TOP FLITE FINANCIAL, INC. $1,505,000 $385,000 -74.4% 0.3%
    AMERICAN PACIFIC MORTGAGE CORPORATION $375,000 n/a 0.3%
    FIELD & MAIN BANK, INC. $320,000 $355,000 10.9% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 $350,000 42.9% 0.3%
    CIBM Bank $330,000 n/a 0.3%
    American Mortgage & Equity Consultants, Inc. $320,000 n/a 0.3%
    Flagstar Bank, FSB $320,000 n/a 0.3%
    PLANET HOME LENDING, LLC $165,000 $315,000 90.9% 0.3%
    Abound Federal Credit Union $75,000 $310,000 313.3% 0.3%
    Renasant Bank $95,000 $310,000 226.3% 0.3%
    ROYAL UNITED MORTGAGE LLC $415,000 $295,000 -28.9% 0.2%
    Owensboro Federal Credit Union $540,000 $290,000 -46.3% 0.2%
    BETTER MORTGAGE CORPORATION $115,000 $285,000 147.8% 0.2%
    JPMorgan Chase Bank $1,240,000 $285,000 -77.0% 0.2%
    Fortera Federal Credit Union $370,000 $275,000 -25.7% 0.2%
    GUARANTEED RATE AFFINITY, LLC $515,000 $275,000 -46.6% 0.2%
    INTERLINC MORTGAGE SERVICES, LLC $265,000 n/a 0.2%
    MORTGAGE MASTERS OF INDIANA, INC. $720,000 $260,000 -63.9% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $195,000 $255,000 30.8% 0.2%
    First Federal Bank $255,000 n/a 0.2%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $235,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $755,000 $230,000 -69.5% 0.2%
    AMERICAN HERITAGE LENDING, INC. $225,000 n/a 0.2%
    ACOPIA, LLC $215,000 n/a 0.2%
    Bank of Edmonson County $205,000 n/a 0.2%
    The Huntington National Bank $185,000 n/a 0.2%
    Equity Prime Mortgage LLC $740,000 $165,000 -77.7% 0.1%
    Lakeview Community Capital, LLC $155,000 $165,000 6.5% 0.1%
    ENDEAVOR CAPITAL, LLC. $185,000 $155,000 -16.2% 0.1%
    SOUTHWEST FUNDING, LP $155,000 n/a 0.1%
    Wells Fargo Bank $625,000 $140,000 -77.6% 0.1%
    Century Mortgage Company DBA Century Lending Company $195,000 $135,000 -30.8% 0.1%
    CSL Financial, LLC $75,000 $135,000 80.0% 0.1%
    Plains Commerce Bank $180,000 $135,000 -25.0% 0.1%
    Coastal Community Bank $120,000 n/a 0.1%
    GUARANTEED RATE, INC. $225,000 $115,000 -48.9% 0.1%
    Citizens Bank $420,000 $100,000 -76.2% 0.1%
    Legends Bank $95,000 n/a 0.1%
    FirstBank $285,000 $85,000 -70.2% 0.1%
    SPRING EQ, LLC $55,000 $80,000 45.5% 0.1%
    Bank of America $75,000 n/a 0.1%
    Deere Employees Credit Union $45,000 $75,000 66.7% 0.1%
    First Southern National Bank $375,000 $75,000 -80.0% 0.1%
    Nations Lending Corporation $75,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $360,000 $75,000 -79.2% 0.1%
    Simmons Bank $75,000 n/a 0.1%
    CIS Financial Services, Inc. $65,000 n/a 0.1%
    Discover Bank $310,000 $65,000 -79.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.1%
    MORTGAGE INVESTORS GROUP, INC. $65,000 n/a 0.1%
    F&M Bank $55,000 n/a 0.0%
    Sterling United FCU $55,000 n/a 0.0%
    Northwest Federal Credit Union $45,000 n/a 0.0%
    United Southern Bank $230,000 $35,000 -84.8% 0.0%
    GENERAL ELECTRIC CREDIT UNION $220,000 $25,000 -88.6% 0.0%

    Madisonville's top lender by overall market share is Independence Bank of Kentucky, with 11.0% market share. In second place, with 6.9%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $8,165,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $7,035,000 in loans. In fourth place, with 5.9%, is Mortgage Research Center, LLC, having originated $6,985,000 in loans. In fifth place, with 4.5%, is FIRST COMMUNITY MORTGAGE, INC., having originated $5,320,000 in loans.

    Madisonville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Madisonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $137,200 (9.9%) $161,739 (5.0%) 0.00 170
    2018-02-01 $139,900 (16.7%) $167,569 (3.8%) 0.00 163
    2018-03-01 $149,900 (11.5%) $176,668 (7.5%) 0.00 157
    2018-04-01 $147,450 (15.2%) $170,911 (7.2%) 0.00 155
    2018-05-01 $144,950 (10.9%) $167,291 (4.2%) 0.00 160
    2018-06-01 $142,250 (3.9%) $177,519 (-4.6%) 0.00 168
    2018-07-01 $136,400 (-0.8%) $180,923 (-2.9%) 0.00 183
    2018-08-01 $138,700 (2.3%) $184,886 (16.8%) 0.00 202
    2018-09-01 $134,900 (-2.6%) $169,969 (4.1%) 0.00 194
    2018-10-01 $129,900 (-1.9%) $160,920 (2.6%) 0.00 196
    2018-11-01 $129,900 (-1.0%) $162,806 (4.7%) 0.00 190
    2018-12-01 $129,900 (-2.3%) $166,775 (4.4%) 0.00 182
    2019-01-01 $128,550 (-6.3%) $166,942 (3.2%) 0.00 175
    2019-02-01 $133,325 (-4.7%) $169,273 (1.0%) 0.00 159
    2019-03-01 $134,186 (-10.5%) $168,617 (-4.6%) 0.00 150
    2019-04-01 $139,900 (-5.1%) $173,493 (1.5%) 0.00 146
    2019-05-01 $142,400 (-1.8%) $183,388 (9.6%) 0.00 148
    2019-06-01 $147,900 (4.0%) $178,510 (0.6%) 0.00 156
    2019-07-01 $137,400 (0.7%) $172,572 (-4.6%) 0.00 165
    2019-08-01 $133,536 (-3.7%) $173,495 (-6.2%) 0.00 167
    2019-09-01 $131,491 (-2.5%) $173,309 (2.0%) 0.00 174
    2019-10-01 $129,900 (0.0%) $172,208 (7.0%) 0.00 182
    2019-11-01 $128,200 (-1.3%) $169,235 (4.0%) 0.00 179
    2019-12-01 $128,050 (-1.4%) $167,729 (0.6%) 0.00 159
    2020-01-01 $128,500 (0.0%) $165,305 (-1.0%) 0.00 152
    2020-02-01 $129,900 (-2.6%) $167,300 (-1.2%) 0.00 154
    2020-03-01 $129,900 (-3.2%) $160,278 (-5.0%) 0.00 138
    2020-04-01 $129,900 (-7.2%) $165,347 (-4.7%) 0.00 133
    2020-05-01 $121,900 (-14.4%) $167,467 (-8.7%) 0.00 123
    2020-06-01 $126,850 (-14.2%) $179,876 (0.8%) 0.00 113
    2020-07-01 $131,175 (-4.5%) $189,209 (9.6%) 0.00 117
    2020-08-01 $127,500 (-4.5%) $185,644 (7.0%) 0.00 107
    2020-09-01 $138,400 (5.3%) $196,665 (13.5%) 0.00 97
    2020-10-01 $119,950 (-7.7%) $173,405 (0.7%) 0.00 101
    2020-11-01 $122,450 (-4.5%) $182,860 (8.1%) 0.00 90
    2020-12-01 $128,075 (0.0%) $174,836 (4.2%) 0.00 97
    2021-01-01 $134,900 (5.0%) $177,878 (7.6%) 0.00 89
    2021-02-01 $130,650 (0.6%) $190,315 (13.8%) 0.00 69
    2021-03-01 $130,675 (0.6%) $198,463 (23.8%) 0.00 58
    2021-04-01 $137,400 (5.8%) $196,775 (19.0%) 0.00 41
    2021-05-01 $174,900 (43.5%) $203,824 (21.7%) 0.00 35
    2021-06-01 $152,250 (20.0%) $195,197 (8.5%) 0.00 39
    2021-07-01 $174,900 (33.3%) $245,858 (29.9%) 0.00 51
    2021-08-01 $169,900 (33.3%) $256,185 (38.0%) 0.00 57
    2021-09-01 $179,450 (29.7%) $243,148 (23.6%) 0.00 68
    2021-10-01 $189,900 (58.3%) $242,420 (39.8%) 0.00 70
    2021-11-01 $174,900 (42.8%) $221,446 (21.1%) 0.00 71
    2021-12-01 $164,900 (28.8%) $199,507 (14.1%) 0.00 67
    2022-01-01 $166,700 (23.6%) $215,032 (20.9%) 0.00 49
    2022-02-01 $169,900 (30.0%) $212,127 (11.5%) 0.00 45
    2022-03-01 $159,900 (22.4%) $217,090 (9.4%) 0.00 40
    2022-04-01 $164,900 (20.0%) $218,682 (11.1%) 0.00 34
    2022-05-01 $186,400 (6.6%) $282,768 (38.7%) 0.00 40
    2022-06-01 $204,950 (34.6%) $262,582 (34.5%) 0.00 46
    2022-07-01 $199,900 (14.3%) $247,321 (0.6%) 0.00 64
    2022-08-01 $199,900 (17.7%) $252,059 (-1.6%) 0.00 70
    2022-09-01 $203,650 (13.5%) $259,430 (6.7%) 0.00 82
    2022-10-01 $214,900 (13.2%) $249,390 (2.9%) 0.00 84
    2022-11-01 $192,400 (10.0%) $267,322 (20.7%) 0.00 88
    2022-12-01 $189,900 (15.2%) $311,946 (56.4%) 0.00 81
    2023-01-01 $182,330 (9.4%) $315,650 (46.8%) 0.00 75
    2023-02-01 $187,400 (10.3%) $332,585 (56.8%) 0.00 63
    2023-03-01 $196,250 (22.7%) $355,495 (63.8%) 0.00 54
    2023-04-01 $209,999 (27.4%) $328,879 (50.4%) 0.00 64
    2023-05-01 $209,825 (12.6%) $335,864 (18.8%) 0.00 61
    2023-06-01 $209,700 (2.3%) $330,982 (26.1%) 0.00 61
    2023-07-01 $229,900 (15.0%) $314,300 (27.1%) 0.00 73
    2023-08-01 $222,425 (11.3%) $342,685 (36.0%) 0.00 74
    2023-09-01 $189,900 (-6.8%) $334,708 (29.0%) 0.00 73
    2023-10-01 $212,000 (-1.4%) $357,993 (43.6%) 0.00 72
    2023-11-01 $208,450 (8.3%) $356,036 (33.2%) 0.00 80
    2023-12-01 $212,000 (11.6%) $301,853 (-3.2%) 0.00 76
    2024-01-01 $224,675 (23.2%) $308,430 (-2.3%) 0.00 71
    2024-02-01 $196,850 (5.0%) $295,007 (-11.3%) 0.00 67
    2024-03-01 $210,950 (7.5%) $316,464 (-11.0%) 0.00 66
    2024-04-01 $218,650 (4.1%) $311,391 (-5.3%) 0.00 91
    2024-05-01 $219,925 (4.8%) $309,596 (-7.8%) 0.00 90
    2024-06-01 $209,900 (0.1%) $305,667 (-7.7%) 0.00 82
    2024-07-01 $196,950 (-14.3%) $290,912 (-7.4%) 0.00 95
    2024-08-01 $215,000 (-3.3%) $283,525 (-17.3%) 0.00 114
    2024-09-01 $217,450 (14.5%) $285,213 (-14.8%) 0.00 108
    2024-10-01 $208,675 (-1.6%) $286,926 (-19.9%) 0.00 98
    2024-11-01 $219,900 (5.5%) $274,568 (-22.9%) 0.00 97
    2024-12-01 $228,400 (7.7%) $267,908 (-11.3%) 0.00 106
    2025-01-01 $225,000 (0.1%) $269,073 (-12.8%) 0.00 108
    2025-02-01 $222,597 (13.1%) $274,325 (-7.0%) 0.00 105
    2025-03-01 $224,900 (6.6%) $271,291 (-14.3%) 0.00 118
    Madisonville's median listing price for 2025-03-01 was $224,900, a difference of $13,950 (6.6%) versus the prior year and $2,303 versus the prior month.

    Madisonville's median listing price comes in at 0% of the national average.

    Madisonville's average listing price for 2025-03-01 was $271,291, a difference of $-45,173 (-14.3%) versus the prior year and $-3,034 versus the prior month.

    For the 2025-03-01 period, Madisonville had 118 MLS listings, a difference of 13 listings (12%) versus the prior month and 52 listings (79%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Madisonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,669 sqft
    2018-02-01 0 days 1,683 sqft
    2018-03-01 0 days 1,731 sqft
    2018-04-01 0 days 1,700 sqft
    2018-05-01 0 days 1,705 sqft
    2018-06-01 0 days 1,656 sqft
    2018-07-01 0 days 1,694 sqft
    2018-08-01 0 days 1,734 sqft
    2018-09-01 0 days 1,638 sqft
    2018-10-01 0 days 1,601 sqft
    2018-11-01 0 days 1,639 sqft
    2018-12-01 0 days 1,636 sqft
    2019-01-01 0 days 1,630 sqft
    2019-02-01 0 days 1,694 sqft
    2019-03-01 0 days 1,702 sqft
    2019-04-01 0 days 1,748 sqft
    2019-05-01 0 days 1,813 sqft
    2019-06-01 0 days 1,794 sqft
    2019-07-01 0 days 1,778 sqft
    2019-08-01 0 days 1,759 sqft
    2019-09-01 0 days 1,734 sqft
    2019-10-01 0 days 1,711 sqft
    2019-11-01 0 days 1,700 sqft
    2019-12-01 0 days 1,653 sqft
    2020-01-01 0 days 1,700 sqft
    2020-02-01 0 days 1,630 sqft
    2020-03-01 0 days 1,636 sqft
    2020-04-01 0 days 1,707 sqft
    2020-05-01 0 days 1,624 sqft
    2020-06-01 0 days 1,704 sqft
    2020-07-01 0 days 1,708 sqft
    2020-08-01 0 days 1,700 sqft
    2020-09-01 0 days 1,713 sqft
    2020-10-01 0 days 1,565 sqft
    2020-11-01 0 days 1,563 sqft
    2020-12-01 0 days 1,539 sqft
    2021-01-01 0 days 1,559 sqft
    2021-02-01 0 days 1,549 sqft
    2021-03-01 0 days 1,696 sqft
    2021-04-01 0 days 1,745 sqft
    2021-05-01 0 days 1,699 sqft
    2021-06-01 0 days 1,476 sqft
    2021-07-01 0 days 1,624 sqft
    2021-08-01 0 days 1,691 sqft
    2021-09-01 0 days 1,648 sqft
    2021-10-01 0 days 1,702 sqft
    2021-11-01 0 days 1,638 sqft
    2021-12-01 0 days 1,532 sqft
    2022-01-01 0 days 1,402 sqft
    2022-02-01 0 days 1,469 sqft
    2022-03-01 0 days 1,396 sqft
    2022-04-01 0 days 1,400 sqft
    2022-05-01 0 days 1,742 sqft
    2022-06-01 0 days 1,812 sqft
    2022-07-01 0 days 1,704 sqft
    2022-08-01 0 days 1,650 sqft
    2022-09-01 0 days 1,743 sqft
    2022-10-01 0 days 1,731 sqft
    2022-11-01 0 days 1,652 sqft
    2022-12-01 0 days 1,692 sqft
    2023-01-01 0 days 1,724 sqft
    2023-02-01 0 days 1,774 sqft
    2023-03-01 0 days 1,781 sqft
    2023-04-01 0 days 1,668 sqft
    2023-05-01 0 days 1,605 sqft
    2023-06-01 0 days 1,633 sqft
    2023-07-01 0 days 1,887 sqft
    2023-08-01 0 days 1,880 sqft
    2023-09-01 0 days 1,720 sqft
    2023-10-01 0 days 1,716 sqft
    2023-11-01 0 days 1,767 sqft
    2023-12-01 0 days 1,779 sqft
    2024-01-01 0 days 1,707 sqft
    2024-02-01 0 days 1,535 sqft
    2024-03-01 0 days 1,548 sqft
    2024-04-01 0 days 1,688 sqft
    2024-05-01 0 days 1,670 sqft
    2024-06-01 0 days 1,755 sqft
    2024-07-01 0 days 1,674 sqft
    2024-08-01 0 days 1,656 sqft
    2024-09-01 0 days 1,689 sqft
    2024-10-01 0 days 1,637 sqft
    2024-11-01 0 days 1,653 sqft
    2024-12-01 0 days 1,708 sqft
    2025-01-01 0 days 1,644 sqft
    2025-02-01 0 days 1,595 sqft
    2025-03-01 0 days 1,625 sqft
    Madisonville's median listing age (time on market) for 2025-03-01 was 0 days.

    Madisonville's median square footage for active listings during the 2025-03-01 period was 1,625 sqft. One year prior, the average listing was 1,548 sqft.

    Madisonville, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 420 $80,300,000 $191,190
    Refi 146 $19,490,000 $133,493
    Cash Out Refi 88 $12,360,000 $140,455
    Home Improvement 70 $3,630,000 $51,857
    Other 60 $2,920,000 $48,667

    Madisonville's most frequently cited loan purpose was Home Purchase, with 420 originations. The 2nd most popular reason was Refi, with 146 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 276 $50,560,000 $183,188
    Over 8% 159 $9,855,000 $61,981
    7-8% 144 $28,080,000 $195,000
    5-6% 70 $13,090,000 $187,000
    3-4% 15 $145,000 $9,667
    4-5% 3 $665,000 $221,667
    <2.5% 2 $140,000 $70,000

    During 2024, Madisonville's most frequently originated rate bucket was 6-7%, with 276 originations.

    Loan Sizing (Madisonville, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 328 $16,690,000 $50,884
    $100k-200k 264 $38,850,000 $147,159
    $200k-400k 167 $43,515,000 $260,569
    $400k-600k 19 $8,725,000 $459,211
    $600k-1000k 3 $2,115,000 $705,000
    $Over $1MM 3 $8,805,000 $2,935,000

    Madisonville's loan sizing saw the bucket of loans from $100,000 or less with 328 originations, totaling $16,690,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 293 $57,785,000 $197,218
    60-80% 102 $17,110,000 $167,745
    20-40% 88 $5,340,000 $60,682
    Under 20% 85 $2,595,000 $30,529
    40-60% 59 $13,055,000 $221,271
    Over 100% 13 $2,655,000 $204,231

    Madisonville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 293 originations, totaling $57,785,000 in origination value.