Bank Of Bolivar Mortgage Rates, Fees & Info
Bolivar, MOLEI: 549300TZZEEYWSOZS596
Tax ID: 43-1772215
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Bolivar is a smaller bank specializing in Home Purchase, Cash Out Refi, and Refi loans. Bank Of Bolivar has a high proportion of conventional loans. Their top markets by origination volume include: Springfield, Branson, and Durango among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Bolivar has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
145Origination Dollar Volume (All Markets)
$20,215,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPRINGFIELD, MO (FHA|USDA|VA) | 108 | $14,120,000 | $130,741 | $0 | 0.00% |
| Outside of Metro Areas | 33 | $5,815,000 | $176,212 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 0.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 145 | $20,215,000 | $139,414 | $0 | 0.00% |
For 2020, Bank Of Bolivar's most frequently originated type of loan was Conventional, with 145 originations.
Loan Reason
For 2020, Bank Of Bolivar's most frequently cited loan purpose was Home Purchase, with 68 originations. The 2nd most popular reason was Cash Out Refi, with 29 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 145 | $20,215,000 | $139,414 | $0 | 0.00% |
For 2020, Bank Of Bolivar's most frequently cited loan duration was Other, with 145 originations.
Loan Sizing
2020 saw Bank Of Bolivar place emphasis on $100,000 or less loans with 80 originations, totaling $4,320,000 in origination value.
Applicant Income
Bank Of Bolivar lent most frequently to those with incomes in the $50k-75k range, with 28 originations. The second most popular income band? $50k or less, with 28 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 145 | $20,215,000 | $139,414 | $0 | 0.00% |
Bank Of Bolivar lent most frequently to those with DTI ratios of Exempt%, with 145 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.76%
Bank Of Bolivar has an average approval rate.
Pick Rate
Approvals leading to origination84.83%
Bank Of Bolivar has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 145 | $20,215,000 | $139,414 |
Occupancy Type Mix
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF THE WEST | Conventional home mortgage | Incorrect information on your report | 1 | 3.8% |
| BANK OF THE WEST | Conventional home mortgage | Closing on a mortgage | 2 | 7.7% |
| BANK OF THE WEST | Other type of mortgage | Trouble during payment process | 4 | 15.4% |
| BANK OF THE WEST | Other type of mortgage | Struggling to pay mortgage | 2 | 7.7% |
| BANK OF THE WEST | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 3.8% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Trouble during payment process | 6 | 23.1% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 3.8% |
| BANK OF THE WEST | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 2 | 7.7% |
| BANK OF THE WEST | Conventional home mortgage | Trouble during payment process | 4 | 15.4% |
| BANK OF THE WEST | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 7.7% |
| BANK OF THE WEST | Conventional home mortgage | Struggling to pay mortgage | 1 | 3.8% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Bank of Bolivar | 1301 West Jefferson Street Marshfield, MO 65706 | Full Service B&M | $5,443 |
| Bank of Bolivar | 1339 East Republic Road, Suite A Springfield, MO 65804 | Full Service B&M | $32,604 |
| Bank of Bolivar | 2126 West Broadway Bolivar, MO 65613 | Full Service B&M | $53,011 |
| Bank of Bolivar | 2920 E Chestnut Expressway Springfield, MO 65802 | Full Service B&M | $30,371 |
| Bank of Bolivar | 40 North Main Street Fair Grove, MO 65648 | Full Service B&M | $24,477 |
| Bank of Bolivar | 495 South Springfield Avenue Bolivar, MO 65613 | Full Service B&M | $164,574 |
For 2020, Bank Of Bolivar had 6 branches.