Durango Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Durango averaged
6.6%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.71% and
one month ago for the week of 2025-02-27, the
average rate was 6.82%.
Durango's average rate one year ago was 7.05%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.81%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Durango 30 Year Fixed Rate | 2025-04-03 | 6.6% |
| Durango 30 Year Fixed Rate Refi | 2025-04-03 | 6.81% |
| Durango 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Durango 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Durango 30 Year FHA | 2025-04-03 | 6.46% |
| Durango 30 Year FHA Refi | 2025-04-03 | 6.26% |
| Durango 30 Year USDA | 2025-04-03 | 6.52% |
| Durango 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Durango 30 Year VA | 2025-04-03 | 6.26% |
| Durango 30 Year VA Refi | 2025-04-03 | 5.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Durango, CO.
Durango Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Durango, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Durango Average Closing Costs & Other Stats
Durango, CO's 107 lenders originated 1,208
loans during 2024. The total origination value was $497,420,000, with an average loan value of
$411,772.
Durango's average closing costs are $4,969.
The top Durango lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
194 loans originated. Their average total fees are
$6,806, which is $2,607
higher than the next largest lender,
The Central Trust Bank.
The lowest fee Durango lenders (with over 10 loans originated) are
Alpine Bank ($3,681), PROVIDENT FUNDING ASSOCIATES, L.P. ($3,832), Charles Schwab Bank, SSB ($4,102), The Central Trust Bank ($4,199) and Glacier Bank ($4,256).
The lowest rate Durango lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (5.78%), PROVIDENT FUNDING ASSOCIATES, L.P. (6.38%), Alpine Bank (6.55%), QUICKEN LOANS, LLC (6.55%) and Glacier Bank (6.61%).
Durango, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $87,905,000 | $116,275,000 | 32.3% | 23.4% |
| The Central Trust Bank | $31,970,000 | $44,600,000 | 39.5% | 9.0% |
| Bank of Colorado | $42,175,000 | $27,340,000 | -35.2% | 5.5% |
| QUICKEN LOANS, LLC | $27,170,000 | $25,500,000 | -6.1% | 5.1% |
| Alpine Bank | $21,100,000 | $19,005,000 | -9.9% | 3.8% |
| Glacier Bank | $10,745,000 | $14,615,000 | 36.0% | 2.9% |
| U.S. Bank | $4,815,000 | $10,500,000 | 118.1% | 2.1% |
| JPMorgan Chase Bank | $11,960,000 | $10,420,000 | -12.9% | 2.1% |
| Zions Bank | $3,910,000 | $9,095,000 | 132.6% | 1.8% |
| Bank of America | $2,965,000 | $9,090,000 | 206.6% | 1.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,135,000 | $9,060,000 | 119.1% | 1.8% |
| Charles Schwab Bank, SSB | $2,365,000 | $8,300,000 | 251.0% | 1.7% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $7,455,000 | $7,550,000 | 1.3% | 1.5% |
| The Huntington National Bank | $4,695,000 | $7,490,000 | 59.5% | 1.5% |
| Morgan Stanley Private Bank | $8,650,000 | $5,455,000 | -36.9% | 1.1% |
| GUILD MORTGAGE COMPANY | $3,280,000 | $4,675,000 | 42.5% | 0.9% |
| The Loan Store, Inc. | $4,240,000 | n/a | 0.9% | |
| CROSSCOUNTRY MORTGAGE, LLC | $4,570,000 | $3,990,000 | -12.7% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $3,285,000 | $3,890,000 | 18.4% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,905,000 | $3,760,000 | 29.4% | 0.8% |
| Flanagan State Bank | $3,740,000 | $3,595,000 | -3.9% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $2,945,000 | $3,550,000 | 20.5% | 0.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,345,000 | $3,295,000 | 145.0% | 0.7% |
| NBH Bank | $4,885,000 | $3,210,000 | -34.3% | 0.6% |
| Wells Fargo Bank | $3,060,000 | $3,190,000 | 4.2% | 0.6% |
| Truist | $3,105,000 | n/a | 0.6% | |
| FREEDOM MORTGAGE CORPORATION | $1,365,000 | $2,925,000 | 114.3% | 0.6% |
| Stifel Bank and Trust | $2,490,000 | $2,880,000 | 15.7% | 0.6% |
| MidFirst Bank | $2,815,000 | n/a | 0.6% | |
| USAA Federal Savings Bank | $1,335,000 | $2,705,000 | 102.6% | 0.5% |
| TBK BANK, SSB | $4,460,000 | $2,630,000 | -41.0% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,020,000 | $2,460,000 | -18.5% | 0.5% |
| BMO Harris Bank | $2,940,000 | $2,410,000 | -18.0% | 0.5% |
| Mortgage Research Center, LLC | $1,220,000 | $2,385,000 | 95.5% | 0.5% |
| UBS Bank USA | $585,000 | $2,360,000 | 303.4% | 0.5% |
| NEWREZ LLC | $1,015,000 | $2,205,000 | 117.2% | 0.4% |
| Keystone Funding, Inc. | $2,190,000 | n/a | 0.4% | |
| Citibank | $715,000 | $2,115,000 | 195.8% | 0.4% |
| A&D Mortgage LLC | $2,080,000 | n/a | 0.4% | |
| GUARANTEED RATE, INC. | $2,820,000 | $1,935,000 | -31.4% | 0.4% |
| First Federal Bank | $415,000 | $1,915,000 | 361.4% | 0.4% |
| Amarillo National Bank | $1,875,000 | n/a | 0.4% | |
| LONGBRIDGE FINANCIAL, LLC | $385,000 | $1,810,000 | 370.1% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,670,000 | $1,780,000 | 6.6% | 0.4% |
| FINANCE OF AMERICA REVERSE LLC | $1,000,000 | $1,755,000 | 75.5% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,045,000 | $1,745,000 | -14.7% | 0.4% |
| ALLIED MORTGAGE GROUP, INC. | $345,000 | $1,695,000 | 391.3% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,885,000 | $1,680,000 | -10.9% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $4,750,000 | $1,675,000 | -64.7% | 0.3% |
| Raymond James Bank | $1,675,000 | n/a | 0.3% | |
| SWBC MORTGAGE CORPORATION | $295,000 | $1,670,000 | 466.1% | 0.3% |
| Equity Prime Mortgage LLC | $1,635,000 | n/a | 0.3% | |
| Plains Commerce Bank | $850,000 | $1,605,000 | 88.8% | 0.3% |
| Elevations Credit Union | $2,055,000 | $1,595,000 | -22.4% | 0.3% |
| Benchmark Bank | $1,575,000 | n/a | 0.3% | |
| Network Funding, L.P. | $1,550,000 | n/a | 0.3% | |
| Origin Bank | $1,345,000 | n/a | 0.3% | |
| PLAZA HOME MORTGAGE, INC. | $1,695,000 | $1,330,000 | -21.5% | 0.3% |
| BAY EQUITY LLC | $1,315,000 | n/a | 0.3% | |
| BNY Mellon | $1,245,000 | n/a | 0.3% | |
| Carrington Mortgage Services, LLC | $25,000 | $1,195,000 | 4,680.0% | 0.2% |
| LENDSURE MORTGAGE CORP. | $305,000 | $1,190,000 | 290.2% | 0.2% |
| Ent Credit Union | $175,000 | $1,165,000 | 565.7% | 0.2% |
| Loan Simple, Inc. | $1,165,000 | n/a | 0.2% | |
| BOKF | $205,000 | $1,150,000 | 461.0% | 0.2% |
| Discover Bank | $1,025,000 | $1,145,000 | 11.7% | 0.2% |
| M&T Bank | $320,000 | $1,110,000 | 246.9% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,110,000 | n/a | 0.2% | |
| Ally Bank | $105,000 | $1,070,000 | 919.0% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,050,000 | n/a | 0.2% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,040,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $995,000 | n/a | 0.2% | |
| Paramount Residential Mortgage Group, Inc. | $830,000 | $995,000 | 19.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $1,420,000 | $920,000 | -35.2% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $920,000 | n/a | 0.2% | |
| TOWNE MORTGAGE COMPANY | $920,000 | n/a | 0.2% | |
| BETTER MORTGAGE CORPORATION | $890,000 | n/a | 0.2% | |
| UMB Bank | $410,000 | $890,000 | 117.1% | 0.2% |
| Figure Lending LLC | $590,000 | $870,000 | 47.5% | 0.2% |
| The Federal Savings Bank | $780,000 | $870,000 | 11.5% | 0.2% |
| NEXERA HOLDING LLC | $850,000 | n/a | 0.2% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $660,000 | $835,000 | 26.5% | 0.2% |
| Grandview Bank | $805,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $1,475,000 | $800,000 | -45.8% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $790,000 | n/a | 0.2% | |
| AHL FUNDING | $785,000 | n/a | 0.2% | |
| FUNDLOANS CAPITAL | $785,000 | n/a | 0.2% | |
| Flagstar Bank, FSB | $1,770,000 | $765,000 | -56.8% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $765,000 | n/a | 0.2% | |
| T2 FINANCIAL LLC | $765,000 | n/a | 0.2% | |
| Texas Heritage Bank | $765,000 | n/a | 0.2% | |
| ARC HOME LLC | $750,000 | n/a | 0.2% | |
| CANVAS CREDIT UNION | $65,000 | $745,000 | 1,046.2% | 0.1% |
| Ixonia Bank | $745,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $725,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $205,000 | $705,000 | 243.9% | 0.1% |
| Regions Bank | $705,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $685,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $1,215,000 | $680,000 | -44.0% | 0.1% |
| LADERA LENDING, INC. | $675,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $670,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $540,000 | $640,000 | 18.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $485,000 | $610,000 | 25.8% | 0.1% |
| CMG MORTGAGE, INC. | $755,000 | $605,000 | -19.9% | 0.1% |
| First Option Mortgage, LLC | $595,000 | n/a | 0.1% | |
| M2 Lending Solutions, LLC | $585,000 | n/a | 0.1% | |
| First Financial Bank | $575,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $570,000 | n/a | 0.1% | |
| NBKC BANK | $860,000 | $565,000 | -34.3% | 0.1% |
| Adams Bank & Trust | $555,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $525,000 | $555,000 | 5.7% | 0.1% |
| First Merchants Bank | $545,000 | n/a | 0.1% | |
| Logan Finance Corporation | $545,000 | n/a | 0.1% | |
| Northpointe Bank | $610,000 | $545,000 | -10.7% | 0.1% |
| PREMIA MORTGAGE, LLC | $545,000 | n/a | 0.1% | |
| Stock Yards Bank & Trust Company | $545,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $525,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $515,000 | n/a | 0.1% | |
| Arvest Bank | $415,000 | $505,000 | 21.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $505,000 | n/a | 0.1% | |
| Guaranty Bank & Trust, N.A. | $495,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $625,000 | $485,000 | -22.4% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,950,000 | $480,000 | -83.7% | 0.1% |
| THE MORTGAGE LINK, INC. | $475,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $465,000 | n/a | 0.1% | |
| BELLCO | $330,000 | $455,000 | 37.9% | 0.1% |
| LOANDEPOT.COM, LLC | $85,000 | $455,000 | 435.3% | 0.1% |
| OCMBC, INC. | $275,000 | $455,000 | 65.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $445,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $445,000 | n/a | 0.1% | |
| ALTRA | $435,000 | n/a | 0.1% | |
| Armed Forces Bank | $435,000 | n/a | 0.1% | |
| NP, Inc. | $435,000 | n/a | 0.1% | |
| GEORGIA'S OWN | $425,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $165,000 | $425,000 | 157.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $420,000 | $415,000 | -1.2% | 0.1% |
| American State Bank | $405,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $315,000 | $395,000 | 25.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,085,000 | $375,000 | -65.4% | 0.1% |
| Baxter Credit Union | $375,000 | n/a | 0.1% | |
| First American Bank | $375,000 | n/a | 0.1% | |
| PREMIER MEMBERS CREDIT UNION | $150,000 | $360,000 | 140.0% | 0.1% |
| DIGITAL Federal Credit Union | $355,000 | n/a | 0.1% | |
| Greenbox Loans, Inc. | $345,000 | n/a | 0.1% | |
| KINECTA | $345,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $335,000 | n/a | 0.1% | |
| City National Bank | $305,000 | n/a | 0.1% | |
| SECURITY SERVICE | $980,000 | $300,000 | -69.4% | 0.1% |
| AMWEST FUNDING CORP. | $435,000 | $295,000 | -32.2% | 0.1% |
| LOANLEADERS OF AMERICA, INC. | $295,000 | n/a | 0.1% | |
| Quontic Bank | $295,000 | n/a | 0.1% | |
| Farm Credit Mid-America, ACA | $285,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $445,000 | $270,000 | -39.3% | 0.1% |
| SANDIA LABORATORY | $1,655,000 | $260,000 | -84.3% | 0.1% |
| Commerce Bank | $255,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $245,000 | n/a | 0.0% | |
| FirsTier Bank | $235,000 | n/a | 0.0% | |
| WESTERRA CREDIT UNION | $230,000 | n/a | 0.0% | |
| MOUNTAIN AMERICA | $285,000 | $210,000 | -26.3% | 0.0% |
| PNC Bank | $3,780,000 | $210,000 | -94.4% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $250,000 | $210,000 | -16.0% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,200,000 | $205,000 | -82.9% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $195,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $465,000 | $195,000 | -58.1% | 0.0% |
| Firefighters First Federal Credit Union | $175,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $360,000 | $155,000 | -56.9% | 0.0% |
| KeyBank | $1,060,000 | $155,000 | -85.4% | 0.0% |
| DENVER COMMUNITY | $125,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $105,000 | n/a | 0.0% | |
| U.S. EAGLE | $105,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $65,000 | n/a | 0.0% | |
| Credit Union of Denver | $160,000 | $55,000 | -65.6% | 0.0% |
| Toyota Financial Savings Bank | $25,000 | n/a | 0.0% | |
| Coastal Community Bank | $135,000 | $15,000 | -88.9% | 0.0% |
Durango's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 23.4% market share. In second place, with 9.0%, is The Central Trust Bank, having originated $44,600,000 in loans. In third place, with 5.5%, is Bank of Colorado, having originated $27,340,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $25,500,000 in loans. In fifth place, with 3.8%, is Alpine Bank, having originated $19,005,000 in loans.
Durango Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Durango (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $525,750 (9.7%) | $765,556 (5.7%) | 0.00 | 474 |
| 2018-02-01 | $547,750 (17.8%) | $773,418 (8.6%) | 0.00 | 461 |
| 2018-03-01 | $549,000 (18.5%) | $811,301 (15.8%) | 0.00 | 496 |
| 2018-04-01 | $554,500 (16.5%) | $867,279 (9.9%) | 0.00 | 538 |
| 2018-05-01 | $549,000 (8.3%) | $846,563 (4.3%) | 0.00 | 589 |
| 2018-06-01 | $549,900 (7.6%) | $825,208 (4.1%) | 0.00 | 658 |
| 2018-07-01 | $549,000 (7.7%) | $792,534 (0.5%) | 0.00 | 695 |
| 2018-08-01 | $515,250 (0.1%) | $786,210 (0.1%) | 0.00 | 718 |
| 2018-09-01 | $522,900 (4.7%) | $798,870 (2.3%) | 0.00 | 705 |
| 2018-10-01 | $524,725 (-4.5%) | $786,638 (-4.4%) | 0.00 | 651 |
| 2018-11-01 | $520,000 (-6.3%) | $793,756 (-4.6%) | 0.00 | 618 |
| 2018-12-01 | $524,400 (-4.6%) | $817,748 (-1.7%) | 0.00 | 546 |
| 2019-01-01 | $522,450 (-0.6%) | $765,775 (0.0%) | 0.00 | 476 |
| 2019-02-01 | $519,925 (-5.1%) | $694,573 (-10.2%) | 0.00 | 465 |
| 2019-03-01 | $522,043 (-4.9%) | $731,758 (-9.8%) | 0.00 | 476 |
| 2019-04-01 | $524,950 (-5.3%) | $778,508 (-10.2%) | 0.00 | 497 |
| 2019-05-01 | $542,450 (-1.2%) | $803,565 (-5.1%) | 0.00 | 626 |
| 2019-06-01 | $550,000 (0.0%) | $812,983 (-1.5%) | 0.00 | 690 |
| 2019-07-01 | $549,000 (0.0%) | $809,662 (2.2%) | 0.00 | 734 |
| 2019-08-01 | $554,182 (7.6%) | $815,194 (3.7%) | 0.00 | 735 |
| 2019-09-01 | $561,955 (7.5%) | $835,052 (4.5%) | 0.00 | 723 |
| 2019-10-01 | $562,636 (7.2%) | $846,749 (7.6%) | 0.00 | 708 |
| 2019-11-01 | $550,000 (5.8%) | $849,282 (7.0%) | 0.00 | 630 |
| 2019-12-01 | $549,888 (4.9%) | $859,613 (5.1%) | 0.00 | 584 |
| 2020-01-01 | $539,225 (3.2%) | $818,194 (6.9%) | 0.00 | 511 |
| 2020-02-01 | $535,000 (2.9%) | $806,119 (16.1%) | 0.00 | 496 |
| 2020-03-01 | $549,000 (5.2%) | $825,674 (12.8%) | 0.00 | 498 |
| 2020-04-01 | $559,000 (6.5%) | $851,361 (9.4%) | 0.00 | 452 |
| 2020-05-01 | $549,900 (1.4%) | $849,630 (5.7%) | 0.00 | 496 |
| 2020-06-01 | $580,500 (5.6%) | $882,649 (8.6%) | 0.00 | 520 |
| 2020-07-01 | $591,250 (7.7%) | $868,309 (7.2%) | 0.00 | 489 |
| 2020-08-01 | $599,875 (8.3%) | $870,700 (6.8%) | 0.00 | 430 |
| 2020-09-01 | $643,000 (14.4%) | $946,867 (13.4%) | 0.00 | 335 |
| 2020-10-01 | $659,900 (17.3%) | $1,054,980 (24.6%) | 0.00 | 291 |
| 2020-11-01 | $678,663 (23.4%) | $1,153,846 (35.9%) | 0.00 | 246 |
| 2020-12-01 | $657,475 (19.6%) | $1,158,170 (34.7%) | 0.00 | 204 |
| 2021-01-01 | $689,450 (27.9%) | $1,242,280 (51.8%) | 0.00 | 163 |
| 2021-02-01 | $730,000 (36.5%) | $1,372,113 (70.2%) | 0.00 | 138 |
| 2021-03-01 | $777,000 (41.5%) | $1,592,000 (92.8%) | 0.00 | 136 |
| 2021-04-01 | $838,000 (49.9%) | $1,722,341 (102.3%) | 0.00 | 133 |
| 2021-05-01 | $899,000 (63.5%) | $1,733,980 (104.1%) | 0.00 | 147 |
| 2021-06-01 | $972,000 (67.4%) | $1,763,022 (99.7%) | 0.00 | 159 |
| 2021-07-01 | $875,000 (48.0%) | $1,647,970 (89.8%) | 0.00 | 185 |
| 2021-08-01 | $838,750 (39.8%) | $1,641,197 (88.5%) | 0.00 | 190 |
| 2021-09-01 | $866,250 (34.7%) | $1,642,790 (73.5%) | 0.00 | 181 |
| 2021-10-01 | $925,000 (40.2%) | $1,826,920 (73.2%) | 0.00 | 150 |
| 2021-11-01 | $925,000 (36.3%) | $1,825,436 (58.2%) | 0.00 | 135 |
| 2021-12-01 | $943,250 (43.5%) | $1,973,489 (70.4%) | 0.00 | 117 |
| 2022-01-01 | $896,500 (30.0%) | $1,964,623 (58.2%) | 0.00 | 101 |
| 2022-02-01 | $844,500 (15.7%) | $1,825,985 (33.1%) | 0.00 | 104 |
| 2022-03-01 | $787,500 (1.4%) | $1,845,443 (15.9%) | 0.00 | 102 |
| 2022-04-01 | $762,500 (-9.0%) | $1,827,547 (6.1%) | 0.00 | 115 |
| 2022-05-01 | $776,000 (-13.7%) | $1,751,263 (1.0%) | 0.00 | 169 |
| 2022-06-01 | $895,000 (-7.9%) | $1,755,726 (-0.4%) | 0.00 | 219 |
| 2022-07-01 | $875,000 (0.0%) | $1,588,381 (-3.6%) | 0.00 | 262 |
| 2022-08-01 | $874,000 (4.2%) | $1,551,404 (-5.5%) | 0.00 | 268 |
| 2022-09-01 | $874,500 (1.0%) | $1,596,801 (-2.8%) | 0.00 | 262 |
| 2022-10-01 | $890,000 (-3.8%) | $1,668,017 (-8.7%) | 0.00 | 259 |
| 2022-11-01 | $849,500 (-8.2%) | $1,609,945 (-11.8%) | 0.00 | 236 |
| 2022-12-01 | $799,000 (-15.3%) | $1,510,946 (-23.4%) | 0.00 | 208 |
| 2023-01-01 | $834,725 (-6.9%) | $1,649,974 (-16.0%) | 0.00 | 177 |
| 2023-02-01 | $849,250 (0.6%) | $1,757,734 (-3.7%) | 0.00 | 160 |
| 2023-03-01 | $867,000 (10.1%) | $1,806,928 (-2.1%) | 0.00 | 146 |
| 2023-04-01 | $889,453 (16.7%) | $1,809,456 (-1.0%) | 0.00 | 151 |
| 2023-05-01 | $890,453 (14.8%) | $1,686,845 (-3.7%) | 0.00 | 188 |
| 2023-06-01 | $893,226 (-0.2%) | $1,710,006 (-2.6%) | 0.00 | 233 |
| 2023-07-01 | $899,999 (2.9%) | $1,678,473 (5.7%) | 0.00 | 269 |
| 2023-08-01 | $886,976 (1.5%) | $1,619,361 (4.4%) | 0.00 | 283 |
| 2023-09-01 | $893,905 (2.2%) | $1,677,772 (5.1%) | 0.00 | 274 |
| 2023-10-01 | $896,453 (0.7%) | $1,691,184 (1.4%) | 0.00 | 278 |
| 2023-11-01 | $884,476 (4.1%) | $1,654,176 (2.8%) | 0.00 | 264 |
| 2023-12-01 | $869,000 (8.8%) | $1,672,912 (10.7%) | 0.00 | 225 |
| 2024-01-01 | $854,500 (2.4%) | $1,739,148 (5.4%) | 0.00 | 199 |
| 2024-02-01 | $819,450 (-3.5%) | $1,722,984 (-2.0%) | 0.00 | 194 |
| 2024-03-01 | $839,000 (-3.2%) | $1,666,901 (-7.8%) | 0.00 | 198 |
| 2024-04-01 | $796,975 (-10.4%) | $1,602,254 (-11.5%) | 0.00 | 252 |
| 2024-05-01 | $825,000 (-7.4%) | $1,563,850 (-7.3%) | 0.00 | 289 |
| 2024-06-01 | $889,000 (-0.5%) | $1,528,215 (-10.6%) | 0.00 | 335 |
| 2024-07-01 | $889,000 (-1.2%) | $1,509,615 (-10.1%) | 0.00 | 378 |
| 2024-08-01 | $892,000 (0.6%) | $1,497,800 (-7.5%) | 0.00 | 368 |
| 2024-09-01 | $888,000 (-0.7%) | $1,483,105 (-11.6%) | 0.00 | 356 |
| 2024-10-01 | $868,675 (-3.1%) | $1,468,577 (-13.2%) | 0.00 | 350 |
| 2024-11-01 | $894,500 (1.1%) | $1,525,638 (-7.8%) | 0.00 | 307 |
| 2024-12-01 | $865,000 (-0.5%) | $1,548,787 (-7.4%) | 0.00 | 251 |
| 2025-01-01 | $875,500 (2.5%) | $1,535,550 (-11.7%) | 0.00 | 224 |
| 2025-02-01 | $876,750 (7.0%) | $1,564,705 (-9.2%) | 0.00 | 228 |
| 2025-03-01 | $899,000 (7.2%) | $1,706,732 (2.4%) | 0.00 | 249 |
Durango's median listing price for 2025-03-01 was $899,000, a difference of
$60,000
(7.2%) versus the prior year and
$22,250 versus the prior month.
Durango's median listing price comes in at 0% of the national average.
Durango's average listing price for 2025-03-01 was $1,706,732, a difference of $39,831 (2.4%) versus the prior year and $142,027 versus the prior month.
For the 2025-03-01 period, Durango had 249 MLS listings, a difference of 21 listings (9%) versus the prior month and 51 listings (26%) versus the prior year.
Durango's median listing price comes in at 0% of the national average.
Durango's average listing price for 2025-03-01 was $1,706,732, a difference of $39,831 (2.4%) versus the prior year and $142,027 versus the prior month.
For the 2025-03-01 period, Durango had 249 MLS listings, a difference of 21 listings (9%) versus the prior month and 51 listings (26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Durango (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,126 sqft |
| 2018-02-01 | 0 days | 2,110 sqft |
| 2018-03-01 | 0 days | 2,110 sqft |
| 2018-04-01 | 0 days | 2,218 sqft |
| 2018-05-01 | 0 days | 2,226 sqft |
| 2018-06-01 | 0 days | 2,224 sqft |
| 2018-07-01 | 0 days | 2,188 sqft |
| 2018-08-01 | 0 days | 2,101 sqft |
| 2018-09-01 | 0 days | 2,124 sqft |
| 2018-10-01 | 0 days | 2,109 sqft |
| 2018-11-01 | 0 days | 2,108 sqft |
| 2018-12-01 | 0 days | 2,101 sqft |
| 2019-01-01 | 0 days | 2,028 sqft |
| 2019-02-01 | 0 days | 1,996 sqft |
| 2019-03-01 | 0 days | 2,004 sqft |
| 2019-04-01 | 0 days | 2,042 sqft |
| 2019-05-01 | 0 days | 2,112 sqft |
| 2019-06-01 | 0 days | 2,178 sqft |
| 2019-07-01 | 0 days | 2,146 sqft |
| 2019-08-01 | 0 days | 2,156 sqft |
| 2019-09-01 | 0 days | 2,167 sqft |
| 2019-10-01 | 0 days | 2,171 sqft |
| 2019-11-01 | 0 days | 2,169 sqft |
| 2019-12-01 | 0 days | 2,062 sqft |
| 2020-01-01 | 0 days | 2,009 sqft |
| 2020-02-01 | 0 days | 2,004 sqft |
| 2020-03-01 | 0 days | 2,021 sqft |
| 2020-04-01 | 0 days | 2,067 sqft |
| 2020-05-01 | 0 days | 2,034 sqft |
| 2020-06-01 | 0 days | 2,136 sqft |
| 2020-07-01 | 0 days | 2,157 sqft |
| 2020-08-01 | 0 days | 2,175 sqft |
| 2020-09-01 | 0 days | 2,217 sqft |
| 2020-10-01 | 0 days | 2,262 sqft |
| 2020-11-01 | 0 days | 2,316 sqft |
| 2020-12-01 | 0 days | 2,237 sqft |
| 2021-01-01 | 0 days | 2,262 sqft |
| 2021-02-01 | 0 days | 2,306 sqft |
| 2021-03-01 | 0 days | 2,423 sqft |
| 2021-04-01 | 0 days | 2,599 sqft |
| 2021-05-01 | 0 days | 2,708 sqft |
| 2021-06-01 | 0 days | 2,703 sqft |
| 2021-07-01 | 0 days | 2,589 sqft |
| 2021-08-01 | 0 days | 2,570 sqft |
| 2021-09-01 | 0 days | 2,642 sqft |
| 2021-10-01 | 0 days | 2,803 sqft |
| 2021-11-01 | 0 days | 2,583 sqft |
| 2021-12-01 | 0 days | 2,798 sqft |
| 2022-01-01 | 0 days | 2,483 sqft |
| 2022-02-01 | 0 days | 2,194 sqft |
| 2022-03-01 | 0 days | 2,174 sqft |
| 2022-04-01 | 0 days | 2,236 sqft |
| 2022-05-01 | 0 days | 2,180 sqft |
| 2022-06-01 | 0 days | 2,375 sqft |
| 2022-07-01 | 0 days | 2,318 sqft |
| 2022-08-01 | 0 days | 2,255 sqft |
| 2022-09-01 | 0 days | 2,267 sqft |
| 2022-10-01 | 0 days | 2,347 sqft |
| 2022-11-01 | 0 days | 2,325 sqft |
| 2022-12-01 | 0 days | 2,178 sqft |
| 2023-01-01 | 0 days | 2,093 sqft |
| 2023-02-01 | 0 days | 2,129 sqft |
| 2023-03-01 | 0 days | 2,268 sqft |
| 2023-04-01 | 0 days | 2,220 sqft |
| 2023-05-01 | 0 days | 2,191 sqft |
| 2023-06-01 | 0 days | 2,154 sqft |
| 2023-07-01 | 0 days | 2,207 sqft |
| 2023-08-01 | 0 days | 2,193 sqft |
| 2023-09-01 | 0 days | 2,181 sqft |
| 2023-10-01 | 0 days | 2,196 sqft |
| 2023-11-01 | 0 days | 2,076 sqft |
| 2023-12-01 | 0 days | 2,048 sqft |
| 2024-01-01 | 0 days | 1,988 sqft |
| 2024-02-01 | 0 days | 1,950 sqft |
| 2024-03-01 | 0 days | 1,977 sqft |
| 2024-04-01 | 0 days | 2,005 sqft |
| 2024-05-01 | 0 days | 2,028 sqft |
| 2024-06-01 | 0 days | 2,068 sqft |
| 2024-07-01 | 0 days | 2,072 sqft |
| 2024-08-01 | 0 days | 2,130 sqft |
| 2024-09-01 | 0 days | 2,213 sqft |
| 2024-10-01 | 0 days | 2,150 sqft |
| 2024-11-01 | 0 days | 2,137 sqft |
| 2024-12-01 | 0 days | 2,071 sqft |
| 2025-01-01 | 0 days | 2,026 sqft |
| 2025-02-01 | 0 days | 2,005 sqft |
| 2025-03-01 | 0 days | 2,051 sqft |
Durango's median listing age (time on market) for 2025-03-01 was 0 days.
Durango's median square footage for active listings during the 2025-03-01 period was 2,051 sqft. One year prior, the average listing was 1,977 sqft.
Durango's median square footage for active listings during the 2025-03-01 period was 2,051 sqft. One year prior, the average listing was 1,977 sqft.
Durango, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 657 | $332,935,000 | $506,750 |
| Refi | 159 | $66,415,000 | $417,704 |
| Cash Out Refi | 152 | $55,690,000 | $366,382 |
| Other | 136 | $26,080,000 | $191,765 |
| Home Improvement | 104 | $16,300,000 | $156,731 |
Durango's most frequently cited loan purpose was Home Purchase, with 657 originations. The 2nd most popular reason was Refi, with 159 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 458 | $228,580,000 | $499,083 |
| Over 8% | 293 | $58,685,000 | $200,290 |
| 7-8% | 258 | $109,520,000 | $424,496 |
| 5-6% | 170 | $87,290,000 | $513,471 |
| <2.5% | 4 | $50,000 | $12,500 |
| 4-5% | 4 | $3,900,000 | $975,000 |
| 2.5-3% | 3 | $1,195,000 | $398,333 |
| 3-4% | 1 | $1,155,000 | $1,155,000 |
During 2024, Durango's most frequently originated rate bucket was 6-7%, with 458 originations.
Loan Sizing (Durango, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 360 | $107,380,000 | $298,278 |
| $400k-600k | 293 | $143,385,000 | $489,369 |
| $600k-1000k | 173 | $126,215,000 | $729,566 |
| $100k-200k | 161 | $22,085,000 | $137,174 |
| $100,000 or less | 159 | $9,095,000 | $57,201 |
| $Over $1MM | 62 | $89,260,000 | $1,439,677 |
Durango's loan sizing saw the bucket of loans from $200k-400k with 360 originations, totaling $107,380,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 333 | $191,805,000 | $575,991 |
| 80-100% | 243 | $129,935,000 | $534,712 |
| Under 20% | 239 | $24,945,000 | $104,372 |
| 40-60% | 187 | $84,945,000 | $454,251 |
| 20-40% | 171 | $51,365,000 | $300,380 |
| Over 100% | 6 | $3,190,000 | $531,667 |
Durango's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 333 originations, totaling $191,805,000 in origination value.