Durango Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Durango averaged 6.49% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

The average rate for the prior week (2022-11-23) was 6.88% and one month ago for the week of 2022-10-27, the average rate was 7.08%.

Durango's average rate one year ago was 3.33%.

For refis of the same type during the week of 2022-12-01, the average rate was 6.71%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-12-01 6.49%
Durango 30 Year Fixed Rate 2022-12-01 6.49%
Durango 30 Year Fixed Rate Refi 2022-12-01 6.71%
Durango 15 Year Fixed Rate 2022-12-01 5.88%
Durango 15 Year Fixed Rate Refi 2022-12-01 5.88%
Durango 30 Year FHA 2022-12-01 6.67%
Durango 30 Year FHA Refi 2022-12-01 6.48%
Durango 30 Year USDA 2022-12-01 6.54%
Durango 30 Year USDA Refi 2022-12-01 6.26%
Durango 30 Year VA 2022-12-01 6.57%
Durango 30 Year VA Refi 2022-12-01 6.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Durango, CO.

Durango Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Durango, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 464 2.95% $3,863
QUICKEN LOANS, LLC 183 2.96% $5,187
Bank of Colorado 152 2.91% $3,900
The Central Trust Bank 137 3.13% $3,786
Wells Fargo Bank 98 3.05% $3,035
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 69 3.21% $3,300
Alpine Bank 68 3.38% $3,815
ACADEMY MORTGAGE CORPORATION 65 3.16% $3,867
HOME POINT FINANCIAL CORPORATION 64 2.86% $3,260
BETTER MORTGAGE CORPORATION 37 2.75% $3,493
Flanagan State Bank 36 3.10% $3,364
Glacier Bank 34 3.16% $3,831
CALIBER HOME LOANS, INC. 32 3.00% $3,275
Mr. Cooper ( Nationstar Mortgage ) 30 3.08% $6,218
BROKER SOLUTIONS, INC. 28 3.06% $4,645
LOANDEPOT.COM, LLC 28 2.82% $5,614
U.S. Bank 24 2.97% $3,951
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 21 2.98% $3,803
NBH Bank 21 3.29% $3,505
PENNYMAC LOAN SERVICES, LLC 19 2.95% $4,516
JPMorgan Chase Bank 18 2.92% $5,895
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 3.13% $4,251
AMERISAVE MORTGAGE CORPORATION 18 2.83% $4,282
STEARNS LENDING, LLC 17 3.01% $3,985
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 17 3.10% $3,124
GUILD MORTGAGE COMPANY 16 3.16% $4,801
Paramount Residential Mortgage Group, Inc. 16 3.02% $3,926
Waterstone Mortgage Corporation 15 3.43% $4,220
AMERICAN FINANCING CORPORATION 13 2.94% $4,176
SECURITYNATIONAL MORTGAGE COMPANY 13 3.07% $6,442
NEWREZ LLC 12 3.13% $3,947
Bank of America 12 2.70% $3,754
Morgan Stanley Private Bank 11 2.44% $4,760
Flagstar Bank, FSB 10 3.25% $7,411
CORNERSTONE HOME LENDING, INC. 10 3.25% $4,887
PLAZA HOME MORTGAGE, INC. 9 3.15% $5,841
NexBank 9 3.01% $3,285
GUARANTEED RATE, INC. 9 2.94% $3,387
MUTUAL OF OMAHA MORTGAGE, INC. 9 2.97% $4,576
Ally Bank 8 2.81% $3,665
PROVIDENT FUNDING ASSOCIATES, L.P. 8 2.64% $2,992
CHERRY CREEK MORTGAGE, LLC 7 3.03% $1,022
Century Mortgage Company DBA Century Lending Company 7 3.01% $5,561
Nations Lending Corporation 7 2.96% $7,834
CROSSCOUNTRY MORTGAGE, LLC 7 3.12% $4,108
KeyBank 7 2.88% $4,552
BAY EQUITY LLC 7 3.30% $3,641
AMCAP MORTGAGE, LTD. 7 3.34% $4,929
Zions Bancorporation, N.A. 6 2.98% $2,152
Wyndham Capital Mortgage, Inc. 6 3.10% $1,372
KELLER MORTGAGE, LLC 6 2.92% $1,974
InterContinental Capital Group, Inc 6 2.90% $4,818
S1L, Inc. 5 2.92% $8,282
AMERICAN PACIFIC MORTGAGE CORPORATION 5 3.10% $4,789
GUARANTEED RATE AFFINITY, LLC 5 3.10% $2,704
PARKSIDE LENDING, LLC 5 3.05% $6,185
V.I.P. MORTGAGE, INC. 5 2.90% $4,545
CELEBRITY HOME LOANS, LLC 5 3.10% $5,496
Charles Schwab Bank, SSB 5 2.65% $2,667
City National Bank 5 2.64% $4,956
The Huntington National Bank 4 3.19% $4,309
FINANCE OF AMERICA MORTGAGE LLC 4 2.94% $3,658
TIAA, FSB 4 2.90% $15,105
FREEDOM MORTGAGE CORPORATION 4 3.09% $1,796
NETWORK CAPITAL FUNDING CORPORATION 4 3.22% $6,295
MOVEMENT MORTGAGE, LLC 4 3.17% $4,000
MORTGAGE SOLUTIONS OF COLORADO, LLC 4 2.91% $4,505
BOKF 4 3.00% $3,545
PHH Mortgage Corporation 4 3.16% $7,345
PNC Bank 4 2.91% $3,774
Bank of England 4 3.25% $6,557
Elevations Credit Union 4 3.00% $2,813
PLANET HOME LENDING, LLC 3 2.96% $4,167
BBVA USA 3 3.17% $3,729
BNY Mellon 3 2.54% $3,726
CHURCHILL MORTGAGE CORPORATION 3 3.17% $5,380
Colonial Savings, F.A. 3 3.21% $4,890
DELMAR FINANCIAL COMPANY 3 3.04% $2,488
First Western Trust Bank 3 3.00% $3,543
IMPAC MORTGAGE CORP. 3 2.83% $1,460
NBKC BANK 3 2.79% $2,285
Northpointe Bank 3 3.33% $3,040
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.08% $2,140
PENTAGON FEDERAL CREDIT UNION 3 2.71% $2,740
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.25% $6,659
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.38% $4,702
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 3.17% $4,816
SWBC MORTGAGE CORPORATION 3 2.88% $2,535
THE MORTGAGE COMPANY 3 2.92% $3,338
UNIVERSAL LENDING CORPORATION 3 3.13% $3,651
Wallick & Volk, Inc. 3 3.04% $4,689
ZILLOW HOME LOANS, LLC 3 3.13% $5,072
Fifth Third Bank 2 3.25% $8,398
ADVANCIAL 2 4.19% $4,595
NFM, INC. 2 3.69% $8,273
The Federal Savings Bank 2 3.38% $7,667
Loan Simple, Inc. 2 2.87% $3,544
LOANSNAP, INC. 2 2.88% $0
Third Federal Savings and Loan Association of Cleveland 2 2.59% $1,791
Prosperity Home Mortgage, LLC 2 3.63% $8,482
CMG MORTGAGE, INC. 2 3.13% $7,716
M2 Lending Solutions, LLC 2 2.88% $2,864
LAKEVIEW LOAN SERVICING, LLC 2 3.25% $2,888
Watermark Capital, Inc. 2 2.56% $3,975
Financial Funding Solutions, Inc. 2 3.44% $3,934
Chicago Mortgage Solutions LLC 2 2.81% $2,366
BMO Harris Bank 2 3.06% $3,568
First National Bank of Omaha 2 3.00% $3,400
Ent Credit Union 2 3.06% $2,663
Sierra Pacific Mortgage Company, Inc. 2 3.63% $4,429
First Savings Bank 2 2.88% $3,426
Hometown Lenders, Inc. 2 3.12% $3,557
AMERICAN FINANCIAL NETWORK, INC. 2 3.19% $4,879
DRAPER AND KRAMER MORTGAGE CORP. 2 3.13% $3,531
CHAMPIONS MORTGAGE LLC 2 3.18% $4,180
Network Funding, L.P. 2 3.43% $8,634
Bell Bank 2 3.00% $4,207
Gateway First Bank 2 3.06% $3,606
Strong Home Mortgage, LLC 2 3.06% $6,801
Carrington Mortgage Services, LLC 2 3.00% $6,544
COMPASS MORTGAGE, INC. 1 3.00% $3,119
MORIA DEVELOPMENT, INC. 1 3.38% $3,749
Mortgage Research Center, LLC 1 2.75% $6,794
Commerce Bank 1 2.75% $6,844
MOUNTAIN AMERICA 1 2.88% $9,958
Citibank 1 3.63% $4,890
CIBC Bank USA 1 2.50% $3,144
NATIONS DIRECT MORTGAGE, LLC 1 2.75% $5,784
NAVY FEDERAL CREDIT UNION 1 3.63% $6,405
CHEVRON 1 3.25% $7,411
American Airlines Federal Credit Union 1 3.00% $0
CANVAS CREDIT UNION 1 2.75% $3,109
North American Savings Bank, F.S.B. 1 3.13% $4,609
Acre Mortgage and Financial Inc 1 5.38% $4,419
Northwest Bank 1 3.00% $3,439
Northwest Farm Credit Services, FLCA 1 3.15% $3,399
Notre Dame Federal Credit Union Corporation 1 3.00% $2,686
OCMBC, INC. 1 2.75% $3,432
Bremer Bank 1 2.88% $4,508
BLUE BRICK FINANCIAL LLC 1 2.88% $1,190
ALTITUDE FINANCIAL CORPORATION 1 3.00% $3,402
BEST FINANCE CAPITAL, INC. 1 2.88% $11,652
Plains Commerce Bank 1 2.87% $4,081
BEST CAPITAL FUNDING 1 2.63% $8,483
Bank of the West 1 2.25% $7,979
PREMIER MEMBERS CREDIT UNION 1 3.25% $5,566
Prime Choice Funding Inc. 1 2.88% $3,986
WESTERRA CREDIT UNION 1 2.88% $2,247
Prosperity Bank 1 3.00% $4,250
Bankers Trust Company 1 2.49% $2,204
Austin Capital Bank SSB 1 3.50% $4,662
Raymond James Bank 1 2.88% $3,291
WILLOW BEND MORTGAGE COMPANY, LLC 1 3.00% $5,452
Regions Bank 1 3.25% $2,899
Assurance Financial Group, L.L.C. 1 2.88% $2,937
Security First Bank 1 4.00% $515
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.88% $8,305
Silicon Valley Bank 1 2.50% $4,803
SOFI LENDING CORP. 1 2.88% $2,764
SPRING EQ, LLC 1 2.63% $0
ANGEL OAK HOME LOANS LLC 1 3.25% $3,795
Stifel Bank and Trust 1 2.50% $4,490
Sunflower Bank 1 2.88% $3,454
WINGS FINANCIAL 1 2.50% $3,146
TCF National Bank 1 2.63% $2,674
AmeriHome Mortgage Company, LLC 1 4.25% $4,552
Amerifirst Financial, Inc. 1 3.00% $2,500
WINNPOINTE CORPORATION 1 2.63% $0
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.88% $3,637
Toyota Financial Savings Bank 1 2.63% $2,920
Truist 1 2.99% $3,008
UMB Bank 1 2.54% $1,647
UNION HOME MORTGAGE CORP. 1 3.00% $4,642
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $3,239
A&D Mortgage LLC 1 2.63% $3,734
First Mortgage Solutions, LLC 1 2.88% $2,854
First National Bank Texas 1 3.38% $3,524
FIRST NATIONS HOME FINANCE CORPORATION 1 2.75% $3,710
First United Bank and Trust Company 1 3.00% $4,273
First Internet Bank of Indiana 1 2.75% $2,845
First Home Bank 1 2.75% $2,995
Franklin Loan Corporation 1 2.75% $3,207
First Federal Bank 1 2.75% $7,174
GENEVA FINANCIAL, LLC 1 3.63% $7,979
Goldman Sachs Bank USA 1 3.05% $3,776
FirstBank 1 2.75% $3,375
Goldwater Bank, N.A. 1 4.25% $4,109
Grand Valley Bank 1 2.99% $2,579
GROUP MORTGAGE, LLC 1 2.88% $3,455
Firefighters First Federal Credit Union 1 2.88% $1,628
Guaranty Bank & Trust, N.A. 1 4.25% $6,449
Financial Federal Bank 1 2.88% $2,798
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.25% $5,430
EVERETT FINANCIAL, INC. 1 3.25% $2,401
HOMESIDE FINANCIAL, LLC 1 3.25% $3,688
Honor Credit Union 1 3.75% $2,667
HUNT MORTGAGE CORPORATION 1 2.63% $4,003
VAN DYK MORTGAGE CORPORATION 1 4.00% $4,135
INLAND BANK & TRUST 1 2.88% $4,428
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 1 3.63% $5,272
ENDEAVOR CAPITAL, LLC. 1 3.38% $2,617
J. VIRGIL, INC. 1 2.88% $3,328
EMM LOANS LLC 1 2.88% $7,531
EMBRACE HOME LOANS, INC. 1 2.88% $7,041
LADERA LENDING, INC. 1 2.88% $2,659
LAFAYETTE FEDERAL CREDIT UNION 1 2.75% $33,574
LEGACY MORTGAGE LLC 1 3.13% $6,013
LENDERFI, INC. 1 2.63% $1,276
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $3,080
LOANPAL, LLC 1 2.99% $6,175
MEGASTAR FINANCIAL CORP. 1 2.75% $3,343
Meridian Bank Corporation 1 2.75% $2,331
MidFirst Bank 1 2.75% $2,860

Durango Average Closing Costs & Other Stats

Durango, CO's 213 lenders originated 3,656 loans during 2021. The total origination value was $1,410,610,000, with an average loan value of $385,834.

Durango's average closing costs are $4,459.

The top Durango lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 464 loans originated. Their average total fees are $3,863, which is $1,324 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Durango lenders (with over 10 loans originated) are Wells Fargo Bank ($3,035), CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION ($3,124), HOME POINT FINANCIAL CORPORATION ($3,260), CALIBER HOME LOANS, INC. ($3,275) and HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($3,300).

The lowest rate Durango lenders (with over 10 loans originated) are Morgan Stanley Private Bank (2.44%), Bank of America (2.70%), BETTER MORTGAGE CORPORATION (2.75%), LOANDEPOT.COM, LLC (2.82%) and AMERISAVE MORTGAGE CORPORATION (2.83%).

Durango, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $210,455,000 $231,010,000 9.8% 16.4%
Bank of Colorado $101,525,000 $122,200,000 20.4% 8.7%
QUICKEN LOANS, LLC $114,465,000 $100,015,000 -12.6% 7.1%
The Central Trust Bank $84,945,000 $67,265,000 -20.8% 4.8%
WALKER & DUNLOP, LLC $51,655,000 n/a 3.7%
Wells Fargo Bank $46,555,000 $51,130,000 9.8% 3.6%
Alpine Bank $56,120,000 $47,090,000 -16.1% 3.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $35,240,000 $31,175,000 -11.5% 2.2%
Glacier Bank $24,535,000 $31,140,000 26.9% 2.2%
ACADEMY MORTGAGE CORPORATION $43,600,000 $28,145,000 -35.4% 2.0%
HOME POINT FINANCIAL CORPORATION $8,520,000 $27,975,000 228.3% 2.0%
BETTER MORTGAGE CORPORATION $14,410,000 $22,910,000 59.0% 1.6%
Zions Bancorporation, N.A. $10,295,000 $21,220,000 106.1% 1.5%
Flanagan State Bank $28,105,000 $17,210,000 -38.8% 1.2%
LOANDEPOT.COM, LLC $15,380,000 $16,595,000 7.9% 1.2%
U.S. Bank $9,195,000 $15,285,000 66.2% 1.1%
CALIBER HOME LOANS, INC. $11,995,000 $14,675,000 22.3% 1.0%
FREEDOM MORTGAGE CORPORATION $20,000,000 $14,270,000 -28.7% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $14,265,000 $14,210,000 -0.4% 1.0%
JPMorgan Chase Bank $25,595,000 $14,030,000 -45.2% 1.0%
PENNYMAC LOAN SERVICES, LLC $7,055,000 $13,160,000 86.5% 0.9%
BROKER SOLUTIONS, INC. $11,545,000 $12,735,000 10.3% 0.9%
TBK BANK, SSB $21,150,000 $12,130,000 -42.6% 0.9%
NBH Bank $6,505,000 $11,740,000 80.5% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,035,000 $11,115,000 23.0% 0.8%
Morgan Stanley Private Bank $4,860,000 $10,555,000 117.2% 0.7%
Bank of America $12,445,000 $9,810,000 -21.2% 0.7%
AMERISAVE MORTGAGE CORPORATION $4,665,000 $9,740,000 108.8% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $11,055,000 $9,675,000 -12.5% 0.7%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $8,530,000 $9,195,000 7.8% 0.7%
KeyBank $3,965,000 $8,720,000 119.9% 0.6%
GREYSTONE SERVICING COMPANY LLC $8,645,000 n/a 0.6%
GUILD MORTGAGE COMPANY $4,280,000 $8,180,000 91.1% 0.6%
Flagstar Bank, FSB $3,055,000 $7,710,000 152.4% 0.5%
STEARNS LENDING, LLC $8,010,000 $7,190,000 -10.2% 0.5%
SECURITYNATIONAL MORTGAGE COMPANY $1,600,000 $6,700,000 318.8% 0.5%
NEWREZ LLC $3,140,000 $6,605,000 110.4% 0.5%
Independent Bank $6,570,000 n/a 0.5%
PLAZA HOME MORTGAGE, INC. $9,555,000 $6,445,000 -32.5% 0.5%
Paramount Residential Mortgage Group, Inc. $5,885,000 $6,430,000 9.3% 0.5%
Waterstone Mortgage Corporation $14,750,000 $5,700,000 -61.4% 0.4%
AMERICAN FINANCING CORPORATION $5,670,000 $5,435,000 -4.1% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $595,000 $4,905,000 724.4% 0.3%
Ally Bank $2,310,000 $4,830,000 109.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $4,325,000 $4,335,000 0.2% 0.3%
City National Bank $4,325,000 n/a 0.3%
CORNERSTONE HOME LENDING, INC. $10,450,000 $4,245,000 -59.4% 0.3%
Charles Schwab Bank, SSB $4,485,000 $4,225,000 -5.8% 0.3%
AMCAP MORTGAGE, LTD. $2,615,000 $4,175,000 59.7% 0.3%
GUARANTEED RATE, INC. $1,005,000 $4,120,000 310.0% 0.3%
NAVY FEDERAL CREDIT UNION $3,630,000 $3,980,000 9.6% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $9,910,000 $3,920,000 -60.4% 0.3%
CHERRY CREEK MORTGAGE, LLC $1,785,000 $3,830,000 114.6% 0.3%
BAY EQUITY LLC $3,680,000 $3,825,000 3.9% 0.3%
NexBank $5,240,000 $3,560,000 -32.1% 0.3%
The Huntington National Bank $3,370,000 n/a 0.2%
The Federal Savings Bank $2,455,000 $3,365,000 37.1% 0.2%
Mortgage Research Center, LLC $3,560,000 $3,135,000 -11.9% 0.2%
GUARANTEED RATE AFFINITY, LLC $305,000 $2,995,000 882.0% 0.2%
CELEBRITY HOME LOANS, LLC $335,000 $2,925,000 773.1% 0.2%
PNC Bank $2,195,000 $2,915,000 32.8% 0.2%
InterContinental Capital Group, Inc $2,645,000 $2,890,000 9.3% 0.2%
V.I.P. MORTGAGE, INC. $1,305,000 $2,810,000 115.3% 0.2%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $2,795,000 n/a 0.2%
CROSSCOUNTRY MORTGAGE, LLC $2,180,000 $2,785,000 27.8% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,775,000 n/a 0.2%
PARKSIDE LENDING, LLC $875,000 $2,630,000 200.6% 0.2%
Elevations Credit Union $2,620,000 n/a 0.2%
KELLER MORTGAGE, LLC $3,810,000 $2,620,000 -31.2% 0.2%
TIAA, FSB $1,825,000 $2,590,000 41.9% 0.2%
OPEN MORTGAGE, LLC $2,725,000 $2,575,000 -5.5% 0.2%
Silicon Valley Bank $2,565,000 n/a 0.2%
BBVA USA $1,570,000 $2,505,000 59.6% 0.2%
Texas Security Bank $2,465,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $2,455,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $3,445,000 $2,455,000 -28.7% 0.2%
S1L, Inc. $2,110,000 $2,310,000 9.5% 0.2%
Strong Home Mortgage, LLC $2,260,000 n/a 0.2%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,245,000 n/a 0.2%
Bank of the West $2,565,000 $2,210,000 -13.8% 0.2%
NBKC BANK $1,920,000 $2,205,000 14.8% 0.2%
Nations Lending Corporation $2,150,000 $2,150,000 0.0% 0.2%
BNY Mellon $1,160,000 $2,105,000 81.5% 0.1%
Gateway First Bank $1,545,000 $2,040,000 32.0% 0.1%
BOKF $4,590,000 $2,020,000 -56.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,455,000 $1,985,000 -19.1% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $570,000 $1,930,000 238.6% 0.1%
CMG MORTGAGE, INC. $1,015,000 $1,925,000 89.7% 0.1%
Stifel Bank and Trust $415,000 $1,925,000 363.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,685,000 $1,910,000 -48.2% 0.1%
Chicago Mortgage Solutions LLC $1,545,000 $1,905,000 23.3% 0.1%
Wallick & Volk, Inc. $660,000 $1,905,000 188.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $1,860,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,465,000 $1,825,000 -47.3% 0.1%
SWBC MORTGAGE CORPORATION $2,080,000 $1,810,000 -13.0% 0.1%
CLEARPATH LENDING $1,735,000 $1,775,000 2.3% 0.1%
MOVEMENT MORTGAGE, LLC $2,560,000 $1,750,000 -31.6% 0.1%
Guaranty Bank & Trust, N.A. $1,725,000 n/a 0.1%
AMERICAN ADVISORS GROUP $1,125,000 $1,715,000 52.4% 0.1%
Northpointe Bank $2,840,000 $1,635,000 -42.4% 0.1%
First Western Trust Bank $345,000 $1,630,000 372.5% 0.1%
MEGASTAR FINANCIAL CORP. $1,185,000 $1,595,000 34.6% 0.1%
Citibank $10,655,000 $1,570,000 -85.3% 0.1%
Colonial Savings, F.A. $1,545,000 n/a 0.1%
Bank of England $750,000 $1,495,000 99.3% 0.1%
PHH Mortgage Corporation $370,000 $1,480,000 300.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,865,000 $1,460,000 -21.7% 0.1%
UBS Bank USA $2,865,000 $1,460,000 -49.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $615,000 $1,455,000 136.6% 0.1%
USAA Federal Savings Bank $6,580,000 $1,445,000 -78.0% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $775,000 $1,440,000 85.8% 0.1%
MidFirst Bank $540,000 $1,395,000 158.3% 0.1%
DELMAR FINANCIAL COMPANY $1,385,000 n/a 0.1%
UNIVERSAL LENDING CORPORATION $2,430,000 $1,385,000 -43.0% 0.1%
Bremer Bank $1,375,000 n/a 0.1%
IMPAC MORTGAGE CORP. $305,000 $1,365,000 347.5% 0.1%
Network Funding, L.P. $345,000 $1,340,000 288.4% 0.1%
Goldman Sachs Bank USA $2,570,000 $1,335,000 -48.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,395,000 $1,320,000 -5.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $205,000 $1,290,000 529.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,015,000 $1,270,000 25.1% 0.1%
CHEVRON $1,190,000 $1,255,000 5.5% 0.1%
Bell Bank $515,000 $1,225,000 137.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $2,555,000 $1,210,000 -52.6% 0.1%
North American Savings Bank, F.S.B. $1,640,000 $1,195,000 -27.1% 0.1%
First Dakota National Bank $1,185,000 n/a 0.1%
THE MORTGAGE COMPANY $1,175,000 n/a 0.1%
Acre Mortgage and Financial Inc $1,145,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $715,000 $1,135,000 58.7% 0.1%
The Bank of San Antonio $1,085,000 n/a 0.1%
Fifth Third Bank $265,000 $1,080,000 307.5% 0.1%
First United Bank and Trust Company $335,000 $1,070,000 219.4% 0.1%
Truist Bank $4,725,000 $1,065,000 -77.5% 0.1%
M2 Lending Solutions, LLC $1,060,000 n/a 0.1%
REVERSE MORTGAGE FUNDING LLC $285,000 $1,060,000 271.9% 0.1%
Arvest Bank $915,000 $1,055,000 15.3% 0.1%
UNION HOME MORTGAGE CORP. $245,000 $1,000,000 308.2% 0.1%
Financial Funding Solutions, Inc. $730,000 $985,000 34.9% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,120,000 $980,000 -12.5% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,470,000 $975,000 -33.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,935,000 $930,000 -51.9% 0.1%
PLANET HOME LENDING, LLC $945,000 $925,000 -2.1% 0.1%
Ent Credit Union $1,095,000 $910,000 -16.9% 0.1%
Hometown Lenders, Inc. $900,000 n/a 0.1%
LEGACY MORTGAGE LLC $1,120,000 $900,000 -19.6% 0.1%
Carrington Mortgage Services, LLC $1,595,000 $870,000 -45.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $840,000 n/a 0.1%
WILLOW BEND MORTGAGE COMPANY, LLC $760,000 $830,000 9.2% 0.1%
ZILLOW HOME LOANS, LLC $610,000 $815,000 33.6% 0.1%
CANVAS CREDIT UNION $785,000 n/a 0.1%
SOFI LENDING CORP. $305,000 $760,000 149.2% 0.1%
COLORADO CREDIT UNION $425,000 $750,000 76.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,940,000 $745,000 -61.6% 0.1%
Broadway National Bank $745,000 n/a 0.1%
Raymond James Bank $745,000 n/a 0.1%
Commerce Bank $4,995,000 $735,000 -85.3% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,105,000 $720,000 -34.8% 0.1%
LOANSNAP, INC. $345,000 $720,000 108.7% 0.1%
GENEVA FINANCIAL, LLC $560,000 $715,000 27.7% 0.1%
WESTERRA CREDIT UNION $615,000 $715,000 16.3% 0.1%
CHAMPIONS MORTGAGE LLC $710,000 n/a 0.1%
ADVANCIAL $705,000 $700,000 -0.7% 0.0%
Chickasaw Community Bank $700,000 n/a 0.0%
UMB Bank $4,335,000 $690,000 -84.1% 0.0%
First Savings Bank $1,675,000 $680,000 -59.4% 0.0%
Sunflower Bank $1,145,000 $680,000 -40.6% 0.0%
LADERA LENDING, INC. $720,000 $670,000 -6.9% 0.0%
Prosperity Home Mortgage, LLC $670,000 n/a 0.0%
CIBC Bank USA $315,000 $655,000 107.9% 0.0%
HOMESIDE FINANCIAL, LLC $265,000 $640,000 141.5% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,240,000 $620,000 -50.0% 0.0%
OCMBC, INC. $620,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $620,000 n/a 0.0%
WINGS FINANCIAL $675,000 $605,000 -10.4% 0.0%
First Home Bank $600,000 n/a 0.0%
BMO Harris Bank $505,000 $590,000 16.8% 0.0%
First National Bank of Omaha $590,000 n/a 0.0%
LOANPAL, LLC $875,000 $590,000 -32.6% 0.0%
Prosperity Bank $1,725,000 $585,000 -66.1% 0.0%
The City National Bank of Sulphur Springs $585,000 n/a 0.0%
The Northern Trust Company $685,000 $585,000 -14.6% 0.0%
Watermark Capital, Inc. $1,670,000 $580,000 -65.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $560,000 n/a 0.0%
Greenbox Loans, Inc. $555,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $550,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $195,000 $550,000 182.1% 0.0%
ALTITUDE FINANCIAL CORPORATION $545,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $590,000 $545,000 -7.6% 0.0%
Fidelity Bank $345,000 $545,000 58.0% 0.0%
Florida Capital Bank $435,000 $545,000 25.3% 0.0%
INLAND BANK & TRUST $545,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $125,000 $545,000 336.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,325,000 $540,000 -59.2% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $535,000 n/a 0.0%
HUNT MORTGAGE CORPORATION $755,000 $535,000 -29.1% 0.0%
Regions Bank $535,000 n/a 0.0%
NFM, INC. $515,000 $530,000 2.9% 0.0%
Notre Dame Federal Credit Union Corporation $525,000 n/a 0.0%
FirstBank $345,000 $505,000 46.4% 0.0%
Honor Credit Union $505,000 n/a 0.0%
SECURITY SERVICE $1,655,000 $505,000 -69.5% 0.0%
Toyota Financial Savings Bank $645,000 $505,000 -21.7% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $485,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $560,000 $485,000 -13.4% 0.0%
American Airlines Federal Credit Union $455,000 n/a 0.0%
BNC National Bank $1,870,000 $455,000 -75.7% 0.0%
DIRECTORS MORTGAGE, INC. $255,000 $455,000 78.4% 0.0%
First Internet Bank of Indiana $145,000 $455,000 213.8% 0.0%
LENDING 3, INC. $455,000 n/a 0.0%
INFINITY MORTGAGE HOLDINGS, LLC $445,000 n/a 0.0%
BEST CAPITAL FUNDING $295,000 $425,000 44.1% 0.0%
First Federal Bank $235,000 $425,000 80.9% 0.0%
HomeBank Texas $425,000 n/a 0.0%
Northwest Bank $425,000 n/a 0.0%
Prime Choice Funding Inc. $1,925,000 $425,000 -77.9% 0.0%
Security First Bank $425,000 n/a 0.0%
BEST FINANCE CAPITAL, INC. $415,000 n/a 0.0%
Franklin Loan Corporation $415,000 n/a 0.0%
MOUNTAIN AMERICA $410,000 n/a 0.0%
Cf Bank $405,000 n/a 0.0%
Cornerstone First Mortgage, Inc $750,000 $405,000 -46.0% 0.0%
EVERETT FINANCIAL, INC. $3,120,000 $405,000 -87.0% 0.0%
ANB Bank $400,000 n/a 0.0%
Financial Federal Bank $395,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $395,000 n/a 0.0%
SPRING EQ, LLC $100,000 $390,000 290.0% 0.0%
ANGEL OAK HOME LOANS LLC $865,000 $385,000 -55.5% 0.0%
WINNPOINTE CORPORATION $730,000 $385,000 -47.3% 0.0%
Loan Simple, Inc. $365,000 $380,000 4.1% 0.0%
1ST SIGNATURE LENDING, LLC $375,000 n/a 0.0%
Discover Bank $205,000 $370,000 80.5% 0.0%
First National Bank Texas $365,000 n/a 0.0%
Bankers Trust Company $355,000 $345,000 -2.8% 0.0%
LENDERFI, INC. $1,190,000 $345,000 -71.0% 0.0%
MID AMERICA MORTGAGE, INC. $1,610,000 $345,000 -78.6% 0.0%
Residential Mortgage Solutions, Inc. $345,000 n/a 0.0%
TCF National Bank $170,000 $345,000 102.9% 0.0%
21ST MORTGAGE CORPORATION $980,000 $335,000 -65.8% 0.0%
ACCELERATE MORTGAGE, LLC $335,000 n/a 0.0%
First National Bank of Brookfield $335,000 n/a 0.0%
Grand Valley Bank $335,000 n/a 0.0%
J. VIRGIL, INC. $325,000 n/a 0.0%
PREMIER MEMBERS CREDIT UNION $520,000 $315,000 -39.4% 0.0%
Amerifirst Financial, Inc. $485,000 $305,000 -37.1% 0.0%
BLUE BRICK FINANCIAL LLC $305,000 $305,000 0.0% 0.0%
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED $305,000 n/a 0.0%
Goldwater Bank, N.A. $580,000 $295,000 -49.1% 0.0%
NEXERA HOLDING LLC $295,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $285,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $295,000 $285,000 -3.4% 0.0%
CIVIC FINANCIAL SERVICES, LLC $280,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,860,000 $275,000 -85.2% 0.0%
First Mortgage Solutions, LLC $265,000 $275,000 3.8% 0.0%
GROUP MORTGAGE, LLC $275,000 n/a 0.0%
Austin Capital Bank SSB $265,000 n/a 0.0%
ALLIANT CREDIT UNION $820,000 $255,000 -68.9% 0.0%
BELLCO $780,000 $255,000 -67.3% 0.0%
Commerce Home Mortgage, Inc. $890,000 $255,000 -71.3% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $255,000 n/a 0.0%
EMM LOANS LLC $245,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $245,000 n/a 0.0%
Northwest Farm Credit Services, FLCA $880,000 $245,000 -72.2% 0.0%
Plains Commerce Bank $510,000 $245,000 -52.0% 0.0%
BancFirst $505,000 $235,000 -53.5% 0.0%
Figure Lending LLC $120,000 $235,000 95.8% 0.0%
Visio Financial Services Inc. $215,000 n/a 0.0%
A&D Mortgage LLC $205,000 n/a 0.0%
Firefighters First Federal Credit Union $205,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $800,000 $195,000 -75.6% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $325,000 $195,000 -40.0% 0.0%
TRUWEST Credit Union $580,000 $195,000 -66.4% 0.0%
COMPASS MORTGAGE, INC. $185,000 n/a 0.0%
Baxter Credit Union $225,000 $175,000 -22.2% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $175,000 n/a 0.0%
Assurance Financial Group, L.L.C. $295,000 $155,000 -47.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $155,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $610,000 $145,000 -76.2% 0.0%
Farmers & Merchants Savings Bank $145,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $145,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $515,000 $145,000 -71.8% 0.0%
Johnson Bank $145,000 n/a 0.0%
Low VA Rates, LLC $135,000 n/a 0.0%
Meridian Bank Corporation $135,000 n/a 0.0%
EXPRESS FUNDING, INC. $120,000 $120,000 0.0% 0.0%
Red Rocks Credit Union $115,000 n/a 0.0%
DENVER COMMUNITY $105,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $105,000 n/a 0.0%
ALTRA $65,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $225,000 $65,000 -71.1% 0.0%
KINECTA $55,000 n/a 0.0%
DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION $45,000 n/a 0.0%

Durango's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 16.4% market share. In second place, with 8.7%, is Bank of Colorado, having originated $122,200,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $100,015,000 in loans. In fourth place, with 4.8%, is The Central Trust Bank, having originated $67,265,000 in loans. In fifth place, with 3.7%, is WALKER & DUNLOP, LLC, having originated $51,655,000 in loans.


Durango Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Durango (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $525,750 (9.9%) $765,556 (5.8%) 0.00 474
2018-02-01 $547,750 (17.9%) $773,418 (8.7%) 0.00 461
2018-03-01 $549,000 (18.7%) $811,301 (15.9%) 0.00 496
2018-04-01 $554,500 (16.7%) $867,279 (10.0%) 0.00 538
2018-05-01 $549,000 (8.3%) $846,563 (4.5%) 0.00 589
2018-06-01 $549,900 (8.6%) $825,208 (4.2%) 0.00 658
2018-07-01 $549,000 (8.2%) $792,534 (0.6%) 0.00 695
2018-08-01 $515,250 (0.3%) $786,210 (0.2%) 0.00 718
2018-09-01 $522,900 (4.7%) $798,870 (2.2%) 0.00 705
2018-10-01 $524,725 (-4.5%) $787,028 (-4.3%) 0.00 651
2018-11-01 $520,000 (-6.3%) $793,756 (-4.6%) 0.00 618
2018-12-01 $524,400 (-4.6%) $817,748 (-1.7%) 0.00 546
2019-01-01 $522,450 (-0.6%) $765,775 (0.0%) 0.00 476
2019-02-01 $519,925 (-5.1%) $694,573 (-10.2%) 0.00 465
2019-03-01 $522,043 (-4.9%) $731,758 (-9.8%) 0.00 476
2019-04-01 $524,950 (-5.3%) $778,500 (-10.2%) 0.00 497
2019-05-01 $542,450 (-1.2%) $803,565 (-5.1%) 0.00 626
2019-06-01 $550,000 (0.0%) $812,983 (-1.5%) 0.00 690
2019-07-01 $549,000 (0.0%) $809,662 (2.2%) 0.00 734
2019-08-01 $553,636 (7.5%) $814,948 (3.7%) 0.00 735
2019-09-01 $560,591 (7.2%) $834,436 (4.5%) 0.00 724
2019-10-01 $559,477 (6.6%) $845,885 (7.5%) 0.00 709
2019-11-01 $550,000 (5.8%) $847,414 (6.8%) 0.00 632
2019-12-01 $549,663 (4.8%) $858,361 (5.0%) 0.00 585
2020-01-01 $539,225 (3.2%) $819,524 (7.0%) 0.00 512
2020-02-01 $535,000 (2.9%) $804,904 (15.9%) 0.00 497
2020-03-01 $549,000 (5.2%) $824,449 (12.7%) 0.00 499
2020-04-01 $559,000 (6.5%) $851,361 (9.4%) 0.00 452
2020-05-01 $549,900 (1.4%) $852,252 (6.1%) 0.00 497
2020-06-01 $580,500 (5.6%) $882,649 (8.6%) 0.00 520
2020-07-01 $591,250 (7.7%) $868,309 (7.2%) 0.00 489
2020-08-01 $599,875 (8.4%) $870,700 (6.8%) 0.00 430
2020-09-01 $643,000 (14.7%) $946,867 (13.5%) 0.00 335
2020-10-01 $659,900 (18.0%) $1,054,980 (24.7%) 0.00 291
2020-11-01 $678,663 (23.4%) $1,153,846 (36.2%) 0.00 246
2020-12-01 $657,475 (19.6%) $1,158,170 (34.9%) 0.00 204
2021-01-01 $689,450 (27.9%) $1,242,280 (51.6%) 0.00 163
2021-02-01 $730,000 (36.5%) $1,372,113 (70.5%) 0.00 138
2021-03-01 $777,000 (41.5%) $1,592,000 (93.1%) 0.00 136
2021-04-01 $838,000 (49.9%) $1,722,341 (102.3%) 0.00 133
2021-05-01 $899,000 (63.5%) $1,733,980 (103.5%) 0.00 147
2021-06-01 $964,500 (66.2%) $1,767,509 (100.3%) 0.00 158
2021-07-01 $875,000 (48.0%) $1,651,253 (90.2%) 0.00 184
2021-08-01 $837,500 (39.6%) $1,644,439 (88.9%) 0.00 189
2021-09-01 $862,500 (34.1%) $1,646,158 (73.9%) 0.00 180
2021-10-01 $925,000 (40.2%) $1,831,854 (73.6%) 0.00 149
2021-11-01 $925,000 (36.3%) $1,831,310 (58.7%) 0.00 135
2021-12-01 $943,250 (43.5%) $1,973,489 (70.4%) 0.00 117
2022-01-01 $896,500 (30.0%) $1,964,623 (58.2%) 0.00 101
2022-02-01 $844,500 (15.7%) $1,825,985 (33.1%) 0.00 104
2022-03-01 $787,500 (1.4%) $1,845,443 (15.9%) 0.00 102
2022-04-01 $762,500 (-9.0%) $1,827,547 (6.1%) 0.00 115
2022-05-01 $780,750 (-13.2%) $1,755,517 (1.2%) 0.00 169
2022-06-01 $895,000 (-7.2%) $1,763,250 (-0.2%) 0.00 218
2022-07-01 $875,000 (0.0%) $1,594,114 (-3.5%) 0.00 261
2022-08-01 $874,500 (4.4%) $1,556,701 (-5.3%) 0.00 267
2022-09-01 $875,000 (1.5%) $1,602,517 (-2.7%) 0.00 261
2022-10-01 $895,000 (-3.2%) $1,668,017 (-8.9%) 0.00 259
2022-11-01 $849,500 (-8.2%) $1,609,945 (-12.1%) 0.00 236
Durango's median listing price for 2022-11-01 was $849,500, a difference of $-75,500 (-8.2%) versus the prior year and $-45,500 versus the prior month.

Durango's median listing price comes in at 0% of the national average.

Durango's average listing price for 2022-11-01 was $1,609,945, a difference of $-221,365 (-12.1%) versus the prior year and $-58,072 versus the prior month.

For the 2022-11-01 period, Durango had 236 MLS listings, a difference of -23 listings (-9%) versus the prior month and 101 listings (75%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Durango (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,126 sqft
2018-02-01 0 days 2,110 sqft
2018-03-01 0 days 2,110 sqft
2018-04-01 0 days 2,218 sqft
2018-05-01 0 days 2,226 sqft
2018-06-01 0 days 2,224 sqft
2018-07-01 0 days 2,188 sqft
2018-08-01 0 days 2,101 sqft
2018-09-01 0 days 2,124 sqft
2018-10-01 0 days 2,109 sqft
2018-11-01 0 days 2,108 sqft
2018-12-01 0 days 2,101 sqft
2019-01-01 0 days 2,028 sqft
2019-02-01 0 days 1,996 sqft
2019-03-01 0 days 2,004 sqft
2019-04-01 0 days 2,042 sqft
2019-05-01 0 days 2,112 sqft
2019-06-01 0 days 2,178 sqft
2019-07-01 0 days 2,146 sqft
2019-08-01 0 days 2,156 sqft
2019-09-01 0 days 2,167 sqft
2019-10-01 0 days 2,170 sqft
2019-11-01 0 days 2,169 sqft
2019-12-01 0 days 2,061 sqft
2020-01-01 0 days 2,009 sqft
2020-02-01 0 days 2,004 sqft
2020-03-01 0 days 2,019 sqft
2020-04-01 0 days 2,067 sqft
2020-05-01 0 days 2,042 sqft
2020-06-01 0 days 2,136 sqft
2020-07-01 0 days 2,157 sqft
2020-08-01 0 days 2,175 sqft
2020-09-01 0 days 2,217 sqft
2020-10-01 0 days 2,262 sqft
2020-11-01 0 days 2,316 sqft
2020-12-01 0 days 2,237 sqft
2021-01-01 0 days 2,262 sqft
2021-02-01 0 days 2,306 sqft
2021-03-01 0 days 2,423 sqft
2021-04-01 0 days 2,599 sqft
2021-05-01 0 days 2,708 sqft
2021-06-01 0 days 2,713 sqft
2021-07-01 0 days 2,600 sqft
2021-08-01 0 days 2,587 sqft
2021-09-01 0 days 2,647 sqft
2021-10-01 0 days 2,819 sqft
2021-11-01 0 days 2,588 sqft
2021-12-01 0 days 2,798 sqft
2022-01-01 0 days 2,483 sqft
2022-02-01 0 days 2,194 sqft
2022-03-01 0 days 2,174 sqft
2022-04-01 0 days 2,236 sqft
2022-05-01 0 days 2,180 sqft
2022-06-01 0 days 2,390 sqft
2022-07-01 0 days 2,331 sqft
2022-08-01 0 days 2,258 sqft
2022-09-01 0 days 2,279 sqft
2022-10-01 0 days 2,347 sqft
2022-11-01 0 days 2,325 sqft
Durango's median listing age (time on market) for 2022-11-01 was 0 days.

Durango's median square footage for active listings during the 2022-11-01 period was 2,325 sqft. One year prior, the average listing was 2,588 sqft.

Durango, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 1,470 $493,750,000 $335,884
Home Purchase 1,313 $637,945,000 $485,868
Cash Out Refi 682 $232,240,000 $340,528
Other 103 $27,445,000 $266,456
Home Improvement 87 $16,435,000 $188,908
NA 1 $2,795,000 $2,795,000

Durango's most frequently cited loan purpose was Refi, with 1,470 originations. The 2nd most popular reason was Home Purchase, with 1,313 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,669 $616,425,000 $369,338
3-4% 1,180 $516,870,000 $438,025
<2.5% 622 $218,010,000 $350,498
4-5% 97 $33,555,000 $345,928
5-6% 18 $2,990,000 $166,111
Over 8% 8 $710,000 $88,750
7-8% 7 $655,000 $93,571
6-7% 6 $610,000 $101,667

During 2021, Durango's most frequently originated rate bucket was 2.5-3%, with 1,669 originations.

Loan Sizing (Durango, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,778 $529,020,000 $297,537
$400k-600k 897 $434,485,000 $484,376
$100k-200k 511 $78,015,000 $152,671
$600k-1000k 242 $183,390,000 $757,810
$100,000 or less 151 $8,895,000 $58,907
$Over $1MM 77 $176,805,000 $2,296,169

Durango's loan sizing saw the bucket of loans from $200k-400k with 1,778 originations, totaling $529,020,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,411 $656,905,000 $465,560
40-60% 901 $305,145,000 $338,674
80-100% 722 $308,140,000 $426,787
20-40% 332 $80,740,000 $243,193
Under 20% 167 $13,975,000 $83,683
Over 100% 12 $5,000,000 $416,667

Durango's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,411 originations, totaling $656,905,000 in origination value.