Bnb Bank Mortgage Rates, Fees & Info
Bridgehampton, NYLEI: 549300UWA74T8PF7KY34
Tax ID: 11-2934194
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bnb Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. Bnb Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Bridgeport, Poughkeepsie, New Haven, and Philadelphia among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Bnb Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
578Origination Dollar Volume (All Markets)
$1,562,100,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 546 | $1,494,720,000 | $2,737,582 | $0 | 0.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 17 | $34,265,000 | $2,015,588 | $0 | 0.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $30,305,000 | $6,061,000 | $0 | 0.00% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $0 | 0.00% |
| Torrington, CT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $305,000 | $305,000 | $0 | 0.00% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against BNB Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 578 | $1,562,100,000 | $2,702,595 | $0 | 0.00% |
For 2022, Bnb Bank's most frequently originated type of loan was Conventional, with 578 originations.
Loan Reason
For 2022, Bnb Bank's most frequently cited loan purpose was Home Purchase, with 306 originations. The 2nd most popular reason was Cash Out Refi, with 184 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 578 | $1,562,100,000 | $2,702,595 | $0 | 0.00% |
For 2022, Bnb Bank's most frequently cited loan duration was Other, with 578 originations.
Loan Sizing
2022 saw Bnb Bank place emphasis on $1MM+ loans with 240 originations, totaling $1,386,790,000 in origination value.
Applicant Income
Bnb Bank lent most frequently to those with incomes in the $250k+ range, with 167 originations. The second most popular income band? $150k-250k, with 111 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 578 | $1,562,100,000 | $2,702,595 | $0 | 0.00% |
Bnb Bank lent most frequently to those with DTI ratios of Exempt%, with 578 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.16%
Bnb Bank has an average approval rate.
Pick Rate
Approvals leading to origination78.89%
Bnb Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 578 | $1,562,100,000 | $2,702,595 |