Bnb Bank Mortgage Rates, Fees & Info

Bridgehampton, NY

LEI: 549300UWA74T8PF7KY34

Tax ID: 11-2934194

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bnb Bank is a smaller bank specializing in Cash Out Refi and Home Purchase loans. Bnb Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Bridgeport, Poughkeepsie, Allentown, and Kingston among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bnb Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bnb Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    347

    Origination Dollar Volume (All Markets)

    $733,135,000

    Employee count

    802

    Awards

    BNB Bank 30 Year Conventional Loans gold BNB Bank 30 Year Conventional Loans bronze BNB Bank 30 Year Conventional Loans gold
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 324 $711,720,000 $2,196,667 $5,279 3.07%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 11 $10,435,000 $948,636 $5,112 2.66%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 3 $4,765,000 $1,588,333 $0 3.50%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $4,300,000 $2,150,000 $6,513 3.06%
    KINGSTON, NY (FHA|USDA|VA) 2 $840,000 $420,000 $4,885 2.75%
    Torrington, CT (FHA|USDA|VA) 1 $635,000 $635,000 $5,352 2.50%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,292 2.88%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.63%
    SYRACUSE, NY (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.13%
    Outside of Metro Areas 1 $65,000 $65,000 $4,879 2.75%
    Bnb Bank's top markets include New York, Bridgeport, Poughkeepsie, Allentown, and Kingston among others.

    Their top states include:
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against BNB Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 102
    Schuyler Savings Bank
    Similarity Rank: 352
    SIKORSKY FINANCIAL
    Similarity Rank: 384
    MUTUAL SECURITY CREDIT UNION
    Similarity Rank: 592
    ATLANTIS MORTGAGE CO., INC.
    Similarity Rank: 652
    Newtown Savings Bank
    Similarity Rank: 700
    Thomaston Savings Bank
    Similarity Rank: 705
    The First National Bank of Long Island
    Similarity Rank: 748
    The Atlantic Federal Credit Union
    Similarity Rank: 882
    Fairfield County Bank
    Similarity Rank: 960

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 347 $733,135,000 $2,112,781 $5,262 3.06%

    For 2021, Bnb Bank's most frequently originated type of loan was Conventional, with 347 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 157 $452,695,000 $2,883,408 $6,070 3.18%
    Home Purchase 95 $174,385,000 $1,835,632 $5,026 3.09%
    Refi 79 $98,765,000 $1,250,190 $4,848 2.83%
    Other 15 $6,095,000 $406,333 $3,984 2.73%
    Home Improvement 1 $1,195,000 $1,195,000 $0 3.50%

    For 2021, Bnb Bank's most frequently cited loan purpose was Cash Out Refi, with 157 originations. The 2nd most popular reason was Home Purchase, with 95 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 194 $134,300,000 $692,268 $5,397 2.92%
    10 Year 85 $411,535,000 $4,841,588 $3,636 3.31%
    Other 26 $118,700,000 $4,565,385 $0 3.46%
    15 Year 21 $23,705,000 $1,128,810 $4,913 2.45%
    20 Year 17 $24,495,000 $1,440,882 $3,973 3.29%
    5 Year 4 $20,400,000 $5,100,000 $0 3.83%

    For 2021, Bnb Bank's most frequently cited loan duration was 30 Year, with 194 originations. The 2nd most popular length was 10 Year, with 85 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 158 $105,080,000 $665,063
    $1k-2k 25 $9,895,000 $395,800
    $2k-3k 12 $4,780,000 $398,333
    $5k+ 5 $3,015,000 $603,000
    $3k-4k 4 $1,820,000 $455,000
    $4k-5k 4 $1,980,000 $495,000

    Bnb Bank's average total fees were $5,397, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 158 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 170 $571,210,000 $3,360,059
    2.5-3% 125 $91,855,000 $734,840
    <2.5% 46 $63,940,000 $1,390,000
    4-5% 6 $6,130,000 $1,021,667

    During 2021, Bnb Bank's average interest rate for loans was 2.92%, while their most frequently originated rate bucket for loans was 3-4%, with 170 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $1MM+ 141 $638,015,000 $4,524,929 $7,357 3.23%
    $400k-600k 67 $33,195,000 $495,448 $5,337 3.02%
    $200k-400k 64 $19,100,000 $298,438 $4,330 2.84%
    $600k-1MM 51 $39,465,000 $773,824 $5,811 3.01%
    $100k-200k 19 $2,955,000 $155,526 $3,288 2.88%
    $100,000 or less 5 $405,000 $81,000 $3,822 2.73%

    2021 saw Bnb Bank place emphasis on $1MM+ loans with 141 originations, totaling $638,015,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 77 $73,895,000 $959,675 $5,812 2.76%
    $150k-250k 54 $24,860,000 $460,370 $4,812 2.90%
    $100k-150k 30 $11,980,000 $399,333 $6,023 2.93%
    $75k-100k 25 $8,065,000 $322,600 $4,529 2.90%
    $50k-75k 18 $3,830,000 $212,778 $3,984 2.98%
    $50k or less 4 $830,000 $207,500 $3,921 2.84%

    Bnb Bank lent most frequently to those with incomes in the $250k+ range, with 77 originations. The second most popular income band? $150k-250k, with 54 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 53 $32,365,000 $610,660 $4,883 2.80%
    30-36% 49 $29,545,000 $602,959 $4,832 2.83%
    <20% 21 $14,165,000 $674,524 $5,094 2.83%
    40% 17 $8,975,000 $527,941 $4,400 2.74%
    41% 11 $4,715,000 $428,636 $6,323 2.74%
    43% 9 $6,215,000 $690,556 $6,047 3.08%
    44% 8 $3,810,000 $476,250 $7,386 3.06%
    47% 7 $2,895,000 $413,571 $5,103 3.14%
    37% 7 $3,535,000 $505,000 $4,112 2.89%
    39% 7 $9,535,000 $1,362,143 $8,962 2.93%
    49% 7 $2,425,000 $346,429 $4,759 2.89%
    36% 6 $3,290,000 $548,333 $4,653 2.94%
    48% 5 $2,425,000 $485,000 $5,551 3.03%
    46% 5 $2,645,000 $529,000 $5,923 2.98%
    42% 4 $1,630,000 $407,500 $4,408 3.06%
    38% 4 $4,900,000 $1,225,000 $7,252 2.78%
    45% 3 $765,000 $255,000 $5,985 2.71%
    50-60% 2 $580,000 $290,000 $4,630 3.00%

    Bnb Bank lent most frequently to those with DTI ratios of 20-30%, with 53 originations. The next most common DTI ratio? 30-36%, with 49 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 122 $598,720,000 $4,907,541 $0 3.42%
    White 125 $89,425,000 $715,400 $5,075 2.81%
    Not provided 40 $19,700,000 $492,500 $5,086 2.85%
    Black 37 $14,435,000 $390,135 $5,471 3.11%
    Asian 19 $9,235,000 $486,053 $6,034 2.81%
    Other Asian 2 $570,000 $285,000 $4,239 2.50%
    Native Hawaiian or Islander 1 $545,000 $545,000 $5,571 3.25%
    Asian Indian 1 $505,000 $505,000 $15,301 2.63%

    Approval Rates

    Total approvals of all applications
    88.75%

    Bnb Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.01%

    Bnb Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 347 $733,135,000 $2,112,781

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    347 $733,135,000 $2,112,781

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 45 $27,805,000 $617,889 $4,670 2.79%
    40-60% 90 $119,980,000 $1,333,111 $6,033 2.96%
    60-80% 169 $556,195,000 $3,291,095 $5,341 3.20%
    80-100% 27 $15,105,000 $559,444 $4,317 3.00%
    Under 20% 16 $14,050,000 $878,125 $4,903 2.99%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Dime Community Bank 1 Huntington Quadrangle, Suite 1n06 Melville, NY 11747 Full Service B&M $954,321
    Dime Community Bank 1000 Port Washington Boulevard Port Washington, NY 11050 Full Service B&M $75,565
    Dime Community Bank 1055 Franklin Avenue Garden City, NY 11530 Full Service B&M $110,890
    Dime Community Bank 10900 Main Road Mattituck, NY 11952 Full Service B&M $133,983
    Dime Community Bank 149 Kent Avenue Brooklyn, NY 11249 Full Service B&M $18,472
    Dime Community Bank 15 Long Island Avenue Sag Harbor, NY 11963 Limited, Drive-thru $0
    Dime Community Bank 150 Hampton Road Southampton, NY 11968 Full Service B&M $218,104
    Dime Community Bank 1500 Brecknock Rd Greenport, NY 11944 Limited, Mobile/Seasonal Office $3,307
    Dime Community Bank 1545 86th Street Brooklyn, NY 11228 Full Service B&M $142,714
    Dime Community Bank 1600 Avenue M Brooklyn, NY 11230 Full Service B&M $83,366
    Dime Community Bank 175 West Merrick Road Valley Stream, NY 11580 Full Service B&M $82,838
    Dime Community Bank 176-47 Union Turnpike Flushing, NY 11366 Full Service B&M $155,319
    Dime Community Bank 1775 Merrick Avenue Merrick, NY 11566 Full Service B&M $211,583
    Dime Community Bank 180 East Main Street Smithtown, NY 11787 Full Service B&M $91,375
    Dime Community Bank 188 Montague Street Brooklyn, NY 11211 Full Service B&M $59,991
    Dime Community Bank 1902 Kings Highway Brooklyn, NY 11229 Full Service B&M $127,022
    Dime Community Bank 1931 Turnbull Avenue Bronx, NY 10473 Full Service B&M $86,761
    Dime Community Bank 194 Mill Road Westhampton Beach, NY 11978 Full Service B&M $138,677
    Dime Community Bank 2 Bay Street Sag Harbor, NY 11963 Full Service B&M $220,512
    Dime Community Bank 208 5th Avenue Brooklyn, NY 11215 Full Service B&M $25,203
    Dime Community Bank 209 West Main St. Riverhead, NY 11901 Full Service B&M $132,117
    Dime Community Bank 21 North Ferry Road Shelter Island, NY 11964 Full Service B&M $28,203
    Dime Community Bank 214 Bedford Avenue Brooklyn, NY 11249 Full Service B&M $13,941
    Dime Community Bank 2172 Coyle Street Brooklyn, NY 11229 Full Service B&M $104,488
    Dime Community Bank 218 Front St. Greenport, NY 11944 Full Service B&M $81,116
    Dime Community Bank 2200 Montauk Hwy Bridgehampton, NY 11932 Full Service B&M $441,947
    Dime Community Bank 2222 Merrick Road Merrick, NY 11566 Full Service B&M $120,906
    Dime Community Bank 2401 Jericho Turnpike New Hyde Park, NY 11040 Full Service B&M $135,705
    Dime Community Bank 2412 Jerusalem Avenue Bellmore, NY 11710 Full Service B&M $170,963
    Dime Community Bank 243 Windmill Lane Southampton, NY 11968 Full Service B&M $103,918
    Dime Community Bank 2444 Francis Lewis Boulevard Whitestone, NY 11357 Full Service B&M $223,701
    Dime Community Bank 25315 Union Turnpike Glen Oaks, NY 11004 Full Service B&M $115,410
    Dime Community Bank 281 Broadway Brooklyn, NY 11211 Full Service B&M $98,539
    Dime Community Bank 3 The Plaza Montauk, NY 11954 Full Service B&M $98,233
    Dime Community Bank 3121 Long Beach Road Oceanside, NY 11572 Full Service B&M $85,531
    Dime Community Bank 333 Merrick Road Rockville Centre, NY 11570 Full Service B&M $81,900
    Dime Community Bank 337 Main Street Huntington, NY 11743 Full Service B&M $126,930
    Dime Community Bank 34 E 51st St New York, NY 10022 Full Service B&M $421,828
    Dime Community Bank 34 E 51st St Fl 2 New York, NY 10022 Limited, Drive-thru $0
    Dime Community Bank 35-02 Broadway Astoria, NY 11106 Full Service B&M $61,343
    Dime Community Bank 380 Montauk Hwy Bay Shore, NY 11706 Full Service B&M $92,716
    Dime Community Bank 400 Broadhollow Road Melville, NY 11747 Full Service B&M $265,721
    Dime Community Bank 41 East Main Street Patchogue, NY 11772 Full Service B&M $206,963
    Dime Community Bank 410 Commack Road Deer Park, NY 11729 Full Service B&M $208,774
    Dime Community Bank 414 Main Street Suite 103/104 Port Jefferson, NY 11777 Full Service B&M $75,106
    Dime Community Bank 4155 Veterans Memorial Highway, Suite 1 & 2 Ronkonkoma, NY 11779 Full Service B&M $197,677
    Dime Community Bank 43-01 Bell Blvd Bayside, NY 11361 Full Service B&M $60,694
    Dime Community Bank 432 Central Avenue Cedarhurst, NY 11516 Full Service B&M $105,708
    Dime Community Bank 45-14 46th St Long Island City, NY 11104 Full Service B&M $111,235
    Dime Community Bank 48 E. Montauk Hwy Hampton Bays, NY 11946 Full Service B&M $104,118
    Dime Community Bank 481 Montauk Highway East Moriches, NY 11940 Full Service B&M $109,445
    Dime Community Bank 5003 13th Avenue Brooklyn, NY 11219 Full Service B&M $69,570
    Dime Community Bank 538 Broadhollow Road Melville, NY 11747 Limited, Drive-thru $0
    Dime Community Bank 54970 Main Road Southold, NY 11971 Full Service B&M $106,037
    Dime Community Bank 59-23 Main St Flushing, NY 11355 Full Service B&M $90,049
    Dime Community Bank 6138 Springfield Boulevard Bayside, NY 11364 Full Service B&M $132,118
    Dime Community Bank 622 Old Country Road Westbury, NY 11590 Full Service B&M $83,178
    Dime Community Bank 630 Montauk Hwy. Shirley, NY 11967 Full Service B&M $216,777
    Dime Community Bank 6324 Route 25a Wading River, NY 11792 Full Service B&M $66,143
    Dime Community Bank 75 Route 25a Rocky Point, NY 11778 Full Service B&M $41,742
    Dime Community Bank 75-23 37th Avenue Jackson Heights, NY 11372 Full Service B&M $84,175
    Dime Community Bank 8 Gingerbread Lane East Hampton, NY 11937 Full Service B&M $1,057,183
    Dime Community Bank 814 Manhattan Ave Brooklyn, NY 11222 Full Service B&M $87,967
    Dime Community Bank 8191 Jericho Turnpike Woodbury, NY 11797 Full Service B&M $174,804
    Dime Community Bank 8520 4th Avenue Brooklyn, NY 11209 Full Service B&M $62,289
    Dime Community Bank 898 Veterans Memorial Hwy Hauppauge, NY 11788 Full Service B&M $1,440,026
    Dime Community Bank 98 Cutter Mill Road Great Neck, NY 11021 Full Service B&M $306,415

    For 2021, Bnb Bank had 67 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $384,530
    Net interest income $366,036
    Total noninterest income $40,375
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,165
    Trading account gains and fees $0
    Additional Noninterest Income $35,210
    Pre-tax net operating income $159,612
    Securities gains (or losses, -) $1,207
    Income before extraordinary items $112,598
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $112,598
    Minority interest net income $0
    Net income $112,598
    Sale, conversion, retirement of capital stock, net $5,290
    Net operating income $111,644

    Bnb Bank's gross interest income from loans was $384,530,000.
    Bnb Bank's net interest income from loans was $366,036,000.
    Bnb Bank's fee based income from loans was $5,165,000.
    Bnb Bank's net income from loans was $112,598,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $18,494
    Provision for credit losses $6,212
    Total noninterest expense $240,587
    Salaries and employee benefits $126,083
    Premises and equipment expense $30,347
    Additional noninterest expense $84,157
    Applicable income taxes $48,221
    Net charge-offs $9,276
    Cash dividends $20,003

    Bnb Bank's interest expense for loans was $18,494,000.
    Bnb Bank's payroll and benefits expense were $126,083,000.
    Bnb Bank's property, plant and equipment expenses $30,347,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 1.0%
    All other family 1.0%
    Commercial & industrial loans 3.0%
    Personal loans 2.0%
    Credit card loans 0.0%
    Other individual loans 2.0%
    Auto loans 0.0%
    Other consumer loans 2.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $10,484,246
    Deposits held in domestic offices $10,484,246
    Deposits by Individuals, partnerships, and corporations $8,671,585
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $1,812,661
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,317,786
    Demand deposits $1,127,875
    Nontransaction accounts $9,166,460
    Money market deposit accounts (MMDAs) $3,621,552
    Other savings deposits (excluding MMDAs) $4,691,665
    Total time deposits $853,243
    Total time and savings deposits $9,356,371
    Noninterest-bearing deposits $3,945,694
    Interest-bearing deposits $6,538,552
    Retail deposits $10,084,088
    IRAs and Keogh plan accounts $218,020
    Brokered deposits $200,045
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $12,056,919
    Cash & Balances due from depository institutions $391,630
    Interest-bearing balances $328,659
    Total securities $1,739,952
    Federal funds sold & reverse repurchase $0
    Net loans and leases $9,166,301
    Loan and leases loss allowance $83,853
    Trading account assets $0
    Bank premises and fixed assets $115,183
    Other real estate owned $0
    Goodwill and other intangibles $163,806
    All other assets $480,047

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $12,056,919
    Total Liabilities $10,690,003
    Total deposits $10,484,246
    Interest-bearing deposits $6,538,552
    Deposits held in domestic offices $10,484,246
    % insured (estimated) $46
    Federal funds purchased and repurchase agreements $1,862
    Trading liabilities $0
    Other borrowed funds $25,000
    Subordinated debt $0
    All other liabilities $178,895

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $9,166,301
    Loan and leases loss allowance $83,853
    Total loans and leases (domestic) $9,250,154
    All real estate loans $8,299,697
    Real estate loans in domestic offices $8,299,697
    Construction and development loans $322,628
    Residential 1-4 family construction $24,817
    Other construction, all land development and other land $297,811
    Loans secured by nonfarm nonresidential properties $3,949,678
    Nonfarm nonresidential secured by owner-occupied properties $1,029,822
    Commercial real estate & other non-farm, non-residential $2,919,856
    Multifamily residential real estate $3,357,044
    1-4 family residential loans $669,929
    Farmland loans $418
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $930,854
    To non-U.S. addressees $0
    Loans to individuals $16,165
    Credit card loans $20
    Related Plans $15,119
    Consumer Auto Loans $3
    Other loans to individuals $1,023
    All other loans & leases $3,438
    Loans to foreign governments and official institutions $0
    Other loans $733
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $179,248
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $528
    Non 1-4 family restructured loans & leases $528
    Total loans and leases (foreign) $0

    BNB Bank had $9,166,301,000 of loans outstanding in 2021. $8,299,697,000 of loans were in real estate loans. $322,628,000 of loans were in development loans. $3,357,044,000 of loans were in multifamily mortgage loans. $669,929,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $20,000 of loans were in credit card loans. $3,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 623 $271,231 $435,363
    Nonfarm, nonresidential loans - <$100k 9 $2,460 $273,333
    Nonfarm, nonresidential loans - $100-250k 66 $8,824 $133,697
    Nonfarm, nonresidential loans - $250k-1MM 548 $259,947 $474,356
    Commercial & Industrial, US addressed loans - <$1MM 2,920 $269,284 $92,221
    Commercial & Industrial, US addressed loans - <$100k 1,933 $60,305 $31,198
    Commercial & Industrial, US addressed loans - $100-250k 473 $46,831 $99,008
    Commercial & Industrial, US addressed loans - $250k-1MM 514 $162,148 $315,463
    Farmland loans - <$1MM 1 $418 $418,000
    Farmland loans - $250k-1MM 1 $418 $418,000