KINGSTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Kingston averaged 6.21% for the week of 2024-03-21, compared to the national average of 6.87% for the same period.

The average rate for the prior week (2024-03-14) was 6.18% and one month ago for the week of 2024-02-15, the average rate was 6.11%.

Kingston's average rate one year ago was 5.84%.

For refis of the same type during the week of 2024-03-21, the average rate was 6.06%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-21 6.87%
Kingston 30 Year Fixed Rate 2024-03-21 6.21%
Kingston 30 Year Fixed Rate Refi 2024-03-21 6.06%
Kingston 15 Year Fixed Rate 2024-03-21 6.08%
Kingston 15 Year Fixed Rate Refi 2024-03-21 5.13%
Kingston 30 Year FHA 2024-03-21 5.74%
Kingston 30 Year FHA Refi 2024-03-21 6.6%
Kingston 30 Year USDA 2024-03-21 6.57%
Kingston 30 Year USDA Refi 2024-03-21 6.67%
Kingston 30 Year VA 2024-03-21 6.64%
Kingston 30 Year VA Refi 2024-03-21 6.54%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KINGSTON, NY.

KINGSTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KINGSTON, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Ulster Savings Bank 276 4.14% $5,000
QUICKEN LOANS, LLC 172 4.90% $7,657
HOMESTEAD FUNDING CORP. 144 4.93% $5,372
PRIMELENDING, A PLAINSCAPITAL COMPANY 102 4.77% $7,575
MID-HUDSON VALLEY 79 4.32% $5,162
Wells Fargo Bank 79 4.45% $6,226
JPMorgan Chase Bank 76 4.32% $5,379
HUDSON VALLEY CREDIT UNION 64 4.76% $4,353
UNITED WHOLESALE MORTGAGE, LLC 44 5.20% $8,603
KeyBank 44 4.44% $4,593
Bank of America 35 4.00% $5,678
LOANDEPOT.COM, LLC 30 4.68% $9,074
CROSSCOUNTRY MORTGAGE, LLC 29 5.25% $7,151
M&T Bank 28 4.29% $5,153
TrustCo Bank 23 4.65% $3,478
Citibank 22 3.52% $7,102
TD Bank 20 3.86% $6,383
GUARANTEED RATE, INC. 20 4.58% $7,946
Citizens Bank 19 4.41% $8,745
Walden Savings Bank 19 4.13% $2,659
CALIBER HOME LOANS, INC. 18 4.33% $8,247
Rhinebeck Bank 16 4.95% $5,423
Morgan Stanley Private Bank 16 3.52% $5,353
Valley National Bank 16 4.17% $6,076
First Republic Bank 15 3.20% $6,951
BETTER MORTGAGE CORPORATION 14 4.39% $10,255
TEG Federal Credit Union 13 5.38% $4,326
U.S. Bank 11 3.94% $7,386
FINANCE OF AMERICA MORTGAGE LLC 11 5.16% $10,929
ARK MORTGAGE, INC. 11 4.85% $10,170
HOME POINT FINANCIAL CORPORATION 11 4.22% $7,846
Mr. Cooper ( Nationstar Mortgage ) 10 3.75% $7,984
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 5.75% $10,124
The Bank of Greene County 9 4.05% $4,711
NEWREZ LLC 9 4.96% $7,306
NATIONWIDE MORTGAGE BANKERS, INC. 9 4.83% $8,298
City National Bank 8 3.85% $6,741
Bethpage Federal Credit Union 7 3.63% $6,504
MOVEMENT MORTGAGE, LLC 7 5.36% $7,313
PLAZA HOME MORTGAGE, INC. 6 4.71% $7,952
NJ LENDERS CORP. 6 4.50% $9,412
HSBC BANK USA, NATIONAL ASSOCIATION 6 4.37% $5,223
CCFCU FUNDING, LLC 6 3.81% $4,759
Community Bank 6 5.21% $2,584
RELIANCE FIRST CAPITAL, LLC 6 4.71% $11,633
UBS Bank USA 5 3.55% $8,883
CLIFFCO, INC. 5 6.48% $13,262
GuardHill Financial Corp. 5 4.40% $6,954
CONTOUR MORTGAGE CORPORATION 4 4.91% $9,163
Charles Schwab Bank, SSB 4 4.39% $3,794
SEFCU SERVICES, LLC 4 4.19% $5,202
Flagstar Bank, FSB 4 4.97% $7,981
NAVY FEDERAL CREDIT UNION 4 4.88% $3,903
NBKC BANK 4 4.00% $4,443
PENTAGON FEDERAL CREDIT UNION 4 4.72% $12,379
Webster Bank 4 3.94% $6,759
Municipal Credit Union 3 4.00% $4,461
Advisors Mortgage Group, L.L.C. 3 6.13% $6,905
USAlliance Federal Credit Union 3 5.21% $5,567
The Federal Savings Bank 3 4.29% $9,789
Bank of England 3 4.38% $11,429
United Nations Federal Credit Union 3 2.50% $7,772
Northpointe Bank 3 4.75% $7,490
CMG MORTGAGE, INC. 3 5.63% $6,045
JET DIRECT FUNDING CORP 3 6.17% $13,352
FREEDOM MORTGAGE CORPORATION 3 5.25% $8,013
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 5.16% $5,249
ROYAL UNITED MORTGAGE LLC 3 5.04% $11,768
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 4.13% $6,033
TOTAL MORTGAGE SERVICES, LLC 2 3.94% $9,012
A&D Mortgage LLC 2 4.44% $8,963
AMERICAN FINANCING CORPORATION 2 4.81% $6,289
ARC HOME LLC 2 4.69% $8,706
BNY Mellon 2 3.75% $5,281
Carrington Mortgage Services, LLC 2 4.31% $9,602
East Coast Capital Corp. 2 4.50% $8,659
EMBRACE HOME LOANS, INC. 2 5.25% $6,087
Evolve Bank & Trust 2 6.13% $8,399
FM Home Loans, LLC 2 3.63% $11,424
GUARANTEED RATE AFFINITY, LLC 2 2.87% $5,069
INLAND BANK & TRUST 2 4.06% $4,313
Luxury Mortgage Corp. 2 4.31% $7,167
MID-ISLAND MORTGAGE CORP. 2 4.75% $3,305
Nassau Educators Federal Credit Union 2 4.38% $4,442
OWNERSCHOICE FUNDING, INCORPORATED 2 4.31% $3,805
PHH Mortgage Corporation 2 4.63% $9,025
Premium Mortgage Corporation 2 3.75% $3,496
Quontic Bank 2 5.75% $18,237
TEACHERS 2 4.13% $4,796
Metro City Bank 1 8.25% $7,101
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.13% $10,608
North American Savings Bank, F.S.B. 1 4.50% $4,690
LYONS MORTGAGE SERVICES, INC. 1 5.38% $10,383
Ally Bank 1 4.88% $4,720
PARAGON HOME LOANS INC. 1 7.00% $25,770
PENNYMAC LOAN SERVICES, LLC 1 6.63% $7,110
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.88% $5,958
WALL STREET MORTGAGE BANKERS, LTD. 1 8.13% $12,715
ITHINK FINANCIAL Credit Union 1 2.50% $6,512
POLISH & SLAVIC FEDERAL CREDIT UNION 1 3.25% $4,721
Popular Bank 1 4.63% $32,845
ALLIANT CREDIT UNION 1 3.13% $4,775
Investors Bank 1 3.25% $4,659
Great Southern Bank 1 4.63% $5,777
AFFINITY 1 3.88% $3,099
Raymond James Bank 1 3.25% $4,186
GHS Federal Credit Union 1 3.63% $2,912
RESIDENTIAL HOME MORTGAGE CORPORATION 1 6.13% $15,303
FIRST TECHNOLOGY 1 2.50% $13,992
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $3,395
First National Bank of Pennsylvania 1 4.13% $3,696
Farm Credit East, ACA 1 4.00% $14,717
SIRVA MORTGAGE, INC. 1 4.38% $33
Stifel Bank and Trust 1 5.13% $3,414
SUNMARK FEDERAL CREDIT UNION 1 5.88% $5,503
SUN WEST MORTGAGE COMPANY, INC. 1 4.33% $5,328
EVERETT FINANCIAL, INC. 1 2.50% $3,746
WILLIAM RAVEIS MORTGAGE, LLC 1 3.50% $5,976
ENVOY MORTGAGE, LTD 1 3.25% $6,830
EagleBank 1 4.25% $4,000
DRAPER AND KRAMER MORTGAGE CORP. 1 3.75% $8,578
The State Bank 1 4.88% $8,522
Third Federal Savings and Loan Association of Cleveland 1 4.54% $9,178
ABSOLUTE HOME MORTGAGE CORPORATION 1 5.88% $7,370
Truist 1 3.75% $5,425
DIGITAL Federal Credit Union 1 4.63% $4,696
Colonial Savings, F.A. 1 3.75% $9,985
CARDINAL FINANCIAL 1 3.88% $25,116
Berkshire Bank 1 5.25% $7,637
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.75% $7,867
Barrington Bank & Trust Company, N.A. 1 3.50% $11,370
USAA Federal Savings Bank 1 6.88% $5,784
Axos Bank 1 3.75% $2,910
AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $5,276
US MORTGAGE CORPORATION 1 3.38% $8,349
Amalgamated Bank 1 3.38% $3,835
Nations Lending Corporation 1 4.88% $11,771
Mortgage Research Center, LLC 1 3.75% $5,157
MORTGAGE ACCESS CORP. 1 6.49% $9,764
MLB RESIDENTIAL LENDING, LLC 1 6.25% $9,198
NBT Bank 1 4.63% $5,732

KINGSTON Average Closing Costs & Other Stats

KINGSTON, NY's 141 lenders originated 4,209 loans during 2022. The total origination value was $1,255,035,000, with an average loan value of $298,179.

KINGSTON's average closing costs are $5,490.

The top KINGSTON lender as defined by loan originations is Ulster Savings Bank, with 276 loans originated. Their average total fees are $5,000, which is $2,656 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee KINGSTON lenders (with over 10 loans originated) are Walden Savings Bank ($2,659), TrustCo Bank ($3,478), TEG Federal Credit Union ($4,326), HUDSON VALLEY CREDIT UNION ($4,353) and KeyBank ($4,593).

The lowest rate KINGSTON lenders (with over 10 loans originated) are First Republic Bank (3.20%), Morgan Stanley Private Bank (3.52%), Citibank (3.52%), Mr. Cooper ( Nationstar Mortgage ) (3.75%) and TD Bank (3.86%).

KINGSTON, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Ulster Savings Bank $172,735,000 $125,385,000 -27.4% 10.0%
Rondout Savings Bank $109,365,000 $81,360,000 -25.6% 6.5%
QUICKEN LOANS, LLC $181,930,000 $74,480,000 -59.1% 5.9%
HOMESTEAD FUNDING CORP. $74,935,000 $59,950,000 -20.0% 4.8%
HUDSON VALLEY CREDIT UNION $70,380,000 $55,305,000 -21.4% 4.4%
MID-HUDSON VALLEY $45,700,000 $52,570,000 15.0% 4.2%
Salisbury Bank and Trust Company $25,095,000 $52,210,000 108.0% 4.2%
WALKER & DUNLOP, LLC $10,595,000 $45,175,000 326.4% 3.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $54,425,000 $42,380,000 -22.1% 3.4%
Wells Fargo Bank $67,715,000 $37,275,000 -45.0% 3.0%
JPMorgan Chase Bank $52,750,000 $36,455,000 -30.9% 2.9%
Citizens Bank $26,060,000 $26,645,000 2.2% 2.1%
UNITED WHOLESALE MORTGAGE, LLC $20,855,000 $25,410,000 21.8% 2.0%
Sawyer Savings Bank $25,590,000 $23,845,000 -6.8% 1.9%
KeyBank $50,220,000 $23,010,000 -54.2% 1.8%
Bank of America $29,865,000 $22,970,000 -23.1% 1.8%
Wallkill Valley Federal Savings and Loan Association $24,185,000 $22,460,000 -7.1% 1.8%
M&T Bank $28,840,000 $19,055,000 -33.9% 1.5%
Citibank $16,530,000 $17,555,000 6.2% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $19,165,000 $17,170,000 -10.4% 1.4%
TD Bank $22,145,000 $16,530,000 -25.4% 1.3%
LOANDEPOT.COM, LLC $42,140,000 $16,480,000 -60.9% 1.3%
Walden Savings Bank $18,365,000 $13,300,000 -27.6% 1.1%
Merchants Bank of Indiana $13,145,000 n/a 1.0%
The Bank of Greene County $14,430,000 $13,130,000 -9.0% 1.0%
First Republic Bank $5,085,000 $11,600,000 128.1% 0.9%
Morgan Stanley Private Bank $6,205,000 $11,355,000 83.0% 0.9%
CALIBER HOME LOANS, INC. $5,565,000 $10,475,000 88.2% 0.8%
TrustCo Bank $7,335,000 $9,540,000 30.1% 0.8%
GUARANTEED RATE, INC. $12,915,000 $9,520,000 -26.3% 0.8%
Valley National Bank $13,885,000 $8,270,000 -40.4% 0.7%
U.S. Bank $5,305,000 $8,045,000 51.6% 0.6%
City National Bank $3,755,000 $7,760,000 106.7% 0.6%
Rhinebeck Bank $15,095,000 $7,375,000 -51.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $13,385,000 $7,325,000 -45.3% 0.6%
GREYSTONE FUNDING COMPANY LLC $7,085,000 n/a 0.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $7,075,000 $6,620,000 -6.4% 0.5%
Webster Bank $670,000 $6,265,000 835.1% 0.5%
HOME POINT FINANCIAL CORPORATION $9,145,000 $5,920,000 -35.3% 0.5%
FINANCE OF AMERICA MORTGAGE LLC $2,215,000 $5,575,000 151.7% 0.4%
United Nations Federal Credit Union $2,350,000 $5,225,000 122.3% 0.4%
BETTER MORTGAGE CORPORATION $19,810,000 $5,185,000 -73.8% 0.4%
HUDSON HERITAGE $17,220,000 $5,160,000 -70.0% 0.4%
TEG Federal Credit Union $8,375,000 $4,835,000 -42.3% 0.4%
NAVY FEDERAL CREDIT UNION $6,350,000 $4,760,000 -25.0% 0.4%
HSBC BANK USA, NATIONAL ASSOCIATION $1,565,000 $4,635,000 196.2% 0.4%
NEWREZ LLC $16,325,000 $4,280,000 -73.8% 0.3%
UBS Bank USA $5,545,000 $4,185,000 -24.5% 0.3%
RELIANCE FIRST CAPITAL, LLC $2,765,000 $4,125,000 49.2% 0.3%
Mortgage Research Center, LLC $5,525,000 $4,065,000 -26.4% 0.3%
Community Bank $3,825,000 $4,005,000 4.7% 0.3%
NATIONWIDE MORTGAGE BANKERS, INC. $8,010,000 $3,945,000 -50.7% 0.3%
Flagstar Bank, FSB $2,685,000 $3,875,000 44.3% 0.3%
ARK MORTGAGE, INC. $2,505,000 $3,695,000 47.5% 0.3%
PENTAGON FEDERAL CREDIT UNION $4,110,000 $3,610,000 -12.2% 0.3%
FREEDOM MORTGAGE CORPORATION $9,575,000 $3,560,000 -62.8% 0.3%
Popular Bank $415,000 $3,355,000 708.4% 0.3%
PLAZA HOME MORTGAGE, INC. $4,755,000 $3,030,000 -36.3% 0.2%
USAlliance Federal Credit Union $1,140,000 $2,970,000 160.5% 0.2%
Wayne Bank $245,000 $2,915,000 1,089.8% 0.2%
NJ LENDERS CORP. $2,215,000 $2,865,000 29.3% 0.2%
MOVEMENT MORTGAGE, LLC $2,525,000 $2,790,000 10.5% 0.2%
LENDINGHOME FUNDING CORPORATION $765,000 $2,580,000 237.3% 0.2%
The Federal Savings Bank $3,185,000 $2,360,000 -25.9% 0.2%
Charles Schwab Bank, SSB $2,280,000 $2,290,000 0.4% 0.2%
CONTOUR MORTGAGE CORPORATION $1,890,000 $2,230,000 18.0% 0.2%
A&D Mortgage LLC $335,000 $2,205,000 558.2% 0.2%
GuardHill Financial Corp. $175,000 $2,185,000 1,148.6% 0.2%
NBKC BANK $2,400,000 $2,025,000 -15.6% 0.2%
CCFCU FUNDING, LLC $2,195,000 $1,975,000 -10.0% 0.2%
USAA Federal Savings Bank $3,095,000 $1,955,000 -36.8% 0.2%
Carrington Mortgage Services, LLC $2,580,000 $1,930,000 -25.2% 0.2%
Bethpage Federal Credit Union $885,000 $1,925,000 117.5% 0.2%
FINANCE OF AMERICA REVERSE LLC $445,000 $1,855,000 316.9% 0.1%
TOTAL MORTGAGE SERVICES, LLC $2,230,000 $1,725,000 -22.6% 0.1%
Stifel Bank and Trust $1,930,000 $1,690,000 -12.4% 0.1%
Quontic Bank $3,335,000 $1,580,000 -52.6% 0.1%
SEFCU SERVICES, LLC $2,035,000 $1,575,000 -22.6% 0.1%
STATE EMPLOYEES FEDERAL CREDIT UNION $310,000 $1,565,000 404.8% 0.1%
Municipal Credit Union $875,000 $1,515,000 73.1% 0.1%
CLIFFCO, INC. $605,000 $1,495,000 147.1% 0.1%
Luxury Mortgage Corp. $3,080,000 $1,490,000 -51.6% 0.1%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $3,270,000 $1,485,000 -54.6% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,955,000 $1,455,000 -63.2% 0.1%
Berkshire Bank $1,390,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,600,000 $1,310,000 -18.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,495,000 $1,305,000 -62.7% 0.1%
Jeff Bank $970,000 $1,250,000 28.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $295,000 $1,205,000 308.5% 0.1%
BNY Mellon $585,000 $1,190,000 103.4% 0.1%
Spencer Savings Bank, SLA $1,175,000 n/a 0.1%
TEACHERS $195,000 $1,160,000 494.9% 0.1%
Orange Bank &Trust Company $585,000 $1,140,000 94.9% 0.1%
Discover Bank $685,000 $1,115,000 62.8% 0.1%
PNC Bank $1,040,000 $1,075,000 3.4% 0.1%
Bank of England $1,160,000 $1,050,000 -9.5% 0.1%
PHH Mortgage Corporation $430,000 $1,040,000 141.9% 0.1%
CMG MORTGAGE, INC. $510,000 $1,030,000 102.0% 0.1%
PENNYMAC LOAN SERVICES, LLC $1,030,000 n/a 0.1%
JET DIRECT FUNDING CORP $1,105,000 $1,015,000 -8.1% 0.1%
GUARANTEED RATE AFFINITY, LLC $4,580,000 $1,005,000 -78.1% 0.1%
The State Bank $1,005,000 n/a 0.1%
CAPITAL COMMUNICATIONS Federal Credit Union $185,000 $985,000 432.4% 0.1%
FM Home Loans, LLC $3,045,000 $975,000 -68.0% 0.1%
Advisors Mortgage Group, L.L.C. $1,255,000 $965,000 -23.1% 0.1%
EMBRACE HOME LOANS, INC. $1,320,000 $955,000 -27.7% 0.1%
First Central Savings Bank $935,000 n/a 0.1%
Northpointe Bank $910,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $290,000 $910,000 213.8% 0.1%
Metro City Bank $380,000 $845,000 122.4% 0.1%
SELF RELIANCE NY Federal Credit Union $735,000 $840,000 14.3% 0.1%
LIMA ONE CAPITAL, LLC $835,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,830,000 $800,000 -56.3% 0.1%
Hometown Equity Mortgage, LLC $790,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $465,000 $755,000 62.4% 0.1%
Great Southern Bank $735,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $480,000 $725,000 51.0% 0.1%
ConnectOne Bank $705,000 n/a 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $705,000 n/a 0.1%
Premium Mortgage Corporation $165,000 $660,000 300.0% 0.1%
Service Federal Credit Union $650,000 n/a 0.1%
PARAGON HOME LOANS INC. $175,000 $645,000 268.6% 0.1%
FIRST TECHNOLOGY $640,000 n/a 0.1%
WILLIAM RAVEIS MORTGAGE, LLC $475,000 $615,000 29.5% 0.0%
Evolve Bank & Trust $265,000 $600,000 126.4% 0.0%
HOME TOWN FUNDING, INC. $595,000 n/a 0.0%
MID-ISLAND MORTGAGE CORP. $970,000 $590,000 -39.2% 0.0%
AMERICAN ADVISORS GROUP $1,715,000 $580,000 -66.2% 0.0%
North American Savings Bank, F.S.B. $2,010,000 $580,000 -71.1% 0.0%
Nassau Educators Federal Credit Union $205,000 $570,000 178.0% 0.0%
Equity Prime Mortgage LLC $535,000 $550,000 2.8% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $225,000 $545,000 142.2% 0.0%
Raymond James Bank $1,205,000 $545,000 -54.8% 0.0%
Axos Bank $530,000 n/a 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $1,520,000 $510,000 -66.4% 0.0%
Farm Credit East, ACA $505,000 n/a 0.0%
Truist $245,000 $505,000 106.1% 0.0%
First Savings Bank $395,000 $500,000 26.6% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $485,000 n/a 0.0%
Unity Bank $415,000 $485,000 16.9% 0.0%
East Coast Capital Corp. $480,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $480,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $505,000 $475,000 -5.9% 0.0%
NBT Bank $310,000 $470,000 51.6% 0.0%
QUORUM FEDERAL CREDIT UNION $460,000 n/a 0.0%
ARC HOME LLC $1,860,000 $440,000 -76.3% 0.0%
INLAND BANK & TRUST $920,000 $430,000 -53.3% 0.0%
LENDINGONE, LLC $305,000 $430,000 41.0% 0.0%
Plains Commerce Bank $330,000 $410,000 24.2% 0.0%
AMERICAN HERITAGE LENDING, INC. $405,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $325,000 $405,000 24.6% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $405,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $510,000 $405,000 -20.6% 0.0%
MORTGAGE ACCESS CORP. $395,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,270,000 $380,000 -70.1% 0.0%
SUNMARK FEDERAL CREDIT UNION $1,250,000 $375,000 -70.0% 0.0%
The Huntington National Bank $370,000 n/a 0.0%
INTERSTATE HOME LOAN CENTER, INC. $295,000 $365,000 23.7% 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $335,000 $360,000 7.5% 0.0%
First National Bank of Pennsylvania $355,000 n/a 0.0%
Colonial Savings, F.A. $275,000 $345,000 25.5% 0.0%
RESIDENTIAL HOME FUNDING CORP. $1,205,000 $345,000 -71.4% 0.0%
US MORTGAGE CORPORATION $600,000 $335,000 -44.2% 0.0%
Magnolia Bank $1,190,000 $325,000 -72.7% 0.0%
PCSB Bank $1,605,000 $325,000 -79.8% 0.0%
People's United Bank $1,775,000 $325,000 -81.7% 0.0%
DIGITAL Federal Credit Union $215,000 $305,000 41.9% 0.0%
First Home Bank $455,000 $295,000 -35.2% 0.0%
LYONS MORTGAGE SERVICES, INC. $425,000 $295,000 -30.6% 0.0%
Meridian Bank Corporation $295,000 n/a 0.0%
SIRVA MORTGAGE, INC. $185,000 $295,000 59.5% 0.0%
21ST MORTGAGE CORPORATION $160,000 $290,000 81.3% 0.0%
Ally Bank $285,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $875,000 $285,000 -67.4% 0.0%
Nations Lending Corporation $285,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $345,000 $275,000 -20.3% 0.0%
GREENWAY MORTGAGE FUNDING CORP. $2,080,000 $275,000 -86.8% 0.0%
PLANET HOME LENDING, LLC $370,000 $275,000 -25.7% 0.0%
ALLIANT CREDIT UNION $320,000 $265,000 -17.2% 0.0%
EVERETT FINANCIAL, INC. $255,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $255,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $45,000 $255,000 466.7% 0.0%
FAY SERVICING, LLC $290,000 $245,000 -15.5% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $460,000 $245,000 -46.7% 0.0%
UNITED MORTGAGE CORP. $1,020,000 $245,000 -76.0% 0.0%
Logan Finance Corporation $235,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $510,000 $235,000 -53.9% 0.0%
GHS Federal Credit Union $225,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $215,000 n/a 0.0%
Investors Bank $670,000 $215,000 -67.9% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $450,000 $215,000 -52.2% 0.0%
Amalgamated Bank $410,000 $205,000 -50.0% 0.0%
The National Bank of Coxsackie $495,000 $185,000 -62.6% 0.0%
ENVOY MORTGAGE, LTD $835,000 $155,000 -81.4% 0.0%
AFFINITY $750,000 $135,000 -82.0% 0.0%
SUMA YONKERS Federal Credit Union $135,000 n/a 0.0%
Ballston Spa National Bank $90,000 $125,000 38.9% 0.0%
EagleBank $125,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $115,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $245,000 $115,000 -53.1% 0.0%
BayCoast Bank $110,000 n/a 0.0%
Santander Bank, N.A. $1,340,000 $105,000 -92.2% 0.0%
FAMILY FIRST OF NY $75,000 n/a 0.0%
Baxter Credit Union $105,000 $65,000 -38.1% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $345,000 $65,000 -81.2% 0.0%
The People's Credit Union $65,000 n/a 0.0%
GREENWOOD $235,000 $35,000 -85.1% 0.0%

KINGSTON's top lender by overall market share is Ulster Savings Bank, with 10.0% market share. In second place, with 6.5%, is Rondout Savings Bank, having originated $81,360,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $74,480,000 in loans. In fourth place, with 4.8%, is HOMESTEAD FUNDING CORP., having originated $59,950,000 in loans. In fifth place, with 4.4%, is HUDSON VALLEY CREDIT UNION, having originated $55,305,000 in loans.


KINGSTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - KINGSTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $274,900 (15.0%) $450,702 (19.6%) 1.02 1,025
2018-02-01 $267,225 (11.4%) $443,991 (19.3%) 0.97 986
2018-03-01 $274,950 (14.7%) $465,097 (25.4%) 0.96 963
2018-04-01 $299,000 (20.1%) $505,794 (33.2%) 1.01 824
2018-05-01 $299,950 (15.4%) $511,973 (33.7%) 1.00 945
2018-06-01 $306,950 (14.1%) $498,242 (27.8%) 1.02 1,095
2018-07-01 $302,400 (12.0%) $481,629 (18.5%) 1.01 1,094
2018-08-01 $307,200 (16.0%) $474,445 (16.1%) 1.03 1,074
2018-09-01 $299,900 (11.8%) $461,776 (11.3%) 1.01 1,081
2018-10-01 $299,900 (10.1%) $479,059 (12.9%) 1.02 1,071
2018-11-01 $299,925 (9.1%) $489,432 (13.4%) 1.02 1,014
2018-12-01 $299,000 (8.8%) $476,249 (7.7%) 1.03 942
2019-01-01 $299,000 (8.8%) $472,999 (5.0%) 1.03 850
2019-02-01 $299,450 (12.1%) $484,276 (9.1%) 1.01 817
2019-03-01 $292,957 (6.6%) $466,576 (0.3%) 0.96 939
2019-04-01 $285,957 (-4.4%) $437,524 (-13.5%) 0.91 1,136
2019-05-01 $287,500 (-4.2%) $434,373 (-15.2%) 0.90 1,268
2019-06-01 $349,000 (13.7%) $499,640 (0.3%) 1.09 1,010
2019-07-01 $343,625 (13.6%) $489,647 (1.7%) 1.08 1,060
2019-08-01 $338,636 (10.2%) $483,812 (2.0%) 1.07 1,077
2019-09-01 $333,216 (11.1%) $474,368 (2.7%) 1.07 1,103
2019-10-01 $329,000 (9.7%) $466,685 (-2.6%) 1.06 1,110
2019-11-01 $324,999 (8.4%) $466,680 (-4.7%) 1.07 1,055
2019-12-01 $324,950 (8.7%) $466,427 (-2.1%) 1.08 939
2020-01-01 $327,000 (9.4%) $458,638 (-3.0%) 1.09 785
2020-02-01 $327,000 (9.2%) $457,663 (-5.5%) 1.07 738
2020-03-01 $344,900 (17.7%) $473,018 (1.4%) 1.08 791
2020-04-01 $348,000 (21.7%) $487,616 (11.5%) 1.09 767
2020-05-01 $349,900 (21.7%) $498,020 (14.7%) 1.06 707
2020-06-01 $357,000 (2.3%) $503,588 (0.8%) 1.05 677
2020-07-01 $362,500 (5.5%) $508,953 (3.9%) 1.05 743
2020-08-01 $375,000 (10.7%) $535,986 (10.8%) 1.07 765
2020-09-01 $384,683 (15.5%) $534,260 (12.6%) 1.10 818
2020-10-01 $399,000 (21.3%) $562,579 (20.6%) 1.14 806
2020-11-01 $400,000 (23.1%) $589,841 (26.4%) 1.17 707
2020-12-01 $401,250 (23.5%) $592,406 (27.0%) 1.19 633
2021-01-01 $409,000 (25.1%) $600,256 (30.9%) 1.22 542
2021-02-01 $409,750 (25.3%) $609,254 (33.1%) 1.19 458
2021-03-01 $405,000 (17.4%) $616,487 (30.3%) 1.15 429
2021-04-01 $410,000 (17.8%) $623,694 (27.9%) 1.11 428
2021-05-01 $399,950 (14.3%) $606,528 (21.8%) 1.06 469
2021-06-01 $417,238 (16.9%) $620,041 (23.1%) 1.10 503
2021-07-01 $434,450 (19.9%) $654,179 (28.5%) 1.15 536
2021-08-01 $438,500 (16.9%) $658,278 (22.8%) 1.17 581
2021-09-01 $427,450 (11.1%) $664,361 (24.4%) 1.14 601
2021-10-01 $409,900 (2.7%) $675,450 (20.1%) 1.09 598
2021-11-01 $412,500 (3.1%) $670,424 (13.7%) 1.10 547
2021-12-01 $425,000 (5.9%) $686,147 (15.8%) 1.15 454
2022-01-01 $439,450 (7.4%) $715,344 (19.2%) 1.19 366
2022-02-01 $452,250 (10.4%) $763,980 (25.4%) 1.18 287
2022-03-01 $449,675 (11.0%) $713,973 (15.8%) 1.13 286
2022-04-01 $449,900 (9.7%) $701,106 (12.4%) 1.07 308
2022-05-01 $454,500 (13.6%) $687,421 (13.3%) 1.04 374
2022-06-01 $499,000 (19.6%) $750,801 (21.1%) 1.11 518
2022-07-01 $499,225 (14.9%) $743,820 (13.7%) 1.12 615
2022-08-01 $499,450 (13.9%) $752,791 (14.4%) 1.15 632
2022-09-01 $499,000 (16.7%) $744,961 (12.1%) 1.17 632
2022-10-01 $490,000 (19.5%) $723,231 (7.1%) 1.15 633
2022-11-01 $499,000 (21.0%) $726,178 (8.3%) 1.20 607
2022-12-01 $489,900 (15.3%) $720,887 (5.1%) 1.21 535
2023-01-01 $468,725 (6.7%) $676,348 (-5.5%) 1.16 454
2023-02-01 $488,000 (7.9%) $678,094 (-11.2%) 1.18 391
2023-03-01 $479,500 (6.6%) $671,698 (-5.9%) 1.13 374
2023-04-01 $499,000 (10.9%) $751,826 (7.2%) 1.16 397
2023-05-01 $528,000 (16.2%) $742,438 (8.0%) 1.20 453
2023-06-01 $569,000 (14.0%) $782,814 (4.3%) 1.28 486
2023-07-01 $572,400 (14.7%) $784,469 (5.5%) 1.30 534
2023-08-01 $557,450 (11.6%) $779,435 (3.5%) 1.28 558
2023-09-01 $574,900 (15.2%) $800,563 (7.5%) 1.34 613
2023-10-01 $562,000 (14.7%) $801,021 (10.8%) 1.32 603
2023-11-01 $549,900 (10.2%) $790,592 (8.9%) 1.31 611
2023-12-01 $575,000 (17.4%) $824,805 (14.4%) 1.40 488
2024-01-01 $558,225 (19.1%) $814,954 (20.5%) 1.36 402
2024-02-01 $557,175 (14.2%) $813,681 (20.0%) 1.34 398
KINGSTON's median listing price for 2024-02-01 was $557,175, a difference of $69,175 (14.2%) versus the prior year and $-1,050 versus the prior month.

KINGSTON's median listing price comes in at 134% of the national average.

KINGSTON's average listing price for 2024-02-01 was $813,681, a difference of $135,587 (20.0%) versus the prior year and $-1,273 versus the prior month.

For the 2024-02-01 period, KINGSTON had 398 MLS listings, a difference of -4 listings (-1%) versus the prior month and 7 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - KINGSTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 121 days 1,917 sqft
2018-02-01 122 days 1,902 sqft
2018-03-01 116 days 1,920 sqft
2018-04-01 86 days 2,026 sqft
2018-05-01 68 days 2,044 sqft
2018-06-01 58 days 2,036 sqft
2018-07-01 66 days 1,996 sqft
2018-08-01 74 days 1,992 sqft
2018-09-01 86 days 1,957 sqft
2018-10-01 87 days 1,955 sqft
2018-11-01 90 days 2,000 sqft
2018-12-01 99 days 1,977 sqft
2019-01-01 107 days 1,999 sqft
2019-02-01 113 days 1,981 sqft
2019-03-01 96 days 1,906 sqft
2019-04-01 73 days 1,849 sqft
2019-05-01 60 days 1,851 sqft
2019-06-01 58 days 2,036 sqft
2019-07-01 63 days 2,014 sqft
2019-08-01 73 days 1,990 sqft
2019-09-01 80 days 1,968 sqft
2019-10-01 86 days 1,950 sqft
2019-11-01 95 days 1,956 sqft
2019-12-01 104 days 1,960 sqft
2020-01-01 116 days 1,980 sqft
2020-02-01 115 days 2,044 sqft
2020-03-01 107 days 2,051 sqft
2020-04-01 91 days 2,052 sqft
2020-05-01 94 days 2,052 sqft
2020-06-01 66 days 2,045 sqft
2020-07-01 38 days 2,023 sqft
2020-08-01 44 days 2,044 sqft
2020-09-01 46 days 2,023 sqft
2020-10-01 52 days 2,028 sqft
2020-11-01 66 days 2,069 sqft
2020-12-01 86 days 2,048 sqft
2021-01-01 100 days 2,061 sqft
2021-02-01 103 days 2,055 sqft
2021-03-01 86 days 1,993 sqft
2021-04-01 64 days 2,020 sqft
2021-05-01 43 days 1,985 sqft
2021-06-01 43 days 1,990 sqft
2021-07-01 51 days 2,045 sqft
2021-08-01 57 days 2,007 sqft
2021-09-01 58 days 1,969 sqft
2021-10-01 66 days 1,854 sqft
2021-11-01 69 days 1,859 sqft
2021-12-01 79 days 1,824 sqft
2022-01-01 101 days 1,854 sqft
2022-02-01 108 days 1,995 sqft
2022-03-01 78 days 1,924 sqft
2022-04-01 40 days 1,900 sqft
2022-05-01 38 days 1,892 sqft
2022-06-01 35 days 1,906 sqft
2022-07-01 43 days 1,980 sqft
2022-08-01 57 days 2,019 sqft
2022-09-01 66 days 2,020 sqft
2022-10-01 67 days 2,000 sqft
2022-11-01 77 days 2,054 sqft
2022-12-01 87 days 2,027 sqft
2023-01-01 99 days 1,965 sqft
2023-02-01 106 days 2,014 sqft
2023-03-01 108 days 2,020 sqft
2023-04-01 59 days 2,024 sqft
2023-05-01 46 days 2,005 sqft
2023-06-01 45 days 2,057 sqft
2023-07-01 51 days 2,059 sqft
2023-08-01 59 days 2,047 sqft
2023-09-01 66 days 2,051 sqft
2023-10-01 65 days 2,013 sqft
2023-11-01 69 days 1,998 sqft
2023-12-01 79 days 2,028 sqft
2024-01-01 92 days 2,044 sqft
2024-02-01 95 days 2,008 sqft
KINGSTON's median listing age (time on market) for 2024-02-01 was 95 days. This is -11% shorter than the same period one year ago.

KINGSTON's median square footage for active listings during the 2024-02-01 period was 2,008 sqft. One year prior, the average listing was 2,014 sqft.

KINGSTON, NY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
12401 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12402 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12404 Kingston, NY $870 $990 $1,270 $1,670 $1,880
12406 Kingston, NY $780 $920 $1,170 $1,520 $1,720
12409 Kingston, NY $1,000 $1,130 $1,460 $1,920 $2,160
12410 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12411 Kingston, NY $920 $1,040 $1,340 $1,760 $1,980
12412 Kingston, NY $920 $1,040 $1,340 $1,760 $1,980
12416 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12417 Kingston, NY $1,120 $1,270 $1,630 $2,140 $2,410
12419 Kingston, NY $930 $1,050 $1,350 $1,780 $2,000
12420 Kingston, NY $920 $1,020 $1,320 $1,720 $1,930
12428 Kingston, NY $880 $990 $1,280 $1,680 $1,890
12429 Kingston, NY $1,050 $1,190 $1,530 $2,010 $2,270
12432 Kingston, NY $950 $1,070 $1,380 $1,810 $2,040
12433 Kingston, NY $960 $1,090 $1,400 $1,840 $2,070
12435 Kingston, NY $840 $950 $1,220 $1,600 $1,800
12440 Kingston, NY $1,120 $1,270 $1,630 $2,140 $2,410
12441 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12443 Kingston, NY $1,160 $1,310 $1,680 $2,210 $2,490
12446 Kingston, NY $780 $920 $1,170 $1,520 $1,720
12448 Kingston, NY $940 $1,070 $1,380 $1,810 $2,040
12449 Kingston, NY $940 $1,060 $1,370 $1,800 $2,030
12453 Kingston, NY $890 $1,010 $1,300 $1,710 $1,920
12455 Kingston, NY $780 $920 $1,170 $1,520 $1,720
12456 Kingston, NY $890 $1,010 $1,300 $1,710 $1,920
12457 Kingston, NY $780 $920 $1,170 $1,520 $1,720
12458 Kingston, NY $780 $920 $1,170 $1,520 $1,720
12461 Kingston, NY $780 $920 $1,170 $1,520 $1,720
12463 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12464 Kingston, NY $920 $1,030 $1,330 $1,750 $1,970
12465 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12466 Kingston, NY $960 $1,090 $1,400 $1,840 $2,070
12471 Kingston, NY $1,050 $1,190 $1,520 $2,000 $2,250
12472 Kingston, NY $870 $990 $1,270 $1,670 $1,880
12475 Kingston, NY $1,310 $1,480 $1,900 $2,500 $2,810
12477 Kingston, NY $890 $1,010 $1,300 $1,710 $1,920
12480 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12481 Kingston, NY $950 $1,070 $1,380 $1,810 $2,040
12483 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12484 Kingston, NY $920 $1,040 $1,340 $1,760 $1,980
12486 Kingston, NY $960 $1,100 $1,400 $1,840 $2,080
12487 Kingston, NY $1,030 $1,170 $1,500 $1,970 $2,220
12489 Kingston, NY $780 $920 $1,170 $1,520 $1,720
12490 Kingston, NY $890 $1,010 $1,300 $1,710 $1,920
12491 Kingston, NY $1,000 $1,130 $1,460 $1,920 $2,150
12493 Kingston, NY $1,040 $1,180 $1,510 $1,990 $2,230
12494 Kingston, NY $800 $920 $1,170 $1,520 $1,720
12495 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12498 Kingston, NY $890 $1,010 $1,300 $1,710 $1,920
12515 Kingston, NY $890 $1,010 $1,300 $1,710 $1,920
12525 Kingston, NY $960 $1,090 $1,400 $1,840 $2,070
12528 Kingston, NY $1,030 $1,160 $1,490 $1,960 $2,200
12542 Kingston, NY $980 $1,050 $1,330 $1,690 $1,890
12547 Kingston, NY $1,090 $1,240 $1,590 $2,090 $2,350
12548 Kingston, NY $960 $1,080 $1,390 $1,820 $2,050
12550 Kingston, NY $980 $1,050 $1,330 $1,690 $1,890
12561 Kingston, NY $1,090 $1,230 $1,580 $2,080 $2,340
12566 Kingston, NY $980 $1,050 $1,350 $1,750 $1,970
12568 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12586 Kingston, NY $1,130 $1,220 $1,550 $1,970 $2,220
12588 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12589 Kingston, NY $980 $1,050 $1,330 $1,720 $1,930
12725 Kingston, NY $940 $1,070 $1,370 $1,800 $2,030
12740 Kingston, NY $980 $1,110 $1,430 $1,880 $2,120
12758 Kingston, NY $920 $1,040 $1,340 $1,760 $1,980
12763 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
12789 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010
13731 Kingston, NY $940 $1,060 $1,360 $1,790 $2,010

2022 Average & Median Rent Data Statistics
KINGSTON, NY average 1BR rent: $1,069, median: $1,060
KINGSTON, NY average 2BR rent: $1,371, median: $1,360
KINGSTON, NY average 3BR rent: $1,797, median: $1,790

KINGSTON, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,954 $739,640,000 $378,526
Cash Out Refi 948 $242,920,000 $256,245
Home Improvement 510 $54,150,000 $106,176
Refi 452 $155,150,000 $343,252
Other 345 $63,175,000 $183,116

Kingston's most frequently cited loan purpose was Home Purchase, with 1,954 originations. The 2nd most popular reason was Cash Out Refi, with 948 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,015 $313,205,000 $308,576
5-6% 846 $202,290,000 $239,113
4-5% 771 $232,035,000 $300,953
6-7% 367 $82,635,000 $225,163
2.5-3% 338 $110,060,000 $325,621
<2.5% 310 $98,740,000 $318,516
7-8% 86 $18,710,000 $217,558
Over 8% 47 $7,535,000 $160,319

During 2022, Kingston's most frequently originated rate bucket was 3-4%, with 1,015 originations.

Loan Sizing (KINGSTON, NY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,701 $481,355,000 $282,984
$100k-200k 1,005 $149,665,000 $148,920
$100,000 or less 744 $41,780,000 $56,156
$400k-600k 497 $236,035,000 $474,920
$600k-1000k 189 $133,685,000 $707,328
$Over $1MM 73 $212,515,000 $2,911,164

KINGSTON's loan sizing saw the bucket of loans from $200k-400k with 1,701 originations, totaling $481,355,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,127 $452,935,000 $401,894
80-100% 1,051 $369,665,000 $351,727
Under 20% 542 $31,810,000 $58,690
40-60% 538 $135,710,000 $252,249
20-40% 501 $67,385,000 $134,501
Over 100% 21 $7,125,000 $339,286

KINGSTON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,127 originations, totaling $452,935,000 in origination value.