KINGSTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kingston averaged
6.43%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
6.88% and
one month ago for the week of 2023-10-19, the
average rate was 7.07%.
Kingston's average rate one year ago was 6.15%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.68%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
| Kingston 30 Year Fixed Rate | 2023-11-22 | 6.43% |
| Kingston 30 Year Fixed Rate Refi | 2023-11-22 | 6.68% |
| Kingston 15 Year Fixed Rate | 2023-11-22 | 6.64% |
| Kingston 15 Year Fixed Rate Refi | 2023-11-22 | 5.69% |
| Kingston 30 Year FHA | 2023-11-22 | -0.65% |
| Kingston 30 Year FHA Refi | 2023-11-22 | 0% |
| Kingston 30 Year USDA | 2023-11-22 | -0.1% |
| Kingston 30 Year USDA Refi | 2023-11-22 | 0.1% |
| Kingston 30 Year VA | 2023-11-22 | -0.2% |
| Kingston 30 Year VA Refi | 2023-11-22 | 0% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within KINGSTON, NY.
KINGSTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the KINGSTON, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
KINGSTON Average Closing Costs & Other Stats
KINGSTON, NY's 141 lenders originated 4,209
loans during 2022. The total origination value was $1,255,035,000, with an average loan value of
$298,179.
KINGSTON's average closing costs are $5,490.
The top KINGSTON lender as defined by loan originations is Ulster Savings Bank, with
276 loans originated. Their average total fees are
$5,000, which is $2,656
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee KINGSTON lenders (with over 10 loans originated) are
Walden Savings Bank ($2,659), TrustCo Bank ($3,478), TEG Federal Credit Union ($4,326), HUDSON VALLEY CREDIT UNION ($4,353) and KeyBank ($4,593).
The lowest rate KINGSTON lenders (with over 10 loans originated) are
First Republic Bank (3.20%), Morgan Stanley Private Bank (3.52%), Citibank (3.52%), Mr. Cooper ( Nationstar Mortgage ) (3.75%) and TD Bank (3.86%).
KINGSTON, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Ulster Savings Bank | $172,735,000 | $125,385,000 | -27.4% | 10.0% |
| Rondout Savings Bank | $109,365,000 | $81,360,000 | -25.6% | 6.5% |
| QUICKEN LOANS, LLC | $181,930,000 | $74,480,000 | -59.1% | 5.9% |
| HOMESTEAD FUNDING CORP. | $74,935,000 | $59,950,000 | -20.0% | 4.8% |
| HUDSON VALLEY CREDIT UNION | $70,380,000 | $55,305,000 | -21.4% | 4.4% |
| MID-HUDSON VALLEY | $45,700,000 | $52,570,000 | 15.0% | 4.2% |
| Salisbury Bank and Trust Company | $25,095,000 | $52,210,000 | 108.0% | 4.2% |
| WALKER & DUNLOP, LLC | $10,595,000 | $45,175,000 | 326.4% | 3.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $54,425,000 | $42,380,000 | -22.1% | 3.4% |
| Wells Fargo Bank | $67,715,000 | $37,275,000 | -45.0% | 3.0% |
| JPMorgan Chase Bank | $52,750,000 | $36,455,000 | -30.9% | 2.9% |
| Citizens Bank | $26,060,000 | $26,645,000 | 2.2% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $20,855,000 | $25,410,000 | 21.8% | 2.0% |
| Sawyer Savings Bank | $25,590,000 | $23,845,000 | -6.8% | 1.9% |
| KeyBank | $50,220,000 | $23,010,000 | -54.2% | 1.8% |
| Bank of America | $29,865,000 | $22,970,000 | -23.1% | 1.8% |
| Wallkill Valley Federal Savings and Loan Association | $24,185,000 | $22,460,000 | -7.1% | 1.8% |
| M&T Bank | $28,840,000 | $19,055,000 | -33.9% | 1.5% |
| Citibank | $16,530,000 | $17,555,000 | 6.2% | 1.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $19,165,000 | $17,170,000 | -10.4% | 1.4% |
| TD Bank | $22,145,000 | $16,530,000 | -25.4% | 1.3% |
| LOANDEPOT.COM, LLC | $42,140,000 | $16,480,000 | -60.9% | 1.3% |
| Walden Savings Bank | $18,365,000 | $13,300,000 | -27.6% | 1.1% |
| Merchants Bank of Indiana | $13,145,000 | n/a | 1.0% | |
| The Bank of Greene County | $14,430,000 | $13,130,000 | -9.0% | 1.0% |
| First Republic Bank | $5,085,000 | $11,600,000 | 128.1% | 0.9% |
| Morgan Stanley Private Bank | $6,205,000 | $11,355,000 | 83.0% | 0.9% |
| CALIBER HOME LOANS, INC. | $5,565,000 | $10,475,000 | 88.2% | 0.8% |
| TrustCo Bank | $7,335,000 | $9,540,000 | 30.1% | 0.8% |
| GUARANTEED RATE, INC. | $12,915,000 | $9,520,000 | -26.3% | 0.8% |
| Valley National Bank | $13,885,000 | $8,270,000 | -40.4% | 0.7% |
| U.S. Bank | $5,305,000 | $8,045,000 | 51.6% | 0.6% |
| City National Bank | $3,755,000 | $7,760,000 | 106.7% | 0.6% |
| Rhinebeck Bank | $15,095,000 | $7,375,000 | -51.1% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,385,000 | $7,325,000 | -45.3% | 0.6% |
| GREYSTONE FUNDING COMPANY LLC | $7,085,000 | n/a | 0.6% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $7,075,000 | $6,620,000 | -6.4% | 0.5% |
| Webster Bank | $670,000 | $6,265,000 | 835.1% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $9,145,000 | $5,920,000 | -35.3% | 0.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,215,000 | $5,575,000 | 151.7% | 0.4% |
| United Nations Federal Credit Union | $2,350,000 | $5,225,000 | 122.3% | 0.4% |
| BETTER MORTGAGE CORPORATION | $19,810,000 | $5,185,000 | -73.8% | 0.4% |
| HUDSON HERITAGE | $17,220,000 | $5,160,000 | -70.0% | 0.4% |
| TEG Federal Credit Union | $8,375,000 | $4,835,000 | -42.3% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $6,350,000 | $4,760,000 | -25.0% | 0.4% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,565,000 | $4,635,000 | 196.2% | 0.4% |
| NEWREZ LLC | $16,325,000 | $4,280,000 | -73.8% | 0.3% |
| UBS Bank USA | $5,545,000 | $4,185,000 | -24.5% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $2,765,000 | $4,125,000 | 49.2% | 0.3% |
| Mortgage Research Center, LLC | $5,525,000 | $4,065,000 | -26.4% | 0.3% |
| Community Bank | $3,825,000 | $4,005,000 | 4.7% | 0.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $8,010,000 | $3,945,000 | -50.7% | 0.3% |
| Flagstar Bank, FSB | $2,685,000 | $3,875,000 | 44.3% | 0.3% |
| ARK MORTGAGE, INC. | $2,505,000 | $3,695,000 | 47.5% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $4,110,000 | $3,610,000 | -12.2% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $9,575,000 | $3,560,000 | -62.8% | 0.3% |
| Popular Bank | $415,000 | $3,355,000 | 708.4% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $4,755,000 | $3,030,000 | -36.3% | 0.2% |
| USAlliance Federal Credit Union | $1,140,000 | $2,970,000 | 160.5% | 0.2% |
| Wayne Bank | $245,000 | $2,915,000 | 1,089.8% | 0.2% |
| NJ LENDERS CORP. | $2,215,000 | $2,865,000 | 29.3% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,525,000 | $2,790,000 | 10.5% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $765,000 | $2,580,000 | 237.3% | 0.2% |
| The Federal Savings Bank | $3,185,000 | $2,360,000 | -25.9% | 0.2% |
| Charles Schwab Bank, SSB | $2,280,000 | $2,290,000 | 0.4% | 0.2% |
| CONTOUR MORTGAGE CORPORATION | $1,890,000 | $2,230,000 | 18.0% | 0.2% |
| A&D Mortgage LLC | $335,000 | $2,205,000 | 558.2% | 0.2% |
| GuardHill Financial Corp. | $175,000 | $2,185,000 | 1,148.6% | 0.2% |
| NBKC BANK | $2,400,000 | $2,025,000 | -15.6% | 0.2% |
| CCFCU FUNDING, LLC | $2,195,000 | $1,975,000 | -10.0% | 0.2% |
| USAA Federal Savings Bank | $3,095,000 | $1,955,000 | -36.8% | 0.2% |
| Carrington Mortgage Services, LLC | $2,580,000 | $1,930,000 | -25.2% | 0.2% |
| Bethpage Federal Credit Union | $885,000 | $1,925,000 | 117.5% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $445,000 | $1,855,000 | 316.9% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $2,230,000 | $1,725,000 | -22.6% | 0.1% |
| Stifel Bank and Trust | $1,930,000 | $1,690,000 | -12.4% | 0.1% |
| Quontic Bank | $3,335,000 | $1,580,000 | -52.6% | 0.1% |
| SEFCU SERVICES, LLC | $2,035,000 | $1,575,000 | -22.6% | 0.1% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $310,000 | $1,565,000 | 404.8% | 0.1% |
| Municipal Credit Union | $875,000 | $1,515,000 | 73.1% | 0.1% |
| CLIFFCO, INC. | $605,000 | $1,495,000 | 147.1% | 0.1% |
| Luxury Mortgage Corp. | $3,080,000 | $1,490,000 | -51.6% | 0.1% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $3,270,000 | $1,485,000 | -54.6% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,955,000 | $1,455,000 | -63.2% | 0.1% |
| Berkshire Bank | $1,390,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $1,600,000 | $1,310,000 | -18.1% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,495,000 | $1,305,000 | -62.7% | 0.1% |
| Jeff Bank | $970,000 | $1,250,000 | 28.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $295,000 | $1,205,000 | 308.5% | 0.1% |
| BNY Mellon | $585,000 | $1,190,000 | 103.4% | 0.1% |
| Spencer Savings Bank, SLA | $1,175,000 | n/a | 0.1% | |
| TEACHERS | $195,000 | $1,160,000 | 494.9% | 0.1% |
| Orange Bank &Trust Company | $585,000 | $1,140,000 | 94.9% | 0.1% |
| Discover Bank | $685,000 | $1,115,000 | 62.8% | 0.1% |
| PNC Bank | $1,040,000 | $1,075,000 | 3.4% | 0.1% |
| Bank of England | $1,160,000 | $1,050,000 | -9.5% | 0.1% |
| PHH Mortgage Corporation | $430,000 | $1,040,000 | 141.9% | 0.1% |
| CMG MORTGAGE, INC. | $510,000 | $1,030,000 | 102.0% | 0.1% |
| PENNYMAC LOAN SERVICES, LLC | $1,030,000 | n/a | 0.1% | |
| JET DIRECT FUNDING CORP | $1,105,000 | $1,015,000 | -8.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $4,580,000 | $1,005,000 | -78.1% | 0.1% |
| The State Bank | $1,005,000 | n/a | 0.1% | |
| CAPITAL COMMUNICATIONS Federal Credit Union | $185,000 | $985,000 | 432.4% | 0.1% |
| FM Home Loans, LLC | $3,045,000 | $975,000 | -68.0% | 0.1% |
| Advisors Mortgage Group, L.L.C. | $1,255,000 | $965,000 | -23.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $1,320,000 | $955,000 | -27.7% | 0.1% |
| First Central Savings Bank | $935,000 | n/a | 0.1% | |
| Northpointe Bank | $910,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $290,000 | $910,000 | 213.8% | 0.1% |
| Metro City Bank | $380,000 | $845,000 | 122.4% | 0.1% |
| SELF RELIANCE NY Federal Credit Union | $735,000 | $840,000 | 14.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $835,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,830,000 | $800,000 | -56.3% | 0.1% |
| Hometown Equity Mortgage, LLC | $790,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $465,000 | $755,000 | 62.4% | 0.1% |
| Great Southern Bank | $735,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $480,000 | $725,000 | 51.0% | 0.1% |
| ConnectOne Bank | $705,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $705,000 | n/a | 0.1% | |
| Premium Mortgage Corporation | $165,000 | $660,000 | 300.0% | 0.1% |
| Service Federal Credit Union | $650,000 | n/a | 0.1% | |
| PARAGON HOME LOANS INC. | $175,000 | $645,000 | 268.6% | 0.1% |
| FIRST TECHNOLOGY | $640,000 | n/a | 0.1% | |
| WILLIAM RAVEIS MORTGAGE, LLC | $475,000 | $615,000 | 29.5% | 0.0% |
| Evolve Bank & Trust | $265,000 | $600,000 | 126.4% | 0.0% |
| HOME TOWN FUNDING, INC. | $595,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $970,000 | $590,000 | -39.2% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,715,000 | $580,000 | -66.2% | 0.0% |
| North American Savings Bank, F.S.B. | $2,010,000 | $580,000 | -71.1% | 0.0% |
| Nassau Educators Federal Credit Union | $205,000 | $570,000 | 178.0% | 0.0% |
| Equity Prime Mortgage LLC | $535,000 | $550,000 | 2.8% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $225,000 | $545,000 | 142.2% | 0.0% |
| Raymond James Bank | $1,205,000 | $545,000 | -54.8% | 0.0% |
| Axos Bank | $530,000 | n/a | 0.0% | |
| OWNERSCHOICE FUNDING, INCORPORATED | $1,520,000 | $510,000 | -66.4% | 0.0% |
| Farm Credit East, ACA | $505,000 | n/a | 0.0% | |
| Truist | $245,000 | $505,000 | 106.1% | 0.0% |
| First Savings Bank | $395,000 | $500,000 | 26.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $485,000 | n/a | 0.0% | |
| Unity Bank | $415,000 | $485,000 | 16.9% | 0.0% |
| East Coast Capital Corp. | $480,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $480,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $505,000 | $475,000 | -5.9% | 0.0% |
| NBT Bank | $310,000 | $470,000 | 51.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $460,000 | n/a | 0.0% | |
| ARC HOME LLC | $1,860,000 | $440,000 | -76.3% | 0.0% |
| INLAND BANK & TRUST | $920,000 | $430,000 | -53.3% | 0.0% |
| LENDINGONE, LLC | $305,000 | $430,000 | 41.0% | 0.0% |
| Plains Commerce Bank | $330,000 | $410,000 | 24.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $405,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $325,000 | $405,000 | 24.6% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $510,000 | $405,000 | -20.6% | 0.0% |
| MORTGAGE ACCESS CORP. | $395,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $1,270,000 | $380,000 | -70.1% | 0.0% |
| SUNMARK FEDERAL CREDIT UNION | $1,250,000 | $375,000 | -70.0% | 0.0% |
| The Huntington National Bank | $370,000 | n/a | 0.0% | |
| INTERSTATE HOME LOAN CENTER, INC. | $295,000 | $365,000 | 23.7% | 0.0% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $335,000 | $360,000 | 7.5% | 0.0% |
| First National Bank of Pennsylvania | $355,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $275,000 | $345,000 | 25.5% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $1,205,000 | $345,000 | -71.4% | 0.0% |
| US MORTGAGE CORPORATION | $600,000 | $335,000 | -44.2% | 0.0% |
| Magnolia Bank | $1,190,000 | $325,000 | -72.7% | 0.0% |
| PCSB Bank | $1,605,000 | $325,000 | -79.8% | 0.0% |
| People's United Bank | $1,775,000 | $325,000 | -81.7% | 0.0% |
| DIGITAL Federal Credit Union | $215,000 | $305,000 | 41.9% | 0.0% |
| First Home Bank | $455,000 | $295,000 | -35.2% | 0.0% |
| LYONS MORTGAGE SERVICES, INC. | $425,000 | $295,000 | -30.6% | 0.0% |
| Meridian Bank Corporation | $295,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $185,000 | $295,000 | 59.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $160,000 | $290,000 | 81.3% | 0.0% |
| Ally Bank | $285,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $875,000 | $285,000 | -67.4% | 0.0% |
| Nations Lending Corporation | $285,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $345,000 | $275,000 | -20.3% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $2,080,000 | $275,000 | -86.8% | 0.0% |
| PLANET HOME LENDING, LLC | $370,000 | $275,000 | -25.7% | 0.0% |
| ALLIANT CREDIT UNION | $320,000 | $265,000 | -17.2% | 0.0% |
| EVERETT FINANCIAL, INC. | $255,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $255,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $45,000 | $255,000 | 466.7% | 0.0% |
| FAY SERVICING, LLC | $290,000 | $245,000 | -15.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $460,000 | $245,000 | -46.7% | 0.0% |
| UNITED MORTGAGE CORP. | $1,020,000 | $245,000 | -76.0% | 0.0% |
| Logan Finance Corporation | $235,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $510,000 | $235,000 | -53.9% | 0.0% |
| GHS Federal Credit Union | $225,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $215,000 | n/a | 0.0% | |
| Investors Bank | $670,000 | $215,000 | -67.9% | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | $450,000 | $215,000 | -52.2% | 0.0% |
| Amalgamated Bank | $410,000 | $205,000 | -50.0% | 0.0% |
| The National Bank of Coxsackie | $495,000 | $185,000 | -62.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $835,000 | $155,000 | -81.4% | 0.0% |
| AFFINITY | $750,000 | $135,000 | -82.0% | 0.0% |
| SUMA YONKERS Federal Credit Union | $135,000 | n/a | 0.0% | |
| Ballston Spa National Bank | $90,000 | $125,000 | 38.9% | 0.0% |
| EagleBank | $125,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $245,000 | $115,000 | -53.1% | 0.0% |
| BayCoast Bank | $110,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $1,340,000 | $105,000 | -92.2% | 0.0% |
| FAMILY FIRST OF NY | $75,000 | n/a | 0.0% | |
| Baxter Credit Union | $105,000 | $65,000 | -38.1% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $345,000 | $65,000 | -81.2% | 0.0% |
| The People's Credit Union | $65,000 | n/a | 0.0% | |
| GREENWOOD | $235,000 | $35,000 | -85.1% | 0.0% |
KINGSTON's top lender by overall market share is Ulster Savings Bank, with 10.0% market share. In second place, with 6.5%, is Rondout Savings Bank, having originated $81,360,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $74,480,000 in loans. In fourth place, with 4.8%, is HOMESTEAD FUNDING CORP., having originated $59,950,000 in loans. In fifth place, with 4.4%, is HUDSON VALLEY CREDIT UNION, having originated $55,305,000 in loans.
KINGSTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - KINGSTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $269,975 (13.0%) | $450,544 (20.2%) | 1.00 | 1,024 |
| 2018-02-01 | $266,500 (11.1%) | $443,838 (20.0%) | 0.97 | 985 |
| 2018-03-01 | $274,900 (14.8%) | $464,945 (26.2%) | 0.96 | 962 |
| 2018-04-01 | $299,000 (20.1%) | $505,368 (33.9%) | 1.01 | 822 |
| 2018-05-01 | $299,947 (15.4%) | $511,307 (34.2%) | 1.00 | 941 |
| 2018-06-01 | $304,900 (13.6%) | $496,689 (27.9%) | 1.02 | 1,092 |
| 2018-07-01 | $299,925 (11.1%) | $479,890 (18.5%) | 1.00 | 1,092 |
| 2018-08-01 | $304,500 (15.2%) | $472,871 (16.2%) | 1.02 | 1,071 |
| 2018-09-01 | $299,900 (13.2%) | $460,615 (11.5%) | 1.01 | 1,076 |
| 2018-10-01 | $299,900 (11.2%) | $477,546 (12.8%) | 1.02 | 1,066 |
| 2018-11-01 | $299,900 (9.7%) | $487,668 (13.0%) | 1.02 | 1,009 |
| 2018-12-01 | $299,000 (9.9%) | $474,218 (7.4%) | 1.03 | 937 |
| 2019-01-01 | $299,000 (10.8%) | $471,084 (4.6%) | 1.03 | 843 |
| 2019-02-01 | $299,125 (12.2%) | $482,557 (8.7%) | 1.01 | 808 |
| 2019-03-01 | $292,957 (6.6%) | $464,863 (0.0%) | 0.96 | 932 |
| 2019-04-01 | $284,950 (-4.7%) | $436,594 (-13.6%) | 0.90 | 1,130 |
| 2019-05-01 | $286,200 (-4.6%) | $434,288 (-15.1%) | 0.89 | 1,261 |
| 2019-06-01 | $347,500 (14.0%) | $499,787 (0.6%) | 1.09 | 1,006 |
| 2019-07-01 | $342,450 (14.2%) | $489,889 (2.1%) | 1.07 | 1,053 |
| 2019-08-01 | $336,927 (10.7%) | $484,103 (2.4%) | 1.07 | 1,070 |
| 2019-09-01 | $332,468 (10.9%) | $474,616 (3.0%) | 1.06 | 1,098 |
| 2019-10-01 | $327,750 (9.3%) | $466,916 (-2.2%) | 1.06 | 1,106 |
| 2019-11-01 | $320,000 (6.7%) | $466,861 (-4.3%) | 1.05 | 1,052 |
| 2019-12-01 | $321,050 (7.4%) | $467,330 (-1.5%) | 1.07 | 936 |
| 2020-01-01 | $327,000 (9.4%) | $459,832 (-2.4%) | 1.09 | 782 |
| 2020-02-01 | $325,000 (8.7%) | $458,756 (-4.9%) | 1.07 | 735 |
| 2020-03-01 | $339,675 (16.0%) | $474,108 (2.0%) | 1.06 | 787 |
| 2020-04-01 | $345,800 (21.4%) | $489,043 (12.0%) | 1.08 | 763 |
| 2020-05-01 | $349,900 (22.3%) | $499,659 (15.1%) | 1.06 | 702 |
| 2020-06-01 | $356,950 (2.7%) | $505,234 (1.1%) | 1.05 | 670 |
| 2020-07-01 | $359,900 (5.1%) | $509,922 (4.1%) | 1.04 | 736 |
| 2020-08-01 | $369,900 (9.8%) | $537,162 (11.0%) | 1.06 | 762 |
| 2020-09-01 | $384,333 (15.6%) | $534,486 (12.6%) | 1.10 | 815 |
| 2020-10-01 | $399,000 (21.7%) | $563,100 (20.6%) | 1.14 | 802 |
| 2020-11-01 | $400,000 (25.0%) | $590,627 (26.5%) | 1.17 | 702 |
| 2020-12-01 | $399,975 (24.6%) | $593,123 (26.9%) | 1.19 | 629 |
| 2021-01-01 | $407,000 (24.5%) | $601,007 (30.7%) | 1.21 | 540 |
| 2021-02-01 | $408,500 (25.7%) | $609,636 (32.9%) | 1.19 | 455 |
| 2021-03-01 | $404,974 (19.2%) | $617,301 (30.2%) | 1.15 | 427 |
| 2021-04-01 | $410,000 (18.6%) | $623,805 (27.6%) | 1.11 | 427 |
| 2021-05-01 | $399,900 (14.3%) | $606,528 (21.4%) | 1.06 | 468 |
| 2021-06-01 | $417,225 (16.9%) | $619,900 (22.7%) | 1.10 | 502 |
| 2021-07-01 | $429,000 (19.2%) | $654,349 (28.3%) | 1.13 | 533 |
| 2021-08-01 | $435,250 (17.7%) | $658,668 (22.6%) | 1.16 | 577 |
| 2021-09-01 | $424,500 (10.5%) | $664,272 (24.3%) | 1.13 | 596 |
| 2021-10-01 | $402,450 (0.9%) | $674,504 (19.8%) | 1.07 | 594 |
| 2021-11-01 | $412,500 (3.1%) | $669,498 (13.4%) | 1.10 | 544 |
| 2021-12-01 | $425,000 (6.3%) | $684,945 (15.5%) | 1.15 | 451 |
| 2022-01-01 | $438,500 (7.7%) | $714,045 (18.8%) | 1.19 | 364 |
| 2022-02-01 | $456,750 (11.8%) | $763,532 (25.2%) | 1.19 | 288 |
| 2022-03-01 | $449,700 (11.0%) | $713,810 (15.6%) | 1.13 | 287 |
| 2022-04-01 | $449,999 (9.8%) | $700,991 (12.4%) | 1.07 | 309 |
| 2022-05-01 | $458,225 (14.6%) | $687,054 (13.3%) | 1.05 | 376 |
| 2022-06-01 | $499,000 (19.6%) | $755,452 (21.9%) | 1.11 | 521 |
| 2022-07-01 | $499,900 (16.5%) | $747,581 (14.3%) | 1.13 | 617 |
| 2022-08-01 | $499,900 (14.9%) | $757,514 (15.0%) | 1.16 | 636 |
| 2022-09-01 | $499,000 (17.6%) | $747,164 (12.5%) | 1.17 | 635 |
| 2022-10-01 | $495,167 (23.0%) | $726,616 (7.7%) | 1.17 | 635 |
| 2022-11-01 | $499,000 (21.0%) | $729,740 (9.0%) | 1.20 | 609 |
| 2022-12-01 | $489,900 (15.3%) | $721,884 (5.4%) | 1.21 | 536 |
| 2023-01-01 | $474,475 (8.2%) | $677,799 (-5.1%) | 1.18 | 455 |
| 2023-02-01 | $489,000 (7.1%) | $679,979 (-10.9%) | 1.18 | 390 |
| 2023-03-01 | $479,500 (6.6%) | $671,698 (-5.9%) | 1.13 | 373 |
| 2023-04-01 | $499,000 (10.9%) | $751,826 (7.3%) | 1.16 | 396 |
| 2023-05-01 | $528,000 (15.2%) | $742,438 (8.1%) | 1.20 | 451 |
| 2023-06-01 | $569,000 (14.0%) | $781,792 (3.5%) | 1.28 | 485 |
| 2023-07-01 | $569,900 (14.0%) | $784,346 (4.9%) | 1.30 | 532 |
| 2023-08-01 | $557,450 (11.5%) | $779,435 (2.9%) | 1.28 | 558 |
| 2023-09-01 | $574,900 (15.2%) | $800,563 (7.2%) | 1.34 | 613 |
| 2023-10-01 | $562,000 (13.5%) | $801,021 (10.2%) | 1.32 | 603 |
KINGSTON's median listing price for 2023-10-01 was $562,000, a difference of
$66,833
(13.5%) versus the prior year and
$-12,900 versus the prior month.
KINGSTON's median listing price comes in at 132% of the national average.
KINGSTON's average listing price for 2023-10-01 was $801,021, a difference of $74,405 (10.2%) versus the prior year and $458 versus the prior month.
For the 2023-10-01 period, KINGSTON had 603 MLS listings, a difference of -10 listings (-2%) versus the prior month and -32 listings (-5%) versus the prior year.
KINGSTON's median listing price comes in at 132% of the national average.
KINGSTON's average listing price for 2023-10-01 was $801,021, a difference of $74,405 (10.2%) versus the prior year and $458 versus the prior month.
For the 2023-10-01 period, KINGSTON had 603 MLS listings, a difference of -10 listings (-2%) versus the prior month and -32 listings (-5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - KINGSTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 121 days | 1,917 sqft |
| 2018-02-01 | 122 days | 1,898 sqft |
| 2018-03-01 | 117 days | 1,920 sqft |
| 2018-04-01 | 86 days | 2,024 sqft |
| 2018-05-01 | 67 days | 2,039 sqft |
| 2018-06-01 | 58 days | 2,030 sqft |
| 2018-07-01 | 66 days | 1,985 sqft |
| 2018-08-01 | 74 days | 1,988 sqft |
| 2018-09-01 | 85 days | 1,957 sqft |
| 2018-10-01 | 87 days | 1,954 sqft |
| 2018-11-01 | 90 days | 2,000 sqft |
| 2018-12-01 | 99 days | 1,973 sqft |
| 2019-01-01 | 108 days | 1,981 sqft |
| 2019-02-01 | 113 days | 1,978 sqft |
| 2019-03-01 | 96 days | 1,899 sqft |
| 2019-04-01 | 73 days | 1,849 sqft |
| 2019-05-01 | 60 days | 1,851 sqft |
| 2019-06-01 | 58 days | 2,033 sqft |
| 2019-07-01 | 63 days | 2,010 sqft |
| 2019-08-01 | 72 days | 1,989 sqft |
| 2019-09-01 | 80 days | 1,967 sqft |
| 2019-10-01 | 86 days | 1,950 sqft |
| 2019-11-01 | 95 days | 1,960 sqft |
| 2019-12-01 | 103 days | 1,963 sqft |
| 2020-01-01 | 116 days | 1,983 sqft |
| 2020-02-01 | 114 days | 2,046 sqft |
| 2020-03-01 | 106 days | 2,056 sqft |
| 2020-04-01 | 91 days | 2,052 sqft |
| 2020-05-01 | 94 days | 2,052 sqft |
| 2020-06-01 | 66 days | 2,043 sqft |
| 2020-07-01 | 37 days | 2,016 sqft |
| 2020-08-01 | 44 days | 2,035 sqft |
| 2020-09-01 | 46 days | 2,022 sqft |
| 2020-10-01 | 52 days | 2,024 sqft |
| 2020-11-01 | 66 days | 2,065 sqft |
| 2020-12-01 | 85 days | 2,041 sqft |
| 2021-01-01 | 100 days | 2,057 sqft |
| 2021-02-01 | 102 days | 2,048 sqft |
| 2021-03-01 | 86 days | 1,990 sqft |
| 2021-04-01 | 64 days | 2,020 sqft |
| 2021-05-01 | 43 days | 1,988 sqft |
| 2021-06-01 | 43 days | 1,990 sqft |
| 2021-07-01 | 52 days | 2,035 sqft |
| 2021-08-01 | 57 days | 1,999 sqft |
| 2021-09-01 | 58 days | 1,964 sqft |
| 2021-10-01 | 67 days | 1,840 sqft |
| 2021-11-01 | 69 days | 1,858 sqft |
| 2021-12-01 | 79 days | 1,817 sqft |
| 2022-01-01 | 100 days | 1,840 sqft |
| 2022-02-01 | 107 days | 2,004 sqft |
| 2022-03-01 | 75 days | 1,930 sqft |
| 2022-04-01 | 40 days | 1,912 sqft |
| 2022-05-01 | 38 days | 1,899 sqft |
| 2022-06-01 | 35 days | 1,912 sqft |
| 2022-07-01 | 43 days | 1,996 sqft |
| 2022-08-01 | 58 days | 2,028 sqft |
| 2022-09-01 | 67 days | 2,047 sqft |
| 2022-10-01 | 67 days | 2,016 sqft |
| 2022-11-01 | 77 days | 2,069 sqft |
| 2022-12-01 | 87 days | 2,031 sqft |
| 2023-01-01 | 99 days | 1,986 sqft |
| 2023-02-01 | 107 days | 2,023 sqft |
| 2023-03-01 | 108 days | 2,025 sqft |
| 2023-04-01 | 59 days | 2,027 sqft |
| 2023-05-01 | 46 days | 2,011 sqft |
| 2023-06-01 | 45 days | 2,059 sqft |
| 2023-07-01 | 51 days | 2,061 sqft |
| 2023-08-01 | 59 days | 2,056 sqft |
| 2023-09-01 | 66 days | 2,054 sqft |
| 2023-10-01 | 65 days | 2,018 sqft |
KINGSTON's median listing age (time on market) for 2023-10-01 was 65 days.
This
is -4%
shorter
than the same period one year ago.
KINGSTON's median square footage for active listings during the 2023-10-01 period was 2,018 sqft. One year prior, the average listing was 2,016 sqft.
KINGSTON's median square footage for active listings during the 2023-10-01 period was 2,018 sqft. One year prior, the average listing was 2,016 sqft.
KINGSTON, NY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 12401 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12402 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12404 | Kingston, NY | $870 | $990 | $1,270 | $1,670 | $1,880 |
| 12406 | Kingston, NY | $780 | $920 | $1,170 | $1,520 | $1,720 |
| 12409 | Kingston, NY | $1,000 | $1,130 | $1,460 | $1,920 | $2,160 |
| 12410 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12411 | Kingston, NY | $920 | $1,040 | $1,340 | $1,760 | $1,980 |
| 12412 | Kingston, NY | $920 | $1,040 | $1,340 | $1,760 | $1,980 |
| 12416 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12417 | Kingston, NY | $1,120 | $1,270 | $1,630 | $2,140 | $2,410 |
| 12419 | Kingston, NY | $930 | $1,050 | $1,350 | $1,780 | $2,000 |
| 12420 | Kingston, NY | $920 | $1,020 | $1,320 | $1,720 | $1,930 |
| 12428 | Kingston, NY | $880 | $990 | $1,280 | $1,680 | $1,890 |
| 12429 | Kingston, NY | $1,050 | $1,190 | $1,530 | $2,010 | $2,270 |
| 12432 | Kingston, NY | $950 | $1,070 | $1,380 | $1,810 | $2,040 |
| 12433 | Kingston, NY | $960 | $1,090 | $1,400 | $1,840 | $2,070 |
| 12435 | Kingston, NY | $840 | $950 | $1,220 | $1,600 | $1,800 |
| 12440 | Kingston, NY | $1,120 | $1,270 | $1,630 | $2,140 | $2,410 |
| 12441 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12443 | Kingston, NY | $1,160 | $1,310 | $1,680 | $2,210 | $2,490 |
| 12446 | Kingston, NY | $780 | $920 | $1,170 | $1,520 | $1,720 |
| 12448 | Kingston, NY | $940 | $1,070 | $1,380 | $1,810 | $2,040 |
| 12449 | Kingston, NY | $940 | $1,060 | $1,370 | $1,800 | $2,030 |
| 12453 | Kingston, NY | $890 | $1,010 | $1,300 | $1,710 | $1,920 |
| 12455 | Kingston, NY | $780 | $920 | $1,170 | $1,520 | $1,720 |
| 12456 | Kingston, NY | $890 | $1,010 | $1,300 | $1,710 | $1,920 |
| 12457 | Kingston, NY | $780 | $920 | $1,170 | $1,520 | $1,720 |
| 12458 | Kingston, NY | $780 | $920 | $1,170 | $1,520 | $1,720 |
| 12461 | Kingston, NY | $780 | $920 | $1,170 | $1,520 | $1,720 |
| 12463 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12464 | Kingston, NY | $920 | $1,030 | $1,330 | $1,750 | $1,970 |
| 12465 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12466 | Kingston, NY | $960 | $1,090 | $1,400 | $1,840 | $2,070 |
| 12471 | Kingston, NY | $1,050 | $1,190 | $1,520 | $2,000 | $2,250 |
| 12472 | Kingston, NY | $870 | $990 | $1,270 | $1,670 | $1,880 |
| 12475 | Kingston, NY | $1,310 | $1,480 | $1,900 | $2,500 | $2,810 |
| 12477 | Kingston, NY | $890 | $1,010 | $1,300 | $1,710 | $1,920 |
| 12480 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12481 | Kingston, NY | $950 | $1,070 | $1,380 | $1,810 | $2,040 |
| 12483 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12484 | Kingston, NY | $920 | $1,040 | $1,340 | $1,760 | $1,980 |
| 12486 | Kingston, NY | $960 | $1,100 | $1,400 | $1,840 | $2,080 |
| 12487 | Kingston, NY | $1,030 | $1,170 | $1,500 | $1,970 | $2,220 |
| 12489 | Kingston, NY | $780 | $920 | $1,170 | $1,520 | $1,720 |
| 12490 | Kingston, NY | $890 | $1,010 | $1,300 | $1,710 | $1,920 |
| 12491 | Kingston, NY | $1,000 | $1,130 | $1,460 | $1,920 | $2,150 |
| 12493 | Kingston, NY | $1,040 | $1,180 | $1,510 | $1,990 | $2,230 |
| 12494 | Kingston, NY | $800 | $920 | $1,170 | $1,520 | $1,720 |
| 12495 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12498 | Kingston, NY | $890 | $1,010 | $1,300 | $1,710 | $1,920 |
| 12515 | Kingston, NY | $890 | $1,010 | $1,300 | $1,710 | $1,920 |
| 12525 | Kingston, NY | $960 | $1,090 | $1,400 | $1,840 | $2,070 |
| 12528 | Kingston, NY | $1,030 | $1,160 | $1,490 | $1,960 | $2,200 |
| 12542 | Kingston, NY | $980 | $1,050 | $1,330 | $1,690 | $1,890 |
| 12547 | Kingston, NY | $1,090 | $1,240 | $1,590 | $2,090 | $2,350 |
| 12548 | Kingston, NY | $960 | $1,080 | $1,390 | $1,820 | $2,050 |
| 12550 | Kingston, NY | $980 | $1,050 | $1,330 | $1,690 | $1,890 |
| 12561 | Kingston, NY | $1,090 | $1,230 | $1,580 | $2,080 | $2,340 |
| 12566 | Kingston, NY | $980 | $1,050 | $1,350 | $1,750 | $1,970 |
| 12568 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12586 | Kingston, NY | $1,130 | $1,220 | $1,550 | $1,970 | $2,220 |
| 12588 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12589 | Kingston, NY | $980 | $1,050 | $1,330 | $1,720 | $1,930 |
| 12725 | Kingston, NY | $940 | $1,070 | $1,370 | $1,800 | $2,030 |
| 12740 | Kingston, NY | $980 | $1,110 | $1,430 | $1,880 | $2,120 |
| 12758 | Kingston, NY | $920 | $1,040 | $1,340 | $1,760 | $1,980 |
| 12763 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 12789 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
| 13731 | Kingston, NY | $940 | $1,060 | $1,360 | $1,790 | $2,010 |
2022 Average & Median Rent Data Statistics
KINGSTON, NY average 1BR rent: $1,069, median: $1,060
KINGSTON, NY average 2BR rent: $1,371, median: $1,360
KINGSTON, NY average 3BR rent: $1,797, median: $1,790
KINGSTON, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,954 | $739,640,000 | $378,526 |
| Cash Out Refi | 948 | $242,920,000 | $256,245 |
| Home Improvement | 510 | $54,150,000 | $106,176 |
| Refi | 452 | $155,150,000 | $343,252 |
| Other | 345 | $63,175,000 | $183,116 |
Kingston's most frequently cited loan purpose was Home Purchase, with 1,954 originations. The 2nd most popular reason was Cash Out Refi, with 948 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,015 | $313,205,000 | $308,576 |
| 5-6% | 846 | $202,290,000 | $239,113 |
| 4-5% | 771 | $232,035,000 | $300,953 |
| 6-7% | 367 | $82,635,000 | $225,163 |
| 2.5-3% | 338 | $110,060,000 | $325,621 |
| <2.5% | 310 | $98,740,000 | $318,516 |
| 7-8% | 86 | $18,710,000 | $217,558 |
| Over 8% | 47 | $7,535,000 | $160,319 |
During 2022, Kingston's most frequently originated rate bucket was 3-4%, with 1,015 originations.
Loan Sizing (KINGSTON, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,701 | $481,355,000 | $282,984 |
| $100k-200k | 1,005 | $149,665,000 | $148,920 |
| $100,000 or less | 744 | $41,780,000 | $56,156 |
| $400k-600k | 497 | $236,035,000 | $474,920 |
| $600k-1000k | 189 | $133,685,000 | $707,328 |
| $Over $1MM | 73 | $212,515,000 | $2,911,164 |
KINGSTON's loan sizing saw the bucket of loans from $200k-400k with 1,701 originations, totaling $481,355,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,127 | $452,935,000 | $401,894 |
| 80-100% | 1,051 | $369,665,000 | $351,727 |
| Under 20% | 542 | $31,810,000 | $58,690 |
| 40-60% | 538 | $135,710,000 | $252,249 |
| 20-40% | 501 | $67,385,000 | $134,501 |
| Over 100% | 21 | $7,125,000 | $339,286 |
KINGSTON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,127 originations, totaling $452,935,000 in origination value.