White Eagle Credit Union Mortgage Rates, Fees & Info

Augusta, KS

LEI: 549300WZ0MLK03PNE568

Tax ID: 48-0126615

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    White Eagle Credit Union is a smaller credit union specializing in Other and Home Purchase loans. White Eagle Credit Union has a high proportion of conventional loans. Their top (well, only) market is Wichita.

    White Eagle Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    128

    Origination Dollar Volume (All Markets)

    $9,310,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 124 $9,030,000 $72,823 $0 0.00%
    Outside of Metro Areas 4 $280,000 $70,000 $0 0.00%
    White Eagle Credit Union's top markets include and Wichita among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against WHITE EAGLE Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HOME BANK AND TRUST COMPANY
    Similarity Rank: 176
    MERITRUST Federal Credit Union
    Similarity Rank: 270
    Intrust Bank
    Similarity Rank: 299
    Emprise Bank
    Similarity Rank: 357
    Capitol Federal Savings Bank
    Similarity Rank: 374
    RCB Bank
    Similarity Rank: 396
    SKYWARD
    Similarity Rank: 406
    Wichita Federal Credit Union
    Similarity Rank: 544
    CREDIT UNION OF AMERICA
    Similarity Rank: 918
    Members Mortgage Services, L.L.C.
    Similarity Rank: 928

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 127 $9,265,000 $72,953 $0 0.00%
    VA 1 $45,000 $45,000 $0 0.00%

    For 2024, White Eagle Credit Union's most frequently originated type of loan was Conventional, with 127 originations. Their 2nd most popular type was VA, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 65 $3,015,000 $46,385 $0 0.00%
    Home Improvement 24 $990,000 $41,250 $0 0.00%
    Cash Out Refi 19 $1,425,000 $75,000 $0 0.00%
    Home Purchase 16 $3,310,000 $206,875 $0 0.00%
    Refi 4 $570,000 $142,500 $0 0.00%

    For 2024, White Eagle Credit Union's most frequently cited loan purpose was Other, with 65 originations. The 2nd most popular reason was Home Improvement, with 24 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 128 $9,310,000 $72,734 $0 0.00%

    For 2024, White Eagle Credit Union's most frequently cited loan duration was Other, with 128 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 106 $4,500,000 $42,453 $0 0.00%
    $100k-200k 12 $1,800,000 $150,000 $0 0.00%
    $200k-400k 8 $2,170,000 $271,250 $0 0.00%
    $400k-600k 2 $840,000 $420,000 $0 0.00%

    2024 saw White Eagle Credit Union place emphasis on $100,000 or less loans with 106 originations, totaling $4,500,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 32 $1,990,000 $62,188 $0 0.00%
    $100k-150k 30 $3,060,000 $102,000 $0 0.00%
    $50k-75k 27 $1,355,000 $50,185 $0 0.00%
    $150k-250k 19 $1,895,000 $99,737 $0 0.00%
    $50k or less 16 $530,000 $33,125 $0 0.00%
    $250k+ 4 $480,000 $120,000 $0 0.00%

    White Eagle Credit Union lent most frequently to those with incomes in the $75k-100k range, with 32 originations. The second most popular income band? $100k-150k, with 30 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 128 $9,310,000 $72,734 $0 0.00%

    White Eagle Credit Union lent most frequently to those with DTI ratios of Exempt%, with 128 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 126 $9,120,000 $72,381 $0 0.00%
    Not provided 2 $190,000 $95,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.13%

    White Eagle Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    71.88%

    White Eagle Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 128 $9,310,000 $72,734

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    128 $9,310,000 $72,734