Fcn Bank Mortgage Rates, Fees & Info
Brookville, INLEI: 549300XYOAX0LV89BL94
Tax ID: 35-0320211
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Fcn Bank is a smaller bank specializing in Home Purchase loans. Fcn Bank has a high proportion of conventional loans. Fcn Bank has an average proportion of conventional loans. Their top markets by origination volume include: Cincinnati, Connersville, Greensburg, Richmond, and Somerset among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)Fcn Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
205Origination Dollar Volume (All Markets)
$49,235,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 132 | $39,530,000 | $299,470 | $0 | 7.50% |
| Outside of Metro Areas | 34 | $4,900,000 | $144,118 | $0 | 0.00% |
| Connersville, IN (FHA|USDA|VA) | 28 | $3,050,000 | $108,929 | $0 | 0.00% |
| Greensburg, IN (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 0.00% |
| Richmond, IN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $0 | 0.00% |
| Somerset, KY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against FCN Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 136
Similarity Rank: 377
Similarity Rank: 510
Similarity Rank: 560
Similarity Rank: 576
Similarity Rank: 713
Similarity Rank: 864
Similarity Rank: 976
Similarity Rank: 988
Similarity Rank: 1020
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 204 | $42,480,000 | $208,235 | $0 | 0.00% |
| Conventional | 1 | $6,755,000 | $6,755,000 | $0 | 7.50% |
For 2024, Fcn Bank's most frequently originated type of loan was Conventional, with 204 originations. Their 2nd most popular type was Conventional, with 1 originations.
Loan Reason
For 2024, Fcn Bank's most frequently cited loan purpose was Home Purchase, with 94 originations. The 2nd most popular reason was Cash Out Refi, with 51 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 205 | $49,235,000 | $240,171 | $0 | 7.50% |
For 2024, Fcn Bank's most frequently cited loan duration was Other, with 205 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 1 | $6,755,000 | $6,755,000 |
During 2024, Fcn Bank's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 7-8%, with 1 originations.
Loan Sizing
2024 saw Fcn Bank place emphasis on $100,000 or less loans with 74 originations, totaling $3,820,000 in origination value.
Applicant Income
Fcn Bank lent most frequently to those with incomes in the $100k-150k range, with 38 originations. The second most popular income band? $50k-75k, with 35 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 205 | $49,235,000 | $240,171 | $0 | 7.50% |
Fcn Bank lent most frequently to those with DTI ratios of Exempt%, with 205 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.94%
Fcn Bank has an average approval rate.
Pick Rate
Approvals leading to origination90.24%
Fcn Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 204 | $42,480,000 | $208,235 |
| NA | 1 | $6,755,000 | $6,755,000 |