Greensburg VA Loan Rates, Closing Costs & Stats
Greensburg, IN
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Greensburg's 12 lenders originated 21 VA loans during 2023. The total origination value was $4,495,000, with an average VA loan value of $214,048.
Greensburg VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Greensburg
averaged
6.94%
for the week of 2024-04-19, compared to the national average (all VA variants) of
6.758% for the same period.
Greensburg's average VA mortgage closing costs are $4,479.
The average rate for the prior week (2024-04-12) was
6.97% and
one month ago for the week of 2024-03-15, the
average rate was 6.83%.
The average rate one year ago was 6.62%.
For refis of the same type during the week of 2024-04-19, the average rate
was 6.66%.
Greensburg VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greensburg level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| Mortgage Research Center, LLC | 6 | 6.69% | $4,039 |
| LOANDEPOT.COM, LLC | 2 | 6.99% | $6,161 |
| German American Bank | 2 | 6.75% | $4,890 |
| NEWREZ LLC | 1 | 7.25% | $2,504 |
| QUICKEN LOANS, LLC | 1 | 5.63% | $14,700 |
| RUOFF MORTGAGE COMPANY, INC. | 1 | 6.63% | $3,892 |
| The Federal Savings Bank | 1 | 6.63% | $18,110 |
| UNITED WHOLESALE MORTGAGE, LLC | 1 | 5.75% | $15,984 |
| AMERISAVE MORTGAGE CORPORATION | 1 | 5.25% | $2,024 |
| USAA Federal Savings Bank | 1 | 7.00% | $13,215 |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | 7.25% | $2,112 |
| MOVEMENT MORTGAGE, LLC | 1 | 6.25% | $3,014 |
The top Greensburg VA lender as defined by loan originations is Mortgage Research Center, LLC, with
6 VA loans originated. Their average total fees are
$4,039, which is $2,123
lower than the next largest lender,
LOANDEPOT.COM, LLC.
The lowest fee Greensburg VA lenders (with over 10 loans originated) are
.
The lowest rate Greensburg VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Greensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $123,325 (-12.6%) | $160,337 (-9.7%) | 0.00 | 76 |
| 2018-02-01 | $119,050 (-22.8%) | $153,222 (-20.6%) | 0.00 | 75 |
| 2018-03-01 | $129,500 (-16.1%) | $154,470 (-22.9%) | 0.00 | 62 |
| 2018-04-01 | $131,338 (-14.8%) | $157,768 (-20.1%) | 0.00 | 68 |
| 2018-05-01 | $134,675 (-7.8%) | $162,248 (-18.7%) | 0.00 | 67 |
| 2018-06-01 | $142,450 (-9.8%) | $175,669 (-12.9%) | 0.00 | 79 |
| 2018-07-01 | $149,650 (0.1%) | $178,859 (-9.1%) | 0.00 | 79 |
| 2018-08-01 | $149,900 (10.1%) | $189,080 (-0.6%) | 0.00 | 81 |
| 2018-09-01 | $145,000 (11.8%) | $180,054 (7.5%) | 0.00 | 90 |
| 2018-10-01 | $140,950 (9.6%) | $180,496 (4.5%) | 0.00 | 89 |
| 2018-11-01 | $147,100 (13.8%) | $190,634 (11.6%) | 0.00 | 81 |
| 2018-12-01 | $149,900 (12.0%) | $201,766 (20.5%) | 0.00 | 73 |
| 2019-01-01 | $161,150 (30.7%) | $198,364 (23.7%) | 0.00 | 69 |
| 2019-02-01 | $161,675 (35.8%) | $195,092 (27.3%) | 0.00 | 62 |
| 2019-03-01 | $159,900 (23.5%) | $197,421 (27.8%) | 0.00 | 64 |
| 2019-04-01 | $177,400 (35.1%) | $213,681 (35.4%) | 0.00 | 64 |
| 2019-05-01 | $197,250 (46.5%) | $238,119 (46.8%) | 0.00 | 63 |
| 2019-06-01 | $183,500 (28.8%) | $240,366 (36.8%) | 0.00 | 76 |
| 2019-07-01 | $182,175 (21.7%) | $254,502 (42.3%) | 0.00 | 80 |
| 2019-08-01 | $178,118 (18.8%) | $244,499 (29.3%) | 0.00 | 86 |
| 2019-09-01 | $184,745 (27.4%) | $246,957 (37.2%) | 0.00 | 84 |
| 2019-10-01 | $186,214 (32.1%) | $246,544 (36.6%) | 0.00 | 83 |
| 2019-11-01 | $166,200 (13.0%) | $210,738 (10.6%) | 0.00 | 79 |
| 2019-12-01 | $168,550 (12.4%) | $221,150 (9.6%) | 0.00 | 62 |
| 2020-01-01 | $144,200 (-10.5%) | $222,465 (12.2%) | 0.00 | 55 |
| 2020-02-01 | $169,900 (5.1%) | $230,033 (17.9%) | 0.00 | 50 |
| 2020-03-01 | $169,900 (6.3%) | $241,022 (22.1%) | 0.00 | 39 |
| 2020-04-01 | $159,450 (-10.1%) | $227,709 (6.6%) | 0.00 | 38 |
| 2020-05-01 | $169,900 (-13.9%) | $222,789 (-6.4%) | 0.00 | 37 |
| 2020-06-01 | $179,900 (-2.0%) | $242,756 (1.0%) | 0.00 | 31 |
| 2020-07-01 | $183,450 (0.7%) | $249,909 (-1.8%) | 0.00 | 27 |
| 2020-08-01 | $182,450 (2.4%) | $248,132 (1.5%) | 0.00 | 32 |
| 2020-09-01 | $154,450 (-16.4%) | $202,195 (-18.1%) | 0.00 | 34 |
| 2020-10-01 | $165,000 (-11.4%) | $206,854 (-16.1%) | 0.00 | 42 |
| 2020-11-01 | $174,900 (5.2%) | $214,942 (2.0%) | 0.00 | 40 |
| 2020-12-01 | $178,700 (6.0%) | $233,740 (5.7%) | 0.00 | 35 |
| 2021-01-01 | $188,400 (30.7%) | $266,121 (19.6%) | 0.00 | 30 |
| 2021-02-01 | $166,950 (-1.7%) | $256,794 (11.6%) | 0.00 | 25 |
| 2021-03-01 | $187,900 (10.6%) | $286,578 (18.9%) | 0.00 | 18 |
| 2021-04-01 | $202,625 (27.1%) | $284,767 (25.1%) | 0.00 | 22 |
| 2021-05-01 | $229,900 (35.3%) | $279,719 (25.6%) | 0.00 | 23 |
| 2021-06-01 | $209,075 (16.2%) | $251,977 (3.8%) | 0.00 | 28 |
| 2021-07-01 | $209,900 (14.4%) | $265,082 (6.1%) | 0.00 | 31 |
| 2021-08-01 | $193,725 (6.2%) | $260,130 (4.8%) | 0.00 | 34 |
| 2021-09-01 | $189,500 (22.7%) | $274,054 (35.5%) | 0.00 | 46 |
| 2021-10-01 | $189,900 (15.1%) | $276,536 (33.7%) | 0.00 | 49 |
| 2021-11-01 | $224,925 (28.6%) | $296,614 (38.0%) | 0.00 | 51 |
| 2021-12-01 | $223,450 (25.0%) | $298,572 (27.7%) | 0.00 | 45 |
| 2022-01-01 | $184,450 (-2.1%) | $271,254 (1.9%) | 0.00 | 37 |
| 2022-02-01 | $171,125 (2.5%) | $290,221 (13.0%) | 0.00 | 31 |
| 2022-03-01 | $229,950 (22.4%) | $331,246 (15.6%) | 0.00 | 29 |
| 2022-04-01 | $211,200 (4.2%) | $315,196 (10.7%) | 0.00 | 28 |
| 2022-05-01 | $194,850 (-15.3%) | $308,334 (10.2%) | 0.00 | 26 |
| 2022-06-01 | $174,950 (-16.3%) | $292,243 (16.0%) | 0.00 | 41 |
| 2022-07-01 | $195,000 (-7.1%) | $321,826 (21.4%) | 0.00 | 46 |
| 2022-08-01 | $199,875 (3.2%) | $299,143 (15.0%) | 0.00 | 53 |
| 2022-09-01 | $195,000 (2.9%) | $270,756 (-1.2%) | 0.00 | 45 |
| 2022-10-01 | $212,500 (11.9%) | $268,375 (-3.0%) | 0.00 | 48 |
| 2022-11-01 | $189,900 (-15.6%) | $268,170 (-9.6%) | 0.00 | 42 |
| 2022-12-01 | $210,000 (-6.0%) | $284,176 (-4.8%) | 0.00 | 37 |
| 2023-01-01 | $189,700 (2.9%) | $277,629 (2.4%) | 0.00 | 34 |
| 2023-02-01 | $190,975 (11.6%) | $283,557 (-2.3%) | 0.00 | 26 |
| 2023-03-01 | $230,400 (0.2%) | $303,239 (-8.5%) | 0.00 | 22 |
| 2023-04-01 | $239,900 (13.6%) | $325,504 (3.3%) | 0.00 | 26 |
| 2023-05-01 | $224,900 (15.4%) | $325,730 (5.6%) | 0.00 | 30 |
| 2023-06-01 | $273,075 (56.1%) | $331,413 (13.4%) | 0.00 | 33 |
| 2023-07-01 | $285,000 (46.2%) | $315,002 (-2.1%) | 0.00 | 41 |
| 2023-08-01 | $262,350 (31.3%) | $293,614 (-1.9%) | 0.00 | 54 |
| 2023-09-01 | $239,900 (23.0%) | $260,165 (-3.9%) | 0.00 | 56 |
| 2023-10-01 | $241,100 (13.5%) | $259,732 (-3.2%) | 0.00 | 52 |
| 2023-11-01 | $257,450 (35.6%) | $279,165 (4.1%) | 0.00 | 41 |
| 2023-12-01 | $239,500 (14.1%) | $268,101 (-5.7%) | 0.00 | 35 |
| 2024-01-01 | $237,625 (25.3%) | $272,776 (-1.8%) | 0.00 | 35 |
| 2024-02-01 | $234,875 (23.0%) | $308,234 (8.7%) | 0.00 | 34 |
| 2024-03-01 | $246,900 (7.2%) | $348,210 (14.8%) | 0.00 | 35 |
Greensburg's median listing price comes in at 0% of the national average.
Greensburg's average listing price for 2024-03-01 was $348,210, a difference of $44,971 (14.8%) versus the prior year and $39,976 versus the prior month.
For the 2024-03-01 period, Greensburg had 35 MLS listings, a difference of 1 listings (3%) versus the prior month and 13 listings (59%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,767 sqft |
| 2018-02-01 | 0 days | 1,786 sqft |
| 2018-03-01 | 0 days | 1,795 sqft |
| 2018-04-01 | 0 days | 1,757 sqft |
| 2018-05-01 | 0 days | 1,810 sqft |
| 2018-06-01 | 0 days | 1,881 sqft |
| 2018-07-01 | 0 days | 1,891 sqft |
| 2018-08-01 | 0 days | 1,888 sqft |
| 2018-09-01 | 0 days | 1,756 sqft |
| 2018-10-01 | 0 days | 1,740 sqft |
| 2018-11-01 | 0 days | 1,779 sqft |
| 2018-12-01 | 0 days | 1,831 sqft |
| 2019-01-01 | 0 days | 1,845 sqft |
| 2019-02-01 | 0 days | 1,845 sqft |
| 2019-03-01 | 0 days | 1,802 sqft |
| 2019-04-01 | 0 days | 1,871 sqft |
| 2019-05-01 | 0 days | 2,122 sqft |
| 2019-06-01 | 0 days | 1,972 sqft |
| 2019-07-01 | 0 days | 1,986 sqft |
| 2019-08-01 | 0 days | 1,949 sqft |
| 2019-09-01 | 0 days | 2,000 sqft |
| 2019-10-01 | 0 days | 2,057 sqft |
| 2019-11-01 | 0 days | 1,662 sqft |
| 2019-12-01 | 0 days | 1,646 sqft |
| 2020-01-01 | 0 days | 1,632 sqft |
| 2020-02-01 | 0 days | 1,791 sqft |
| 2020-03-01 | 0 days | 1,806 sqft |
| 2020-04-01 | 0 days | 1,662 sqft |
| 2020-05-01 | 0 days | 1,834 sqft |
| 2020-06-01 | 0 days | 2,061 sqft |
| 2020-07-01 | 0 days | 2,075 sqft |
| 2020-08-01 | 0 days | 2,199 sqft |
| 2020-09-01 | 0 days | 1,767 sqft |
| 2020-10-01 | 0 days | 2,017 sqft |
| 2020-11-01 | 0 days | 1,916 sqft |
| 2020-12-01 | 0 days | 2,087 sqft |
| 2021-01-01 | 0 days | 2,400 sqft |
| 2021-02-01 | 0 days | 2,169 sqft |
| 2021-03-01 | 0 days | 2,451 sqft |
| 2021-04-01 | 0 days | 2,270 sqft |
| 2021-05-01 | 0 days | 2,425 sqft |
| 2021-06-01 | 0 days | 2,031 sqft |
| 2021-07-01 | 0 days | 1,940 sqft |
| 2021-08-01 | 0 days | 1,920 sqft |
| 2021-09-01 | 0 days | 1,867 sqft |
| 2021-10-01 | 0 days | 1,914 sqft |
| 2021-11-01 | 0 days | 2,084 sqft |
| 2021-12-01 | 0 days | 2,058 sqft |
| 2022-01-01 | 0 days | 1,941 sqft |
| 2022-02-01 | 0 days | 1,772 sqft |
| 2022-03-01 | 0 days | 2,090 sqft |
| 2022-04-01 | 0 days | 1,940 sqft |
| 2022-05-01 | 0 days | 1,840 sqft |
| 2022-06-01 | 0 days | 1,851 sqft |
| 2022-07-01 | 0 days | 1,904 sqft |
| 2022-08-01 | 0 days | 1,912 sqft |
| 2022-09-01 | 0 days | 1,902 sqft |
| 2022-10-01 | 0 days | 1,777 sqft |
| 2022-11-01 | 0 days | 1,667 sqft |
| 2022-12-01 | 0 days | 1,819 sqft |
| 2023-01-01 | 0 days | 1,692 sqft |
| 2023-02-01 | 0 days | 1,707 sqft |
| 2023-03-01 | 0 days | 1,556 sqft |
| 2023-04-01 | 0 days | 1,714 sqft |
| 2023-05-01 | 0 days | 1,551 sqft |
| 2023-06-01 | 0 days | 1,958 sqft |
| 2023-07-01 | 0 days | 1,953 sqft |
| 2023-08-01 | 0 days | 2,047 sqft |
| 2023-09-01 | 0 days | 2,130 sqft |
| 2023-10-01 | 0 days | 2,096 sqft |
| 2023-11-01 | 0 days | 2,132 sqft |
| 2023-12-01 | 0 days | 1,855 sqft |
| 2024-01-01 | 0 days | 1,678 sqft |
| 2024-02-01 | 0 days | 1,741 sqft |
| 2024-03-01 | 0 days | 1,816 sqft |
Greensburg's median square footage for active listings during the 2024-03-01 period was 1,816 sqft. One year prior, the average listing was 1,556 sqft.