Greensburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Greensburg averaged 7.32% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

The average rate for the prior week (2024-04-11) was 7.1% and one month ago for the week of 2024-03-14, the average rate was 6.76%.

Greensburg's average rate one year ago was 6.49%.

For refis of the same type during the week of 2024-04-18, the average rate was 7.2%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-18 7.1%
Greensburg 30 Year Fixed Rate 2024-04-18 7.32%
Greensburg 30 Year Fixed Rate Refi 2024-04-18 7.2%
Greensburg 15 Year Fixed Rate 2024-04-18 6.19%
Greensburg 15 Year Fixed Rate Refi 2024-04-18 6.29%
Greensburg 30 Year FHA 2024-04-18 7.21%
Greensburg 30 Year FHA Refi 2024-04-18 7.06%
Greensburg 30 Year USDA 2024-04-18 7.06%
Greensburg 30 Year USDA Refi 2024-04-18 7.06%
Greensburg 30 Year VA 2024-04-18 6.96%
Greensburg 30 Year VA Refi 2024-04-18 6.96%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greensburg, IN.

Greensburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greensburg, IN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Centra Credit Union 25 6.35% $2,596
First Financial Bank 18 7.17% $2,542
GVC MORTGAGE, INC. 13 7.17% $4,798
FIRST COMMUNITY MORTGAGE, INC. 13 7.39% $4,923
Jackson County Bank 11 6.35% $3,467
Fifth Third Bank 8 6.61% $3,051
QUICKEN LOANS, LLC 6 6.72% $6,545
Civista Bank 5 6.95% $2,177
German American Bank 5 7.10% $2,890
RUOFF MORTGAGE COMPANY, INC. 5 6.75% $2,405
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 7.67% $4,191
Union Savings Bank 4 6.91% $1,177
NEWREZ LLC 3 7.75% $4,424
First Bank Richmond 2 6.75% $4,912
Farm Credit Mid-America, ACA 2 7.00% $7,305
JPMorgan Chase Bank 2 6.81% $3,007
MJW Financial LLC 2 6.56% $3,830
Mr. Cooper ( Nationstar Mortgage ) 2 6.74% $9,761
The Huntington National Bank 1 7.13% $1,349
Third Federal Savings and Loan Association of Cleveland 1 6.69% $295
1st Source Bank 1 6.50% $7,512
U.S. Bank 1 7.00% $2,197
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.99% $3,446
AMERISAVE MORTGAGE CORPORATION 1 5.88% $5,954
CALIBER HOME LOANS, INC. 1 7.13% $2,569
CINFED Federal Credit Union 1 6.13% $699
CROSSCOUNTRY MORTGAGE, LLC 1 6.25% $4,718
Discover Bank 1 6.99% $0
Equity Prime Mortgage LLC 1 7.38% $4,433
FORT FINANCIAL Federal Credit Union 1 6.50% $3,081
FORUM Credit Union 1 5.63% $9,789
FREEDOM MORTGAGE CORPORATION 1 6.75% $3,778
GENERAL ELECTRIC CREDIT UNION 1 6.13% $4,498
LOANDEPOT.COM, LLC 1 7.13% $7,199
Loan Simple, Inc. 1 0.00% $154
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.63% $16,140
Prosperity Home Mortgage, LLC 1 6.88% $1,873
ROYAL UNITED MORTGAGE LLC 1 7.63% $9,796
The Friendship State Bank 1 6.75% $2,150

Greensburg Average Closing Costs & Other Stats

Greensburg, IN's 39 lenders originated 521 loans during 2023. The total origination value was $81,735,000, with an average loan value of $156,881.

Greensburg's average closing costs are $3,945.

The top Greensburg lender as defined by loan originations is Centra Credit Union, with 25 loans originated. Their average total fees are $2,596, which is $54 higher than the next largest lender, First Financial Bank.

The lowest fee Greensburg lenders (with over 10 loans originated) are First Financial Bank ($2,542), Centra Credit Union ($2,596), Jackson County Bank ($3,467), GVC MORTGAGE, INC. ($4,798) and FIRST COMMUNITY MORTGAGE, INC. ($4,923).

The lowest rate Greensburg lenders (with over 10 loans originated) are Centra Credit Union (6.35%), Jackson County Bank (6.35%), GVC MORTGAGE, INC. (7.17%), First Financial Bank (7.17%) and FIRST COMMUNITY MORTGAGE, INC. (7.39%).

Greensburg, IN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
GVC MORTGAGE, INC. $5,755,000 $7,065,000 22.8% 8.6%
First Financial Bank $11,130,000 $6,930,000 -37.7% 8.5%
Centra Credit Union $6,425,000 $6,720,000 4.6% 8.2%
FIRST COMMUNITY MORTGAGE, INC. $1,870,000 $5,020,000 168.4% 6.1%
Stock Yards Bank & Trust Company $4,805,000 n/a 5.9%
First Federal Savings and Loan Association of Greensburg $6,450,000 $4,300,000 -33.3% 5.3%
QUICKEN LOANS, LLC $6,375,000 $3,955,000 -38.0% 4.8%
Fifth Third Bank $9,065,000 $3,685,000 -59.3% 4.5%
Jackson County Bank $795,000 $3,430,000 331.4% 4.2%
German American Bank $2,300,000 $3,320,000 44.3% 4.1%
RUOFF MORTGAGE COMPANY, INC. $4,305,000 $2,835,000 -34.1% 3.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,855,000 $1,710,000 -40.1% 2.1%
Mortgage Research Center, LLC $1,515,000 $1,395,000 -7.9% 1.7%
Union Savings And Loan Association $340,000 $1,160,000 241.2% 1.4%
Civista Bank $290,000 $1,105,000 281.0% 1.4%
NEWREZ LLC $460,000 $1,065,000 131.5% 1.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,840,000 $1,030,000 -44.0% 1.3%
Union Savings Bank $585,000 $1,030,000 76.1% 1.3%
Farm Credit Mid-America, ACA $660,000 $860,000 30.3% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $750,000 $855,000 14.0% 1.0%
FREEDOM MORTGAGE CORPORATION $1,325,000 $760,000 -42.6% 0.9%
AMERISAVE MORTGAGE CORPORATION $1,175,000 $755,000 -35.7% 0.9%
First Savings Bank $745,000 n/a 0.9%
LOANDEPOT.COM, LLC $2,455,000 $735,000 -70.1% 0.9%
PNC Bank $600,000 $680,000 13.3% 0.8%
Home Bank SB $645,000 n/a 0.8%
MOVEMENT MORTGAGE, LLC $560,000 n/a 0.7%
HONDA Federal Credit Union $1,595,000 $545,000 -65.8% 0.7%
CINFED Federal Credit Union $525,000 n/a 0.6%
The National Bank of Indianapolis $525,000 n/a 0.6%
U.S. Bank $80,000 $515,000 543.8% 0.6%
MJW Financial LLC $495,000 n/a 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,770,000 $475,000 -93.0% 0.6%
The Huntington National Bank $895,000 $460,000 -48.6% 0.6%
First Bank Richmond $500,000 $425,000 -15.0% 0.5%
PHH Mortgage Corporation $400,000 n/a 0.5%
First Federal Bank of the Midwest $390,000 n/a 0.5%
FORUM Credit Union $505,000 $390,000 -22.8% 0.5%
Century Mortgage Company DBA Century Lending Company $520,000 $330,000 -36.5% 0.4%
GUARANTEED RATE, INC. $260,000 $330,000 26.9% 0.4%
JPMorgan Chase Bank $755,000 $330,000 -56.3% 0.4%
Nations Lending Corporation $330,000 n/a 0.4%
FCN Bank $395,000 $325,000 -17.7% 0.4%
GENERAL ELECTRIC CREDIT UNION $325,000 n/a 0.4%
Carrington Mortgage Services, LLC $495,000 $320,000 -35.4% 0.4%
CALIBER HOME LOANS, INC. $1,700,000 $310,000 -81.8% 0.4%
HALLMARK HOME MORTGAGE, LLC $1,365,000 $310,000 -77.3% 0.4%
1st Source Bank $605,000 $285,000 -52.9% 0.3%
USAA Federal Savings Bank $275,000 $275,000 0.0% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $850,000 $270,000 -68.2% 0.3%
Prosperity Home Mortgage, LLC $245,000 n/a 0.3%
MID AMERICA MORTGAGE, INC. $235,000 n/a 0.3%
Plains Commerce Bank $235,000 n/a 0.3%
The Federal Savings Bank $135,000 $235,000 74.1% 0.3%
UNION HOME MORTGAGE CORP. $615,000 $225,000 -63.4% 0.3%
ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.3%
Signature Federal Credit Union $205,000 n/a 0.3%
Wolfe Financial, Inc $135,000 $205,000 51.9% 0.3%
Northpointe Bank $195,000 n/a 0.2%
Northwest Bank $195,000 n/a 0.2%
OPEN MORTGAGE, LLC $540,000 $185,000 -65.7% 0.2%
A&D Mortgage LLC $175,000 n/a 0.2%
CARDINAL FINANCIAL $175,000 n/a 0.2%
POLARIS HOME FUNDING CORP. $400,000 $175,000 -56.3% 0.2%
ROYAL UNITED MORTGAGE LLC $620,000 $175,000 -71.8% 0.2%
UNITED WHOLESALE MORTGAGE, LLC $430,000 $175,000 -59.3% 0.2%
The Friendship State Bank $440,000 $170,000 -61.4% 0.2%
Horizon Bank $225,000 $165,000 -26.7% 0.2%
FORT FINANCIAL Federal Credit Union $155,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $185,000 $145,000 -21.6% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 n/a 0.2%
BROKER SOLUTIONS, INC. $320,000 $130,000 -59.4% 0.2%
FINANCE OF AMERICA REVERSE LLC $125,000 n/a 0.2%
Discover Bank $120,000 n/a 0.1%
PENNYMAC LOAN SERVICES, LLC $480,000 $120,000 -75.0% 0.1%
LENDINGHOME FUNDING CORPORATION $115,000 n/a 0.1%
The Home National Bank of Thorntown $45,000 $115,000 155.6% 0.1%
Equity Prime Mortgage LLC $155,000 $105,000 -32.3% 0.1%
M&T Bank $105,000 n/a 0.1%
ON Q FINANCIAL, INC. $105,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $105,000 n/a 0.1%
Figure Lending LLC $25,000 $95,000 280.0% 0.1%
Elements Financial Federal Credit Union $170,000 $90,000 -47.1% 0.1%
Third Federal Savings and Loan Association of Cleveland $65,000 $85,000 30.8% 0.1%
Wells Fargo Bank $205,000 $75,000 -63.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $55,000 n/a 0.1%
Citizens Bank $45,000 n/a 0.1%
NAVY FEDERAL CREDIT UNION $285,000 $45,000 -84.2% 0.1%
Truist $125,000 $35,000 -72.0% 0.0%
Loan Simple, Inc. $785,000 $5,000 -99.4% 0.0%

Greensburg's top lender by overall market share is GVC MORTGAGE, INC., with 8.6% market share. In second place, with 8.5%, is First Financial Bank, having originated $6,930,000 in loans. In third place, with 8.2%, is Centra Credit Union, having originated $6,720,000 in loans. In fourth place, with 6.1%, is FIRST COMMUNITY MORTGAGE, INC., having originated $5,020,000 in loans. In fifth place, with 5.9%, is Stock Yards Bank & Trust Company, having originated $4,805,000 in loans.


Greensburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Greensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $123,325 (-12.6%) $160,337 (-9.7%) 0.00 76
2018-02-01 $119,050 (-22.8%) $153,222 (-20.6%) 0.00 75
2018-03-01 $129,500 (-16.1%) $154,470 (-22.9%) 0.00 62
2018-04-01 $131,338 (-14.8%) $157,768 (-20.1%) 0.00 68
2018-05-01 $134,675 (-7.8%) $162,248 (-18.7%) 0.00 67
2018-06-01 $142,450 (-9.8%) $175,669 (-12.9%) 0.00 79
2018-07-01 $149,650 (0.1%) $178,859 (-9.1%) 0.00 79
2018-08-01 $149,900 (10.1%) $189,080 (-0.6%) 0.00 81
2018-09-01 $145,000 (11.8%) $180,054 (7.5%) 0.00 90
2018-10-01 $140,950 (9.6%) $180,496 (4.5%) 0.00 89
2018-11-01 $147,100 (13.8%) $190,634 (11.6%) 0.00 81
2018-12-01 $149,900 (12.0%) $201,766 (20.5%) 0.00 73
2019-01-01 $161,150 (30.7%) $198,364 (23.7%) 0.00 69
2019-02-01 $161,675 (35.8%) $195,092 (27.3%) 0.00 62
2019-03-01 $159,900 (23.5%) $197,421 (27.8%) 0.00 64
2019-04-01 $177,400 (35.1%) $213,681 (35.4%) 0.00 64
2019-05-01 $197,250 (46.5%) $238,119 (46.8%) 0.00 63
2019-06-01 $183,500 (28.8%) $240,366 (36.8%) 0.00 76
2019-07-01 $182,175 (21.7%) $254,502 (42.3%) 0.00 80
2019-08-01 $178,118 (18.8%) $244,499 (29.3%) 0.00 86
2019-09-01 $184,745 (27.4%) $246,957 (37.2%) 0.00 84
2019-10-01 $186,214 (32.1%) $246,544 (36.6%) 0.00 83
2019-11-01 $166,200 (13.0%) $210,738 (10.6%) 0.00 79
2019-12-01 $168,550 (12.4%) $221,150 (9.6%) 0.00 62
2020-01-01 $144,200 (-10.5%) $222,465 (12.2%) 0.00 55
2020-02-01 $169,900 (5.1%) $230,033 (17.9%) 0.00 50
2020-03-01 $169,900 (6.3%) $241,022 (22.1%) 0.00 39
2020-04-01 $159,450 (-10.1%) $227,709 (6.6%) 0.00 38
2020-05-01 $169,900 (-13.9%) $222,789 (-6.4%) 0.00 37
2020-06-01 $179,900 (-2.0%) $242,756 (1.0%) 0.00 31
2020-07-01 $183,450 (0.7%) $249,909 (-1.8%) 0.00 27
2020-08-01 $182,450 (2.4%) $248,132 (1.5%) 0.00 32
2020-09-01 $154,450 (-16.4%) $202,195 (-18.1%) 0.00 34
2020-10-01 $165,000 (-11.4%) $206,854 (-16.1%) 0.00 42
2020-11-01 $174,900 (5.2%) $214,942 (2.0%) 0.00 40
2020-12-01 $178,700 (6.0%) $233,740 (5.7%) 0.00 35
2021-01-01 $188,400 (30.7%) $266,121 (19.6%) 0.00 30
2021-02-01 $166,950 (-1.7%) $256,794 (11.6%) 0.00 25
2021-03-01 $187,900 (10.6%) $286,578 (18.9%) 0.00 18
2021-04-01 $202,625 (27.1%) $284,767 (25.1%) 0.00 22
2021-05-01 $229,900 (35.3%) $279,719 (25.6%) 0.00 23
2021-06-01 $209,075 (16.2%) $251,977 (3.8%) 0.00 28
2021-07-01 $209,900 (14.4%) $265,082 (6.1%) 0.00 31
2021-08-01 $193,725 (6.2%) $260,130 (4.8%) 0.00 34
2021-09-01 $189,500 (22.7%) $274,054 (35.5%) 0.00 46
2021-10-01 $189,900 (15.1%) $276,536 (33.7%) 0.00 49
2021-11-01 $224,925 (28.6%) $296,614 (38.0%) 0.00 51
2021-12-01 $223,450 (25.0%) $298,572 (27.7%) 0.00 45
2022-01-01 $184,450 (-2.1%) $271,254 (1.9%) 0.00 37
2022-02-01 $171,125 (2.5%) $290,221 (13.0%) 0.00 31
2022-03-01 $229,950 (22.4%) $331,246 (15.6%) 0.00 29
2022-04-01 $211,200 (4.2%) $315,196 (10.7%) 0.00 28
2022-05-01 $194,850 (-15.3%) $308,334 (10.2%) 0.00 26
2022-06-01 $174,950 (-16.3%) $292,243 (16.0%) 0.00 41
2022-07-01 $195,000 (-7.1%) $321,826 (21.4%) 0.00 46
2022-08-01 $199,875 (3.2%) $299,143 (15.0%) 0.00 53
2022-09-01 $195,000 (2.9%) $270,756 (-1.2%) 0.00 45
2022-10-01 $212,500 (11.9%) $268,375 (-3.0%) 0.00 48
2022-11-01 $189,900 (-15.6%) $268,170 (-9.6%) 0.00 42
2022-12-01 $210,000 (-6.0%) $284,176 (-4.8%) 0.00 37
2023-01-01 $189,700 (2.9%) $277,629 (2.4%) 0.00 34
2023-02-01 $190,975 (11.6%) $283,557 (-2.3%) 0.00 26
2023-03-01 $230,400 (0.2%) $303,239 (-8.5%) 0.00 22
2023-04-01 $239,900 (13.6%) $325,504 (3.3%) 0.00 26
2023-05-01 $224,900 (15.4%) $325,730 (5.6%) 0.00 30
2023-06-01 $273,075 (56.1%) $331,413 (13.4%) 0.00 33
2023-07-01 $285,000 (46.2%) $315,002 (-2.1%) 0.00 41
2023-08-01 $262,350 (31.3%) $293,614 (-1.9%) 0.00 54
2023-09-01 $239,900 (23.0%) $260,165 (-3.9%) 0.00 56
2023-10-01 $241,100 (13.5%) $259,732 (-3.2%) 0.00 52
2023-11-01 $257,450 (35.6%) $279,165 (4.1%) 0.00 41
2023-12-01 $239,500 (14.1%) $268,101 (-5.7%) 0.00 35
2024-01-01 $237,625 (25.3%) $272,776 (-1.8%) 0.00 35
2024-02-01 $234,875 (23.0%) $308,234 (8.7%) 0.00 34
2024-03-01 $246,900 (7.2%) $348,210 (14.8%) 0.00 35
Greensburg's median listing price for 2024-03-01 was $246,900, a difference of $16,500 (7.2%) versus the prior year and $12,025 versus the prior month.

Greensburg's median listing price comes in at 0% of the national average.

Greensburg's average listing price for 2024-03-01 was $348,210, a difference of $44,971 (14.8%) versus the prior year and $39,976 versus the prior month.

For the 2024-03-01 period, Greensburg had 35 MLS listings, a difference of 1 listings (3%) versus the prior month and 13 listings (59%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Greensburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,767 sqft
2018-02-01 0 days 1,786 sqft
2018-03-01 0 days 1,795 sqft
2018-04-01 0 days 1,757 sqft
2018-05-01 0 days 1,810 sqft
2018-06-01 0 days 1,881 sqft
2018-07-01 0 days 1,891 sqft
2018-08-01 0 days 1,888 sqft
2018-09-01 0 days 1,756 sqft
2018-10-01 0 days 1,740 sqft
2018-11-01 0 days 1,779 sqft
2018-12-01 0 days 1,831 sqft
2019-01-01 0 days 1,845 sqft
2019-02-01 0 days 1,845 sqft
2019-03-01 0 days 1,802 sqft
2019-04-01 0 days 1,871 sqft
2019-05-01 0 days 2,122 sqft
2019-06-01 0 days 1,972 sqft
2019-07-01 0 days 1,986 sqft
2019-08-01 0 days 1,949 sqft
2019-09-01 0 days 2,000 sqft
2019-10-01 0 days 2,057 sqft
2019-11-01 0 days 1,662 sqft
2019-12-01 0 days 1,646 sqft
2020-01-01 0 days 1,632 sqft
2020-02-01 0 days 1,791 sqft
2020-03-01 0 days 1,806 sqft
2020-04-01 0 days 1,662 sqft
2020-05-01 0 days 1,834 sqft
2020-06-01 0 days 2,061 sqft
2020-07-01 0 days 2,075 sqft
2020-08-01 0 days 2,199 sqft
2020-09-01 0 days 1,767 sqft
2020-10-01 0 days 2,017 sqft
2020-11-01 0 days 1,916 sqft
2020-12-01 0 days 2,087 sqft
2021-01-01 0 days 2,400 sqft
2021-02-01 0 days 2,169 sqft
2021-03-01 0 days 2,451 sqft
2021-04-01 0 days 2,270 sqft
2021-05-01 0 days 2,425 sqft
2021-06-01 0 days 2,031 sqft
2021-07-01 0 days 1,940 sqft
2021-08-01 0 days 1,920 sqft
2021-09-01 0 days 1,867 sqft
2021-10-01 0 days 1,914 sqft
2021-11-01 0 days 2,084 sqft
2021-12-01 0 days 2,058 sqft
2022-01-01 0 days 1,941 sqft
2022-02-01 0 days 1,772 sqft
2022-03-01 0 days 2,090 sqft
2022-04-01 0 days 1,940 sqft
2022-05-01 0 days 1,840 sqft
2022-06-01 0 days 1,851 sqft
2022-07-01 0 days 1,904 sqft
2022-08-01 0 days 1,912 sqft
2022-09-01 0 days 1,902 sqft
2022-10-01 0 days 1,777 sqft
2022-11-01 0 days 1,667 sqft
2022-12-01 0 days 1,819 sqft
2023-01-01 0 days 1,692 sqft
2023-02-01 0 days 1,707 sqft
2023-03-01 0 days 1,556 sqft
2023-04-01 0 days 1,714 sqft
2023-05-01 0 days 1,551 sqft
2023-06-01 0 days 1,958 sqft
2023-07-01 0 days 1,953 sqft
2023-08-01 0 days 2,047 sqft
2023-09-01 0 days 2,130 sqft
2023-10-01 0 days 2,096 sqft
2023-11-01 0 days 2,132 sqft
2023-12-01 0 days 1,855 sqft
2024-01-01 0 days 1,678 sqft
2024-02-01 0 days 1,741 sqft
2024-03-01 0 days 1,816 sqft
Greensburg's median listing age (time on market) for 2024-03-01 was 0 days.

Greensburg's median square footage for active listings during the 2024-03-01 period was 1,816 sqft. One year prior, the average listing was 1,556 sqft.

Greensburg, IN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 282 $51,960,000 $184,255
Cash Out Refi 99 $12,875,000 $130,051
Home Improvement 54 $3,990,000 $73,889
Other 45 $3,375,000 $75,000
Refi 41 $9,535,000 $232,561

Greensburg's most frequently cited loan purpose was Home Purchase, with 282 originations. The 2nd most popular reason was Cash Out Refi, with 99 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 176 $34,060,000 $193,523
7-8% 139 $23,015,000 $165,576
5-6% 70 $10,020,000 $143,143
Over 8% 67 $5,035,000 $75,149
<2.5% 19 $735,000 $38,684
4-5% 11 $1,095,000 $99,545
3-4% 3 $605,000 $201,667
2.5-3% 2 $390,000 $195,000

During 2023, Greensburg's most frequently originated rate bucket was 6-7%, with 176 originations.

Loan Sizing (Greensburg, IN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 216 $32,170,000 $148,935
$100,000 or less 183 $9,145,000 $49,973
$200k-400k 103 $25,995,000 $252,379
$400k-600k 14 $6,930,000 $495,000
$600k-1000k 4 $2,690,000 $672,500
$Over $1MM 1 $4,805,000 $4,805,000

Greensburg's loan sizing saw the bucket of loans from $100k-200k with 216 originations, totaling $32,170,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 207 $39,535,000 $190,990
Under 20% 86 $2,920,000 $33,953
60-80% 79 $21,145,000 $267,658
20-40% 75 $5,565,000 $74,200
40-60% 40 $5,340,000 $133,500
Over 100% 2 $480,000 $240,000

Greensburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 207 originations, totaling $39,535,000 in origination value.