The National Capital Bank Of Washington Mortgage Rates, Fees & Info
Washington, DCLEI: 549300YUWQTVWWH3TM22
Tax ID: 53-0114960
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The National Capital Bank Of Washington is a smaller bank specializing in Home Purchase and Refi loans. The National Capital Bank Of Washington has a high proportion of conventional loans. Their top markets by origination volume include: Washington, Baltimore, Charleston, Salisbury, and Virginia Beach among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The National Capital Bank Of Washington has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
60Origination Dollar Volume (All Markets)
$53,550,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 47 | $49,515,000 | $1,053,511 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 0.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 60 | $53,550,000 | $892,500 | $0 | 0.00% |
For 2023, The National Capital Bank Of Washington's most frequently originated type of loan was Conventional, with 60 originations.
Loan Reason
For 2023, The National Capital Bank Of Washington's most frequently cited loan purpose was Home Purchase, with 26 originations. The 2nd most popular reason was Refi, with 26 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 60 | $53,550,000 | $892,500 | $0 | 0.00% |
For 2023, The National Capital Bank Of Washington's most frequently cited loan duration was Other, with 60 originations.
Loan Sizing
2023 saw The National Capital Bank Of Washington place emphasis on $1MM+ loans with 16 originations, totaling $36,050,000 in origination value.
Applicant Income
The National Capital Bank Of Washington lent most frequently to those with incomes in the $250k+ range, with 17 originations. The second most popular income band? $100k-150k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 60 | $53,550,000 | $892,500 | $0 | 0.00% |
The National Capital Bank Of Washington lent most frequently to those with DTI ratios of Exempt%, with 60 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.83%
The National Capital Bank Of Washington has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.00%
The National Capital Bank Of Washington has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 60 | $53,550,000 | $892,500 |