The National Capital Bank Of Washington Mortgage Rates, Fees & Info
Washington, DCLEI: 549300YUWQTVWWH3TM22
Tax ID: 53-0114960
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Mortgage Data
Review & Overview
The National Capital Bank Of Washington is a smaller bank specializing in Refi and Home Purchase loans. The National Capital Bank Of Washington has a high proportion of conventional loans. Their top markets by origination volume include: Washington, Baltimore, Salisbury, Crestview, and Easton among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)The National Capital Bank Of Washington has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
106Origination Dollar Volume (All Markets)
$70,140,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 92 | $60,520,000 | $657,826 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 6 | $4,040,000 | $673,333 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $2,755,000 | $918,333 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $790,000 | $395,000 | $0 | 0.00% |
| Easton, MD (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 0.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 106 | $70,140,000 | $661,698 | $0 | 0.00% |
For 2019, The National Capital Bank Of Washington's most frequently originated type of loan was Conventional, with 106 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 57 | $35,045,000 | $614,825 | $0 | 0.00% |
| Home Purchase | 49 | $35,095,000 | $716,224 | $0 | 0.00% |
For 2019, The National Capital Bank Of Washington's most frequently cited loan purpose was Refi, with 57 originations. The 2nd most popular reason was Home Purchase, with 49 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 106 | $70,140,000 | $661,698 | $0 | 0.00% |
For 2019, The National Capital Bank Of Washington's most frequently cited loan duration was Other, with 106 originations.
Loan Sizing
2019 saw The National Capital Bank Of Washington place emphasis on $200k-400k loans with 27 originations, totaling $8,025,000 in origination value.
Applicant Income
The National Capital Bank Of Washington lent most frequently to those with incomes in the $250k+ range, with 31 originations. The second most popular income band? $100k-150k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 106 | $70,140,000 | $661,698 | $0 | 0.00% |
The National Capital Bank Of Washington lent most frequently to those with DTI ratios of Exempt%, with 106 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.67%
The National Capital Bank Of Washington has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.51%
The National Capital Bank Of Washington has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 106 | $70,140,000 | $661,698 |