Honolulu Mortgage Rates, Fees & Info
Honolulu, HILEI: 549300ZJ5NAXZUN3VF05
Tax ID: 99-0073445
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Honolulu is a smaller mortgage company specializing in Refi loans. Honolulu has a high proportion of conventional loans. Their top two markets are Urban Honolulu and Hilo .Honolulu has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
49Origination Dollar Volume (All Markets)
$20,955,000Top Markets
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| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| URBAN HONOLULU, HI (FHA|USDA|VA) | 48 | $20,200,000 | $420,833 | $0 | 0.00% |
| Hilo, HI (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against HONOLULU based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 92
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 49 | $20,955,000 | $427,653 | $0 | 0.00% |
For 2020, Honolulu's most frequently originated type of loan was Conventional, with 49 originations.
Loan Reason
For 2020, Honolulu's most frequently cited loan purpose was Refi, with 43 originations. The 2nd most popular reason was Home Purchase, with 4 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 49 | $20,955,000 | $427,653 | $0 | 0.00% |
For 2020, Honolulu's most frequently cited loan duration was Other, with 49 originations.
Loan Sizing
2020 saw Honolulu place emphasis on $200k-400k loans with 18 originations, totaling $5,680,000 in origination value.
Applicant Income
Honolulu lent most frequently to those with incomes in the $100k-150k range, with 11 originations. The second most popular income band? $150k-250k, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 49 | $20,955,000 | $427,653 | $0 | 0.00% |
Honolulu lent most frequently to those with DTI ratios of Exempt%, with 49 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Honolulu has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination75.51%
Honolulu has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 49 | $20,955,000 | $427,653 |