Honolulu Mortgage Rates, Fees & Info
Honolulu, HILEI: 549300ZJ5NAXZUN3VF05
Tax ID: 99-0073445
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Honolulu is a smaller mortgage company specializing in Refi and Home Purchase loans. Honolulu has a high proportion of conventional loans. Their top two markets are Urban Honolulu and Hilo .Honolulu has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
52Origination Dollar Volume (All Markets)
$22,140,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| URBAN HONOLULU, HI (FHA|USDA|VA) | 50 | $21,540,000 | $430,800 | $0 | 0.00% |
| Hilo, HI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against HONOLULU based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 150
Similarity Rank: 225
Similarity Rank: 228
Similarity Rank: 240
Similarity Rank: 244
Similarity Rank: 330
Similarity Rank: 340
Similarity Rank: 380
Similarity Rank: 485
Similarity Rank: 1001
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 52 | $22,140,000 | $425,769 | $0 | 0.00% |
For 2019, Honolulu's most frequently originated type of loan was Conventional, with 52 originations.
Loan Reason
For 2019, Honolulu's most frequently cited loan purpose was Refi, with 37 originations. The 2nd most popular reason was Home Purchase, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 52 | $22,140,000 | $425,769 | $0 | 0.00% |
For 2019, Honolulu's most frequently cited loan duration was Other, with 52 originations.
Loan Sizing
2019 saw Honolulu place emphasis on $200k-400k loans with 14 originations, totaling $4,420,000 in origination value.
Applicant Income
Honolulu lent most frequently to those with incomes in the $100k-150k range, with 13 originations. The second most popular income band? $50k or less, with 13 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 52 | $22,140,000 | $425,769 | $0 | 0.00% |
Honolulu lent most frequently to those with DTI ratios of Exempt%, with 52 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Honolulu has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination84.62%
Honolulu has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 52 | $22,140,000 | $425,769 |