First Hawaiian Bank Mortgage Rates, Fees & Info

Honolulu, HI

LEI: WWJYKHS2UNKSDW8XLB53

Tax ID: 99-0034327

1 stars - out of 5 stars, based on 69 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Originations
  • Relative Rates
  • Relative Fees
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    First Hawaiian Bank is a small bank specializing in Refi, Home Purchase, and Cash Out Refi loans. First Hawaiian Bank has a high proportion of conventional loans. Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, and Kapaa among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Hawaiian Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Hawaiian Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 8.14% 3/19/23
    30 Year Conventional Purchase 6.71% 3/19/23
    30 Year Conventional Refi 6.52% 3/19/23
    30 Year Cash-out Refi 6.47% 3/19/23
    30 Year VA Purchase 5.97% 3/19/23
    30 Year VA Refi 6.05% 3/19/23
    15 Year Conventional Purchase 6.33% 3/19/23
    15 Year Conventional Refi 6.05% 3/19/23
    15 Year Cash-out Refi 6.05% 3/19/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    4,712

    Origination Dollar Volume (All Markets)

    $1,902,180,000

    Employee count

    2,036

    Relative Rate

    First Hawaiian Bank's average 30 year fixed mortgage rate was 2.8%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.35%.

    Relative Fees (Closing Costs)

    First Hawaiian Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $10,364.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 3,100 $1,245,230,000 $401,687 $9,958 2.61%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 792 $372,980,000 $470,934 $10,136 3.23%
    Hilo, HI (FHA|USDA|VA) 512 $159,050,000 $310,645 $9,049 2.93%
    Kapaa, HI (FHA|USDA|VA) 308 $124,920,000 $405,584 $9,331 2.93%
    First Hawaiian Bank's top markets include Urban Honolulu, Kahului, Hilo, and Kapaa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against First Hawaiian Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HONOLULU
    Similarity Rank: 53
    ALOHA PACIFIC
    Similarity Rank: 140
    University of Hawaii Federal Credit Union
    Similarity Rank: 204
    HAWAIIAN FINANCIAL
    Similarity Rank: 212
    American Mortgage and Insurance Inc.
    Similarity Rank: 520
    Territorial Savings Bank
    Similarity Rank: 532
    HAWAIIUSA FEDERAL CREDIT UNION
    Similarity Rank: 664
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 676
    COMPASS HOME LOANS, LLC
    Similarity Rank: 704
    PACIFIC HOME LOANS, INC.
    Similarity Rank: 783

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,825 $1,409,195,000 $498,830 $9,858 3.03%
    HELOC 1,879 $488,125,000 $259,779 n/a 2.38%
    VA 8 $4,860,000 $607,500 $12,770 2.56%

    For 2021, First Hawaiian Bank's most frequently originated type of loan was Conventional, with 2,825 originations. Their 2nd most popular type was HELOC, with 1,879 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,488 $546,040,000 $366,962 $9,233 2.71%
    Home Purchase 1,204 $671,890,000 $558,048 $9,858 3.24%
    Cash Out Refi 813 $398,285,000 $489,895 $10,511 2.87%
    Other 781 $190,295,000 $243,656 $9,878 2.34%
    Home Improvement 426 $95,670,000 $224,577 $7,627 2.25%

    For 2021, First Hawaiian Bank's most frequently cited loan purpose was Refi, with 1,488 originations. The 2nd most popular reason was Home Purchase, with 1,204 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,179 $1,712,855,000 $409,872 $10,364 2.80%
    15 Year 468 $148,760,000 $317,863 $7,593 2.46%
    Other 28 $12,600,000 $450,000 $8,045 3.21%
    10 Year 19 $17,835,000 $938,684 $4,814 3.06%
    20 Year 14 $5,890,000 $420,714 $8,835 2.77%
    1 Year 3 $2,895,000 $965,000 $13,561 4.37%
    5 Year 1 $1,345,000 $1,345,000 $0 3.50%

    For 2021, First Hawaiian Bank's most frequently cited loan duration was 30 Year, with 4,179 originations. The 2nd most popular length was 15 Year, with 468 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,557 $975,495,000 $626,522
    $4k-5k 404 $151,810,000 $375,767
    $3k-4k 380 $122,670,000 $322,816
    $2k-3k 276 $65,880,000 $238,696
    $1k-2k 151 $49,995,000 $331,093
    $<1k 45 $24,555,000 $545,667

    First Hawaiian Bank's average total fees were $10,364, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,557 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,699 $753,945,000 $443,758
    <2.5% 1,696 $508,100,000 $299,587
    3-4% 1,121 $578,735,000 $516,267
    4-5% 187 $59,185,000 $316,497
    5-6% 9 $2,215,000 $246,111

    During 2021, First Hawaiian Bank's average interest rate for loans was 2.80%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,699 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,596 $465,800,000 $291,855 $7,371 2.77%
    $400k-600k 1,115 $522,115,000 $468,265 $10,162 2.81%
    $100k-200k 777 $111,615,000 $143,649 $5,133 2.64%
    $600k-1MM 595 $444,965,000 $747,840 $13,954 2.95%
    $100,000 or less 391 $24,085,000 $61,598 $3,803 2.49%
    $1MM+ 238 $333,600,000 $1,401,681 $19,053 3.01%

    2021 saw First Hawaiian Bank place emphasis on $200k-400k loans with 1,596 originations, totaling $465,800,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,189 $426,695,000 $358,869 $9,575 2.67%
    $150k-250k 1,164 $524,130,000 $450,284 $11,148 2.73%
    $250k+ 884 $570,570,000 $645,441 $12,478 2.97%
    $75k-100k 696 $199,040,000 $285,977 $8,034 2.73%
    $50k-75k 539 $124,745,000 $231,438 $7,047 2.75%
    $50k or less 220 $33,280,000 $151,273 $5,677 2.84%

    First Hawaiian Bank lent most frequently to those with incomes in the $100k-150k range, with 1,189 originations. The second most popular income band? $150k-250k, with 1,164 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 922 $355,200,000 $385,249 $9,401 2.74%
    30-36% 794 $332,200,000 $418,388 $10,047 2.78%
    49% 416 $137,080,000 $329,519 $10,212 2.60%
    <20% 387 $141,225,000 $364,922 $8,935 2.71%
    48% 210 $81,980,000 $390,381 $9,883 2.78%
    47% 189 $78,425,000 $414,947 $10,351 2.77%
    40% 175 $74,655,000 $426,600 $9,838 2.81%
    39% 170 $74,150,000 $436,176 $10,166 2.84%
    36% 170 $68,120,000 $400,706 $10,134 2.76%
    43% 170 $75,120,000 $441,882 $10,574 2.83%
    41% 169 $65,035,000 $384,822 $9,480 2.88%
    45% 163 $67,205,000 $412,301 $11,365 2.75%
    44% 163 $72,155,000 $442,669 $9,760 2.79%
    42% 160 $75,370,000 $471,063 $10,943 2.86%
    46% 144 $65,040,000 $451,667 $10,447 2.94%
    37% 142 $56,560,000 $398,310 $9,771 2.88%
    38% 138 $54,630,000 $395,870 $9,386 2.81%
    50-60% 6 $1,380,000 $230,000 $8,840 2.37%

    First Hawaiian Bank lent most frequently to those with DTI ratios of 20-30%, with 922 originations. The next most common DTI ratio? 30-36%, with 794 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 2,445 $915,115,000 $374,280 $9,615 2.66%
    White 1,305 $593,775,000 $455,000 $10,363 2.97%
    Not provided 603 $247,365,000 $410,224 $9,874 2.85%
    Native Hawaiian or Islander 269 $96,765,000 $359,721 $9,490 2.57%
    Not applicable 13 $18,565,000 $1,428,077 $0 3.18%
    American Indian 39 $15,325,000 $392,949 $9,052 2.78%
    Black 31 $12,625,000 $407,258 $10,012 2.58%
    Filipino 3 $1,095,000 $365,000 $7,549 3.54%
    Korean 1 $955,000 $955,000 $14,641 3.20%
    Asian Indian 2 $480,000 $240,000 $5,707 3.23%
    Other Pacific Islander 1 $115,000 $115,000 $0 2.22%

    Approval Rates

    Total approvals of all applications
    89.17%

    First Hawaiian Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.68%

    First Hawaiian Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,712 $1,902,180,000 $403,688

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,712 $1,902,180,000 $403,688

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,037 $325,635,000 $314,016 $8,107 2.58%
    40-60% 1,112 $520,650,000 $468,210 $10,007 2.79%
    60-80% 1,436 $800,610,000 $557,528 $11,174 3.08%
    80-100% 303 $146,205,000 $482,525 $8,300 2.89%
    Under 20% 824 $109,080,000 $132,379 $5,580 2.39%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    FIRST HAWAIIAN, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    FIRST HAWAIIAN, INC. Home equity loan or line of credit (HELOC) Trouble during payment process 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Hawaiian Bank 1000 Mapunapuna Street Honolulu, HI 96819 Full Service B&M $306,348
    First Hawaiian Bank 4405 Honoapiilani Hwy, Suite 205 Lahaina, HI 96761 Full Service B&M $79,798
    First Hawaiian Bank 4423 Rice Street Lihue, HI 96766 Full Service B&M $235,990
    First Hawaiian Bank 45-480 Kaneohe Bay Drive, Building H Kaneohe, HI 96744 Full Service B&M $268,346
    First Hawaiian Bank 4525 Panako Road Waimea, HI 96796 Full Service B&M $67,137
    First Hawaiian Bank 46-047 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $162,312
    First Hawaiian Bank 5-4280 Kuhio Highway Princeville, HI 96722 Full Service B&M $170,313
    First Hawaiian Bank 56-565 Kamehameha Highway Kahuku, HI 96731 Full Service B&M $68,415
    First Hawaiian Bank 562 Harmon Loop Road Dededo, GU 96929 Full Service B&M $266,784
    First Hawaiian Bank 590 Farrington Highway Kapolei, HI 96707 Full Service B&M $115,087
    First Hawaiian Bank 644 Lanai Avenue Lanai City, HI 96763 Full Service B&M $36,835
    First Hawaiian Bank 645 South Marine Corps Drive Tamuning, GU 96913 Full Service B&M $377,008
    First Hawaiian Bank 66-135 Kamehameha Highway Haleiwa, HI 96712 Full Service B&M $134,700
    First Hawaiian Bank 67 Makawao Avenue Pukalani, HI 96768 Full Service B&M $167,936
    First Hawaiian Bank 98-1071 Moanalua Road Aiea, HI 96701 Full Service B&M $409,756
    First Hawaiian Bank 999 Bishop Street, 3rd Floor Honolulu, HI 96813 Full Service B&M $7,128,396
    First Hawaiian Bank Government Main Rd Pahoa, HI 96778 Full Service B&M $41,092
    First Hawaiian Bank Gualo Rai Commercial Center Saipan, MP 96950 Full Service B&M $140,450
    First Hawaiian Bank Oleai Center, Beach Road, Chalan Laulau Saipan, MP 96950 Full Service B&M $199,253
    First Hawaiian Bank 2181 Kalakaua Avenue Honolulu, HI 96815 Full Service B&M $795,234
    First Hawaiian Bank 2250 North King Street Honolulu, HI 96819 Full Service B&M $269,291
    First Hawaiian Bank 2411 S King St Honolulu, HI 96826 Full Service B&M $639,429
    First Hawaiian Bank 250 Ward Avenue, Suite 140 Honolulu, HI 96814 Full Service B&M $89,214
    First Hawaiian Bank 27 Market Street Wailuku, HI 96793 Full Service B&M $123,161
    First Hawaiian Bank 2733 East Manoa Road Honolulu, HI 96822 Full Service B&M $247,244
    First Hawaiian Bank 3-2600 Kaumualii Hwy, Suite 1023 Lihue, HI 96766 Full Service B&M $44,782
    First Hawaiian Bank 3506 Waikomo Road Koloa, HI 96756 Full Service B&M $245,791
    First Hawaiian Bank 3599 Waialae Avenue Honolulu, HI 96816 Full Service B&M $208,778
    First Hawaiian Bank 4-1366 Kuhio Highway Kapaa, HI 96746 Full Service B&M $110,130
    First Hawaiian Bank 400 Route 8 Mongmong, GU 96910 Full Service B&M $739,118
    First Hawaiian Bank 41 East Lipoa Street Number 28 Kihei, HI 96753 Full Service B&M $283,203
    First Hawaiian Bank 433 Kapahulu Avenue Honolulu, HI 96815 Full Service B&M $283,567
    First Hawaiian Bank 67-1189 Mamalahoa Highway Kamuela, HI 96743 Full Service B&M $283,402
    First Hawaiian Bank 68-1845 Waikoloa Road Waikoloa, HI 96738 Full Service B&M $120,058
    First Hawaiian Bank 705 Kailua Road Kailua, HI 96734 Full Service B&M $343,643
    First Hawaiian Bank 7110 Kalanianaole Highway Honolulu, HI 96825 Full Service B&M $266,865
    First Hawaiian Bank 730 California Avenue Wahiawa, HI 96786 Full Service B&M $148,310
    First Hawaiian Bank 74-5593 Palani Road Kailua Kona, HI 96740 Full Service B&M $480,837
    First Hawaiian Bank 81-6626 Mamalahoa Highway Kealakekua, HI 96750 Full Service B&M $146,742
    First Hawaiian Bank 820 Hind Drive, Suite 129 Honolulu, HI 96821 Full Service B&M $255,372
    First Hawaiian Bank 86-020 Farrington Highway Waianae, HI 96792 Full Service B&M $98,241
    First Hawaiian Bank 890 Kamehameha Highway Pearl City, HI 96782 Full Service B&M $198,395
    First Hawaiian Bank 91-919 Fort Weaver Road Ewa Beach, HI 96706 Full Service B&M $77,454
    First Hawaiian Bank 94-205 Leoku Street Waipahu, HI 96797 Full Service B&M $215,505
    First Hawaiian Bank 95-390 Kuahelani Avenue Mililani, HI 96789 Full Service B&M $201,355
    First Hawaiian Bank 111 East Puainako Street, Bldg F Hilo, HI 96720 Full Service B&M $194,930
    First Hawaiian Bank 1111 South Beretania Street Honolulu, HI 96814 Full Service B&M $319,907
    First Hawaiian Bank 1205 Kilauea Avenue Hilo, HI 96720 Full Service B&M $397,653
    First Hawaiian Bank 1348 Hunakai Street Honolulu, HI 96816 Full Service B&M $318,623
    First Hawaiian Bank 1420 Liliha Street Honolulu, HI 96817 Full Service B&M $299,409
    First Hawaiian Bank 1580 Kapiolani Boulevard Honolulu, HI 96814 Full Service B&M $1,103,500
    First Hawaiian Bank 2 North King Street Honolulu, HI 96817 Full Service B&M $108,712
    First Hawaiian Bank 20 West Kaahumanu Avenue Kahului, HI 96732 Full Service B&M $581,758
    First Hawaiian Bank 215 Papalaua Street Lahaina, HI 96761 Full Service B&M $235,090

    For 2021, First Hawaiian Bank had 54 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $549,216
    Net interest income $530,464
    Total noninterest income $185,511
    Gross Fiduciary activities income $34,552
    Service charges on deposit accounts $24,407
    Trading account gains and fees $-3,355
    Additional Noninterest Income $129,907
    Pre-tax net operating income $357,274
    Securities gains (or losses, -) $-500
    Income before extraordinary items $271,636
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $271,636
    Minority interest net income $0
    Net income $271,636
    Sale, conversion, retirement of capital stock, net $12,614
    Net operating income $272,031

    First Hawaiian Bank's gross interest income from loans was $549,216,000.
    First Hawaiian Bank's net interest income from loans was $530,464,000.
    First Hawaiian Bank's fee based income from loans was $24,407,000.
    First Hawaiian Bank's net income from loans was $271,636,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $18,752
    Provision for credit losses $-39,000
    Total noninterest expense $397,701
    Salaries and employee benefits $178,652
    Premises and equipment expense $53,992
    Additional noninterest expense $165,057
    Applicable income taxes $85,138
    Net charge-offs $12,473
    Cash dividends $213,500

    First Hawaiian Bank's interest expense for loans was $18,752,000.
    First Hawaiian Bank's payroll and benefits expense were $178,652,000.
    First Hawaiian Bank's property, plant and equipment expenses $53,992,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $21,830,938
    Deposits held in domestic offices $20,066,277
    Deposits by Individuals, partnerships, and corporations $18,852,845
    Deposits by U.S. Government $1,434
    Deposits by States and political subdivisions in the U.S. $1,102,201
    Deposits by Commercial banks and other depository institutions in U.S. $52,584
    Deposits by Banks in foreign countries $57,213
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,727,715
    Demand deposits $860,969
    Nontransaction accounts $18,338,562
    Money market deposit accounts (MMDAs) $13,946,737
    Other savings deposits (excluding MMDAs) $2,804,146
    Total time deposits $1,587,679
    Total time and savings deposits $19,205,308
    Noninterest-bearing deposits $8,512,979
    Interest-bearing deposits $11,553,298
    Retail deposits $19,379,479
    IRAs and Keogh plan accounts $223,620
    Brokered deposits $0
    Deposits held in foreign offices $1,764,661

    Assets

    Asset Value (in 000's)
    Total Assets $24,992,103
    Cash & Balances due from depository institutions $1,258,469
    Interest-bearing balances $1,011,753
    Total securities $8,435,413
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,805,275
    Loan and leases loss allowance $157,262
    Trading account assets $50,925
    Bank premises and fixed assets $318,448
    Other real estate owned $175
    Goodwill and other intangibles $1,003,794
    All other assets $1,119,604

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $24,992,103
    Total Liabilities $22,349,174
    Total deposits $21,830,938
    Interest-bearing deposits $12,422,283
    Deposits held in domestic offices $20,066,277
    % insured (estimated) $48
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $5,556
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $512,680

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,805,275
    Loan and leases loss allowance $157,262
    Total loans and leases (domestic) $12,962,537
    All real estate loans $9,414,105
    Real estate loans in domestic offices $9,117,195
    Construction and development loans $809,630
    Residential 1-4 family construction $51,813
    Other construction, all land development and other land $757,817
    Loans secured by nonfarm nonresidential properties $2,960,423
    Nonfarm nonresidential secured by owner-occupied properties $846,137
    Commercial real estate & other non-farm, non-residential $2,114,286
    Multifamily residential real estate $518,511
    1-4 family residential loans $4,815,003
    Farmland loans $13,628
    Loans held in foreign offices $296,910
    Farm loans $579
    Commercial and industrial loans $1,799,953
    To non-U.S. addressees $31,579
    Loans to individuals $1,125,173
    Credit card loans $197,567
    Related Plans $2,791
    Consumer Auto Loans $806,505
    Other loans to individuals $118,310
    All other loans & leases $622,727
    Loans to foreign governments and official institutions $0
    Other loans $386,646
    Loans to depository institutions and acceptances of other banks $4,681
    Loans not secured by real estate $49,427
    Loans secured by real estate to non-U.S. addressees $227,625
    Restructured Loans & leases $21,500
    Non 1-4 family restructured loans & leases $11,801
    Total loans and leases (foreign) $579,694

    First Hawaiian Bank had $12,805,275,000 of loans outstanding in 2021. $9,414,105,000 of loans were in real estate loans. $809,630,000 of loans were in development loans. $518,511,000 of loans were in multifamily mortgage loans. $4,815,003,000 of loans were in 1-4 family mortgage loans. $579,000 of loans were in farm loans. $197,567,000 of loans were in credit card loans. $806,505,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 541 $208,955 $386,238
    Nonfarm, nonresidential loans - <$100k 25 $1,253 $50,120
    Nonfarm, nonresidential loans - $100-250k 110 $17,098 $155,436
    Nonfarm, nonresidential loans - $250k-1MM 406 $190,604 $469,468
    Commercial & Industrial, US addressed loans - <$1MM 17,435 $379,362 $21,759
    Commercial & Industrial, US addressed loans - <$100k 15,975 $122,703 $7,681
    Commercial & Industrial, US addressed loans - $100-250k 828 $67,972 $82,092
    Commercial & Industrial, US addressed loans - $250k-1MM 632 $188,687 $298,555
    Farmland loans - <$1MM 10 $2,080 $208,000
    Farmland loans - $100-250k 3 $234 $78,000
    Farmland loans - $250k-1MM 7 $1,846 $263,714
    Agriculture operations loans - <$1MM 4 $572 $143,000
    Agriculture operations loans - <$100k 2 $44 $22,000
    Agriculture operations loans - $250k-1MM 2 $528 $264,000