Bank Of Hawaii Mortgage Rates, Fees & Info

Honolulu, HI

LEI: XJCRTTYJVBMA22IXL619

Tax ID: 99-0033900

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Hawaii is a small bank specializing in Refi and Home Purchase loans. Bank Of Hawaii has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, and Kapaa among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Hawaii has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Hawaii is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.21% 12/3/24
    30 Year Conventional Purchase 6.21% 12/3/24
    30 Year Conventional Refi 6.18% 12/3/24
    30 Year Cash-out Refi 6.18% 12/3/24
    30 Year FHA Purchase 5.81% 12/3/24
    30 Year FHA Refi 6.27% 12/3/24
    30 Year VA Purchase 5.99% 12/3/24
    30 Year VA Refi 5.92% 12/3/24
    15 Year Conventional Purchase 5.86% 12/3/24
    15 Year Conventional Refi 5.69% 12/3/24
    15 Year Cash-out Refi 5.69% 12/3/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Hawaii Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Hawaii. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    4,502

    Origination Dollar Volume (All Markets)

    $1,422,400,000

    Employee count

    2,122 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 3,373 $1,096,225,000 $325,000 $11,897 3.33%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 477 $147,515,000 $309,256 $11,222 3.44%
    Hilo, HI (FHA|USDA|VA) 451 $107,635,000 $238,659 $10,186 3.29%
    Kapaa, HI (FHA|USDA|VA) 201 $71,025,000 $353,358 $12,698 3.37%
    Bank Of Hawaii's top markets include Urban Honolulu, Kahului, Hilo, and Kapaa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Hawaii based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    ALOHA PACIFIC
    Similarity Rank: 37
    Hawaii Central FCU
    Similarity Rank: 51
    Maui County Federal Credit Union
    Similarity Rank: 51
    University of Hawaii Federal Credit Union
    Similarity Rank: 123
    HAWAIIAN FINANCIAL
    Similarity Rank: 162
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 196
    Territorial Savings Bank
    Similarity Rank: 228
    COMPASS HOME LOANS, LLC
    Similarity Rank: 300
    Honolulu HomeLoans, Inc.
    Similarity Rank: 344
    Central Pacific Bank
    Similarity Rank: 385

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 2,966 $596,050,000 $200,961 n/a 2.91%
    Conventional 1,469 $802,095,000 $546,014 $11,669 4.19%
    FHA 40 $11,600,000 $290,000 $10,387 4.15%
    VA 27 $12,655,000 $468,704 $14,586 4.25%

    For 2018, Bank Of Hawaii's most frequently originated type of loan was HELOC, with 2,966 originations. Their 2nd most popular type was Conventional, with 1,469 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,561 $464,245,000 $297,402 $9,535 3.20%
    Home Purchase 1,292 $623,990,000 $482,964 $12,452 3.96%
    Other 783 $121,355,000 $154,987 $14,741 2.76%
    Home Improvement 558 $68,880,000 $123,441 $7,470 2.70%
    Cash Out Refi 308 $143,930,000 $467,305 $10,515 4.14%

    For 2018, Bank Of Hawaii's most frequently cited loan purpose was Refi, with 1,561 originations. The 2nd most popular reason was Home Purchase, with 1,292 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,346 $1,332,200,000 $306,535 $11,941 3.32%
    15 Year 93 $35,995,000 $387,043 $8,300 3.77%
    20 Year 27 $12,135,000 $449,444 $10,632 4.04%
    Other 15 $7,015,000 $467,667 $15,194 4.34%
    10 Year 15 $21,515,000 $1,434,333 $5,349 4.12%
    5 Year 3 $10,815,000 $3,605,000 $0 5.58%
    3 Year 2 $2,000,000 $1,000,000 $0 5.88%
    1 Year 1 $725,000 $725,000 $0 5.50%

    For 2018, Bank Of Hawaii's most frequently cited loan duration was 30 Year, with 4,346 originations. The 2nd most popular length was 15 Year, with 93 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 785 $514,625,000 $655,573
    $3k-4k 154 $44,750,000 $290,584
    $4k-5k 138 $44,800,000 $324,638
    $2k-3k 87 $19,915,000 $228,908
    $1k-2k 36 $10,700,000 $297,222
    $<1k 22 $13,150,000 $597,727

    Bank Of Hawaii's average total fees were $11,941, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 785 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,533 $270,955,000 $176,748
    4-5% 942 $487,410,000 $517,420
    <2.5% 898 $240,570,000 $267,895
    3-4% 720 $338,050,000 $469,514
    5-6% 291 $65,505,000 $225,103
    6-7% 118 $19,910,000 $168,729

    During 2018, Bank Of Hawaii's average interest rate for loans was 3.32%, while their most frequently originated rate bucket for loans was 2.5-3%, with 1,533 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,389 $376,685,000 $271,192 $8,311 3.36%
    $100,000 or less 1,012 $59,800,000 $59,091 $3,997 3.04%
    $100k-200k 949 $134,405,000 $141,628 $5,770 3.24%
    $600k-1MM 503 $379,415,000 $754,304 $15,393 3.71%
    $400k-600k 502 $245,610,000 $489,263 $11,230 3.62%
    $1MM+ 147 $226,485,000 $1,540,714 $23,436 3.76%

    2018 saw Bank Of Hawaii place emphasis on $200k-400k loans with 1,389 originations, totaling $376,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,178 $410,540,000 $348,506 $13,834 3.21%
    $100k-150k 1,083 $265,875,000 $245,499 $10,625 3.30%
    $250k+ 801 $445,805,000 $556,561 $16,287 3.35%
    $75k-100k 593 $118,805,000 $200,346 $9,249 3.41%
    $50k-75k 509 $85,505,000 $167,986 $7,650 3.51%
    $50k or less 212 $24,130,000 $113,821 $6,966 3.41%

    Bank Of Hawaii lent most frequently to those with incomes in the $150k-250k range, with 1,178 originations. The second most popular income band? $100k-150k, with 1,083 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 727 $213,055,000 $293,061 $11,197 3.41%
    50-60% 698 $155,300,000 $222,493 $14,791 2.94%
    30-36% 693 $227,155,000 $327,785 $11,554 3.54%
    <20% 298 $94,830,000 $318,221 $12,284 3.18%
    42% 233 $100,395,000 $430,880 $12,984 3.77%
    49% 202 $50,390,000 $249,455 $8,706 3.10%
    41% 184 $78,190,000 $424,946 $13,795 3.79%
    40% 161 $54,505,000 $338,540 $11,367 3.33%
    39% 141 $53,605,000 $380,177 $12,966 3.65%
    38% 138 $49,510,000 $358,768 $10,853 3.70%
    36% 136 $49,180,000 $361,618 $12,599 3.26%
    47% 131 $37,405,000 $285,534 $10,102 2.95%
    48% 127 $34,525,000 $271,850 $9,416 3.20%
    37% 126 $44,740,000 $355,079 $11,593 3.60%
    44% 120 $35,290,000 $294,083 $11,547 3.46%
    43% 119 $40,185,000 $337,689 $11,467 3.19%
    45% 114 $28,350,000 $248,684 $9,288 2.97%
    46% 111 $30,065,000 $270,856 $10,573 3.30%
    >60% 4 $2,210,000 $552,500 $15,616 4.41%

    Bank Of Hawaii lent most frequently to those with DTI ratios of 20-30%, with 727 originations. The next most common DTI ratio? 50-60%, with 698 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 2,107 $585,315,000 $277,795 $11,587 3.25%
    White 1,184 $395,550,000 $334,079 $12,029 3.38%
    Not provided 793 $306,685,000 $386,740 $11,716 3.56%
    Native Hawaiian or Islander 283 $72,355,000 $255,671 $10,668 3.31%
    Not applicable 13 $35,425,000 $2,725,000 $0 4.77%
    Black 30 $8,160,000 $272,000 $9,545 2.88%
    American Indian 22 $7,300,000 $331,818 $16,747 3.52%
    Filipino 28 $4,090,000 $146,071 $8,263 3.11%
    Japanese 17 $2,695,000 $158,529 $0 2.92%
    Chinese 10 $1,990,000 $199,000 $0 2.73%
    Korean 3 $1,295,000 $431,667 $0 3.23%
    Native Hawaiian 7 $755,000 $107,857 $0 3.27%
    Asian Indian 2 $510,000 $255,000 $0 2.75%
    Vietnamese 1 $145,000 $145,000 $0 2.75%
    Other Asian 1 $75,000 $75,000 $0 2.75%
    Other Pacific Islander 1 $55,000 $55,000 $0 2.75%

    Approval Rates

    Total approvals of all applications
    75.79%

    Bank Of Hawaii has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.23%

    Bank Of Hawaii has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,502 $1,422,400,000 $315,948

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 9 $24,245,000 $2,693,889
    Single Family (1-4 Units):Site-Built 4,493 $1,398,155,000 $311,185

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,025 $238,625,000 $232,805 $8,385 3.21%
    40-60% 571 $276,865,000 $484,877 $11,194 3.52%
    60-80% 980 $526,500,000 $537,245 $12,818 3.83%
    80-100% 477 $227,625,000 $477,201 $11,588 3.34%
    Over 100% 8 $4,080,000 $510,000 $18,022 4.34%
    Under 20% 1,441 $148,705,000 $103,196 $7,503 3.03%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    BANK OF HAWAII CORPORATION Other type of mortgage Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Hawaii 101 North King Street Honolulu, HI 96817 Full Service B&M $148,489
    Bank of Hawaii 11 East Kamehameha Avenue Kahului, HI 96732 Full Service B&M $480,878
    Bank of Hawaii 111 South King Street Honolulu, HI 96813 Full Service B&M $4,644,731
    Bank of Hawaii 1196 Fifth Street Kailua, HI 96734 Full Service B&M $6,850
    Bank of Hawaii 120 Pauahi Street Hilo, HI 96720 Full Service B&M $448,512
    Bank of Hawaii 1234 S. Beretania Street, Ste 200 Honolulu, HI 96814 Full Service Retail $40,414
    Bank of Hawaii 1280 South Kihei Road Suite 116 Kihei, HI 96753 Full Service B&M $189,327
    Bank of Hawaii 1288 Ala Moana Boulevard, Ste 110 Honolulu, HI 96814 Full Service B&M $221,446
    Bank of Hawaii 130 Papalaua Street Lahaina, HI 96761 Full Service B&M $119,307
    Bank of Hawaii 134 West Soledad Avenue, Fl 2 Hagatna, GU 96910 Full Service B&M $540,751
    Bank of Hawaii 1340-C North Marine Corps Drive Tamuning, GU 96913 Full Service B&M $111,821
    Bank of Hawaii 1441 Kapiolani Boulevard Honolulu, HI 96814 Full Service B&M $517,030
    Bank of Hawaii 1451 South King Street Honolulu, HI 96814 Full Service B&M $227,314
    Bank of Hawaii 15-2906 Pahoa Village Road Pahoa, HI 96778 Full Service B&M $46,714
    Bank of Hawaii 1617 Dillingham Boulevard Honolulu, HI 96817 Full Service B&M $198,337
    Bank of Hawaii 1620 N School Street, Ste 108 Honolulu, HI 96817 Full Service Retail $33,198
    Bank of Hawaii 170 E Kamehameha Avenue, Suite 1 Kahului, HI 96732 Full Service Retail $20,481
    Bank of Hawaii 1950 North King Street Honolulu, HI 96819 Full Service B&M $97,367
    Bank of Hawaii 200 Hamakua Drive, Suite A1 Kailua, HI 96734 Full Service Retail $43,638
    Bank of Hawaii 20b Ala Malama Street Kaunakakai, HI 96748 Full Service B&M $50,106
    Bank of Hawaii 2155 Kalakaua Avenue, Suite 104 Honolulu, HI 96815 Full Service B&M $917,262
    Bank of Hawaii 2470 South King Street, Suite 101 Honolulu, HI 96826 Full Service B&M $125,164
    Bank of Hawaii 277 Pi'ikea Avenue Kihei, HI 96753 Full Service Retail $27,919
    Bank of Hawaii 2809 East Manoa Road Honolulu, HI 96822 Full Service B&M $172,374
    Bank of Hawaii 2969 Mapunapuna Place, Suite 100 Honolulu, HI 96819 Full Service B&M $211,231
    Bank of Hawaii 340 Main Road Bank Of Hawaii Building Koror, PW 96940 Full Service B&M $167,504
    Bank of Hawaii 35 Baldwin Avenue Paia, HI 96779 Full Service B&M $86,890
    Bank of Hawaii 3600 Waialae Avenue Honolulu, HI 96816 Full Service B&M $274,433
    Bank of Hawaii 3764 Hanapepe Road Hanapepe, HI 96716 Full Service B&M $96,782
    Bank of Hawaii 377 Keahole Street, Ste Isb Honolulu, HI 96825 Full Service Retail $73,869
    Bank of Hawaii 381 East Makaala St., Ste 101 Hilo, HI 96720 Full Service Retail $16,580
    Bank of Hawaii 4-1407 Kuhio Highway Kapaa, HI 96746 Full Service B&M $81,780
    Bank of Hawaii 417 East Kawili Street Hilo, HI 96720 Full Service B&M $137,981
    Bank of Hawaii 4405 Honoapiilani Highway Lahaina, HI 96761 Full Service B&M $123,699
    Bank of Hawaii 4454 Nuhou Street Suite 302 Lihue, HI 96766 Full Service B&M $5,048
    Bank of Hawaii 4455 Rice Street Lihue, HI 96766 Full Service B&M $210,919
    Bank of Hawaii 4480 Kapolei Parkway Suite 700 Kapolei, HI 96707 Full Service B&M $132,357
    Bank of Hawaii 45-1001 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $220,132
    Bank of Hawaii 45-3568 Mamane Street Honokaa, HI 96727 Full Service B&M $40,793
    Bank of Hawaii 46-065 Kamehameha Hwy, Lbby Kaneohe, HI 96744 Full Service Retail $31,783
    Bank of Hawaii 460 Eighth Street Lanai City, HI 96763 Full Service B&M $13,952
    Bank of Hawaii 4634 Kilauea Avenue Honolulu, HI 96816 Full Service B&M $603,833
    Bank of Hawaii 5-4280 Kuhio Highway Princeville, HI 96722 Full Service B&M $144,647
    Bank of Hawaii 50 East Puainako Street, Suite 113 Hilo, HI 96720 Full Service Retail $26,570
    Bank of Hawaii 55 Pukalani Street Pukalani, HI 96788 Full Service B&M $101,963
    Bank of Hawaii 58 Maui Lani Pkwy, Ste 5100 Wailuku, HI 96793 Full Service B&M $13,351
    Bank of Hawaii 634 California Avenue Wahiawa, HI 96786 Full Service B&M $138,372
    Bank of Hawaii 636 Kailua Road Kailua, HI 96734 Full Service B&M $302,821
    Bank of Hawaii 66-165 Kamehameha Highway, Suite 101 Haleiwa, HI 96712 Full Service B&M $69,730
    Bank of Hawaii 67-1191 Mamalahoa Highway Kamuela, HI 96743 Full Service B&M $153,641
    Bank of Hawaii 7192 Kalanianaole Highway, Suite C-115 Honolulu, HI 96825 Full Service B&M $173,234
    Bank of Hawaii 74-5457 Makala Boulevard, Suite 102 Kailua Kona, HI 96740 Full Service B&M $306,095
    Bank of Hawaii 78-6831 Alii Drive, Suite 131 Kailua Kona, HI 96740 Full Service Retail $32,762
    Bank of Hawaii 81-6638 Mamalahoa Hwy Kealakekua, HI 96750 Full Service B&M $57,798
    Bank of Hawaii 850 Kamehameha Highway, Suite 270 Pearl City, HI 96782 Full Service B&M $182,650
    Bank of Hawaii 86-120 Farrington Highway Waianae, HI 96792 Full Service B&M $53,778
    Bank of Hawaii 888 Kapahulu Avenue, Suite 102 Honolulu, HI 96816 Full Service Retail $24,394
    Bank of Hawaii 91-1119 Keaunui Drive, Suite 750 Ewa Beach, HI 96706 Full Service Retail $57,458
    Bank of Hawaii 91-590 Farrington Highway Ste 401 Kapolei, HI 96707 Full Service Retail $23,501
    Bank of Hawaii 94-661 Kupuohi St. Waipahu, HI 96797 Full Service B&M $40,406
    Bank of Hawaii 94-712 Farrington Highway Waipahu, HI 96797 Full Service B&M $197,458
    Bank of Hawaii 94-780 Meheula Parkway, Ste B1 Mililani, HI 96789 Full Service Retail $39,768
    Bank of Hawaii 95-1249 Meheula Parkway, Ste 144 Mililani, HI 96789 Full Service Retail $28,951
    Bank of Hawaii 95-221 Kipapa Drive Suite 1120 Mililani, HI 96789 Full Service B&M $126,730
    Bank of Hawaii 96-3163 Pikake Street Pahala, HI 96777 Full Service B&M $23,214
    Bank of Hawaii 98-1059 Moanalua Road Aiea, HI 96701 Full Service B&M $477,502
    Bank of Hawaii Hana Shopping Center, Room 3 Hana, HI 96713 Limited, Mobile/Seasonal Office $6,631
    Bank of Hawaii Senator Daniel K Inouye Industrial Park Pago Pago, AS 96799 Limited, Drive-thru $47,586
    Bank of Hawaii Springs Plaza Chalan Pale Arnold Road Saipan, MP 96950 Full Service B&M $184,039

    For 2018, Bank Of Hawaii had 69 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $555,187
    Net interest income $491,366
    Total noninterest income $167,935
    Gross Fiduciary activities income $45,150
    Service charges on deposit accounts $29,656
    Trading account gains and fees $4,089
    Additional Noninterest Income $89,040
    Pre-tax net operating income $276,402
    Securities gains (or losses, -) $-3,120
    Income before extraordinary items $220,428
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $220,428
    Minority interest net income $0
    Net income $220,428
    Sale, conversion, retirement of capital stock, net $7,517
    Net operating income $222,955

    Bank Of Hawaii's gross interest income from loans was $555,187,000.
    Bank Of Hawaii's net interest income from loans was $491,366,000.
    Bank Of Hawaii's fee based income from loans was $29,656,000.
    Bank Of Hawaii's net income from loans was $220,428,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $63,821
    Provision for credit losses $13,425
    Total noninterest expense $369,474
    Salaries and employee benefits $215,953
    Premises and equipment expense $56,651
    Additional noninterest expense $96,870
    Applicable income taxes $52,854
    Net charge-offs $14,078
    Cash dividends $185,000

    Bank Of Hawaii's interest expense for loans was $63,821,000.
    Bank Of Hawaii's payroll and benefits expense were $215,953,000.
    Bank Of Hawaii's property, plant and equipment expenses $56,651,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $15,079,972
    Deposits held in domestic offices $14,027,610
    Deposits by Individuals, partnerships, and corporations $12,813,982
    Deposits by U.S. Government $782
    Deposits by States and political subdivisions in the U.S. $1,076,678
    Deposits by Commercial banks and other depository institutions in U.S. $130,169
    Deposits by Banks in foreign countries $5,999
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,015,408
    Demand deposits $798,449
    Nontransaction accounts $13,012,202
    Money market deposit accounts (MMDAs) $8,038,485
    Other savings deposits (excluding MMDAs) $3,361,166
    Total time deposits $1,612,551
    Total time and savings deposits $13,229,161
    Noninterest-bearing deposits $4,381,621
    Interest-bearing deposits $9,645,989
    Retail deposits $12,849,178
    IRAs and Keogh plan accounts $126,496
    Brokered deposits $0
    Deposits held in foreign offices $1,052,362

    Assets

    Asset Value (in 000's)
    Total Assets $17,116,378
    Cash & Balances due from depository institutions $525,969
    Interest-bearing balances $201,888
    Total securities $5,485,035
    Federal funds sold & reverse repurchase $0
    Net loans and leases $10,353,068
    Loan and leases loss allowance $106,693
    Trading account assets $37,258
    Bank premises and fixed assets $151,837
    Other real estate owned $1,356
    Goodwill and other intangibles $41,698
    All other assets $520,157

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $17,116,378
    Total Liabilities $15,921,246
    Total deposits $15,079,972
    Interest-bearing deposits $10,287,646
    Deposits held in domestic offices $14,027,610
    % insured (estimated) $52
    Federal funds purchased and repurchase agreements $504,296
    Trading liabilities $9,472
    Other borrowed funds $135,842
    Subordinated debt $0
    All other liabilities $191,664

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,353,068
    Loan and leases loss allowance $106,693
    Total loans and leases (domestic) $10,459,761
    All real estate loans $7,980,125
    Real estate loans in domestic offices $7,681,836
    Construction and development loans $300,416
    Residential 1-4 family construction $41,995
    Other construction, all land development and other land $258,421
    Loans secured by nonfarm nonresidential properties $1,672,864
    Nonfarm nonresidential secured by owner-occupied properties $364,537
    Commercial real estate & other non-farm, non-residential $1,308,327
    Multifamily residential real estate $388,463
    1-4 family residential loans $5,315,316
    Farmland loans $4,777
    Loans held in foreign offices $298,289
    Farm loans $891
    Commercial and industrial loans $847,688
    To non-U.S. addressees $979
    Loans to individuals $1,029,296
    Credit card loans $0
    Related Plans $69,717
    Consumer Auto Loans $659,947
    Other loans to individuals $299,632
    All other loans & leases $604,799
    Loans to foreign governments and official institutions $0
    Other loans $338,529
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $6,383
    Loans secured by real estate to non-U.S. addressees $76,785
    Restructured Loans & leases $41,481
    Non 1-4 family restructured loans & leases $24,115
    Total loans and leases (foreign) $584,265

    Bank of Hawaii had $10,353,068,000 of loans outstanding in 2018. $7,980,125,000 of loans were in real estate loans. $300,416,000 of loans were in development loans. $388,463,000 of loans were in multifamily mortgage loans. $5,315,316,000 of loans were in 1-4 family mortgage loans. $891,000 of loans were in farm loans. $0 of loans were in credit card loans. $659,947,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 268 $114,511 $427,280
    Nonfarm, nonresidential loans - <$100k 6 $437 $72,833
    Nonfarm, nonresidential loans - $100-250k 56 $8,596 $153,500
    Nonfarm, nonresidential loans - $250k-1MM 206 $105,478 $512,029
    Commercial & Industrial, US addressed loans - <$1MM 2,000 $130,305 $65,153
    Commercial & Industrial, US addressed loans - <$100k 1,613 $36,474 $22,613
    Commercial & Industrial, US addressed loans - $100-250k 146 $15,541 $106,445
    Commercial & Industrial, US addressed loans - $250k-1MM 241 $78,290 $324,855
    Agriculture operations loans - <$1MM 21 $891 $42,429
    Agriculture operations loans - <$100k 17 $448 $26,353
    Agriculture operations loans - $100-250k 3 $237 $79,000
    Agriculture operations loans - $250k-1MM 1 $206 $206,000