Bank Of Hawaii Mortgage Rates, Fees & Info

Honolulu, HI

LEI: XJCRTTYJVBMA22IXL619

Tax ID: 99-0033900

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Hawaii is a small bank specializing in Refi and Home Purchase loans. Bank Of Hawaii has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, and Kapaa among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Hawaii has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Hawaii is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.21% 11/22/24
    30 Year Conventional Purchase 6.21% 11/22/24
    30 Year Conventional Refi 6.18% 11/22/24
    30 Year Cash-out Refi 6.18% 11/22/24
    30 Year FHA Purchase 5.81% 11/22/24
    30 Year FHA Refi 6.27% 11/22/24
    30 Year VA Purchase 5.99% 11/22/24
    30 Year VA Refi 5.92% 11/22/24
    15 Year Conventional Purchase 5.86% 11/22/24
    15 Year Conventional Refi 5.69% 11/22/24
    15 Year Cash-out Refi 5.69% 11/22/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Hawaii Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Hawaii. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    4,943

    Origination Dollar Volume (All Markets)

    $1,810,555,000

    Employee count

    2,124 Show all (9) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 3,693 $1,411,635,000 $382,246 $11,206 3.71%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 521 $178,915,000 $343,407 $10,046 3.73%
    Hilo, HI (FHA|USDA|VA) 518 $140,780,000 $271,776 $10,126 3.64%
    Kapaa, HI (FHA|USDA|VA) 211 $79,225,000 $375,474 $10,361 3.69%
    Bank Of Hawaii's top markets include Urban Honolulu, Kahului, Hilo, and Kapaa among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Hawaii based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Maui County Federal Credit Union
    Similarity Rank: 62
    University of Hawaii Federal Credit Union
    Similarity Rank: 150
    ALOHA PACIFIC
    Similarity Rank: 225
    HAWAIIAN FINANCIAL
    Similarity Rank: 228
    Territorial Savings Bank
    Similarity Rank: 244
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 352
    Central Pacific Bank
    Similarity Rank: 585
    SIWELL, INC.
    Similarity Rank: 600
    Bank of Hawaii
    Similarity Rank: 732
    American Savings Bank, FSB
    Similarity Rank: 855

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 2,609 $484,915,000 $185,862 n/a 3.64%
    Conventional 2,218 $1,275,900,000 $575,248 $11,003 3.80%
    VA 74 $38,520,000 $520,541 $10,270 3.51%
    FHA 42 $11,220,000 $267,143 $8,855 3.46%

    For 2019, Bank Of Hawaii's most frequently originated type of loan was HELOC, with 2,609 originations. Their 2nd most popular type was Conventional, with 2,218 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 1,764 $632,420,000 $358,515 $9,993 3.82%
    Home Purchase 1,286 $695,970,000 $541,190 $11,621 3.85%
    Other 726 $104,880,000 $144,463 $8,544 3.43%
    Cash Out Refi 624 $297,880,000 $477,372 $10,747 3.74%
    Home Improvement 543 $79,405,000 $146,234 $9,391 3.33%

    For 2019, Bank Of Hawaii's most frequently cited loan purpose was Refi, with 1,764 originations. The 2nd most popular reason was Home Purchase, with 1,286 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,673 $1,628,415,000 $348,473 $11,181 3.72%
    15 Year 178 $68,520,000 $384,944 $9,140 3.19%
    20 Year 45 $17,445,000 $387,667 $7,708 3.83%
    10 Year 34 $70,490,000 $2,073,235 $4,415 3.80%
    Other 10 $24,220,000 $2,422,000 $6,432 3.74%
    3 Year 2 $1,360,000 $680,000 $0 4.83%
    1 Year 1 $105,000 $105,000 $0 6.50%

    For 2019, Bank Of Hawaii's most frequently cited loan duration was 30 Year, with 4,673 originations. The 2nd most popular length was 15 Year, with 178 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,091 $685,625,000 $628,437
    $<1k 249 $147,075,000 $590,663
    $3k-4k 173 $68,465,000 $395,751
    $4k-5k 147 $55,385,000 $376,769
    $2k-3k 144 $64,380,000 $447,083
    $1k-2k 138 $49,540,000 $358,986

    Bank Of Hawaii's average total fees were $11,181, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,091 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,897 $1,156,565,000 $399,229
    2.5-3% 783 $214,405,000 $273,825
    4-5% 700 $322,650,000 $460,929
    5-6% 222 $38,310,000 $172,568
    <2.5% 198 $56,990,000 $287,828
    6-7% 142 $21,570,000 $151,901
    7-8% 1 $65,000 $65,000

    During 2019, Bank Of Hawaii's average interest rate for loans was 3.72%, while their most frequently originated rate bucket for loans was 3-4%, with 2,897 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,465 $409,445,000 $279,485 $7,992 3.71%
    $100k-200k 993 $139,775,000 $140,760 $5,532 3.82%
    $100,000 or less 864 $52,510,000 $60,775 $4,151 3.65%
    $600k-1MM 746 $565,250,000 $757,708 $14,447 3.66%
    $400k-600k 693 $338,065,000 $487,828 $10,061 3.69%
    $1MM+ 182 $305,510,000 $1,678,626 $17,826 3.60%

    2019 saw Bank Of Hawaii place emphasis on $200k-400k loans with 1,465 originations, totaling $409,445,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,380 $531,800,000 $385,362 $12,589 3.69%
    $100k-150k 1,179 $342,715,000 $290,683 $9,949 3.73%
    $250k+ 810 $500,070,000 $617,370 $14,903 3.67%
    $75k-100k 642 $155,090,000 $241,573 $8,752 3.74%
    $50k-75k 531 $100,755,000 $189,746 $7,497 3.75%
    $50k or less 206 $24,950,000 $121,117 $6,730 3.61%

    Bank Of Hawaii lent most frequently to those with incomes in the $150k-250k range, with 1,380 originations. The second most popular income band? $100k-150k, with 1,179 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 870 $325,570,000 $374,218 $10,886 3.72%
    30-36% 813 $315,135,000 $387,620 $11,335 3.74%
    50-60% 636 $141,140,000 $221,918 $11,473 3.58%
    <20% 296 $96,990,000 $327,669 $9,424 3.56%
    42% 282 $131,670,000 $466,915 $12,728 3.76%
    49% 196 $54,240,000 $276,735 $10,638 3.65%
    39% 191 $77,985,000 $408,298 $10,567 3.70%
    41% 184 $72,820,000 $395,761 $11,245 3.71%
    40% 177 $71,925,000 $406,356 $11,204 3.73%
    38% 166 $73,980,000 $445,663 $10,926 3.77%
    36% 148 $59,090,000 $399,257 $12,248 3.88%
    37% 146 $63,350,000 $433,904 $11,652 3.84%
    44% 144 $45,130,000 $313,403 $9,477 3.79%
    48% 129 $36,755,000 $284,922 $9,904 3.71%
    46% 127 $39,775,000 $313,189 $9,840 3.69%
    45% 124 $32,690,000 $263,629 $9,523 3.81%
    47% 117 $34,445,000 $294,402 $9,233 3.82%
    43% 111 $34,085,000 $307,072 $8,824 3.64%
    >60% 8 $3,480,000 $435,000 $5,446 3.43%

    Bank Of Hawaii lent most frequently to those with DTI ratios of 20-30%, with 870 originations. The next most common DTI ratio? 30-36%, with 813 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 2,444 $793,110,000 $324,513 $11,112 3.70%
    White 1,276 $472,160,000 $370,031 $11,235 3.69%
    Not provided 709 $314,865,000 $444,097 $10,437 3.71%
    Native Hawaiian or Islander 339 $103,115,000 $304,174 $10,203 3.75%
    Not applicable 35 $92,845,000 $2,652,714 $0 3.76%
    American Indian 37 $8,315,000 $224,730 $11,881 3.78%
    Black 24 $6,940,000 $289,167 $9,318 4.02%
    Chinese 17 $4,915,000 $289,118 $12,625 3.54%
    Japanese 16 $4,040,000 $252,500 $7,316 3.44%
    Filipino 22 $3,950,000 $179,545 $7,864 3.58%
    Native Hawaiian 12 $3,490,000 $290,833 $4,615 3.45%
    Samoan 5 $1,535,000 $307,000 $7,465 3.87%
    Korean 3 $455,000 $151,667 $4,686 3.77%
    Other Pacific Islander 1 $385,000 $385,000 $0 3.85%
    Guamanian 1 $205,000 $205,000 $0 3.85%
    Other Asian 1 $175,000 $175,000 $0 3.25%
    1 $55,000 $55,000 $0 3.60%

    Approval Rates

    Total approvals of all applications
    79.39%

    Bank Of Hawaii has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    77.69%

    Bank Of Hawaii has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,943 $1,810,555,000 $366,287

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 35 $93,655,000 $2,675,857
    Single Family (1-4 Units):Site-Built 4,908 $1,716,900,000 $349,817

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 990 $238,110,000 $240,515 $7,745 3.74%
    40-60% 764 $375,320,000 $491,257 $9,705 3.64%
    60-80% 1,327 $778,115,000 $586,372 $12,047 3.74%
    80-100% 514 $261,550,000 $508,852 $11,311 3.63%
    Over 100% 12 $15,120,000 $1,260,000 $15,651 3.69%
    Under 20% 1,335 $137,785,000 $103,210 $5,724 3.71%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    BANK OF HAWAII CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%
    BANK OF HAWAII CORPORATION Home equity loan or line of credit (HELOC) Trouble during payment process 2 50.0%
    BANK OF HAWAII CORPORATION Conventional home mortgage Trouble during payment process 1 25.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Hawaii 120 Pauahi Street Hilo, HI 96720 Full Service B&M $450,443
    Bank of Hawaii 101 North King Street Honolulu, HI 96817 Full Service B&M $145,190
    Bank of Hawaii 11 East Kamehameha Avenue Kahului, HI 96732 Full Service B&M $539,918
    Bank of Hawaii 111 South King Street Honolulu, HI 96813 Full Service B&M $4,896,843
    Bank of Hawaii 1234 S. Beretania Street, Ste 200 Honolulu, HI 96814 Full Service Retail $40,529
    Bank of Hawaii 1280 South Kihei Road Suite 116 Kihei, HI 96753 Full Service B&M $195,220
    Bank of Hawaii 1288 Ala Moana Boulevard, Ste 110 Honolulu, HI 96814 Full Service B&M $219,061
    Bank of Hawaii 130 Papalaua Street Lahaina, HI 96761 Full Service B&M $130,861
    Bank of Hawaii 134 West Soledad Avenue, Fl 2 Hagatna, GU 96910 Full Service B&M $549,341
    Bank of Hawaii 1340-C North Marine Corps Drive Tamuning, GU 96913 Full Service B&M $119,902
    Bank of Hawaii 1441 Kapiolani Boulevard Honolulu, HI 96814 Full Service B&M $494,886
    Bank of Hawaii 1451 South King Street Honolulu, HI 96814 Full Service B&M $219,422
    Bank of Hawaii 15-2906 Pahoa Village Road Pahoa, HI 96778 Full Service B&M $44,919
    Bank of Hawaii 1617 Dillingham Boulevard Honolulu, HI 96817 Full Service B&M $203,996
    Bank of Hawaii 1620 N School Street, Ste 108 Honolulu, HI 96817 Full Service Retail $35,071
    Bank of Hawaii 170 E Kamehameha Avenue, Suite 1 Kahului, HI 96732 Full Service Retail $22,049
    Bank of Hawaii 1950 North King Street Honolulu, HI 96819 Full Service B&M $102,074
    Bank of Hawaii 200 Hamakua Drive, Suite A1 Kailua, HI 96734 Full Service Retail $42,883
    Bank of Hawaii 20b Ala Malama Street Kaunakakai, HI 96748 Full Service B&M $51,508
    Bank of Hawaii 2155 Kalakaua Avenue, Suite 104 Honolulu, HI 96815 Full Service B&M $985,590
    Bank of Hawaii 2470 South King Street, Suite 101 Honolulu, HI 96826 Full Service B&M $126,015
    Bank of Hawaii 277 Pi'ikea Avenue Kihei, HI 96753 Full Service Retail $30,633
    Bank of Hawaii 2809 East Manoa Road Honolulu, HI 96822 Full Service B&M $177,298
    Bank of Hawaii 2969 Mapunapuna Place, Suite 100 Honolulu, HI 96819 Full Service B&M $281,386
    Bank of Hawaii 340 Main Road Bank Of Hawaii Building Koror, PW 96940 Full Service B&M $155,270
    Bank of Hawaii 35 Baldwin Avenue Paia, HI 96779 Full Service B&M $94,918
    Bank of Hawaii 3600 Waialae Avenue Honolulu, HI 96816 Full Service B&M $270,014
    Bank of Hawaii 3764 Hanapepe Road Hanapepe, HI 96716 Full Service B&M $89,755
    Bank of Hawaii 377 Keahole Street, Ste Isb Honolulu, HI 96825 Full Service Retail $78,524
    Bank of Hawaii 381 East Makaala St., Ste 101 Hilo, HI 96720 Full Service Retail $21,997
    Bank of Hawaii 4-1407 Kuhio Highway Kapaa, HI 96746 Full Service B&M $85,972
    Bank of Hawaii 417 East Kawili Street Hilo, HI 96720 Full Service B&M $133,639
    Bank of Hawaii 4405 Honoapiilani Highway Lahaina, HI 96761 Full Service B&M $129,579
    Bank of Hawaii 4454 Nuhou Street Suite 302 Lihue, HI 96766 Full Service B&M $5,669
    Bank of Hawaii 4455 Rice Street Lihue, HI 96766 Full Service B&M $205,108
    Bank of Hawaii 4480 Kapolei Parkway Suite 700 Kapolei, HI 96707 Full Service B&M $134,421
    Bank of Hawaii 45-1001 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $230,241
    Bank of Hawaii 45-3568 Mamane Street Honokaa, HI 96727 Full Service B&M $44,088
    Bank of Hawaii 46-065 Kamehameha Hwy, Lbby Kaneohe, HI 96744 Full Service Retail $30,929
    Bank of Hawaii 460 Eighth Street Lanai City, HI 96763 Full Service B&M $14,466
    Bank of Hawaii 4634 Kilauea Avenue Honolulu, HI 96816 Full Service B&M $635,965
    Bank of Hawaii 5-4280 Kuhio Highway Princeville, HI 96722 Full Service B&M $133,175
    Bank of Hawaii 50 East Puainako Street, Suite 113 Hilo, HI 96720 Full Service Retail $30,476
    Bank of Hawaii 55 Pukalani Street Pukalani, HI 96788 Full Service B&M $112,963
    Bank of Hawaii 58 Maui Lani Pkwy, Ste 5100 Wailuku, HI 96793 Full Service B&M $13,086
    Bank of Hawaii 634 California Avenue Wahiawa, HI 96786 Full Service B&M $133,182
    Bank of Hawaii 636 Kailua Road Kailua, HI 96734 Full Service B&M $296,496
    Bank of Hawaii 66-165 Kamehameha Highway, Suite 101 Haleiwa, HI 96712 Full Service B&M $68,237
    Bank of Hawaii 67-1191 Mamalahoa Highway Kamuela, HI 96743 Full Service B&M $162,243
    Bank of Hawaii 7192 Kalanianaole Highway, Suite C-115 Honolulu, HI 96825 Full Service B&M $165,606
    Bank of Hawaii 74-5457 Makala Boulevard, Suite 102 Kailua Kona, HI 96740 Full Service B&M $311,417
    Bank of Hawaii 78-6831 Alii Drive, Suite 131 Kailua Kona, HI 96740 Full Service Retail $34,785
    Bank of Hawaii 81-6638 Mamalahoa Hwy Kealakekua, HI 96750 Full Service B&M $54,802
    Bank of Hawaii 850 Kamehameha Highway, Suite 270 Pearl City, HI 96782 Full Service B&M $191,108
    Bank of Hawaii 86-120 Farrington Highway Waianae, HI 96792 Full Service B&M $56,095
    Bank of Hawaii 888 Kapahulu Avenue, Suite 102 Honolulu, HI 96816 Full Service Retail $30,998
    Bank of Hawaii 91-1119 Keaunui Drive, Suite 750 Ewa Beach, HI 96706 Full Service Retail $61,345
    Bank of Hawaii 91-590 Farrington Highway Ste 401 Kapolei, HI 96707 Full Service Retail $24,561
    Bank of Hawaii 94-661 Kupuohi St. Waipahu, HI 96797 Full Service B&M $42,713
    Bank of Hawaii 94-712 Farrington Highway Waipahu, HI 96797 Full Service B&M $190,679
    Bank of Hawaii 94-780 Meheula Parkway, Ste B1 Mililani, HI 96789 Full Service Retail $43,357
    Bank of Hawaii 95-1249 Meheula Parkway, Ste 144 Mililani, HI 96789 Full Service Retail $30,799
    Bank of Hawaii 95-221 Kipapa Drive Suite 1120 Mililani, HI 96789 Full Service B&M $130,438
    Bank of Hawaii 96-3163 Pikake Street Pahala, HI 96777 Full Service B&M $22,407
    Bank of Hawaii 98-1059 Moanalua Road Aiea, HI 96701 Full Service B&M $464,275
    Bank of Hawaii Hana Shopping Center, Room 3 Hana, HI 96713 Limited, Mobile/Seasonal Office $7,492
    Bank of Hawaii Senator Daniel K Inouye Industrial Park Pago Pago, AS 96799 Limited, Drive-thru $50,398
    Bank of Hawaii Springs Plaza Chalan Pale Arnold Road Saipan, MP 96950 Full Service B&M $201,313

    For 2019, Bank Of Hawaii had 68 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $592,583
    Net interest income $502,901
    Total noninterest income $182,607
    Gross Fiduciary activities income $45,847
    Service charges on deposit accounts $30,897
    Trading account gains and fees $9,588
    Additional Noninterest Income $96,275
    Pre-tax net operating income $292,000
    Securities gains (or losses, -) $-3,136
    Income before extraordinary items $227,134
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $227,134
    Minority interest net income $0
    Net income $227,134
    Sale, conversion, retirement of capital stock, net $7,578
    Net operating income $229,611

    Bank Of Hawaii's gross interest income from loans was $592,583,000.
    Bank Of Hawaii's net interest income from loans was $502,901,000.
    Bank Of Hawaii's fee based income from loans was $30,897,000.
    Bank Of Hawaii's net income from loans was $227,134,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $89,682
    Provision for credit losses $16,000
    Total noninterest expense $377,508
    Salaries and employee benefits $219,338
    Premises and equipment expense $61,521
    Additional noninterest expense $96,649
    Applicable income taxes $61,730
    Net charge-offs $12,666
    Cash dividends $220,000

    Bank Of Hawaii's interest expense for loans was $89,682,000.
    Bank Of Hawaii's payroll and benefits expense were $219,338,000.
    Bank Of Hawaii's property, plant and equipment expenses $61,521,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $15,821,538
    Deposits held in domestic offices $14,754,337
    Deposits by Individuals, partnerships, and corporations $13,416,474
    Deposits by U.S. Government $2,039
    Deposits by States and political subdivisions in the U.S. $1,214,186
    Deposits by Commercial banks and other depository institutions in U.S. $118,988
    Deposits by Banks in foreign countries $2,649
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,071,756
    Demand deposits $804,919
    Nontransaction accounts $13,682,580
    Money market deposit accounts (MMDAs) $8,365,805
    Other savings deposits (excluding MMDAs) $3,640,843
    Total time deposits $1,675,932
    Total time and savings deposits $13,949,417
    Noninterest-bearing deposits $4,105,038
    Interest-bearing deposits $10,649,299
    Retail deposits $13,544,271
    IRAs and Keogh plan accounts $124,259
    Brokered deposits $16,453
    Deposits held in foreign offices $1,067,201

    Assets

    Asset Value (in 000's)
    Total Assets $18,065,971
    Cash & Balances due from depository institutions $558,658
    Interest-bearing balances $259,553
    Total securities $5,656,323
    Federal funds sold & reverse repurchase $0
    Net loans and leases $10,919,927
    Loan and leases loss allowance $110,027
    Trading account assets $58,755
    Bank premises and fixed assets $289,226
    Other real estate owned $2,737
    Goodwill and other intangibles $42,410
    All other assets $537,935

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $18,065,971
    Total Liabilities $16,836,196
    Total deposits $15,821,538
    Interest-bearing deposits $11,294,957
    Deposits held in domestic offices $14,754,337
    % insured (estimated) $50
    Federal funds purchased and repurchase agreements $604,306
    Trading liabilities $7,520
    Other borrowed funds $193,775
    Subordinated debt $0
    All other liabilities $209,057

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $10,919,927
    Loan and leases loss allowance $110,027
    Total loans and leases (domestic) $11,029,954
    All real estate loans $8,437,287
    Real estate loans in domestic offices $8,131,282
    Construction and development loans $309,599
    Residential 1-4 family construction $33,192
    Other construction, all land development and other land $276,407
    Loans secured by nonfarm nonresidential properties $1,833,131
    Nonfarm nonresidential secured by owner-occupied properties $416,836
    Commercial real estate & other non-farm, non-residential $1,416,295
    Multifamily residential real estate $429,661
    1-4 family residential loans $5,556,164
    Farmland loans $2,727
    Loans held in foreign offices $306,005
    Farm loans $961
    Commercial and industrial loans $867,305
    To non-U.S. addressees $1,680
    Loans to individuals $1,112,631
    Credit card loans $0
    Related Plans $53,640
    Consumer Auto Loans $721,562
    Other loans to individuals $337,429
    All other loans & leases $612,994
    Loans to foreign governments and official institutions $16
    Other loans $389,751
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $16,664
    Loans secured by real estate to non-U.S. addressees $78,358
    Restructured Loans & leases $57,017
    Non 1-4 family restructured loans & leases $40,975
    Total loans and leases (foreign) $621,597

    Bank of Hawaii had $10,919,927,000 of loans outstanding in 2019. $8,437,287,000 of loans were in real estate loans. $309,599,000 of loans were in development loans. $429,661,000 of loans were in multifamily mortgage loans. $5,556,164,000 of loans were in 1-4 family mortgage loans. $961,000 of loans were in farm loans. $0 of loans were in credit card loans. $721,562,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 282 $117,360 $416,170
    Nonfarm, nonresidential loans - <$100k 4 $277 $69,250
    Nonfarm, nonresidential loans - $100-250k 56 $8,608 $153,714
    Nonfarm, nonresidential loans - $250k-1MM 222 $108,475 $488,626
    Commercial & Industrial, US addressed loans - <$1MM 1,899 $120,602 $63,508
    Commercial & Industrial, US addressed loans - <$100k 1,522 $34,197 $22,468
    Commercial & Industrial, US addressed loans - $100-250k 142 $15,848 $111,606
    Commercial & Industrial, US addressed loans - $250k-1MM 235 $70,557 $300,243
    Agriculture operations loans - <$1MM 23 $961 $41,783
    Agriculture operations loans - <$100k 18 $481 $26,722
    Agriculture operations loans - $100-250k 4 $313 $78,250
    Agriculture operations loans - $250k-1MM 1 $167 $167,000