Bank Of Hawaii Mortgage Rates, Fees & Info

Honolulu, HI

LEI: XJCRTTYJVBMA22IXL619

Tax ID: 99-0033900

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Bank Of Hawaii is a mid-sized bank specializing in Refi and Home Purchase loans. Bank Of Hawaii has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Urban Honolulu, Kahului, Hilo, Kapaa, and Eugene among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Hawaii has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bank Of Hawaii is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 4.21% 11/21/24
    30 Year Conventional Purchase 6.21% 11/21/24
    30 Year Conventional Refi 6.18% 11/21/24
    30 Year Cash-out Refi 6.18% 11/21/24
    30 Year FHA Purchase 5.81% 11/21/24
    30 Year FHA Refi 6.27% 11/21/24
    30 Year VA Purchase 5.99% 11/21/24
    30 Year VA Refi 5.92% 11/21/24
    15 Year Conventional Purchase 5.86% 11/21/24
    15 Year Conventional Refi 5.69% 11/21/24
    15 Year Cash-out Refi 5.69% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Bank Of Hawaii Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Bank Of Hawaii. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    6,829

    Origination Dollar Volume (All Markets)

    $3,033,485,000

    Employee count

    2,056

    Awards

    Bank of Hawaii 30 Year Conventional Loans silver Bank of Hawaii FHA Loans gold
    Show all (2) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    URBAN HONOLULU, HI (FHA|USDA|VA) 5,155 $2,293,945,000 $444,994 $11,290 2.64%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 720 $372,120,000 $516,833 $9,620 2.86%
    Hilo, HI (FHA|USDA|VA) 629 $224,625,000 $357,114 $10,117 2.66%
    Kapaa, HI (FHA|USDA|VA) 324 $140,630,000 $434,043 $10,243 2.70%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $2,165,000 $2,165,000 $0 2.75%
    Bank Of Hawaii's top markets include Urban Honolulu, Kahului, Hilo, Kapaa, and Eugene among others.

    Their top states include:
  • Hawaii (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Bank of Hawaii based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    HONOLULU
    Similarity Rank: 53
    ALOHA PACIFIC
    Similarity Rank: 140
    University of Hawaii Federal Credit Union
    Similarity Rank: 204
    HAWAIIAN FINANCIAL
    Similarity Rank: 212
    American Mortgage and Insurance Inc.
    Similarity Rank: 520
    Territorial Savings Bank
    Similarity Rank: 532
    HAWAIIUSA FEDERAL CREDIT UNION
    Similarity Rank: 664
    HAWAII STATE FEDERAL CREDIT UNION
    Similarity Rank: 676
    COMPASS HOME LOANS, LLC
    Similarity Rank: 704
    PACIFIC HOME LOANS, INC.
    Similarity Rank: 783

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 3,561 $939,385,000 $263,798 n/a 2.44%
    Conventional 3,165 $2,053,935,000 $648,953 $10,869 2.91%
    FHA 58 $17,850,000 $307,759 $11,511 2.66%
    VA 45 $22,315,000 $495,889 $13,130 2.71%

    For 2021, Bank Of Hawaii's most frequently originated type of loan was HELOC, with 3,561 originations. Their 2nd most popular type was Conventional, with 3,165 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 3,648 $1,474,050,000 $404,071 $9,454 2.65%
    Home Purchase 1,166 $882,700,000 $757,033 $12,849 2.99%
    Cash Out Refi 749 $414,865,000 $553,892 $11,295 2.84%
    Other 729 $156,245,000 $214,328 $8,387 2.36%
    Home Improvement 537 $105,625,000 $196,695 $8,727 2.22%

    For 2021, Bank Of Hawaii's most frequently cited loan purpose was Refi, with 3,648 originations. The 2nd most popular reason was Home Purchase, with 1,166 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,238 $2,543,140,000 $407,685 $11,569 2.68%
    15 Year 374 $178,020,000 $475,989 $7,745 2.41%
    20 Year 132 $59,580,000 $451,364 $8,441 2.76%
    10 Year 66 $75,520,000 $1,144,242 $5,256 2.65%
    Other 15 $117,455,000 $7,830,333 $7,240 3.01%
    5 Year 3 $5,765,000 $1,921,667 $0 3.50%
    3 Year 1 $54,005,000 $54,005,000 $0 1.64%

    For 2021, Bank Of Hawaii's most frequently cited loan duration was 30 Year, with 6,238 originations. The 2nd most popular length was 15 Year, with 374 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,442 $998,800,000 $692,649
    $<1k 274 $155,750,000 $568,431
    $3k-4k 233 $89,945,000 $386,030
    $2k-3k 228 $95,750,000 $419,956
    $4k-5k 184 $76,460,000 $415,543
    $1k-2k 170 $60,090,000 $353,471

    Bank Of Hawaii's average total fees were $11,569, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,442 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 3,156 $1,050,290,000 $332,792
    2.5-3% 2,243 $1,290,345,000 $575,276
    3-4% 946 $579,660,000 $612,748
    4-5% 484 $113,190,000 $233,864

    During 2021, Bank Of Hawaii's average interest rate for loans was 2.68%, while their most frequently originated rate bucket for loans was <2.5%, with 3,156 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,386 $680,360,000 $285,147 $7,442 2.67%
    $400k-600k 1,502 $697,320,000 $464,261 $10,040 2.67%
    $100k-200k 1,072 $158,060,000 $147,444 $5,016 2.59%
    $600k-1MM 900 $684,610,000 $760,678 $14,060 2.78%
    $100,000 or less 534 $33,180,000 $62,135 $4,023 2.47%
    $1MM+ 435 $779,955,000 $1,793,000 $19,170 2.80%

    2021 saw Bank Of Hawaii place emphasis on $200k-400k loans with 2,386 originations, totaling $680,360,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 1,774 $742,200,000 $418,377 $11,838 2.67%
    $100k-150k 1,593 $529,055,000 $332,112 $10,154 2.62%
    $250k+ 1,443 $970,045,000 $672,242 $14,726 2.70%
    $75k-100k 823 $235,765,000 $286,470 $8,482 2.61%
    $50k-75k 656 $159,550,000 $243,216 $7,516 2.70%
    $50k or less 255 $42,685,000 $167,392 $6,271 2.64%

    Bank Of Hawaii lent most frequently to those with incomes in the $150k-250k range, with 1,774 originations. The second most popular income band? $100k-150k, with 1,593 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,577 $649,225,000 $411,684 $10,471 2.66%
    30-36% 1,229 $518,915,000 $422,225 $11,173 2.71%
    <20% 775 $302,765,000 $390,665 $9,737 2.56%
    50-60% 334 $117,570,000 $352,006 $12,108 2.40%
    42% 303 $146,755,000 $484,340 $12,735 2.85%
    40% 259 $117,635,000 $454,189 $11,368 2.81%
    49% 252 $80,600,000 $319,841 $9,990 2.51%
    41% 231 $103,745,000 $449,113 $12,391 2.79%
    39% 212 $91,830,000 $433,160 $11,551 2.78%
    37% 209 $88,425,000 $423,086 $10,590 2.75%
    36% 207 $95,075,000 $459,300 $11,763 2.75%
    38% 207 $90,145,000 $435,483 $12,349 2.75%
    47% 176 $73,500,000 $417,614 $10,002 2.61%
    43% 161 $59,485,000 $369,472 $10,255 2.53%
    48% 161 $54,585,000 $339,037 $9,332 2.62%
    44% 153 $59,265,000 $387,353 $10,683 2.63%
    46% 144 $52,110,000 $361,875 $11,910 2.64%
    45% 138 $48,000,000 $347,826 $9,492 2.71%
    >60% 27 $18,125,000 $671,296 $13,048 2.40%

    Bank Of Hawaii lent most frequently to those with DTI ratios of 20-30%, with 1,577 originations. The next most common DTI ratio? 30-36%, with 1,229 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 3,450 $1,295,910,000 $375,626 $10,837 2.62%
    White 1,653 $740,875,000 $448,200 $11,256 2.75%
    Not provided 1,026 $500,630,000 $487,943 $11,256 2.70%
    Not applicable 57 $247,105,000 $4,335,175 $0 2.82%
    Native Hawaiian or Islander 416 $157,120,000 $377,692 $10,759 2.58%
    Japanese 61 $22,485,000 $368,607 $8,440 2.73%
    American Indian 48 $19,040,000 $396,667 $9,572 2.60%
    Black 35 $15,535,000 $443,857 $11,402 2.64%
    Filipino 24 $9,210,000 $383,750 $8,597 2.71%
    Chinese 17 $6,825,000 $401,471 $7,226 2.82%
    Native Hawaiian 15 $5,715,000 $381,000 $10,557 2.67%
    Asian Indian 8 $4,790,000 $598,750 $9,271 2.92%
    Other Asian 10 $3,420,000 $342,000 $7,969 2.41%
    Korean 4 $2,180,000 $545,000 $11,176 2.84%
    Vietnamese 1 $1,205,000 $1,205,000 $23,589 2.63%
    Other Pacific Islander 3 $965,000 $321,667 $5,317 3.17%
    Samoan 1 $475,000 $475,000 $6,719 3.25%

    Approval Rates

    Total approvals of all applications
    80.35%

    Bank Of Hawaii has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.42%

    Bank Of Hawaii has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,829 $3,033,485,000 $444,206

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,829 $3,033,485,000 $444,206

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,562 $481,080,000 $307,990 $8,177 2.59%
    40-60% 1,619 $812,515,000 $501,862 $10,359 2.73%
    60-80% 1,980 $1,235,160,000 $623,818 $12,620 2.78%
    80-100% 471 $263,685,000 $559,841 $11,130 2.68%
    Over 100% 6 $78,350,000 $13,058,333 $14,070 3.10%
    Under 20% 1,191 $162,695,000 $136,604 $5,911 2.48%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    BANK OF HAWAII CORPORATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 33.3%
    BANK OF HAWAII CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
    BANK OF HAWAII CORPORATION Conventional home mortgage Closing on a mortgage 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Bank of Hawaii 101 North King Street Honolulu, HI 96817 Full Service B&M $173,834
    Bank of Hawaii 11 East Kamehameha Avenue Kahului, HI 96732 Full Service B&M $858,933
    Bank of Hawaii 111 South King Street Honolulu, HI 96813 Full Service B&M $6,838,760
    Bank of Hawaii 120 Pauahi Street Hilo, HI 96720 Full Service B&M $670,033
    Bank of Hawaii 1234 S. Beretania Street, Ste 200 Honolulu, HI 96814 Full Service Retail $44,869
    Bank of Hawaii 1280 South Kihei Road Suite 116 Kihei, HI 96753 Full Service B&M $340,137
    Bank of Hawaii 1288 Ala Moana Boulevard, Ste 110 Honolulu, HI 96814 Full Service B&M $249,704
    Bank of Hawaii 130 Papalaua Street Lahaina, HI 96761 Full Service B&M $217,472
    Bank of Hawaii 134 West Soledad Avenue, Fl 2 Hagatna, GU 96910 Full Service B&M $610,351
    Bank of Hawaii 1340-C North Marine Corps Drive Tamuning, GU 96913 Full Service B&M $168,379
    Bank of Hawaii 1441 Kapiolani Boulevard Honolulu, HI 96814 Full Service B&M $878,739
    Bank of Hawaii 15-2906 Pahoa Village Road Pahoa, HI 96778 Full Service B&M $61,120
    Bank of Hawaii 20b Ala Malama Street Kaunakakai, HI 96748 Full Service B&M $68,914
    Bank of Hawaii 2155 Kalakaua Avenue, Suite 104 Honolulu, HI 96815 Full Service B&M $1,032,048
    Bank of Hawaii 2470 South King Street, Suite 101 Honolulu, HI 96826 Full Service B&M $170,754
    Bank of Hawaii 2809 East Manoa Road Honolulu, HI 96822 Full Service B&M $222,779
    Bank of Hawaii 2969 Mapunapuna Place, Suite 100 Honolulu, HI 96819 Full Service B&M $384,498
    Bank of Hawaii 340 Main Road Bank Of Hawaii Building Koror, PW 96940 Full Service B&M $185,114
    Bank of Hawaii 35 Baldwin Avenue Paia, HI 96779 Full Service B&M $137,316
    Bank of Hawaii 3600 Waialae Avenue Honolulu, HI 96816 Full Service B&M $341,274
    Bank of Hawaii 3764 Hanapepe Road Hanapepe, HI 96716 Full Service B&M $99,520
    Bank of Hawaii 4-1407 Kuhio Highway Kapaa, HI 96746 Full Service B&M $99,338
    Bank of Hawaii 417 East Kawili Street Hilo, HI 96720 Full Service B&M $174,009
    Bank of Hawaii 4211 Waialae Avenue, Kiosk Space No. K-1 Honolulu, HI 96816 Full Service B&M $4,006
    Bank of Hawaii 4405 Honoapiilani Highway Lahaina, HI 96761 Full Service B&M $196,389
    Bank of Hawaii 4455 Rice Street Lihue, HI 96766 Full Service B&M $380,067
    Bank of Hawaii 4480 Kapolei Parkway Suite 700 Kapolei, HI 96707 Full Service B&M $213,056
    Bank of Hawaii 45-1001 Kamehameha Highway Kaneohe, HI 96744 Full Service B&M $322,285
    Bank of Hawaii 45-3568 Mamane Street Honokaa, HI 96727 Full Service B&M $49,875
    Bank of Hawaii 460 Eighth Street Lanai City, HI 96763 Full Service B&M $21,843
    Bank of Hawaii 4634 Kilauea Avenue Honolulu, HI 96816 Full Service B&M $787,655
    Bank of Hawaii 5-4280 Kuhio Highway Princeville, HI 96722 Full Service B&M $186,595
    Bank of Hawaii 50 East Puainako Street, Suite 113 Hilo, HI 96720 Full Service Retail $34,152
    Bank of Hawaii 55 Pukalani Street, Suite D-31 Makawao, HI 96768 Full Service B&M $161,082
    Bank of Hawaii 58 Maui Lani Pkwy, Ste 5100 Wailuku, HI 96793 Full Service B&M $16,961
    Bank of Hawaii 634 California Avenue Wahiawa, HI 96786 Full Service B&M $161,919
    Bank of Hawaii 636 Kailua Road Kailua, HI 96734 Full Service B&M $454,424
    Bank of Hawaii 66-165 Kamehameha Highway, Suite 101 Haleiwa, HI 96712 Full Service B&M $99,247
    Bank of Hawaii 67-1191 Mamalahoa Highway Kamuela, HI 96743 Full Service B&M $214,687
    Bank of Hawaii 7192 Kalanianaole Highway, Suite C-115 Honolulu, HI 96825 Full Service B&M $329,306
    Bank of Hawaii 74-5457 Makala Boulevard, Suite 102 Kailua Kona, HI 96740 Full Service B&M $471,057
    Bank of Hawaii 75-971 Henry Street Kailua-Kona, HI 96740 Full Service B&M $1
    Bank of Hawaii 81-6638 Mamalahoa Hwy Kealakekua, HI 96750 Full Service B&M $70,505
    Bank of Hawaii 850 Kamehameha Highway, Suite 270 Pearl City, HI 96782 Full Service B&M $213,916
    Bank of Hawaii 86-120 Farrington Highway Waianae, HI 96792 Full Service B&M $76,813
    Bank of Hawaii 909 Dillingham Boulevard Honolulu, HI 96817 Full Service B&M $420,261
    Bank of Hawaii 91-1119 Keaunui Drive, Suite 750 Ewa Beach, HI 96706 Full Service Retail $74,482
    Bank of Hawaii 94-661 Kupuohi St. Waipahu, HI 96797 Full Service B&M $61,323
    Bank of Hawaii 94-712 Farrington Highway Waipahu, HI 96797 Full Service B&M $262,526
    Bank of Hawaii 95-1249 Meheula Pkwy, Suite F-3 Mililani, HI 96789 Full Service Retail $262,465
    Bank of Hawaii 96-3163 Pikake Street Pahala, HI 96777 Full Service B&M $30,245
    Bank of Hawaii 98-1059 Moanalua Road Aiea, HI 96701 Full Service B&M $593,439
    Bank of Hawaii Hana Shopping Center, Room 3 Hana, HI 96713 Limited, Mobile/Seasonal Office $10,081
    Bank of Hawaii Springs Plaza Chalan Pale Arnold Road Saipan, MP 96950 Full Service B&M $180,873

    For 2021, Bank Of Hawaii had 54 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $533,628
    Net interest income $504,202
    Total noninterest income $176,132
    Gross Fiduciary activities income $46,848
    Service charges on deposit accounts $26,740
    Trading account gains and fees $7,967
    Additional Noninterest Income $94,577
    Pre-tax net operating income $329,397
    Securities gains (or losses, -) $-349
    Income before extraordinary items $254,734
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $254,734
    Minority interest net income $0
    Net income $254,734
    Sale, conversion, retirement of capital stock, net $12,488
    Net operating income $255,009

    Bank Of Hawaii's gross interest income from loans was $533,628,000.
    Bank Of Hawaii's net interest income from loans was $504,202,000.
    Bank Of Hawaii's fee based income from loans was $26,740,000.
    Bank Of Hawaii's net income from loans was $254,734,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $29,426
    Provision for credit losses $-50,500
    Total noninterest expense $401,437
    Salaries and employee benefits $232,622
    Premises and equipment expense $67,903
    Additional noninterest expense $100,912
    Applicable income taxes $74,314
    Net charge-offs $5,965
    Cash dividends $62,000

    Bank Of Hawaii's interest expense for loans was $29,426,000.
    Bank Of Hawaii's payroll and benefits expense were $232,622,000.
    Bank Of Hawaii's property, plant and equipment expenses $67,903,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $20,366,484
    Deposits held in domestic offices $19,162,159
    Deposits by Individuals, partnerships, and corporations $17,863,920
    Deposits by U.S. Government $3,697
    Deposits by States and political subdivisions in the U.S. $1,132,110
    Deposits by Commercial banks and other depository institutions in U.S. $129,424
    Deposits by Banks in foreign countries $33,008
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $11,147,126
    Demand deposits $6,720,312
    Nontransaction accounts $8,015,033
    Money market deposit accounts (MMDAs) $2,425,725
    Other savings deposits (excluding MMDAs) $4,675,896
    Total time deposits $913,411
    Total time and savings deposits $12,441,847
    Noninterest-bearing deposits $6,720,312
    Interest-bearing deposits $12,441,847
    Retail deposits $18,606,534
    IRAs and Keogh plan accounts $128,460
    Brokered deposits $0
    Deposits held in foreign offices $1,204,325

    Assets

    Asset Value (in 000's)
    Total Assets $22,754,563
    Cash & Balances due from depository institutions $560,434
    Interest-bearing balances $364,107
    Total securities $8,968,335
    Federal funds sold & reverse repurchase $0
    Net loans and leases $12,128,001
    Loan and leases loss allowance $157,821
    Trading account assets $85,465
    Bank premises and fixed assets $295,014
    Other real estate owned $2,332
    Goodwill and other intangibles $39,639
    All other assets $675,343

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $22,754,563
    Total Liabilities $21,168,090
    Total deposits $20,366,484
    Interest-bearing deposits $13,084,821
    Deposits held in domestic offices $19,162,159
    % insured (estimated) $49
    Federal funds purchased and repurchase agreements $450,490
    Trading liabilities $23,633
    Other borrowed funds $10,391
    Subordinated debt $0
    All other liabilities $317,092

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $12,128,001
    Loan and leases loss allowance $157,821
    Total loans and leases (domestic) $12,285,822
    All real estate loans $9,679,362
    Real estate loans in domestic offices $9,378,400
    Construction and development loans $335,207
    Residential 1-4 family construction $23,541
    Other construction, all land development and other land $311,666
    Loans secured by nonfarm nonresidential properties $2,234,983
    Nonfarm nonresidential secured by owner-occupied properties $457,472
    Commercial real estate & other non-farm, non-residential $1,777,511
    Multifamily residential real estate $665,800
    1-4 family residential loans $6,139,857
    Farmland loans $2,553
    Loans held in foreign offices $300,962
    Farm loans $1,923
    Commercial and industrial loans $877,542
    To non-U.S. addressees $872
    Loans to individuals $1,067,934
    Credit card loans $0
    Related Plans $47,126
    Consumer Auto Loans $737,256
    Other loans to individuals $283,552
    All other loans & leases $664,257
    Loans to foreign governments and official institutions $27
    Other loans $479,180
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $13,021
    Loans secured by real estate to non-U.S. addressees $65,802
    Restructured Loans & leases $57,586
    Non 1-4 family restructured loans & leases $40,053
    Total loans and leases (foreign) $614,820

    Bank of Hawaii had $12,128,001,000 of loans outstanding in 2021. $9,679,362,000 of loans were in real estate loans. $335,207,000 of loans were in development loans. $665,800,000 of loans were in multifamily mortgage loans. $6,139,857,000 of loans were in 1-4 family mortgage loans. $1,923,000 of loans were in farm loans. $0 of loans were in credit card loans. $737,256,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 281 $119,021 $423,562
    Nonfarm, nonresidential loans - <$100k 5 $329 $65,800
    Nonfarm, nonresidential loans - $100-250k 51 $7,623 $149,471
    Nonfarm, nonresidential loans - $250k-1MM 225 $111,069 $493,640
    Commercial & Industrial, US addressed loans - <$1MM 1,734 $130,112 $75,036
    Commercial & Industrial, US addressed loans - <$100k 1,324 $28,312 $21,384
    Commercial & Industrial, US addressed loans - $100-250k 148 $17,631 $119,128
    Commercial & Industrial, US addressed loans - $250k-1MM 262 $84,169 $321,256
    Agriculture operations loans - <$1MM 32 $1,923 $60,094
    Agriculture operations loans - <$100k 23 $488 $21,217
    Agriculture operations loans - $100-250k 8 $1,113 $139,125
    Agriculture operations loans - $250k-1MM 1 $322 $322,000