Blytheville USDA Loan Rates, Closing Costs & Stats

Blytheville, AR

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Blytheville's 12 lenders originated 30 USDA loans during 2024. The total origination value was $3,770,000, with an average USDA loan value of $125,667.

    Blytheville USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Blytheville averaged 6.73% for the week of 2025-04-04, compared to the national average (all USDA variants) of 6.324% for the same period.

    Blytheville's average USDA mortgage closing costs are $3,838.

    The average rate for the prior week (2025-03-28) was 6.89% and one month ago for the week of 2025-02-28, the average rate was 6.74%.

    The average rate one year ago was 6.8%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.12%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Blytheville USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Blytheville level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 6.71% $5,669
    Regions Bank 3 6.71% $3,963
    DAS Acquisition Company, LLC 3 6.83% $4,760
    T2 FINANCIAL LLC 2 6.75% $4,510
    First Financial Bank 2 6.06% $4,556
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.63% $4,998
    Renasant Bank 1 6.63% $3,581
    Centennial Bank 1 7.00% $5,250
    LEADERONE FINANCIAL CORPORATION 1 5.63% $9,215
    Cornerstone First Mortgage, Inc 1 7.63% $4,532
    Equity Prime Mortgage LLC 1 7.25% $4,278
    ENCORE BANK 1 6.38% $4,238

    The top Blytheville USDA lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 10 USDA loans originated. Their average total fees are $5,669, which is $1,706 higher than the next largest lender, Regions Bank.

    The lowest fee Blytheville USDA lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,669), .

    The lowest rate Blytheville USDA lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.71%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $87,500 (0.3%) $118,019 (-1.8%) 0.00 206
    2018-02-01 $86,250 (2.0%) $119,166 (3.4%) 0.00 201
    2018-03-01 $87,700 (2.1%) $120,885 (3.9%) 0.00 208
    2018-04-01 $86,975 (2.4%) $115,555 (0.1%) 0.00 206
    2018-05-01 $85,000 (-0.2%) $117,834 (3.9%) 0.00 199
    2018-06-01 $86,250 (-3.1%) $116,428 (1.6%) 0.00 203
    2018-07-01 $89,000 (0.0%) $123,255 (10.7%) 0.00 196
    2018-08-01 $89,975 (0.1%) $126,676 (9.2%) 0.00 195
    2018-09-01 $103,950 (15.6%) $130,407 (12.6%) 0.00 189
    2018-10-01 $106,700 (18.7%) $128,285 (10.0%) 0.00 188
    2018-11-01 $103,650 (15.9%) $125,426 (7.2%) 0.00 197
    2018-12-01 $109,900 (23.5%) $128,548 (10.4%) 0.00 194
    2019-01-01 $108,700 (24.2%) $129,799 (10.0%) 0.00 191
    2019-02-01 $96,125 (11.5%) $122,379 (2.7%) 0.00 195
    2019-03-01 $94,143 (7.4%) $119,425 (-1.2%) 0.00 203
    2019-04-01 $94,143 (8.2%) $118,631 (2.7%) 0.00 208
    2019-05-01 $92,100 (8.4%) $115,356 (-2.1%) 0.00 198
    2019-06-01 $94,900 (10.0%) $115,773 (-0.6%) 0.00 203
    2019-07-01 $89,300 (0.3%) $114,237 (-7.3%) 0.00 206
    2019-08-01 $90,200 (0.3%) $114,240 (-9.8%) 0.00 198
    2019-09-01 $90,650 (-12.8%) $115,659 (-11.3%) 0.00 198
    2019-10-01 $91,950 (-13.8%) $117,537 (-8.4%) 0.00 199
    2019-11-01 $89,950 (-13.2%) $116,744 (-6.9%) 0.00 196
    2019-12-01 $89,975 (-18.1%) $117,410 (-8.7%) 0.00 188
    2020-01-01 $89,900 (-17.3%) $116,834 (-10.0%) 0.00 190
    2020-02-01 $80,000 (-16.8%) $114,494 (-6.4%) 0.00 181
    2020-03-01 $79,900 (-15.1%) $110,296 (-7.6%) 0.00 171
    2020-04-01 $77,800 (-17.4%) $108,267 (-8.7%) 0.00 163
    2020-05-01 $75,000 (-18.6%) $107,694 (-6.6%) 0.00 152
    2020-06-01 $79,900 (-15.8%) $111,166 (-4.0%) 0.00 147
    2020-07-01 $79,900 (-10.5%) $113,737 (-0.4%) 0.00 130
    2020-08-01 $75,000 (-16.9%) $109,478 (-4.2%) 0.00 124
    2020-09-01 $75,000 (-17.3%) $107,807 (-6.8%) 0.00 122
    2020-10-01 $75,000 (-18.4%) $112,593 (-4.2%) 0.00 112
    2020-11-01 $75,000 (-16.6%) $114,193 (-2.2%) 0.00 108
    2020-12-01 $78,975 (-12.2%) $119,550 (1.8%) 0.00 110
    2021-01-01 $80,000 (-11.0%) $125,388 (7.3%) 0.00 111
    2021-02-01 $77,500 (-3.1%) $114,789 (0.3%) 0.00 85
    2021-03-01 $79,900 (0.0%) $122,225 (10.8%) 0.00 81
    2021-04-01 $82,500 (6.0%) $125,660 (16.1%) 0.00 81
    2021-05-01 $79,900 (6.5%) $126,191 (17.2%) 0.00 73
    2021-06-01 $89,450 (12.0%) $131,057 (17.9%) 0.00 75
    2021-07-01 $82,900 (3.8%) $131,557 (15.7%) 0.00 84
    2021-08-01 $81,025 (8.0%) $129,332 (18.1%) 0.00 94
    2021-09-01 $79,925 (6.6%) $135,867 (26.0%) 0.00 90
    2021-10-01 $95,000 (26.7%) $143,335 (27.3%) 0.00 90
    2021-11-01 $95,950 (27.9%) $149,292 (30.7%) 0.00 94
    2021-12-01 $97,450 (23.4%) $139,010 (16.3%) 0.00 93
    2022-01-01 $99,000 (23.8%) $135,597 (8.1%) 0.00 90
    2022-02-01 $103,450 (33.5%) $144,589 (26.0%) 0.00 86
    2022-03-01 $99,900 (25.0%) $139,161 (13.9%) 0.00 75
    2022-04-01 $89,900 (9.0%) $135,494 (7.8%) 0.00 70
    2022-05-01 $98,675 (23.5%) $148,793 (17.9%) 0.00 61
    2022-06-01 $103,675 (15.9%) $148,853 (13.6%) 0.00 69
    2022-07-01 $109,900 (32.6%) $161,904 (23.1%) 0.00 83
    2022-08-01 $99,900 (23.3%) $157,363 (21.7%) 0.00 84
    2022-09-01 $115,000 (43.9%) $158,705 (16.8%) 0.00 85
    2022-10-01 $118,000 (24.2%) $168,120 (17.3%) 0.00 84
    2022-11-01 $122,400 (27.6%) $176,531 (18.3%) 0.00 93
    2022-12-01 $134,450 (38.0%) $171,448 (23.3%) 0.00 97
    2023-01-01 $139,900 (41.3%) $173,124 (27.7%) 0.00 93
    2023-02-01 $128,650 (24.4%) $168,668 (16.7%) 0.00 92
    2023-03-01 $124,950 (25.1%) $172,939 (24.3%) 0.00 89
    2023-04-01 $135,850 (51.1%) $179,322 (32.4%) 0.00 91
    2023-05-01 $139,900 (41.8%) $182,080 (22.4%) 0.00 95
    2023-06-01 $133,350 (28.6%) $186,304 (25.2%) 0.00 91
    2023-07-01 $114,900 (4.6%) $174,776 (8.0%) 0.00 90
    2023-08-01 $113,338 (13.5%) $170,922 (8.6%) 0.00 89
    2023-09-01 $124,900 (8.6%) $166,856 (5.1%) 0.00 94
    2023-10-01 $132,200 (12.0%) $181,806 (8.1%) 0.00 97
    2023-11-01 $149,900 (22.5%) $187,088 (6.0%) 0.00 92
    2023-12-01 $152,400 (13.4%) $193,839 (13.1%) 0.00 95
    2024-01-01 $149,950 (7.2%) $189,389 (9.4%) 0.00 92
    2024-02-01 $134,950 (4.9%) $171,684 (1.8%) 0.00 101
    2024-03-01 $145,000 (16.1%) $169,750 (-1.8%) 0.00 98
    2024-04-01 $145,725 (7.3%) $172,507 (-3.8%) 0.00 99
    2024-05-01 $146,175 (4.5%) $174,716 (-4.0%) 0.00 102
    2024-06-01 $159,950 (20.0%) $187,337 (0.6%) 0.00 108
    2024-07-01 $163,675 (42.5%) $191,143 (9.4%) 0.00 110
    2024-08-01 $155,000 (36.8%) $184,207 (7.8%) 0.00 117
    2024-09-01 $159,975 (28.1%) $188,631 (13.1%) 0.00 114
    2024-10-01 $184,900 (39.9%) $199,419 (9.7%) 0.00 106
    2024-11-01 $187,400 (25.0%) $205,494 (9.8%) 0.00 104
    2024-12-01 $187,400 (23.0%) $212,271 (9.5%) 0.00 102
    2025-01-01 $197,925 (32.0%) $220,589 (16.5%) 0.00 95
    2025-02-01 $207,450 (53.7%) $226,536 (32.0%) 0.00 89
    2025-03-01 $238,400 (64.4%) $230,833 (36.0%) 0.00 82
    Blytheville's median listing price for 2025-03-01 was $238,400, a difference of $93,400 (64.4%) versus the prior year and $30,950 versus the prior month.

    Blytheville's median listing price comes in at 0% of the national average.

    Blytheville's average listing price for 2025-03-01 was $230,833, a difference of $61,083 (36.0%) versus the prior year and $4,297 versus the prior month.

    For the 2025-03-01 period, Blytheville had 82 MLS listings, a difference of -7 listings (-8%) versus the prior month and -16 listings (-16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,724 sqft
    2018-02-01 0 days 1,732 sqft
    2018-03-01 0 days 1,742 sqft
    2018-04-01 0 days 1,793 sqft
    2018-05-01 0 days 1,802 sqft
    2018-06-01 0 days 1,778 sqft
    2018-07-01 0 days 1,884 sqft
    2018-08-01 0 days 1,802 sqft
    2018-09-01 0 days 1,789 sqft
    2018-10-01 0 days 1,801 sqft
    2018-11-01 0 days 1,801 sqft
    2018-12-01 0 days 1,835 sqft
    2019-01-01 0 days 1,887 sqft
    2019-02-01 0 days 1,812 sqft
    2019-03-01 0 days 1,767 sqft
    2019-04-01 0 days 1,730 sqft
    2019-05-01 0 days 1,731 sqft
    2019-06-01 0 days 1,736 sqft
    2019-07-01 0 days 1,734 sqft
    2019-08-01 0 days 1,747 sqft
    2019-09-01 0 days 1,763 sqft
    2019-10-01 0 days 1,788 sqft
    2019-11-01 0 days 1,739 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,654 sqft
    2020-02-01 0 days 1,662 sqft
    2020-03-01 0 days 1,582 sqft
    2020-04-01 0 days 1,565 sqft
    2020-05-01 0 days 1,513 sqft
    2020-06-01 0 days 1,568 sqft
    2020-07-01 0 days 1,582 sqft
    2020-08-01 0 days 1,525 sqft
    2020-09-01 0 days 1,548 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,550 sqft
    2020-12-01 0 days 1,559 sqft
    2021-01-01 0 days 1,551 sqft
    2021-02-01 0 days 1,544 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,598 sqft
    2021-05-01 0 days 1,568 sqft
    2021-06-01 0 days 1,568 sqft
    2021-07-01 0 days 1,568 sqft
    2021-08-01 0 days 1,555 sqft
    2021-09-01 0 days 1,548 sqft
    2021-10-01 0 days 1,550 sqft
    2021-11-01 0 days 1,594 sqft
    2021-12-01 0 days 1,605 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,575 sqft
    2022-03-01 0 days 1,510 sqft
    2022-04-01 0 days 1,468 sqft
    2022-05-01 0 days 1,433 sqft
    2022-06-01 0 days 1,486 sqft
    2022-07-01 0 days 1,570 sqft
    2022-08-01 0 days 1,507 sqft
    2022-09-01 0 days 1,475 sqft
    2022-10-01 0 days 1,486 sqft
    2022-11-01 0 days 1,521 sqft
    2022-12-01 0 days 1,579 sqft
    2023-01-01 0 days 1,596 sqft
    2023-02-01 0 days 1,597 sqft
    2023-03-01 0 days 1,605 sqft
    2023-04-01 0 days 1,624 sqft
    2023-05-01 0 days 1,724 sqft
    2023-06-01 0 days 1,763 sqft
    2023-07-01 0 days 1,583 sqft
    2023-08-01 0 days 1,577 sqft
    2023-09-01 0 days 1,622 sqft
    2023-10-01 0 days 1,618 sqft
    2023-11-01 0 days 1,704 sqft
    2023-12-01 0 days 1,732 sqft
    2024-01-01 0 days 1,701 sqft
    2024-02-01 0 days 1,615 sqft
    2024-03-01 0 days 1,591 sqft
    2024-04-01 0 days 1,587 sqft
    2024-05-01 0 days 1,595 sqft
    2024-06-01 0 days 1,654 sqft
    2024-07-01 0 days 1,696 sqft
    2024-08-01 0 days 1,654 sqft
    2024-09-01 0 days 1,702 sqft
    2024-10-01 0 days 1,693 sqft
    2024-11-01 0 days 1,665 sqft
    2024-12-01 0 days 1,670 sqft
    2025-01-01 0 days 1,661 sqft
    2025-02-01 0 days 1,652 sqft
    2025-03-01 0 days 1,686 sqft
    Blytheville's median listing age (time on market) for 2025-03-01 was 0 days.

    Blytheville's median square footage for active listings during the 2025-03-01 period was 1,686 sqft. One year prior, the average listing was 1,591 sqft.