Blytheville USDA Loan Rates, Closing Costs & Stats

Blytheville, AR

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Blytheville's 15 lenders originated 39 USDA loans during 2023. The total origination value was $5,115,000, with an average USDA loan value of $131,154.

Blytheville USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Blytheville averaged 6.67% for the week of 2024-03-22, compared to the national average (all USDA variants) of 6.674% for the same period.

Blytheville's average USDA mortgage closing costs are $3,691.

The average rate for the prior week (2024-03-15) was 6.6% and one month ago for the week of 2024-02-16, the average rate was 6.68%.

The average rate one year ago was 6.57%.

For refis of the same type during the week of 2024-03-22, the average rate was 6.47%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Blytheville USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Blytheville level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
EVERETT FINANCIAL, INC. 17 7.01% $5,651
DAS Acquisition Company, LLC 5 7.20% $6,930
Regions Bank 4 6.94% $4,423
Centennial Bank 1 6.50% $3,390
First Financial Bank 1 6.00% $5,156
FirstTrust Home Loans, Inc. 1 7.88% $1,317
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.50% $3,746
MID AMERICA MORTGAGE, INC. 1 6.38% $3,359
SENTE MORTGAGE, INC. 1 7.75% $3,195
Sierra Pacific Mortgage Company, Inc. 1 6.25% $12,984
Simmons Bank 1 5.50% $5,649
ACADEMY MORTGAGE CORPORATION 1 6.50% $5,885
UNITED WHOLESALE MORTGAGE, LLC 1 7.13% $4,035
AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $5,180
Bank of England 1 6.25% $7,836

The top Blytheville USDA lender as defined by loan originations is EVERETT FINANCIAL, INC., with 17 USDA loans originated. Their average total fees are $5,651, which is $1,280 lower than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee Blytheville USDA lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($5,651), .

The lowest rate Blytheville USDA lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. (7.01%), .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $87,500 (0.3%) $118,019 (-1.8%) 0.00 206
2018-02-01 $86,250 (2.0%) $119,166 (3.4%) 0.00 201
2018-03-01 $87,700 (2.1%) $120,885 (3.9%) 0.00 208
2018-04-01 $86,975 (2.4%) $115,555 (0.1%) 0.00 206
2018-05-01 $85,000 (-0.2%) $117,834 (3.9%) 0.00 199
2018-06-01 $86,250 (-3.1%) $116,428 (1.6%) 0.00 203
2018-07-01 $89,000 (0.0%) $123,255 (10.7%) 0.00 196
2018-08-01 $89,975 (0.1%) $126,676 (9.2%) 0.00 195
2018-09-01 $103,950 (15.6%) $130,407 (12.6%) 0.00 189
2018-10-01 $106,700 (18.7%) $128,285 (10.0%) 0.00 188
2018-11-01 $103,650 (15.9%) $125,426 (7.2%) 0.00 197
2018-12-01 $109,900 (23.5%) $128,548 (10.4%) 0.00 194
2019-01-01 $108,700 (24.2%) $129,799 (10.0%) 0.00 191
2019-02-01 $96,125 (11.5%) $122,379 (2.7%) 0.00 195
2019-03-01 $94,143 (7.4%) $119,425 (-1.2%) 0.00 203
2019-04-01 $94,143 (8.2%) $118,631 (2.7%) 0.00 208
2019-05-01 $92,100 (8.4%) $115,356 (-2.1%) 0.00 198
2019-06-01 $94,900 (10.0%) $115,773 (-0.6%) 0.00 203
2019-07-01 $89,300 (0.3%) $114,237 (-7.3%) 0.00 206
2019-08-01 $90,200 (0.3%) $114,240 (-9.8%) 0.00 198
2019-09-01 $90,650 (-12.8%) $115,659 (-11.3%) 0.00 198
2019-10-01 $91,950 (-13.8%) $117,537 (-8.4%) 0.00 199
2019-11-01 $89,950 (-13.2%) $116,744 (-6.9%) 0.00 196
2019-12-01 $89,975 (-18.1%) $117,410 (-8.7%) 0.00 188
2020-01-01 $89,900 (-17.3%) $116,834 (-10.0%) 0.00 190
2020-02-01 $80,000 (-16.8%) $114,494 (-6.4%) 0.00 181
2020-03-01 $79,900 (-15.1%) $110,296 (-7.6%) 0.00 171
2020-04-01 $77,800 (-17.4%) $108,267 (-8.7%) 0.00 163
2020-05-01 $75,000 (-18.6%) $107,694 (-6.6%) 0.00 152
2020-06-01 $79,900 (-15.8%) $111,166 (-4.0%) 0.00 147
2020-07-01 $79,900 (-10.5%) $113,737 (-0.4%) 0.00 130
2020-08-01 $75,000 (-16.9%) $109,478 (-4.2%) 0.00 124
2020-09-01 $75,000 (-17.3%) $107,807 (-6.8%) 0.00 122
2020-10-01 $75,000 (-18.4%) $112,593 (-4.2%) 0.00 112
2020-11-01 $75,000 (-16.6%) $114,193 (-2.2%) 0.00 108
2020-12-01 $78,975 (-12.2%) $119,550 (1.8%) 0.00 110
2021-01-01 $80,000 (-11.0%) $125,388 (7.3%) 0.00 111
2021-02-01 $77,500 (-3.1%) $114,789 (0.3%) 0.00 85
2021-03-01 $79,900 (0.0%) $122,225 (10.8%) 0.00 81
2021-04-01 $82,500 (6.0%) $125,660 (16.1%) 0.00 81
2021-05-01 $79,900 (6.5%) $126,191 (17.2%) 0.00 73
2021-06-01 $89,450 (12.0%) $131,057 (17.9%) 0.00 75
2021-07-01 $82,900 (3.8%) $131,557 (15.7%) 0.00 84
2021-08-01 $81,025 (8.0%) $129,332 (18.1%) 0.00 94
2021-09-01 $79,925 (6.6%) $135,867 (26.0%) 0.00 90
2021-10-01 $95,000 (26.7%) $143,335 (27.3%) 0.00 90
2021-11-01 $95,950 (27.9%) $149,292 (30.7%) 0.00 94
2021-12-01 $97,450 (23.4%) $139,010 (16.3%) 0.00 93
2022-01-01 $99,000 (23.8%) $135,597 (8.1%) 0.00 90
2022-02-01 $103,450 (33.5%) $144,589 (26.0%) 0.00 86
2022-03-01 $99,900 (25.0%) $139,161 (13.9%) 0.00 75
2022-04-01 $89,900 (9.0%) $135,494 (7.8%) 0.00 70
2022-05-01 $98,675 (23.5%) $148,793 (17.9%) 0.00 61
2022-06-01 $103,675 (15.9%) $148,853 (13.6%) 0.00 69
2022-07-01 $109,900 (32.6%) $161,904 (23.1%) 0.00 83
2022-08-01 $99,900 (23.3%) $157,363 (21.7%) 0.00 84
2022-09-01 $115,000 (43.9%) $158,705 (16.8%) 0.00 85
2022-10-01 $118,000 (24.2%) $168,120 (17.3%) 0.00 84
2022-11-01 $122,400 (27.6%) $176,531 (18.3%) 0.00 93
2022-12-01 $134,450 (38.0%) $171,448 (23.3%) 0.00 97
2023-01-01 $139,900 (41.3%) $173,124 (27.7%) 0.00 93
2023-02-01 $128,650 (24.4%) $168,668 (16.7%) 0.00 92
2023-03-01 $124,925 (25.1%) $171,232 (23.1%) 0.00 88
2023-04-01 $135,000 (50.2%) $177,880 (31.3%) 0.00 90
2023-05-01 $139,900 (41.8%) $182,080 (22.4%) 0.00 95
2023-06-01 $133,350 (28.6%) $186,304 (25.2%) 0.00 91
2023-07-01 $114,900 (4.6%) $174,776 (8.0%) 0.00 90
2023-08-01 $113,338 (13.5%) $170,922 (8.6%) 0.00 89
2023-09-01 $124,900 (8.6%) $166,856 (5.1%) 0.00 94
2023-10-01 $132,200 (12.0%) $181,806 (8.1%) 0.00 97
2023-11-01 $149,900 (22.5%) $187,088 (6.0%) 0.00 92
2023-12-01 $152,400 (13.4%) $193,839 (13.1%) 0.00 95
2024-01-01 $149,950 (7.2%) $189,389 (9.4%) 0.00 92
2024-02-01 $134,950 (4.9%) $171,684 (1.8%) 0.00 101
Blytheville's median listing price for 2024-02-01 was $134,950, a difference of $6,300 (4.9%) versus the prior year and $-15,000 versus the prior month.

Blytheville's median listing price comes in at 0% of the national average.

Blytheville's average listing price for 2024-02-01 was $171,684, a difference of $3,016 (1.8%) versus the prior year and $-17,705 versus the prior month.

For the 2024-02-01 period, Blytheville had 101 MLS listings, a difference of 9 listings (10%) versus the prior month and 9 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,733 sqft
2018-02-01 0 days 1,737 sqft
2018-03-01 0 days 1,746 sqft
2018-04-01 0 days 1,797 sqft
2018-05-01 0 days 1,835 sqft
2018-06-01 0 days 1,803 sqft
2018-07-01 0 days 1,898 sqft
2018-08-01 0 days 1,891 sqft
2018-09-01 0 days 1,803 sqft
2018-10-01 0 days 1,811 sqft
2018-11-01 0 days 1,820 sqft
2018-12-01 0 days 1,881 sqft
2019-01-01 0 days 1,912 sqft
2019-02-01 0 days 1,829 sqft
2019-03-01 0 days 1,780 sqft
2019-04-01 0 days 1,732 sqft
2019-05-01 0 days 1,731 sqft
2019-06-01 0 days 1,736 sqft
2019-07-01 0 days 1,734 sqft
2019-08-01 0 days 1,747 sqft
2019-09-01 0 days 1,763 sqft
2019-10-01 0 days 1,788 sqft
2019-11-01 0 days 1,739 sqft
2019-12-01 0 days 1,724 sqft
2020-01-01 0 days 1,654 sqft
2020-02-01 0 days 1,662 sqft
2020-03-01 0 days 1,582 sqft
2020-04-01 0 days 1,565 sqft
2020-05-01 0 days 1,513 sqft
2020-06-01 0 days 1,568 sqft
2020-07-01 0 days 1,582 sqft
2020-08-01 0 days 1,525 sqft
2020-09-01 0 days 1,548 sqft
2020-10-01 0 days 1,560 sqft
2020-11-01 0 days 1,550 sqft
2020-12-01 0 days 1,559 sqft
2021-01-01 0 days 1,551 sqft
2021-02-01 0 days 1,544 sqft
2021-03-01 0 days 1,631 sqft
2021-04-01 0 days 1,598 sqft
2021-05-01 0 days 1,568 sqft
2021-06-01 0 days 1,568 sqft
2021-07-01 0 days 1,568 sqft
2021-08-01 0 days 1,555 sqft
2021-09-01 0 days 1,548 sqft
2021-10-01 0 days 1,550 sqft
2021-11-01 0 days 1,594 sqft
2021-12-01 0 days 1,605 sqft
2022-01-01 0 days 1,554 sqft
2022-02-01 0 days 1,575 sqft
2022-03-01 0 days 1,510 sqft
2022-04-01 0 days 1,468 sqft
2022-05-01 0 days 1,433 sqft
2022-06-01 0 days 1,486 sqft
2022-07-01 0 days 1,570 sqft
2022-08-01 0 days 1,507 sqft
2022-09-01 0 days 1,475 sqft
2022-10-01 0 days 1,486 sqft
2022-11-01 0 days 1,521 sqft
2022-12-01 0 days 1,579 sqft
2023-01-01 0 days 1,596 sqft
2023-02-01 0 days 1,597 sqft
2023-03-01 0 days 1,598 sqft
2023-04-01 0 days 1,610 sqft
2023-05-01 0 days 1,724 sqft
2023-06-01 0 days 1,763 sqft
2023-07-01 0 days 1,583 sqft
2023-08-01 0 days 1,577 sqft
2023-09-01 0 days 1,622 sqft
2023-10-01 0 days 1,618 sqft
2023-11-01 0 days 1,704 sqft
2023-12-01 0 days 1,732 sqft
2024-01-01 0 days 1,701 sqft
2024-02-01 0 days 1,615 sqft
Blytheville's median listing age (time on market) for 2024-02-01 was 0 days.

Blytheville's median square footage for active listings during the 2024-02-01 period was 1,615 sqft. One year prior, the average listing was 1,597 sqft.