Blytheville USDA Loan Rates, Closing Costs & Stats

Blytheville, AR

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Blytheville's 15 lenders originated 39 USDA loans during 2023. The total origination value was $5,115,000, with an average USDA loan value of $131,154.

    Blytheville USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Blytheville averaged -0.1% for the week of 2024-11-15, compared to the national average (all USDA variants) of 0% for the same period.

    Blytheville's average USDA mortgage closing costs are $3,691.

    The average rate for the prior week (2024-11-08) was 6.35% and one month ago for the week of 2024-10-11, the average rate was 6.12%.

    The average rate one year ago was 7.54%.

    For refis of the same type during the week of 2024-11-15, the average rate was 0.1%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Blytheville USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Blytheville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    EVERETT FINANCIAL, INC. 17 7.01% $5,651
    DAS Acquisition Company, LLC 5 7.20% $6,930
    Regions Bank 4 6.94% $4,423
    Centennial Bank 1 6.50% $3,390
    First Financial Bank 1 6.00% $5,156
    FirstTrust Home Loans, Inc. 1 7.88% $1,317
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 7.50% $3,746
    MID AMERICA MORTGAGE, INC. 1 6.38% $3,359
    SENTE MORTGAGE, INC. 1 7.75% $3,195
    Sierra Pacific Mortgage Company, Inc. 1 6.25% $12,984
    Simmons Bank 1 5.50% $5,649
    ACADEMY MORTGAGE CORPORATION 1 6.50% $5,885
    UNITED WHOLESALE MORTGAGE, LLC 1 7.13% $4,035
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.13% $5,180
    Bank of England 1 6.25% $7,836

    The top Blytheville USDA lender as defined by loan originations is EVERETT FINANCIAL, INC., with 17 USDA loans originated. Their average total fees are $5,651, which is $1,280 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Blytheville USDA lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($5,651), .

    The lowest rate Blytheville USDA lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. (7.01%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $87,500 (0.3%) $118,019 (-1.8%) 0.00 206
    2018-02-01 $86,250 (2.0%) $119,166 (3.4%) 0.00 201
    2018-03-01 $87,700 (2.1%) $120,885 (3.9%) 0.00 208
    2018-04-01 $86,975 (2.4%) $115,555 (0.1%) 0.00 206
    2018-05-01 $85,000 (-0.2%) $117,834 (3.9%) 0.00 199
    2018-06-01 $86,250 (-3.1%) $116,428 (1.6%) 0.00 203
    2018-07-01 $89,000 (0.0%) $123,255 (10.7%) 0.00 196
    2018-08-01 $89,975 (0.1%) $126,676 (9.2%) 0.00 195
    2018-09-01 $103,950 (15.6%) $130,407 (12.6%) 0.00 189
    2018-10-01 $106,700 (18.7%) $128,285 (10.0%) 0.00 188
    2018-11-01 $103,650 (15.9%) $125,426 (7.2%) 0.00 197
    2018-12-01 $109,900 (23.5%) $128,548 (10.4%) 0.00 194
    2019-01-01 $108,700 (24.2%) $129,799 (10.0%) 0.00 191
    2019-02-01 $96,125 (11.5%) $122,379 (2.7%) 0.00 195
    2019-03-01 $94,143 (7.4%) $119,425 (-1.2%) 0.00 203
    2019-04-01 $94,143 (8.2%) $118,631 (2.7%) 0.00 208
    2019-05-01 $92,100 (8.4%) $115,356 (-2.1%) 0.00 198
    2019-06-01 $94,900 (10.0%) $115,773 (-0.6%) 0.00 203
    2019-07-01 $89,300 (0.3%) $114,237 (-7.3%) 0.00 206
    2019-08-01 $90,200 (0.3%) $114,240 (-9.8%) 0.00 198
    2019-09-01 $90,650 (-12.8%) $115,659 (-11.3%) 0.00 198
    2019-10-01 $91,950 (-13.8%) $117,537 (-8.4%) 0.00 199
    2019-11-01 $89,950 (-13.2%) $116,744 (-6.9%) 0.00 196
    2019-12-01 $89,975 (-18.1%) $117,410 (-8.7%) 0.00 188
    2020-01-01 $89,900 (-17.3%) $116,834 (-10.0%) 0.00 190
    2020-02-01 $80,000 (-16.8%) $114,494 (-6.4%) 0.00 181
    2020-03-01 $79,900 (-15.1%) $110,296 (-7.6%) 0.00 171
    2020-04-01 $77,800 (-17.4%) $108,267 (-8.7%) 0.00 163
    2020-05-01 $75,000 (-18.6%) $107,694 (-6.6%) 0.00 152
    2020-06-01 $79,900 (-15.8%) $111,166 (-4.0%) 0.00 147
    2020-07-01 $79,900 (-10.5%) $113,737 (-0.4%) 0.00 130
    2020-08-01 $75,000 (-16.9%) $109,478 (-4.2%) 0.00 124
    2020-09-01 $75,000 (-17.3%) $107,807 (-6.8%) 0.00 122
    2020-10-01 $75,000 (-18.4%) $112,593 (-4.2%) 0.00 112
    2020-11-01 $75,000 (-16.6%) $114,193 (-2.2%) 0.00 108
    2020-12-01 $78,975 (-12.2%) $119,550 (1.8%) 0.00 110
    2021-01-01 $80,000 (-11.0%) $125,388 (7.3%) 0.00 111
    2021-02-01 $77,500 (-3.1%) $114,789 (0.3%) 0.00 85
    2021-03-01 $79,900 (0.0%) $122,225 (10.8%) 0.00 81
    2021-04-01 $82,500 (6.0%) $125,660 (16.1%) 0.00 81
    2021-05-01 $79,900 (6.5%) $126,191 (17.2%) 0.00 73
    2021-06-01 $89,450 (12.0%) $131,057 (17.9%) 0.00 75
    2021-07-01 $82,900 (3.8%) $131,557 (15.7%) 0.00 84
    2021-08-01 $81,025 (8.0%) $129,332 (18.1%) 0.00 94
    2021-09-01 $79,925 (6.6%) $135,867 (26.0%) 0.00 90
    2021-10-01 $95,000 (26.7%) $143,335 (27.3%) 0.00 90
    2021-11-01 $95,950 (27.9%) $149,292 (30.7%) 0.00 94
    2021-12-01 $97,450 (23.4%) $139,010 (16.3%) 0.00 93
    2022-01-01 $99,000 (23.8%) $135,597 (8.1%) 0.00 90
    2022-02-01 $103,450 (33.5%) $144,589 (26.0%) 0.00 86
    2022-03-01 $99,900 (25.0%) $139,161 (13.9%) 0.00 75
    2022-04-01 $89,900 (9.0%) $135,494 (7.8%) 0.00 70
    2022-05-01 $98,675 (23.5%) $148,793 (17.9%) 0.00 61
    2022-06-01 $103,675 (15.9%) $148,853 (13.6%) 0.00 69
    2022-07-01 $109,900 (32.6%) $161,904 (23.1%) 0.00 83
    2022-08-01 $99,900 (23.3%) $157,363 (21.7%) 0.00 84
    2022-09-01 $115,000 (43.9%) $158,705 (16.8%) 0.00 85
    2022-10-01 $118,000 (24.2%) $168,120 (17.3%) 0.00 84
    2022-11-01 $122,400 (27.6%) $176,531 (18.3%) 0.00 93
    2022-12-01 $134,450 (38.0%) $171,448 (23.3%) 0.00 97
    2023-01-01 $139,900 (41.3%) $173,124 (27.7%) 0.00 93
    2023-02-01 $128,650 (24.4%) $168,668 (16.7%) 0.00 92
    2023-03-01 $124,925 (25.1%) $171,232 (23.1%) 0.00 88
    2023-04-01 $135,000 (50.2%) $177,880 (31.3%) 0.00 90
    2023-05-01 $139,900 (41.8%) $182,080 (22.4%) 0.00 95
    2023-06-01 $133,350 (28.6%) $186,304 (25.2%) 0.00 91
    2023-07-01 $114,900 (4.6%) $174,776 (8.0%) 0.00 90
    2023-08-01 $113,338 (13.5%) $170,922 (8.6%) 0.00 89
    2023-09-01 $124,900 (8.6%) $166,856 (5.1%) 0.00 94
    2023-10-01 $132,200 (12.0%) $181,806 (8.1%) 0.00 97
    2023-11-01 $149,900 (22.5%) $187,088 (6.0%) 0.00 92
    2023-12-01 $152,400 (13.4%) $193,839 (13.1%) 0.00 95
    2024-01-01 $149,950 (7.2%) $189,389 (9.4%) 0.00 92
    2024-02-01 $134,950 (4.9%) $171,684 (1.8%) 0.00 101
    2024-03-01 $145,000 (16.1%) $169,750 (-0.9%) 0.00 98
    2024-04-01 $145,725 (7.9%) $172,507 (-3.0%) 0.00 99
    2024-05-01 $146,175 (4.5%) $174,716 (-4.0%) 0.00 102
    2024-06-01 $161,350 (21.0%) $190,299 (2.1%) 0.00 108
    2024-07-01 $163,675 (42.5%) $191,143 (9.4%) 0.00 110
    2024-08-01 $155,000 (36.8%) $184,207 (7.8%) 0.00 117
    2024-09-01 $159,975 (28.1%) $188,631 (13.1%) 0.00 114
    2024-10-01 $184,900 (39.9%) $199,419 (9.7%) 0.00 106
    Blytheville's median listing price for 2024-10-01 was $184,900, a difference of $52,700 (39.9%) versus the prior year and $24,925 versus the prior month.

    Blytheville's median listing price comes in at 0% of the national average.

    Blytheville's average listing price for 2024-10-01 was $199,419, a difference of $17,613 (9.7%) versus the prior year and $10,788 versus the prior month.

    For the 2024-10-01 period, Blytheville had 106 MLS listings, a difference of -8 listings (-7%) versus the prior month and 9 listings (9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Blytheville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,733 sqft
    2018-02-01 0 days 1,737 sqft
    2018-03-01 0 days 1,746 sqft
    2018-04-01 0 days 1,797 sqft
    2018-05-01 0 days 1,835 sqft
    2018-06-01 0 days 1,803 sqft
    2018-07-01 0 days 1,898 sqft
    2018-08-01 0 days 1,891 sqft
    2018-09-01 0 days 1,803 sqft
    2018-10-01 0 days 1,811 sqft
    2018-11-01 0 days 1,820 sqft
    2018-12-01 0 days 1,881 sqft
    2019-01-01 0 days 1,912 sqft
    2019-02-01 0 days 1,829 sqft
    2019-03-01 0 days 1,780 sqft
    2019-04-01 0 days 1,732 sqft
    2019-05-01 0 days 1,731 sqft
    2019-06-01 0 days 1,736 sqft
    2019-07-01 0 days 1,734 sqft
    2019-08-01 0 days 1,747 sqft
    2019-09-01 0 days 1,763 sqft
    2019-10-01 0 days 1,788 sqft
    2019-11-01 0 days 1,739 sqft
    2019-12-01 0 days 1,724 sqft
    2020-01-01 0 days 1,654 sqft
    2020-02-01 0 days 1,662 sqft
    2020-03-01 0 days 1,582 sqft
    2020-04-01 0 days 1,565 sqft
    2020-05-01 0 days 1,513 sqft
    2020-06-01 0 days 1,568 sqft
    2020-07-01 0 days 1,582 sqft
    2020-08-01 0 days 1,525 sqft
    2020-09-01 0 days 1,548 sqft
    2020-10-01 0 days 1,560 sqft
    2020-11-01 0 days 1,550 sqft
    2020-12-01 0 days 1,559 sqft
    2021-01-01 0 days 1,551 sqft
    2021-02-01 0 days 1,544 sqft
    2021-03-01 0 days 1,631 sqft
    2021-04-01 0 days 1,598 sqft
    2021-05-01 0 days 1,568 sqft
    2021-06-01 0 days 1,568 sqft
    2021-07-01 0 days 1,568 sqft
    2021-08-01 0 days 1,555 sqft
    2021-09-01 0 days 1,548 sqft
    2021-10-01 0 days 1,550 sqft
    2021-11-01 0 days 1,594 sqft
    2021-12-01 0 days 1,605 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,575 sqft
    2022-03-01 0 days 1,510 sqft
    2022-04-01 0 days 1,468 sqft
    2022-05-01 0 days 1,433 sqft
    2022-06-01 0 days 1,486 sqft
    2022-07-01 0 days 1,570 sqft
    2022-08-01 0 days 1,507 sqft
    2022-09-01 0 days 1,475 sqft
    2022-10-01 0 days 1,486 sqft
    2022-11-01 0 days 1,521 sqft
    2022-12-01 0 days 1,579 sqft
    2023-01-01 0 days 1,596 sqft
    2023-02-01 0 days 1,597 sqft
    2023-03-01 0 days 1,598 sqft
    2023-04-01 0 days 1,610 sqft
    2023-05-01 0 days 1,724 sqft
    2023-06-01 0 days 1,763 sqft
    2023-07-01 0 days 1,583 sqft
    2023-08-01 0 days 1,577 sqft
    2023-09-01 0 days 1,622 sqft
    2023-10-01 0 days 1,618 sqft
    2023-11-01 0 days 1,704 sqft
    2023-12-01 0 days 1,732 sqft
    2024-01-01 0 days 1,701 sqft
    2024-02-01 0 days 1,615 sqft
    2024-03-01 0 days 1,591 sqft
    2024-04-01 0 days 1,587 sqft
    2024-05-01 0 days 1,595 sqft
    2024-06-01 0 days 1,657 sqft
    2024-07-01 0 days 1,688 sqft
    2024-08-01 0 days 1,654 sqft
    2024-09-01 0 days 1,702 sqft
    2024-10-01 0 days 1,693 sqft
    Blytheville's median listing age (time on market) for 2024-10-01 was 0 days.

    Blytheville's median square footage for active listings during the 2024-10-01 period was 1,693 sqft. One year prior, the average listing was 1,618 sqft.