Regions Bank Mortgage Rates, Fees & Info

Birmingham, AL

LEI: EQTWLK1G7ODGC2MGLV11

Tax ID: 63-0371391

2.5 stars - Updated: 5/14/24 - out of 5 stars, based on 177 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Regions Bank is a large bank specializing in Home Purchase and Refi loans. Regions Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Birmingham, San Francisco, Nashville, and Tampa among others. We have data for 409 markets. (Some data included below & more in-depth data is available with an active subscription.)

Regions Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Regions Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.00% 5/14/24
30 Year Conventional Purchase 6.52% 5/14/24
30 Year Conventional Refi 6.56% 5/14/24
30 Year Cash-out Refi 6.80% 5/14/24
30 Year FHA Purchase 7.20% 5/14/24
30 Year FHA Refi 7.85% 5/14/24
30 Year VA Purchase 6.21% 5/14/24
30 Year VA Refi 6.27% 5/14/24
30 Year USDA Purchase 6.95% 5/14/24
30 Year USDA Refi 7.02% 5/14/24
15 Year Conventional Purchase 6.13% 5/14/24
15 Year Conventional Refi 6.56% 5/14/24
15 Year Cash-out Refi 6.56% 5/14/24
15 Year FHA Purchase 7.13% 5/14/24
15 Year FHA Refi 7.33% 5/14/24
15 Year VA Purchase 5.68% 5/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Regions Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Regions Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

31,208

Origination Dollar Volume (All Markets)

$8,639,010,000
Show all (120) awards

Relative Rate

Regions Bank's average 30 year fixed mortgage rate was 8.14%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.66%.

Relative Fees (Closing Costs)

Regions Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $6,593.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,520 $737,110,000 $484,941 $5,261 7.87%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2,190 $453,000,000 $206,849 $3,459 8.10%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $413,410,000 $103,352,500 $0 5.17%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1,791 $404,135,000 $225,648 $3,034 8.56%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,590 $400,360,000 $251,799 $5,887 7.96%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 891 $393,235,000 $441,341 $7,288 8.12%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 486 $304,470,000 $626,481 $5,942 7.82%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 287 $298,525,000 $1,040,157 $5,885 7.79%
Outside of Metro Areas 1,751 $228,635,000 $130,574 $3,311 8.01%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,255 $179,345,000 $142,904 $2,773 8.28%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 102 $166,540,000 $1,632,745 $8,486 7.46%
JACKSONVILLE, FL (FHA|USDA|VA) 423 $156,715,000 $370,485 $7,784 7.34%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 166 $151,320,000 $911,566 $5,239 6.84%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 659 $150,475,000 $228,338 $5,281 8.44%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 619 $143,765,000 $232,254 $2,865 8.12%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 269 $136,975,000 $509,201 $5,489 7.14%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 2 $135,230,000 $67,615,000 $0 5.08%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $124,915,000 $124,915,000 $0 5.53%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 871 $124,875,000 $143,370 $3,764 8.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 469 $115,645,000 $246,578 $4,858 7.71%
KNOXVILLE, TN (FHA|USDA|VA) 712 $110,500,000 $155,197 $3,155 8.52%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 330 $103,780,000 $314,485 $7,207 7.51%
KANSAS CITY, MO-KS (FHA|USDA|VA) 121 $89,975,000 $743,595 $3,827 6.27%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 244 $89,280,000 $365,902 $6,727 7.74%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 228 $86,200,000 $378,070 $5,085 7.96%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 376 $86,150,000 $229,122 $3,911 7.58%
HUNTSVILLE, AL (FHA|USDA|VA) 553 $83,315,000 $150,660 $3,854 8.36%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 537 $77,435,000 $144,199 $2,255 8.67%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 382 $75,340,000 $197,225 $3,789 7.94%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 14 $74,450,000 $5,317,857 $4,113 5.89%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 432 $73,410,000 $169,931 $3,590 8.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 14 $72,390,000 $5,170,714 $2,980 4.69%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 90 $67,690,000 $752,111 $4,951 7.58%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 67 $67,585,000 $1,008,731 $7,433 6.51%
BATON ROUGE, LA (FHA|USDA|VA) 305 $66,065,000 $216,607 $5,122 7.78%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 6 $65,230,000 $10,871,667 $1,048 4.95%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 243 $63,235,000 $260,226 $5,286 7.57%
MOBILE, AL (FHA|USDA|VA) 537 $61,535,000 $114,590 $3,143 8.08%
JACKSON, MS (FHA|USDA|VA) 547 $55,965,000 $102,313 $2,714 8.66%
PANAMA CITY, FL (FHA|USDA|VA) 227 $55,915,000 $246,322 $6,052 7.69%
TUSCALOOSA, AL (FHA|USDA|VA) 285 $47,205,000 $165,632 $4,672 7.87%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 130 $46,090,000 $354,538 $5,399 7.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 199 $45,675,000 $229,523 $5,059 7.81%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $45,525,000 $15,175,000 $3,732 5.52%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 181 $45,105,000 $249,199 $6,670 7.37%
MONTGOMERY, AL (FHA|USDA|VA) 334 $44,380,000 $132,874 $2,509 8.14%
LOUISVILLE, KY (FHA|USDA|VA) 55 $44,085,000 $801,545 $3,018 7.68%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 177 $44,085,000 $249,068 $4,512 7.35%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $41,565,000 $8,313,000 $733 3.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 273 $38,315,000 $140,348 $4,408 8.01%
COLUMBIA, SC (FHA|USDA|VA) 124 $36,890,000 $297,500 $5,159 7.31%
Oxford, MS (FHA|USDA|VA) 126 $36,290,000 $288,016 $5,238 6.98%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 176 $35,360,000 $200,909 $4,336 8.07%
JACKSON, TN (FHA|USDA|VA) 253 $32,305,000 $127,688 $3,231 8.05%
GAINESVILLE, GA (FHA|USDA|VA) 164 $31,580,000 $192,561 $4,031 8.15%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $29,990,000 $14,995,000 $0 4.05%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 185 $29,085,000 $157,216 $4,069 7.99%
OCALA, FL (FHA|USDA|VA) 263 $28,695,000 $109,106 $2,674 8.45%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 20 $27,800,000 $1,390,000 $4,720 6.67%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 202 $24,730,000 $122,426 $2,671 8.36%
RALEIGH-CARY, NC (FHA|USDA|VA) 91 $24,275,000 $266,758 $3,217 7.48%
PUNTA GORDA, FL (FHA|USDA|VA) 130 $23,230,000 $178,692 $4,718 8.15%
HATTIESBURG, MS (FHA|USDA|VA) 182 $23,180,000 $127,363 $3,710 7.87%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $22,150,000 $3,691,667 $958 5.34%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 72 $20,050,000 $278,472 $5,757 8.32%
MADISON, WI (FHA|USDA|VA) 5 $17,995,000 $3,599,000 $1,462 3.68%
DALTON, GA (FHA|USDA|VA) 158 $17,240,000 $109,114 $2,322 8.17%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 91 $17,195,000 $188,956 $3,914 8.10%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 134 $17,130,000 $127,836 $3,718 8.26%
DECATUR, AL (FHA|USDA|VA) 152 $16,380,000 $107,763 $2,931 8.39%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 57 $16,165,000 $283,596 $3,867 6.60%
JOHNSON CITY, TN (FHA|USDA|VA) 103 $16,125,000 $156,553 $3,340 8.37%
HOT SPRINGS, AR (FHA|USDA|VA) 112 $15,470,000 $138,125 $2,633 8.04%
Jefferson, GA (FHA|USDA|VA) 86 $15,250,000 $177,326 $4,921 8.06%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 117 $15,045,000 $128,590 $3,331 8.24%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 94 $14,820,000 $157,660 $3,922 7.84%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 45 $14,235,000 $316,333 $5,412 8.83%
COLUMBIA, MO (FHA|USDA|VA) 47 $14,055,000 $299,043 $4,317 7.47%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 109 $13,365,000 $122,615 $3,331 8.17%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 46 $13,320,000 $289,565 $3,345 7.14%
CLEVELAND, TN (FHA|USDA|VA) 111 $13,215,000 $119,054 $1,905 8.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 8 $12,660,000 $1,582,500 $2,812 6.30%
TALLAHASSEE, FL (FHA|USDA|VA) 65 $12,295,000 $189,154 $4,632 7.58%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $11,895,000 $2,379,000 $0 5.94%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 115 $11,875,000 $103,261 $2,914 8.40%
Marion, IN (FHA|USDA|VA) 44 $10,950,000 $248,864 $3,102 7.75%
Albertville, AL (FHA|USDA|VA) 89 $10,615,000 $119,270 $3,080 8.10%
DOTHAN, AL (FHA|USDA|VA) 96 $10,510,000 $109,479 $2,834 8.03%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 36 $10,430,000 $289,722 $4,422 7.66%
MONROE, LA (FHA|USDA|VA) 58 $10,310,000 $177,759 $4,144 7.44%
Alexander City, AL (FHA|USDA|VA) 28 $10,190,000 $363,929 $7,050 8.04%
PORT ST. LUCIE, FL (FHA|USDA|VA) 29 $10,125,000 $349,138 $10,424 7.07%
Crossville, TN (FHA|USDA|VA) 91 $10,015,000 $110,055 $1,820 8.15%
Paducah, KY-IL (FHA|USDA|VA) 93 $9,895,000 $106,398 $3,118 7.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $9,855,000 $3,285,000 $0 6.01%
Laurel, MS (FHA|USDA|VA) 63 $9,675,000 $153,571 $5,367 7.20%
Cullman, AL (FHA|USDA|VA) 49 $9,615,000 $196,224 $2,939 8.27%
Tullahoma-Manchester, TN (FHA|USDA|VA) 40 $9,570,000 $239,250 $2,128 7.97%
GADSDEN, AL (FHA|USDA|VA) 127 $9,295,000 $73,189 $1,291 8.31%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 137 $9,115,000 $66,533 $1,292 8.55%
SPRINGFIELD, MO (FHA|USDA|VA) 53 $8,935,000 $168,585 $3,315 8.24%
Tupelo, MS (FHA|USDA|VA) 87 $8,655,000 $99,483 $3,148 7.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 4 $8,610,000 $2,152,500 $319 6.61%
LAFAYETTE, LA (FHA|USDA|VA) 55 $8,425,000 $153,182 $5,002 7.40%
TYLER, TX (FHA|USDA|VA) 49 $8,295,000 $169,286 $2,177 7.80%
FORT SMITH, AR-OK (FHA|USDA|VA) 69 $8,285,000 $120,072 $3,724 8.28%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $8,265,000 $1,653,000 $4,374 6.51%
Key West, FL (FHA|USDA|VA) 13 $8,225,000 $632,692 $10,431 7.98%
Cookeville, TN (FHA|USDA|VA) 71 $8,185,000 $115,282 $1,236 8.18%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 71 $8,105,000 $114,155 $3,573 7.65%
ASHEVILLE, NC (FHA|USDA|VA) 23 $8,085,000 $351,522 $4,948 6.94%
Searcy, AR (FHA|USDA|VA) 57 $7,795,000 $136,754 $3,652 8.01%
Dublin, GA (FHA|USDA|VA) 5 $7,745,000 $1,549,000 $4,907 6.06%
HAMMOND, LA (FHA|USDA|VA) 53 $7,665,000 $144,623 $4,292 8.13%
Fort Payne, AL (FHA|USDA|VA) 74 $7,610,000 $102,838 $2,824 7.95%
SAVANNAH, GA (FHA|USDA|VA) 25 $7,525,000 $301,000 $4,898 7.45%
DECATUR, IL (FHA|USDA|VA) 75 $7,405,000 $98,733 $3,664 7.34%
Dyersburg, TN (FHA|USDA|VA) 47 $7,135,000 $151,809 $4,340 7.06%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 28 $7,130,000 $254,643 $6,483 6.45%
MORRISTOWN, TN (FHA|USDA|VA) 57 $7,045,000 $123,596 $2,375 7.96%
Calhoun, GA (FHA|USDA|VA) 60 $6,730,000 $112,167 $3,206 8.47%
Jasper, AL (FHA|USDA|VA) 35 $6,585,000 $188,143 $4,389 8.04%
WINSTON-SALEM, NC (FHA|USDA|VA) 22 $6,290,000 $285,909 $4,852 7.27%
Frankfort, IN (FHA|USDA|VA) 56 $6,180,000 $110,357 $3,405 8.22%
ROME, GA (FHA|USDA|VA) 48 $5,860,000 $122,083 $3,115 7.77%
SPRINGFIELD, IL (FHA|USDA|VA) 38 $5,770,000 $151,842 $3,191 7.48%
JACKSON, MI (FHA|USDA|VA) 1 $5,755,000 $5,755,000 $0 5.58%
WILMINGTON, NC (FHA|USDA|VA) 16 $5,600,000 $350,000 $4,944 7.79%
Talladega-Sylacauga, AL (FHA|USDA|VA) 52 $5,510,000 $105,962 $3,128 8.50%
JONESBORO, AR (FHA|USDA|VA) 51 $5,475,000 $107,353 $2,923 8.15%
Paris, TN (FHA|USDA|VA) 48 $5,400,000 $112,500 $3,229 7.77%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 60 $5,340,000 $89,000 $1,539 7.92%
Meridian, MS (FHA|USDA|VA) 62 $5,260,000 $84,839 $1,909 8.10%
COLUMBUS, GA-AL (FHA|USDA|VA) 44 $5,140,000 $116,818 $2,906 8.58%
Scottsboro, AL (FHA|USDA|VA) 28 $5,140,000 $183,571 $3,432 7.81%
TEXARKANA, TX-AR (FHA|USDA|VA) 53 $5,095,000 $96,132 $1,610 7.94%
THE VILLAGES, FL (FHA|USDA|VA) 30 $5,090,000 $169,667 $3,447 8.12%
GAINESVILLE, FL (FHA|USDA|VA) 27 $5,055,000 $187,222 $4,830 7.62%
SPARTANBURG, SC (FHA|USDA|VA) 29 $4,955,000 $170,862 $3,436 8.24%
Russellville, AR (FHA|USDA|VA) 51 $4,885,000 $95,784 $3,963 8.06%
BLOOMINGTON, IN (FHA|USDA|VA) 39 $4,815,000 $123,462 $2,730 8.73%
Grenada, MS (FHA|USDA|VA) 34 $4,810,000 $141,471 $5,893 7.09%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $4,770,000 $1,192,500 $5,245 5.56%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $4,565,000 $4,565,000 $0 5.78%
Cornelia, GA (FHA|USDA|VA) 31 $4,555,000 $146,935 $3,469 7.64%
Sevierville, TN (FHA|USDA|VA) 20 $4,320,000 $216,000 $4,341 7.81%
Boone, NC (FHA|USDA|VA) 7 $4,275,000 $610,714 $6,148 6.05%
Martin, TN (FHA|USDA|VA) 40 $4,130,000 $103,250 $3,728 8.02%
Starkville, MS (FHA|USDA|VA) 24 $4,060,000 $169,167 $5,377 7.19%
Georgetown, SC (FHA|USDA|VA) 5 $3,915,000 $783,000 $5,227 6.68%
Atmore, AL (FHA|USDA|VA) 37 $3,835,000 $103,649 $1,908 8.32%
Picayune, MS (FHA|USDA|VA) 32 $3,820,000 $119,375 $5,347 8.37%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 11 $3,755,000 $341,364 $2,613 7.47%
PEORIA, IL (FHA|USDA|VA) 26 $3,740,000 $143,846 $2,606 7.56%
Murray, KY (FHA|USDA|VA) 31 $3,735,000 $120,484 $3,098 8.42%
Vincennes, IN (FHA|USDA|VA) 51 $3,635,000 $71,275 $2,329 8.39%
Cedartown, GA (FHA|USDA|VA) 20 $3,570,000 $178,500 $3,113 8.02%
Corinth, MS (FHA|USDA|VA) 35 $3,495,000 $99,857 $3,181 7.42%
Union City, TN (FHA|USDA|VA) 31 $3,455,000 $111,452 $3,237 7.39%
CARBONDALE-MARION, IL (FHA|USDA|VA) 40 $3,420,000 $85,500 $2,772 7.59%
El Dorado, AR (FHA|USDA|VA) 4 $3,400,000 $850,000 $0 8.94%
ALEXANDRIA, LA (FHA|USDA|VA) 26 $3,390,000 $130,385 $3,972 8.21%
Lufkin, TX (FHA|USDA|VA) 25 $3,365,000 $134,600 $3,874 6.78%
LONGVIEW, TX (FHA|USDA|VA) 26 $3,310,000 $127,308 $2,692 7.52%
Shelbyville, TN (FHA|USDA|VA) 36 $3,280,000 $91,111 $2,318 9.15%
WACO, TX (FHA|USDA|VA) 1 $3,275,000 $3,275,000 $0 4.22%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 10 $3,220,000 $322,000 $3,030 6.77%
BRUNSWICK, GA (FHA|USDA|VA) 8 $3,210,000 $401,250 $6,760 7.23%
McComb, MS (FHA|USDA|VA) 27 $3,185,000 $117,963 $2,257 8.20%
Columbus, MS (FHA|USDA|VA) 26 $3,090,000 $118,846 $5,664 7.21%
Dayton, TN (FHA|USDA|VA) 22 $3,090,000 $140,455 $1,681 7.86%
JEFFERSON CITY, MO (FHA|USDA|VA) 32 $3,090,000 $96,563 $1,971 9.12%
CORPUS CHRISTI, TX (FHA|USDA|VA) 7 $3,045,000 $435,000 $9,856 6.29%
Athens, TN (FHA|USDA|VA) 35 $3,045,000 $87,000 $1,905 8.85%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $3,040,000 $760,000 $7,272 6.63%
Mayfield, KY (FHA|USDA|VA) 39 $2,975,000 $76,282 $2,050 8.73%
Taylorville, IL (FHA|USDA|VA) 22 $2,920,000 $132,727 $3,579 7.13%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $2,645,000 $293,889 $5,546 7.90%
VALDOSTA, GA (FHA|USDA|VA) 14 $2,640,000 $188,571 $4,469 8.20%
MORGANTOWN, WV (FHA|USDA|VA) 1 $2,505,000 $2,505,000 $0 6.34%
GOLDSBORO, NC (FHA|USDA|VA) 9 $2,435,000 $270,556 $5,608 7.06%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $2,410,000 $301,250 $4,978 8.05%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4 $2,350,000 $587,500 $4,152 6.73%
RICHMOND, VA (FHA|USDA|VA) 2 $2,330,000 $1,165,000 $8,347 5.38%
McMinnville, TN (FHA|USDA|VA) 24 $2,320,000 $96,667 $1,066 8.23%
COLUMBUS, OH (FHA|USDA|VA) 6 $2,320,000 $386,667 $4,911 6.38%
BOWLING GREEN, KY (FHA|USDA|VA) 10 $2,280,000 $228,000 $5,620 6.95%
Branson, MO (FHA|USDA|VA) 18 $2,260,000 $125,556 $5,000 9.25%
Greenville, MS (FHA|USDA|VA) 23 $2,255,000 $98,043 $3,776 7.27%
Cullowhee, NC (FHA|USDA|VA) 5 $2,195,000 $439,000 $4,764 6.48%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $2,130,000 $1,065,000 $3,579 6.06%
Statesboro, GA (FHA|USDA|VA) 4 $2,060,000 $515,000 $0 9.01%
FORT WAYNE, IN (FHA|USDA|VA) 9 $2,055,000 $228,333 $4,532 7.43%
St. Marys, GA (FHA|USDA|VA) 7 $2,035,000 $290,714 $8,698 7.57%
ST. GEORGE, UT (FHA|USDA|VA) 3 $2,025,000 $675,000 $6,316 6.04%
EVANSVILLE, IN-KY (FHA|USDA|VA) 17 $2,005,000 $117,941 $2,552 7.60%
Lewisburg, TN (FHA|USDA|VA) 17 $1,995,000 $117,353 $1,187 8.28%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $1,990,000 $995,000 $3,012 6.18%
Cleveland, MS (FHA|USDA|VA) 14 $1,950,000 $139,286 $6,955 7.50%
Toccoa, GA (FHA|USDA|VA) 16 $1,950,000 $121,875 $3,246 7.75%
Albemarle, NC (FHA|USDA|VA) 7 $1,875,000 $267,857 $4,558 8.20%
Minden, LA (FHA|USDA|VA) 20 $1,810,000 $90,500 $3,341 7.73%
Nacogdoches, TX (FHA|USDA|VA) 14 $1,790,000 $127,857 $4,295 6.95%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $1,775,000 $355,000 $3,406 7.13%
Greeneville, TN (FHA|USDA|VA) 13 $1,735,000 $133,462 $3,582 7.77%
Brookhaven, MS (FHA|USDA|VA) 19 $1,725,000 $90,789 $1,442 7.84%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $1,690,000 $422,500 $5,001 5.47%
Seneca, SC (FHA|USDA|VA) 6 $1,670,000 $278,333 $3,926 6.33%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $1,655,000 $551,667 $13,671 6.75%
Lincoln, IL (FHA|USDA|VA) 24 $1,640,000 $68,333 $2,572 9.19%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $1,600,000 $400,000 $5,403 6.97%
BOULDER, CO (FHA|USDA|VA) 2 $1,590,000 $795,000 $4,073 6.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 5 $1,555,000 $311,000 $791 3.93%
FLORENCE, SC (FHA|USDA|VA) 4 $1,530,000 $382,500 $9,663 6.72%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,530,000 $382,500 $7,878 6.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $1,500,000 $375,000 $6,207 6.53%
LAWRENCE, KS (FHA|USDA|VA) 3 $1,495,000 $498,333 $2,697 6.25%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,480,000 $246,667 $4,203 6.90%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,465,000 $488,333 $3,394 5.25%
Palatka, FL (FHA|USDA|VA) 5 $1,465,000 $293,000 $4,977 7.95%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,395 8.42%
ALBANY, GA (FHA|USDA|VA) 18 $1,390,000 $77,222 $2,924 8.55%
Natchez, MS-LA (FHA|USDA|VA) 17 $1,345,000 $79,118 $2,574 7.88%
Brownsville, TN (FHA|USDA|VA) 15 $1,315,000 $87,667 $2,578 7.75%
Greenwood, MS (FHA|USDA|VA) 12 $1,310,000 $109,167 $3,453 7.70%
ANCHORAGE, AK (FHA|USDA|VA) 1 $1,305,000 $1,305,000 $0 6.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 8 $1,280,000 $160,000 $4,579 6.95%
Paragould, AR (FHA|USDA|VA) 12 $1,240,000 $103,333 $2,554 7.99%
Batesville, AR (FHA|USDA|VA) 9 $1,235,000 $137,222 $3,812 6.79%
Lawrenceburg, TN (FHA|USDA|VA) 12 $1,200,000 $100,000 $3,561 8.56%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $1,145,000 $1,145,000 $0 5.42%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,115,000 $371,667 $5,420 6.67%
Blytheville, AR (FHA|USDA|VA) 12 $1,110,000 $92,500 $3,120 7.11%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $1,080,000 $540,000 $3,632 5.81%
North Vernon, IN (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $0 5.88%
Newport, TN (FHA|USDA|VA) 4 $1,070,000 $267,500 $6,697 7.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $1,065,000 $355,000 $7,414 6.96%
Milledgeville, GA (FHA|USDA|VA) 6 $1,060,000 $176,667 $5,555 7.17%
NEW BERN, NC (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,191 8.17%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $8,246 5.97%
KOKOMO, IN (FHA|USDA|VA) 10 $1,020,000 $102,000 $1,851 9.31%
Athens, TX (FHA|USDA|VA) 4 $1,010,000 $252,500 $8,480 7.88%
Summerville, GA (FHA|USDA|VA) 12 $1,010,000 $84,167 $2,406 8.24%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $1,010,000 $505,000 $22,357 5.69%
Forest City, NC (FHA|USDA|VA) 3 $985,000 $328,333 $7,519 6.33%
TERRE HAUTE, IN (FHA|USDA|VA) 12 $980,000 $81,667 $2,485 7.24%
COLUMBUS, IN (FHA|USDA|VA) 5 $975,000 $195,000 $3,388 7.20%
Sikeston, MO (FHA|USDA|VA) 14 $950,000 $67,857 $2,038 8.21%
Morgan City, LA (FHA|USDA|VA) 7 $925,000 $132,143 $6,012 6.88%
LAREDO, TX (FHA|USDA|VA) 3 $905,000 $301,667 $5,972 5.71%
Okeechobee, FL (FHA|USDA|VA) 8 $900,000 $112,500 $2,723 7.47%
BURLINGTON, NC (FHA|USDA|VA) 4 $890,000 $222,500 $3,896 8.91%
Shelby, NC (FHA|USDA|VA) 4 $870,000 $217,500 $4,874 6.69%
Troy, AL (FHA|USDA|VA) 6 $870,000 $145,000 $3,533 7.88%
Richmond-Berea, KY (FHA|USDA|VA) 5 $865,000 $173,000 $6,377 7.08%
Palestine, TX (FHA|USDA|VA) 11 $865,000 $78,636 $1,777 8.10%
ROCKFORD, IL (FHA|USDA|VA) 2 $850,000 $425,000 $11,199 5.44%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 10 $830,000 $83,000 $3,067 9.06%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $810,000 $202,500 $1,080 4.78%
AMARILLO, TX (FHA|USDA|VA) 1 $805,000 $805,000 $14,742 7.38%
BLOOMINGTON, IL (FHA|USDA|VA) 14 $800,000 $57,143 $682 9.28%
WARNER ROBINS, GA (FHA|USDA|VA) 5 $795,000 $159,000 $2,960 7.33%
NILES, MI (FHA|USDA|VA) 2 $790,000 $395,000 $4,460 6.88%
Ruston, LA (FHA|USDA|VA) 6 $770,000 $128,333 $5,921 7.33%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $765,000 $255,000 $947 3.04%
Selma, AL (FHA|USDA|VA) 13 $755,000 $58,077 $2,371 8.53%
Harrison, AR (FHA|USDA|VA) 10 $730,000 $73,000 $2,113 8.86%
Thomasville, GA (FHA|USDA|VA) 2 $730,000 $365,000 $9,845 5.75%
Bonham, TX (FHA|USDA|VA) 1 $725,000 $725,000 $8,008 8.25%
Eufaula, AL-GA (FHA|USDA|VA) 4 $720,000 $180,000 $1,378 7.44%
LaGrange, GA-AL (FHA|USDA|VA) 8 $710,000 $88,750 $2,735 8.20%
IOWA CITY, IA (FHA|USDA|VA) 3 $685,000 $228,333 $1,735 6.08%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2 $680,000 $340,000 $958 3.44%
Ozark, AL (FHA|USDA|VA) 9 $675,000 $75,000 $3,239 8.75%
Logansport, IN (FHA|USDA|VA) 4 $670,000 $167,500 $4,423 6.78%
ABILENE, TX (FHA|USDA|VA) 2 $660,000 $330,000 $6,364 6.69%
Enterprise, AL (FHA|USDA|VA) 10 $660,000 $66,000 $1,922 7.71%
ANN ARBOR, MI (FHA|USDA|VA) 2 $660,000 $330,000 $2,261 5.06%
DUBUQUE, IA (FHA|USDA|VA) 1 $645,000 $645,000 $4,799 5.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $635,000 $635,000 $3,452 6.38%
Malvern, AR (FHA|USDA|VA) 6 $620,000 $103,333 $1,224 7.23%
TOLEDO, OH (FHA|USDA|VA) 1 $605,000 $605,000 $7,657 5.88%
MUNCIE, IN (FHA|USDA|VA) 4 $600,000 $150,000 $3,049 7.13%
Cordele, GA (FHA|USDA|VA) 5 $595,000 $119,000 $2,691 7.05%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $595,000 $595,000 $7,220 6.25%
JOPLIN, MO (FHA|USDA|VA) 4 $570,000 $142,500 $2,645 6.47%
PROVO-OREM, UT (FHA|USDA|VA) 1 $555,000 $555,000 $4,515 6.75%
Vicksburg, MS (FHA|USDA|VA) 7 $555,000 $79,286 $0 7.79%
SUMTER, SC (FHA|USDA|VA) 5 $525,000 $105,000 $4,197 7.85%
LAWTON, OK (FHA|USDA|VA) 2 $520,000 $260,000 $3,841 5.44%
Marion, NC (FHA|USDA|VA) 2 $500,000 $250,000 $5,687 5.75%
Breckenridge, CO (FHA|USDA|VA) 1 $495,000 $495,000 $3,257 5.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $490,000 $122,500 $2,760 8.03%
Lake City, FL (FHA|USDA|VA) 2 $490,000 $245,000 $9,764 5.81%
Kerrville, TX (FHA|USDA|VA) 1 $485,000 $485,000 $10,033 5.75%
EL PASO, TX (FHA|USDA|VA) 2 $480,000 $240,000 $5,940 5.44%
Jennings, LA (FHA|USDA|VA) 1 $465,000 $465,000 $4,551 5.75%
Peru, IN (FHA|USDA|VA) 4 $460,000 $115,000 $2,918 6.94%
Centralia, IL (FHA|USDA|VA) 11 $455,000 $41,364 $362 8.16%
PINE BLUFF, AR (FHA|USDA|VA) 3 $455,000 $151,667 $5,056 7.92%
Burlington, IA-IL (FHA|USDA|VA) 1 $455,000 $455,000 $2,679 7.13%
Arcadia, FL (FHA|USDA|VA) 7 $445,000 $63,571 $1,685 6.95%
Corsicana, TX (FHA|USDA|VA) 2 $440,000 $220,000 $8,369 8.44%
Steamboat Springs, CO (FHA|USDA|VA) 1 $435,000 $435,000 $3,958 5.88%
New Castle, IN (FHA|USDA|VA) 4 $430,000 $107,500 $3,153 7.63%
ROANOKE, VA (FHA|USDA|VA) 2 $430,000 $215,000 $3,427 7.00%
Plainview, TX (FHA|USDA|VA) 1 $425,000 $425,000 $8,760 6.38%
Hannibal, MO (FHA|USDA|VA) 1 $415,000 $415,000 $3,425 7.00%
Vidalia, GA (FHA|USDA|VA) 2 $410,000 $205,000 $4,760 7.00%
Brevard, NC (FHA|USDA|VA) 4 $410,000 $102,500 $7,771 8.25%
GREENVILLE, NC (FHA|USDA|VA) 3 $405,000 $135,000 $2,295 9.67%
TUCSON, AZ (FHA|USDA|VA) 3 $395,000 $131,667 $929 3.96%
Kinston, NC (FHA|USDA|VA) 2 $390,000 $195,000 $6,503 6.44%
Clarksdale, MS (FHA|USDA|VA) 10 $390,000 $39,000 $1,924 8.04%
Glenwood Springs, CO (FHA|USDA|VA) 1 $385,000 $385,000 $2,994 5.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $385,000 $385,000 $14,133 6.50%
Opelousas, LA (FHA|USDA|VA) 2 $380,000 $190,000 $7,876 7.44%
Union, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,726 7.13%
Wauchula, FL (FHA|USDA|VA) 2 $370,000 $185,000 $2,130 6.56%
Rolla, MO (FHA|USDA|VA) 1 $365,000 $365,000 $3,237 6.00%
HARRISONBURG, VA (FHA|USDA|VA) 1 $365,000 $365,000 $3,798 6.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $350,000 $87,500 $2,972 8.31%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $350,000 $87,500 $2,129 8.97%
Newberry, SC (FHA|USDA|VA) 1 $345,000 $345,000 $6,086 6.25%
Warsaw, IN (FHA|USDA|VA) 1 $335,000 $335,000 $5,052 7.13%
El Campo, TX (FHA|USDA|VA) 1 $335,000 $335,000 $7,576 5.50%
Americus, GA (FHA|USDA|VA) 3 $335,000 $111,667 $5,378 7.50%
Lumberton, NC (FHA|USDA|VA) 2 $330,000 $165,000 $6,441 5.94%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $330,000 $165,000 $4,438 6.56%
Rockport, TX (FHA|USDA|VA) 1 $325,000 $325,000 $7,765 7.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $325,000 $325,000 $958 2.63%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $320,000 $160,000 $6,829 6.94%
RACINE, WI (FHA|USDA|VA) 1 $315,000 $315,000 $7,815 6.13%
Mount Vernon, IL (FHA|USDA|VA) 3 $305,000 $101,667 $0 8.96%
Morehead City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,642 5.50%
Forrest City, AR (FHA|USDA|VA) 4 $300,000 $75,000 $3,284 6.56%
Gaffney, SC (FHA|USDA|VA) 2 $300,000 $150,000 $4,148 11.19%
Galesburg, IL (FHA|USDA|VA) 1 $295,000 $295,000 $8,239 5.00%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $295,000 $295,000 $2,552 6.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $295,000 $295,000 $1,673 3.25%
West Point, MS (FHA|USDA|VA) 6 $290,000 $48,333 $1,043 7.46%
Jasper, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,867 5.75%
Glasgow, KY (FHA|USDA|VA) 2 $280,000 $140,000 $4,121 6.69%
Bedford, IN (FHA|USDA|VA) 5 $275,000 $55,000 $0 8.90%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $255,000 $255,000 $5,052 7.50%
Farmington, MO (FHA|USDA|VA) 3 $255,000 $85,000 $2,666 9.46%
Pontiac, IL (FHA|USDA|VA) 3 $255,000 $85,000 $2,144 8.42%
Duncan, OK (FHA|USDA|VA) 1 $245,000 $245,000 $9,522 6.25%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $245,000 $245,000 $158 4.75%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $235,000 $235,000 $958 2.69%
Camden, AR (FHA|USDA|VA) 3 $235,000 $78,333 $1,985 7.38%
Seymour, IN (FHA|USDA|VA) 1 $235,000 $235,000 $4,358 7.50%
Arkadelphia, AR (FHA|USDA|VA) 3 $225,000 $75,000 $0 8.29%
Wabash, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,584 7.19%
Kirksville, MO (FHA|USDA|VA) 1 $215,000 $215,000 $2,412 5.75%
KANKAKEE, IL (FHA|USDA|VA) 1 $215,000 $215,000 $6,031 6.88%
Zapata, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,965 6.00%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $215,000 $215,000 $7,660 5.88%
Auburn, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $205,000 $205,000 $3,888 8.13%
Bainbridge, GA (FHA|USDA|VA) 3 $205,000 $68,333 $0 9.13%
Laurinburg, NC (FHA|USDA|VA) 1 $195,000 $195,000 $5,178 6.25%
Traverse City, MI (FHA|USDA|VA) 1 $195,000 $195,000 $958 3.38%
Mount Airy, NC (FHA|USDA|VA) 2 $190,000 $95,000 $1,868 7.00%
Hope, AR (FHA|USDA|VA) 2 $190,000 $95,000 $1,377 7.31%
TOPEKA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $2,259 5.63%
Atchison, KS (FHA|USDA|VA) 1 $185,000 $185,000 $4,927 7.63%
West Plains, MO (FHA|USDA|VA) 1 $185,000 $185,000 $2,885 6.63%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $185,000 $185,000 $8,697 5.75%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $185,000 $61,667 $0 9.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $180,000 $90,000 $2,905 7.44%
Beaver Dam, WI (FHA|USDA|VA) 1 $175,000 $175,000 $958 2.88%
Hillsdale, MI (FHA|USDA|VA) 1 $175,000 $175,000 $7,087 7.50%
Jacksonville, IL (FHA|USDA|VA) 3 $175,000 $58,333 $3,195 8.00%
Granbury, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.25%
Greenville, OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,335 8.00%
TULSA, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,917 6.00%
LONGVIEW, WA (FHA|USDA|VA) 1 $155,000 $155,000 $158 3.31%
Natchitoches, LA (FHA|USDA|VA) 1 $155,000 $155,000 $9,438 6.13%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.50%
Somerset, KY (FHA|USDA|VA) 1 $155,000 $155,000 $3,067 8.00%
Whitewater, WI (FHA|USDA|VA) 1 $145,000 $145,000 $5,475 5.75%
Bluefield, WV-VA (FHA|USDA|VA) 1 $145,000 $145,000 $6,490 6.63%
Crawfordsville, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,172 6.25%
Portsmouth, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,437 5.88%
VICTORIA, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.13%
Jacksonville, TX (FHA|USDA|VA) 3 $125,000 $41,667 $0 10.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,655 5.50%
Indianola, MS (FHA|USDA|VA) 2 $120,000 $60,000 $5,194 6.94%
Bogalusa, LA (FHA|USDA|VA) 2 $120,000 $60,000 $3,542 8.06%
Cambridge, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,812 6.75%
WICHITA, KS (FHA|USDA|VA) 1 $115,000 $115,000 $7,955 6.25%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $105,000 $105,000 $4,448 7.13%
Moultrie, GA (FHA|USDA|VA) 1 $105,000 $105,000 $6,307 7.25%
Kennett, MO (FHA|USDA|VA) 2 $100,000 $50,000 $2,049 6.94%
Mountain Home, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,963 6.50%
OWENSBORO, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,118 7.50%
Greenwood, SC (FHA|USDA|VA) 1 $95,000 $95,000 $4,362 6.63%
BOISE CITY, ID (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.88%
Oskaloosa, IA (FHA|USDA|VA) 1 $85,000 $85,000 $4,169 7.25%
Danville, VA (FHA|USDA|VA) 1 $75,000 $75,000 $2,827 5.88%
Orangeburg, SC (FHA|USDA|VA) 1 $75,000 $75,000 $3,809 6.75%
Brenham, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.25%
Washington, IN (FHA|USDA|VA) 2 $70,000 $35,000 $0 8.69%
GREELEY, CO (FHA|USDA|VA) 1 $65,000 $65,000 $690 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $55,000 $55,000 $3,624 4.88%
Bluffton, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,679 7.38%
Danville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.75%
Marshalltown, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.38%
Regions Bank's top markets include Atlanta, Birmingham, San Francisco, Nashville, and Tampa among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 16,137 $6,816,455,000 $422,412 $3,398 7.02%
    HELOC 12,344 $1,151,990,000 $93,324 n/a 9.69%
    FHA 2,068 $481,410,000 $232,790 $9,053 6.21%
    VA 472 $160,040,000 $339,068 $9,546 6.09%
    USDA 187 $29,115,000 $155,695 $5,831 6.46%

    For 2023, Regions Bank's most frequently originated type of loan was Conventional, with 16,137 originations. Their 2nd most popular type was HELOC, with 12,344 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 10,949 $4,598,675,000 $420,009 $6,448 6.49%
    Home Improvement 8,128 $670,840,000 $82,534 $253 9.28%
    Other 6,092 $534,830,000 $87,792 $580 9.13%
    Refi 4,944 $2,558,930,000 $517,583 $719 8.15%
    Cash Out Refi 1,095 $275,735,000 $251,813 $6,339 6.67%

    For 2023, Regions Bank's most frequently cited loan purpose was Home Purchase, with 10,949 originations. The 2nd most popular reason was Home Improvement, with 8,128 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 23,652 $5,271,710,000 $222,886 $6,593 8.14%
    15 Year 3,578 $379,200,000 $105,981 $880 7.70%
    20 Year 2,251 $209,445,000 $93,045 $131 7.80%
    10 Year 1,181 $1,260,885,000 $1,067,642 $173 7.50%
    Other 469 $439,295,000 $936,663 $883 5.97%
    5 Year 70 $728,420,000 $10,406,000 $0 6.06%
    30+ year 7 $350,055,000 $50,007,857 $0 6.29%

    For 2023, Regions Bank's most frequently cited loan duration was 30 Year, with 23,652 originations. The 2nd most popular length was 15 Year, with 3,578 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 7,810 $857,590,000 $109,807
    $1k-2k 5,135 $1,693,775,000 $329,849
    $2k-3k 2,194 $761,430,000 $347,051
    $5k+ 1,544 $797,660,000 $516,619
    $3k-4k 1,223 $371,745,000 $303,962
    $4k-5k 790 $311,640,000 $394,481

    Regions Bank's average total fees were $6,593, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,810 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 15,112 $1,264,750,000 $83,692
    6-7% 7,411 $2,493,495,000 $336,459
    7-8% 4,140 $884,570,000 $213,664
    5-6% 4,126 $3,740,410,000 $906,546
    4-5% 231 $160,685,000 $695,606
    3-4% 101 $79,205,000 $784,208
    2.5-3% 49 $13,355,000 $272,551
    <2.5% 7 $2,005,000 $286,429

    During 2023, Regions Bank's average interest rate for loans was 8.14%, while their most frequently originated rate bucket for loans was Over 8%, with 15,112 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 14,243 $686,925,000 $48,229 $542 9.07%
    $100k-200k 6,647 $936,295,000 $140,860 $3,479 7.82%
    $200k-400k 6,412 $1,761,240,000 $274,679 $6,103 6.90%
    $400k-600k 1,974 $951,420,000 $481,976 $7,858 6.40%
    $600k-1MM 1,300 $966,510,000 $743,469 $8,562 6.17%
    $1MM+ 632 $3,336,620,000 $5,279,462 $11,823 6.10%

    2023 saw Regions Bank place emphasis on $100,000 or less loans with 14,243 originations, totaling $686,925,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 6,468 $1,070,300,000 $165,476 $4,198 8.25%
    $50k-75k 6,280 $678,780,000 $108,086 $3,387 8.09%
    $150k-250k 5,183 $1,317,145,000 $254,128 $4,986 8.00%
    $75k-100k 4,964 $646,670,000 $130,272 $3,805 8.21%
    $50k or less 4,479 $312,725,000 $69,820 $2,419 7.93%
    $250k+ 3,656 $1,918,660,000 $524,798 $7,046 7.33%

    Regions Bank lent most frequently to those with incomes in the $100k-150k range, with 6,468 originations. The second most popular income band? $50k-75k, with 6,280 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,979 $1,186,065,000 $169,948 $3,080 8.03%
    30-36% 6,192 $1,158,900,000 $187,161 $3,671 8.13%
    <20% 3,062 $486,200,000 $158,785 $2,389 7.87%
    42% 3,052 $549,330,000 $179,990 $4,280 8.65%
    41% 1,498 $298,970,000 $199,579 $4,238 8.29%
    40% 1,406 $282,640,000 $201,024 $4,227 8.25%
    39% 1,383 $277,075,000 $200,343 $4,369 8.24%
    38% 1,290 $258,780,000 $200,605 $3,855 8.31%
    36% 1,252 $223,970,000 $178,890 $3,743 8.23%
    37% 1,211 $223,215,000 $184,323 $3,850 8.16%
    43% 809 $152,395,000 $188,375 $5,381 8.14%
    50-60% 602 $166,840,000 $277,143 $9,950 6.16%
    44% 483 $132,075,000 $273,447 $6,114 6.62%
    49% 461 $141,825,000 $307,646 $7,034 6.60%
    46% 366 $104,820,000 $286,393 $7,055 6.78%
    48% 332 $103,700,000 $312,349 $6,998 6.54%
    47% 312 $93,920,000 $301,026 $6,722 6.54%
    45% 306 $89,300,000 $291,830 $7,089 6.62%
    >60% 34 $14,260,000 $419,412 $13,532 6.35%

    Regions Bank lent most frequently to those with DTI ratios of 20-30%, with 6,979 originations. The next most common DTI ratio? 30-36%, with 6,192 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 24,936 $4,590,870,000 $184,106 $3,917 8.10%
    Not applicable 178 $2,694,730,000 $15,138,933 $0 6.14%
    Black 3,294 $504,660,000 $153,206 $4,475 8.03%
    Not provided 1,633 $486,505,000 $297,921 $5,890 7.19%
    Asian 731 $234,765,000 $321,156 $5,967 7.18%
    Asian Indian 121 $63,455,000 $524,421 $7,061 6.81%
    American Indian 166 $34,170,000 $205,843 $4,475 7.87%
    Other Asian 35 $10,635,000 $303,857 $5,583 7.59%
    Native Hawaiian or Islander 43 $6,115,000 $142,209 $2,588 8.47%
    Filipino 13 $3,405,000 $261,923 $4,155 8.16%
    Vietnamese 17 $2,985,000 $175,588 $3,854 8.34%
    Korean 8 $2,410,000 $301,250 $8,598 8.39%
    Chinese 9 $1,935,000 $215,000 $2,377 7.63%
    Other Pacific Islander 14 $1,180,000 $84,286 $1,423 9.46%
    Japanese 2 $650,000 $325,000 $6,079 7.50%
    7 $395,000 $56,429 $1,688 9.91%
    Samoan 1 $145,000 $145,000 $5,391 5.75%

    Approval Rates

    Total approvals of all applications
    61.24%

    Regions Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    71.02%

    Regions Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 31,208 $8,639,010,000 $276,820

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    31,208 $8,639,010,000 $276,820

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 6,307 $814,535,000 $129,148 $1,198 8.73%
    40-60% 3,027 $2,353,215,000 $777,408 $3,708 7.51%
    60-80% 4,445 $2,187,545,000 $492,136 $5,785 6.75%
    80-100% 6,829 $2,337,525,000 $342,294 $6,672 6.45%
    Over 100% 98 $36,360,000 $371,020 $16,056 6.06%
    Under 20% 10,320 $539,300,000 $52,258 $89 9.38%