Regions Bank Mortgage Rates, Fees & Info
Birmingham, ALLEI: EQTWLK1G7ODGC2MGLV11
Tax ID: 63-0371391
3.2 stars - Updated: 4/5/25
-
out of 5 stars, based on 171 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Regions Bank is a large bank specializing in Home Purchase and Refi loans. Regions Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Nashville, Charlotte, Dallas, and Tampa among others. We have data for 396 markets. (Some data included below & more in-depth data is available with an active subscription.)Regions Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Regions Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.65% | 4/5/25 |
| 30 Year Conventional Purchase | 6.92% | 4/5/25 |
| 30 Year Conventional Refi | 6.79% | 4/5/25 |
| 30 Year Cash-out Refi | 7.14% | 4/5/25 |
| 30 Year FHA Purchase | 7.05% | 4/5/25 |
| 30 Year FHA Refi | 7.03% | 4/5/25 |
| 30 Year VA Purchase | 6.27% | 4/5/25 |
| 30 Year VA Refi | 5.95% | 4/5/25 |
| 30 Year USDA Purchase | 7.04% | 4/5/25 |
| 15 Year Conventional Purchase | 6.48% | 4/5/25 |
| 15 Year Conventional Refi | 7.52% | 4/5/25 |
| 15 Year Cash-out Refi | 7.52% | 4/5/25 |
| 15 Year FHA Purchase | 7.13% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| 15 Year VA Purchase | 7.08% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Regions Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Regions Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
29,337Origination Dollar Volume (All Markets)
$8,803,615,000Awards
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Regions Bank - 2024
Regions Bank is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Regions Bank's average 30 year fixed mortgage rate was
7.58%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.03%.
Relative Fees (Closing Costs)
Regions Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,067.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,441 | $524,605,000 | $364,056 | $5,186 | 7.58% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1,737 | $469,445,000 | $270,262 | $2,867 | 7.91% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 308 | $458,050,000 | $1,487,175 | $6,944 | 6.86% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 223 | $424,115,000 | $1,901,861 | $4,741 | 7.51% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,455 | $399,755,000 | $274,746 | $6,493 | 7.60% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1,974 | $329,560,000 | $166,950 | $2,920 | 7.68% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 488 | $290,340,000 | $594,959 | $5,926 | 7.36% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 428 | $249,990,000 | $584,089 | $7,648 | 7.09% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 899 | $245,815,000 | $273,432 | $8,123 | 7.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 45 | $223,145,000 | $4,958,778 | $2,926 | 7.33% |
| RICHMOND, VA (FHA|USDA|VA) | 10 | $208,600,000 | $20,860,000 | $3,888 | 5.43% |
| Outside of Metro Areas | 1,560 | $206,110,000 | $132,122 | $3,239 | 7.59% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,311 | $199,865,000 | $152,452 | $2,631 | 7.73% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 79 | $155,125,000 | $1,963,608 | $8,640 | 7.10% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 651 | $145,605,000 | $223,664 | $4,644 | 7.86% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 390 | $143,550,000 | $368,077 | $4,612 | 7.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 758 | $131,810,000 | $173,892 | $3,276 | 7.86% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 583 | $120,375,000 | $206,475 | $3,746 | 7.58% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 125 | $116,065,000 | $928,520 | $6,384 | 7.22% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 5 | $105,875,000 | $21,175,000 | $2,307 | 3.88% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 11 | $104,115,000 | $9,465,000 | $1,918 | 4.90% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 763 | $101,755,000 | $133,362 | $3,426 | 7.86% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 15 | $100,245,000 | $6,683,000 | $4,181 | 5.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 321 | $99,905,000 | $311,231 | $8,076 | 7.39% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 239 | $95,025,000 | $397,594 | $6,909 | 7.51% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 618 | $94,610,000 | $153,091 | $2,403 | 7.83% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 491 | $90,195,000 | $183,697 | $2,922 | 7.81% |
| JACKSON, MS (FHA|USDA|VA) | 511 | $87,055,000 | $170,362 | $2,175 | 7.91% |
| OCALA, FL (FHA|USDA|VA) | 294 | $86,430,000 | $293,980 | $2,324 | 7.91% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $84,570,000 | $42,285,000 | $1,783 | 4.25% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $83,395,000 | $11,913,571 | $1,738 | 5.43% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 70 | $72,480,000 | $1,035,429 | $4,539 | 7.45% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 12 | $68,970,000 | $5,747,500 | $3,015 | 7.21% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 393 | $68,935,000 | $175,407 | $3,419 | 7.64% |
| BATON ROUGE, LA (FHA|USDA|VA) | 305 | $66,415,000 | $217,754 | $5,249 | 7.64% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 382 | $61,420,000 | $160,785 | $3,368 | 7.58% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 8 | $55,900,000 | $6,987,500 | $2,659 | 4.72% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 188 | $55,250,000 | $293,883 | $4,653 | 7.07% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 355 | $55,185,000 | $155,451 | $3,598 | 7.81% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 258 | $52,790,000 | $204,612 | $4,834 | 7.38% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $51,610,000 | $25,805,000 | $2,535 | 4.45% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 154 | $51,080,000 | $331,688 | $7,931 | 6.86% |
| SAVANNAH, GA (FHA|USDA|VA) | 20 | $47,670,000 | $2,383,500 | $4,314 | 7.35% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 190 | $47,190,000 | $248,368 | $4,808 | 7.65% |
| MOBILE, AL (FHA|USDA|VA) | 467 | $46,435,000 | $99,433 | $2,253 | 7.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 53 | $45,195,000 | $852,736 | $2,721 | 7.52% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 22 | $44,630,000 | $2,028,636 | $2,873 | 7.09% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 190 | $44,600,000 | $234,737 | $5,326 | 7.25% |
| COLUMBIA, SC (FHA|USDA|VA) | 139 | $43,955,000 | $316,223 | $6,939 | 6.95% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 290 | $43,870,000 | $151,276 | $4,461 | 7.52% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 33 | $43,855,000 | $1,328,939 | $4,602 | 7.37% |
| MONTGOMERY, AL (FHA|USDA|VA) | 365 | $42,425,000 | $116,233 | $1,842 | 7.98% |
| PANAMA CITY, FL (FHA|USDA|VA) | 166 | $36,750,000 | $221,386 | $5,451 | 7.46% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 52 | $35,090,000 | $674,808 | $9,574 | 6.48% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 162 | $35,050,000 | $216,358 | $4,142 | 7.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 150 | $34,220,000 | $228,133 | $4,517 | 7.69% |
| JACKSON, TN (FHA|USDA|VA) | 280 | $34,210,000 | $122,179 | $3,447 | 7.62% |
| GAINESVILLE, FL (FHA|USDA|VA) | 23 | $30,365,000 | $1,320,217 | $4,321 | 7.91% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 8 | $30,310,000 | $3,788,750 | $1,418 | 6.01% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $30,190,000 | $15,095,000 | $0 | 6.34% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $30,105,000 | $10,035,000 | $1,863 | 5.13% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 67 | $28,275,000 | $422,015 | $4,093 | 7.31% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 162 | $27,060,000 | $167,037 | $3,238 | 7.55% |
| GAINESVILLE, GA (FHA|USDA|VA) | 154 | $25,320,000 | $164,416 | $3,212 | 7.73% |
| Oxford, MS (FHA|USDA|VA) | 94 | $25,190,000 | $267,979 | $5,303 | 7.48% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $23,495,000 | $2,610,556 | $1,683 | 5.74% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 91 | $23,295,000 | $255,989 | $2,522 | 7.74% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 5 | $22,615,000 | $4,523,000 | $8,082 | 5.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 112 | $21,550,000 | $192,411 | $5,240 | 7.68% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 43 | $21,285,000 | $495,000 | $3,045 | 6.73% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $20,990,000 | $2,623,750 | $1,863 | 5.56% |
| Shelby, NC (FHA|USDA|VA) | 4 | $20,030,000 | $5,007,500 | $0 | 7.22% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 172 | $19,010,000 | $110,523 | $2,457 | 7.64% |
| Jefferson, GA (FHA|USDA|VA) | 81 | $18,655,000 | $230,309 | $4,998 | 7.33% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 13 | $18,215,000 | $1,401,154 | $11,380 | 6.46% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 91 | $17,755,000 | $195,110 | $3,859 | 7.67% |
| DECATUR, AL (FHA|USDA|VA) | 170 | $17,750,000 | $104,412 | $2,743 | 7.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 100 | $17,520,000 | $175,200 | $4,913 | 7.53% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 128 | $17,420,000 | $136,094 | $3,140 | 7.83% |
| HATTIESBURG, MS (FHA|USDA|VA) | 145 | $17,225,000 | $118,793 | $4,050 | 7.91% |
| LAFAYETTE, LA (FHA|USDA|VA) | 68 | $17,200,000 | $252,941 | $4,363 | 7.54% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 123 | $16,115,000 | $131,016 | $3,139 | 7.58% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $14,900,000 | $3,725,000 | $1,931 | 3.51% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 11 | $14,825,000 | $1,347,727 | $5,947 | 5.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 81 | $14,385,000 | $177,593 | $5,292 | 8.10% |
| DOTHAN, AL (FHA|USDA|VA) | 118 | $13,650,000 | $115,678 | $2,693 | 7.79% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 130 | $13,580,000 | $104,462 | $2,128 | 7.96% |
| CLEVELAND, TN (FHA|USDA|VA) | 121 | $13,325,000 | $110,124 | $1,703 | 7.84% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 93 | $13,295,000 | $142,957 | $4,001 | 7.48% |
| GADSDEN, AL (FHA|USDA|VA) | 143 | $12,605,000 | $88,147 | $1,806 | 7.89% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $12,105,000 | $1,345,000 | $20,197 | 7.06% |
| Frankfort, IN (FHA|USDA|VA) | 62 | $12,070,000 | $194,677 | $2,890 | 7.60% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 91 | $11,235,000 | $123,462 | $3,111 | 7.76% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 31 | $11,145,000 | $359,516 | $1,978 | 8.31% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 121 | $11,135,000 | $92,025 | $1,332 | 7.94% |
| Tupelo, MS (FHA|USDA|VA) | 79 | $11,115,000 | $140,696 | $3,244 | 7.39% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 87 | $11,085,000 | $127,414 | $3,460 | 8.03% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 84 | $10,830,000 | $128,929 | $3,610 | 7.40% |
| Paducah, KY-IL (FHA|USDA|VA) | 90 | $9,850,000 | $109,444 | $2,702 | 7.82% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 37 | $9,785,000 | $264,459 | $5,010 | 7.71% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 47 | $9,425,000 | $200,532 | $5,127 | 7.28% |
| Albertville, AL (FHA|USDA|VA) | 70 | $9,400,000 | $134,286 | $3,659 | 7.56% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $9,400,000 | $2,350,000 | $3,320 | 5.78% |
| Cullman, AL (FHA|USDA|VA) | 59 | $9,165,000 | $155,339 | $2,848 | 7.62% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 65 | $9,095,000 | $139,923 | $2,978 | 8.13% |
| DALTON, GA (FHA|USDA|VA) | 100 | $8,950,000 | $89,500 | $1,044 | 8.31% |
| Alexander City, AL (FHA|USDA|VA) | 27 | $8,875,000 | $328,704 | $7,101 | 7.40% |
| Cookeville, TN (FHA|USDA|VA) | 80 | $8,870,000 | $110,875 | $1,627 | 7.92% |
| Crossville, TN (FHA|USDA|VA) | 76 | $8,570,000 | $112,763 | $2,057 | 8.04% |
| Bainbridge, GA (FHA|USDA|VA) | 4 | $8,450,000 | $2,112,500 | $0 | 7.31% |
| Fort Payne, AL (FHA|USDA|VA) | 67 | $7,885,000 | $117,687 | $2,996 | 7.64% |
| TYLER, TX (FHA|USDA|VA) | 69 | $7,555,000 | $109,493 | $1,528 | 8.15% |
| DECATUR, IL (FHA|USDA|VA) | 81 | $7,405,000 | $91,420 | $3,676 | 7.33% |
| Searcy, AR (FHA|USDA|VA) | 61 | $7,275,000 | $119,262 | $2,681 | 7.78% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 14 | $7,090,000 | $506,429 | $3,759 | 7.28% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $7,075,000 | $7,075,000 | $0 | 6.05% |
| Cullowhee, NC (FHA|USDA|VA) | 12 | $6,880,000 | $573,333 | $8,079 | 6.98% |
| MORRISTOWN, TN (FHA|USDA|VA) | 54 | $6,870,000 | $127,222 | $2,673 | 7.96% |
| Americus, GA (FHA|USDA|VA) | 2 | $6,830,000 | $3,415,000 | $0 | 7.34% |
| THE VILLAGES, FL (FHA|USDA|VA) | 30 | $6,340,000 | $211,333 | $4,362 | 7.67% |
| WILMINGTON, NC (FHA|USDA|VA) | 11 | $6,105,000 | $555,000 | $5,117 | 6.23% |
| Dyersburg, TN (FHA|USDA|VA) | 45 | $6,085,000 | $135,222 | $4,238 | 7.32% |
| JONESBORO, AR (FHA|USDA|VA) | 65 | $6,075,000 | $93,462 | $2,626 | 7.74% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 17 | $6,075,000 | $357,353 | $1,802 | 3.26% |
| Logansport, IN (FHA|USDA|VA) | 3 | $6,065,000 | $2,021,667 | $2,321 | 6.57% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 62 | $6,000,000 | $96,774 | $1,582 | 7.67% |
| ROME, GA (FHA|USDA|VA) | 60 | $5,600,000 | $93,333 | $2,942 | 7.95% |
| Meridian, MS (FHA|USDA|VA) | 62 | $5,590,000 | $90,161 | $2,508 | 7.99% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 61 | $5,555,000 | $91,066 | $2,032 | 7.83% |
| COLUMBIA, MO (FHA|USDA|VA) | 24 | $5,460,000 | $227,500 | $2,225 | 7.62% |
| Russellville, AR (FHA|USDA|VA) | 57 | $5,395,000 | $94,649 | $2,707 | 7.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 47 | $5,395,000 | $114,787 | $3,223 | 7.78% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $5,255,000 | $309,118 | $7,210 | 7.26% |
| Calhoun, GA (FHA|USDA|VA) | 49 | $5,165,000 | $105,408 | $1,575 | 7.79% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 57 | $5,105,000 | $89,561 | $1,735 | 7.78% |
| Dayton, TN (FHA|USDA|VA) | 36 | $5,100,000 | $141,667 | $2,688 | 7.64% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $5,090,000 | $2,545,000 | $0 | 5.86% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $4,965,000 | $1,655,000 | $0 | 8.26% |
| Jasper, AL (FHA|USDA|VA) | 24 | $4,780,000 | $199,167 | $4,660 | 7.06% |
| Marion, IN (FHA|USDA|VA) | 48 | $4,730,000 | $98,542 | $2,907 | 7.85% |
| Seneca, SC (FHA|USDA|VA) | 8 | $4,690,000 | $586,250 | $5,037 | 7.39% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $4,640,000 | $464,000 | $8,091 | 7.06% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $4,590,000 | $1,147,500 | $4,830 | 6.54% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $4,525,000 | $4,525,000 | $0 | 6.38% |
| Key West, FL (FHA|USDA|VA) | 6 | $4,500,000 | $750,000 | $22,895 | 8.19% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $4,485,000 | $4,485,000 | $0 | 6.78% |
| Lufkin, TX (FHA|USDA|VA) | 27 | $4,315,000 | $159,815 | $3,454 | 7.20% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 14 | $4,240,000 | $302,857 | $6,752 | 7.54% |
| Shelbyville, TN (FHA|USDA|VA) | 34 | $4,190,000 | $123,235 | $3,076 | 8.04% |
| Cornelia, GA (FHA|USDA|VA) | 23 | $4,135,000 | $179,783 | $4,955 | 7.67% |
| Starkville, MS (FHA|USDA|VA) | 38 | $4,100,000 | $107,895 | $3,225 | 7.83% |
| Laurel, MS (FHA|USDA|VA) | 34 | $3,990,000 | $117,353 | $3,421 | 7.48% |
| SPARTANBURG, SC (FHA|USDA|VA) | 27 | $3,815,000 | $141,296 | $2,354 | 7.58% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $3,765,000 | $1,255,000 | $4,398 | 6.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 14 | $3,730,000 | $266,429 | $4,903 | 7.24% |
| Sevierville, TN (FHA|USDA|VA) | 25 | $3,695,000 | $147,800 | $5,225 | 8.04% |
| McMinnville, TN (FHA|USDA|VA) | 30 | $3,510,000 | $117,000 | $1,920 | 7.87% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 40 | $3,510,000 | $87,750 | $1,853 | 7.46% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 9 | $3,475,000 | $386,111 | $6,090 | 7.36% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $3,440,000 | $573,333 | $6,077 | 7.50% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 8 | $3,440,000 | $430,000 | $1,870 | 3.48% |
| Martin, TN (FHA|USDA|VA) | 38 | $3,360,000 | $88,421 | $3,131 | 7.69% |
| Mayfield, KY (FHA|USDA|VA) | 28 | $3,250,000 | $116,071 | $2,358 | 7.57% |
| Paris, TN (FHA|USDA|VA) | 40 | $3,240,000 | $81,000 | $1,499 | 8.17% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $3,200,000 | $1,600,000 | $0 | 6.82% |
| Vincennes, IN (FHA|USDA|VA) | 53 | $3,175,000 | $59,906 | $1,820 | 8.11% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $3,155,000 | $3,155,000 | $0 | 6.41% |
| TULSA, OK (FHA|USDA|VA) | 2 | $3,130,000 | $1,565,000 | $3,739 | 6.35% |
| MONROE, LA (FHA|USDA|VA) | 34 | $3,090,000 | $90,882 | $1,999 | 7.76% |
| Union City, TN (FHA|USDA|VA) | 36 | $3,090,000 | $85,833 | $2,969 | 7.58% |
| HAMMOND, LA (FHA|USDA|VA) | 29 | $3,065,000 | $105,690 | $2,352 | 8.23% |
| Athens, TN (FHA|USDA|VA) | 37 | $3,025,000 | $81,757 | $884 | 8.07% |
| Scottsboro, AL (FHA|USDA|VA) | 28 | $2,960,000 | $105,714 | $3,110 | 7.73% |
| NILES, MI (FHA|USDA|VA) | 2 | $2,820,000 | $1,410,000 | $8,367 | 6.73% |
| Picayune, MS (FHA|USDA|VA) | 22 | $2,640,000 | $120,000 | $5,365 | 7.26% |
| Murray, KY (FHA|USDA|VA) | 21 | $2,635,000 | $125,476 | $1,860 | 8.16% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 16 | $2,620,000 | $163,750 | $4,467 | 8.11% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 22 | $2,600,000 | $118,182 | $3,288 | 7.56% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 18 | $2,600,000 | $144,444 | $3,259 | 6.96% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 27 | $2,585,000 | $95,741 | $1,700 | 7.97% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $2,515,000 | $2,515,000 | $0 | 5.65% |
| Columbus, MS (FHA|USDA|VA) | 28 | $2,480,000 | $88,571 | $1,675 | 7.87% |
| GOLDSBORO, NC (FHA|USDA|VA) | 10 | $2,420,000 | $242,000 | $7,334 | 6.88% |
| Corinth, MS (FHA|USDA|VA) | 22 | $2,400,000 | $109,091 | $3,920 | 7.67% |
| Greenville, MS (FHA|USDA|VA) | 21 | $2,335,000 | $111,190 | $3,570 | 7.19% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 18 | $2,320,000 | $128,889 | $2,738 | 7.48% |
| Nacogdoches, TX (FHA|USDA|VA) | 18 | $2,250,000 | $125,000 | $4,064 | 7.42% |
| Natchez, MS-LA (FHA|USDA|VA) | 28 | $2,240,000 | $80,000 | $2,595 | 8.20% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 10 | $2,240,000 | $224,000 | $3,070 | 6.81% |
| Cedartown, GA (FHA|USDA|VA) | 21 | $2,135,000 | $101,667 | $1,107 | 8.13% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 18 | $2,110,000 | $117,222 | $3,341 | 7.81% |
| Decatur, IN (FHA|USDA|VA) | 1 | $2,105,000 | $2,105,000 | $0 | 5.45% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $7,004 | 6.92% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 22 | $2,070,000 | $94,091 | $2,200 | 8.29% |
| McComb, MS (FHA|USDA|VA) | 21 | $2,015,000 | $95,952 | $6,154 | 8.10% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 23 | $1,975,000 | $85,870 | $2,212 | 7.85% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $1,965,000 | $655,000 | $0 | 8.22% |
| Newberry, SC (FHA|USDA|VA) | 5 | $1,955,000 | $391,000 | $6,662 | 7.78% |
| Thomasville, GA (FHA|USDA|VA) | 6 | $1,860,000 | $310,000 | $6,369 | 6.60% |
| LONGVIEW, TX (FHA|USDA|VA) | 17 | $1,805,000 | $106,176 | $2,604 | 7.24% |
| Morehead City, NC (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $5,487 | 7.22% |
| Lewisburg, TN (FHA|USDA|VA) | 14 | $1,720,000 | $122,857 | $1,781 | 8.82% |
| Branson, MO (FHA|USDA|VA) | 17 | $1,715,000 | $100,882 | $1,813 | 7.42% |
| Grenada, MS (FHA|USDA|VA) | 18 | $1,700,000 | $94,444 | $3,500 | 7.98% |
| Harrison, AR (FHA|USDA|VA) | 18 | $1,690,000 | $93,889 | $1,234 | 8.12% |
| Alma, MI (FHA|USDA|VA) | 1 | $1,675,000 | $1,675,000 | $0 | 5.77% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $4,806 | 7.43% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $10,186 | 7.00% |
| KOKOMO, IN (FHA|USDA|VA) | 13 | $1,635,000 | $125,769 | $2,623 | 7.48% |
| Brevard, NC (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $7,230 | 7.00% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $3,257 | 7.52% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 19 | $1,605,000 | $84,474 | $1,547 | 7.77% |
| PEORIA, IL (FHA|USDA|VA) | 28 | $1,590,000 | $56,786 | $2,705 | 7.51% |
| Minden, LA (FHA|USDA|VA) | 17 | $1,585,000 | $93,235 | $3,185 | 7.61% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $1,550,000 | $258,333 | $2,957 | 5.04% |
| Summerville, GA (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $896 | 7.86% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $4,149 | 7.17% |
| Atmore, AL (FHA|USDA|VA) | 23 | $1,455,000 | $63,261 | $560 | 8.00% |
| Paragould, AR (FHA|USDA|VA) | 21 | $1,435,000 | $68,333 | $2,057 | 7.77% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $1,425,000 | $475,000 | $3,242 | 7.46% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $6,680 | 6.96% |
| Lincoln, IL (FHA|USDA|VA) | 17 | $1,395,000 | $82,059 | $2,150 | 7.74% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $1,837 | 4.04% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $1,345,000 | $1,345,000 | $0 | 5.77% |
| Blytheville, AR (FHA|USDA|VA) | 17 | $1,345,000 | $79,118 | $2,549 | 7.83% |
| Sikeston, MO (FHA|USDA|VA) | 16 | $1,270,000 | $79,375 | $758 | 8.37% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $5,169 | 6.71% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $0 | 6.13% |
| Taylorville, IL (FHA|USDA|VA) | 14 | $1,190,000 | $85,000 | $3,164 | 7.11% |
| Brookhaven, MS (FHA|USDA|VA) | 14 | $1,170,000 | $83,571 | $2,699 | 7.54% |
| Centralia, IL (FHA|USDA|VA) | 13 | $1,135,000 | $87,308 | $2,337 | 7.18% |
| ALBANY, GA (FHA|USDA|VA) | 19 | $1,125,000 | $59,211 | $1,024 | 8.23% |
| Greenwood, MS (FHA|USDA|VA) | 11 | $1,125,000 | $102,273 | $3,524 | 7.43% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 17 | $1,115,000 | $65,588 | $1,000 | 8.40% |
| Troy, AL (FHA|USDA|VA) | 12 | $1,090,000 | $90,833 | $3,201 | 7.55% |
| Batesville, AR (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $2,569 | 7.59% |
| Farmington, MO (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $4,212 | 8.13% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $3,269 | 7.50% |
| Toccoa, GA (FHA|USDA|VA) | 13 | $1,055,000 | $81,154 | $2,415 | 7.45% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $3,575 | 7.83% |
| VALDOSTA, GA (FHA|USDA|VA) | 11 | $915,000 | $83,182 | $2,927 | 7.86% |
| Bonham, TX (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $4,735 | 6.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $2,168 | 7.16% |
| AKRON, OH (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $9,553 | 7.25% |
| Bedford, IN (FHA|USDA|VA) | 12 | $870,000 | $72,500 | $3,550 | 8.05% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $20,547 | 6.19% |
| Ozark, AL (FHA|USDA|VA) | 11 | $815,000 | $74,091 | $1,390 | 8.34% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $2,618 | 4.38% |
| Greeneville, TN (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,687 | 6.70% |
| Arkadelphia, AR (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $3,886 | 7.00% |
| Brownsville, TN (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $2,857 | 7.04% |
| Newport, TN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $5,177 | 7.12% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,950 | 3.19% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $6,987 | 6.72% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,469 | 7.81% |
| Wauchula, FL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $5,744 | 6.54% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,537 | 8.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $3,148 | 6.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,257 | 6.65% |
| Durango, CO (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $5,701 | 7.00% |
| Vicksburg, MS (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $1,992 | 7.57% |
| Athens, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $1,659 | 6.88% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,038 | 6.88% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,271 | 6.19% |
| Washington, IN (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $6,731 | 7.54% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $7,580 | 6.31% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $9,149 | 6.88% |
| Opelousas, LA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,190 | 7.07% |
| Morgan City, LA (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $2,501 | 7.29% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $3,036 | 3.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $14,272 | 6.88% |
| Clarksdale, MS (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $3,307 | 6.31% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $12,638 | 8.25% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,727 | 7.13% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $14,973 | 6.88% |
| Cleveland, MS (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $2,145 | 7.43% |
| Mason City, IA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,954 | 7.13% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,958 | 4.25% |
| MERCED, CA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,863 | 3.50% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $2,660 | 6.75% |
| WACO, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $15,745 | 7.58% |
| Washington, NC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $22,064 | 6.63% |
| Enterprise, AL (FHA|USDA|VA) | 12 | $530,000 | $44,167 | $897 | 7.99% |
| Lawrenceburg, TN (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $1,517 | 7.33% |
| Ruston, LA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,445 | 7.03% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,441 | 6.81% |
| Poplar Bluff, MO (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $1,309 | 6.78% |
| Jacksonville, TX (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $0 | 8.56% |
| Angola, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,489 | 5.06% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,800 | 6.72% |
| Danville, VA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,908 | 6.25% |
| Malvern, AR (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $2,024 | 7.55% |
| Palatka, FL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,790 | 6.04% |
| Seymour, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,720 | 7.38% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,738 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 10 | $430,000 | $43,000 | $1,398 | 8.64% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,251 | 6.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,020 | 4.56% |
| Pontiac, IL (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $1,045 | 7.35% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $17,681 | 6.25% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,224 | 7.62% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,800 | 6.88% |
| Hope, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,661 | 7.25% |
| RACINE, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,709 | 7.38% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,517 | 5.75% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,409 | 7.88% |
| Tifton, GA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,121 | 7.71% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,809 | 7.50% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,929 | 4.56% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,255 | 6.81% |
| Cordele, GA (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $7,056 | 6.97% |
| Arcadia, FL (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 7.85% |
| New Castle, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,378 | 6.50% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,253 | 7.56% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,057 | 6.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $1,525 | 6.54% |
| Rolla, MO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.00% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,800 | 6.63% |
| Palestine, TX (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $1,699 | 7.15% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,683 | 3.25% |
| El Dorado, AR (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $1,233 | 7.68% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,716 | 6.88% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,271 | 7.91% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,710 | 7.50% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,308 | 6.50% |
| RENO, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,888 | 2.99% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,703 | 2.99% |
| Central City, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,484 | 7.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,808 | 4.50% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.38% |
| Galesburg, IL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,303 | 6.38% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $2,266 | 6.49% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,702 | 6.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $2,152 | 7.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,020 | 5.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,018 | 6.50% |
| London, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,122 | 6.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,370 | 3.75% |
| Jesup, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,637 | 5.50% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,808 | 3.99% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,290 | 4.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,769 | 6.63% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,863 | 3.13% |
| West Point, MS (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 6.93% |
| Kennett, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,757 | 7.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,390 | 3.25% |
| Richmond, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,517 | 6.88% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $2,445 | 8.25% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,917 | 6.50% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,123 | 7.94% |
| Indianola, MS (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $5,775 | 8.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,842 | 7.13% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,903 | 4.13% |
| Wabash, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,704 | 6.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,241 | 6.75% |
| Waycross, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,375 | 6.88% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.25% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,271 | 6.13% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,502 | 7.94% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,838 | 5.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,291 | 5.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,220 | 7.13% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,988 | 3.63% |
| El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.25% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,253 | 3.88% |
| Brenham, TX (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.13% |
| Camden, AR (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,097 | 6.75% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,728 | 3.88% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,541 | 6.13% |
| Marion, NC (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,461 | 8.06% |
| Forrest City, AR (FHA|USDA|VA) | 4 | $80,000 | $20,000 | $1,042 | 7.59% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,206 | 7.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,795 | 4.88% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.25% |
| Lake City, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.38% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,633 | 3.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.75% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.00% |
| Sanford, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.50% |
| Jasper, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.99% |
| Mexico, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.99% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.99% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.25% |
| Madison, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.38% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.00% |
| Forest City, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.63% |
| Dublin, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.75% |
| Wilson, NC (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 6.99% |
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Product Mix
For 2024, Regions Bank's most frequently originated type of loan was Conventional, with 14,790 originations. Their 2nd most popular type was HELOC, with 12,617 originations.
Loan Reason
For 2024, Regions Bank's most frequently cited loan purpose was Home Purchase, with 8,552 originations. The 2nd most popular reason was Home Improvement, with 8,198 originations.
Loan Duration/Length
For 2024, Regions Bank's most frequently cited loan duration was 30 Year, with 21,566 originations. The 2nd most popular length was 15 Year, with 3,395 originations.
Origination Fees/Closing Costs
Regions Bank's average total fees were $7,067, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,658 originations.
Interest Rates
During 2024, Regions Bank's average interest rate for loans was 7.58%, while their most frequently originated rate bucket for loans was 6-7%, with 13,586 originations.
Loan Sizing
2024 saw Regions Bank place emphasis on $100,000 or less loans with 14,261 originations, totaling $682,205,000 in origination value.
Applicant Income
Regions Bank lent most frequently to those with incomes in the $100k-150k range, with 6,248 originations. The second most popular income band? $50k-75k, with 5,831 originations.
Applicant Debt to Income Ratio
Regions Bank lent most frequently to those with DTI ratios of 20-30%, with 6,402 originations. The next most common DTI ratio? 30-36%, with 5,637 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications60.42%
Regions Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination74.44%
Regions Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 29,337 | $8,803,615,000 | $300,086 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 29,337 | $8,803,615,000 | $300,086 |