Regions Bank Mortgage Rates, Fees & Info
Birmingham, ALLEI: EQTWLK1G7ODGC2MGLV11
Tax ID: 63-0371391
2.5 stars - Updated: 11/11/24
-
out of 5 stars, based on 177 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Regions Bank is a large bank specializing in Home Purchase and Refi loans. Regions Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Birmingham, San Francisco, Nashville, and Tampa among others. We have data for 409 markets. (Some data included below & more in-depth data is available with an active subscription.)Regions Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Regions Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.00% | 11/11/24 |
| 30 Year Conventional Purchase | 6.52% | 11/11/24 |
| 30 Year Conventional Refi | 6.56% | 11/11/24 |
| 30 Year Cash-out Refi | 6.80% | 11/11/24 |
| 30 Year FHA Purchase | 7.20% | 11/11/24 |
| 30 Year FHA Refi | 7.85% | 11/11/24 |
| 30 Year VA Purchase | 6.21% | 11/11/24 |
| 30 Year VA Refi | 6.27% | 11/11/24 |
| 30 Year USDA Purchase | 6.95% | 11/11/24 |
| 30 Year USDA Refi | 7.02% | 11/11/24 |
| 15 Year Conventional Purchase | 6.13% | 11/11/24 |
| 15 Year Conventional Refi | 6.56% | 11/11/24 |
| 15 Year Cash-out Refi | 6.56% | 11/11/24 |
| 15 Year FHA Purchase | 7.13% | 11/11/24 |
| 15 Year FHA Refi | 7.33% | 11/11/24 |
| 15 Year VA Purchase | 5.68% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Regions Bank Mortgage Calculator
Your Estimates
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This is not an official calculator from Regions Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
31,208Origination Dollar Volume (All Markets)
$8,639,010,000Awards
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Regions Bank - 2023
Regions Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Regions Bank's average 30 year fixed mortgage rate was
8.14%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 1.66%.
Relative Fees (Closing Costs)
Regions Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,593.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,520 | $737,110,000 | $484,941 | $5,261 | 7.87% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2,190 | $453,000,000 | $206,849 | $3,459 | 8.10% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 4 | $413,410,000 | $103,352,500 | $0 | 5.17% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1,791 | $404,135,000 | $225,648 | $3,034 | 8.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,590 | $400,360,000 | $251,799 | $5,887 | 7.96% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 891 | $393,235,000 | $441,341 | $7,288 | 8.12% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 486 | $304,470,000 | $626,481 | $5,942 | 7.82% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 287 | $298,525,000 | $1,040,157 | $5,885 | 7.79% |
| Outside of Metro Areas | 1,751 | $228,635,000 | $130,574 | $3,311 | 8.01% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1,255 | $179,345,000 | $142,904 | $2,773 | 8.28% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 102 | $166,540,000 | $1,632,745 | $8,486 | 7.46% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 423 | $156,715,000 | $370,485 | $7,784 | 7.34% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 166 | $151,320,000 | $911,566 | $5,239 | 6.84% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 659 | $150,475,000 | $228,338 | $5,281 | 8.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 619 | $143,765,000 | $232,254 | $2,865 | 8.12% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 269 | $136,975,000 | $509,201 | $5,489 | 7.14% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $135,230,000 | $67,615,000 | $0 | 5.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $124,915,000 | $124,915,000 | $0 | 5.53% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 871 | $124,875,000 | $143,370 | $3,764 | 8.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 469 | $115,645,000 | $246,578 | $4,858 | 7.71% |
| KNOXVILLE, TN (FHA|USDA|VA) | 712 | $110,500,000 | $155,197 | $3,155 | 8.52% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 330 | $103,780,000 | $314,485 | $7,207 | 7.51% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 121 | $89,975,000 | $743,595 | $3,827 | 6.27% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 244 | $89,280,000 | $365,902 | $6,727 | 7.74% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 228 | $86,200,000 | $378,070 | $5,085 | 7.96% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 376 | $86,150,000 | $229,122 | $3,911 | 7.58% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 553 | $83,315,000 | $150,660 | $3,854 | 8.36% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 537 | $77,435,000 | $144,199 | $2,255 | 8.67% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 382 | $75,340,000 | $197,225 | $3,789 | 7.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 14 | $74,450,000 | $5,317,857 | $4,113 | 5.89% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 432 | $73,410,000 | $169,931 | $3,590 | 8.15% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 14 | $72,390,000 | $5,170,714 | $2,980 | 4.69% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 90 | $67,690,000 | $752,111 | $4,951 | 7.58% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 67 | $67,585,000 | $1,008,731 | $7,433 | 6.51% |
| BATON ROUGE, LA (FHA|USDA|VA) | 305 | $66,065,000 | $216,607 | $5,122 | 7.78% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6 | $65,230,000 | $10,871,667 | $1,048 | 4.95% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 243 | $63,235,000 | $260,226 | $5,286 | 7.57% |
| MOBILE, AL (FHA|USDA|VA) | 537 | $61,535,000 | $114,590 | $3,143 | 8.08% |
| JACKSON, MS (FHA|USDA|VA) | 547 | $55,965,000 | $102,313 | $2,714 | 8.66% |
| PANAMA CITY, FL (FHA|USDA|VA) | 227 | $55,915,000 | $246,322 | $6,052 | 7.69% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 285 | $47,205,000 | $165,632 | $4,672 | 7.87% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 130 | $46,090,000 | $354,538 | $5,399 | 7.15% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 199 | $45,675,000 | $229,523 | $5,059 | 7.81% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $45,525,000 | $15,175,000 | $3,732 | 5.52% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 181 | $45,105,000 | $249,199 | $6,670 | 7.37% |
| MONTGOMERY, AL (FHA|USDA|VA) | 334 | $44,380,000 | $132,874 | $2,509 | 8.14% |
| LOUISVILLE, KY (FHA|USDA|VA) | 55 | $44,085,000 | $801,545 | $3,018 | 7.68% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 177 | $44,085,000 | $249,068 | $4,512 | 7.35% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5 | $41,565,000 | $8,313,000 | $733 | 3.95% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 273 | $38,315,000 | $140,348 | $4,408 | 8.01% |
| COLUMBIA, SC (FHA|USDA|VA) | 124 | $36,890,000 | $297,500 | $5,159 | 7.31% |
| Oxford, MS (FHA|USDA|VA) | 126 | $36,290,000 | $288,016 | $5,238 | 6.98% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 176 | $35,360,000 | $200,909 | $4,336 | 8.07% |
| JACKSON, TN (FHA|USDA|VA) | 253 | $32,305,000 | $127,688 | $3,231 | 8.05% |
| GAINESVILLE, GA (FHA|USDA|VA) | 164 | $31,580,000 | $192,561 | $4,031 | 8.15% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $29,990,000 | $14,995,000 | $0 | 4.05% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 185 | $29,085,000 | $157,216 | $4,069 | 7.99% |
| OCALA, FL (FHA|USDA|VA) | 263 | $28,695,000 | $109,106 | $2,674 | 8.45% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 20 | $27,800,000 | $1,390,000 | $4,720 | 6.67% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 202 | $24,730,000 | $122,426 | $2,671 | 8.36% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 91 | $24,275,000 | $266,758 | $3,217 | 7.48% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 130 | $23,230,000 | $178,692 | $4,718 | 8.15% |
| HATTIESBURG, MS (FHA|USDA|VA) | 182 | $23,180,000 | $127,363 | $3,710 | 7.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 6 | $22,150,000 | $3,691,667 | $958 | 5.34% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 72 | $20,050,000 | $278,472 | $5,757 | 8.32% |
| MADISON, WI (FHA|USDA|VA) | 5 | $17,995,000 | $3,599,000 | $1,462 | 3.68% |
| DALTON, GA (FHA|USDA|VA) | 158 | $17,240,000 | $109,114 | $2,322 | 8.17% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 91 | $17,195,000 | $188,956 | $3,914 | 8.10% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 134 | $17,130,000 | $127,836 | $3,718 | 8.26% |
| DECATUR, AL (FHA|USDA|VA) | 152 | $16,380,000 | $107,763 | $2,931 | 8.39% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 57 | $16,165,000 | $283,596 | $3,867 | 6.60% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 103 | $16,125,000 | $156,553 | $3,340 | 8.37% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 112 | $15,470,000 | $138,125 | $2,633 | 8.04% |
| Jefferson, GA (FHA|USDA|VA) | 86 | $15,250,000 | $177,326 | $4,921 | 8.06% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 117 | $15,045,000 | $128,590 | $3,331 | 8.24% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 94 | $14,820,000 | $157,660 | $3,922 | 7.84% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 45 | $14,235,000 | $316,333 | $5,412 | 8.83% |
| COLUMBIA, MO (FHA|USDA|VA) | 47 | $14,055,000 | $299,043 | $4,317 | 7.47% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 109 | $13,365,000 | $122,615 | $3,331 | 8.17% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 46 | $13,320,000 | $289,565 | $3,345 | 7.14% |
| CLEVELAND, TN (FHA|USDA|VA) | 111 | $13,215,000 | $119,054 | $1,905 | 8.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 8 | $12,660,000 | $1,582,500 | $2,812 | 6.30% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 65 | $12,295,000 | $189,154 | $4,632 | 7.58% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $11,895,000 | $2,379,000 | $0 | 5.94% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 115 | $11,875,000 | $103,261 | $2,914 | 8.40% |
| Marion, IN (FHA|USDA|VA) | 44 | $10,950,000 | $248,864 | $3,102 | 7.75% |
| Albertville, AL (FHA|USDA|VA) | 89 | $10,615,000 | $119,270 | $3,080 | 8.10% |
| DOTHAN, AL (FHA|USDA|VA) | 96 | $10,510,000 | $109,479 | $2,834 | 8.03% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 36 | $10,430,000 | $289,722 | $4,422 | 7.66% |
| MONROE, LA (FHA|USDA|VA) | 58 | $10,310,000 | $177,759 | $4,144 | 7.44% |
| Alexander City, AL (FHA|USDA|VA) | 28 | $10,190,000 | $363,929 | $7,050 | 8.04% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 29 | $10,125,000 | $349,138 | $10,424 | 7.07% |
| Crossville, TN (FHA|USDA|VA) | 91 | $10,015,000 | $110,055 | $1,820 | 8.15% |
| Paducah, KY-IL (FHA|USDA|VA) | 93 | $9,895,000 | $106,398 | $3,118 | 7.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $9,855,000 | $3,285,000 | $0 | 6.01% |
| Laurel, MS (FHA|USDA|VA) | 63 | $9,675,000 | $153,571 | $5,367 | 7.20% |
| Cullman, AL (FHA|USDA|VA) | 49 | $9,615,000 | $196,224 | $2,939 | 8.27% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 40 | $9,570,000 | $239,250 | $2,128 | 7.97% |
| GADSDEN, AL (FHA|USDA|VA) | 127 | $9,295,000 | $73,189 | $1,291 | 8.31% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 137 | $9,115,000 | $66,533 | $1,292 | 8.55% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 53 | $8,935,000 | $168,585 | $3,315 | 8.24% |
| Tupelo, MS (FHA|USDA|VA) | 87 | $8,655,000 | $99,483 | $3,148 | 7.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $8,610,000 | $2,152,500 | $319 | 6.61% |
| LAFAYETTE, LA (FHA|USDA|VA) | 55 | $8,425,000 | $153,182 | $5,002 | 7.40% |
| TYLER, TX (FHA|USDA|VA) | 49 | $8,295,000 | $169,286 | $2,177 | 7.80% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 69 | $8,285,000 | $120,072 | $3,724 | 8.28% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $8,265,000 | $1,653,000 | $4,374 | 6.51% |
| Key West, FL (FHA|USDA|VA) | 13 | $8,225,000 | $632,692 | $10,431 | 7.98% |
| Cookeville, TN (FHA|USDA|VA) | 71 | $8,185,000 | $115,282 | $1,236 | 8.18% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 71 | $8,105,000 | $114,155 | $3,573 | 7.65% |
| ASHEVILLE, NC (FHA|USDA|VA) | 23 | $8,085,000 | $351,522 | $4,948 | 6.94% |
| Searcy, AR (FHA|USDA|VA) | 57 | $7,795,000 | $136,754 | $3,652 | 8.01% |
| Dublin, GA (FHA|USDA|VA) | 5 | $7,745,000 | $1,549,000 | $4,907 | 6.06% |
| HAMMOND, LA (FHA|USDA|VA) | 53 | $7,665,000 | $144,623 | $4,292 | 8.13% |
| Fort Payne, AL (FHA|USDA|VA) | 74 | $7,610,000 | $102,838 | $2,824 | 7.95% |
| SAVANNAH, GA (FHA|USDA|VA) | 25 | $7,525,000 | $301,000 | $4,898 | 7.45% |
| DECATUR, IL (FHA|USDA|VA) | 75 | $7,405,000 | $98,733 | $3,664 | 7.34% |
| Dyersburg, TN (FHA|USDA|VA) | 47 | $7,135,000 | $151,809 | $4,340 | 7.06% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 28 | $7,130,000 | $254,643 | $6,483 | 6.45% |
| MORRISTOWN, TN (FHA|USDA|VA) | 57 | $7,045,000 | $123,596 | $2,375 | 7.96% |
| Calhoun, GA (FHA|USDA|VA) | 60 | $6,730,000 | $112,167 | $3,206 | 8.47% |
| Jasper, AL (FHA|USDA|VA) | 35 | $6,585,000 | $188,143 | $4,389 | 8.04% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 22 | $6,290,000 | $285,909 | $4,852 | 7.27% |
| Frankfort, IN (FHA|USDA|VA) | 56 | $6,180,000 | $110,357 | $3,405 | 8.22% |
| ROME, GA (FHA|USDA|VA) | 48 | $5,860,000 | $122,083 | $3,115 | 7.77% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 38 | $5,770,000 | $151,842 | $3,191 | 7.48% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $5,755,000 | $5,755,000 | $0 | 5.58% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $5,600,000 | $350,000 | $4,944 | 7.79% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 52 | $5,510,000 | $105,962 | $3,128 | 8.50% |
| JONESBORO, AR (FHA|USDA|VA) | 51 | $5,475,000 | $107,353 | $2,923 | 8.15% |
| Paris, TN (FHA|USDA|VA) | 48 | $5,400,000 | $112,500 | $3,229 | 7.77% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 60 | $5,340,000 | $89,000 | $1,539 | 7.92% |
| Meridian, MS (FHA|USDA|VA) | 62 | $5,260,000 | $84,839 | $1,909 | 8.10% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 44 | $5,140,000 | $116,818 | $2,906 | 8.58% |
| Scottsboro, AL (FHA|USDA|VA) | 28 | $5,140,000 | $183,571 | $3,432 | 7.81% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 53 | $5,095,000 | $96,132 | $1,610 | 7.94% |
| THE VILLAGES, FL (FHA|USDA|VA) | 30 | $5,090,000 | $169,667 | $3,447 | 8.12% |
| GAINESVILLE, FL (FHA|USDA|VA) | 27 | $5,055,000 | $187,222 | $4,830 | 7.62% |
| SPARTANBURG, SC (FHA|USDA|VA) | 29 | $4,955,000 | $170,862 | $3,436 | 8.24% |
| Russellville, AR (FHA|USDA|VA) | 51 | $4,885,000 | $95,784 | $3,963 | 8.06% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 39 | $4,815,000 | $123,462 | $2,730 | 8.73% |
| Grenada, MS (FHA|USDA|VA) | 34 | $4,810,000 | $141,471 | $5,893 | 7.09% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $4,770,000 | $1,192,500 | $5,245 | 5.56% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $4,565,000 | $4,565,000 | $0 | 5.78% |
| Cornelia, GA (FHA|USDA|VA) | 31 | $4,555,000 | $146,935 | $3,469 | 7.64% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $4,320,000 | $216,000 | $4,341 | 7.81% |
| Boone, NC (FHA|USDA|VA) | 7 | $4,275,000 | $610,714 | $6,148 | 6.05% |
| Martin, TN (FHA|USDA|VA) | 40 | $4,130,000 | $103,250 | $3,728 | 8.02% |
| Starkville, MS (FHA|USDA|VA) | 24 | $4,060,000 | $169,167 | $5,377 | 7.19% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $3,915,000 | $783,000 | $5,227 | 6.68% |
| Atmore, AL (FHA|USDA|VA) | 37 | $3,835,000 | $103,649 | $1,908 | 8.32% |
| Picayune, MS (FHA|USDA|VA) | 32 | $3,820,000 | $119,375 | $5,347 | 8.37% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 11 | $3,755,000 | $341,364 | $2,613 | 7.47% |
| PEORIA, IL (FHA|USDA|VA) | 26 | $3,740,000 | $143,846 | $2,606 | 7.56% |
| Murray, KY (FHA|USDA|VA) | 31 | $3,735,000 | $120,484 | $3,098 | 8.42% |
| Vincennes, IN (FHA|USDA|VA) | 51 | $3,635,000 | $71,275 | $2,329 | 8.39% |
| Cedartown, GA (FHA|USDA|VA) | 20 | $3,570,000 | $178,500 | $3,113 | 8.02% |
| Corinth, MS (FHA|USDA|VA) | 35 | $3,495,000 | $99,857 | $3,181 | 7.42% |
| Union City, TN (FHA|USDA|VA) | 31 | $3,455,000 | $111,452 | $3,237 | 7.39% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 40 | $3,420,000 | $85,500 | $2,772 | 7.59% |
| El Dorado, AR (FHA|USDA|VA) | 4 | $3,400,000 | $850,000 | $0 | 8.94% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 26 | $3,390,000 | $130,385 | $3,972 | 8.21% |
| Lufkin, TX (FHA|USDA|VA) | 25 | $3,365,000 | $134,600 | $3,874 | 6.78% |
| LONGVIEW, TX (FHA|USDA|VA) | 26 | $3,310,000 | $127,308 | $2,692 | 7.52% |
| Shelbyville, TN (FHA|USDA|VA) | 36 | $3,280,000 | $91,111 | $2,318 | 9.15% |
| WACO, TX (FHA|USDA|VA) | 1 | $3,275,000 | $3,275,000 | $0 | 4.22% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 10 | $3,220,000 | $322,000 | $3,030 | 6.77% |
| BRUNSWICK, GA (FHA|USDA|VA) | 8 | $3,210,000 | $401,250 | $6,760 | 7.23% |
| McComb, MS (FHA|USDA|VA) | 27 | $3,185,000 | $117,963 | $2,257 | 8.20% |
| Columbus, MS (FHA|USDA|VA) | 26 | $3,090,000 | $118,846 | $5,664 | 7.21% |
| Dayton, TN (FHA|USDA|VA) | 22 | $3,090,000 | $140,455 | $1,681 | 7.86% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 32 | $3,090,000 | $96,563 | $1,971 | 9.12% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $3,045,000 | $435,000 | $9,856 | 6.29% |
| Athens, TN (FHA|USDA|VA) | 35 | $3,045,000 | $87,000 | $1,905 | 8.85% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $3,040,000 | $760,000 | $7,272 | 6.63% |
| Mayfield, KY (FHA|USDA|VA) | 39 | $2,975,000 | $76,282 | $2,050 | 8.73% |
| Taylorville, IL (FHA|USDA|VA) | 22 | $2,920,000 | $132,727 | $3,579 | 7.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $5,546 | 7.90% |
| VALDOSTA, GA (FHA|USDA|VA) | 14 | $2,640,000 | $188,571 | $4,469 | 8.20% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $0 | 6.34% |
| GOLDSBORO, NC (FHA|USDA|VA) | 9 | $2,435,000 | $270,556 | $5,608 | 7.06% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $2,410,000 | $301,250 | $4,978 | 8.05% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 4 | $2,350,000 | $587,500 | $4,152 | 6.73% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $2,330,000 | $1,165,000 | $8,347 | 5.38% |
| McMinnville, TN (FHA|USDA|VA) | 24 | $2,320,000 | $96,667 | $1,066 | 8.23% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $2,320,000 | $386,667 | $4,911 | 6.38% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $5,620 | 6.95% |
| Branson, MO (FHA|USDA|VA) | 18 | $2,260,000 | $125,556 | $5,000 | 9.25% |
| Greenville, MS (FHA|USDA|VA) | 23 | $2,255,000 | $98,043 | $3,776 | 7.27% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $4,764 | 6.48% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $2,130,000 | $1,065,000 | $3,579 | 6.06% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $2,060,000 | $515,000 | $0 | 9.01% |
| FORT WAYNE, IN (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $4,532 | 7.43% |
| St. Marys, GA (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $8,698 | 7.57% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $2,025,000 | $675,000 | $6,316 | 6.04% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 17 | $2,005,000 | $117,941 | $2,552 | 7.60% |
| Lewisburg, TN (FHA|USDA|VA) | 17 | $1,995,000 | $117,353 | $1,187 | 8.28% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $1,990,000 | $995,000 | $3,012 | 6.18% |
| Cleveland, MS (FHA|USDA|VA) | 14 | $1,950,000 | $139,286 | $6,955 | 7.50% |
| Toccoa, GA (FHA|USDA|VA) | 16 | $1,950,000 | $121,875 | $3,246 | 7.75% |
| Albemarle, NC (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $4,558 | 8.20% |
| Minden, LA (FHA|USDA|VA) | 20 | $1,810,000 | $90,500 | $3,341 | 7.73% |
| Nacogdoches, TX (FHA|USDA|VA) | 14 | $1,790,000 | $127,857 | $4,295 | 6.95% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $3,406 | 7.13% |
| Greeneville, TN (FHA|USDA|VA) | 13 | $1,735,000 | $133,462 | $3,582 | 7.77% |
| Brookhaven, MS (FHA|USDA|VA) | 19 | $1,725,000 | $90,789 | $1,442 | 7.84% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $5,001 | 5.47% |
| Seneca, SC (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,926 | 6.33% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,655,000 | $551,667 | $13,671 | 6.75% |
| Lincoln, IL (FHA|USDA|VA) | 24 | $1,640,000 | $68,333 | $2,572 | 9.19% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $5,403 | 6.97% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $4,073 | 6.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $791 | 3.93% |
| FLORENCE, SC (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $9,663 | 6.72% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $7,878 | 6.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $1,500,000 | $375,000 | $6,207 | 6.53% |
| LAWRENCE, KS (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $2,697 | 6.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $4,203 | 6.90% |
| FORT COLLINS, CO (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $3,394 | 5.25% |
| Palatka, FL (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $4,977 | 7.95% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $5,395 | 8.42% |
| ALBANY, GA (FHA|USDA|VA) | 18 | $1,390,000 | $77,222 | $2,924 | 8.55% |
| Natchez, MS-LA (FHA|USDA|VA) | 17 | $1,345,000 | $79,118 | $2,574 | 7.88% |
| Brownsville, TN (FHA|USDA|VA) | 15 | $1,315,000 | $87,667 | $2,578 | 7.75% |
| Greenwood, MS (FHA|USDA|VA) | 12 | $1,310,000 | $109,167 | $3,453 | 7.70% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $1,305,000 | $1,305,000 | $0 | 6.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $4,579 | 6.95% |
| Paragould, AR (FHA|USDA|VA) | 12 | $1,240,000 | $103,333 | $2,554 | 7.99% |
| Batesville, AR (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $3,812 | 6.79% |
| Lawrenceburg, TN (FHA|USDA|VA) | 12 | $1,200,000 | $100,000 | $3,561 | 8.56% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $0 | 5.42% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $5,420 | 6.67% |
| Blytheville, AR (FHA|USDA|VA) | 12 | $1,110,000 | $92,500 | $3,120 | 7.11% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $3,632 | 5.81% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $0 | 5.88% |
| Newport, TN (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $6,697 | 7.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,414 | 6.96% |
| Milledgeville, GA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $5,555 | 7.17% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $5,191 | 8.17% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $8,246 | 5.97% |
| KOKOMO, IN (FHA|USDA|VA) | 10 | $1,020,000 | $102,000 | $1,851 | 9.31% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,480 | 7.88% |
| Summerville, GA (FHA|USDA|VA) | 12 | $1,010,000 | $84,167 | $2,406 | 8.24% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $22,357 | 5.69% |
| Forest City, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $7,519 | 6.33% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 12 | $980,000 | $81,667 | $2,485 | 7.24% |
| COLUMBUS, IN (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $3,388 | 7.20% |
| Sikeston, MO (FHA|USDA|VA) | 14 | $950,000 | $67,857 | $2,038 | 8.21% |
| Morgan City, LA (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $6,012 | 6.88% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,972 | 5.71% |
| Okeechobee, FL (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $2,723 | 7.47% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,896 | 8.91% |
| Shelby, NC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $4,874 | 6.69% |
| Troy, AL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,533 | 7.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,377 | 7.08% |
| Palestine, TX (FHA|USDA|VA) | 11 | $865,000 | $78,636 | $1,777 | 8.10% |
| ROCKFORD, IL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $11,199 | 5.44% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 10 | $830,000 | $83,000 | $3,067 | 9.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $1,080 | 4.78% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $14,742 | 7.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 14 | $800,000 | $57,143 | $682 | 9.28% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $2,960 | 7.33% |
| NILES, MI (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,460 | 6.88% |
| Ruston, LA (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $5,921 | 7.33% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $947 | 3.04% |
| Selma, AL (FHA|USDA|VA) | 13 | $755,000 | $58,077 | $2,371 | 8.53% |
| Harrison, AR (FHA|USDA|VA) | 10 | $730,000 | $73,000 | $2,113 | 8.86% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,845 | 5.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $8,008 | 8.25% |
| Eufaula, AL-GA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $1,378 | 7.44% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $2,735 | 8.20% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $1,735 | 6.08% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $958 | 3.44% |
| Ozark, AL (FHA|USDA|VA) | 9 | $675,000 | $75,000 | $3,239 | 8.75% |
| Logansport, IN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,423 | 6.78% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,364 | 6.69% |
| Enterprise, AL (FHA|USDA|VA) | 10 | $660,000 | $66,000 | $1,922 | 7.71% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $2,261 | 5.06% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $4,799 | 5.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,452 | 6.38% |
| Malvern, AR (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $1,224 | 7.23% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $7,657 | 5.88% |
| MUNCIE, IN (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $3,049 | 7.13% |
| Cordele, GA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $2,691 | 7.05% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $7,220 | 6.25% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,645 | 6.47% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,515 | 6.75% |
| Vicksburg, MS (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 7.79% |
| SUMTER, SC (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $4,197 | 7.85% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,841 | 5.44% |
| Marion, NC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,687 | 5.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $3,257 | 5.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $2,760 | 8.03% |
| Lake City, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,764 | 5.81% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,033 | 5.75% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,940 | 5.44% |
| Jennings, LA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,551 | 5.75% |
| Peru, IN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,918 | 6.94% |
| Centralia, IL (FHA|USDA|VA) | 11 | $455,000 | $41,364 | $362 | 8.16% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,056 | 7.92% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $2,679 | 7.13% |
| Arcadia, FL (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $1,685 | 6.95% |
| Corsicana, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,369 | 8.44% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,958 | 5.88% |
| New Castle, IN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,153 | 7.63% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,427 | 7.00% |
| Plainview, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,760 | 6.38% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,425 | 7.00% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,760 | 7.00% |
| Brevard, NC (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $7,771 | 8.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $2,295 | 9.67% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $929 | 3.96% |
| Kinston, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,503 | 6.44% |
| Clarksdale, MS (FHA|USDA|VA) | 10 | $390,000 | $39,000 | $1,924 | 8.04% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,994 | 5.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,133 | 6.50% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,876 | 7.44% |
| Union, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,726 | 7.13% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,130 | 6.56% |
| Rolla, MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,237 | 6.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,798 | 6.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $2,972 | 8.31% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $2,129 | 8.97% |
| Newberry, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,086 | 6.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,052 | 7.13% |
| El Campo, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,576 | 5.50% |
| Americus, GA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,378 | 7.50% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,441 | 5.94% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,438 | 6.56% |
| Rockport, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,765 | 7.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $958 | 2.63% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,829 | 6.94% |
| RACINE, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,815 | 6.13% |
| Mount Vernon, IL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.96% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,642 | 5.50% |
| Forrest City, AR (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $3,284 | 6.56% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,148 | 11.19% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,239 | 5.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,552 | 6.25% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,673 | 3.25% |
| West Point, MS (FHA|USDA|VA) | 6 | $290,000 | $48,333 | $1,043 | 7.46% |
| Jasper, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,867 | 5.75% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,121 | 6.69% |
| Bedford, IN (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $0 | 8.90% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,052 | 7.50% |
| Farmington, MO (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,666 | 9.46% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $2,144 | 8.42% |
| Duncan, OK (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,522 | 6.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $158 | 4.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $958 | 2.69% |
| Camden, AR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $1,985 | 7.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,358 | 7.50% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 8.29% |
| Wabash, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,584 | 7.19% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,412 | 5.75% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,031 | 6.88% |
| Zapata, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,965 | 6.00% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,660 | 5.88% |
| Auburn, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,888 | 8.13% |
| Bainbridge, GA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 9.13% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,178 | 6.25% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $958 | 3.38% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,868 | 7.00% |
| Hope, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $1,377 | 7.31% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,259 | 5.63% |
| Atchison, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,927 | 7.63% |
| West Plains, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,885 | 6.63% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,697 | 5.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 9.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,905 | 7.44% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $958 | 2.88% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,087 | 7.50% |
| Jacksonville, IL (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $3,195 | 8.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.25% |
| Greenville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,335 | 8.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,917 | 6.00% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $158 | 3.31% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,438 | 6.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,067 | 8.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,475 | 5.75% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,490 | 6.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,172 | 6.25% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,437 | 5.88% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.13% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 10.38% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,655 | 5.50% |
| Indianola, MS (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $5,194 | 6.94% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,542 | 8.06% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,812 | 6.75% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,955 | 6.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,448 | 7.13% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,307 | 7.25% |
| Kennett, MO (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $2,049 | 6.94% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,963 | 6.50% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,118 | 7.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,362 | 6.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 4.88% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,169 | 7.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,827 | 5.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,809 | 6.75% |
| Brenham, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.25% |
| Washington, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.69% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $690 | 2.88% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,624 | 4.88% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,679 | 7.38% |
| Danville, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.75% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.38% |
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Product Mix
For 2023, Regions Bank's most frequently originated type of loan was Conventional, with 16,137 originations. Their 2nd most popular type was HELOC, with 12,344 originations.
Loan Reason
For 2023, Regions Bank's most frequently cited loan purpose was Home Purchase, with 10,949 originations. The 2nd most popular reason was Home Improvement, with 8,128 originations.
Loan Duration/Length
For 2023, Regions Bank's most frequently cited loan duration was 30 Year, with 23,652 originations. The 2nd most popular length was 15 Year, with 3,578 originations.
Origination Fees/Closing Costs
Regions Bank's average total fees were $6,593, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 7,810 originations.
Interest Rates
During 2023, Regions Bank's average interest rate for loans was 8.14%, while their most frequently originated rate bucket for loans was Over 8%, with 15,112 originations.
Loan Sizing
2023 saw Regions Bank place emphasis on $100,000 or less loans with 14,243 originations, totaling $686,925,000 in origination value.
Applicant Income
Regions Bank lent most frequently to those with incomes in the $100k-150k range, with 6,468 originations. The second most popular income band? $50k-75k, with 6,280 originations.
Applicant Debt to Income Ratio
Regions Bank lent most frequently to those with DTI ratios of 20-30%, with 6,979 originations. The next most common DTI ratio? 30-36%, with 6,192 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications61.24%
Regions Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination71.02%
Regions Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 31,208 | $8,639,010,000 | $276,820 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 31,208 | $8,639,010,000 | $276,820 |