Regions Bank Mortgage Rates, Fees & Info

Birmingham, AL

LEI: EQTWLK1G7ODGC2MGLV11

Tax ID: 63-0371391

3.8 stars - Updated: 3/17/24 - out of 5 stars, based on 207 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Regions Bank is a large bank specializing in Home Purchase loans. Regions Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Nashville, Atlanta, Birmingham, Tampa, and Miami among others. We have data for 402 markets. (Some data included below & more in-depth data is available with an active subscription.)

Regions Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Regions Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.00% 3/17/24
30 Year Conventional Purchase 6.52% 3/17/24
30 Year Conventional Refi 6.56% 3/17/24
30 Year Cash-out Refi 6.80% 3/17/24
30 Year FHA Purchase 7.20% 3/17/24
30 Year FHA Refi 7.85% 3/17/24
30 Year VA Purchase 6.21% 3/17/24
30 Year VA Refi 6.27% 3/17/24
30 Year USDA Purchase 6.95% 3/17/24
30 Year USDA Refi 7.02% 3/17/24
15 Year Conventional Purchase 6.13% 3/17/24
15 Year Conventional Refi 6.56% 3/17/24
15 Year Cash-out Refi 6.56% 3/17/24
15 Year FHA Purchase 7.13% 3/17/24
15 Year FHA Refi 7.33% 3/17/24
15 Year VA Purchase 5.68% 3/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Regions Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Regions Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

42,907

Origination Dollar Volume (All Markets)

$9,733,075,000
Show all (76) awards

Relative Rate

Regions Bank's average 30 year fixed mortgage rate was 5.47%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.71%.

Relative Fees (Closing Costs)

Regions Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,578.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2,902 $663,470,000 $228,625 $3,594 5.56%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,365 $636,515,000 $269,140 $4,835 5.43%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2,892 $573,580,000 $198,333 $3,127 5.41%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2,212 $476,080,000 $215,226 $4,319 5.51%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,256 $332,750,000 $264,928 $6,122 5.42%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 655 $324,225,000 $495,000 $5,190 5.26%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 870 $315,790,000 $362,977 $4,807 5.77%
Outside of Metro Areas 2,216 $312,500,000 $141,020 $2,813 5.39%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 408 $277,960,000 $681,275 $5,755 4.76%
JACKSONVILLE, FL (FHA|USDA|VA) 618 $238,050,000 $385,194 $7,608 4.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1,501 $208,035,000 $138,598 $2,565 5.47%
RALEIGH-CARY, NC (FHA|USDA|VA) 147 $186,475,000 $1,268,537 $4,405 5.06%
KNOXVILLE, TN (FHA|USDA|VA) 1,057 $177,775,000 $168,188 $3,286 5.61%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 379 $165,405,000 $436,425 $4,570 5.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1,088 $159,900,000 $146,967 $3,040 5.58%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 415 $151,025,000 $363,916 $6,619 5.16%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 243 $149,105,000 $613,601 $7,810 5.02%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 488 $143,910,000 $294,898 $5,717 5.34%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 795 $142,475,000 $179,214 $2,816 5.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 612 $140,260,000 $229,183 $4,419 5.28%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 659 $129,525,000 $196,548 $4,406 5.40%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 844 $123,630,000 $146,481 $2,583 5.47%
HUNTSVILLE, AL (FHA|USDA|VA) 706 $117,290,000 $166,133 $3,491 5.39%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 563 $110,205,000 $195,746 $3,244 5.40%
BATON ROUGE, LA (FHA|USDA|VA) 474 $106,910,000 $225,549 $5,185 5.33%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 539 $104,085,000 $193,108 $3,303 5.27%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $101,275,000 $33,758,333 $0 4.40%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $97,065,000 $32,355,000 $0 4.91%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 26 $93,250,000 $3,586,538 $0 3.96%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 302 $84,570,000 $280,033 $6,124 5.27%
MOBILE, AL (FHA|USDA|VA) 682 $82,940,000 $121,613 $2,658 5.43%
PANAMA CITY, FL (FHA|USDA|VA) 326 $82,090,000 $251,810 $4,581 5.15%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 263 $77,685,000 $295,380 $4,788 5.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 338 $74,490,000 $220,385 $4,385 5.35%
JACKSON, MS (FHA|USDA|VA) 611 $74,475,000 $121,890 $2,333 5.43%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 159 $71,865,000 $451,981 $4,492 5.21%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 294 $68,610,000 $233,367 $4,962 5.16%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 245 $67,565,000 $275,776 $5,782 5.18%
TUSCALOOSA, AL (FHA|USDA|VA) 382 $63,850,000 $167,147 $4,043 5.39%
KANSAS CITY, MO-KS (FHA|USDA|VA) 160 $62,160,000 $388,500 $3,476 4.73%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 192 $60,970,000 $317,552 $5,846 4.99%
COLUMBIA, SC (FHA|USDA|VA) 175 $56,125,000 $320,714 $4,779 4.74%
MONTGOMERY, AL (FHA|USDA|VA) 413 $56,115,000 $135,872 $2,375 5.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 63 $51,795,000 $822,143 $6,649 4.71%
JACKSON, TN (FHA|USDA|VA) 390 $50,700,000 $130,000 $3,152 5.38%
GAINESVILLE, GA (FHA|USDA|VA) 242 $45,500,000 $188,017 $3,444 5.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 252 $45,290,000 $179,722 $3,843 5.41%
PUNTA GORDA, FL (FHA|USDA|VA) 206 $45,160,000 $219,223 $5,435 5.10%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 242 $42,840,000 $177,025 $4,381 5.36%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 227 $42,295,000 $186,322 $4,002 5.29%
OCALA, FL (FHA|USDA|VA) 320 $42,040,000 $131,375 $2,336 5.46%
Oxford, MS (FHA|USDA|VA) 144 $33,660,000 $233,750 $3,749 4.82%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $33,065,000 $3,673,889 $4,394 5.26%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 258 $32,550,000 $126,163 $2,616 5.16%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 231 $30,805,000 $133,355 $2,807 5.50%
DALTON, GA (FHA|USDA|VA) 231 $28,655,000 $124,048 $2,647 5.25%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 130 $28,590,000 $219,923 $3,949 5.14%
DECATUR, AL (FHA|USDA|VA) 247 $26,845,000 $108,684 $2,085 5.21%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 114 $26,340,000 $231,053 $5,550 5.27%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 182 $26,200,000 $143,956 $3,018 5.55%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 112 $25,690,000 $229,375 $3,839 5.45%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $25,525,000 $25,525,000 $0 4.74%
HATTIESBURG, MS (FHA|USDA|VA) 190 $24,630,000 $129,632 $3,749 5.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 51 $24,145,000 $473,431 $4,490 4.82%
CORPUS CHRISTI, TX (FHA|USDA|VA) 27 $22,885,000 $847,593 $9,308 4.13%
Jefferson, GA (FHA|USDA|VA) 106 $22,450,000 $211,792 $4,884 5.47%
CLEVELAND, TN (FHA|USDA|VA) 170 $20,620,000 $121,294 $1,456 5.46%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 132 $20,470,000 $155,076 $4,179 5.63%
DOTHAN, AL (FHA|USDA|VA) 158 $19,830,000 $125,506 $2,770 5.14%
Alexander City, AL (FHA|USDA|VA) 42 $19,540,000 $465,238 $5,768 5.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 7 $19,405,000 $2,772,143 $5,657 4.81%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 86 $18,430,000 $214,302 $3,118 5.15%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $18,295,000 $2,032,778 $6,859 5.21%
JOHNSON CITY, TN (FHA|USDA|VA) 128 $18,250,000 $142,578 $2,226 5.73%
Paducah, KY-IL (FHA|USDA|VA) 170 $18,180,000 $106,941 $2,503 5.35%
Cullman, AL (FHA|USDA|VA) 75 $18,055,000 $240,733 $4,849 5.17%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 153 $17,425,000 $113,889 $2,375 5.28%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 47 $17,325,000 $368,617 $4,809 4.73%
Cookeville, TN (FHA|USDA|VA) 119 $17,085,000 $143,571 $2,514 5.43%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 99 $17,035,000 $172,071 $3,898 5.39%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 156 $16,800,000 $107,692 $1,459 5.53%
GADSDEN, AL (FHA|USDA|VA) 165 $16,535,000 $100,212 $1,598 5.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 83 $15,715,000 $189,337 $2,184 5.41%
Albertville, AL (FHA|USDA|VA) 124 $15,680,000 $126,452 $2,036 5.33%
LAFAYETTE, LA (FHA|USDA|VA) 81 $15,625,000 $192,901 $4,597 5.35%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $15,530,000 $7,765,000 $0 5.88%
HOT SPRINGS, AR (FHA|USDA|VA) 134 $15,400,000 $114,925 $1,835 5.45%
TYLER, TX (FHA|USDA|VA) 89 $15,075,000 $169,382 $3,994 5.28%
TALLAHASSEE, FL (FHA|USDA|VA) 97 $14,945,000 $154,072 $3,407 5.77%
Key West, FL (FHA|USDA|VA) 21 $13,605,000 $647,857 $11,489 4.91%
Searcy, AR (FHA|USDA|VA) 88 $12,780,000 $145,227 $3,129 5.45%
DECATUR, IL (FHA|USDA|VA) 114 $12,420,000 $108,947 $3,069 5.05%
Tupelo, MS (FHA|USDA|VA) 109 $12,385,000 $113,624 $2,322 5.34%
Frankfort, IN (FHA|USDA|VA) 119 $12,085,000 $101,555 $2,457 5.60%
WILMINGTON, NC (FHA|USDA|VA) 23 $12,075,000 $525,000 $6,330 4.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 134 $11,700,000 $87,313 $1,807 5.30%
FORT SMITH, AR-OK (FHA|USDA|VA) 89 $11,545,000 $129,719 $2,948 4.84%
MORRISTOWN, TN (FHA|USDA|VA) 72 $10,920,000 $151,667 $4,152 5.01%
SPRINGFIELD, MO (FHA|USDA|VA) 74 $10,740,000 $145,135 $2,675 5.64%
Calhoun, GA (FHA|USDA|VA) 96 $10,530,000 $109,688 $2,255 5.59%
PORT ST. LUCIE, FL (FHA|USDA|VA) 34 $10,370,000 $305,000 $6,079 5.63%
FLINT, MI (FHA|USDA|VA) 3 $10,365,000 $3,455,000 $7,742 5.53%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 18 $10,240,000 $568,889 $7,027 4.78%
Russellville, AR (FHA|USDA|VA) 91 $9,975,000 $109,615 $1,929 5.27%
Cullowhee, NC (FHA|USDA|VA) 12 $9,890,000 $824,167 $9,362 4.40%
ASHEVILLE, NC (FHA|USDA|VA) 23 $9,475,000 $411,957 $4,578 5.13%
Dyersburg, TN (FHA|USDA|VA) 62 $9,090,000 $146,613 $4,285 5.37%
Fort Payne, AL (FHA|USDA|VA) 75 $9,035,000 $120,467 $3,343 5.14%
HAMMOND, LA (FHA|USDA|VA) 51 $8,885,000 $174,216 $4,588 5.40%
Picayune, MS (FHA|USDA|VA) 62 $8,590,000 $138,548 $4,434 5.41%
Marion, IN (FHA|USDA|VA) 93 $8,495,000 $91,344 $1,987 5.38%
ROME, GA (FHA|USDA|VA) 58 $8,380,000 $144,483 $2,611 5.11%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $8,335,000 $926,111 $6,365 4.89%
CARBONDALE-MARION, IL (FHA|USDA|VA) 83 $8,285,000 $99,819 $2,410 5.29%
JONESBORO, AR (FHA|USDA|VA) 71 $8,175,000 $115,141 $3,038 5.70%
Paris, TN (FHA|USDA|VA) 71 $7,915,000 $111,479 $2,925 5.52%
LOUISVILLE, KY (FHA|USDA|VA) 64 $7,770,000 $121,406 $2,591 5.70%
Crossville, TN (FHA|USDA|VA) 90 $7,740,000 $86,000 $1,409 5.62%
MONROE, LA (FHA|USDA|VA) 61 $7,735,000 $126,803 $3,353 5.10%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 70 $7,720,000 $110,286 $3,021 5.32%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 68 $7,710,000 $113,382 $1,386 4.96%
Sevierville, TN (FHA|USDA|VA) 33 $7,675,000 $232,576 $2,615 5.21%
COLUMBIA, MO (FHA|USDA|VA) 36 $7,570,000 $210,278 $2,843 5.31%
Talladega-Sylacauga, AL (FHA|USDA|VA) 61 $7,435,000 $121,885 $2,288 5.53%
Meridian, MS (FHA|USDA|VA) 84 $7,390,000 $87,976 $2,087 5.40%
BLOOMINGTON, IN (FHA|USDA|VA) 41 $7,265,000 $177,195 $2,765 5.46%
COLUMBUS, GA-AL (FHA|USDA|VA) 44 $7,210,000 $163,864 $4,797 5.67%
GAINESVILLE, FL (FHA|USDA|VA) 38 $6,840,000 $180,000 $3,611 5.10%
THE VILLAGES, FL (FHA|USDA|VA) 42 $6,810,000 $162,143 $3,402 5.46%
Coos Bay, OR (FHA|USDA|VA) 2 $6,770,000 $3,385,000 $0 4.78%
SAVANNAH, GA (FHA|USDA|VA) 28 $6,700,000 $239,286 $4,929 5.58%
Laurel, MS (FHA|USDA|VA) 42 $6,470,000 $154,048 $5,444 5.17%
Starkville, MS (FHA|USDA|VA) 53 $6,455,000 $121,792 $2,719 5.33%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $6,390,000 $1,065,000 $7,413 5.09%
NILES, MI (FHA|USDA|VA) 1 $6,355,000 $6,355,000 $0 5.74%
Cornelia, GA (FHA|USDA|VA) 38 $6,240,000 $164,211 $2,638 5.73%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 45 $5,985,000 $133,000 $2,700 5.00%
Scottsboro, AL (FHA|USDA|VA) 42 $5,950,000 $141,667 $3,657 5.09%
Union City, TN (FHA|USDA|VA) 49 $5,835,000 $119,082 $3,327 5.16%
Lufkin, TX (FHA|USDA|VA) 38 $5,640,000 $148,421 $2,379 4.80%
SPARTANBURG, SC (FHA|USDA|VA) 40 $5,510,000 $137,750 $3,482 5.28%
EVANSVILLE, IN-KY (FHA|USDA|VA) 36 $5,270,000 $146,389 $3,225 5.66%
Vincennes, IN (FHA|USDA|VA) 65 $5,265,000 $81,000 $1,790 5.14%
LONGVIEW, TX (FHA|USDA|VA) 35 $5,265,000 $150,429 $2,757 5.06%
TEXARKANA, TX-AR (FHA|USDA|VA) 49 $5,265,000 $107,449 $2,272 5.19%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $5,255,000 $5,255,000 $0 5.55%
Cedartown, GA (FHA|USDA|VA) 34 $5,120,000 $150,588 $3,231 5.52%
Columbus, MS (FHA|USDA|VA) 46 $5,070,000 $110,217 $2,299 5.71%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $4,990,000 $191,923 $4,886 4.93%
ALEXANDRIA, LA (FHA|USDA|VA) 45 $4,985,000 $110,778 $4,019 5.43%
Grenada, MS (FHA|USDA|VA) 37 $4,915,000 $132,838 $4,693 5.41%
Corinth, MS (FHA|USDA|VA) 51 $4,915,000 $96,373 $2,441 5.61%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 14 $4,770,000 $340,714 $4,234 4.93%
GOLDSBORO, NC (FHA|USDA|VA) 15 $4,755,000 $317,000 $4,502 5.40%
Athens, TN (FHA|USDA|VA) 42 $4,670,000 $111,190 $1,887 5.60%
Boone, NC (FHA|USDA|VA) 7 $4,585,000 $655,000 $7,638 4.59%
WINSTON-SALEM, NC (FHA|USDA|VA) 16 $4,270,000 $266,875 $5,143 4.80%
Fredericksburg, TX (FHA|USDA|VA) 5 $4,255,000 $851,000 $9,377 3.45%
Martin, TN (FHA|USDA|VA) 47 $4,165,000 $88,617 $2,232 5.84%
Atmore, AL (FHA|USDA|VA) 44 $4,050,000 $92,045 $2,644 5.16%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 17 $4,015,000 $236,176 $3,684 5.04%
Lewisburg, TN (FHA|USDA|VA) 22 $3,930,000 $178,636 $4,433 4.70%
JEFFERSON CITY, MO (FHA|USDA|VA) 28 $3,860,000 $137,857 $1,612 5.44%
Jasper, AL (FHA|USDA|VA) 39 $3,815,000 $97,821 $1,690 5.19%
Shelbyville, TN (FHA|USDA|VA) 32 $3,800,000 $118,750 $3,122 6.11%
FRESNO, CA (FHA|USDA|VA) 1 $3,735,000 $3,735,000 $0 4.81%
SPRINGFIELD, IL (FHA|USDA|VA) 26 $3,690,000 $141,923 $1,963 5.04%
Murray, KY (FHA|USDA|VA) 37 $3,535,000 $95,541 $1,542 5.63%
Breckenridge, CO (FHA|USDA|VA) 4 $3,500,000 $875,000 $3,775 4.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $3,410,000 $341,000 $11,024 5.13%
McMinnville, TN (FHA|USDA|VA) 32 $3,350,000 $104,688 $2,498 5.65%
Georgetown, SC (FHA|USDA|VA) 7 $3,315,000 $473,571 $6,520 3.21%
Troy, AL (FHA|USDA|VA) 21 $3,265,000 $155,476 $3,024 5.05%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 13 $3,235,000 $248,846 $3,397 5.33%
WACO, TX (FHA|USDA|VA) 7 $3,225,000 $460,714 $6,369 4.46%
Dayton, TN (FHA|USDA|VA) 29 $3,145,000 $108,448 $1,563 5.60%
Summerville, GA (FHA|USDA|VA) 25 $3,095,000 $123,800 $3,397 5.12%
McComb, MS (FHA|USDA|VA) 32 $3,080,000 $96,250 $2,434 5.36%
Greenville, MS (FHA|USDA|VA) 31 $3,055,000 $98,548 $3,134 5.64%
Edwards, CO (FHA|USDA|VA) 2 $3,010,000 $1,505,000 $5,024 3.50%
RICHMOND, VA (FHA|USDA|VA) 7 $2,955,000 $422,143 $6,090 4.29%
Sikeston, MO (FHA|USDA|VA) 27 $2,895,000 $107,222 $2,182 5.20%
Mayfield, KY (FHA|USDA|VA) 29 $2,875,000 $99,138 $3,815 5.70%
COLUMBUS, IN (FHA|USDA|VA) 14 $2,870,000 $205,000 $2,814 5.06%
Newberry, SC (FHA|USDA|VA) 7 $2,825,000 $403,571 $5,762 4.23%
Seneca, SC (FHA|USDA|VA) 7 $2,765,000 $395,000 $5,201 4.52%
Lincoln, IL (FHA|USDA|VA) 38 $2,700,000 $71,053 $2,001 5.39%
Enterprise, AL (FHA|USDA|VA) 24 $2,690,000 $112,083 $1,792 5.02%
Nacogdoches, TX (FHA|USDA|VA) 19 $2,675,000 $140,789 $3,978 4.96%
BRUNSWICK, GA (FHA|USDA|VA) 10 $2,670,000 $267,000 $7,094 4.95%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 10 $2,600,000 $260,000 $7,078 5.64%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 8 $2,570,000 $321,250 $4,468 5.50%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $2,540,000 $423,333 $6,754 4.60%
LaGrange, GA-AL (FHA|USDA|VA) 16 $2,530,000 $158,125 $4,022 4.96%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $2,445,000 $815,000 $2,596 5.08%
Taylorville, IL (FHA|USDA|VA) 24 $2,430,000 $101,250 $2,701 5.11%
NEW BERN, NC (FHA|USDA|VA) 3 $2,375,000 $791,667 $5,467 4.25%
Greenwood, MS (FHA|USDA|VA) 21 $2,375,000 $113,095 $3,008 5.40%
St. Marys, GA (FHA|USDA|VA) 5 $2,355,000 $471,000 $5,979 3.88%
EL PASO, TX (FHA|USDA|VA) 7 $2,345,000 $335,000 $6,421 4.71%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 20 $2,320,000 $116,000 $3,198 5.68%
ANCHORAGE, AK (FHA|USDA|VA) 1 $2,305,000 $2,305,000 $0 5.05%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $2,280,000 $1,140,000 $2,652 5.51%
FLORENCE, SC (FHA|USDA|VA) 6 $2,190,000 $365,000 $3,774 4.98%
Palatka, FL (FHA|USDA|VA) 9 $2,175,000 $241,667 $6,097 5.92%
ALBANY, GA (FHA|USDA|VA) 30 $2,150,000 $71,667 $2,342 5.41%
BLOOMINGTON, IL (FHA|USDA|VA) 22 $2,110,000 $95,909 $1,363 5.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $2,095,000 $299,286 $1,922 4.59%
PEORIA, IL (FHA|USDA|VA) 25 $2,085,000 $83,400 $1,957 5.65%
BOWLING GREEN, KY (FHA|USDA|VA) 14 $2,060,000 $147,143 $6,089 5.13%
LAREDO, TX (FHA|USDA|VA) 7 $2,025,000 $289,286 $6,538 4.46%
Morehead City, NC (FHA|USDA|VA) 5 $1,965,000 $393,000 $4,619 4.85%
Lawrenceburg, TN (FHA|USDA|VA) 11 $1,945,000 $176,818 $4,095 4.94%
Natchez, MS-LA (FHA|USDA|VA) 27 $1,925,000 $71,296 $1,229 5.82%
Forest City, NC (FHA|USDA|VA) 5 $1,925,000 $385,000 $4,430 5.18%
Brookhaven, MS (FHA|USDA|VA) 21 $1,915,000 $91,190 $2,002 5.36%
BURLINGTON, NC (FHA|USDA|VA) 8 $1,900,000 $237,500 $4,038 5.73%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $1,875,000 $625,000 $6,674 4.33%
Toccoa, GA (FHA|USDA|VA) 20 $1,830,000 $91,500 $1,600 5.15%
VALDOSTA, GA (FHA|USDA|VA) 13 $1,825,000 $140,385 $6,013 4.73%
Branson, MO (FHA|USDA|VA) 20 $1,770,000 $88,500 $1,739 5.05%
Vicksburg, MS (FHA|USDA|VA) 14 $1,730,000 $123,571 $3,899 5.11%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $1,725,000 $1,725,000 $0 6.43%
Shelby, NC (FHA|USDA|VA) 2 $1,620,000 $810,000 $14,075 3.06%
Minden, LA (FHA|USDA|VA) 18 $1,600,000 $88,889 $2,892 5.74%
WARNER ROBINS, GA (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,771 5.00%
Arkadelphia, AR (FHA|USDA|VA) 12 $1,540,000 $128,333 $1,831 5.02%
Brownsville, TN (FHA|USDA|VA) 14 $1,530,000 $109,286 $1,458 5.51%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,505,000 $501,667 $5,640 4.42%
Brenham, TX (FHA|USDA|VA) 3 $1,505,000 $501,667 $11,580 6.88%
Selma, AL (FHA|USDA|VA) 18 $1,480,000 $82,222 $1,919 5.59%
TERRE HAUTE, IN (FHA|USDA|VA) 13 $1,465,000 $112,692 $3,654 5.51%
Blytheville, AR (FHA|USDA|VA) 15 $1,425,000 $95,000 $3,806 6.03%
SYRACUSE, NY (FHA|USDA|VA) 1 $1,415,000 $1,415,000 $0 5.09%
Harrison, AR (FHA|USDA|VA) 20 $1,410,000 $70,500 $834 6.21%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,765 4.85%
Warsaw, IN (FHA|USDA|VA) 2 $1,380,000 $690,000 $3,194 5.19%
Clarksdale, MS (FHA|USDA|VA) 14 $1,360,000 $97,143 $1,640 5.79%
Bedford, IN (FHA|USDA|VA) 11 $1,355,000 $123,182 $3,125 5.40%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,315,000 $438,333 $3,331 4.96%
Ozark, AL (FHA|USDA|VA) 15 $1,275,000 $85,000 $2,010 5.94%
Jacksonville, TX (FHA|USDA|VA) 8 $1,270,000 $158,750 $3,530 5.45%
MUNCIE, IN (FHA|USDA|VA) 8 $1,230,000 $153,750 $4,888 5.77%
Athens, TX (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,935 4.96%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $1,210,000 $605,000 $4,593 4.44%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,801 4.04%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $1,205,000 $401,667 $6,900 5.54%
Centralia, IL (FHA|USDA|VA) 16 $1,200,000 $75,000 $1,998 5.17%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,190,000 $148,750 $5,050 5.48%
Thomasville, GA (FHA|USDA|VA) 4 $1,190,000 $297,500 $1,878 5.09%
LUBBOCK, TX (FHA|USDA|VA) 3 $1,175,000 $391,667 $5,641 6.13%
LOGAN, UT-ID (FHA|USDA|VA) 1 $1,165,000 $1,165,000 $9,829 5.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,043 5.69%
West Point, MS (FHA|USDA|VA) 11 $1,125,000 $102,273 $2,905 5.32%
Brevard, NC (FHA|USDA|VA) 4 $1,120,000 $280,000 $1,364 5.28%
SUMTER, SC (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,953 5.35%
Poplar Bluff, MO (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,219 4.04%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $1,080,000 $270,000 $4,994 5.09%
Farmington, MO (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,433 5.14%
Albemarle, NC (FHA|USDA|VA) 2 $1,010,000 $505,000 $3,224 5.31%
KOKOMO, IN (FHA|USDA|VA) 11 $945,000 $85,909 $1,858 5.08%
Huntsville, TX (FHA|USDA|VA) 2 $940,000 $470,000 $8,396 4.75%
Greeneville, TN (FHA|USDA|VA) 8 $930,000 $116,250 $2,650 5.81%
Eufaula, AL-GA (FHA|USDA|VA) 6 $930,000 $155,000 $3,380 5.48%
Ruston, LA (FHA|USDA|VA) 8 $920,000 $115,000 $2,311 7.17%
PINE BLUFF, AR (FHA|USDA|VA) 6 $870,000 $145,000 $5,814 6.21%
Arcadia, FL (FHA|USDA|VA) 6 $860,000 $143,333 $5,682 5.60%
Paragould, AR (FHA|USDA|VA) 12 $860,000 $71,667 $1,476 5.81%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $855,000 $171,000 $4,430 5.45%
Dublin, GA (FHA|USDA|VA) 2 $850,000 $425,000 $5,144 4.81%
ST. GEORGE, UT (FHA|USDA|VA) 2 $840,000 $420,000 $5,615 3.56%
COLUMBUS, OH (FHA|USDA|VA) 4 $840,000 $210,000 $4,536 5.44%
Batesville, AR (FHA|USDA|VA) 11 $835,000 $75,909 $991 5.38%
Rockport, TX (FHA|USDA|VA) 2 $830,000 $415,000 $10,328 6.56%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $805,000 $268,333 $4,055 5.71%
Bainbridge, GA (FHA|USDA|VA) 5 $795,000 $159,000 $2,270 5.43%
New Castle, IN (FHA|USDA|VA) 4 $790,000 $197,500 $2,891 5.44%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $770,000 $385,000 $3,049 4.94%
GREENVILLE, NC (FHA|USDA|VA) 4 $760,000 $190,000 $2,572 4.91%
Malvern, AR (FHA|USDA|VA) 6 $750,000 $125,000 $3,268 4.63%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 5 $745,000 $149,000 $2,990 5.00%
Lake City, FL (FHA|USDA|VA) 3 $745,000 $248,333 $3,027 5.13%
Wilson, NC (FHA|USDA|VA) 4 $740,000 $185,000 $2,507 7.28%
Greenwood, SC (FHA|USDA|VA) 4 $730,000 $182,500 $3,347 4.44%
Morgan City, LA (FHA|USDA|VA) 8 $680,000 $85,000 $4,413 5.02%
Durango, CO (FHA|USDA|VA) 1 $675,000 $675,000 $0 7.20%
MIDLAND, TX (FHA|USDA|VA) 2 $660,000 $330,000 $6,285 4.69%
AKRON, OH (FHA|USDA|VA) 4 $650,000 $162,500 $3,291 4.25%
Cordele, GA (FHA|USDA|VA) 8 $650,000 $81,250 $3,508 6.31%
Quincy, IL-MO (FHA|USDA|VA) 1 $645,000 $645,000 $3,948 4.38%
ROANOKE, VA (FHA|USDA|VA) 2 $640,000 $320,000 $5,739 4.19%
Palestine, TX (FHA|USDA|VA) 4 $620,000 $155,000 $2,704 5.22%
Cleveland, MS (FHA|USDA|VA) 8 $610,000 $76,250 $2,930 5.25%
Mount Pleasant, TX (FHA|USDA|VA) 1 $605,000 $605,000 $6,332 3.13%
WICHITA, KS (FHA|USDA|VA) 2 $600,000 $300,000 $3,251 3.75%
FORT WAYNE, IN (FHA|USDA|VA) 4 $600,000 $150,000 $2,847 6.16%
Crawfordsville, IN (FHA|USDA|VA) 4 $600,000 $150,000 $2,877 4.22%
Mountain Home, AR (FHA|USDA|VA) 4 $590,000 $147,500 $2,242 5.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $580,000 $290,000 $0 2.88%
TULSA, OK (FHA|USDA|VA) 3 $575,000 $191,667 $2,404 5.29%
Peru, IN (FHA|USDA|VA) 6 $560,000 $93,333 $2,584 6.02%
Logansport, IN (FHA|USDA|VA) 3 $545,000 $181,667 $4,486 5.00%
Okeechobee, FL (FHA|USDA|VA) 4 $540,000 $135,000 $1,272 4.81%
Bogalusa, LA (FHA|USDA|VA) 4 $540,000 $135,000 $5,733 6.66%
ROCKFORD, IL (FHA|USDA|VA) 1 $535,000 $535,000 $8,605 4.75%
Bluffton, IN (FHA|USDA|VA) 1 $515,000 $515,000 $2,636 6.13%
Mason City, IA (FHA|USDA|VA) 2 $510,000 $255,000 $2,354 3.44%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $505,000 $168,333 $2,484 6.04%
Helena-West Helena, AR (FHA|USDA|VA) 3 $495,000 $165,000 $7,324 4.96%
West Plains, MO (FHA|USDA|VA) 3 $485,000 $161,667 $2,683 3.96%
Indianola, MS (FHA|USDA|VA) 7 $485,000 $69,286 $3,166 5.59%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $475,000 $158,333 $7,746 3.29%
Wauchula, FL (FHA|USDA|VA) 2 $460,000 $230,000 $3,165 4.69%
LYNCHBURG, VA (FHA|USDA|VA) 2 $450,000 $225,000 $3,651 5.25%
Newport, TN (FHA|USDA|VA) 2 $450,000 $225,000 $3,469 3.94%
DUBUQUE, IA (FHA|USDA|VA) 1 $445,000 $445,000 $3,077 4.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $435,000 $435,000 $4,436 3.25%
North Wilkesboro, NC (FHA|USDA|VA) 2 $430,000 $215,000 $2,685 3.69%
HINESVILLE, GA (FHA|USDA|VA) 2 $420,000 $210,000 $5,646 6.31%
Sanford, NC (FHA|USDA|VA) 2 $420,000 $210,000 $7,108 5.44%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $415,000 $138,333 $4,454 4.83%
Pampa, TX (FHA|USDA|VA) 1 $415,000 $415,000 $5,030 5.25%
Pella, IA (FHA|USDA|VA) 1 $415,000 $415,000 $4,394 4.88%
Milledgeville, GA (FHA|USDA|VA) 3 $395,000 $131,667 $4,238 5.13%
Granbury, TX (FHA|USDA|VA) 2 $390,000 $195,000 $4,187 5.56%
AMARILLO, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,306 6.38%
MANHATTAN, KS (FHA|USDA|VA) 2 $380,000 $190,000 $6,634 3.75%
Seymour, IN (FHA|USDA|VA) 1 $365,000 $365,000 $3,479 3.63%
Wabash, IN (FHA|USDA|VA) 4 $360,000 $90,000 $3,417 4.19%
Thomaston, GA (FHA|USDA|VA) 3 $355,000 $118,333 $5,717 5.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $350,000 $175,000 $3,519 6.31%
IOWA CITY, IA (FHA|USDA|VA) 3 $345,000 $115,000 $1,319 5.58%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $345,000 $345,000 $3,160 3.25%
Corsicana, TX (FHA|USDA|VA) 2 $340,000 $170,000 $0 6.69%
Mount Vernon, IL (FHA|USDA|VA) 3 $335,000 $111,667 $2,391 5.46%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $335,000 $335,000 $3,220 4.38%
Jasper, IN (FHA|USDA|VA) 2 $320,000 $160,000 $1,290 4.94%
Ottawa, KS (FHA|USDA|VA) 2 $310,000 $155,000 $3,292 6.56%
Statesboro, GA (FHA|USDA|VA) 5 $305,000 $61,000 $2,157 5.05%
Natchitoches, LA (FHA|USDA|VA) 2 $300,000 $150,000 $3,909 6.31%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $3,509 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $290,000 $145,000 $4,733 3.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.13%
VICTORIA, TX (FHA|USDA|VA) 2 $280,000 $140,000 $2,762 5.75%
Ottawa, IL (FHA|USDA|VA) 2 $270,000 $135,000 $4,101 4.75%
Americus, GA (FHA|USDA|VA) 3 $265,000 $88,333 $2,781 4.13%
Bay City, TX (FHA|USDA|VA) 1 $265,000 $265,000 $7,137 4.88%
Wooster, OH (FHA|USDA|VA) 1 $265,000 $265,000 $4,556 3.38%
Effingham, IL (FHA|USDA|VA) 3 $265,000 $88,333 $3,299 6.08%
Plymouth, IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,718 4.50%
Forrest City, AR (FHA|USDA|VA) 4 $260,000 $65,000 $1,147 5.09%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $255,000 $255,000 $0 3.25%
Laurinburg, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.75%
TUCSON, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.25%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $250,000 $125,000 $3,984 5.88%
El Dorado, AR (FHA|USDA|VA) 7 $245,000 $35,000 $1,362 5.14%
Stephenville, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,694 5.13%
Clewiston, FL (FHA|USDA|VA) 1 $225,000 $225,000 $6,645 3.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,312 3.88%
Connersville, IN (FHA|USDA|VA) 2 $220,000 $110,000 $5,254 5.06%
Somerset, KY (FHA|USDA|VA) 2 $220,000 $110,000 $1,591 4.63%
Greenville, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,195 6.88%
Waycross, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,544 4.38%
Sterling, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,580 3.38%
Vidalia, GA (FHA|USDA|VA) 1 $195,000 $195,000 $3,637 4.38%
Bartlesville, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,461 3.38%
Pontiac, IL (FHA|USDA|VA) 3 $185,000 $61,667 $1,691 5.79%
Shawnee, OK (FHA|USDA|VA) 1 $175,000 $175,000 $8,131 3.13%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $175,000 $175,000 $1,934 3.38%
DANVILLE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $6,045 5.13%
Beaver Dam, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,620 3.63%
Rolla, MO (FHA|USDA|VA) 2 $170,000 $85,000 $1,530 6.00%
DeRidder, LA (FHA|USDA|VA) 1 $165,000 $165,000 $2,440 3.50%
Washington, IN (FHA|USDA|VA) 2 $160,000 $80,000 $2,507 4.25%
Kinston, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.75%
Sedalia, MO (FHA|USDA|VA) 1 $155,000 $155,000 $5,076 5.00%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $155,000 $155,000 $4,089 5.88%
Chillicothe, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,413 7.00%
Washington, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,196 3.13%
Angola, IN (FHA|USDA|VA) 1 $135,000 $135,000 $3,042 5.50%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.13%
JACKSON, MI (FHA|USDA|VA) 1 $115,000 $115,000 $4,008 4.63%
Madison, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,472 5.75%
Tifton, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,193 5.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,294 4.75%
Fort Polk South, LA (FHA|USDA|VA) 1 $105,000 $105,000 $3,519 5.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,653 4.25%
MANSFIELD, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,919 7.63%
Fort Dodge, IA (FHA|USDA|VA) 1 $95,000 $95,000 $5,538 4.38%
Duncan, OK (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.63%
Mount Sterling, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $85,000 $85,000 $4,127 6.00%
Bardstown, KY (FHA|USDA|VA) 1 $85,000 $85,000 $3,009 3.25%
Macomb, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.13%
Opelousas, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.38%
Moultrie, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.00%
Camden, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.25%
JOPLIN, MO (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.38%
KANKAKEE, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.50%
Kennett, MO (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.50%
Madisonville, KY (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.25%
Hope, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.00%
Regions Bank's top markets include Nashville, Atlanta, Birmingham, Tampa, and Miami among others.

Their top states include:
  • Florida (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 24,700 $7,641,340,000 $309,366 $3,466 4.92%
    HELOC 15,916 $1,568,590,000 $98,554 n/a 6.18%
    FHA 1,525 $323,465,000 $212,108 $7,827 5.02%
    VA 518 $161,160,000 $311,120 $8,701 4.69%
    USDA 248 $38,520,000 $155,323 $4,842 5.05%

    For 2022, Regions Bank's most frequently originated type of loan was Conventional, with 24,700 originations. Their 2nd most popular type was HELOC, with 15,916 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14,626 $5,358,360,000 $366,359 $5,620 4.87%
    Home Improvement 12,097 $1,076,305,000 $88,973 $6 6.12%
    Other 6,846 $781,490,000 $114,153 $1,630 6.16%
    Refi 6,449 $1,656,565,000 $256,872 $1,144 4.77%
    Cash Out Refi 2,888 $860,220,000 $297,860 $4,780 4.42%
    NA 1 $135,000 $135,000 $0 11.50%

    For 2022, Regions Bank's most frequently cited loan purpose was Home Purchase, with 14,626 originations. The 2nd most popular reason was Home Improvement, with 12,097 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 32,653 $7,436,525,000 $227,744 $5,578 5.47%
    15 Year 4,481 $629,485,000 $140,479 $1,606 5.07%
    20 Year 2,989 $343,575,000 $114,946 $534 5.33%
    Other 1,540 $521,730,000 $338,786 $189 4.84%
    10 Year 1,224 $727,680,000 $594,510 $402 5.10%
    5 Year 12 $22,370,000 $1,864,167 $0 5.08%
    1 Year 3 $3,195,000 $1,065,000 $0 4.94%
    30+ year 3 $46,335,000 $15,445,000 $0 4.29%
    3 Year 2 $2,180,000 $1,090,000 $0 5.80%

    For 2022, Regions Bank's most frequently cited loan duration was 30 Year, with 32,653 originations. The 2nd most popular length was 15 Year, with 4,481 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 10,358 $1,256,910,000 $121,347
    $1k-2k 8,713 $2,552,755,000 $292,982
    $2k-3k 3,616 $1,369,300,000 $378,678
    $3k-4k 1,702 $535,150,000 $314,424
    $5k+ 1,610 $914,730,000 $568,155
    $4k-5k 893 $349,075,000 $390,901

    Regions Bank's average total fees were $5,578, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 10,358 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 10,708 $3,297,510,000 $307,948
    3-4% 9,409 $2,765,545,000 $293,925
    5-6% 9,173 $1,968,175,000 $214,562
    6-7% 5,915 $857,635,000 $144,993
    7-8% 3,692 $338,810,000 $91,769
    Over 8% 2,926 $179,640,000 $61,394
    2.5-3% 926 $275,160,000 $297,149
    <2.5% 155 $50,045,000 $322,871
    % 1 $145,000 $145,000

    During 2022, Regions Bank's average interest rate for loans was 5.47%, while their most frequently originated rate bucket for loans was 4-5%, with 10,708 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 17,422 $868,390,000 $49,844 $656 6.08%
    $100k-200k 10,846 $1,539,920,000 $141,980 $2,982 5.15%
    $200k-400k 9,399 $2,558,375,000 $272,197 $5,047 4.87%
    $400k-600k 2,679 $1,289,765,000 $481,435 $6,763 4.65%
    $600k-1MM 1,753 $1,305,095,000 $744,492 $8,150 4.37%
    $1MM+ 808 $2,171,530,000 $2,687,537 $12,042 4.21%

    2022 saw Regions Bank place emphasis on $100,000 or less loans with 17,422 originations, totaling $868,390,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 9,041 $1,152,055,000 $127,426 $3,169 5.42%
    $100k-150k 8,405 $1,593,855,000 $189,632 $3,905 5.51%
    $50k or less 8,217 $695,355,000 $84,624 $2,251 5.38%
    $75k-100k 6,553 $985,435,000 $150,379 $3,503 5.49%
    $150k-250k 6,311 $1,749,815,000 $277,264 $4,914 5.37%
    $250k+ 4,271 $2,367,425,000 $554,302 $7,288 4.95%

    Regions Bank lent most frequently to those with incomes in the $50k-75k range, with 9,041 originations. The second most popular income band? $100k-150k, with 8,405 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 10,527 $1,829,135,000 $173,757 $3,062 5.35%
    30-36% 8,765 $1,701,095,000 $194,078 $3,486 5.46%
    <20% 4,940 $803,780,000 $162,709 $2,461 5.13%
    42% 3,280 $672,310,000 $204,973 $4,342 5.78%
    41% 1,925 $452,575,000 $235,104 $4,308 5.55%
    40% 1,835 $400,915,000 $218,482 $4,058 5.54%
    39% 1,829 $402,245,000 $219,926 $4,312 5.58%
    38% 1,760 $387,860,000 $220,375 $4,056 5.45%
    37% 1,654 $360,280,000 $217,823 $4,031 5.52%
    36% 1,647 $347,035,000 $210,707 $3,919 5.44%
    43% 1,165 $216,745,000 $186,047 $4,571 5.60%
    44% 722 $186,820,000 $258,753 $4,925 4.80%
    49% 606 $174,560,000 $288,053 $5,600 4.76%
    45% 470 $134,500,000 $286,170 $5,516 4.70%
    46% 434 $130,780,000 $301,336 $5,881 4.95%
    47% 410 $122,240,000 $298,146 $5,654 4.79%
    48% 402 $112,330,000 $279,428 $5,463 4.86%
    50-60% 390 $99,280,000 $254,564 $8,494 5.18%
    >60% 40 $11,160,000 $279,000 $5,555 4.40%

    Regions Bank lent most frequently to those with DTI ratios of 20-30%, with 10,527 originations. The next most common DTI ratio? 30-36%, with 8,765 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 34,786 $6,775,050,000 $194,764 $3,677 5.39%
    Not applicable 106 $1,187,430,000 $11,202,170 $0 5.01%
    Black 4,478 $741,400,000 $165,565 $3,858 5.53%
    Not provided 2,068 $621,970,000 $300,759 $5,215 5.07%
    Asian 922 $263,620,000 $285,922 $4,688 5.21%
    Asian Indian 144 $63,080,000 $438,056 $5,637 4.86%
    American Indian 232 $45,310,000 $195,302 $3,938 5.43%
    Other Asian 35 $9,705,000 $277,286 $6,454 5.34%
    Native Hawaiian or Islander 50 $6,170,000 $123,400 $1,235 5.80%
    Filipino 19 $5,925,000 $311,842 $3,434 5.29%
    Other Pacific Islander 23 $3,715,000 $161,522 $1,302 6.43%
    Korean 10 $2,650,000 $265,000 $3,039 5.56%
    Chinese 11 $2,305,000 $209,545 $5,990 5.40%
    Japanese 4 $2,170,000 $542,500 $6,143 4.22%
    Vietnamese 14 $1,990,000 $142,143 $1,624 5.59%
    3 $335,000 $111,667 $0 5.08%
    Native Hawaiian 2 $250,000 $125,000 $0 4.88%

    Approval Rates

    Total approvals of all applications
    66.68%

    Regions Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    67.95%

    Regions Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 42,907 $9,733,075,000 $226,841

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    42,907 $9,733,075,000 $226,841

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 8,336 $997,680,000 $119,683 $1,378 5.62%
    40-60% 5,296 $1,785,750,000 $337,188 $3,116 4.74%
    60-80% 8,017 $3,148,405,000 $392,716 $4,921 4.64%
    80-100% 9,411 $2,915,165,000 $309,761 $5,300 4.91%
    Over 100% 121 $76,985,000 $636,240 $15,056 4.63%
    Under 20% 11,677 $640,985,000 $54,893 $142 6.42%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    REGIONS FINANCIAL CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    REGIONS FINANCIAL CORPORATION FHA mortgage Struggling to pay mortgage 1 50.0%