T2 Financial Mortgage Rates, Fees & Info
COLUMBUS, OHLEI: 549300GTVXJ2PGXNLM73
Tax ID: 82-3060879
3.6 stars - Updated: 4/5/25
-
out of 5 stars, based on 89 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
T2 Financial is a small mortgage company specializing in Home Purchase loans. T2 Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Chicago, Lubbock, Columbus, and Washington among others. We have data for 381 markets. (Some data included below & more in-depth data is available with an active subscription.)T2 Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. T2 Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| 30 Year Conventional Purchase | 7.22% | 4/5/25 |
| 30 Year Conventional Refi | 6.95% | 4/5/25 |
| 30 Year Cash-out Refi | 7.46% | 4/5/25 |
| 30 Year FHA Purchase | 7.51% | 4/5/25 |
| 30 Year FHA Refi | 7.23% | 4/5/25 |
| 30 Year VA Purchase | 6.74% | 4/5/25 |
| 30 Year VA Refi | 6.16% | 4/5/25 |
| 30 Year USDA Purchase | 7.14% | 4/5/25 |
| 30 Year USDA Refi | 6.78% | 4/5/25 |
| 15 Year Conventional Purchase | 6.35% | 4/5/25 |
| 15 Year Conventional Refi | 6.27% | 4/5/25 |
| 15 Year Cash-out Refi | 6.27% | 4/5/25 |
| 15 Year FHA Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
T2 Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from T2 Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,840Origination Dollar Volume (All Markets)
$2,575,950,000Awards
×
![]()
T2 FINANCIAL - 2024
T2 FINANCIAL is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for T2 FINANCIAL?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
T2 Financial's average 30 year fixed mortgage rate was
6.79%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.24%.
Relative Fees (Closing Costs)
T2 Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,004.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 725 | $209,935,000 | $289,566 | $8,832 | 6.78% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 533 | $185,405,000 | $347,852 | $10,451 | 6.71% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 343 | $132,655,000 | $386,749 | $7,246 | 6.86% |
| LUBBOCK, TX (FHA|USDA|VA) | 477 | $117,565,000 | $246,468 | $7,554 | 6.53% |
| COLUMBUS, OH (FHA|USDA|VA) | 321 | $94,215,000 | $293,505 | $7,385 | 6.89% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 193 | $91,205,000 | $472,565 | $11,571 | 6.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 165 | $85,395,000 | $517,545 | $11,326 | 6.72% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 304 | $79,270,000 | $260,757 | $9,284 | 7.03% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 158 | $64,930,000 | $410,949 | $6,674 | 7.09% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 97 | $61,335,000 | $632,320 | $5,666 | 6.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 146 | $54,180,000 | $371,096 | $10,499 | 6.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 140 | $48,760,000 | $348,286 | $9,977 | 6.71% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 115 | $47,115,000 | $409,696 | $6,920 | 6.84% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 104 | $45,680,000 | $439,231 | $7,276 | 7.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 138 | $36,420,000 | $263,913 | $8,420 | 7.06% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 74 | $33,770,000 | $456,351 | $13,442 | 6.85% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 43 | $31,065,000 | $722,442 | $9,140 | 7.18% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 116 | $30,690,000 | $264,569 | $8,985 | 6.82% |
| Glenwood Springs, CO (FHA|USDA|VA) | 60 | $29,730,000 | $495,500 | $10,376 | 6.88% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 76 | $29,590,000 | $389,342 | $12,082 | 7.07% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 71 | $28,165,000 | $396,690 | $12,347 | 6.28% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 69 | $25,525,000 | $369,928 | $9,357 | 7.12% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 88 | $23,910,000 | $271,705 | $11,543 | 6.57% |
| TUCSON, AZ (FHA|USDA|VA) | 79 | $23,485,000 | $297,278 | $5,841 | 6.83% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 74 | $22,950,000 | $310,135 | $11,781 | 6.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 66 | $22,260,000 | $337,273 | $8,870 | 6.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 73 | $20,805,000 | $285,000 | $8,469 | 6.19% |
| SAN ANGELO, TX (FHA|USDA|VA) | 85 | $20,365,000 | $239,588 | $9,895 | 7.07% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 80 | $19,480,000 | $243,500 | $9,550 | 6.64% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 62 | $18,860,000 | $304,194 | $9,205 | 6.47% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 66 | $18,750,000 | $284,091 | $7,252 | 6.87% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 48 | $18,630,000 | $388,125 | $12,635 | 6.65% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 63 | $18,455,000 | $292,937 | $9,185 | 6.92% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 74 | $18,400,000 | $248,649 | $11,913 | 6.73% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 58 | $18,390,000 | $317,069 | $10,698 | 6.97% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 40 | $18,120,000 | $453,000 | $4,975 | 6.95% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 43 | $18,085,000 | $420,581 | $8,062 | 6.87% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 41 | $17,055,000 | $415,976 | $9,176 | 6.92% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 42 | $16,350,000 | $389,286 | $12,862 | 6.53% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 57 | $16,075,000 | $282,018 | $7,239 | 6.17% |
| Outside of Metro Areas | 34 | $15,380,000 | $452,353 | $17,602 | 6.53% |
| Wilson, NC (FHA|USDA|VA) | 55 | $14,385,000 | $261,545 | $9,301 | 6.74% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 57 | $13,555,000 | $237,807 | $7,687 | 6.55% |
| LOUISVILLE, KY (FHA|USDA|VA) | 53 | $13,295,000 | $250,849 | $7,537 | 6.92% |
| MUSKEGON, MI (FHA|USDA|VA) | 63 | $12,525,000 | $198,810 | $7,353 | 6.97% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 27 | $11,995,000 | $444,259 | $6,826 | 6.91% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 35 | $11,645,000 | $332,714 | $7,481 | 6.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 31 | $11,505,000 | $371,129 | $7,604 | 6.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 27 | $11,225,000 | $415,741 | $9,139 | 6.96% |
| LONGVIEW, TX (FHA|USDA|VA) | 46 | $11,050,000 | $240,217 | $9,995 | 6.92% |
| TULSA, OK (FHA|USDA|VA) | 47 | $10,785,000 | $229,468 | $10,203 | 6.66% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 30 | $10,670,000 | $355,667 | $13,498 | 6.58% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 28 | $10,520,000 | $375,714 | $12,410 | 6.54% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 24 | $10,280,000 | $428,333 | $11,010 | 6.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 19 | $9,515,000 | $500,789 | $11,495 | 7.09% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 37 | $9,465,000 | $255,811 | $9,125 | 6.51% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 33 | $9,405,000 | $285,000 | $7,050 | 6.91% |
| SPARTANBURG, SC (FHA|USDA|VA) | 34 | $9,210,000 | $270,882 | $9,188 | 6.92% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 32 | $8,830,000 | $275,938 | $8,621 | 6.86% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 23 | $8,665,000 | $376,739 | $7,976 | 6.90% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 22 | $8,620,000 | $391,818 | $12,690 | 6.78% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 32 | $8,590,000 | $268,438 | $8,797 | 6.79% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 17 | $8,185,000 | $481,471 | $12,915 | 7.26% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 17 | $8,005,000 | $470,882 | $4,303 | 7.04% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $7,900,000 | $790,000 | $20,410 | 7.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 11 | $7,165,000 | $651,364 | $7,836 | 6.94% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 17 | $7,085,000 | $416,765 | $9,104 | 7.11% |
| MIDLAND, TX (FHA|USDA|VA) | 21 | $6,975,000 | $332,143 | $12,574 | 6.98% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $6,835,000 | $325,476 | $12,516 | 6.62% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 12 | $6,760,000 | $563,333 | $10,260 | 6.58% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 22 | $6,650,000 | $302,273 | $10,398 | 6.59% |
| WILMINGTON, NC (FHA|USDA|VA) | 23 | $6,495,000 | $282,391 | $8,562 | 6.52% |
| Brenham, TX (FHA|USDA|VA) | 13 | $6,405,000 | $492,692 | $13,803 | 6.96% |
| ASHEVILLE, NC (FHA|USDA|VA) | 19 | $6,355,000 | $334,474 | $11,640 | 6.62% |
| Edwards, CO (FHA|USDA|VA) | 8 | $6,240,000 | $780,000 | $13,311 | 6.87% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 26 | $6,160,000 | $236,923 | $7,918 | 7.22% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 29 | $5,875,000 | $202,586 | $8,750 | 6.91% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 22 | $5,820,000 | $264,545 | $11,096 | 6.93% |
| COLUMBIA, SC (FHA|USDA|VA) | 22 | $5,820,000 | $264,545 | $13,841 | 6.57% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 22 | $5,320,000 | $241,818 | $5,880 | 7.29% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 12 | $5,310,000 | $442,500 | $11,734 | 6.76% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 11 | $5,155,000 | $468,636 | $6,499 | 6.97% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 18 | $4,920,000 | $273,333 | $10,457 | 7.04% |
| PANAMA CITY, FL (FHA|USDA|VA) | 15 | $4,765,000 | $317,667 | $9,889 | 6.68% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 16 | $4,740,000 | $296,250 | $9,328 | 6.82% |
| RENO, NV (FHA|USDA|VA) | 9 | $4,495,000 | $499,444 | $12,292 | 6.89% |
| Danville, KY (FHA|USDA|VA) | 20 | $4,440,000 | $222,000 | $6,776 | 6.05% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 20 | $4,330,000 | $216,500 | $8,721 | 6.75% |
| ABILENE, TX (FHA|USDA|VA) | 15 | $4,235,000 | $282,333 | $13,176 | 6.55% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $4,175,000 | $379,545 | $11,105 | 6.64% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 17 | $4,145,000 | $243,824 | $10,916 | 6.62% |
| BURLINGTON, NC (FHA|USDA|VA) | 15 | $4,075,000 | $271,667 | $11,217 | 6.66% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 12 | $4,030,000 | $335,833 | $11,066 | 6.34% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 13 | $3,715,000 | $285,769 | $11,093 | 7.00% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 19 | $3,695,000 | $194,474 | $7,187 | 6.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 13 | $3,595,000 | $276,538 | $8,142 | 7.28% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $3,585,000 | $239,000 | $5,756 | 7.01% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 11 | $3,575,000 | $325,000 | $17,138 | 7.52% |
| Georgetown, SC (FHA|USDA|VA) | 10 | $3,560,000 | $356,000 | $11,219 | 7.17% |
| Elizabeth City, NC (FHA|USDA|VA) | 12 | $3,410,000 | $284,167 | $12,099 | 6.58% |
| Morehead City, NC (FHA|USDA|VA) | 9 | $3,235,000 | $359,444 | $9,078 | 7.15% |
| Shelton, WA (FHA|USDA|VA) | 11 | $3,085,000 | $280,455 | $8,613 | 7.18% |
| Levelland, TX (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $5,768 | 6.95% |
| Shelbyville, TN (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $14,616 | 5.66% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $2,860,000 | $476,667 | $4,685 | 7.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 14 | $2,820,000 | $201,429 | $8,178 | 6.87% |
| Seneca, SC (FHA|USDA|VA) | 13 | $2,735,000 | $210,385 | $13,203 | 6.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 11 | $2,705,000 | $245,909 | $9,753 | 6.66% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $18,293 | 6.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 15 | $2,685,000 | $179,000 | $7,022 | 6.73% |
| BECKLEY, WV (FHA|USDA|VA) | 16 | $2,640,000 | $165,000 | $7,142 | 7.00% |
| Bardstown, KY (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $8,148 | 6.72% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,600,000 | $433,333 | $8,865 | 7.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $2,475,000 | $825,000 | $9,692 | 7.08% |
| Mount Pleasant, TX (FHA|USDA|VA) | 10 | $2,470,000 | $247,000 | $10,770 | 6.90% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 9 | $2,465,000 | $273,889 | $13,996 | 6.19% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $2,435,000 | $347,857 | $11,440 | 6.55% |
| Athens, OH (FHA|USDA|VA) | 15 | $2,385,000 | $159,000 | $6,423 | 6.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $14,031 | 6.73% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $10,689 | 6.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $8,715 | 6.15% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $9,704 | 6.83% |
| AKRON, OH (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $8,366 | 6.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $8,716 | 6.68% |
| DeRidder, LA (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $11,998 | 6.45% |
| NEW BERN, NC (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $10,746 | 7.05% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $18,811 | 7.22% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $2,005,000 | $401,000 | $7,248 | 6.93% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $1,995,000 | $399,000 | $8,032 | 7.02% |
| Centralia, WA (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $11,871 | 6.79% |
| Holland, MI (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $4,775 | 6.89% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,890,000 | $945,000 | $4,267 | 7.38% |
| Plainview, TX (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $6,139 | 6.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $7,130 | 6.67% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $9,295 | 6.22% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $8,873 | 6.62% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $14,032 | 6.78% |
| Gaffney, SC (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $12,367 | 6.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $9,217 | 6.75% |
| Pottsville, PA (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $11,022 | 7.14% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $8,370 | 6.55% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $9,177 | 6.71% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $7,604 | 6.61% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $9,802 | 6.81% |
| GOLDSBORO, NC (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $8,039 | 6.97% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $15,810 | 6.44% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,560,000 | $390,000 | $11,280 | 6.34% |
| READING, PA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $7,430 | 6.46% |
| TYLER, TX (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $11,671 | 6.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,500,000 | $750,000 | $3,835 | 6.31% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $11,797 | 6.95% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $8,867 | 6.95% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $7,780 | 6.96% |
| Shelby, NC (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $11,297 | 7.03% |
| CASPER, WY (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $9,766 | 6.84% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $9,051 | 7.06% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $9,883 | 6.73% |
| Marion, OH (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $5,373 | 6.92% |
| FLORENCE, SC (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $10,206 | 6.96% |
| LONGVIEW, WA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $7,355 | 7.09% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $34,711 | 8.14% |
| Huntsville, TX (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,455 | 6.80% |
| Picayune, MS (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $10,764 | 6.75% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $12,075 | 7.38% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $9,062 | 6.35% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $8,389 | 7.15% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $6,617 | 6.81% |
| Lamesa, TX (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,148 | 6.78% |
| BANGOR, ME (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,446 | 6.53% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $6,201 | 6.63% |
| Union, SC (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $12,595 | 6.75% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $7,153 | 6.81% |
| Paragould, AR (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $6,273 | 6.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $6,479 | 7.02% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $9,417 | 6.16% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $4,766 | 6.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $9,175 | 6.75% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,467 | 6.47% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $11,303 | 7.62% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $9,080 | 8.31% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $9,630 | 6.87% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $10,119 | 6.37% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $11,921 | 6.33% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,101 | 7.38% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $9,970 | 7.22% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,775 | 6.50% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $11,176 | 6.69% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $10,882 | 6.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,748 | 6.79% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $17,431 | 6.56% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,668 | 6.63% |
| Athens, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $12,945 | 5.88% |
| Durango, CO (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $7,092 | 7.63% |
| OCALA, FL (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,830 | 7.44% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,164 | 7.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $11,891 | 7.49% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $9,191 | 7.13% |
| Ashland, OH (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $7,314 | 6.66% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $12,610 | 6.69% |
| London, KY (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,668 | 5.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $13,960 | 5.88% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,804 | 7.06% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $4,274 | 6.85% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,111 | 7.32% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,448 | 6.92% |
| LIMA, OH (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $3,002 | 6.68% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $11,164 | 6.79% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $10,535 | 7.56% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $8,041 | 7.03% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,258 | 6.99% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $9,740 | 6.75% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $18,163 | 6.81% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $14,271 | 6.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $11,245 | 6.99% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $10,813 | 6.92% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $10,532 | 6.08% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,927 | 7.29% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,049 | 5.96% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,139 | 6.79% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $11,021 | 7.04% |
| Marion, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $14,695 | 6.88% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $7,638 | 6.38% |
| Snyder, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,930 | 6.19% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,558 | 6.75% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $18,670 | 6.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,484 | 7.74% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,165 | 6.99% |
| Sanford, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,136 | 7.25% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $13,268 | 7.44% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,015 | 6.92% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $9,121 | 6.88% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,194 | 6.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $15,479 | 5.25% |
| Somerset, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,175 | 6.63% |
| Bennettsville, SC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $10,197 | 6.54% |
| BEND, OR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $5,921 | 7.13% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $12,215 | 7.13% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,125 | 7.49% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,700 | 6.91% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $6,499 | 6.99% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,968 | 7.13% |
| McAlester, OK (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $17,595 | 7.49% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,938 | 7.50% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,355 | 7.56% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,331 | 6.63% |
| Gillette, WY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,737 | 7.38% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $22,580 | 5.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $32,294 | 5.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $18,840 | 7.13% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $13,209 | 6.63% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,883 | 6.25% |
| Kinston, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,701 | 6.87% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 8.13% |
| Marquette, MI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,717 | 6.31% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,846 | 6.50% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,221 | 6.69% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,257 | 6.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,994 | 7.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $16,110 | 6.63% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,729 | 6.62% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,813 | 6.94% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $8,535 | 7.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,576 | 6.69% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,903 | 6.38% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,641 | 6.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,972 | 6.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,630 | 6.74% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,314 | 7.63% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,952 | 6.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,922 | 6.88% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,194 | 6.94% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,695 | 5.88% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,305 | 7.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,885 | 7.63% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,525 | 7.49% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,730 | 6.88% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,076 | 6.87% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,715 | 7.37% |
| Dublin, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,644 | 7.49% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,209 | 7.62% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,743 | 7.38% |
| Malvern, AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,721 | 7.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,436 | 6.88% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,366 | 6.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,932 | 7.25% |
| Othello, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,285 | 7.50% |
| Greenville, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,506 | 6.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,153 | 6.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,392 | 7.63% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,523 | 5.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,478 | 7.49% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,785 | 6.75% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,525 | 7.49% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,174 | 6.00% |
| Wooster, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,564 | 7.63% |
| Sayre, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,238 | 7.75% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,020 | 6.50% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,964 | 6.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,532 | 6.63% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,894 | 6.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,434 | 5.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,221 | 7.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,965 | 7.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.09% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,856 | 6.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,923 | 6.88% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,510 | 6.75% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,354 | 6.63% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,117 | 6.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,540 | 6.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,592 | 7.50% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,195 | 7.13% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,221 | 7.13% |
| Selma, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,659 | 6.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,496 | 7.25% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,819 | 7.25% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,425 | 5.75% |
| RACINE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,532 | 6.13% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,472 | 6.99% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,623 | 7.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,545 | 6.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,257 | 7.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,605 | 7.06% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,796 | 6.99% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,101 | 6.25% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,545 | 6.25% |
| Searcy, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,080 | 6.75% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,667 | 6.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,552 | 6.50% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,253 | 7.13% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,585 | 7.00% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,959 | 6.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,169 | 6.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,919 | 6.88% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $16,262 | 6.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,260 | 6.50% |
| Andrews, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,286 | 7.13% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,469 | 7.25% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,709 | 8.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,876 | 6.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,990 | 6.63% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,029 | 6.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,924 | 7.63% |
| Meridian, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,633 | 7.00% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,224 | 6.75% |
| NILES, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,908 | 7.25% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,517 | 6.38% |
| Granbury, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,348 | 6.63% |
| Union City, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,645 | 7.00% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,632 | 6.99% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,194 | 6.75% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,205 | 6.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,961 | 6.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,923 | 7.25% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,034 | 7.38% |
| Sterling, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,988 | 6.49% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,138 | 6.75% |
| Payson, AZ (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.01% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,827 | 6.38% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,056 | 6.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,919 | 7.00% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,463 | 7.00% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,535 | 6.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,951 | 6.63% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,326 | 6.63% |
| Paris, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,281 | 6.38% |
| Jennings, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,791 | 5.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.73% |
| Summerville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,418 | 7.13% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,224 | 6.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,389 | 5.99% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,580 | 6.50% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,894 | 6.99% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.29% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,908 | 6.50% |
| Mount Gay-Shamrock, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,953 | 7.13% |
| Helena-West Helena, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,986 | 7.50% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,617 | 7.63% |
| McComb, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,310 | 5.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,135 | 6.88% |
Similar Lenders
We use machine learning to identify the top lenders compared against T2 FINANCIAL based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
First Federal Savings and Loan Association of Delta
Similarity Rank: 33
Similarity Rank: 33
Glacier Hills Credit Union
Similarity Rank: 49
Similarity Rank: 49
CREDIT UNION ONE
Similarity Rank: 68
Similarity Rank: 68
TRI BORO
Similarity Rank: 68
Similarity Rank: 68
DADE COUNTY FEDERAL CREDIT UNION
Similarity Rank: 84
Similarity Rank: 84
HANCOCK COUNTY SAVINGS BANK, FSB, INC.
Similarity Rank: 88
Similarity Rank: 88
NORTHWESTERN MUTUAL
Similarity Rank: 91
Similarity Rank: 91
CAROLINA TRUST FEDERAL CREDIT UNION
Similarity Rank: 96
Similarity Rank: 96
First Federal Savings and Loan Association of Greene Co
Similarity Rank: 105
Similarity Rank: 105
Fremont Federal Credit Union
Similarity Rank: 120
Similarity Rank: 120
Product Mix
For 2024, T2 Financial's most frequently originated type of loan was Conventional, with 4,685 originations. Their 2nd most popular type was FHA, with 2,265 originations.
Loan Reason
For 2024, T2 Financial's most frequently cited loan purpose was Home Purchase, with 7,108 originations. The 2nd most popular reason was Refi, with 341 originations.
Loan Duration/Length
For 2024, T2 Financial's most frequently cited loan duration was 30 Year, with 7,426 originations. The 2nd most popular length was 30+ year, with 238 originations.
Origination Fees/Closing Costs
T2 Financial's average total fees were $9,004, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,460 originations.
Interest Rates
During 2024, T2 Financial's average interest rate for loans was 6.79%, while their most frequently originated rate bucket for loans was 6-7%, with 4,541 originations.
Loan Sizing
2024 saw T2 Financial place emphasis on $200k-400k loans with 4,012 originations, totaling $1,146,680,000 in origination value.
Applicant Income
T2 Financial lent most frequently to those with incomes in the $100k-150k range, with 1,937 originations. The second most popular income band? $50k-75k, with 1,572 originations.
Applicant Debt to Income Ratio
T2 Financial lent most frequently to those with DTI ratios of 30-36%, with 1,033 originations. The next most common DTI ratio? 50-60%, with 987 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.94%
T2 Financial has an average approval rate.
Pick Rate
Approvals leading to origination76.98%
T2 Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,840 | $2,575,950,000 | $328,565 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,840 | $2,575,950,000 | $328,565 |