Renasant Bank Mortgage Rates, Fees & Info

Tupelo, MS

LEI: 5493002RF1ERFA2XR050

Tax ID: 64-0220550

5 stars - out of 5 stars, based on 147 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Renasant Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Renasant Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Atlanta, Nashville, Birmingham, Crestview, and Charleston among others. Renasant Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Renasant Bank is typically an average fee lendor.


Originations

21,526

Origination Dollar Volume (All Markets)

$5,290,690,000

Employee count

2,440 Show all (65) awards

Relative Rate

Renasant Bank's average 30 year fixed rate mortgage of loans were 3.12%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.03%.

Relative Fees

Renasant Bank's average total fees for a 30 year fixed rate mortgage are $4,540.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,496 $447,170,000 $298,910 $4,949 3.24%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1,257 $398,235,000 $316,814 $4,324 3.26%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1,510 $386,860,000 $256,199 $3,967 3.09%
Outside of Metro Areas 1,870 $316,380,000 $169,187 $4,034 3.17%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 617 $254,095,000 $411,823 $5,807 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 539 $232,765,000 $431,846 $4,562 3.06%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 846 $189,850,000 $224,409 $3,970 3.24%
JACKSON, MS (FHA|USDA|VA) 667 $140,635,000 $210,847 $3,931 3.28%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 466 $127,460,000 $273,519 $3,640 3.09%
Tupelo, MS (FHA|USDA|VA) 738 $119,550,000 $161,992 $3,562 3.28%
PANAMA CITY, FL (FHA|USDA|VA) 341 $97,505,000 $285,938 $5,285 3.22%
MONTGOMERY, AL (FHA|USDA|VA) 408 $92,630,000 $227,034 $3,611 3.00%
Oxford, MS (FHA|USDA|VA) 283 $84,765,000 $299,523 $4,181 3.22%
LYNCHBURG, VA (FHA|USDA|VA) 367 $81,625,000 $222,411 $3,849 2.95%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 311 $78,035,000 $250,916 $4,135 3.27%
SAVANNAH, GA (FHA|USDA|VA) 185 $70,675,000 $382,027 $5,076 3.33%
JACKSONVILLE, FL (FHA|USDA|VA) 249 $69,595,000 $279,498 $5,091 3.11%
ROANOKE, VA (FHA|USDA|VA) 288 $65,670,000 $228,021 $5,092 2.89%
HUNTSVILLE, AL (FHA|USDA|VA) 227 $63,665,000 $280,463 $3,656 3.17%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 269 $62,825,000 $233,550 $6,120 2.93%
DOTHAN, AL (FHA|USDA|VA) 258 $54,930,000 $212,907 $3,993 2.93%
COLUMBIA, SC (FHA|USDA|VA) 246 $53,900,000 $219,106 $5,015 2.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 211 $53,235,000 $252,299 $3,603 3.04%
MOBILE, AL (FHA|USDA|VA) 248 $52,510,000 $211,734 $3,615 3.27%
KNOXVILLE, TN (FHA|USDA|VA) 196 $51,600,000 $263,265 $3,983 3.31%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 146 $47,010,000 $321,986 $5,002 3.30%
VALDOSTA, GA (FHA|USDA|VA) 225 $43,625,000 $193,889 $5,359 3.00%
Starkville, MS (FHA|USDA|VA) 188 $41,390,000 $220,160 $4,111 3.30%
TUSCALOOSA, AL (FHA|USDA|VA) 193 $40,695,000 $210,855 $4,904 3.31%
SPARTANBURG, SC (FHA|USDA|VA) 174 $40,240,000 $231,264 $8,205 3.02%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 118 $39,370,000 $333,644 $3,929 3.28%
Douglas, GA (FHA|USDA|VA) 205 $39,195,000 $191,195 $4,314 3.03%
DECATUR, AL (FHA|USDA|VA) 190 $37,660,000 $198,211 $3,778 3.36%
GADSDEN, AL (FHA|USDA|VA) 211 $34,155,000 $161,872 $4,089 2.92%
COLUMBUS, GA-AL (FHA|USDA|VA) 163 $31,575,000 $193,712 $3,799 3.07%
Columbus, MS (FHA|USDA|VA) 155 $31,095,000 $200,613 $4,698 3.22%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 99 $30,415,000 $307,222 $5,289 3.39%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 143 $28,495,000 $199,266 $3,396 3.02%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 129 $27,235,000 $211,124 $3,235 2.88%
ALBANY, GA (FHA|USDA|VA) 182 $26,840,000 $147,473 $3,933 3.34%
WINSTON-SALEM, NC (FHA|USDA|VA) 101 $26,745,000 $264,802 $5,927 2.79%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 131 $26,665,000 $203,550 $4,761 2.83%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 127 $25,835,000 $203,425 $3,395 3.42%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 93 $23,515,000 $252,849 $4,549 3.05%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 71 $23,435,000 $330,070 $4,916 2.98%
Alexander City, AL (FHA|USDA|VA) 60 $22,920,000 $382,000 $4,121 3.15%
Cullman, AL (FHA|USDA|VA) 106 $22,410,000 $211,415 $4,175 2.97%
Albertville, AL (FHA|USDA|VA) 114 $22,200,000 $194,737 $4,562 2.98%
Troy, AL (FHA|USDA|VA) 108 $21,290,000 $197,130 $4,425 2.75%
Enterprise, AL (FHA|USDA|VA) 91 $20,725,000 $227,747 $3,731 2.79%
RALEIGH-CARY, NC (FHA|USDA|VA) 65 $18,505,000 $284,692 $3,591 2.80%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 101 $18,375,000 $181,931 $4,514 3.03%
Statesboro, GA (FHA|USDA|VA) 108 $18,200,000 $168,519 $4,735 3.36%
Fort Payne, AL (FHA|USDA|VA) 89 $17,655,000 $198,371 $4,567 2.87%
WARNER ROBINS, GA (FHA|USDA|VA) 73 $17,235,000 $236,096 $3,968 3.14%
WILMINGTON, NC (FHA|USDA|VA) 57 $16,655,000 $292,193 $3,562 2.88%
McMinnville, TN (FHA|USDA|VA) 78 $16,380,000 $210,000 $5,227 2.95%
Bozeman, MT (FHA|USDA|VA) 36 $16,320,000 $453,333 $6,403 3.06%
Talladega-Sylacauga, AL (FHA|USDA|VA) 77 $15,755,000 $204,610 $4,294 3.06%
Thomasville, GA (FHA|USDA|VA) 57 $14,765,000 $259,035 $4,821 2.86%
JOHNSON CITY, TN (FHA|USDA|VA) 68 $14,650,000 $215,441 $3,301 3.55%
LaGrange, GA-AL (FHA|USDA|VA) 90 $14,200,000 $157,778 $4,003 3.27%
Corinth, MS (FHA|USDA|VA) 83 $13,965,000 $168,253 $3,228 3.43%
Cookeville, TN (FHA|USDA|VA) 82 $13,950,000 $170,122 $2,762 2.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 45 $13,925,000 $309,444 $3,990 2.77%
Grenada, MS (FHA|USDA|VA) 107 $13,305,000 $124,346 $3,002 3.58%
Dublin, GA (FHA|USDA|VA) 76 $12,950,000 $170,395 $4,374 2.89%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 51 $12,875,000 $252,451 $3,634 2.96%
GAINESVILLE, GA (FHA|USDA|VA) 46 $12,600,000 $273,913 $4,703 3.11%
Scottsboro, AL (FHA|USDA|VA) 61 $12,465,000 $204,344 $3,852 2.90%
Meridian, MS (FHA|USDA|VA) 74 $11,390,000 $153,919 $4,376 2.95%
RICHMOND, VA (FHA|USDA|VA) 43 $11,245,000 $261,512 $5,155 2.85%
Ozark, AL (FHA|USDA|VA) 45 $10,375,000 $230,556 $3,938 2.98%
Natchitoches, LA (FHA|USDA|VA) 60 $10,240,000 $170,667 $5,165 2.40%
ASHEVILLE, NC (FHA|USDA|VA) 37 $10,225,000 $276,351 $3,912 3.09%
Batesville, AR (FHA|USDA|VA) 62 $9,140,000 $147,419 $5,240 2.96%
BATON ROUGE, LA (FHA|USDA|VA) 33 $9,075,000 $275,000 $5,230 2.83%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 23 $9,035,000 $392,826 $5,723 3.03%
Cullowhee, NC (FHA|USDA|VA) 22 $9,000,000 $409,091 $4,858 2.99%
DALTON, GA (FHA|USDA|VA) 38 $8,980,000 $236,316 $5,325 3.02%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 42 $8,930,000 $212,619 $4,045 2.98%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 31 $8,675,000 $279,839 $3,782 2.82%
Cornelia, GA (FHA|USDA|VA) 35 $8,375,000 $239,286 $4,203 2.99%
West Point, MS (FHA|USDA|VA) 61 $8,175,000 $134,016 $3,493 3.48%
JACKSONVILLE, NC (FHA|USDA|VA) 35 $8,085,000 $231,000 $3,982 2.72%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 27 $8,085,000 $299,444 $5,443 2.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 35 $8,065,000 $230,429 $4,453 3.19%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 35 $7,905,000 $225,857 $2,819 2.87%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 23 $7,895,000 $343,261 $5,226 3.06%
Crossville, TN (FHA|USDA|VA) 42 $7,840,000 $186,667 $3,088 2.83%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 19 $7,135,000 $375,526 $4,025 2.99%
HARRISONBURG, VA (FHA|USDA|VA) 24 $7,050,000 $293,750 $4,031 2.86%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 32 $6,900,000 $215,625 $5,491 3.11%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 21 $6,875,000 $327,381 $5,223 2.71%
GREENVILLE, NC (FHA|USDA|VA) 21 $6,825,000 $325,000 $3,301 2.83%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 20 $6,740,000 $337,000 $7,091 2.93%
Mount Airy, NC (FHA|USDA|VA) 35 $6,135,000 $175,286 $4,465 3.02%
Calhoun, GA (FHA|USDA|VA) 36 $6,130,000 $170,278 $5,194 2.87%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 26 $6,100,000 $234,615 $5,804 2.52%
BRUNSWICK, GA (FHA|USDA|VA) 27 $5,895,000 $218,333 $4,434 3.16%
GAINESVILLE, FL (FHA|USDA|VA) 35 $5,865,000 $167,571 $3,601 3.53%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 19 $5,675,000 $298,684 $4,555 3.19%
HATTIESBURG, MS (FHA|USDA|VA) 28 $5,660,000 $202,143 $4,291 3.25%
Morehead City, NC (FHA|USDA|VA) 18 $5,650,000 $313,889 $3,601 2.81%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 18 $5,410,000 $300,556 $4,569 2.83%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 24 $5,270,000 $219,583 $4,456 2.99%
Lawrenceburg, TN (FHA|USDA|VA) 27 $5,175,000 $191,667 $4,405 2.89%
TALLAHASSEE, FL (FHA|USDA|VA) 19 $5,105,000 $268,684 $5,422 2.95%
NEW BERN, NC (FHA|USDA|VA) 14 $5,080,000 $362,857 $3,891 2.73%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 13 $4,785,000 $368,077 $3,549 2.57%
OCALA, FL (FHA|USDA|VA) 20 $4,500,000 $225,000 $3,819 3.27%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 23 $4,395,000 $191,087 $3,249 2.66%
Jefferson, GA (FHA|USDA|VA) 14 $4,260,000 $304,286 $5,117 3.29%
Waycross, GA (FHA|USDA|VA) 28 $4,260,000 $152,143 $4,954 3.07%
Eufaula, AL-GA (FHA|USDA|VA) 27 $4,215,000 $156,111 $4,480 3.08%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 17 $4,195,000 $246,765 $3,914 3.00%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 13 $4,155,000 $319,615 $5,484 3.05%
STAUNTON, VA (FHA|USDA|VA) 16 $4,050,000 $253,125 $5,938 3.10%
Richmond-Berea, KY (FHA|USDA|VA) 22 $4,000,000 $181,818 $2,983 2.95%
Tifton, GA (FHA|USDA|VA) 17 $3,965,000 $233,235 $5,081 3.10%
CLEVELAND, TN (FHA|USDA|VA) 17 $3,935,000 $231,471 $4,522 3.03%
COLUMBUS, OH (FHA|USDA|VA) 15 $3,885,000 $259,000 $3,811 2.62%
HINESVILLE, GA (FHA|USDA|VA) 17 $3,835,000 $225,588 $5,994 3.15%
JACKSON, TN (FHA|USDA|VA) 17 $3,675,000 $216,176 $3,247 3.18%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 12 $3,650,000 $304,167 $4,134 3.21%
Georgetown, SC (FHA|USDA|VA) 11 $3,595,000 $326,818 $5,402 3.35%
Seneca, SC (FHA|USDA|VA) 13 $3,555,000 $273,462 $4,662 3.11%
CHARLESTON, WV (FHA|USDA|VA) 17 $3,545,000 $208,529 $4,576 2.65%
BURLINGTON, NC (FHA|USDA|VA) 13 $3,525,000 $271,154 $4,612 3.08%
MORRISTOWN, TN (FHA|USDA|VA) 9 $3,515,000 $390,556 $3,350 3.10%
Bluefield, WV-VA (FHA|USDA|VA) 26 $3,480,000 $133,846 $3,738 3.08%
FAYETTEVILLE, NC (FHA|USDA|VA) 15 $3,425,000 $228,333 $3,157 2.99%
KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $3,290,000 $274,167 $2,292 2.52%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 11 $3,255,000 $295,909 $3,723 3.45%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 12 $3,080,000 $256,667 $3,152 2.98%
Jasper, AL (FHA|USDA|VA) 16 $3,020,000 $188,750 $4,194 3.03%
Cleveland, MS (FHA|USDA|VA) 23 $3,015,000 $131,087 $2,811 3.23%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $2,985,000 $271,364 $2,996 2.69%
Dayton, TN (FHA|USDA|VA) 15 $2,985,000 $199,000 $5,382 2.97%
BOWLING GREEN, KY (FHA|USDA|VA) 9 $2,855,000 $317,222 $2,779 2.93%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $2,790,000 $232,500 $3,332 2.88%
Clarksburg, WV (FHA|USDA|VA) 14 $2,760,000 $197,143 $3,019 2.83%
Boone, NC (FHA|USDA|VA) 9 $2,725,000 $302,778 $3,176 2.90%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 9 $2,605,000 $289,444 $3,266 2.87%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $2,585,000 $369,286 $4,290 2.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $2,485,000 $276,111 $2,866 2.86%
Danville, VA (FHA|USDA|VA) 15 $2,465,000 $164,333 $3,711 2.99%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 7 $2,295,000 $327,857 $2,859 2.80%
FLORENCE, SC (FHA|USDA|VA) 12 $2,210,000 $184,167 $4,922 3.28%
Athens, TN (FHA|USDA|VA) 11 $2,205,000 $200,455 $3,794 3.11%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 12 $2,150,000 $179,167 $4,092 2.64%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $2,115,000 $192,273 $3,481 2.78%
Cedartown, GA (FHA|USDA|VA) 10 $2,090,000 $209,000 $5,042 3.01%
Greenwood, MS (FHA|USDA|VA) 11 $2,085,000 $189,545 $3,971 3.48%
Searcy, AR (FHA|USDA|VA) 10 $2,070,000 $207,000 $6,832 2.85%
Moultrie, GA (FHA|USDA|VA) 10 $2,040,000 $204,000 $4,978 2.99%
Sevierville, TN (FHA|USDA|VA) 8 $2,000,000 $250,000 $3,891 3.33%
Laurel, MS (FHA|USDA|VA) 4 $2,000,000 $500,000 $3,959 3.15%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 8 $1,990,000 $248,750 $3,477 2.88%
Orangeburg, SC (FHA|USDA|VA) 10 $1,900,000 $190,000 $4,783 3.17%
Newberry, SC (FHA|USDA|VA) 10 $1,870,000 $187,000 $4,440 3.09%
ALBUQUERQUE, NM (FHA|USDA|VA) 8 $1,840,000 $230,000 $3,838 2.53%
Paris, TN (FHA|USDA|VA) 6 $1,830,000 $305,000 $2,443 3.04%
McComb, MS (FHA|USDA|VA) 7 $1,815,000 $259,286 $4,027 3.19%
Vidalia, GA (FHA|USDA|VA) 12 $1,810,000 $150,833 $5,983 3.12%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,805,000 $361,000 $3,005 2.85%
Jesup, GA (FHA|USDA|VA) 12 $1,800,000 $150,000 $4,506 3.05%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 8 $1,710,000 $213,750 $3,047 2.34%
Toccoa, GA (FHA|USDA|VA) 7 $1,705,000 $243,571 $3,451 2.89%
ROME, GA (FHA|USDA|VA) 10 $1,700,000 $170,000 $4,756 2.96%
Paducah, KY-IL (FHA|USDA|VA) 7 $1,695,000 $242,143 $3,229 2.66%
LAFAYETTE, LA (FHA|USDA|VA) 6 $1,690,000 $281,667 $5,965 2.58%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,675,000 $335,000 $4,263 3.22%
Milledgeville, GA (FHA|USDA|VA) 5 $1,625,000 $325,000 $3,977 2.72%
Gaffney, SC (FHA|USDA|VA) 7 $1,595,000 $227,857 $6,313 2.93%
Bainbridge, GA (FHA|USDA|VA) 9 $1,505,000 $167,222 $4,030 2.97%
Brookhaven, MS (FHA|USDA|VA) 7 $1,465,000 $209,286 $3,702 3.08%
Maysville, KY (FHA|USDA|VA) 9 $1,465,000 $162,778 $3,705 2.83%
Atmore, AL (FHA|USDA|VA) 7 $1,385,000 $197,857 $5,668 3.48%
Elizabeth City, NC (FHA|USDA|VA) 5 $1,355,000 $271,000 $5,249 2.63%
St. Marys, GA (FHA|USDA|VA) 5 $1,355,000 $271,000 $4,823 3.23%
Shelbyville, TN (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,170 3.06%
RENO, NV (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,914 2.37%
GOLDSBORO, NC (FHA|USDA|VA) 8 $1,290,000 $161,250 $3,677 3.08%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $1,275,000 $425,000 $8,780 2.58%
Edwards, CO (FHA|USDA|VA) 1 $1,275,000 $1,275,000 $4,000 3.25%
North Wilkesboro, NC (FHA|USDA|VA) 6 $1,240,000 $206,667 $3,777 3.08%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $1,225,000 $245,000 $2,795 2.68%
MORGANTOWN, WV (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,883 2.66%
Fairmont, WV (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,667 2.69%
Danville, KY (FHA|USDA|VA) 8 $1,130,000 $141,250 $2,889 3.27%
Shelby, NC (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,511 3.20%
London, KY (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,438 2.83%
Americus, GA (FHA|USDA|VA) 7 $1,095,000 $156,429 $3,591 3.27%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,055,000 $351,667 $7,858 2.42%
AKRON, OH (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,180 2.78%
Lewisburg, TN (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,901 2.73%
Key West, FL (FHA|USDA|VA) 2 $1,040,000 $520,000 $4,534 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,010,000 $168,333 $4,072 3.02%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 6 $1,000,000 $166,667 $2,603 3.33%
BOISE CITY, ID (FHA|USDA|VA) 3 $985,000 $328,333 $3,355 2.75%
Helena-West Helena, AR (FHA|USDA|VA) 10 $970,000 $97,000 $3,194 3.17%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $915,000 $305,000 $4,847 3.25%
ST. CLOUD, MN (FHA|USDA|VA) 4 $910,000 $227,500 $4,342 2.50%
Brevard, NC (FHA|USDA|VA) 3 $905,000 $301,667 $5,519 2.79%
El Dorado, AR (FHA|USDA|VA) 5 $895,000 $179,000 $3,583 3.10%
Marion, NC (FHA|USDA|VA) 3 $885,000 $295,000 $6,537 3.66%
Wilson, NC (FHA|USDA|VA) 4 $880,000 $220,000 $3,564 2.75%
LINCOLN, NE (FHA|USDA|VA) 3 $865,000 $288,333 $3,105 2.79%
Kalispell, MT (FHA|USDA|VA) 2 $830,000 $415,000 $5,231 2.50%
Greeneville, TN (FHA|USDA|VA) 6 $820,000 $136,667 $2,625 3.69%
Greenwood, SC (FHA|USDA|VA) 4 $810,000 $202,500 $5,125 2.81%
COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $745,000 $248,333 $3,051 3.04%
Campbellsville, KY (FHA|USDA|VA) 3 $715,000 $238,333 $7,465 2.96%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $710,000 $355,000 $4,224 3.00%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $700,000 $350,000 $4,045 3.06%
SUMTER, SC (FHA|USDA|VA) 3 $695,000 $231,667 $3,458 2.88%
Lake City, FL (FHA|USDA|VA) 3 $695,000 $231,667 $6,264 3.92%
Kinston, NC (FHA|USDA|VA) 3 $685,000 $228,333 $6,718 2.88%
FLINT, MI (FHA|USDA|VA) 3 $665,000 $221,667 $3,721 2.91%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $660,000 $330,000 $3,295 2.43%
PROVO-OREM, UT (FHA|USDA|VA) 2 $660,000 $330,000 $3,290 3.06%
Henderson, NC (FHA|USDA|VA) 2 $650,000 $325,000 $5,761 2.94%
TULSA, OK (FHA|USDA|VA) 4 $640,000 $160,000 $3,647 2.90%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $635,000 $211,667 $6,014 2.46%
Blackfoot, ID (FHA|USDA|VA) 2 $630,000 $315,000 $6,158 2.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $625,000 $208,333 $2,970 3.08%
Albemarle, NC (FHA|USDA|VA) 3 $625,000 $208,333 $4,762 3.54%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $610,000 $305,000 $4,482 3.06%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $605,000 $201,667 $2,501 2.83%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $600,000 $300,000 $2,480 1.93%
MONROE, LA (FHA|USDA|VA) 2 $590,000 $295,000 $3,884 2.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $580,000 $290,000 $4,277 3.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $545,000 $181,667 $9,169 2.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $545,000 $545,000 $4,862 1.99%
Fitzgerald, GA (FHA|USDA|VA) 2 $540,000 $270,000 $5,060 3.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $530,000 $265,000 $2,953 2.50%
WICHITA, KS (FHA|USDA|VA) 1 $515,000 $515,000 $7,141 1.75%
FORT WAYNE, IN (FHA|USDA|VA) 2 $510,000 $255,000 $2,387 2.56%
JOPLIN, MO (FHA|USDA|VA) 2 $480,000 $240,000 $2,384 2.69%
Traverse City, MI (FHA|USDA|VA) 2 $470,000 $235,000 $3,061 2.63%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $470,000 $235,000 $3,312 3.12%
TOLEDO, OH (FHA|USDA|VA) 2 $430,000 $215,000 $3,588 2.63%
Sanford, NC (FHA|USDA|VA) 2 $430,000 $215,000 $4,671 2.63%
Mount Sterling, KY (FHA|USDA|VA) 3 $425,000 $141,667 $2,782 2.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $415,000 $415,000 $4,969 2.63%
ALEXANDRIA, LA (FHA|USDA|VA) 2 $410,000 $205,000 $5,088 2.44%
LAS CRUCES, NM (FHA|USDA|VA) 2 $410,000 $205,000 $8,830 3.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $405,000 $405,000 $4,540 2.99%
TUCSON, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $4,804 2.50%
THE VILLAGES, FL (FHA|USDA|VA) 2 $400,000 $200,000 $2,357 3.18%
Alexandria, MN (FHA|USDA|VA) 1 $395,000 $395,000 $3,381 2.63%
Brownsville, TN (FHA|USDA|VA) 2 $380,000 $190,000 $2,534 2.93%
YUMA, AZ (FHA|USDA|VA) 2 $380,000 $190,000 $3,852 3.00%
Vicksburg, MS (FHA|USDA|VA) 3 $375,000 $125,000 $2,993 3.50%
Palatka, FL (FHA|USDA|VA) 1 $375,000 $375,000 $0 3.63%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $370,000 $185,000 $2,127 2.75%
Union, SC (FHA|USDA|VA) 2 $370,000 $185,000 $7,933 3.25%
Lumberton, NC (FHA|USDA|VA) 2 $370,000 $185,000 $2,731 2.87%
Arcadia, FL (FHA|USDA|VA) 1 $355,000 $355,000 $4,433 3.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $345,000 $345,000 $8,256 2.88%
Forest City, NC (FHA|USDA|VA) 1 $335,000 $335,000 $3,750 3.50%
Shawnee, OK (FHA|USDA|VA) 1 $335,000 $335,000 $7,716 2.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $330,000 $165,000 $2,681 2.81%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $325,000 $325,000 $3,802 2.75%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $315,000 $315,000 $2,638 2.50%
Outside of Metro Areas 1 $305,000 $305,000 $3,901 3.00%
LAWTON, OK (FHA|USDA|VA) 1 $285,000 $285,000 $2,583 2.99%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $285,000 $285,000 $2,678 2.13%
Marion, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,291 2.38%
BECKLEY, WV (FHA|USDA|VA) 1 $285,000 $285,000 $3,199 3.13%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $285,000 $285,000 $3,373 2.88%
Clarksdale, MS (FHA|USDA|VA) 3 $275,000 $91,667 $3,215 3.58%
LONGVIEW, TX (FHA|USDA|VA) 2 $270,000 $135,000 $5,393 2.75%
Holland, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,950 2.25%
Ardmore, OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,854 2.75%
Rockport, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,424 2.63%
Frankfort, KY (FHA|USDA|VA) 2 $250,000 $125,000 $2,525 3.00%
Mayfield, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,711 2.75%
HAMMOND, LA (FHA|USDA|VA) 1 $245,000 $245,000 $3,343 3.50%
Greenville, MS (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.00%
AMARILLO, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,750 2.25%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $235,000 $235,000 $2,431 2.88%
Coshocton, OH (FHA|USDA|VA) 1 $225,000 $225,000 $10,467 2.75%
Salem, OH (FHA|USDA|VA) 1 $225,000 $225,000 $2,041 2.25%
Helena, MT (FHA|USDA|VA) 1 $225,000 $225,000 $3,965 2.88%
Steamboat Springs, CO (FHA|USDA|VA) 1 $225,000 $225,000 $2,401 2.75%
ST. GEORGE, UT (FHA|USDA|VA) 1 $225,000 $225,000 $0 3.38%
Stillwater, OK (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.50%
GREELEY, CO (FHA|USDA|VA) 1 $225,000 $225,000 $2,401 2.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $225,000 $225,000 $2,906 2.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,228 2.13%
Bedford, IN (FHA|USDA|VA) 1 $215,000 $215,000 $4,409 2.50%
Marietta, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,405 3.25%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $215,000 $215,000 $6,464 2.50%
Safford, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $4,628 2.88%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $205,000 $205,000 $5,195 2.99%
Washington, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,193 2.75%
COLUMBIA, MO (FHA|USDA|VA) 1 $205,000 $205,000 $2,100 2.13%
Summerville, GA (FHA|USDA|VA) 2 $200,000 $100,000 $4,108 3.06%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $195,000 $195,000 $2,731 2.75%
Hobbs, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,188 2.75%
Brenham, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,405 1.99%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,130 2.63%
Elkins, WV (FHA|USDA|VA) 1 $195,000 $195,000 $9,544 2.63%
JONESBORO, AR (FHA|USDA|VA) 1 $195,000 $195,000 $2,319 2.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $190,000 $95,000 $0 3.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $185,000 $185,000 $5,173 2.99%
Winfield, KS (FHA|USDA|VA) 1 $185,000 $185,000 $3,126 2.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.00%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,248 2.75%
Sedalia, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,096 3.38%
Forrest City, AR (FHA|USDA|VA) 1 $175,000 $175,000 $8,840 2.75%
Selma, AL (FHA|USDA|VA) 1 $175,000 $175,000 $5,937 2.99%
Richmond, IN (FHA|USDA|VA) 2 $170,000 $85,000 $3,190 3.63%
Show Low, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.25%
Mount Vernon, OH (FHA|USDA|VA) 1 $165,000 $165,000 $2,041 2.38%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,676 2.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $165,000 $165,000 $3,212 2.50%
Vincennes, IN (FHA|USDA|VA) 1 $165,000 $165,000 $4,817 2.50%
Thomaston, GA (FHA|USDA|VA) 2 $160,000 $80,000 $3,521 2.94%
Cordele, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.25%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $155,000 $155,000 $3,751 2.63%
Mount Pleasant, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,657 2.63%
Murray, KY (FHA|USDA|VA) 1 $145,000 $145,000 $5,424 2.99%
Big Stone Gap, VA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,728 3.25%
Malvern, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,623 3.25%
Blytheville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $4,571 3.25%
ABILENE, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,398 2.63%
Jackson, WY-ID (FHA|USDA|VA) 1 $135,000 $135,000 $3,518 2.99%
Picayune, MS (FHA|USDA|VA) 1 $125,000 $125,000 $2,598 3.13%
Portsmouth, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,027 3.75%
Scottsbluff, NE (FHA|USDA|VA) 1 $115,000 $115,000 $2,713 3.00%
Martin, TN (FHA|USDA|VA) 1 $105,000 $105,000 $1,858 2.99%
Laurinburg, NC (FHA|USDA|VA) 1 $95,000 $95,000 $2,819 2.13%
Martinsville, VA (FHA|USDA|VA) 1 $95,000 $95,000 $1,632 2.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.85%
Indianola, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.50%
Lebanon, MO (FHA|USDA|VA) 1 $75,000 $75,000 $2,731 3.75%
Bogalusa, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.25%

Renasant Bank's top markets include Atlanta, Nashville, Birmingham, Crestview, and Charleston among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 18,120 $4,583,600,000 $252,958 $3,882 3.16%
FHA 1,835 $359,855,000 $196,106 $6,878 3.01%
USDA 837 $135,875,000 $162,336 $5,247 2.97%
VA 734 $211,360,000 $287,956 $6,317 2.86%

For the 2021 period, Renasant Bank's most frequently originated loan type of loans were Conventional, with 18,120 originations. Their 2nd most popular type is FHA, with 1,835 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 10,923 $2,902,445,000 $265,719 $4,802 3.13%
Refi 5,650 $1,383,460,000 $244,860 $3,611 3.03%
Cash Out Refi 3,458 $816,370,000 $236,082 $4,033 3.11%
Other 1,111 $150,365,000 $135,342 $1,150 3.51%
Home Improvement 384 $38,050,000 $99,089 $1,117 3.64%

For the 2021, Renasant Bank's most frequently cited loan purpose of loans were Home Purchase, with 10,923 originations. The 2nd most popular reason of loans were Refi, with 5,650 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 13,978 $3,653,000,000 $261,339 $4,540 3.12%
15 Year 3,212 $757,980,000 $235,984 $3,609 2.61%
10 Year 2,237 $316,905,000 $141,665 $2,845 3.37%
20 Year 610 $133,120,000 $218,230 $3,690 3.03%
5 Year 567 $119,855,000 $211,384 $721 4.36%
Other 523 $142,155,000 $271,807 $3,590 3.75%
30+ year 230 $125,490,000 $545,609 $7,426 3.91%
1 Year 161 $41,175,000 $255,745 $2,497 4.24%
3 Year 8 $1,010,000 $126,250 $0 4.62%

For the 2021, Renasant Bank's most frequently cited loan length of loans were 30 Year, with 13,978 originations. The 2nd most popular length of loans were 15 Year, with 3,212 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 7,671 $1,993,335,000 $259,853
$1k-2k 5,810 $1,357,570,000 $233,661
$2k-3k 2,090 $509,980,000 $244,010
$3k-4k 1,606 $460,730,000 $286,880
$5k+ 724 $340,390,000 $470,152

$4,540 of loans were Renasant Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 7,671 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 9,487 $2,311,175,000 $243,615
2.5-3% 8,540 $2,249,310,000 $263,385
<2.5% 2,401 $543,425,000 $226,333
4-5% 981 $174,725,000 $178,109
5-6% 107 $11,685,000 $109,206
6-7% 10 $370,000 $37,000

During 2021, Renasant Bank's average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 3-4%, with 9,487 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 8,214 $2,261,910,000 $275,373 $4,617 3.05%
$100k-200k 7,375 $1,108,875,000 $150,356 $3,791 3.09%
$100,000 or less 3,120 $196,420,000 $62,955 $2,929 3.45%
$400k-600k 2,168 $1,046,520,000 $482,712 $5,167 3.04%
$600k-1MM 437 $329,045,000 $752,963 $7,061 3.28%
$1MM+ 212 $347,920,000 $1,641,132 $10,195 3.31%

2021 saw Renasant Bank place emphasis on $200k-400k loans with 8,214 originations, totaling $2,261,910,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 4,559 $852,415,000 $186,974 $4,304 3.08%
$100k-150k 4,024 $1,035,140,000 $257,242 $4,308 3.07%
$50k or less 3,626 $490,250,000 $135,204 $3,964 3.14%
$75k-100k 3,350 $727,110,000 $217,048 $4,289 3.08%
$150k-250k 3,008 $929,370,000 $308,966 $4,506 3.11%
$250k+ 2,129 $1,015,765,000 $477,109 $5,533 3.16%

Renasant Bank lent most frequently to those with incomes in the $50k-75k range, with 4,559 originations. The second most popular income band? $100k-150k, with 4,024 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,365 $1,312,755,000 $244,689 $4,052 3.04%
30-36% 4,102 $1,002,810,000 $244,469 $4,215 3.10%
<20% 2,761 $677,075,000 $245,228 $3,793 3.03%
39% 972 $249,170,000 $256,348 $4,498 3.23%
38% 779 $193,665,000 $248,607 $4,556 3.17%
37% 740 $182,110,000 $246,095 $4,666 3.16%
36% 725 $179,825,000 $248,034 $4,608 3.15%
41% 585 $149,365,000 $255,325 $4,667 3.05%
40% 568 $131,640,000 $231,761 $4,423 3.08%
42% 566 $140,390,000 $248,039 $4,546 3.06%
50-60% 565 $127,475,000 $225,619 $6,859 2.94%
43% 531 $134,905,000 $254,058 $4,494 3.06%
44% 520 $132,510,000 $254,827 $4,655 3.08%
45% 387 $95,515,000 $246,809 $4,507 3.07%
49% 358 $89,520,000 $250,056 $4,739 3.00%
46% 325 $83,155,000 $255,862 $4,893 3.06%
48% 313 $80,125,000 $255,990 $4,930 3.02%
47% 284 $70,800,000 $249,296 $4,763 3.01%
>60% 37 $9,075,000 $245,270 $3,861 3.73%

Renasant Bank lent most frequently to those with DTI ratios of 20-30%, with 5,365 originations. The next most common DTI ratio? 30-36%, with 4,102 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,819 $4,144,185,000 $246,399 $4,236 3.09%
Not provided 1,762 $443,870,000 $251,913 $4,646 3.15%
Black 1,810 $362,060,000 $200,033 $5,040 3.23%
Not applicable 496 $163,980,000 $330,605 $0 4.21%
Asian 462 $132,060,000 $285,844 $4,913 3.00%
American Indian 83 $19,155,000 $230,783 $4,335 3.13%
Asian Indian 45 $12,065,000 $268,111 $4,556 3.04%
Chinese 11 $3,605,000 $327,727 $4,664 3.28%
Native Hawaiian 11 $3,355,000 $305,000 $4,996 2.98%
Other Asian 12 $2,710,000 $225,833 $5,333 2.99%
Korean 8 $1,850,000 $231,250 $3,643 2.97%
Filipino 5 $1,275,000 $255,000 $2,985 3.25%
Vietnamese 2 $520,000 $260,000 $3,101 2.62%

Approval Rates

Total approvals of all applications
94.93%

Renasant Bank has an average approval rate.

Pick Rate

Approvals leading to origination
82.12%

Renasant Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 21,526 $5,290,690,000 $245,781

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
21,526 $5,290,690,000 $245,781

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,627 $275,465,000 $169,309 $3,259 3.28%
40-60% 2,757 $684,025,000 $248,105 $3,536 3.02%
60-80% 7,225 $1,975,095,000 $273,370 $4,061 3.12%
80-100% 8,636 $2,217,780,000 $256,806 $4,773 3.10%
Over 100% 159 $46,695,000 $293,679 $11,042 2.89%
Under 20% 1,032 $72,290,000 $70,048 $2,283 3.50%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
RENASANT CORPORATION Conventional home mortgage Trouble during payment process 2 100.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Renasant Bank 951 South Gloster Street Tupelo, MS 38801 Limited, Drive-thru $23,720
Renasant Bank 1114 North 2nd Street Booneville, MS 38829 Full Service B&M $14,978
Renasant Bank 301 West Fourth Street Adel, GA 31620 Full Service B&M $70,703
Renasant Bank 304 South Cass Street Corinth, MS 38834 Full Service B&M $36,852
Renasant Bank 145 Reinhardt College Parkway Canton, GA 30114 Full Service B&M $89,595
Renasant Bank 1111 East Jackson Avenue Oxford, MS 38655 Full Service B&M $119,606
Renasant Bank 1 North Royal Street Mobile, AL 36602 Full Service B&M $8,379
Renasant Bank 100 Bates Street Batesville, MS 38606 Full Service B&M $27,428
Renasant Bank 100 Old Canton Road And Highway 51 South Madison, MS 39110 Full Service B&M $0
Renasant Bank 1012 W Beacon St Philadelphia, MS 39350 Full Service B&M $32,444
Renasant Bank 103 East Washington Street Aberdeen, MS 39730 Full Service B&M $76,879
Renasant Bank 104 Heritage Lane Leesburg, GA 31763 Full Service B&M $60,687
Renasant Bank 104 West Main Street Reidsville, GA 30453 Full Service B&M $50,583
Renasant Bank 105 Town Square Bruce, MS 38915 Full Service B&M $31,061
Renasant Bank 105 W King Street Johnson City, TN 37604 Full Service B&M $37,143
Renasant Bank 106 E College St Columbiana, AL 35051 Full Service B&M $113,082
Renasant Bank 106 East Crogan Street Lawrenceville, GA 30046 Full Service B&M $195,200
Renasant Bank 1069 Highland Colony Parkway Ridgeland, MS 39157 Full Service B&M $177,997
Renasant Bank 107 Inverness Cors Birmingham, AL 35242 Full Service B&M $58,389
Renasant Bank 2046 Union Avenue Memphis, TN 38104 Full Service B&M $34,853
Renasant Bank 209 Troy Street Tupelo, MS 38801 Full Service B&M $969,044
Renasant Bank 210 Industrial Road South Tupelo, MS 38801 Limited, Drive-thru $33,922
Renasant Bank 2100 Grayson Hwy. Grayson, GA 30017 Full Service B&M $123,673
Renasant Bank 211 Lee Street, N.E. Decatur, AL 35601 Full Service B&M $198,314
Renasant Bank 213 West Market Street Booneville, MS 38829 Full Service B&M $139,524
Renasant Bank 216 South Broadway Street Tupelo, MS 38804 Limited, Drive-thru $0
Renasant Bank 2177 Germantown Germantown, TN 38138 Full Service B&M $154,602
Renasant Bank 22 East Jarman Street Hazlehurst, GA 31539 Full Service B&M $72,719
Renasant Bank 220 Highway 12 E Kosciusko, MS 39090 Full Service B&M $63,136
Renasant Bank 2200 Abbott Martin Road, Suite 101 Nashville, TN 37215 Full Service B&M $81,459
Renasant Bank 221 East Washington Street Kosciusko, MS 39090 Full Service B&M $129,180
Renasant Bank 225 Mitylene Park Drive Montgomery, AL 36117 Full Service B&M $62,823
Renasant Bank 306 East Sunflower Road Cleveland, MS 38732 Limited, Drive-thru $0
Renasant Bank 308 East Sunflower Road Cleveland, MS 38732 Full Service B&M $60,113
Renasant Bank 3082 West Goodman Road Horn Lake, MS 38637 Full Service B&M $53,967
Renasant Bank 309 Highway 15 North Pontotoc, MS 38863 Full Service B&M $136,298
Renasant Bank 310 West Oglethorpe Boulevard Albany, GA 31701 Full Service B&M $19,006
Renasant Bank 3101 Highway 80 East Pearl, MS 39208 Full Service B&M $25,542
Renasant Bank 3169 Holcomb Bridge Road, Suite 202 Norcross, GA 30071 Full Service Retail $88,186
Renasant Bank 32 E Main St Bells, TN 38006 Full Service B&M $31,599
Renasant Bank 3216 20th Avenue Valley, AL 36854 Full Service B&M $49,026
Renasant Bank 329 East Broadway Avenue Maryville, TN 37804 Full Service B&M $99,101
Renasant Bank 3295 Inner Perimeter Road Valdosta, GA 31602 Full Service B&M $83,229
Renasant Bank 3328 Peachtree Road, Suite 150 Atlanta, GA 30326 Full Service B&M $728,855
Renasant Bank 3330 S Liberty St Canton, MS 39046 Full Service B&M $76,577
Renasant Bank 4247 Lakeland Dr Flowood, MS 39232 Full Service B&M $65,210
Renasant Bank 4373 Newberry Road Gainesville, FL 32607 Full Service B&M $95,029
Renasant Bank 44 Church Street Birmingham, AL 35213 Full Service B&M $63,900
Renasant Bank 4422 Lebanon Road Hermitage, TN 37076 Full Service B&M $95,380
Renasant Bank 4475 Towne Lake Parkway Woodstock, GA 30189 Full Service B&M $61,907
Renasant Bank 463 West Duval Street Lake City, FL 32055 Full Service B&M $26,366
Renasant Bank 4726 Sw College Rd Ocala, FL 34474 Full Service B&M $41,929
Renasant Bank 480 Peachtree Industrial Blvd Suwanee, GA 30024 Full Service B&M $35,998
Renasant Bank 485 Dacula Rd, Dacula Dacula, GA 30019 Full Service B&M $10,486
Renasant Bank 494 Monroe Street Macon, GA 31201 Full Service B&M $0
Renasant Bank 4961 Forsyth Road Macon, GA 31210 Full Service B&M $160,413
Renasant Bank 500 Canton Road Cumming, GA 30040 Full Service B&M $85,303
Renasant Bank 500 East Lampkin Street Starkville, MS 39759 Full Service B&M $477,991
Renasant Bank 595 18th Avenue North Columbus, MS 39701 Full Service B&M $123,602
Renasant Bank 600 South Columbia Avenue Rincon, GA 31326 Full Service B&M $41,904
Renasant Bank 6224 Sugarloaf Pkwy Duluth, GA 30097 Full Service B&M $134,766
Renasant Bank 6333 Whitesville Road Columbus, GA 31904 Full Service B&M $27,312
Renasant Bank 649 North Caldwell Drive Hazlehurst, MS 39083 Full Service B&M $27,636
Renasant Bank 6515 Sugarloaf Parkway Duluth, GA 30097 Full Service B&M $50,244
Renasant Bank 6543 Goodman Road Olive Branch, MS 38654 Full Service B&M $257,557
Renasant Bank 6671 Summer Avenue Bartlett, TN 38134 Full Service B&M $20,244
Renasant Bank 6890 Cockrum Road Olive Branch, MS 38654 Full Service B&M $7,199
Renasant Bank 701 Coulter Drive New Albany, MS 38652 Full Service B&M $7,894
Renasant Bank 721 North Westover Boulevard Albany, GA 31707 Full Service B&M $186,572
Renasant Bank 732 Lake Harbour Ridgeland, MS 39157 Full Service B&M $52,330
Renasant Bank 7500 Airways Boulevard Southaven, MS 38671 Full Service B&M $54,225
Renasant Bank 966 Hwy 51 S Madison, MS 39110 Full Service Retail $49,863
Renasant Bank 9925 Haynes Bridge Road, Suite 100 Johns Creek, GA 30022 Full Service B&M $89,213
Renasant Bank 1100 Central Street Water Valley, MS 38965 Full Service B&M $53,674
Renasant Bank 11655 Medlock Bridge Road Johns Creek, GA 30097 Full Service B&M $159,324
Renasant Bank 120 8th Avenue Childersburg, AL 35044 Full Service B&M $31,959
Renasant Bank 120 South Main Street Sardis, MS 38666 Full Service B&M $17,550
Renasant Bank 1285 West Government Street Brandon, MS 39042 Full Service B&M $107,334
Renasant Bank 1309 Stratford Road, Southeast Decatur, AL 35601 Full Service B&M $42,714
Renasant Bank 1314 Sunset Drive Grenada, MS 38901 Full Service B&M $9,722
Renasant Bank 1320 Johnson Ferry Road Marietta, GA 30068 Full Service B&M $35,372
Renasant Bank 135 James Patyon Boulevard Sylacauga, AL 35150 Full Service B&M $42,150
Renasant Bank 140 Long Hollow Pike Goodlettsville, TN 37072 Full Service B&M $83,510
Renasant Bank 1409 East Silver Springs Blvd Ocala, FL 34470 Full Service B&M $136,795
Renasant Bank 141 Hurricane Shoals Road Ne Lawrenceville, GA 30046 Full Service B&M $265,324
Renasant Bank 1427 Highway 145 Guntown, MS 38849 Limited, Drive-thru $30,988
Renasant Bank 1449 Dunwoody Village Parkway Dunwoody, GA 30338 Full Service B&M $46,263
Renasant Bank 1820 West End Avenue Nashville, TN 37203 Full Service B&M $281,938
Renasant Bank 1830 Modaus Road Decatur, AL 35603 Full Service B&M $145,079
Renasant Bank 190 Village Centre East Woodstock, GA 30188 Full Service B&M $39,710
Renasant Bank 1901 University Avenue Oxford, MS 38655 Limited, Drive-thru $9,098
Renasant Bank 1934 Spillway Road Brandon, MS 39047 Full Service B&M $24,145
Renasant Bank 1943 East Glenn Avenue Auburn, AL 36830 Full Service B&M $32,390
Renasant Bank 198 East Parker Street Baxley, GA 31513 Full Service B&M $33,353
Renasant Bank 2 Magnolia Boulevard Port Wentworth, GA 31407 Full Service B&M $41,551
Renasant Bank 200 Loftus Drive Albany, GA 31705 Full Service B&M $89,255
Renasant Bank 200 Westside Sq, Ste 101 Huntsville, AL 35801 Full Service B&M $49,431
Renasant Bank 2001 Park Place Tower Birmingham, AL 35203 Full Service B&M $266,154
Renasant Bank 201 North Main Street Amory, MS 38821 Full Service B&M $102,839
Renasant Bank 201 S. Jackson Street Crystal Springs, MS 39059 Full Service B&M $37,951
Renasant Bank 2255 Buford Hwy Buford, GA 30518 Full Service B&M $90,281
Renasant Bank 232 Broad Street Shannon, MS 38868 Full Service B&M $39,934
Renasant Bank 2400 West State Street Bristol, TN 37620 Full Service B&M $26,496
Renasant Bank 2488 East Main Street Snellville, GA 30078 Full Service B&M $128,523
Renasant Bank 251 Highway 515 Jasper, GA 30143 Full Service B&M $110,082
Renasant Bank 2518 University Blvd Tuscaloosa, AL 35401 Full Service B&M $51,718
Renasant Bank 2527 Jackson Avenue West Oxford, MS 38655 Full Service B&M $20,522
Renasant Bank 26164 West Main Street West Point, MS 39773 Full Service B&M $94,412
Renasant Bank 275 South Main Street Alpharetta, GA 30004 Full Service B&M $101,406
Renasant Bank 2751 West Main Street Tupelo, MS 38801 Full Service B&M $69,348
Renasant Bank 300 East Bankhead Street New Albany, MS 38652 Full Service B&M $68,914
Renasant Bank 3002 Mccullough Boulevard Belden, MS 38826 Limited, Drive-thru $13,732
Renasant Bank 301 North Church Street Louisville, MS 39339 Full Service B&M $99,817
Renasant Bank 335 South Main Street Statesboro, GA 30458 Full Service B&M $139,459
Renasant Bank 3415 George Busbee Pkwy Nw, Ste 100 Kennesaw, GA 30144 Full Service B&M $152,077
Renasant Bank 3513 Pelham Parkway Pelham, AL 35124 Full Service B&M $85,398
Renasant Bank 36250 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $31,394
Renasant Bank 367 Mobile Street Saltillo, MS 38866 Full Service B&M $45,236
Renasant Bank 3680 North Gloster Street Tupelo, MS 38801 Full Service B&M $38,625
Renasant Bank 37 Main Street Pontotoc, MS 38863 Full Service B&M $8,179
Renasant Bank 381 Nw Depot St Durant, MS 39063 Full Service B&M $30,925
Renasant Bank 400 Summit Street Winona, MS 38967 Full Service B&M $35,114
Renasant Bank 401 Vernon Street Lagrange, GA 30240 Full Service B&M $22,274
Renasant Bank 407 E. Jackson Boulevard Jonesborough, TN 37659 Full Service B&M $24,872
Renasant Bank 411 Highway 80 E Clinton, MS 39056 Full Service B&M $46,318
Renasant Bank 4245 Balmoral Drive Huntsville, AL 35801 Full Service B&M $112,957
Renasant Bank 5000 Kingston Pike Knoxville, TN 37919 Full Service B&M $2,580
Renasant Bank 501 Commendencia Street Pensacola, FL 32502 Full Service B&M $14,448
Renasant Bank 5033 Raymond Street Verona, MS 38879 Full Service B&M $15,455
Renasant Bank 504 North Main Street Sylvester, GA 31791 Full Service B&M $34,862
Renasant Bank 508 Constitution Drive Iuka, MS 38852 Full Service B&M $34,950
Renasant Bank 508 Fairhope Avenue Fairhope, AL 36532 Full Service B&M $14,750
Renasant Bank 510 Church Road West Southaven, MS 38671 Full Service B&M $43,090
Renasant Bank 511 South Church Street Okolona, MS 38860 Full Service B&M $21,836
Renasant Bank 5225 Windward Parkway Alpharetta, GA 30004 Full Service B&M $32,070
Renasant Bank 5240 Poplar Avenue, Suite 100 Memphis, TN 38119 Full Service B&M $165,725
Renasant Bank 5319 Atlanta Highway Flowery Branch, GA 30542 Full Service B&M $56,636
Renasant Bank 5395 Highway 9 Alpharetta, GA 30004 Full Service B&M $19,929
Renasant Bank 544 Veterans Boulevard Calhoun City, MS 38916 Full Service B&M $51,731
Renasant Bank 7600 Highway 72 West Madison, AL 35758 Full Service B&M $33,162
Renasant Bank 78 North Broad Street Winder, GA 30680 Full Service B&M $109,899
Renasant Bank 796 West Poplar Avenue Collierville, TN 38017 Full Service B&M $58,407
Renasant Bank 8 Commerce Street, Suite 100 Montgomery, AL 36104 Full Service B&M $72,379
Renasant Bank 802 South Laurel Street Springfield, GA 31329 Full Service B&M $102,391
Renasant Bank 806 Highway 12 W Starkville, MS 39759 Full Service B&M $42,938
Renasant Bank 815 Columbia Ave Franklin, TN 37064 Full Service B&M $91,349
Renasant Bank 82 A&b Clark Boulevard Tupelo, MS 38804 Full Service B&M $52,312
Renasant Bank 880 Joe Frank Harris Parkway Cartersville, GA 30120 Full Service B&M $147,210
Renasant Bank 90 Steve Tate Road Marble Hill, GA 30148 Full Service B&M $33,943
Renasant Bank 9027 Ms Highway 15 Ackerman, MS 39735 Full Service B&M $64,228
Renasant Bank 913 U.S. Highway 278 East Amory, MS 38821 Limited, Drive-thru $55,982
Renasant Bank 9135 Carothers Parkway Franklin, TN 37067 Full Service B&M $79,684
Renasant Bank 1505 South Harper Road Corinth, MS 38834 Full Service B&M $27,467
Renasant Bank 1532 Bass Road Macon, GA 31210 Full Service B&M $28,653
Renasant Bank 1537 South Commerce Street Grenada, MS 38901 Full Service B&M $127,581
Renasant Bank 1600 Highland Colony Parkway Madison, MS 39110 Full Service B&M $42,288
Renasant Bank 164 Veterans Boulevard Tupelo, MS 38804 Limited, Drive-thru $40,105
Renasant Bank 16404 Nw 17th Drive Alachua, FL 32615 Full Service B&M $27,829
Renasant Bank 165 West I-65 Service Road North Mobile, AL 36608 Full Service B&M $19,827
Renasant Bank 1661 Aaron Brenner Drive Memphis, TN 38120 Limited, Mobile/Seasonal Office $0
Renasant Bank 1661 Aaron Brenner Drive, Suite 100 Memphis, TN 38120 Full Service B&M $329,822
Renasant Bank 16863 Highway 280 Chelsea, AL 35043 Full Service B&M $52,986
Renasant Bank 173 Northside Drive East Statesboro, GA 30458 Full Service B&M $49,609
Renasant Bank 180 East Commerce Hernando, MS 38632 Full Service B&M $56,907

For 2021, Renasant Bank had 164 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $468,656
Net interest income $439,544
Total noninterest income $229,805
Gross Fiduciary activities income $7,740
Service charges on deposit accounts $34,863
Trading account gains and fees $0
Additional Noninterest Income $187,202
Pre-tax net operating income $239,203
Securities gains (or losses, -) $2,167
Income before extraordinary items $189,639
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $189,639
Minority interest net income $0
Net income $189,639
Sale, conversion, retirement of capital stock, net $0
Net operating income $187,927

Renasant Bank's gross interest income from loans was $468,656,000.
Renasant Bank's net interest income from loans was $439,544,000.
Renasant Bank's fee based income from loans was $34,863,000.
Renasant Bank's net income from loans was $189,639,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $29,112
Provision for credit losses $-1,668
Total noninterest expense $431,814
Salaries and employee benefits $280,627
Premises and equipment expense $45,372
Additional noninterest expense $105,815
Applicable income taxes $51,731
Net charge-offs $10,273
Cash dividends $80,965

Renasant Bank's interest expense for loans was $29,112,000.
Renasant Bank's payroll and benefits expense were $280,627,000.
Renasant Bank's property, plant and equipment expenses $45,372,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 1.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $14,088,294
Deposits held in domestic offices $14,088,294
Deposits by Individuals, partnerships, and corporations $12,264,723
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $1,822,229
Deposits by Commercial banks and other depository institutions in U.S. $1,342
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $5,540,125
Demand deposits $4,942,533
Nontransaction accounts $8,548,169
Money market deposit accounts (MMDAs) $6,053,059
Other savings deposits (excluding MMDAs) $1,080,338
Total time deposits $1,414,772
Total time and savings deposits $9,145,761
Noninterest-bearing deposits $4,897,614
Interest-bearing deposits $9,190,680
Retail deposits $13,770,888
IRAs and Keogh plan accounts $239,975
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $16,793,269
Cash & Balances due from depository institutions $1,876,107
Interest-bearing balances $1,693,398
Total securities $2,800,401
Federal funds sold & reverse repurchase $0
Net loans and leases $10,310,276
Loan and leases loss allowance $164,171
Trading account assets $0
Bank premises and fixed assets $293,122
Other real estate owned $2,540
Goodwill and other intangibles $1,054,736
All other assets $456,087

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $16,793,269
Total Liabilities $14,315,352
Total deposits $14,088,294
Interest-bearing deposits $9,190,680
Deposits held in domestic offices $14,088,294
% insured (estimated) $70
Federal funds purchased and repurchase agreements $13,947
Trading liabilities $0
Other borrowed funds $417
Subordinated debt $0
All other liabilities $212,694

Issued Loan Types

Type Value (in 000's)
Net loans and leases $10,310,276
Loan and leases loss allowance $164,171
Total loans and leases (domestic) $10,474,447
All real estate loans $8,831,713
Real estate loans in domestic offices $8,831,713
Construction and development loans $1,378,683
Residential 1-4 family construction $302,276
Other construction, all land development and other land $1,076,407
Loans secured by nonfarm nonresidential properties $3,954,097
Nonfarm nonresidential secured by owner-occupied properties $1,506,730
Commercial real estate & other non-farm, non-residential $2,447,367
Multifamily residential real estate $409,580
1-4 family residential loans $3,032,731
Farmland loans $56,622
Loans held in foreign offices $0
Farm loans $7,978
Commercial and industrial loans $1,267,384
To non-U.S. addressees $0
Loans to individuals $143,339
Credit card loans $0
Related Plans $5,987
Consumer Auto Loans $23,593
Other loans to individuals $113,759
All other loans & leases $224,033
Loans to foreign governments and official institutions $0
Other loans $118,839
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $20,259
Non 1-4 family restructured loans & leases $7,860
Total loans and leases (foreign) $0

Renasant Bank had $10,310,276,000 of loans outstanding in 2021. $8,831,713,000 of loans were in real estate loans. $1,378,683,000 of loans were in development loans. $409,580,000 of loans were in multifamily mortgage loans. $3,032,731,000 of loans were in 1-4 family mortgage loans. $7,978,000 of loans were in farm loans. $0 of loans were in credit card loans. $23,593,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 4,617 $902,329 $195,436
Nonfarm, nonresidential loans - <$100k 982 $31,313 $31,887
Nonfarm, nonresidential loans - $100-250k 1,470 $148,568 $101,067
Nonfarm, nonresidential loans - $250k-1MM 2,165 $722,448 $333,694
Commercial & Industrial, US addressed loans - <$1MM 17,754 $385,901 $21,736
Commercial & Industrial, US addressed loans - <$100k 13,179 $70,139 $5,322
Commercial & Industrial, US addressed loans - $100-250k 2,676 $78,331 $29,272
Commercial & Industrial, US addressed loans - $250k-1MM 1,899 $237,431 $125,029
Farmland loans - <$1MM 314 $22,966 $73,140
Farmland loans - <$100k 145 $3,945 $27,207
Farmland loans - $100-250k 131 $11,568 $88,305
Farmland loans - $250k-1MM 38 $7,453 $196,132
Agriculture operations loans - <$1MM 193 $5,346 $27,699
Agriculture operations loans - <$100k 152 $2,583 $16,993
Agriculture operations loans - $100-250k 30 $1,326 $44,200
Agriculture operations loans - $250k-1MM 11 $1,437 $130,636