Renasant Bank Mortgage Rates, Fees & Info

Tupelo, MS

LEI: 5493002RF1ERFA2XR050

Tax ID: 64-0220550

2020 Data | 2019 Data | 2018 Data


Overview

Renasant Bank is a mid-sized bank specializing in Home Purchase and Refi loans. Renasant Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Atlanta, Birmingham, Nashville, Memphis, and Jackson among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Renasant Bank is typically an average fee lendor.


Originations

23,394

Origination Dollar Volume (All Markets)

$5,596,330,000

Employee count

2,524

Relative Rate

Renasant Bank's average 30 year fixed rate mortgage was 3.32%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.04%.

Relative Fees

Renasant Bank's average total fees for a 30 year fixed rate mortgage are $4,365.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 19,183 $4,732,345,000 $246,695 $3,677 3.42%
FHA 2,002 $382,810,000 $191,214 $6,710 3.20%
VA 1,146 $319,380,000 $278,691 $5,834 3.10%
USDA 1,063 $161,795,000 $152,206 $5,102 3.27%

For the 2020 period, Renasant Bank's most frequently originated loan type was Conventional, with 19,183 originations. Their 2nd most popular type is FHA, with 2,002 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 11,199 $2,762,355,000 $246,661 $4,674 3.34%
Refi 7,514 $1,937,200,000 $257,812 $3,461 3.33%
Cash Out Refi 3,361 $761,775,000 $226,651 $4,101 3.44%
Other 916 $101,900,000 $111,245 $766 3.82%
Home Improvement 404 $33,100,000 $81,931 $2,183 3.96%

For the 2020, Renasant Bank's most frequently cited loan purpose was Home Purchase, with 11,199 originations. The 2nd most popular reason was Refi, with 7,514 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 16,074 $4,067,800,000 $253,067 $4,368 3.31%
15 Year 2,854 $622,720,000 $218,192 $3,323 2.96%
10 Year 2,168 $276,450,000 $127,514 $2,889 3.72%
20 Year 763 $175,475,000 $229,980 $3,447 3.25%
Other 574 $176,390,000 $307,300 $3,261 4.14%
5 Year 550 $122,800,000 $223,273 $494 4.72%
30+ year 222 $98,100,000 $441,892 $7,246 4.40%
1 Year 174 $51,880,000 $298,161 $1,703 4.84%
3 Year 15 $4,715,000 $314,333 $0 4.58%

For the 2020, Renasant Bank's most frequently cited loan length was 30 Year, with 16,074 originations. The 2nd most popular length was 15 Year, with 2,854 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 10,096 $2,636,490,000 $261,142
$1k-2k 4,862 $1,019,790,000 $209,747
$2k-3k 2,411 $529,265,000 $219,521
$3k-4k 1,706 $470,840,000 $275,991
$5k+ 685 $305,285,000 $445,672

$4,365 was Renasant Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 10,096 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 6,083 $1,124,125,000 $184,798 $4,031 3.47%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 1,665 $488,345,000 $293,300 $4,387 3.44%
BIRMINGHAM-HOOVER, AL 1,760 $472,020,000 $268,193 $3,976 3.27%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1,325 $365,025,000 $275,491 $3,975 3.43%
MEMPHIS, TN-MS-AR 986 $242,860,000 $246,308 $3,789 3.48%
JACKSON, MS 1,039 $233,325,000 $224,567 $3,707 3.48%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 612 $229,510,000 $375,016 $5,171 3.31%
CHARLESTON-NORTH CHARLESTON, SC 616 $220,010,000 $357,159 $3,683 3.22%
AUBURN-OPELIKA, AL 591 $173,765,000 $294,019 $3,358 3.29%
HUNTSVILLE, AL 413 $108,595,000 $262,942 $3,904 3.37%
MONTGOMERY, AL 429 $100,885,000 $235,163 $3,678 3.33%
LYNCHBURG, VA 401 $90,495,000 $225,673 $4,037 3.30%
MACON-BIBB COUNTY, GA 246 $79,290,000 $322,317 $4,101 3.54%
GREENVILLE-ANDERSON, SC 343 $76,965,000 $224,388 $5,512 3.23%
DOTHAN, AL 345 $71,765,000 $208,014 $4,174 3.31%
PANAMA CITY, FL 272 $63,400,000 $233,088 $4,358 3.43%
ROANOKE, VA 307 $63,195,000 $205,847 $5,367 3.27%
JACKSONVILLE, FL 223 $59,345,000 $266,121 $4,936 3.16%
SAVANNAH, GA 254 $54,140,000 $213,150 $5,422 3.42%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 205 $50,085,000 $244,317 $3,874 3.40%
KNOXVILLE, TN 222 $49,980,000 $225,135 $3,838 3.37%
COLUMBIA, SC 230 $45,760,000 $198,957 $5,282 3.17%
MOBILE, AL 210 $43,800,000 $208,571 $3,362 3.34%
RALEIGH-CARY, NC 149 $42,795,000 $287,215 $3,827 3.18%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 169 $40,695,000 $240,799 $4,939 3.49%
TUSCALOOSA, AL 177 $39,005,000 $220,367 $4,148 3.46%
DECATUR, AL 209 $37,755,000 $180,646 $3,331 3.56%
SPARTANBURG, SC 187 $36,875,000 $197,193 $6,856 3.30%
VALDOSTA, GA 172 $35,690,000 $207,500 $4,636 3.46%
GADSDEN, AL 214 $33,420,000 $156,168 $4,139 3.23%
WARNER ROBINS, GA 135 $33,035,000 $244,704 $4,604 3.23%
FLORENCE-MUSCLE SHOALS, AL 160 $32,980,000 $206,125 $3,629 3.22%
PENSACOLA-FERRY PASS-BRENT, FL 112 $32,590,000 $290,982 $4,900 3.45%
WINSTON-SALEM, NC 116 $32,060,000 $276,379 $6,646 3.10%
DAPHNE-FAIRHOPE-FOLEY, AL 104 $31,740,000 $305,192 $4,473 3.47%
COLUMBUS, GA-AL 143 $30,635,000 $214,231 $3,988 3.42%
GREENSBORO-HIGH POINT, NC 136 $29,160,000 $214,412 $4,763 3.03%
ALBANY, GA 197 $26,585,000 $134,949 $3,711 3.73%
CHARLOTTESVILLE, VA 68 $22,890,000 $336,618 $5,565 3.38%
KINGSPORT-BRISTOL, TN-VA 124 $22,790,000 $183,790 $3,901 3.45%
CHATTANOOGA, TN-GA 102 $22,450,000 $220,098 $4,529 3.39%
HICKORY-LENOIR-MORGANTON, NC 102 $21,980,000 $215,490 $3,896 3.32%
ANNISTON-OXFORD, AL 116 $21,740,000 $187,414 $4,604 3.41%
BLACKSBURG-CHRISTIANSBURG, VA 85 $17,985,000 $211,588 $4,097 3.28%
WILMINGTON, NC 57 $17,265,000 $302,895 $4,382 3.26%
ASHEVILLE, NC 59 $16,145,000 $273,644 $4,746 3.18%
BATON ROUGE, LA 48 $13,460,000 $280,417 $5,102 3.00%
GULFPORT-BILOXI, MS 62 $13,180,000 $212,581 $4,786 3.35%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 49 $13,175,000 $268,878 $4,100 3.00%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 38 $13,010,000 $342,368 $7,733 3.13%
BRUNSWICK, GA 39 $11,915,000 $305,513 $5,863 3.47%
HARRISONBURG, VA 40 $11,380,000 $284,500 $4,823 3.11%
GREENVILLE, NC 43 $10,725,000 $249,419 $3,709 3.14%
GAINESVILLE, GA 32 $10,650,000 $332,813 $5,099 3.36%
OMAHA-COUNCIL BLUFFS, NE-IA 41 $10,125,000 $246,951 $4,729 3.35%
PHOENIX-MESA-CHANDLER, AZ 31 $9,625,000 $310,484 $3,883 2.97%
DENVER-AURORA-LAKEWOOD, CO 26 $9,460,000 $363,846 $4,540 3.06%
JOHNSON CITY, TN 56 $9,020,000 $161,071 $3,619 3.94%
DURHAM-CHAPEL HILL, NC 26 $9,010,000 $346,538 $4,326 3.19%
ORLANDO-KISSIMMEE-SANFORD, FL 12 $8,880,000 $740,000 $4,822 3.25%
DALLAS-PLANO-IRVING, TX 27 $7,905,000 $292,778 $4,101 2.92%
JACKSONVILLE, NC 34 $7,550,000 $222,059 $3,840 3.51%
LAS VEGAS-HENDERSON-PARADISE, NV 28 $7,490,000 $267,500 $3,457 3.18%
HOMOSASSA SPRINGS, FL 6 $7,380,000 $1,230,000 $4,435 3.67%
RICHMOND, VA 31 $7,275,000 $234,677 $6,128 3.29%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 21 $7,185,000 $342,143 $4,316 2.90%
TALLAHASSEE, FL 27 $7,095,000 $262,778 $4,988 3.29%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 20 $6,250,000 $312,500 $2,722 3.04%
HILTON HEAD ISLAND-BLUFFTON, SC 17 $6,215,000 $365,588 $4,507 3.33%
LEXINGTON-FAYETTE, KY 28 $5,910,000 $211,071 $2,942 3.54%
OCALA, FL 24 $5,870,000 $244,583 $2,984 3.84%
WARREN-TROY-FARMINGTON HILLS, MI 20 $5,360,000 $268,000 $2,847 2.87%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 19 $5,015,000 $263,947 $4,443 3.12%
GAINESVILLE, FL 27 $4,985,000 $184,630 $3,397 3.91%
AUGUSTA-RICHMOND COUNTY, GA-SC 20 $4,890,000 $244,500 $5,892 3.18%
KANSAS CITY, MO-KS 19 $4,835,000 $254,474 $2,702 2.89%
NEW BERN, NC 14 $4,730,000 $337,857 $4,783 3.22%
FAYETTEVILLE, NC 19 $4,575,000 $240,789 $3,870 3.08%
INDIANAPOLIS-CARMEL-ANDERSON, IN 16 $4,420,000 $276,250 $2,269 2.99%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 18 $4,250,000 $236,111 $4,734 3.39%
NORTH PORT-SARASOTA-BRADENTON, FL 6 $4,240,000 $706,667 $12,107 3.23%
STAUNTON, VA 16 $4,230,000 $264,375 $5,316 3.34%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 10 $4,040,000 $404,000 $3,787 3.52%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 11 $3,685,000 $335,000 $4,471 3.11%
CINCINNATI, OH-KY-IN 17 $3,615,000 $212,647 $3,413 3.04%
DALTON, GA 16 $3,510,000 $219,375 $4,552 3.16%
BOWLING GREEN, KY 14 $3,400,000 $242,857 $3,395 3.19%
HATTIESBURG, MS 16 $3,360,000 $210,000 $4,759 3.23%
SAN ANTONIO-NEW BRAUNFELS, TX 12 $3,270,000 $272,500 $3,975 2.96%
CLARKSVILLE, TN-KY 15 $3,255,000 $217,000 $4,545 2.99%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 9 $3,195,000 $355,000 $3,118 3.11%
CLEVELAND-ELYRIA, OH 12 $3,140,000 $261,667 $2,994 2.83%
NEW ORLEANS-METAIRIE, LA 11 $2,865,000 $260,455 $3,404 3.13%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 10 $2,800,000 $280,000 $4,250 2.91%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 10 $2,690,000 $269,000 $3,297 3.06%
ALBUQUERQUE, NM 9 $2,675,000 $297,222 $2,979 2.97%
OKLAHOMA CITY, OK 10 $2,480,000 $248,000 $3,259 3.06%
CLEVELAND, TN 11 $2,455,000 $223,182 $4,202 3.56%
RENO, NV 8 $2,390,000 $298,750 $2,633 3.06%
FLORENCE, SC 15 $2,385,000 $159,000 $5,024 3.54%
HUNTINGTON-ASHLAND, WV-KY-OH 12 $2,370,000 $197,500 $3,103 3.12%
COLORADO SPRINGS, CO 7 $2,325,000 $332,143 $2,399 3.04%
BURLINGTON, NC 11 $2,215,000 $201,364 $3,244 3.45%
SUMTER, SC 10 $2,130,000 $213,000 $3,939 3.24%
GREELEY, CO 5 $2,065,000 $413,000 $4,689 3.10%
ATHENS-CLARKE COUNTY, GA 10 $2,040,000 $204,000 $4,545 3.57%
ST. LOUIS, MO-IL 10 $2,030,000 $203,000 $2,628 2.81%
BOISE CITY, ID 8 $1,990,000 $248,750 $3,608 3.15%
AKRON, OH 7 $1,845,000 $263,571 $4,233 2.91%
ANN ARBOR, MI 6 $1,810,000 $301,667 $2,711 2.85%
CAPE CORAL-FORT MYERS, FL 5 $1,785,000 $357,000 $5,049 3.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 7 $1,625,000 $232,143 $3,505 3.00%
GRAND RAPIDS-KENTWOOD, MI 7 $1,585,000 $226,429 $2,171 2.88%
DETROIT-DEARBORN-LIVONIA, MI 4 $1,550,000 $387,500 $2,771 3.13%
COLUMBUS, OH 6 $1,530,000 $255,000 $2,842 2.98%
MORRISTOWN, TN 6 $1,520,000 $253,333 $6,272 3.17%
MORGANTOWN, WV 6 $1,450,000 $241,667 $3,337 3.04%
JACKSON, TN 9 $1,355,000 $150,556 $2,736 3.55%
FORT COLLINS, CO 5 $1,335,000 $267,000 $2,807 2.87%
SALT LAKE CITY, UT 4 $1,320,000 $330,000 $3,077 2.69%
LINCOLN, NE 5 $1,285,000 $257,000 $3,132 3.23%
GOLDSBORO, NC 6 $1,210,000 $201,667 $2,917 3.06%
TULSA, OK 4 $1,150,000 $287,500 $3,623 3.28%
MIAMI-MIAMI BEACH-KENDALL, FL 3 $1,095,000 $365,000 $7,175 3.12%
DAYTON-KETTERING, OH 5 $1,085,000 $217,000 $3,380 3.18%
SHREVEPORT-BOSSIER CITY, LA 5 $1,075,000 $215,000 $5,372 3.07%
TUCSON, AZ 3 $1,045,000 $348,333 $2,768 2.96%
ROCKY MOUNT, NC 5 $1,045,000 $209,000 $4,139 3.23%
ST. GEORGE, UT 3 $975,000 $325,000 $2,656 3.13%
BOULDER, CO 2 $970,000 $485,000 $3,716 3.00%
HINESVILLE, GA 7 $945,000 $135,000 $2,963 4.37%
CANTON-MASSILLON, OH 5 $935,000 $187,000 $2,469 2.90%
SANTA FE, NM 3 $915,000 $305,000 $2,365 2.92%
WICHITA FALLS, TX 2 $860,000 $430,000 $15,511 3.31%
GRAND JUNCTION, CO 3 $795,000 $265,000 $2,492 2.96%
GARY, IN 3 $795,000 $265,000 $2,049 2.96%
CHARLESTON, WV 5 $795,000 $159,000 $3,526 3.05%
PORT ST. LUCIE, FL 2 $790,000 $395,000 $8,230 3.06%
ROME, GA 5 $765,000 $153,000 $6,618 3.30%
COLUMBUS, IN 2 $750,000 $375,000 $3,138 2.62%
AMARILLO, TX 2 $700,000 $350,000 $4,395 3.38%
WACO, TX 2 $670,000 $335,000 $3,828 2.75%
HOT SPRINGS, AR 2 $670,000 $335,000 $1,937 3.38%
KILLEEN-TEMPLE, TX 2 $630,000 $315,000 $3,651 3.25%
FLINT, MI 2 $620,000 $310,000 $3,082 3.18%
BROWNSVILLE-HARLINGEN, TX 3 $615,000 $205,000 $3,825 2.58%
LAKE HAVASU CITY-KINGMAN, AZ 2 $580,000 $290,000 $3,860 2.81%
HAGERSTOWN-MARTINSBURG, MD-WV 2 $560,000 $280,000 $6,259 3.12%
TOLEDO, OH 3 $555,000 $185,000 $2,368 2.96%
PROVO-OREM, UT 2 $550,000 $275,000 $2,436 3.12%
NAPLES-MARCO ISLAND, FL 2 $520,000 $260,000 $4,128 3.25%
EL PASO, TX 2 $480,000 $240,000 $4,123 2.38%
PRESCOTT VALLEY-PRESCOTT, AZ 2 $470,000 $235,000 $3,856 3.31%
CHICAGO-NAPERVILLE-EVANSTON, IL 1 $465,000 $465,000 $2,124 3.00%
CORPUS CHRISTI, TX 2 $460,000 $230,000 $8,793 2.75%
LAKELAND-WINTER HAVEN, FL 2 $410,000 $205,000 $2,789 3.44%
HAMMOND, LA 2 $410,000 $205,000 $5,551 3.00%
BLOOMINGTON, IN 1 $385,000 $385,000 $2,476 2.25%
SEBASTIAN-VERO BEACH, FL 2 $380,000 $190,000 $4,208 3.06%
DULUTH, MN-WI 2 $380,000 $190,000 $3,983 2.31%
JONESBORO, AR 2 $380,000 $190,000 $5,632 3.31%
MONROE, LA 1 $375,000 $375,000 $7,183 2.50%
WHEELING, WV-OH 1 $375,000 $375,000 $3,220 2.63%
WINCHESTER, VA-WV 1 $375,000 $375,000 $8,804 2.63%
SEBRING-AVON PARK, FL 2 $370,000 $185,000 $3,405 3.25%
BILLINGS, MT 2 $370,000 $185,000 $2,884 3.06%
LONGVIEW, TX 2 $360,000 $180,000 $4,424 3.13%
SEATTLE-BELLEVUE-KENT, WA 1 $355,000 $355,000 $0 2.88%
POCATELLO, ID 2 $350,000 $175,000 $3,810 3.00%
COLUMBIA, MO 1 $345,000 $345,000 $8,396 3.25%
CARSON CITY, NV 1 $325,000 $325,000 $2,096 3.13%
LANSING-EAST LANSING, MI 2 $310,000 $155,000 $2,383 3.06%
TERRE HAUTE, IN 1 $285,000 $285,000 $3,845 3.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $275,000 $275,000 $3,864 2.88%
BEAUMONT-PORT ARTHUR, TX 1 $265,000 $265,000 $5,669 3.25%
LEWISTON, ID-WA 1 $265,000 $265,000 $5,136 2.63%
GRAND ISLAND, NE 2 $260,000 $130,000 $3,358 3.56%
PUEBLO, CO 1 $255,000 $255,000 $2,570 3.63%
PUNTA GORDA, FL 2 $240,000 $120,000 $3,550 3.94%
ODESSA, TX 1 $235,000 $235,000 $3,042 2.88%
ALEXANDRIA, LA 1 $235,000 $235,000 $5,608 2.75%
MONROE, MI 1 $235,000 $235,000 $2,106 2.50%
EVANSVILLE, IN-KY 1 $225,000 $225,000 $1,956 2.50%
SPRINGFIELD, MO 1 $205,000 $205,000 $3,480 2.50%
BECKLEY, WV 1 $205,000 $205,000 $3,172 3.00%
OGDEN-CLEARFIELD, UT 1 $195,000 $195,000 $2,236 2.88%
LAFAYETTE, LA 1 $175,000 $175,000 $3,125 3.63%
JEFFERSON CITY, MO 1 $165,000 $165,000 $5,732 2.75%
MCALLEN-EDINBURG-MISSION, TX 1 $155,000 $155,000 $3,024 3.00%
WICHITA, KS 1 $155,000 $155,000 $2,001 2.63%
SOUTH BEND-MISHAWAKA, IN-MI 1 $155,000 $155,000 $2,408 2.99%
MANHATTAN, KS 1 $145,000 $145,000 $1,897 2.13%
THE VILLAGES, FL 1 $145,000 $145,000 $2,429 3.13%
LUBBOCK, TX 1 $135,000 $135,000 $3,304 2.88%
FORT WAYNE, IN 1 $125,000 $125,000 $1,856 2.50%
SHERMAN-DENISON, TX 1 $115,000 $115,000 $0 3.13%
JACKSON, MI 1 $95,000 $95,000 $2,106 2.63%

Renasant Bank's top markets include Atlanta, Birmingham, Nashville, Memphis, and Jackson among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 13,710 $3,353,090,000 $244,573
2.5-3% 6,760 $1,728,630,000 $255,714
4-5% 1,643 $270,305,000 $164,519
<2.5% 767 $190,355,000 $248,181
5-6% 397 $42,795,000 $107,796
6-7% 61 $6,465,000 $105,984
7-8% 42 $4,310,000 $102,619
Over 8% 14 $380,000 $27,143

During 2020, Renasant Bank's average interest rate was 3.32%, while their most frequently originated rate bucket was 3-4%, with 13,710 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 9,020 $2,502,150,000 $277,400 $4,450 3.25%
$100k-200k 8,122 $1,225,510,000 $150,888 $3,769 3.36%
$100,000 or less 3,478 $216,910,000 $62,366 $2,857 3.87%
$400k-600k 2,263 $1,063,165,000 $469,803 $4,775 3.19%
$600k-1MM 358 $269,600,000 $753,073 $6,877 3.61%
$1MM+ 153 $318,995,000 $2,084,935 $11,080 3.58%

2020 saw Renasant Bank place emphasis on $200k-400k loans with 9,020 originations, totaling $2,502,150,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 4,900 $880,470,000 $179,688 $4,154 3.34%
$100k-150k 4,635 $1,193,705,000 $257,542 $4,195 3.33%
$50k or less 3,840 $491,390,000 $127,966 $3,928 3.42%
$75k-100k 3,534 $759,350,000 $214,870 $4,252 3.36%
$150k-250k 3,338 $994,160,000 $297,831 $4,280 3.34%
$250k+ 2,152 $913,270,000 $424,382 $4,996 3.38%

Renasant Bank lent most frequently to those with incomes in the $50k-75k range, with 4,900 originations. The second most popular income band? $100k-150k, with 4,635 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,095 $1,452,695,000 $238,342 $3,938 3.31%
30-36% 4,303 $998,105,000 $231,956 $4,126 3.34%
<20% 3,285 $771,735,000 $234,927 $3,606 3.29%
39% 901 $203,035,000 $225,344 $4,258 3.47%
36% 787 $182,855,000 $232,344 $4,329 3.37%
37% 747 $175,865,000 $235,428 $4,390 3.38%
38% 736 $173,860,000 $236,223 $4,295 3.40%
40% 646 $149,950,000 $232,121 $4,299 3.33%
41% 643 $150,515,000 $234,082 $4,444 3.32%
50-60% 599 $139,875,000 $233,514 $6,745 3.18%
44% 588 $136,160,000 $231,565 $4,381 3.34%
43% 578 $141,690,000 $245,138 $4,432 3.31%
42% 544 $134,660,000 $247,537 $4,662 3.32%
45% 420 $101,170,000 $240,881 $4,478 3.26%
46% 351 $85,205,000 $242,749 $4,760 3.25%
47% 338 $80,920,000 $239,408 $4,641 3.23%
49% 306 $74,430,000 $243,235 $4,740 3.31%
48% 287 $74,295,000 $258,868 $4,743 3.26%
>60% 67 $15,615,000 $233,060 $3,473 3.75%

Renasant Bank lent most frequently to those with DTI ratios of 20-30%, with 6,095 originations. The next most common DTI ratio? 30-36%, with 4,303 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 18,987 $4,504,435,000 $237,238 $4,115 3.35%
Not provided 1,828 $410,300,000 $224,453 $4,459 3.40%
Black 1,538 $300,130,000 $195,143 $4,745 3.46%
Not applicable 485 $234,195,000 $482,876 $0 4.59%
Asian 396 $105,720,000 $266,970 $4,433 3.23%
American Indian 71 $16,985,000 $239,225 $4,352 3.33%
Asian Indian 43 $13,395,000 $311,512 $3,572 3.11%
Native Hawaiian 14 $2,510,000 $179,286 $3,920 3.55%
Other Pacific Islander 5 $2,005,000 $401,000 $5,051 3.05%
Chinese 6 $2,000,000 $333,333 $3,167 3.14%
Other Asian 8 $1,730,000 $216,250 $3,785 3.38%
Vietnamese 4 $1,010,000 $252,500 $3,892 3.28%
Korean 3 $895,000 $298,333 $3,285 3.21%
Filipino 4 $730,000 $182,500 $4,551 3.31%
Japanese 2 $290,000 $145,000 $2,862 3.31%

Approval Rates

Total approvals of all applications
95.09%

Renasant Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
83.36%

Renasant Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
200.0 2 $140,000 $70,000
260.0 1 $55,000 $55,000
NA 23,391 $5,596,135,000 $239,243

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Manufactured 6 $11,990,000 $1,998,333
Multifamily:Site-Built 106 $160,730,000 $1,516,321
Single Family (1-4 Units):Manufactured 140 $7,440,000 $53,143
Single Family (1-4 Units):Site-Built 23,142 $5,416,170,000 $234,041

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,453 $226,815,000 $156,101 $3,149 3.62%
40-60% 2,848 $662,390,000 $232,581 $3,362 3.33%
60-80% 7,672 $2,105,990,000 $274,503 $3,781 3.38%
80-100% 9,851 $2,385,285,000 $242,136 $4,585 3.33%
Over 100% 298 $87,400,000 $293,289 $10,076 3.18%
Under 20% 1,059 $71,225,000 $67,257 $2,263 3.84%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Renasant Bank 463 West Duval Street Lake City, FL 32055 Full Service B&M $24,496
Renasant Bank 4726 Sw College Rd Ocala, FL 34474 Full Service B&M $14,472
Renasant Bank 511 South Church Street Okolona, MS 38860 Full Service B&M $18,177
Renasant Bank 82 A&b Clark Boulevard Tupelo, MS 38804 Full Service B&M $56,722
Renasant Bank 508 Constitution Drive Iuka, MS 38852 Full Service B&M $30,424
Renasant Bank 106 E College St Columbiana, AL 35051 Full Service B&M $104,400
Renasant Bank 105 W King Street Johnson City, TN 37604 Full Service B&M $36,021
Renasant Bank 1 North Royal Street Mobile, AL 36602 Full Service B&M $4,916
Renasant Bank 100 Bates Street Batesville, MS 38606 Full Service B&M $30,136
Renasant Bank 100 Old Canton Road And Highway 51 South Madison, MS 39110 Full Service B&M $0
Renasant Bank 1012 W Beacon St Philadelphia, MS 39350 Full Service B&M $30,641
Renasant Bank 103 East Washington Street Aberdeen, MS 39730 Full Service B&M $52,835
Renasant Bank 104 Heritage Lane Leesburg, GA 31763 Full Service B&M $55,577
Renasant Bank 104 West Main Street Reidsville, GA 30453 Full Service B&M $39,702
Renasant Bank 105 Town Square Bruce, MS 38915 Full Service B&M $28,626
Renasant Bank 1314 Sunset Drive Grenada, MS 38901 Full Service B&M $7,948
Renasant Bank 1320 Johnson Ferry Road Marietta, GA 30068 Full Service B&M $16,585
Renasant Bank 140 Long Hollow Pike Goodlettsville, TN 37072 Full Service B&M $41,151
Renasant Bank 1409 East Silver Springs Blvd Ocala, FL 34470 Full Service B&M $124,412
Renasant Bank 141 Hurricane Shoals Road Ne Lawrenceville, GA 30046 Full Service B&M $259,898
Renasant Bank 1427 Highway 145 Guntown, MS 38849 Limited, Drive-thru $28,373
Renasant Bank 1449 Dunwoody Village Parkway Dunwoody, GA 30338 Full Service B&M $47,218
Renasant Bank 145 Reinhardt College Parkway Canton, GA 30114 Full Service B&M $80,991
Renasant Bank 14625 Depot Street Coffeeville, MS 38922 Full Service B&M $18,315
Renasant Bank 1505 South Harper Road Corinth, MS 38834 Full Service B&M $14,376
Renasant Bank 1532 Bass Road Macon, GA 31210 Full Service B&M $4,160
Renasant Bank 1537 South Commerce Street Grenada, MS 38901 Full Service B&M $99,883
Renasant Bank 1600 Highland Colony Parkway Madison, MS 39110 Full Service B&M $62,933
Renasant Bank 164 Veterans Boulevard Tupelo, MS 38804 Limited, Drive-thru $35,124
Renasant Bank 16404 Nw 17th Drive Alachua, FL 32615 Full Service B&M $25,087
Renasant Bank 165 West I-65 Service Road North Mobile, AL 36608 Full Service B&M $21,730
Renasant Bank 1661 Aaron Brenner Drive Memphis, TN 38120 Limited, Mobile/Seasonal Office $0
Renasant Bank 1661 Aaron Brenner Drive, Suite 100 Memphis, TN 38120 Full Service B&M $212,852
Renasant Bank 16863 Highway 280 Chelsea, AL 35043 Full Service B&M $40,667
Renasant Bank 173 Northside Drive East Statesboro, GA 30458 Full Service B&M $42,342
Renasant Bank 180 East Commerce Hernando, MS 38632 Full Service B&M $50,507
Renasant Bank 1820 West End Avenue Nashville, TN 37203 Full Service B&M $265,970
Renasant Bank 1830 Modaus Road Decatur, AL 35603 Full Service B&M $147,546
Renasant Bank 190 Village Centre East Woodstock, GA 30188 Full Service B&M $37,488
Renasant Bank 1901 University Avenue Oxford, MS 38655 Limited, Drive-thru $7,939
Renasant Bank 1934 Spillway Road Brandon, MS 39047 Full Service B&M $23,647
Renasant Bank 1943 East Glenn Avenue Auburn, AL 36830 Full Service B&M $25,995
Renasant Bank 198 East Parker Street Baxley, GA 31513 Full Service B&M $34,288
Renasant Bank 2 Magnolia Boulevard Port Wentworth, GA 31407 Full Service B&M $36,134
Renasant Bank 200 Loftus Drive Albany, GA 31705 Full Service B&M $79,983
Renasant Bank 200 Westside Sq, Ste 101 Huntsville, AL 35801 Full Service B&M $16,653
Renasant Bank 2001 Park Place Tower Birmingham, AL 35203 Full Service B&M $167,101
Renasant Bank 201 North Main Street Amory, MS 38821 Full Service B&M $94,025
Renasant Bank 201 S. Jackson Street Crystal Springs, MS 39059 Full Service B&M $37,095
Renasant Bank 2046 Union Avenue Memphis, TN 38104 Full Service B&M $21,418
Renasant Bank 209 Troy Street Tupelo, MS 38801 Full Service B&M $1,001,903
Renasant Bank 210 Industrial Road South Tupelo, MS 38801 Limited, Drive-thru $30,868
Renasant Bank 2100 Grayson Hwy. Grayson, GA 30017 Full Service B&M $113,201
Renasant Bank 211 Lee Street, N.E. Decatur, AL 35601 Full Service B&M $171,510
Renasant Bank 213 West Market Street Booneville, MS 38829 Full Service B&M $137,615
Renasant Bank 216 South Broadway Street Tupelo, MS 38804 Limited, Drive-thru $0
Renasant Bank 37 Main Street Pontotoc, MS 38863 Full Service B&M $6,632
Renasant Bank 2177 Germantown Germantown, TN 38138 Full Service B&M $151,021
Renasant Bank 22 East Jarman Street Hazlehurst, GA 31539 Full Service B&M $74,253
Renasant Bank 220 Highway 12 E Kosciusko, MS 39090 Full Service B&M $63,342
Renasant Bank 2200 Abbott Martin Road, Suite 101 Nashville, TN 37215 Full Service B&M $69,414
Renasant Bank 221 East Washington Street Kosciusko, MS 39090 Full Service B&M $119,667
Renasant Bank 225 Mitylene Park Drive Montgomery, AL 36117 Full Service B&M $52,540
Renasant Bank 2255 Buford Hwy Buford, GA 30518 Full Service B&M $70,213
Renasant Bank 232 Broad Street Shannon, MS 38868 Full Service B&M $33,118
Renasant Bank 2400 West State Street Bristol, TN 37620 Full Service B&M $27,558
Renasant Bank 2488 East Main Street Snellville, GA 30078 Full Service B&M $132,910
Renasant Bank 251 Highway 515 Jasper, GA 30143 Full Service B&M $95,795
Renasant Bank 2518 University Blvd Tuscaloosa, AL 35401 Full Service B&M $54,505
Renasant Bank 2527 Jackson Avenue West Oxford, MS 38655 Full Service B&M $24,705
Renasant Bank 26164 West Main Street West Point, MS 39773 Full Service B&M $81,648
Renasant Bank 275 South Main Street Alpharetta, GA 30004 Full Service B&M $82,236
Renasant Bank 2751 West Main Street Tupelo, MS 38801 Full Service B&M $61,002
Renasant Bank 300 East Bankhead Street New Albany, MS 38652 Full Service B&M $60,772
Renasant Bank 3002 Mccullough Boulevard Belden, MS 38826 Limited, Drive-thru $10,515
Renasant Bank 301 North Church Street Louisville, MS 39339 Full Service B&M $97,823
Renasant Bank 301 West Fourth Street Adel, GA 31620 Full Service B&M $59,137
Renasant Bank 304 South Cass Street Corinth, MS 38834 Full Service B&M $48,597
Renasant Bank 306 East Sunflower Road Cleveland, MS 38732 Limited, Drive-thru $0
Renasant Bank 308 East Sunflower Road Cleveland, MS 38732 Full Service B&M $51,431
Renasant Bank 504 North Main Street Sylvester, GA 31791 Full Service B&M $34,187
Renasant Bank 3082 West Goodman Road Horn Lake, MS 38637 Full Service B&M $29,377
Renasant Bank 309 Highway 15 North Pontotoc, MS 38863 Full Service B&M $141,033
Renasant Bank 310 West Oglethorpe Boulevard Albany, GA 31701 Full Service B&M $16,634
Renasant Bank 3101 Highway 80 East Pearl, MS 39208 Full Service B&M $25,323
Renasant Bank 3169 Holcomb Bridge Road, Suite 202 Norcross, GA 30071 Full Service Retail $74,776
Renasant Bank 32 E Main St Bells, TN 38006 Full Service B&M $30,512
Renasant Bank 3216 20th Avenue Valley, AL 36854 Full Service B&M $42,438
Renasant Bank 329 East Broadway Avenue Maryville, TN 37804 Full Service B&M $78,798
Renasant Bank 3295 Inner Perimeter Road Valdosta, GA 31602 Full Service B&M $82,801
Renasant Bank 3328 Peachtree Road, Suite 150 Atlanta, GA 30326 Full Service B&M $532,510
Renasant Bank 3330 S Liberty St Canton, MS 39046 Full Service B&M $84,314
Renasant Bank 335 South Main Street Statesboro, GA 30458 Full Service B&M $126,984
Renasant Bank 3415 George Busbee Pkwy Nw, Ste 100 Kennesaw, GA 30144 Full Service B&M $125,088
Renasant Bank 3513 Pelham Parkway Pelham, AL 35124 Full Service B&M $75,097
Renasant Bank 36250 Emerald Coast Parkway Destin, FL 32541 Full Service B&M $14,899
Renasant Bank 367 Mobile Street Saltillo, MS 38866 Full Service B&M $40,384
Renasant Bank 3680 North Gloster Street Tupelo, MS 38801 Full Service B&M $32,376
Renasant Bank 370 East Main Street Hendersonville, TN 37075 Full Service B&M $46,344
Renasant Bank 381 Nw Depot St Durant, MS 39063 Full Service B&M $31,456
Renasant Bank 400 Summit Street Winona, MS 38967 Full Service B&M $34,170
Renasant Bank 401 Vernon Street Lagrange, GA 30240 Full Service B&M $20,412
Renasant Bank 407 E. Jackson Boulevard Jonesborough, TN 37659 Full Service B&M $20,922
Renasant Bank 411 Highway 80 E Clinton, MS 39056 Full Service B&M $43,650
Renasant Bank 420 Old Mill Road Cartersville, GA 30120 Full Service B&M $47,805
Renasant Bank 4245 Balmoral Drive Huntsville, AL 35801 Full Service B&M $103,377
Renasant Bank 4247 Lakeland Dr Flowood, MS 39232 Full Service B&M $74,445
Renasant Bank 4373 Newberry Road Gainesville, FL 32607 Full Service B&M $93,490
Renasant Bank 44 Church Street Birmingham, AL 35213 Full Service B&M $49,182
Renasant Bank 4422 Lebanon Road Hermitage, TN 37076 Full Service B&M $89,649
Renasant Bank 4475 Towne Lake Parkway Woodstock, GA 30189 Full Service B&M $52,594
Renasant Bank 480 Peachtree Industrial Blvd Suwanee, GA 30024 Full Service B&M $30,790
Renasant Bank 485 Dacula Rd, Dacula Dacula, GA 30019 Full Service B&M $6,125
Renasant Bank 494 Monroe Street Macon, GA 31201 Full Service B&M $0
Renasant Bank 4961 Forsyth Road Macon, GA 31210 Full Service B&M $141,749
Renasant Bank 500 Canton Road Cumming, GA 30040 Full Service B&M $83,290
Renasant Bank 508 Fairhope Avenue Fairhope, AL 36532 Full Service B&M $4,381
Renasant Bank 510 Church Road West Southaven, MS 38671 Full Service B&M $42,293
Renasant Bank 5225 Windward Parkway Alpharetta, GA 30004 Full Service B&M $29,831
Renasant Bank 5240 Poplar Avenue, Suite 100 Memphis, TN 38119 Full Service B&M $249,095
Renasant Bank 5319 Atlanta Highway Flowery Branch, GA 30542 Full Service B&M $49,270
Renasant Bank 5395 Highway 9 Alpharetta, GA 30004 Full Service B&M $24,934
Renasant Bank 544 Veterans Boulevard Calhoun City, MS 38916 Full Service B&M $49,589
Renasant Bank 595 18th Avenue North Columbus, MS 39701 Full Service B&M $114,261
Renasant Bank 600 South Columbia Avenue Rincon, GA 31326 Full Service B&M $38,437
Renasant Bank 6224 Sugarloaf Pkwy Duluth, GA 30097 Full Service B&M $168,568
Renasant Bank 6333 Whitesville Road Columbus, GA 31904 Full Service B&M $16,368
Renasant Bank 649 North Caldwell Drive Hazlehurst, MS 39083 Full Service B&M $24,415
Renasant Bank 6515 Sugarloaf Parkway Duluth, GA 30097 Full Service B&M $51,158
Renasant Bank 6543 Goodman Road Olive Branch, MS 38654 Full Service B&M $251,333
Renasant Bank 6671 Summer Avenue Bartlett, TN 38134 Full Service B&M $18,009
Renasant Bank 6890 Cockrum Road Olive Branch, MS 38654 Full Service B&M $6,842
Renasant Bank 701 Coulter Drive New Albany, MS 38652 Full Service B&M $6,725
Renasant Bank 721 North Westover Boulevard Albany, GA 31707 Full Service B&M $172,856
Renasant Bank 732 Lake Harbour Ridgeland, MS 39157 Full Service B&M $50,406
Renasant Bank 7500 Airways Boulevard Southaven, MS 38671 Full Service B&M $48,103
Renasant Bank 7600 Highway 72 West Madison, AL 35758 Full Service B&M $31,102
Renasant Bank 7605 Sw Highway 200 Ocala, FL 34476 Full Service B&M $30,072
Renasant Bank 78 North Broad Street Winder, GA 30680 Full Service B&M $92,084
Renasant Bank 796 West Poplar Avenue Collierville, TN 38017 Full Service B&M $59,244
Renasant Bank 8 Commerce Street, Suite 100 Montgomery, AL 36104 Full Service B&M $63,024
Renasant Bank 802 South Laurel Street Springfield, GA 31329 Full Service B&M $110,183
Renasant Bank 806 Highway 12 W Starkville, MS 39759 Full Service B&M $36,880
Renasant Bank 815 Columbia Ave Franklin, TN 37064 Full Service B&M $21,132
Renasant Bank 880 Holcomb Bridge Road Roswell, GA 30076 Full Service B&M $35,751
Renasant Bank 880 Joe Frank Harris Parkway Cartersville, GA 30120 Full Service B&M $65,974
Renasant Bank 90 Steve Tate Road Marble Hill, GA 30148 Full Service B&M $27,238
Renasant Bank 9027 Ms Highway 15 Ackerman, MS 39735 Full Service B&M $63,110
Renasant Bank 905 Main Street Columbus, MS 39701 Full Service B&M $0
Renasant Bank 913 U.S. Highway 278 East Amory, MS 38821 Limited, Drive-thru $54,448
Renasant Bank 9135 Carothers Parkway Franklin, TN 37067 Full Service B&M $96,290
Renasant Bank 951 South Gloster Street Tupelo, MS 38801 Limited, Drive-thru $22,849
Renasant Bank 966 Hwy 51 S Madison, MS 39110 Full Service Retail $39,958
Renasant Bank 9925 Haynes Bridge Road, Suite 100 Johns Creek, GA 30022 Full Service B&M $69,547
Renasant Bank 135 James Patyon Boulevard Sylacauga, AL 35150 Full Service B&M $42,821
Renasant Bank 106 East Crogan Street Lawrenceville, GA 30046 Full Service B&M $156,764
Renasant Bank 1069 Highland Colony Parkway Ridgeland, MS 39157 Full Service B&M $118,787
Renasant Bank 107 Inverness Cors Birmingham, AL 35242 Full Service B&M $49,769
Renasant Bank 1100 Central Street Water Valley, MS 38965 Full Service B&M $31,658
Renasant Bank 1111 East Jackson Avenue Oxford, MS 38655 Full Service B&M $109,462
Renasant Bank 1114 North 2nd Street Booneville, MS 38829 Full Service B&M $13,704
Renasant Bank 11655 Medlock Bridge Road Johns Creek, GA 30097 Full Service B&M $134,532
Renasant Bank 120 8th Avenue Childersburg, AL 35044 Full Service B&M $25,095
Renasant Bank 120 South Main Street Sardis, MS 38666 Full Service B&M $16,140
Renasant Bank 1285 West Government Street Brandon, MS 39042 Full Service B&M $81,611
Renasant Bank 1309 Stratford Road, Southeast Decatur, AL 35601 Full Service B&M $40,306
Renasant Bank 500 East Lampkin Street Starkville, MS 39759 Full Service B&M $380,478
Renasant Bank 5000 Kingston Pike Knoxville, TN 37919 Full Service B&M $12,521
Renasant Bank 501 Commendencia Street Pensacola, FL 32502 Full Service B&M $10,226
Renasant Bank 5033 Raymond Street Verona, MS 38879 Full Service B&M $13,245

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $498,058
Net interest income $439,325
Total noninterest income $244,419
Gross Fiduciary activities income $6,873
Service charges on deposit accounts $30,087
Trading account gains and fees $0
Additional Noninterest Income $207,459
Pre-tax net operating income $118,447
Securities gains (or losses, -) $46
Income before extraordinary items $94,765
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $94,765
Minority interest net income $0
Net income $94,765
Sale, conversion, retirement of capital stock, net $0
Net operating income $94,728

Bank Expenses

Item Value (in 000's)
Total interest expense $58,733
Provision for credit losses $86,850
Total noninterest expense $478,447
Salaries and employee benefits $302,388
Premises and equipment expense $50,278
Additional noninterest expense $125,781
Applicable income taxes $23,728
Net charge-offs $3,853
Cash dividends $81,443

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 1.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $12,187,400
Deposits held in domestic offices $12,187,400
Deposits by Individuals, partnerships, and corporations $10,707,795
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $1,476,634
Deposits by Commercial banks and other depository institutions in U.S. $2,971
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $4,429,259
Demand deposits $3,960,066
Nontransaction accounts $7,758,141
Money market deposit accounts (MMDAs) $5,211,326
Other savings deposits (excluding MMDAs) $847,857
Total time deposits $1,698,958
Total time and savings deposits $8,227,334
Noninterest-bearing deposits $3,810,297
Interest-bearing deposits $8,377,103
Retail deposits $11,776,568
IRAs and Keogh plan accounts $262,624
Brokered deposits $0
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $14,916,368
Cash & Balances due from depository institutions $632,359
Interest-bearing balances $455,987
Total securities $1,336,284
Federal funds sold & reverse repurchase $0
Net loans and leases $11,175,274
Loan and leases loss allowance $176,144
Trading account assets $0
Bank premises and fixed assets $300,496
Other real estate owned $5,972
Goodwill and other intangibles $1,034,561
All other assets $431,422

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $14,916,368
Total Liabilities $12,609,430
Total deposits $12,187,400
Interest-bearing deposits $8,377,103
Deposits held in domestic offices $12,187,400
% insured (estimated) $73
Federal funds purchased and repurchase agreements $21,340
Trading liabilities $0
Other borrowed funds $152,167
Subordinated debt $0
All other liabilities $248,523

Issued Loan Types

Type Value (in 000's)
Net loans and leases $11,175,274
Loan and leases loss allowance $176,144
Total loans and leases (domestic) $11,351,418
All real estate loans $8,529,034
Real estate loans in domestic offices $8,529,034
Construction and development loans $1,145,516
Residential 1-4 family construction $246,673
Other construction, all land development and other land $898,843
Loans secured by nonfarm nonresidential properties $3,931,726
Nonfarm nonresidential secured by owner-occupied properties $1,589,212
Commercial real estate & other non-farm, non-residential $2,342,514
Multifamily residential real estate $404,953
1-4 family residential loans $2,978,246
Farmland loans $68,593
Loans held in foreign offices $0
Farm loans $9,471
Commercial and industrial loans $2,497,212
To non-U.S. addressees $0
Loans to individuals $209,538
Credit card loans $0
Related Plans $7,852
Consumer Auto Loans $26,544
Other loans to individuals $175,142
All other loans & leases $106,163
Loans to foreign governments and official institutions $0
Other loans $2,473
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $20,448
Non 1-4 family restructured loans & leases $10,224
Total loans and leases (foreign) $0

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 4,690 $933,225 $198,982
Nonfarm, nonresidential loans - <$100k 989 $32,662 $33,025
Nonfarm, nonresidential loans - $100-250k 1,496 $160,680 $107,406
Nonfarm, nonresidential loans - $250k-1MM 2,205 $739,883 $335,548
Commercial & Industrial, US addressed loans - <$1MM 19,225 $1,107,052 $57,584
Commercial & Industrial, US addressed loans - <$100k 13,651 $277,793 $20,350
Commercial & Industrial, US addressed loans - $100-250k 3,109 $279,829 $90,006
Commercial & Industrial, US addressed loans - $250k-1MM 2,465 $549,430 $222,892
Farmland loans - <$1MM 341 $25,264 $74,088
Farmland loans - <$100k 149 $4,106 $27,557
Farmland loans - $100-250k 142 $13,935 $98,134
Farmland loans - $250k-1MM 50 $7,223 $144,460
Agriculture operations loans - <$1MM 209 $6,139 $29,373
Agriculture operations loans - <$100k 160 $2,768 $17,300
Agriculture operations loans - $100-250k 37 $1,944 $52,541
Agriculture operations loans - $250k-1MM 12 $1,427 $118,917