Leaderone Financial Corporation Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 5493000NYUJT9UC6G261

Tax ID: 48-1148159

4.9 stars - out of 5 stars, based on 126 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Leaderone Financial Corporation is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Leaderone Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Chicago, Minneapolis, Phoenix, and Seattle among others. We have data for 468 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Leaderone Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Leaderone Financial Corporation is typically an average fee lender. They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 5.59% 8/6/22
    30 Year Conventional Refi 5.50% 8/6/22
    30 Year Cash-out Refi 5.68% 8/6/22
    30 Year FHA Purchase 6.76% 8/6/22
    30 Year FHA Refi 6.28% 8/6/22
    30 Year VA Purchase 5.45% 8/6/22
    30 Year VA Refi 5.02% 8/6/22
    30 Year USDA Purchase 5.98% 8/6/22
    30 Year USDA Refi 5.74% 8/6/22
    15 Year Conventional Purchase 4.66% 8/6/22
    15 Year Conventional Refi 4.61% 8/6/22
    15 Year Cash-out Refi 4.61% 8/6/22
    15 Year FHA Purchase 4.26% 8/6/22
    15 Year FHA Refi 5.65% 8/6/22
    15 Year VA Purchase 5.27% 8/6/22
    15 Year VA Refi 4.26% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    15,912

    Origination Dollar Volume (All Markets)

    $4,046,800,000
    Show all (28) awards

    Relative Rate

    Leaderone Financial Corporation's average 30 year fixed rate mortgage of loans were 3.11%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of -0.04%.

    Relative Fees

    Leaderone Financial Corporation's average total fees for a 30 year fixed rate mortgage are $5,006.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 1,969 $431,145,000 $218,966 $3,855 3.00%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 1,371 $291,745,000 $212,797 $6,091 3.08%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 843 $253,875,000 $301,157 $3,590 2.84%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 772 $226,230,000 $293,044 $4,886 3.16%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 477 $173,685,000 $364,119 $5,658 2.98%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 435 $145,335,000 $334,103 $4,448 3.06%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 407 $132,625,000 $325,860 $4,581 3.11%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 346 $116,160,000 $335,723 $3,881 2.89%
    Outside of Metro Areas 602 $114,180,000 $189,668 $4,669 3.17%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 374 $101,180,000 $270,535 $4,219 3.01%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 409 $99,565,000 $243,435 $6,436 3.17%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 266 $96,660,000 $363,383 $4,879 3.05%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 373 $90,805,000 $243,445 $4,888 2.98%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 316 $87,360,000 $276,456 $5,937 3.16%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 359 $72,865,000 $202,967 $3,722 3.09%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 186 $68,220,000 $366,774 $4,658 2.84%
    WICHITA, KS (FHA|USDA|VA) » 386 $67,050,000 $173,705 $4,648 3.17%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) » 190 $53,920,000 $283,789 $4,959 3.02%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 78 $48,970,000 $627,821 $5,486 2.94%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 246 $48,050,000 $195,325 $5,784 3.23%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 156 $44,860,000 $287,564 $6,152 3.08%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 120 $37,880,000 $315,667 $3,938 3.16%
    BANGOR, ME (FHA|USDA|VA) » 183 $36,555,000 $199,754 $4,382 3.07%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 123 $36,275,000 $294,919 $5,586 3.02%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) » 121 $36,185,000 $299,050 $4,096 3.06%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 179 $35,155,000 $196,397 $5,333 3.14%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 97 $34,865,000 $359,433 $7,293 3.02%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 167 $34,725,000 $207,934 $5,480 3.08%
    PROVO-OREM, UT (FHA|USDA|VA) » 94 $29,950,000 $318,617 $3,420 2.86%
    BELLINGHAM, WA (FHA|USDA|VA) » 70 $24,940,000 $356,286 $3,544 2.99%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 108 $24,780,000 $229,444 $3,827 3.03%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 128 $24,370,000 $190,391 $3,219 2.87%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 140 $24,230,000 $173,071 $3,697 3.22%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 68 $23,680,000 $348,235 $5,112 3.10%
    Concord, NH (FHA|USDA|VA) » 83 $23,045,000 $277,651 $4,753 3.08%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 56 $20,260,000 $361,786 $6,693 3.02%
    Athens, TX (FHA|USDA|VA) » 59 $20,245,000 $343,136 $5,762 3.07%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 69 $20,205,000 $292,826 $6,593 2.98%
    PEORIA, IL (FHA|USDA|VA) » 148 $19,230,000 $129,932 $3,296 2.61%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 71 $17,535,000 $246,972 $5,669 3.15%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 63 $17,045,000 $270,556 $5,034 2.90%
    KOKOMO, IN (FHA|USDA|VA) » 116 $16,730,000 $144,224 $3,091 3.20%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 45 $15,955,000 $354,556 $3,699 2.89%
    Oak Harbor, WA (FHA|USDA|VA) » 43 $15,845,000 $368,488 $5,867 2.91%
    BOISE CITY, ID (FHA|USDA|VA) » 52 $14,750,000 $283,654 $5,402 3.01%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 41 $14,095,000 $343,780 $5,017 3.01%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 73 $13,735,000 $188,151 $5,423 3.22%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 35 $12,105,000 $345,857 $6,089 2.77%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 34 $10,970,000 $322,647 $4,500 2.99%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 32 $10,270,000 $320,938 $6,038 3.07%
    JACKSONVILLE, FL (FHA|USDA|VA) » 36 $10,160,000 $282,222 $5,102 3.35%
    GREELEY, CO (FHA|USDA|VA) » 25 $10,005,000 $400,200 $4,860 2.87%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 39 $9,935,000 $254,744 $7,046 2.81%
    SALEM, OR (FHA|USDA|VA) » 32 $9,530,000 $297,813 $6,466 3.08%
    SPRINGFIELD, IL (FHA|USDA|VA) » 63 $9,525,000 $151,190 $4,249 3.18%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 45 $8,675,000 $192,778 $3,707 3.12%
    MANHATTAN, KS (FHA|USDA|VA) » 48 $8,560,000 $178,333 $4,501 3.15%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 43 $8,505,000 $197,791 $7,104 3.24%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) » 45 $8,385,000 $186,333 $6,666 3.17%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 21 $7,835,000 $373,095 $4,952 3.23%
    GAINESVILLE, FL (FHA|USDA|VA) » 38 $7,770,000 $204,474 $5,214 3.17%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 28 $7,740,000 $276,429 $5,482 3.30%
    Columbus, MS (FHA|USDA|VA) » 43 $7,535,000 $175,233 $5,723 3.42%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 33 $7,365,000 $223,182 $4,762 2.96%
    Laconia, NH (FHA|USDA|VA) » 25 $7,345,000 $293,800 $5,784 3.16%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 26 $7,310,000 $281,154 $6,569 3.15%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 26 $7,040,000 $270,769 $4,504 2.89%
    Outside of Metro Areas 22 $6,750,000 $306,818 $4,775 2.96%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 35 $6,715,000 $191,857 $3,981 3.02%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 14 $6,620,000 $472,857 $6,709 2.99%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 27 $6,615,000 $245,000 $4,352 3.06%
    RICHMOND, VA (FHA|USDA|VA) » 24 $6,610,000 $275,417 $5,483 3.29%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 29 $6,505,000 $224,310 $3,665 3.02%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 20 $6,480,000 $324,000 $4,251 3.03%
    Rio Grande City-Roma, TX (FHA|USDA|VA) » 33 $6,435,000 $195,000 $7,647 3.28%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) » 37 $6,245,000 $168,784 $3,805 3.23%
    LAREDO, TX (FHA|USDA|VA) » 34 $6,120,000 $180,000 $8,037 3.57%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 28 $5,810,000 $207,500 $4,166 2.95%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 25 $5,625,000 $225,000 $5,360 3.10%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 22 $5,620,000 $255,455 $5,386 3.43%
    Aberdeen, WA (FHA|USDA|VA) » 28 $5,570,000 $198,929 $4,477 3.00%
    Keene, NH (FHA|USDA|VA) » 19 $5,405,000 $284,474 $6,166 3.18%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 18 $5,390,000 $299,444 $3,258 2.95%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) » 23 $5,305,000 $230,652 $4,293 3.15%
    Augusta-Waterville, ME (FHA|USDA|VA) » 25 $5,275,000 $211,000 $5,257 3.12%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 16 $5,110,000 $319,375 $4,943 2.87%
    Lebanon, NH-VT (FHA|USDA|VA) » 22 $4,990,000 $226,818 $4,904 3.07%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 18 $4,840,000 $268,889 $5,358 3.15%
    SPRINGFIELD, MA (FHA|USDA|VA) » 21 $4,625,000 $220,238 $7,665 3.35%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 18 $4,610,000 $256,111 $6,598 2.95%
    FORT COLLINS, CO (FHA|USDA|VA) » 13 $4,575,000 $351,923 $4,122 2.84%
    TUCSON, AZ (FHA|USDA|VA) » 20 $4,550,000 $227,500 $4,456 2.97%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 16 $4,500,000 $281,250 $6,157 3.12%
    ST. GEORGE, UT (FHA|USDA|VA) » 12 $4,280,000 $356,667 $3,549 2.98%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 13 $4,255,000 $327,308 $5,888 3.12%
    TUSCALOOSA, AL (FHA|USDA|VA) » 23 $4,225,000 $183,696 $6,827 3.32%
    KANKAKEE, IL (FHA|USDA|VA) » 26 $4,220,000 $162,308 $4,347 3.31%
    Warrensburg, MO (FHA|USDA|VA) » 23 $4,215,000 $183,261 $4,271 2.89%
    OCALA, FL (FHA|USDA|VA) » 9 $4,075,000 $452,778 $6,043 3.44%
    AKRON, OH (FHA|USDA|VA) » 24 $3,940,000 $164,167 $4,263 3.14%
    WORCESTER, MA-CT (FHA|USDA|VA) » 14 $3,920,000 $280,000 $5,636 2.96%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 18 $3,900,000 $216,667 $6,546 3.39%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 13 $3,765,000 $289,615 $5,128 2.85%
    Brenham, TX (FHA|USDA|VA) » 13 $3,675,000 $282,692 $7,391 2.98%
    LAWRENCE, KS (FHA|USDA|VA) » 16 $3,590,000 $224,375 $4,303 3.10%
    STOCKTON, CA (FHA|USDA|VA) » 12 $3,510,000 $292,500 $4,139 3.08%
    ST. CLOUD, MN (FHA|USDA|VA) » 20 $3,400,000 $170,000 $3,028 2.62%
    CLEVELAND, TN (FHA|USDA|VA) » 15 $3,235,000 $215,667 $6,543 3.00%
    SPRINGFIELD, MO (FHA|USDA|VA) » 21 $3,195,000 $152,143 $3,727 3.16%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 12 $3,180,000 $265,000 $7,906 3.22%
    Faribault-Northfield, MN (FHA|USDA|VA) » 9 $3,145,000 $349,444 $2,290 2.81%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 11 $3,105,000 $282,273 $6,137 3.67%
    TULSA, OK (FHA|USDA|VA) » 7 $3,075,000 $439,286 $4,248 3.05%
    LONGVIEW, WA (FHA|USDA|VA) » 14 $2,950,000 $210,714 $4,993 2.36%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 12 $2,940,000 $245,000 $5,492 3.08%
    WENATCHEE, WA (FHA|USDA|VA) » 7 $2,715,000 $387,857 $4,942 3.10%
    Brainerd, MN (FHA|USDA|VA) » 11 $2,705,000 $245,909 $3,455 2.89%
    Winfield, KS (FHA|USDA|VA) » 25 $2,655,000 $106,200 $4,722 3.39%
    Ottawa, KS (FHA|USDA|VA) » 17 $2,635,000 $155,000 $4,084 3.20%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 9 $2,575,000 $286,111 $3,025 3.26%
    LAFAYETTE, LA (FHA|USDA|VA) » 14 $2,540,000 $181,429 $6,657 2.97%
    TYLER, TX (FHA|USDA|VA) » 9 $2,455,000 $272,778 $4,887 3.04%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 9 $2,395,000 $266,111 $4,941 3.15%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 7 $2,345,000 $335,000 $7,170 3.05%
    TOPEKA, KS (FHA|USDA|VA) » 11 $2,325,000 $211,364 $4,701 3.08%
    RACINE, WI (FHA|USDA|VA) » 14 $2,310,000 $165,000 $3,648 2.72%
    GAINESVILLE, GA (FHA|USDA|VA) » 9 $2,255,000 $250,556 $4,788 3.00%
    EAU CLAIRE, WI (FHA|USDA|VA) » 17 $2,205,000 $129,706 $2,833 2.70%
    Mountain Home, ID (FHA|USDA|VA) » 9 $2,195,000 $243,889 $8,057 2.44%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 5 $2,095,000 $419,000 $4,814 2.80%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 8 $2,070,000 $258,750 $7,371 3.09%
    Fergus Falls, MN (FHA|USDA|VA) » 7 $2,065,000 $295,000 $3,520 2.75%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 11 $2,065,000 $187,727 $5,244 3.17%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) » 12 $2,050,000 $170,833 $5,585 3.15%
    Peru, IN (FHA|USDA|VA) » 19 $2,035,000 $107,105 $3,482 3.28%
    Port Angeles, WA (FHA|USDA|VA) » 7 $2,025,000 $289,286 $6,084 2.71%
    BAKERSFIELD, CA (FHA|USDA|VA) » 8 $2,020,000 $252,500 $5,219 2.78%
    Alexandria, MN (FHA|USDA|VA) » 8 $1,960,000 $245,000 $3,774 2.92%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 10 $1,880,000 $188,000 $4,834 3.81%
    RENO, NV (FHA|USDA|VA) » 4 $1,870,000 $467,500 $7,024 3.16%
    ROCHESTER, MN (FHA|USDA|VA) » 8 $1,850,000 $231,250 $2,989 2.83%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) » 10 $1,820,000 $182,000 $6,462 2.95%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » 13 $1,815,000 $139,615 $4,248 3.14%
    Sandpoint, ID (FHA|USDA|VA) » 3 $1,805,000 $601,667 $9,965 3.33%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 6 $1,790,000 $298,333 $9,838 3.14%
    Show Low, AZ (FHA|USDA|VA) » 5 $1,775,000 $355,000 $4,397 3.25%
    Ontario, OR-ID (FHA|USDA|VA) » 6 $1,770,000 $295,000 $7,585 2.92%
    Talladega-Sylacauga, AL (FHA|USDA|VA) » 11 $1,725,000 $156,818 $5,941 3.25%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) » 7 $1,725,000 $246,429 $2,939 2.73%
    Salina, KS (FHA|USDA|VA) » 10 $1,720,000 $172,000 $4,596 3.19%
    Granbury, TX (FHA|USDA|VA) » 5 $1,625,000 $325,000 $6,522 3.00%
    CORPUS CHRISTI, TX (FHA|USDA|VA) » 7 $1,605,000 $229,286 $7,957 3.34%
    Centralia, WA (FHA|USDA|VA) » 5 $1,595,000 $319,000 $4,197 3.07%
    WACO, TX (FHA|USDA|VA) » 6 $1,570,000 $261,667 $5,631 2.90%
    Forest City, NC (FHA|USDA|VA) » 6 $1,560,000 $260,000 $4,546 2.94%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 3 $1,555,000 $518,333 $2,711 3.08%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 6 $1,530,000 $255,000 $4,549 2.92%
    ROCKFORD, IL (FHA|USDA|VA) » 10 $1,510,000 $151,000 $5,816 3.59%
    Ellensburg, WA (FHA|USDA|VA) » 4 $1,510,000 $377,500 $5,963 3.16%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) » 8 $1,500,000 $187,500 $6,853 3.45%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 6 $1,500,000 $250,000 $5,909 2.83%
    MEDFORD, OR (FHA|USDA|VA) » 4 $1,460,000 $365,000 $7,503 3.13%
    MONTGOMERY, AL (FHA|USDA|VA) » 8 $1,440,000 $180,000 $7,190 3.42%
    Berlin, NH (FHA|USDA|VA) » 7 $1,435,000 $205,000 $5,460 3.20%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 4 $1,420,000 $355,000 $5,433 3.03%
    Jasper, AL (FHA|USDA|VA) » 10 $1,410,000 $141,000 $5,795 3.49%
    Moses Lake, WA (FHA|USDA|VA) » 6 $1,400,000 $233,333 $6,967 3.10%
    TEXARKANA, TX-AR (FHA|USDA|VA) » 7 $1,385,000 $197,857 $4,293 3.34%
    Kalispell, MT (FHA|USDA|VA) » 2 $1,340,000 $670,000 $3,461 2.56%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 7 $1,335,000 $190,714 $3,214 2.89%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 8 $1,330,000 $166,250 $5,416 3.42%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) » 8 $1,320,000 $165,000 $3,009 3.06%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 6 $1,320,000 $220,000 $4,483 3.48%
    MADISON, WI (FHA|USDA|VA) » 4 $1,310,000 $327,500 $3,277 3.09%
    Logansport, IN (FHA|USDA|VA) » 9 $1,305,000 $145,000 $3,093 3.07%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 3 $1,295,000 $431,667 $5,192 2.92%
    MODESTO, CA (FHA|USDA|VA) » 5 $1,285,000 $257,000 $3,082 3.40%
    DALTON, GA (FHA|USDA|VA) » 6 $1,280,000 $213,333 $4,845 3.12%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) » 7 $1,255,000 $179,286 $4,463 3.14%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 4 $1,240,000 $310,000 $7,720 3.19%
    BATON ROUGE, LA (FHA|USDA|VA) » 8 $1,240,000 $155,000 $5,567 3.17%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 3 $1,235,000 $411,667 $4,576 2.87%
    BOULDER, CO (FHA|USDA|VA) » 4 $1,230,000 $307,500 $3,185 2.81%
    Zapata, TX (FHA|USDA|VA) » 6 $1,210,000 $201,667 $7,940 3.35%
    THE VILLAGES, FL (FHA|USDA|VA) » 6 $1,190,000 $198,333 $3,929 2.94%
    Shawnee, OK (FHA|USDA|VA) » 6 $1,180,000 $196,667 $4,498 2.96%
    LUBBOCK, TX (FHA|USDA|VA) » 6 $1,160,000 $193,333 $5,621 3.21%
    ALBANY-LEBANON, OR (FHA|USDA|VA) » 4 $1,160,000 $290,000 $5,160 3.00%
    DULUTH, MN-WI (FHA|USDA|VA) » 8 $1,150,000 $143,750 $3,323 2.89%
    Quincy, IL-MO (FHA|USDA|VA) » 7 $1,145,000 $163,571 $4,756 3.20%
    Heber, UT (FHA|USDA|VA) » 3 $1,135,000 $378,333 $4,397 2.92%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 5 $1,115,000 $223,000 $7,730 3.62%
    Bozeman, MT (FHA|USDA|VA) » 3 $1,105,000 $368,333 $5,392 3.54%
    VICTORIA, TX (FHA|USDA|VA) » 6 $1,100,000 $183,333 $6,231 3.00%
    Grand Rapids, MN (FHA|USDA|VA) » 5 $1,095,000 $219,000 $3,337 2.92%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) » 7 $1,085,000 $155,000 $3,871 3.95%
    JACKSONVILLE, NC (FHA|USDA|VA) » 5 $1,065,000 $213,000 $5,136 2.72%
    Shelton, WA (FHA|USDA|VA) » 4 $1,050,000 $262,500 $5,737 3.00%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 2 $1,050,000 $525,000 $8,047 3.18%
    Corsicana, TX (FHA|USDA|VA) » 2 $1,020,000 $510,000 $6,471 2.88%
    Hutchinson, KS (FHA|USDA|VA) » 8 $990,000 $123,750 $3,835 3.16%
    Hutchinson, MN (FHA|USDA|VA) » 4 $990,000 $247,500 $3,291 2.81%
    HUNTSVILLE, AL (FHA|USDA|VA) » 6 $990,000 $165,000 $5,009 3.13%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 4 $980,000 $245,000 $3,138 3.15%
    BLOOMINGTON, IL (FHA|USDA|VA) » 8 $960,000 $120,000 $3,219 2.67%
    Marion, IN (FHA|USDA|VA) » 7 $955,000 $136,429 $3,770 3.66%
    Cedar City, UT (FHA|USDA|VA) » 4 $950,000 $237,500 $4,431 4.50%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 3 $945,000 $315,000 $3,619 2.71%
    COLUMBIA, MO (FHA|USDA|VA) » 4 $940,000 $235,000 $3,837 2.81%
    LONGVIEW, TX (FHA|USDA|VA) » 4 $930,000 $232,500 $4,907 2.78%
    Menomonie, WI (FHA|USDA|VA) » 3 $925,000 $308,333 $4,332 2.54%
    Branson, MO (FHA|USDA|VA) » 7 $895,000 $127,857 $3,279 2.95%
    READING, PA (FHA|USDA|VA) » 4 $890,000 $222,500 $3,998 3.31%
    SALISBURY, MD-DE (FHA|USDA|VA) » 4 $890,000 $222,500 $5,808 2.81%
    Seneca, SC (FHA|USDA|VA) » 3 $885,000 $295,000 $3,123 2.71%
    Torrington, CT (FHA|USDA|VA) » 4 $880,000 $220,000 $4,683 3.16%
    Whitewater, WI (FHA|USDA|VA) » 4 $860,000 $215,000 $4,726 3.25%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 5 $845,000 $169,000 $6,019 3.53%
    PUEBLO, CO (FHA|USDA|VA) » 4 $840,000 $210,000 $4,853 3.12%
    Lincoln, IL (FHA|USDA|VA) » 7 $835,000 $119,286 $3,697 3.45%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 3 $825,000 $275,000 $3,441 3.04%
    Starkville, MS (FHA|USDA|VA) » 4 $820,000 $205,000 $7,991 3.31%
    Bardstown, KY (FHA|USDA|VA) » 4 $820,000 $205,000 $3,377 3.31%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 6 $810,000 $135,000 $5,020 3.06%
    SHERMAN-DENISON, TX (FHA|USDA|VA) » 4 $810,000 $202,500 $3,840 2.94%
    JACKSON, TN (FHA|USDA|VA) » 4 $810,000 $202,500 $3,907 3.09%
    GREENVILLE, NC (FHA|USDA|VA) » 3 $805,000 $268,333 $4,290 3.13%
    Boone, NC (FHA|USDA|VA) » 2 $800,000 $400,000 $3,785 3.19%
    Owatonna, MN (FHA|USDA|VA) » 4 $780,000 $195,000 $5,655 2.50%
    BEND, OR (FHA|USDA|VA) » 3 $775,000 $258,333 $4,900 3.33%
    VALLEJO, CA (FHA|USDA|VA) » 2 $770,000 $385,000 $2,390 2.94%
    LANCASTER, PA (FHA|USDA|VA) » 3 $765,000 $255,000 $4,179 2.79%
    Dodge City, KS (FHA|USDA|VA) » 5 $755,000 $151,000 $2,836 2.60%
    Ukiah, CA (FHA|USDA|VA) » 3 $755,000 $251,667 $6,902 3.00%
    GREEN BAY, WI (FHA|USDA|VA) » 2 $740,000 $370,000 $1,135 2.88%
    Ottawa, IL (FHA|USDA|VA) » 3 $735,000 $245,000 $5,738 3.71%
    MIDLAND, MI (FHA|USDA|VA) » 2 $730,000 $365,000 $3,412 2.63%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 3 $715,000 $238,333 $6,210 2.96%
    REDDING, CA (FHA|USDA|VA) » 2 $710,000 $355,000 $13,156 2.44%
    Huntsville, TX (FHA|USDA|VA) » 3 $705,000 $235,000 $6,611 2.83%
    PUNTA GORDA, FL (FHA|USDA|VA) » 3 $695,000 $231,667 $3,803 3.21%
    Jefferson, GA (FHA|USDA|VA) » 3 $695,000 $231,667 $2,883 2.96%
    Taylorville, IL (FHA|USDA|VA) » 8 $690,000 $86,250 $4,262 3.33%
    Holland, MI (FHA|USDA|VA) » 3 $685,000 $228,333 $2,769 2.46%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 5 $685,000 $137,000 $5,862 2.03%
    MUNCIE, IN (FHA|USDA|VA) » 3 $675,000 $225,000 $6,422 3.04%
    TALLAHASSEE, FL (FHA|USDA|VA) » 3 $665,000 $221,667 $7,272 3.00%
    Red Wing, MN (FHA|USDA|VA) » 4 $660,000 $165,000 $3,025 2.15%
    Breckenridge, CO (FHA|USDA|VA) » 1 $655,000 $655,000 $6,912 2.63%
    Greenwood, SC (FHA|USDA|VA) » 3 $655,000 $218,333 $7,438 2.83%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 3 $655,000 $218,333 $3,728 2.88%
    PITTSBURGH, PA (FHA|USDA|VA) » 4 $650,000 $162,500 $4,614 3.16%
    Wabash, IN (FHA|USDA|VA) » 3 $645,000 $215,000 $5,168 3.08%
    Stevens Point, WI (FHA|USDA|VA) » 2 $640,000 $320,000 $5,811 3.56%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 1 $635,000 $635,000 $16,604 3.13%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 4 $630,000 $157,500 $3,751 3.06%
    ODESSA, TX (FHA|USDA|VA) » 3 $625,000 $208,333 $7,769 3.67%
    YORK-HANOVER, PA (FHA|USDA|VA) » 2 $620,000 $310,000 $8,727 3.38%
    Snyder, TX (FHA|USDA|VA) » 4 $600,000 $150,000 $6,715 3.19%
    Bemidji, MN (FHA|USDA|VA) » 2 $580,000 $290,000 $3,449 2.75%
    Eureka-Arcata, CA (FHA|USDA|VA) » 2 $580,000 $290,000 $2,650 3.06%
    GADSDEN, AL (FHA|USDA|VA) » 4 $570,000 $142,500 $5,002 3.34%
    Pahrump, NV (FHA|USDA|VA) » 2 $570,000 $285,000 $5,803 3.44%
    MADERA, CA (FHA|USDA|VA) » 2 $570,000 $285,000 $7,539 2.69%
    Jacksonville, IL (FHA|USDA|VA) » 5 $565,000 $113,000 $4,554 3.53%
    Willmar, MN (FHA|USDA|VA) » 3 $565,000 $188,333 $3,411 2.88%
    Summerville, GA (FHA|USDA|VA) » 4 $560,000 $140,000 $4,884 3.00%
    MISSOULA, MT (FHA|USDA|VA) » 2 $560,000 $280,000 $4,161 3.38%
    BURLINGTON, NC (FHA|USDA|VA) » 3 $555,000 $185,000 $5,849 2.96%
    Stillwater, OK (FHA|USDA|VA) » 3 $555,000 $185,000 $7,405 3.25%
    OCEAN CITY, NJ (FHA|USDA|VA) » 1 $545,000 $545,000 $4,994 2.63%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 1 $545,000 $545,000 $485 3.63%
    Pella, IA (FHA|USDA|VA) » 3 $545,000 $181,667 $5,086 2.92%
    Sevierville, TN (FHA|USDA|VA) » 2 $540,000 $270,000 $5,364 3.81%
    VISALIA, CA (FHA|USDA|VA) » 2 $540,000 $270,000 $3,887 3.38%
    Paris, TX (FHA|USDA|VA) » 2 $540,000 $270,000 $5,127 3.19%
    LINCOLN, NE (FHA|USDA|VA) » 2 $540,000 $270,000 $3,679 3.38%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) » 4 $530,000 $132,500 $2,599 3.00%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 4 $520,000 $130,000 $2,235 2.66%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 2 $520,000 $260,000 $6,550 2.75%
    Russellville, AR (FHA|USDA|VA) » 2 $520,000 $260,000 $3,148 2.56%
    FRESNO, CA (FHA|USDA|VA) » 2 $520,000 $260,000 $4,338 2.93%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 3 $515,000 $171,667 $3,927 2.46%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 1 $505,000 $505,000 $3,993 2.50%
    Glenwood Springs, CO (FHA|USDA|VA) » 1 $505,000 $505,000 $4,138 2.63%
    Sikeston, MO (FHA|USDA|VA) » 4 $500,000 $125,000 $3,670 3.59%
    Clewiston, FL (FHA|USDA|VA) » 1 $495,000 $495,000 $5,879 3.25%
    DOTHAN, AL (FHA|USDA|VA) » 4 $490,000 $122,500 $4,302 2.72%
    Payson, AZ (FHA|USDA|VA) » 2 $490,000 $245,000 $6,274 3.25%
    Guymon, OK (FHA|USDA|VA) » 2 $480,000 $240,000 $11,851 2.81%
    Nacogdoches, TX (FHA|USDA|VA) » 2 $480,000 $240,000 $3,842 3.50%
    YAKIMA, WA (FHA|USDA|VA) » 1 $475,000 $475,000 $7,955 3.00%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 3 $475,000 $158,333 $6,690 2.79%
    WALLA WALLA, WA (FHA|USDA|VA) » 2 $470,000 $235,000 $1,859 2.94%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) » 1 $465,000 $465,000 $25,938 2.25%
    Tupelo, MS (FHA|USDA|VA) » 3 $455,000 $151,667 $6,096 3.21%
    Lewisburg, TN (FHA|USDA|VA) » 2 $450,000 $225,000 $6,507 3.19%
    CHICO, CA (FHA|USDA|VA) » 2 $450,000 $225,000 $5,414 3.12%
    BLOOMINGTON, IN (FHA|USDA|VA) » 2 $450,000 $225,000 $2,547 3.19%
    JOPLIN, MO (FHA|USDA|VA) » 3 $445,000 $148,333 $3,091 3.04%
    Alamogordo, NM (FHA|USDA|VA) » 1 $435,000 $435,000 $20,025 2.75%
    SAVANNAH, GA (FHA|USDA|VA) » 2 $430,000 $215,000 $3,789 2.19%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) » 4 $430,000 $107,500 $2,443 2.78%
    DECATUR, AL (FHA|USDA|VA) » 3 $425,000 $141,667 $3,427 3.21%
    SALINAS, CA (FHA|USDA|VA) » 1 $425,000 $425,000 $1,852 2.99%
    MUSKEGON, MI (FHA|USDA|VA) » 3 $425,000 $141,667 $3,015 2.67%
    LOGAN, UT-ID (FHA|USDA|VA) » 1 $415,000 $415,000 $4,569 3.00%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) » 5 $415,000 $83,000 $2,918 3.35%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 2 $410,000 $205,000 $7,983 3.38%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 2 $410,000 $205,000 $2,350 2.50%
    Beaver Dam, WI (FHA|USDA|VA) » 2 $410,000 $205,000 $5,221 2.69%
    Cornelia, GA (FHA|USDA|VA) » 1 $405,000 $405,000 $4,996 2.38%
    Coffeyville, KS (FHA|USDA|VA) » 5 $405,000 $81,000 $3,939 2.80%
    LYNCHBURG, VA (FHA|USDA|VA) » 1 $395,000 $395,000 $1,976 2.75%
    Key West, FL (FHA|USDA|VA) » 1 $385,000 $385,000 $7,297 3.38%
    Columbus, NE (FHA|USDA|VA) » 1 $375,000 $375,000 $2,228 2.75%
    Ruidoso, NM (FHA|USDA|VA) » 1 $375,000 $375,000 $6,942 2.88%
    Astoria, OR (FHA|USDA|VA) » 1 $375,000 $375,000 $4,337 3.00%
    ENID, OK (FHA|USDA|VA) » 2 $370,000 $185,000 $3,614 3.25%
    Warsaw, IN (FHA|USDA|VA) » 2 $370,000 $185,000 $2,787 4.13%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 2 $360,000 $180,000 $3,676 2.81%
    Bonham, TX (FHA|USDA|VA) » 2 $360,000 $180,000 $3,754 2.81%
    TOLEDO, OH (FHA|USDA|VA) » 2 $360,000 $180,000 $4,598 3.75%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 2 $340,000 $170,000 $1,809 2.75%
    WARNER ROBINS, GA (FHA|USDA|VA) » 1 $335,000 $335,000 $13,946 3.25%
    EVANSVILLE, IN-KY (FHA|USDA|VA) » 2 $330,000 $165,000 $6,100 2.81%
    Paducah, KY-IL (FHA|USDA|VA) » 2 $330,000 $165,000 $4,557 2.94%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 1 $325,000 $325,000 $6,410 2.99%
    Jackson, WY-ID (FHA|USDA|VA) » 1 $325,000 $325,000 $11,327 2.63%
    West Plains, MO (FHA|USDA|VA) » 1 $325,000 $325,000 $635 2.75%
    FARGO, ND-MN (FHA|USDA|VA) » 1 $325,000 $325,000 $3,301 3.13%
    Sedalia, MO (FHA|USDA|VA) » 4 $320,000 $80,000 $2,654 3.78%
    ANN ARBOR, MI (FHA|USDA|VA) » 1 $315,000 $315,000 $2,708 2.75%
    Tullahoma-Manchester, TN (FHA|USDA|VA) » 1 $315,000 $315,000 $2,944 3.25%
    Pullman, WA (FHA|USDA|VA) » 2 $310,000 $155,000 $3,324 3.12%
    Cullman, AL (FHA|USDA|VA) » 2 $310,000 $155,000 $7,216 3.19%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 1 $305,000 $305,000 $3,378 3.00%
    COLUMBIA, SC (FHA|USDA|VA) » 1 $305,000 $305,000 $5,024 2.75%
    Duncan, OK (FHA|USDA|VA) » 1 $305,000 $305,000 $1,583 2.88%
    Fernley, NV (FHA|USDA|VA) » 1 $305,000 $305,000 $8,018 3.50%
    LAS CRUCES, NM (FHA|USDA|VA) » 1 $305,000 $305,000 $10,787 2.75%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 1 $305,000 $305,000 $7,415 2.99%
    WILLIAMSPORT, PA (FHA|USDA|VA) » 1 $305,000 $305,000 $5,922 2.99%
    Palestine, TX (FHA|USDA|VA) » 2 $290,000 $145,000 $5,664 3.25%
    CORVALLIS, OR (FHA|USDA|VA) » 1 $285,000 $285,000 $3,984 3.00%
    EL CENTRO, CA (FHA|USDA|VA) » 1 $285,000 $285,000 $12,456 2.75%
    Steamboat Springs, CO (FHA|USDA|VA) » 1 $285,000 $285,000 $3,010 2.75%
    Woodward, OK (FHA|USDA|VA) » 1 $285,000 $285,000 $3,212 2.88%
    Nogales, AZ (FHA|USDA|VA) » 2 $280,000 $140,000 $2,785 2.75%
    CaƱon City, CO (FHA|USDA|VA) » 1 $275,000 $275,000 $8,195 3.13%
    Lake City, FL (FHA|USDA|VA) » 1 $275,000 $275,000 $2,942 3.13%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 1 $275,000 $275,000 $6,224 2.99%
    Cadillac, MI (FHA|USDA|VA) » 1 $275,000 $275,000 $2,998 3.38%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) » 1 $275,000 $275,000 $13,361 3.13%
    JACKSON, MS (FHA|USDA|VA) » 2 $270,000 $135,000 $4,937 4.44%
    VALDOSTA, GA (FHA|USDA|VA) » 2 $270,000 $135,000 $4,598 3.25%
    Hays, KS (FHA|USDA|VA) » 2 $270,000 $135,000 $5,218 3.50%
    ASHEVILLE, NC (FHA|USDA|VA) » 1 $265,000 $265,000 $3,200 3.25%
    Batesville, AR (FHA|USDA|VA) » 1 $265,000 $265,000 $1,287 3.88%
    Del Rio, TX (FHA|USDA|VA) » 1 $265,000 $265,000 $12,121 2.75%
    KNOXVILLE, TN (FHA|USDA|VA) » 1 $265,000 $265,000 $6,584 3.50%
    Sandusky, OH (FHA|USDA|VA) » 1 $265,000 $265,000 $8,899 3.38%
    Scottsburg, IN (FHA|USDA|VA) » 1 $265,000 $265,000 $2,668 3.25%
    Rolla, MO (FHA|USDA|VA) » 2 $260,000 $130,000 $4,933 2.94%
    MANKATO, MN (FHA|USDA|VA) » 2 $260,000 $130,000 $4,907 3.00%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 1 $255,000 $255,000 $8,345 2.88%
    Big Spring, TX (FHA|USDA|VA) » 1 $255,000 $255,000 $0 2.25%
    MIDLAND, TX (FHA|USDA|VA) » 1 $255,000 $255,000 $6,158 2.25%
    JEFFERSON CITY, MO (FHA|USDA|VA) » 1 $255,000 $255,000 $5,708 3.13%
    Moscow, ID (FHA|USDA|VA) » 1 $255,000 $255,000 $4,904 2.13%
    Butte-Silver Bow, MT (FHA|USDA|VA) » 1 $255,000 $255,000 $2,067 3.13%
    Crawfordsville, IN (FHA|USDA|VA) » 2 $250,000 $125,000 $3,980 3.13%
    Emporia, KS (FHA|USDA|VA) » 2 $250,000 $125,000 $3,225 2.75%
    Ponca City, OK (FHA|USDA|VA) » 1 $245,000 $245,000 $11,227 2.63%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 1 $245,000 $245,000 $5,308 3.25%
    New Castle, PA (FHA|USDA|VA) » 1 $245,000 $245,000 $4,791 3.13%
    Sulphur Springs, TX (FHA|USDA|VA) » 1 $245,000 $245,000 $8,628 2.75%
    Frankfort, KY (FHA|USDA|VA) » 1 $245,000 $245,000 $2,373 2.25%
    EL PASO, TX (FHA|USDA|VA) » 1 $245,000 $245,000 $4,816 2.38%
    Enterprise, AL (FHA|USDA|VA) » 2 $240,000 $120,000 $4,362 3.63%
    PANAMA CITY, FL (FHA|USDA|VA) » 2 $240,000 $120,000 $4,743 3.75%
    Cedartown, GA (FHA|USDA|VA) » 1 $235,000 $235,000 $2,751 2.99%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 1 $235,000 $235,000 $2,372 3.25%
    HARRISONBURG, VA (FHA|USDA|VA) » 1 $235,000 $235,000 $6,123 2.75%
    Rutland, VT (FHA|USDA|VA) » 1 $225,000 $225,000 $8,899 3.25%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 1 $225,000 $225,000 $7,943 2.87%
    Mount Gay-Shamrock, WV (FHA|USDA|VA) » 1 $225,000 $225,000 $8,899 3.00%
    West Point, MS (FHA|USDA|VA) » 3 $225,000 $75,000 $3,989 3.17%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) » 1 $225,000 $225,000 $3,307 2.50%
    Durant, OK (FHA|USDA|VA) » 1 $225,000 $225,000 $7,952 3.25%
    Edwards, CO (FHA|USDA|VA) » 1 $225,000 $225,000 $3,033 2.63%
    Spirit Lake, IA (FHA|USDA|VA) » 1 $225,000 $225,000 $2,266 2.88%
    Okeechobee, FL (FHA|USDA|VA) » 1 $225,000 $225,000 $5,786 3.49%
    TERRE HAUTE, IN (FHA|USDA|VA) » 2 $220,000 $110,000 $3,090 3.50%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 2 $220,000 $110,000 $3,821 3.38%
    Brownwood, TX (FHA|USDA|VA) » 1 $215,000 $215,000 $8,596 5.38%
    Paris, TN (FHA|USDA|VA) » 1 $215,000 $215,000 $5,630 4.13%
    Traverse City, MI (FHA|USDA|VA) » 1 $215,000 $215,000 $2,427 3.12%
    Kingsville, TX (FHA|USDA|VA) » 2 $210,000 $105,000 $6,379 4.44%
    Findlay, OH (FHA|USDA|VA) » 2 $210,000 $105,000 $3,304 3.00%
    Frankfort, IN (FHA|USDA|VA) » 2 $210,000 $105,000 $4,413 4.31%
    APPLETON, WI (FHA|USDA|VA) » 1 $205,000 $205,000 $2,631 2.88%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 1 $205,000 $205,000 $8,513 4.00%
    Morehead City, NC (FHA|USDA|VA) » 1 $205,000 $205,000 $2,656 2.88%
    Sanford, NC (FHA|USDA|VA) » 1 $205,000 $205,000 $5,616 3.00%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 1 $205,000 $205,000 $845 3.00%
    GOLDSBORO, NC (FHA|USDA|VA) » 1 $195,000 $195,000 $4,675 4.25%
    Vernal, UT (FHA|USDA|VA) » 1 $195,000 $195,000 $2,820 2.63%
    STATE COLLEGE, PA (FHA|USDA|VA) » 1 $195,000 $195,000 $3,788 3.75%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) » 1 $195,000 $195,000 $5,139 3.49%
    JONESBORO, AR (FHA|USDA|VA) » 1 $195,000 $195,000 $2,956 3.13%
    Athens, TN (FHA|USDA|VA) » 1 $185,000 $185,000 $1,843 3.63%
    Ludington, MI (FHA|USDA|VA) » 1 $185,000 $185,000 $3,336 2.88%
    COLUMBUS, IN (FHA|USDA|VA) » 1 $185,000 $185,000 $4,983 3.00%
    Dyersburg, TN (FHA|USDA|VA) » 1 $185,000 $185,000 $6,531 3.25%
    DECATUR, IL (FHA|USDA|VA) » 2 $180,000 $90,000 $3,833 3.62%
    Palatka, FL (FHA|USDA|VA) » 2 $180,000 $90,000 $6,127 3.44%
    Dayton, TN (FHA|USDA|VA) » 1 $175,000 $175,000 $5,453 2.75%
    Stephenville, TX (FHA|USDA|VA) » 1 $175,000 $175,000 $7,746 4.38%
    Price, UT (FHA|USDA|VA) » 1 $175,000 $175,000 $3,506 3.00%
    Clearlake, CA (FHA|USDA|VA) » 1 $175,000 $175,000 $10,304 2.75%
    Tiffin, OH (FHA|USDA|VA) » 2 $170,000 $85,000 $3,588 3.56%
    ROME, GA (FHA|USDA|VA) » 2 $170,000 $85,000 $3,593 3.44%
    COLUMBUS, OH (FHA|USDA|VA) » 1 $165,000 $165,000 $6,921 3.13%
    MORRISTOWN, TN (FHA|USDA|VA) » 1 $165,000 $165,000 $6,038 3.25%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) » 1 $165,000 $165,000 $2,496 4.38%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 1 $165,000 $165,000 $9,173 2.63%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 1 $165,000 $165,000 $2,879 3.13%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 1 $155,000 $155,000 $4,656 3.00%
    Richmond-Berea, KY (FHA|USDA|VA) » 1 $155,000 $155,000 $5,566 2.88%
    CARBONDALE-MARION, IL (FHA|USDA|VA) » 1 $155,000 $155,000 $2,518 2.75%
    Fort Leonard Wood, MO (FHA|USDA|VA) » 1 $155,000 $155,000 $2,205 3.12%
    London, KY (FHA|USDA|VA) » 1 $155,000 $155,000 $2,948 3.13%
    WAUSAU-WESTON, WI (FHA|USDA|VA) » 1 $155,000 $155,000 $2,727 2.88%
    WILMINGTON, NC (FHA|USDA|VA) » 1 $155,000 $155,000 $7,879 2.75%
    Opelousas, LA (FHA|USDA|VA) » 1 $155,000 $155,000 $4,330 3.12%
    Charleston-Mattoon, IL (FHA|USDA|VA) » 2 $150,000 $75,000 $2,196 4.25%
    Pittsburg, KS (FHA|USDA|VA) » 2 $150,000 $75,000 $3,468 3.00%
    McMinnville, TN (FHA|USDA|VA) » 1 $145,000 $145,000 $3,576 2.75%
    Albertville, AL (FHA|USDA|VA) » 1 $145,000 $145,000 $3,684 3.50%
    Ashland, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $4,103 3.38%
    Norwalk, OH (FHA|USDA|VA) » 1 $145,000 $145,000 $4,622 3.25%
    SHEBOYGAN, WI (FHA|USDA|VA) » 1 $135,000 $135,000 $2,988 2.99%
    Mexico, MO (FHA|USDA|VA) » 1 $135,000 $135,000 $3,764 2.50%
    SAN ANGELO, TX (FHA|USDA|VA) » 1 $125,000 $125,000 $6,010 2.75%
    Danville, KY (FHA|USDA|VA) » 1 $125,000 $125,000 $4,165 3.50%
    Bluffton, IN (FHA|USDA|VA) » 1 $125,000 $125,000 $2,225 3.25%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 1 $125,000 $125,000 $3,863 2.38%
    Hannibal, MO (FHA|USDA|VA) » 1 $115,000 $115,000 $6,072 3.00%
    Freeport, IL (FHA|USDA|VA) » 1 $115,000 $115,000 $5,412 3.25%
    Atchison, KS (FHA|USDA|VA) » 1 $115,000 $115,000 $4,140 3.25%
    New Ulm, MN (FHA|USDA|VA) » 1 $115,000 $115,000 $2,200 2.50%
    Bay City, TX (FHA|USDA|VA) » 1 $115,000 $115,000 $6,136 2.88%
    Plainview, TX (FHA|USDA|VA) » 1 $115,000 $115,000 $5,256 3.75%
    Dixon, IL (FHA|USDA|VA) » 1 $115,000 $115,000 $4,562 3.00%
    Roanoke Rapids, NC (FHA|USDA|VA) » 1 $105,000 $105,000 $5,027 2.88%
    MANSFIELD, OH (FHA|USDA|VA) » 1 $105,000 $105,000 $3,918 2.63%
    Galesburg, IL (FHA|USDA|VA) » 1 $95,000 $95,000 $5,092 3.25%
    Lebanon, MO (FHA|USDA|VA) » 1 $85,000 $85,000 $2,505 3.25%
    Dumas, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $3,664 2.75%
    St. Marys, GA (FHA|USDA|VA) » 1 $85,000 $85,000 $2,800 3.88%
    WICHITA FALLS, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $3,232 3.25%
    Big Rapids, MI (FHA|USDA|VA) » 1 $85,000 $85,000 $4,452 4.38%
    Levelland, TX (FHA|USDA|VA) » 1 $85,000 $85,000 $4,625 3.00%
    Selma, AL (FHA|USDA|VA) » 1 $75,000 $75,000 $3,871 3.25%
    SPARTANBURG, SC (FHA|USDA|VA) » 1 $75,000 $75,000 $4,086 3.13%
    Othello, WA (FHA|USDA|VA) » 1 $75,000 $75,000 $4,041 2.99%
    Crossville, TN (FHA|USDA|VA) » 1 $75,000 $75,000 $4,288 3.38%

    Leaderone Financial Corporation's top markets include Kansas City, Chicago, Minneapolis, Phoenix, and Seattle among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 11,219 $2,947,015,000 $262,681 $3,723 3.02%
    FHA » 3,142 $666,320,000 $212,069 $7,832 3.29%
    VA » 1,295 $388,865,000 $300,282 $6,884 2.80%
    USDA » 256 $44,600,000 $174,219 $4,863 3.04%

    For the 2021 period, Leaderone Financial Corporation's most frequently originated loan type of loans were Conventional, with 11,219 originations. Their 2nd most popular type is FHA, with 3,142 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 8,973 $2,245,855,000 $250,290 $5,482 3.10%
    Refi » 4,185 $1,077,245,000 $257,406 $3,485 2.89%
    Cash Out Refi » 2,754 $723,700,000 $262,781 $4,656 3.15%

    For the 2021, Leaderone Financial Corporation's most frequently cited loan purpose of loans were Home Purchase, with 8,973 originations. The 2nd most popular reason of loans were Refi, with 4,185 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 14,221 $3,696,185,000 $259,910 $5,006 3.11%
    15 Year » 992 $209,340,000 $211,028 $3,313 2.59%
    20 Year » 399 $95,795,000 $240,088 $3,356 2.89%
    10 Year » 152 $12,980,000 $85,395 $1,748 1.88%
    Other » 135 $32,435,000 $240,259 $3,167 2.91%
    5 Year » 10 $50,000 $5,000 $0 0.00%
    3 Year » 3 $15,000 $5,000 $105 0.00%

    For the 2021, Leaderone Financial Corporation's most frequently cited loan length of loans were 30 Year, with 14,221 originations. The 2nd most popular length of loans were 15 Year, with 992 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 7,669 $1,941,095,000 $253,109
    $<1k » 4,304 $1,020,500,000 $237,105
    $2k-3k » 1,973 $475,855,000 $241,183
    $3k-4k » 901 $245,335,000 $272,292
    $5k+ » 625 $231,245,000 $369,992
    $4k-5k » 439 $132,765,000 $302,426

    $5,006 of loans were Leaderone Financial Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 7,669 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% » 7,075 $1,750,895,000 $247,476
    2.5-3% » 6,638 $1,814,720,000 $273,384
    <2.5% » 1,623 $368,735,000 $227,193
    4-5% » 511 $102,275,000 $200,147
    5-6% » 61 $10,125,000 $165,984
    7-8% » 3 $35,000 $11,667
    6-7% » 1 $15,000 $15,000

    During 2021, Leaderone Financial Corporation's average interest rate of loans were 3.11%, while their most frequently originated rate bucket of loans were 3-4%, with 7,075 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k » 7,609 $2,125,985,000 $279,404 $5,283 3.09%
    $100k-200k » 5,054 $780,830,000 $154,497 $4,172 3.13%
    $400k-600k » 1,680 $802,490,000 $477,673 $5,626 2.99%
    $100,000 or less » 1,262 $80,640,000 $63,899 $2,738 2.65%
    $600k-1MM » 260 $195,100,000 $750,385 $7,140 3.03%
    $1MM+ » 47 $61,755,000 $1,313,936 $9,715 3.08%

    2021 saw Leaderone Financial Corporation place emphasis on $200k-400k loans with 7,609 originations, totaling $2,125,985,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k » 4,228 $893,780,000 $211,395 $5,057 3.06%
    $100k-150k » 3,045 $921,385,000 $302,589 $4,807 3.06%
    $75k-100k » 2,973 $755,985,000 $254,284 $5,042 3.11%
    $50k or less » 2,968 $444,950,000 $149,916 $4,563 3.05%
    $150k-250k » 1,656 $606,920,000 $366,498 $4,500 3.04%
    $250k+ » 635 $309,395,000 $487,236 $4,917 3.11%

    Leaderone Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 4,228 originations. The second most popular income band? $100k-150k, with 3,045 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 2,943 $758,485,000 $257,725 $4,032 2.97%
    30-36% » 2,785 $710,895,000 $255,259 $4,481 3.06%
    <20% » 985 $230,475,000 $233,985 $3,336 2.82%
    50-60% » 863 $205,685,000 $238,337 $7,990 3.12%
    44% » 781 $196,515,000 $251,620 $5,242 3.15%
    43% » 666 $167,370,000 $251,306 $5,066 3.12%
    42% » 663 $173,505,000 $261,697 $5,171 3.12%
    40% » 628 $161,420,000 $257,038 $4,745 3.12%
    39% » 607 $158,175,000 $260,585 $4,778 3.08%
    41% » 590 $156,550,000 $265,339 $4,909 3.16%
    38% » 564 $148,210,000 $262,784 $4,749 3.10%
    49% » 564 $143,270,000 $254,025 $5,805 3.18%
    37% » 540 $135,400,000 $250,741 $4,457 3.14%
    45% » 516 $127,220,000 $246,550 $4,980 3.13%
    36% » 515 $131,625,000 $255,583 $4,607 3.10%
    46% » 471 $122,125,000 $259,289 $5,761 3.12%
    47% » 461 $115,055,000 $249,577 $5,665 3.12%
    48% » 428 $110,460,000 $258,084 $5,565 3.16%
    >60% » 19 $6,985,000 $367,632 $10,686 2.64%

    Leaderone Financial Corporation lent most frequently to those with DTI ratios of 20-30%, with 2,943 originations. The next most common DTI ratio? 30-36%, with 2,785 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 12,266 $3,136,280,000 $255,689 $4,651 3.05%
    Not provided » 1,828 $476,800,000 $260,832 $5,084 3.05%
    Black » 1,195 $262,585,000 $219,736 $6,066 3.13%
    Asian » 444 $122,630,000 $276,194 $4,629 3.14%
    American Indian » 73 $15,745,000 $215,685 $4,962 2.93%
    Native Hawaiian or Islander » 39 $11,435,000 $293,205 $5,468 2.93%
    Asian Indian » 19 $7,185,000 $378,158 $4,680 3.04%
    Other Asian » 8 $3,540,000 $442,500 $8,540 3.33%
    Chinese » 11 $3,305,000 $300,455 $3,210 3.30%
    Filipino » 10 $2,810,000 $281,000 $5,956 3.12%
    Samoan » 5 $1,145,000 $229,000 $4,718 2.62%
    Other Pacific Islander » 4 $1,040,000 $260,000 $7,571 2.81%
    Vietnamese » 5 $805,000 $161,000 $5,211 2.92%
    Guamanian » 2 $690,000 $345,000 $5,059 3.44%
    Japanese » 2 $560,000 $280,000 $3,172 2.75%
    Korean » 1 $245,000 $245,000 $4,136 2.99%

    Approval Rates

    Total approvals of all applications
    87.17%

    Leaderone Financial Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    58.88%

    Leaderone Financial Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 24 $140,000 $5,833
    80.0 1 $5,000 $5,000
    NA 15,887 $4,046,655,000 $254,715

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 15,912 $4,046,800,000 $254,324

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 470 $89,000,000 $189,362 $3,291 2.84%
    40-60% » 1,762 $426,170,000 $241,867 $3,426 2.90%
    60-80% » 5,112 $1,421,670,000 $278,104 $4,018 3.11%
    80-100% » 8,005 $2,020,385,000 $252,390 $5,633 3.16%
    Over 100% » 227 $75,385,000 $332,093 $13,237 2.92%
    Under 20% » 314 $7,520,000 $23,949 $432 0.68%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    LEADER ONE FINANCIAL CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%