Leaderone Financial Corporation Mortgage Rates, Fees & Info

TOPEKA, KS

LEI: 5493000NYUJT9UC6G261

Tax ID: 48-1148159

5 stars - Updated: 12/17/24 - out of 5 stars, based on 73 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Leaderone Financial Corporation is a small mortgage company specializing in Home Purchase loans. Leaderone Financial Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Chicago, St. Louis, Boston, and Denver among others. We have data for 335 markets. (Some data included below & more in-depth data is available with an active subscription.)

Leaderone Financial Corporation has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Leaderone Financial Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.73% 12/17/24
30 Year Conventional Refi 6.65% 12/17/24
30 Year Cash-out Refi 6.85% 12/17/24
30 Year FHA Purchase 7.71% 12/17/24
30 Year FHA Refi 7.23% 12/17/24
30 Year VA Purchase 6.55% 12/17/24
30 Year VA Refi 5.98% 12/17/24
30 Year USDA Purchase 7.07% 12/17/24
15 Year Conventional Purchase 6.34% 12/17/24
15 Year Conventional Refi 6.20% 12/17/24
15 Year Cash-out Refi 6.20% 12/17/24
15 Year VA Purchase 6.06% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Leaderone Financial Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Leaderone Financial Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,325

Origination Dollar Volume (All Markets)

$1,426,745,000
Show all (13) awards

Relative Rate

Leaderone Financial Corporation's average 30 year fixed mortgage rate was 6.67%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.19%.

Relative Fees (Closing Costs)

Leaderone Financial Corporation's average total fees/closing costs for a 30 year fixed rate mortgage were $8,118.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 868 $208,010,000 $239,643 $6,421 6.48%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 409 $107,325,000 $262,408 $7,990 6.52%
Outside of Metro Areas 335 $63,335,000 $189,060 $6,974 6.77%
ST. LOUIS, MO-IL (FHA|USDA|VA) 272 $61,480,000 $226,029 $8,212 6.55%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 92 $45,700,000 $496,739 $6,674 6.98%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 92 $39,360,000 $427,826 $10,231 5.96%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 73 $36,485,000 $499,795 $11,487 6.84%
BANGOR, ME (FHA|USDA|VA) 154 $35,700,000 $231,818 $6,031 6.93%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 147 $32,905,000 $223,844 $8,986 6.27%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 73 $28,085,000 $384,726 $7,582 6.95%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 80 $27,910,000 $348,875 $10,166 6.72%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 92 $27,610,000 $300,109 $10,002 6.53%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 72 $26,310,000 $365,417 $9,389 6.94%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 86 $23,370,000 $271,744 $9,997 6.71%
BELLINGHAM, WA (FHA|USDA|VA) 47 $21,375,000 $454,787 $8,978 6.80%
BEND, OR (FHA|USDA|VA) 42 $20,760,000 $494,286 $8,378 6.96%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 76 $19,880,000 $261,579 $8,313 6.52%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 105 $18,655,000 $177,667 $6,366 5.91%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 24 $17,400,000 $725,000 $13,749 7.09%
COLORADO SPRINGS, CO (FHA|USDA|VA) 41 $15,135,000 $369,146 $8,032 6.94%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 56 $14,090,000 $251,607 $5,738 6.52%
WICHITA, KS (FHA|USDA|VA) 63 $13,815,000 $219,286 $8,904 6.66%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 32 $13,690,000 $427,813 $9,899 7.02%
SPRINGFIELD, MA (FHA|USDA|VA) 52 $13,170,000 $253,269 $11,233 6.44%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 29 $12,375,000 $426,724 $11,738 6.62%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 40 $12,310,000 $307,750 $11,512 6.03%
PEORIA, IL (FHA|USDA|VA) 112 $12,080,000 $107,857 $3,434 4.36%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 39 $11,975,000 $307,051 $7,963 6.76%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 39 $10,765,000 $276,026 $8,125 6.85%
Pahrump, NV (FHA|USDA|VA) 42 $10,090,000 $240,238 $7,088 6.98%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 26 $10,000,000 $384,615 $7,112 6.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 34 $9,970,000 $293,235 $9,958 6.73%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 27 $9,505,000 $352,037 $9,841 6.54%
LAREDO, TX (FHA|USDA|VA) 38 $8,840,000 $232,632 $12,783 7.00%
MUSKEGON, MI (FHA|USDA|VA) 54 $8,730,000 $161,667 $6,383 7.17%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 15 $8,375,000 $558,333 $13,677 7.07%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $7,810,000 $325,417 $8,139 7.13%
JACKSONVILLE, FL (FHA|USDA|VA) 26 $7,510,000 $288,846 $9,531 6.35%
LOUISVILLE, KY (FHA|USDA|VA) 55 $7,425,000 $135,000 $4,793 5.89%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 21 $7,315,000 $348,333 $9,808 6.99%
OCALA, FL (FHA|USDA|VA) 29 $7,235,000 $249,483 $7,205 5.79%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 7 $7,075,000 $1,010,714 $14,134 6.78%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 17 $7,045,000 $414,412 $10,990 7.04%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9 $6,875,000 $763,889 $12,872 6.90%
TOPEKA, KS (FHA|USDA|VA) 37 $6,595,000 $178,243 $6,670 7.06%
Rio Grande City-Roma, TX (FHA|USDA|VA) 25 $6,205,000 $248,200 $10,769 6.92%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 23 $6,085,000 $264,565 $11,346 6.88%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 14 $5,810,000 $415,000 $12,522 7.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 11 $5,735,000 $521,364 $15,548 6.73%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $5,240,000 $436,667 $10,158 6.91%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $5,030,000 $503,000 $11,908 6.62%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 18 $4,920,000 $273,333 $7,165 6.53%
MANHATTAN, KS (FHA|USDA|VA) 24 $4,910,000 $204,583 $7,509 6.74%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 27 $4,745,000 $175,741 $6,675 6.36%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 13 $4,555,000 $350,385 $7,511 6.58%
COLUMBIA, SC (FHA|USDA|VA) 19 $4,535,000 $238,684 $11,132 5.94%
CLEVELAND, TN (FHA|USDA|VA) 13 $4,505,000 $346,538 $14,825 6.12%
GAINESVILLE, FL (FHA|USDA|VA) 16 $4,040,000 $252,500 $7,915 6.83%
PORT ST. LUCIE, FL (FHA|USDA|VA) 10 $4,040,000 $404,000 $10,705 6.65%
SPRINGFIELD, IL (FHA|USDA|VA) 25 $3,995,000 $159,800 $6,090 7.24%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 7 $3,925,000 $560,714 $9,767 7.11%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 8 $3,790,000 $473,750 $11,053 6.75%
AKRON, OH (FHA|USDA|VA) 20 $3,640,000 $182,000 $8,304 6.58%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 21 $3,555,000 $169,286 $7,770 6.68%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 12 $3,550,000 $295,833 $11,020 7.04%
KOKOMO, IN (FHA|USDA|VA) 24 $3,400,000 $141,667 $4,552 6.12%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 26 $3,370,000 $129,615 $7,311 5.94%
MERCED, CA (FHA|USDA|VA) 15 $3,315,000 $221,000 $9,812 4.94%
Oak Harbor, WA (FHA|USDA|VA) 7 $3,175,000 $453,571 $10,058 6.78%
JOHNSON CITY, TN (FHA|USDA|VA) 17 $3,065,000 $180,294 $6,897 7.10%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $3,030,000 $303,000 $8,506 7.04%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 15 $2,995,000 $199,667 $8,081 6.97%
Warrensburg, MO (FHA|USDA|VA) 13 $2,965,000 $228,077 $5,552 6.30%
FORT SMITH, AR-OK (FHA|USDA|VA) 19 $2,965,000 $156,053 $5,240 6.67%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $2,890,000 $289,000 $7,608 6.72%
Columbus, MS (FHA|USDA|VA) 14 $2,880,000 $205,714 $8,427 7.34%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 11 $2,845,000 $258,636 $13,400 6.83%
Fort Leonard Wood, MO (FHA|USDA|VA) 13 $2,835,000 $218,077 $8,010 6.64%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 12 $2,700,000 $225,000 $7,789 6.43%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 10 $2,670,000 $267,000 $9,228 7.02%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $2,615,000 $871,667 $10,037 6.58%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 11 $2,545,000 $231,364 $11,306 6.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 12 $2,470,000 $205,833 $8,630 6.71%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 6 $2,450,000 $408,333 $6,974 6.79%
COLUMBUS, OH (FHA|USDA|VA) 9 $2,405,000 $267,222 $8,559 6.04%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,320,000 $580,000 $19,877 7.00%
DALTON, GA (FHA|USDA|VA) 11 $2,275,000 $206,818 $8,496 6.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 12 $2,200,000 $183,333 $6,338 7.06%
AMARILLO, TX (FHA|USDA|VA) 9 $2,195,000 $243,889 $8,482 6.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,160,000 $216,000 $11,127 6.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 5 $2,145,000 $429,000 $11,695 6.77%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 5 $2,065,000 $413,000 $17,655 6.75%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $1,960,000 $326,667 $8,293 7.31%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,945,000 $277,857 $11,562 6.64%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $1,890,000 $472,500 $5,165 6.81%
GREELEY, CO (FHA|USDA|VA) 6 $1,880,000 $313,333 $9,791 5.44%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5 $1,825,000 $365,000 $10,297 6.52%
BOISE CITY, ID (FHA|USDA|VA) 5 $1,815,000 $363,000 $7,429 5.25%
EL PASO, TX (FHA|USDA|VA) 6 $1,720,000 $286,667 $10,264 6.42%
OKLAHOMA CITY, OK (FHA|USDA|VA) 6 $1,710,000 $285,000 $9,902 6.96%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,690,000 $422,500 $6,355 7.53%
Prineville, OR (FHA|USDA|VA) 4 $1,680,000 $420,000 $10,720 6.40%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $1,665,000 $185,000 $7,282 5.47%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $1,635,000 $545,000 $14,129 6.92%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,630,000 $407,500 $17,252 6.25%
Summerville, GA (FHA|USDA|VA) 8 $1,620,000 $202,500 $8,355 6.70%
ROCKFORD, IL (FHA|USDA|VA) 8 $1,610,000 $201,250 $6,933 6.97%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $1,600,000 $266,667 $6,200 5.79%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $1,580,000 $395,000 $8,457 7.47%
GREAT FALLS, MT (FHA|USDA|VA) 6 $1,560,000 $260,000 $10,109 6.73%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,555,000 $222,143 $5,879 5.71%
PITTSFIELD, MA (FHA|USDA|VA) 4 $1,550,000 $387,500 $6,608 6.63%
FRESNO, CA (FHA|USDA|VA) 5 $1,545,000 $309,000 $6,526 6.47%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $1,415,000 $283,000 $7,906 7.02%
JACKSON, TN (FHA|USDA|VA) 7 $1,365,000 $195,000 $7,922 6.75%
OWENSBORO, KY (FHA|USDA|VA) 12 $1,360,000 $113,333 $4,816 6.14%
Zapata, TX (FHA|USDA|VA) 5 $1,345,000 $269,000 $11,024 6.88%
Wauchula, FL (FHA|USDA|VA) 8 $1,290,000 $161,250 $5,991 4.25%
SALEM, OR (FHA|USDA|VA) 5 $1,285,000 $257,000 $10,677 5.48%
MADERA, CA (FHA|USDA|VA) 3 $1,255,000 $418,333 $10,884 6.38%
Aberdeen, WA (FHA|USDA|VA) 4 $1,240,000 $310,000 $12,087 6.31%
TULSA, OK (FHA|USDA|VA) 5 $1,195,000 $239,000 $10,410 7.05%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,175,000 $235,000 $7,982 6.72%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,170,000 $195,000 $7,233 6.50%
FORT WAYNE, IN (FHA|USDA|VA) 3 $1,165,000 $388,333 $10,454 7.33%
MODESTO, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $5,863 7.16%
LONGVIEW, WA (FHA|USDA|VA) 3 $1,145,000 $381,667 $10,786 6.58%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 3 $1,095,000 $365,000 $5,678 6.92%
Athens, TN (FHA|USDA|VA) 5 $1,085,000 $217,000 $6,523 5.23%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $1,075,000 $215,000 $11,889 6.65%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,050,000 $262,500 $9,379 6.88%
Ellensburg, WA (FHA|USDA|VA) 2 $1,030,000 $515,000 $8,734 7.74%
Eagle Pass, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $11,973 6.28%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 4 $1,030,000 $257,500 $10,605 6.44%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,025,000 $341,667 $11,751 7.04%
BLOOMINGTON, IL (FHA|USDA|VA) 7 $1,015,000 $145,000 $4,498 5.09%
Cullman, AL (FHA|USDA|VA) 3 $995,000 $331,667 $12,591 6.58%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $955,000 $191,000 $6,962 7.37%
Brenham, TX (FHA|USDA|VA) 4 $940,000 $235,000 $9,956 6.28%
Lebanon, NH-VT (FHA|USDA|VA) 6 $940,000 $156,667 $9,236 6.79%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $935,000 $311,667 $7,208 7.33%
Concord, NH (FHA|USDA|VA) 3 $935,000 $311,667 $9,403 7.00%
TUCSON, AZ (FHA|USDA|VA) 2 $930,000 $465,000 $6,999 7.13%
LAWRENCE, KS (FHA|USDA|VA) 4 $920,000 $230,000 $8,633 6.62%
VISALIA, CA (FHA|USDA|VA) 2 $920,000 $460,000 $11,010 6.00%
Hannibal, MO (FHA|USDA|VA) 7 $905,000 $129,286 $3,547 5.84%
Granbury, TX (FHA|USDA|VA) 3 $905,000 $301,667 $5,134 6.79%
ASHEVILLE, NC (FHA|USDA|VA) 4 $900,000 $225,000 $5,798 6.47%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $865,000 $288,333 $7,121 7.21%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 2 $860,000 $430,000 $4,863 7.31%
BOULDER, CO (FHA|USDA|VA) 2 $860,000 $430,000 $5,992 7.00%
RENO, NV (FHA|USDA|VA) 3 $855,000 $285,000 $8,877 6.41%
KNOXVILLE, TN (FHA|USDA|VA) 4 $850,000 $212,500 $7,401 6.81%
COLUMBIA, MO (FHA|USDA|VA) 4 $840,000 $210,000 $8,744 6.22%
Dayton, TN (FHA|USDA|VA) 2 $840,000 $420,000 $8,881 6.19%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $835,000 $167,000 $6,284 5.22%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $835,000 $278,333 $10,992 6.04%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $835,000 $278,333 $7,734 6.71%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $825,000 $275,000 $6,745 6.92%
PUEBLO, CO (FHA|USDA|VA) 3 $815,000 $271,667 $9,586 6.42%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $805,000 $268,333 $9,986 7.29%
MEDFORD, OR (FHA|USDA|VA) 2 $800,000 $400,000 $6,528 7.06%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $790,000 $395,000 $11,127 7.06%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $740,000 $185,000 $6,374 6.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 3 $705,000 $235,000 $6,361 6.79%
Ottawa, KS (FHA|USDA|VA) 4 $700,000 $175,000 $5,126 6.41%
PITTSBURGH, PA (FHA|USDA|VA) 1 $695,000 $695,000 $7,695 6.63%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $690,000 $345,000 $12,867 6.81%
Starkville, MS (FHA|USDA|VA) 3 $685,000 $228,333 $7,797 6.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $680,000 $340,000 $4,979 6.56%
Silver City, NM (FHA|USDA|VA) 1 $675,000 $675,000 $18,380 6.75%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $670,000 $335,000 $14,118 6.56%
Fernley, NV (FHA|USDA|VA) 1 $655,000 $655,000 $3,970 6.99%
Bardstown, KY (FHA|USDA|VA) 5 $645,000 $129,000 $4,967 5.58%
VALLEJO, CA (FHA|USDA|VA) 1 $615,000 $615,000 $30,872 5.75%
Fort Morgan, CO (FHA|USDA|VA) 3 $595,000 $198,333 $5,760 3.67%
SAVANNAH, GA (FHA|USDA|VA) 2 $590,000 $295,000 $8,054 6.75%
Okeechobee, FL (FHA|USDA|VA) 4 $590,000 $147,500 $6,445 5.25%
MONTGOMERY, AL (FHA|USDA|VA) 3 $575,000 $191,667 $6,880 6.83%
Alice, TX (FHA|USDA|VA) 3 $575,000 $191,667 $11,114 6.91%
Paris, TN (FHA|USDA|VA) 3 $565,000 $188,333 $5,343 6.91%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $560,000 $280,000 $10,041 7.12%
Traverse City, MI (FHA|USDA|VA) 1 $555,000 $555,000 $4,088 7.63%
SALISBURY, MD-DE (FHA|USDA|VA) 2 $540,000 $270,000 $7,926 7.12%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $525,000 $175,000 $6,788 7.20%
Key West, FL (FHA|USDA|VA) 1 $515,000 $515,000 $18,882 7.13%
Centralia, WA (FHA|USDA|VA) 3 $515,000 $171,667 $3,867 4.83%
Greeneville, TN (FHA|USDA|VA) 4 $510,000 $127,500 $4,734 4.09%
Emporia, KS (FHA|USDA|VA) 3 $495,000 $165,000 $10,143 6.29%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $490,000 $245,000 $8,324 6.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $485,000 $485,000 $9,480 7.50%
Sulphur Springs, TX (FHA|USDA|VA) 1 $485,000 $485,000 $6,321 5.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $480,000 $240,000 $5,048 7.25%
CHEYENNE, WY (FHA|USDA|VA) 1 $475,000 $475,000 $10,273 7.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $470,000 $235,000 $4,299 7.44%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $470,000 $235,000 $6,925 6.50%
Keene, NH (FHA|USDA|VA) 2 $470,000 $235,000 $10,527 6.44%
Borger, TX (FHA|USDA|VA) 1 $465,000 $465,000 $22,685 7.13%
MOBILE, AL (FHA|USDA|VA) 2 $460,000 $230,000 $9,209 6.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $455,000 $455,000 $10,726 5.88%
FLORENCE, SC (FHA|USDA|VA) 2 $450,000 $225,000 $9,900 6.63%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $445,000 $148,333 $7,647 7.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $440,000 $220,000 $3,801 7.56%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $435,000 $87,000 $6,134 5.40%
SAGINAW, MI (FHA|USDA|VA) 3 $435,000 $145,000 $7,252 4.66%
Maryville, MO (FHA|USDA|VA) 2 $430,000 $215,000 $4,739 6.44%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $430,000 $215,000 $10,025 6.94%
Scottsburg, IN (FHA|USDA|VA) 4 $420,000 $105,000 $3,302 5.56%
Show Low, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $9,887 7.06%
TWIN FALLS, ID (FHA|USDA|VA) 1 $415,000 $415,000 $10,275 6.63%
YUMA, AZ (FHA|USDA|VA) 1 $415,000 $415,000 $8,508 7.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $405,000 $405,000 $9,901 7.25%
COLUMBUS, IN (FHA|USDA|VA) 2 $400,000 $200,000 $2,865 7.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $395,000 $395,000 $13,460 7.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $390,000 $195,000 $5,906 6.56%
GAINESVILLE, GA (FHA|USDA|VA) 1 $385,000 $385,000 $14,846 7.63%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $385,000 $385,000 $14,544 6.63%
Jefferson, GA (FHA|USDA|VA) 1 $385,000 $385,000 $3,120 7.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $375,000 $375,000 $3,469 7.13%
Salina, KS (FHA|USDA|VA) 2 $370,000 $185,000 $9,316 6.38%
YAKIMA, WA (FHA|USDA|VA) 1 $355,000 $355,000 $12,262 7.13%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $355,000 $355,000 $6,912 7.88%
Warsaw, IN (FHA|USDA|VA) 3 $355,000 $118,333 $3,750 4.79%
Mount Pleasant, TX (FHA|USDA|VA) 2 $350,000 $175,000 $10,982 6.69%
Sedalia, MO (FHA|USDA|VA) 2 $350,000 $175,000 $7,252 6.44%
Marshall, MO (FHA|USDA|VA) 2 $350,000 $175,000 $5,138 6.63%
Jacksonville, IL (FHA|USDA|VA) 2 $340,000 $170,000 $5,839 7.19%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $335,000 $335,000 $9,954 5.75%
LONGVIEW, TX (FHA|USDA|VA) 2 $330,000 $165,000 $6,157 6.44%
DECATUR, AL (FHA|USDA|VA) 2 $330,000 $165,000 $7,538 6.50%
RICHMOND, VA (FHA|USDA|VA) 1 $325,000 $325,000 $11,769 5.75%
Farmington, MO (FHA|USDA|VA) 1 $325,000 $325,000 $11,114 7.13%
Sandpoint, ID (FHA|USDA|VA) 1 $325,000 $325,000 $9,128 6.99%
Whitewater, WI (FHA|USDA|VA) 1 $315,000 $315,000 $6,881 7.63%
BATON ROUGE, LA (FHA|USDA|VA) 3 $315,000 $105,000 $5,436 6.67%
Atchison, KS (FHA|USDA|VA) 2 $310,000 $155,000 $6,218 6.31%
Fort Payne, AL (FHA|USDA|VA) 2 $310,000 $155,000 $6,688 6.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $310,000 $155,000 $5,470 7.12%
Martin, TN (FHA|USDA|VA) 3 $305,000 $101,667 $3,882 5.75%
Murray, KY (FHA|USDA|VA) 1 $295,000 $295,000 $7,984 8.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $295,000 $295,000 $11,941 6.99%
Cadillac, MI (FHA|USDA|VA) 2 $290,000 $145,000 $6,126 7.31%
Hutchinson, KS (FHA|USDA|VA) 1 $285,000 $285,000 $14,176 6.13%
Sevierville, TN (FHA|USDA|VA) 1 $285,000 $285,000 $8,926 7.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $275,000 $275,000 $5,374 7.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $275,000 $275,000 $7,097 7.25%
Lebanon, MO (FHA|USDA|VA) 1 $265,000 $265,000 $7,999 7.13%
Shelton, WA (FHA|USDA|VA) 1 $265,000 $265,000 $5,238 6.99%
Morehead City, NC (FHA|USDA|VA) 1 $265,000 $265,000 $4,861 6.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $265,000 $265,000 $10,054 6.75%
DuBois, PA (FHA|USDA|VA) 2 $260,000 $130,000 $5,808 7.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.63%
Torrington, CT (FHA|USDA|VA) 1 $255,000 $255,000 $13,006 6.25%
LAFAYETTE, LA (FHA|USDA|VA) 1 $255,000 $255,000 $9,894 6.38%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $255,000 $255,000 $15,814 6.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,976 6.63%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $245,000 $245,000 $8,428 6.25%
Rolla, MO (FHA|USDA|VA) 1 $245,000 $245,000 $10,012 7.12%
JONESBORO, AR (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.75%
Mount Airy, NC (FHA|USDA|VA) 1 $235,000 $235,000 $3,951 7.88%
Opelousas, LA (FHA|USDA|VA) 1 $235,000 $235,000 $11,240 6.00%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $235,000 $78,333 $3,251 7.63%
Peru, IN (FHA|USDA|VA) 2 $230,000 $115,000 $2,728 6.44%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $225,000 $225,000 $8,503 7.13%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $3,927 6.50%
Stillwater, OK (FHA|USDA|VA) 1 $225,000 $225,000 $4,275 5.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $225,000 $225,000 $5,791 6.99%
Holland, MI (FHA|USDA|VA) 1 $225,000 $225,000 $4,566 6.87%
JOPLIN, MO (FHA|USDA|VA) 1 $225,000 $225,000 $7,411 6.63%
JACKSON, MS (FHA|USDA|VA) 1 $225,000 $225,000 $9,068 7.25%
Newberry, SC (FHA|USDA|VA) 1 $225,000 $225,000 $11,488 6.25%
ROME, GA (FHA|USDA|VA) 1 $215,000 $215,000 $10,970 6.13%
Kingsville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $7,101 6.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $215,000 $215,000 $5,880 6.38%
Dodge City, KS (FHA|USDA|VA) 2 $210,000 $105,000 $4,305 6.44%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $205,000 $205,000 $8,881 7.50%
MUNCIE, IN (FHA|USDA|VA) 1 $205,000 $205,000 $4,567 6.50%
Bedford, IN (FHA|USDA|VA) 2 $200,000 $100,000 $4,297 6.94%
Brookings, SD (FHA|USDA|VA) 1 $195,000 $195,000 $8,496 7.25%
Stevens Point, WI (FHA|USDA|VA) 1 $195,000 $195,000 $8,395 6.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $195,000 $195,000 $4,085 6.13%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $195,000 $195,000 $5,441 7.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $195,000 $195,000 $5,272 6.99%
Pittsburg, KS (FHA|USDA|VA) 1 $195,000 $195,000 $3,444 6.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $195,000 $195,000 $3,502 7.50%
Laconia, NH (FHA|USDA|VA) 1 $195,000 $195,000 $10,513 6.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,309 6.63%
Barre, VT (FHA|USDA|VA) 1 $185,000 $185,000 $9,562 7.13%
ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,760 6.50%
HAMMOND, LA (FHA|USDA|VA) 1 $185,000 $185,000 $10,660 7.13%
Calhoun, GA (FHA|USDA|VA) 1 $185,000 $185,000 $4,215 7.38%
Paris, TX (FHA|USDA|VA) 1 $175,000 $175,000 $10,622 7.13%
Pullman, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,686 7.50%
Dumas, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,318 6.50%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $175,000 $175,000 $2,531 5.50%
GADSDEN, AL (FHA|USDA|VA) 1 $175,000 $175,000 $7,245 6.63%
Moberly, MO (FHA|USDA|VA) 1 $165,000 $165,000 $5,742 7.13%
GREEN BAY, WI (FHA|USDA|VA) 1 $165,000 $165,000 $7,246 6.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $165,000 $165,000 $8,632 5.63%
MIDLAND, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,391 6.75%
Freeport, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,889 6.50%
Seymour, IN (FHA|USDA|VA) 2 $160,000 $80,000 $4,359 3.56%
Branson, MO (FHA|USDA|VA) 1 $155,000 $155,000 $7,181 6.50%
Sterling, IL (FHA|USDA|VA) 1 $155,000 $155,000 $7,816 7.25%
Brownwood, TX (FHA|USDA|VA) 1 $155,000 $155,000 $10,084 5.88%
Orangeburg, SC (FHA|USDA|VA) 1 $155,000 $155,000 $10,489 6.49%
CaƱon City, CO (FHA|USDA|VA) 1 $145,000 $145,000 $5,750 6.63%
SUMTER, SC (FHA|USDA|VA) 1 $145,000 $145,000 $7,938 7.13%
Marion, IN (FHA|USDA|VA) 1 $145,000 $145,000 $4,751 7.13%
Bennington, VT (FHA|USDA|VA) 1 $145,000 $145,000 $10,806 6.75%
RACINE, WI (FHA|USDA|VA) 1 $145,000 $145,000 $3,401 6.13%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $135,000 $135,000 $7,284 6.99%
Palatka, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 7.13%
TYLER, TX (FHA|USDA|VA) 1 $135,000 $135,000 $10,354 6.25%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $125,000 $125,000 $4,879 6.75%
Rochelle, IL (FHA|USDA|VA) 1 $125,000 $125,000 $7,198 7.25%
Cordele, GA (FHA|USDA|VA) 1 $125,000 $125,000 $4,271 6.50%
NILES, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,672 6.50%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $115,000 $115,000 $6,904 5.88%
Cookeville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $5,696 6.13%
Berlin, NH (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.50%
Union City, TN (FHA|USDA|VA) 2 $110,000 $55,000 $2,754 2.94%
TOLEDO, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.38%
Port Angeles, WA (FHA|USDA|VA) 1 $105,000 $105,000 $3,632 6.50%
Danville, VA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.99%
Galesburg, IL (FHA|USDA|VA) 2 $90,000 $45,000 $1,978 3.19%
Dyersburg, TN (FHA|USDA|VA) 1 $85,000 $85,000 $3,573 5.75%
Salem, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,609 6.99%
MANSFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,353 6.38%
Mexico, MO (FHA|USDA|VA) 1 $75,000 $75,000 $5,063 7.00%
Parsons, KS (FHA|USDA|VA) 1 $65,000 $65,000 $6,080 6.75%
Toccoa, GA (FHA|USDA|VA) 1 $65,000 $65,000 $3,636 6.63%
Macomb, IL (FHA|USDA|VA) 1 $65,000 $65,000 $4,535 6.75%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.50%
Tiffin, OH (FHA|USDA|VA) 1 $45,000 $45,000 $3,873 7.13%
Leaderone Financial Corporation's top markets include Kansas City, Chicago, St. Louis, Boston, and Denver among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,110 $850,730,000 $273,547 $5,781 6.42%
    FHA 1,661 $414,335,000 $249,449 $11,146 6.72%
    VA 444 $142,830,000 $321,689 $9,655 6.65%
    USDA 110 $18,850,000 $171,364 $7,043 6.67%

    For 2023, Leaderone Financial Corporation's most frequently originated type of loan was Conventional, with 3,110 originations. Their 2nd most popular type was FHA, with 1,661 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,888 $1,312,180,000 $268,449 $7,916 6.51%
    Cash Out Refi 317 $81,115,000 $255,883 $8,265 6.96%
    Refi 120 $33,450,000 $278,750 $7,841 6.81%

    For 2023, Leaderone Financial Corporation's most frequently cited loan purpose was Home Purchase, with 4,888 originations. The 2nd most popular reason was Cash Out Refi, with 317 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,094 $1,406,660,000 $276,141 $8,118 6.67%
    10 Year 134 $1,720,000 $12,836 $211 2.31%
    15 Year 45 $10,865,000 $241,444 $5,606 6.65%
    Other 28 $2,800,000 $100,000 $4,221 3.03%
    20 Year 19 $4,675,000 $246,053 $7,007 6.73%
    5 Year 5 $25,000 $5,000 $0 0.00%

    For 2023, Leaderone Financial Corporation's most frequently cited loan duration was 30 Year, with 5,094 originations. The 2nd most popular length was 10 Year, with 134 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,223 $318,145,000 $260,135
    $5k+ 1,216 $467,280,000 $384,276
    $2k-3k 758 $169,780,000 $223,984
    $3k-4k 749 $181,305,000 $242,063
    $<1k 567 $82,055,000 $144,718
    $4k-5k 469 $128,595,000 $274,190

    Leaderone Financial Corporation's average total fees were $8,118, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,223 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,582 $715,310,000 $277,037
    7-8% 1,796 $522,590,000 $290,974
    5-6% 548 $148,430,000 $270,858
    <2.5% 238 $2,360,000 $9,916
    Over 8% 136 $34,100,000 $250,735
    4-5% 12 $3,270,000 $272,500
    3-4% 12 $560,000 $46,667
    2.5-3% 1 $125,000 $125,000

    During 2023, Leaderone Financial Corporation's average interest rate for loans was 6.67%, while their most frequently originated rate bucket for loans was 6-7%, with 2,582 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,364 $661,190,000 $279,691 $8,926 6.85%
    $100k-200k 1,506 $234,820,000 $155,923 $6,134 6.77%
    $400k-600k 664 $315,520,000 $475,181 $10,813 6.91%
    $100,000 or less 547 $22,675,000 $41,453 $2,033 3.93%
    $600k-1MM 209 $147,065,000 $703,660 $10,977 6.96%
    $1MM+ 35 $45,475,000 $1,299,286 $19,261 6.88%

    2023 saw Leaderone Financial Corporation place emphasis on $200k-400k loans with 2,364 originations, totaling $661,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,323 $236,295,000 $178,605 $6,779 6.17%
    $100k-150k 1,182 $357,610,000 $302,547 $9,152 6.76%
    $75k-100k 1,137 $268,275,000 $235,950 $8,230 6.52%
    $150k-250k 740 $297,080,000 $401,459 $9,140 6.98%
    $50k or less 603 $76,155,000 $126,294 $5,413 6.10%
    $250k+ 327 $187,555,000 $573,563 $9,941 7.11%

    Leaderone Financial Corporation lent most frequently to those with incomes in the $50k-75k range, with 1,323 originations. The second most popular income band? $100k-150k, with 1,182 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 776 $198,010,000 $255,168 $6,841 6.57%
    20-30% 662 $176,130,000 $266,057 $6,589 6.53%
    50-60% 570 $164,520,000 $288,632 $11,214 6.59%
    49% 326 $95,130,000 $291,810 $8,620 6.76%
    44% 258 $67,500,000 $261,628 $7,670 6.50%
    46% 248 $67,760,000 $273,226 $8,624 6.47%
    40% 245 $61,165,000 $249,653 $8,027 6.55%
    41% 235 $66,055,000 $281,085 $8,258 6.50%
    43% 233 $63,845,000 $274,013 $8,097 6.48%
    42% 232 $62,280,000 $268,448 $7,662 6.38%
    45% 220 $61,510,000 $279,591 $8,096 6.75%
    48% 217 $60,855,000 $280,438 $8,453 6.58%
    47% 216 $59,040,000 $273,333 $8,661 6.48%
    39% 200 $53,220,000 $266,100 $7,637 6.63%
    38% 187 $47,675,000 $254,947 $7,081 6.62%
    37% 172 $43,880,000 $255,116 $6,800 6.57%
    <20% 156 $31,370,000 $201,090 $4,738 6.19%
    36% 155 $41,865,000 $270,097 $6,975 6.22%
    >60% 17 $4,935,000 $290,294 $9,801 5.51%

    Leaderone Financial Corporation lent most frequently to those with DTI ratios of 30-36%, with 776 originations. The next most common DTI ratio? 20-30%, with 662 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,838 $1,031,550,000 $268,773 $7,686 6.56%
    Not provided 746 $200,710,000 $269,048 $8,276 6.56%
    Black 519 $120,355,000 $231,898 $8,843 6.28%
    Asian 154 $53,110,000 $344,870 $8,717 6.74%
    American Indian 34 $8,450,000 $248,529 $7,492 6.47%
    Asian Indian 9 $3,445,000 $382,778 $14,208 7.23%
    Native Hawaiian or Islander 5 $2,665,000 $533,000 $20,494 6.83%
    Filipino 7 $2,645,000 $377,857 $15,013 6.73%
    Other Asian 4 $1,590,000 $397,500 $7,365 6.69%
    Other Pacific Islander 2 $670,000 $335,000 $7,456 6.56%
    Vietnamese 2 $610,000 $305,000 $5,761 6.25%
    Guamanian 2 $600,000 $300,000 $4,428 6.44%
    Japanese 2 $190,000 $95,000 $5,760 3.56%
    Samoan 1 $155,000 $155,000 $0 7.63%

    Approval Rates

    Total approvals of all applications
    86.47%

    Leaderone Financial Corporation has an average approval rate.

    Pick Rate

    Approvals leading to origination
    67.12%

    Leaderone Financial Corporation has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 45 $245,000 $5,444
    NA 5,280 $1,426,500,000 $270,170

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,325 $1,426,745,000 $267,933

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 130 $27,260,000 $209,692 $4,874 6.89%
    40-60% 299 $81,305,000 $271,923 $5,874 6.77%
    60-80% 1,054 $324,390,000 $307,770 $7,227 6.97%
    80-100% 3,440 $956,270,000 $277,985 $8,729 6.81%
    Over 100% 82 $30,290,000 $369,390 $17,050 6.71%
    Under 20% 320 $7,230,000 $22,594 $532 1.84%