Cornerstone First Mortgage Inc Rates, Fees & Info
San Diego, CALEI: 2549001SI0EMFPT39035
Tax ID: 26-0728895
1.8 stars - Updated: 4/5/25
-
out of 5 stars, based on 61 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Cornerstone First Mortgage Inc is a small mortgage company specializing in Home Purchase loans. Cornerstone First Mortgage Inc has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Miami, San Francisco, Seattle, and San Diego among others. We have data for 308 markets. (Some data included below & more in-depth data is available with an active subscription.)Cornerstone First Mortgage Inc has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cornerstone First Mortgage Inc is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.75% | 4/5/25 |
| 30 Year Conventional Refi | 7.34% | 4/5/25 |
| 30 Year Cash-out Refi | 8.95% | 4/5/25 |
| 30 Year FHA Purchase | 7.44% | 4/5/25 |
| 30 Year FHA Refi | 7.11% | 4/5/25 |
| 30 Year VA Purchase | 6.71% | 4/5/25 |
| 30 Year VA Refi | 6.23% | 4/5/25 |
| 30 Year USDA Purchase | 7.03% | 4/5/25 |
| 15 Year Conventional Purchase | 6.40% | 4/5/25 |
| 15 Year Conventional Refi | 6.26% | 4/5/25 |
| 15 Year Cash-out Refi | 6.26% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cornerstone First Mortgage Inc Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Cornerstone First Mortgage Inc. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,719Origination Dollar Volume (All Markets)
$1,440,625,000Awards
×
![]()
Cornerstone First Mortgage Inc - 2024
Cornerstone First Mortgage Inc is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for Cornerstone First Mortgage Inc?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Cornerstone First Mortgage Inc's average 30 year fixed mortgage rate was
6.65%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.1%.
Relative Fees (Closing Costs)
Cornerstone First Mortgage Inc's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,251.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 360 | $172,690,000 | $479,694 | $12,815 | 6.99% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 283 | $107,205,000 | $378,816 | $12,498 | 6.82% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 94 | $73,310,000 | $779,894 | $11,396 | 7.22% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 163 | $71,855,000 | $440,828 | $11,453 | 5.54% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 91 | $65,325,000 | $717,857 | $15,897 | 6.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 148 | $48,580,000 | $328,243 | $13,064 | 6.64% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 127 | $42,515,000 | $334,764 | $11,126 | 6.89% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 150 | $39,140,000 | $260,933 | $8,426 | 4.94% |
| Outside of Metro Areas | 107 | $37,355,000 | $349,112 | $12,097 | 6.75% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 40 | $33,500,000 | $837,500 | $17,059 | 7.56% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 77 | $30,255,000 | $392,922 | $12,989 | 6.78% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 67 | $30,085,000 | $449,030 | $11,922 | 6.81% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 75 | $28,345,000 | $377,933 | $11,016 | 6.84% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 52 | $26,360,000 | $506,923 | $14,334 | 7.10% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 50 | $24,480,000 | $489,600 | $10,517 | 7.08% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 69 | $19,155,000 | $277,609 | $7,906 | 7.25% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 29 | $18,415,000 | $635,000 | $17,301 | 7.34% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 87 | $17,685,000 | $203,276 | $6,661 | 7.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 38 | $16,100,000 | $423,684 | $13,100 | 5.65% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 50 | $16,060,000 | $321,200 | $9,477 | 5.99% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 58 | $14,140,000 | $243,793 | $9,337 | 5.95% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 55 | $13,585,000 | $247,000 | $6,119 | 7.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 16 | $11,890,000 | $743,125 | $6,438 | 7.41% |
| COLUMBUS, OH (FHA|USDA|VA) | 32 | $11,710,000 | $365,938 | $5,225 | 6.80% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 31 | $11,175,000 | $360,484 | $11,929 | 6.41% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 9 | $10,865,000 | $1,207,222 | $18,291 | 6.85% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 36 | $10,790,000 | $299,722 | $10,997 | 7.29% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 29 | $10,175,000 | $350,862 | $11,788 | 6.80% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 33 | $9,965,000 | $301,970 | $11,790 | 6.56% |
| PROVO-OREM, UT (FHA|USDA|VA) | 23 | $9,935,000 | $431,957 | $10,357 | 6.61% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 39 | $9,705,000 | $248,846 | $6,137 | 6.97% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 33 | $9,505,000 | $288,030 | $11,385 | 7.06% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $9,160,000 | $654,286 | $20,986 | 6.71% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 16 | $9,140,000 | $571,250 | $15,561 | 6.58% |
| RENO, NV (FHA|USDA|VA) | 24 | $8,700,000 | $362,500 | $12,718 | 6.76% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 19 | $8,615,000 | $453,421 | $12,448 | 6.95% |
| RICHMOND, VA (FHA|USDA|VA) | 21 | $8,285,000 | $394,524 | $13,629 | 6.64% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 21 | $7,715,000 | $367,381 | $13,291 | 7.03% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 16 | $7,570,000 | $473,125 | $11,545 | 7.12% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 13 | $7,525,000 | $578,846 | $9,308 | 7.27% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 29 | $7,035,000 | $242,586 | $8,602 | 6.79% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 28 | $6,870,000 | $245,357 | $8,681 | 6.85% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 23 | $6,775,000 | $294,565 | $10,135 | 7.40% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 18 | $6,610,000 | $367,222 | $11,704 | 6.92% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 18 | $6,590,000 | $366,111 | $9,585 | 6.08% |
| MODESTO, CA (FHA|USDA|VA) | 18 | $6,580,000 | $365,556 | $13,166 | 6.89% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $6,535,000 | $933,571 | $21,839 | 7.60% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $6,325,000 | $421,667 | $11,871 | 6.90% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 25 | $6,165,000 | $246,600 | $7,281 | 6.86% |
| FRESNO, CA (FHA|USDA|VA) | 16 | $5,790,000 | $361,875 | $11,876 | 6.80% |
| BATON ROUGE, LA (FHA|USDA|VA) | 26 | $5,590,000 | $215,000 | $7,735 | 6.69% |
| REDDING, CA (FHA|USDA|VA) | 19 | $5,495,000 | $289,211 | $10,437 | 5.94% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $4,950,000 | $275,000 | $7,349 | 4.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 11 | $4,355,000 | $395,909 | $12,773 | 6.95% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $4,320,000 | $540,000 | $14,033 | 6.36% |
| Hilo, HI (FHA|USDA|VA) | 12 | $4,280,000 | $356,667 | $12,673 | 7.36% |
| OCALA, FL (FHA|USDA|VA) | 24 | $4,030,000 | $167,917 | $6,535 | 4.84% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 13 | $4,025,000 | $309,615 | $13,326 | 7.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 7 | $4,015,000 | $573,571 | $17,139 | 7.57% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $3,795,000 | $1,265,000 | $0 | 7.96% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $3,525,000 | $320,455 | $6,965 | 7.02% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 12 | $3,440,000 | $286,667 | $7,704 | 6.97% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 12 | $3,370,000 | $280,833 | $8,015 | 6.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 12 | $3,350,000 | $279,167 | $10,069 | 6.90% |
| SALEM, OR (FHA|USDA|VA) | 7 | $3,235,000 | $462,143 | $12,584 | 6.76% |
| TULSA, OK (FHA|USDA|VA) | 13 | $3,145,000 | $241,923 | $7,346 | 7.27% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6 | $3,120,000 | $520,000 | $14,149 | 6.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $3,060,000 | $306,000 | $10,103 | 7.34% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $3,035,000 | $607,000 | $15,691 | 7.42% |
| Key West, FL (FHA|USDA|VA) | 5 | $3,025,000 | $605,000 | $15,768 | 8.37% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 10 | $2,960,000 | $296,000 | $9,268 | 6.94% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $2,925,000 | $585,000 | $6,054 | 7.12% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $2,730,000 | $341,250 | $14,300 | 5.83% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 2 | $2,680,000 | $1,340,000 | $84,622 | 8.88% |
| Jefferson, GA (FHA|USDA|VA) | 11 | $2,525,000 | $229,545 | $9,555 | 6.74% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $10,624 | 6.92% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $2,415,000 | $2,415,000 | $0 | 9.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $2,395,000 | $798,333 | $12,757 | 7.04% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 6 | $2,370,000 | $395,000 | $9,603 | 7.13% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $2,355,000 | $261,667 | $6,368 | 7.19% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $2,340,000 | $390,000 | $5,939 | 5.56% |
| JONESBORO, AR (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $8,829 | 6.92% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $2,245,000 | $748,333 | $8,771 | 6.87% |
| Port Angeles, WA (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $6,263 | 4.55% |
| YAKIMA, WA (FHA|USDA|VA) | 8 | $2,050,000 | $256,250 | $8,867 | 6.11% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $13,105 | 6.81% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $2,000,000 | $500,000 | $12,314 | 6.59% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $13,219 | 6.69% |
| Shelton, WA (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $7,843 | 4.55% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $5,414 | 6.83% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 3 | $1,715,000 | $571,667 | $15,317 | 6.46% |
| YUMA, AZ (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $6,874 | 7.27% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $7,235 | 4.94% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $9,255 | 6.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $11,439 | 6.77% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $7,342 | 4.98% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $9,053 | 7.13% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $17,102 | 7.43% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $11,302 | 6.46% |
| WACO, TX (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $9,821 | 7.52% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $15,253 | 6.19% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $9,406 | 7.21% |
| Laconia, NH (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $0 | 7.38% |
| Outside of Metro Areas | 3 | $1,395,000 | $465,000 | $19,165 | 6.91% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $16,280 | 7.09% |
| GREELEY, CO (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $8,639 | 6.46% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $5,680 | 7.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $10,612 | 6.00% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $16,988 | 8.25% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $11,569 | 6.09% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $11,328 | 6.90% |
| WENATCHEE, WA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $8,752 | 5.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $1,310,000 | $327,500 | $12,407 | 7.90% |
| Bellefontaine, OH (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $7,609 | 6.49% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $11,624 | 6.91% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $8,755 | 7.08% |
| Fernley, NV (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $9,722 | 6.40% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $5,707 | 7.05% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $1,270,000 | $635,000 | $17,190 | 6.50% |
| Bogalusa, LA (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $7,444 | 6.73% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $13,033 | 6.78% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $14,186 | 7.22% |
| MERCED, CA (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $13,115 | 6.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $8,875 | 6.93% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $5,334 | 7.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $9,046 | 6.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $29,953 | 7.63% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $8,811 | 6.41% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $8,836 | 8.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $10,001 | 6.43% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $16,553 | 6.44% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $13,437 | 7.38% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $7,793 | 8.83% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $6,381 | 6.60% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $15,394 | 7.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $13,276 | 6.63% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $9,099 | 6.75% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $12,125 | 6.66% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,773 | 6.60% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $10,265 | 6.72% |
| MADERA, CA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $3,647 | 7.83% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $3,752 | 8.06% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $9,127 | 7.50% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $6,043 | 6.93% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $5,408 | 5.32% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $6,901 | 7.18% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,094 | 7.29% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $8,322 | 7.13% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,145 | 7.46% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,241 | 7.06% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,520 | 6.56% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $18,950 | 5.88% |
| Othello, WA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $11,705 | 6.50% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,878 | 6.83% |
| Paragould, AR (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $8,071 | 7.13% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $7,868 | 4.54% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 8.00% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,640 | 7.56% |
| DOVER, DE (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,112 | 6.75% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $6,518 | 6.71% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,228 | 6.69% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $5,079 | 7.00% |
| ENID, OK (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $24,190 | 6.25% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $17,160 | 6.31% |
| MADISON, WI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $5,392 | 6.63% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 7.88% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $7,816 | 6.69% |
| Centralia, WA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $26,771 | 5.75% |
| Newport, OR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,417 | 6.69% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,401 | 7.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $14,040 | 6.38% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $17,827 | 6.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $11,599 | 6.50% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,192 | 5.06% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $15,402 | 7.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $4,366 | 8.19% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,710 | 6.38% |
| AKRON, OH (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,897 | 6.54% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $6,807 | 6.25% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $5,704 | 7.00% |
| Barre, VT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $12,869 | 7.63% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $13,051 | 7.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,446 | 6.56% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,711 | 7.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,100 | 6.50% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $14,061 | 7.49% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,559 | 6.93% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,036 | 6.68% |
| FLINT, MI (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,360 | 6.63% |
| BEND, OR (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $25,259 | 5.99% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,502 | 6.37% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,381 | 3.44% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $11,346 | 8.00% |
| Brevard, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,302 | 6.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,630 | 6.62% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $16,574 | 5.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $4,345 | 7.02% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $20,448 | 5.75% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,532 | 6.81% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,772 | 5.08% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,191 | 6.49% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 7.46% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $17,460 | 7.13% |
| Keene, NH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,605 | 7.00% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $10,119 | 6.38% |
| Astoria, OR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,196 | 7.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,863 | 6.13% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,639 | 6.69% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $16,111 | 7.13% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $18,192 | 6.25% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,193 | 6.62% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,423 | 5.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $17,209 | 6.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,658 | 8.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,208 | 6.62% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 6.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $21,212 | 6.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,680 | 6.38% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,716 | 6.50% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $10,892 | 6.31% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,447 | 5.50% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,233 | 6.63% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,378 | 8.00% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,785 | 7.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 9.75% |
| Williston, ND (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,228 | 7.63% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,815 | 6.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,031 | 7.63% |
| Cullman, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,325 | 6.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $20,245 | 5.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.99% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,522 | 6.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $24,575 | 5.13% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,997 | 7.31% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,594 | 6.25% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,964 | 6.50% |
| Pullman, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 6.62% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,515 | 5.88% |
| Jasper, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,743 | 7.13% |
| Berlin, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,003 | 6.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,032 | 6.25% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,030 | 6.25% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,344 | 5.75% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,965 | 5.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,277 | 5.13% |
| Findlay, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,076 | 6.25% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,343 | 5.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,753 | 7.63% |
| Selma, AL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,355 | 8.75% |
| Granbury, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,921 | 8.50% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,730 | 5.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,516 | 7.63% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,963 | 6.13% |
| Malvern, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,223 | 5.25% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,695 | 6.38% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,147 | 6.25% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,718 | 6.50% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,009 | 6.88% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,108 | 5.88% |
| Borger, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,669 | 6.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.00% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,573 | 6.13% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,768 | 7.63% |
| Camden, AR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,039 | 7.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,968 | 6.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,037 | 7.00% |
| RACINE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,753 | 6.00% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,982 | 6.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,994 | 6.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,191 | 6.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,790 | 6.13% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,491 | 6.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,337 | 6.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,391 | 6.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,553 | 6.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,855 | 7.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,871 | 6.63% |
| Blytheville, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,532 | 6.56% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,417 | 5.00% |
| Summerville, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,791 | 3.13% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,078 | 6.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,508 | 6.75% |
| Americus, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,400 | 6.49% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,766 | 6.99% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,488 | 7.63% |
| Picayune, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,126 | 6.25% |
| NILES, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,027 | 10.00% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,933 | 7.38% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,611 | 7.13% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,997 | 5.88% |
| Sterling, CO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,899 | 6.49% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.25% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,124 | 6.13% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,429 | 7.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,142 | 7.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,336 | 10.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.75% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| Tifton, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.38% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.88% |
| Palestine, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,365 | 6.63% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,176 | 7.00% |
| New Castle, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,797 | 7.75% |
| Ozark, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against Cornerstone First Mortgage Inc based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Los Angeles Federal Credit Union
Similarity Rank: 42
Similarity Rank: 42
CRESCENT MORTGAGE COMPANY
Similarity Rank: 80
Similarity Rank: 80
MYPOINT Credit Union
Similarity Rank: 81
Similarity Rank: 81
GSB MORTGAGE, INC.
Similarity Rank: 133
Similarity Rank: 133
MAINSTREET FEDERAL CREDIT UNION
Similarity Rank: 154
Similarity Rank: 154
SAN ANTONIO CITIZENS
Similarity Rank: 156
Similarity Rank: 156
SAN FRANCISCO FEDERAL CREDIT UNION
Similarity Rank: 176
Similarity Rank: 176
First Credit Union
Similarity Rank: 180
Similarity Rank: 180
SAN DIEGO COUNTY CREDIT UNION
Similarity Rank: 184
Similarity Rank: 184
ELECTRO SAVINGS CREDIT UNION
Similarity Rank: 198
Similarity Rank: 198
Product Mix
For 2024, Cornerstone First Mortgage Inc's most frequently originated type of loan was Conventional, with 2,422 originations. Their 2nd most popular type was FHA, with 961 originations.
Loan Reason
For 2024, Cornerstone First Mortgage Inc's most frequently cited loan purpose was Home Purchase, with 3,117 originations. The 2nd most popular reason was Cash Out Refi, with 320 originations.
Loan Duration/Length
For 2024, Cornerstone First Mortgage Inc's most frequently cited loan duration was 30 Year, with 3,637 originations. The 2nd most popular length was 10 Year, with 41 originations.
Origination Fees/Closing Costs
Cornerstone First Mortgage Inc's average total fees were $11,251, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,420 originations.
Interest Rates
During 2024, Cornerstone First Mortgage Inc's average interest rate for loans was 6.65%, while their most frequently originated rate bucket for loans was 6-7%, with 1,768 originations.
Loan Sizing
2024 saw Cornerstone First Mortgage Inc place emphasis on $200k-400k loans with 1,548 originations, totaling $457,840,000 in origination value.
Applicant Income
Cornerstone First Mortgage Inc lent most frequently to those with incomes in the $100k-150k range, with 951 originations. The second most popular income band? $150k-250k, with 697 originations.
Applicant Debt to Income Ratio
Cornerstone First Mortgage Inc lent most frequently to those with DTI ratios of 50-60%, with 448 originations. The next most common DTI ratio? 30-36%, with 415 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.51%
Cornerstone First Mortgage Inc has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination53.78%
Cornerstone First Mortgage Inc has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,719 | $1,440,625,000 | $387,369 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,719 | $1,440,625,000 | $387,369 |