Homosassa Springs USDA Loan Rates, Closing Costs & Stats

HOMOSASSA SPRINGS, FL

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Homosassa Springs's 19 lenders originated 38 USDA loans during 2024. The total origination value was $8,760,000, with an average USDA loan value of $230,526.

Homosassa Springs USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Homosassa Springs averaged -0.06% for the week of 2025-07-04, compared to the national average (all USDA variants) of 0% for the same period.

Homosassa Springs's average USDA mortgage closing costs are $6,103.

The average rate for the prior week (2025-06-27) was 6.58% and one month ago for the week of 2025-05-30, the average rate was 6.86%.

The average rate one year ago was 7.06%.

For refis of the same type during the week of 2025-07-04, the average rate was -0.02%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Homosassa Springs USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Homosassa Springs level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
METROPLEX MORTGAGE SERVICES, INC. 9 6.36% $8,640
SUCCESS MORTGAGE PARTNERS, INC. 4 6.59% $8,890
CROSSCOUNTRY MORTGAGE, LLC 3 6.38% $9,727
AMERICAN BANCSHARES MORTGAGE 2 6.88% $9,005
EVERETT FINANCIAL, INC. 2 6.81% $9,019
Paramount Residential Mortgage Group, Inc. 2 6.56% $6,428
Regions Bank 2 6.25% $6,643
UNITED WHOLESALE MORTGAGE, LLC 2 5.87% $14,917
Hometown Equity Mortgage, LLC 1 6.63% $17,920
HUNT MORTGAGE CORPORATION 1 6.25% $9,056
BROKER SOLUTIONS, INC. 1 6.75% $9,548
MORTGAGE EQUITY PARTNERS LLC 1 6.87% $6,978
MORTGAGE FINANCIAL GROUP, INC. 1 6.13% $13,064
Bell Bank 1 6.63% $6,138
THE MORTGAGE FIRM, INC. 1 6.63% $7,935
Equity Prime Mortgage LLC 1 7.25% $8,998
Residential Acceptance Corporation 1 6.75% $11,074
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.99% $15,523
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $10,305

The top Homosassa Springs USDA lender as defined by loan originations is METROPLEX MORTGAGE SERVICES, INC., with 9 USDA loans originated. Their average total fees are $8,640, which is $250 lower than the next largest lender, SUCCESS MORTGAGE PARTNERS, INC..

The lowest fee Homosassa Springs USDA lenders (with over 10 loans originated) are .

The lowest rate Homosassa Springs USDA lenders (with over 10 loans originated) are .