Hometown Equity Mortgage Rates, Fees & Info
Clayton, MOLEI: 549300RA3E0BUFO7YZ21
Tax ID: 43-1937428
1 stars - Updated: 4/5/25
-
out of 5 stars, based on 67 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Hometown Equity Mortgage is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Hometown Equity Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, Miami, Riverside, and San Diego among others. We have data for 333 markets. (Some data included below & more in-depth data is available with an active subscription.)Hometown Equity Mortgage has a below average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Hometown Equity Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.24% | 4/5/25 |
| 30 Year Conventional Refi | 8.21% | 4/5/25 |
| 30 Year Cash-out Refi | 9.47% | 4/5/25 |
| 30 Year FHA Purchase | 7.07% | 4/5/25 |
| 30 Year FHA Refi | 6.92% | 4/5/25 |
| 30 Year VA Purchase | 6.16% | 4/5/25 |
| 30 Year VA Refi | 6.72% | 4/5/25 |
| 30 Year USDA Purchase | 7.26% | 4/5/25 |
| 15 Year Conventional Purchase | 5.87% | 4/5/25 |
| 15 Year Conventional Refi | 7.16% | 4/5/25 |
| 15 Year Cash-out Refi | 7.16% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Hometown Equity Mortgage Mortgage Calculator
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This is not an official calculator from Hometown Equity Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,439Origination Dollar Volume (All Markets)
$1,944,295,000Awards
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Hometown Equity Mortgage - 2024
Hometown Equity Mortgage is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Hometown Equity Mortgage's average 30 year fixed mortgage rate was
7.78%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.23%.
Relative Fees (Closing Costs)
Hometown Equity Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $16,143.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 393 | $255,275,000 | $649,555 | $19,050 | 7.92% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 346 | $232,130,000 | $670,896 | $22,966 | 7.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 328 | $151,940,000 | $463,232 | $20,547 | 7.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 300 | $144,690,000 | $482,300 | $14,815 | 6.96% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 103 | $75,665,000 | $734,612 | $20,908 | 7.33% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 177 | $75,075,000 | $424,153 | $14,331 | 7.85% |
| Outside of Metro Areas | 144 | $54,680,000 | $379,722 | $14,775 | 8.05% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 154 | $48,650,000 | $315,909 | $14,516 | 7.82% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 157 | $44,995,000 | $286,592 | $19,407 | 7.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 108 | $39,970,000 | $370,093 | $15,477 | 7.87% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 79 | $29,915,000 | $378,671 | $21,191 | 7.78% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 49 | $28,205,000 | $575,612 | $11,715 | 8.26% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 71 | $25,755,000 | $362,746 | $12,592 | 7.82% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 55 | $23,605,000 | $429,182 | $15,675 | 7.84% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 42 | $21,730,000 | $517,381 | $12,399 | 8.30% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 67 | $20,985,000 | $313,209 | $12,291 | 7.90% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 27 | $19,175,000 | $710,185 | $18,720 | 7.42% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 46 | $19,010,000 | $413,261 | $16,376 | 8.41% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 53 | $17,405,000 | $328,396 | $11,075 | 7.56% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 31 | $17,025,000 | $549,194 | $17,252 | 8.13% |
| Heber, UT (FHA|USDA|VA) | 15 | $16,315,000 | $1,087,667 | $17,916 | 7.75% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 50 | $15,620,000 | $312,400 | $12,629 | 7.16% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 36 | $15,480,000 | $430,000 | $18,503 | 7.57% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 34 | $15,280,000 | $449,412 | $14,173 | 8.26% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 50 | $14,830,000 | $296,600 | $10,508 | 8.04% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 17 | $14,725,000 | $866,176 | $26,431 | 7.80% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 30 | $13,740,000 | $458,000 | $17,160 | 7.97% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 45 | $13,155,000 | $292,333 | $16,555 | 7.68% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 22 | $13,100,000 | $595,455 | $18,623 | 7.95% |
| Sevierville, TN (FHA|USDA|VA) | 18 | $13,060,000 | $725,556 | $0 | 7.59% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 52 | $12,700,000 | $244,231 | $13,819 | 8.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 28 | $12,340,000 | $440,714 | $17,696 | 8.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 25 | $10,485,000 | $419,400 | $14,536 | 7.49% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 24 | $10,460,000 | $435,833 | $11,190 | 8.47% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 40 | $10,420,000 | $260,500 | $15,608 | 8.07% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 20 | $10,000,000 | $500,000 | $15,760 | 7.92% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 32 | $9,690,000 | $302,813 | $13,519 | 7.85% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 27 | $9,295,000 | $344,259 | $18,928 | 7.99% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 22 | $9,000,000 | $409,091 | $13,360 | 6.85% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 24 | $8,960,000 | $373,333 | $0 | 7.70% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 15 | $8,305,000 | $553,667 | $17,563 | 7.74% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 13 | $7,035,000 | $541,154 | $0 | 8.08% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $6,790,000 | $1,131,667 | $16,731 | 7.96% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 30 | $6,400,000 | $213,333 | $0 | 8.23% |
| FRESNO, CA (FHA|USDA|VA) | 18 | $6,070,000 | $337,222 | $11,889 | 7.68% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $5,860,000 | $586,000 | $13,459 | 8.56% |
| RICHMOND, VA (FHA|USDA|VA) | 25 | $5,815,000 | $232,600 | $10,776 | 7.31% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 21 | $5,765,000 | $274,524 | $11,424 | 7.67% |
| STOCKTON, CA (FHA|USDA|VA) | 14 | $5,510,000 | $393,571 | $11,133 | 7.78% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 10 | $5,460,000 | $546,000 | $17,549 | 8.30% |
| SANTA FE, NM (FHA|USDA|VA) | 7 | $5,305,000 | $757,857 | $9,337 | 7.91% |
| MODESTO, CA (FHA|USDA|VA) | 16 | $5,030,000 | $314,375 | $12,100 | 7.13% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 19 | $4,805,000 | $252,895 | $10,301 | 8.28% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 14 | $4,770,000 | $340,714 | $9,262 | 8.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 17 | $4,715,000 | $277,353 | $16,312 | 7.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 15 | $4,585,000 | $305,667 | $15,372 | 8.73% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 17 | $4,565,000 | $268,529 | $17,583 | 7.86% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $4,445,000 | $296,333 | $14,250 | 7.58% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 21 | $4,365,000 | $207,857 | $9,865 | 7.10% |
| PROVO-OREM, UT (FHA|USDA|VA) | 10 | $4,270,000 | $427,000 | $12,926 | 8.16% |
| Key West, FL (FHA|USDA|VA) | 4 | $4,180,000 | $1,045,000 | $0 | 8.59% |
| SPARTANBURG, SC (FHA|USDA|VA) | 8 | $3,900,000 | $487,500 | $40,363 | 7.73% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 12 | $3,720,000 | $310,000 | $13,093 | 7.40% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $3,620,000 | $603,333 | $12,620 | 8.25% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $3,595,000 | $276,538 | $0 | 7.47% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 8 | $3,570,000 | $446,250 | $8,133 | 7.86% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 18 | $3,440,000 | $191,111 | $0 | 7.53% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $3,345,000 | $371,667 | $0 | 8.39% |
| OCALA, FL (FHA|USDA|VA) | 15 | $3,305,000 | $220,333 | $12,545 | 7.04% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $3,205,000 | $457,857 | $4,653 | 7.86% |
| ST. GEORGE, UT (FHA|USDA|VA) | 5 | $3,205,000 | $641,000 | $18,106 | 7.40% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $3,200,000 | $800,000 | $9,592 | 8.72% |
| Fredericksburg, TX (FHA|USDA|VA) | 6 | $3,180,000 | $530,000 | $14,077 | 7.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $10,955 | 8.47% |
| BATON ROUGE, LA (FHA|USDA|VA) | 11 | $3,145,000 | $285,909 | $8,706 | 7.50% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $3,120,000 | $390,000 | $22,729 | 7.39% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 6 | $3,100,000 | $516,667 | $12,833 | 8.46% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 9 | $2,985,000 | $331,667 | $0 | 7.94% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $2,875,000 | $2,875,000 | $0 | 7.99% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $2,630,000 | $657,500 | $0 | 7.69% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $2,485,000 | $276,111 | $11,725 | 8.21% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $0 | 7.55% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $0 | 7.90% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $12,476 | 8.23% |
| KNOXVILLE, TN (FHA|USDA|VA) | 10 | $2,350,000 | $235,000 | $11,965 | 7.48% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 11 | $2,345,000 | $213,182 | $11,639 | 7.64% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $2,340,000 | $585,000 | $0 | 8.56% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $2,265,000 | $453,000 | $0 | 6.90% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $2,165,000 | $240,556 | $13,166 | 7.51% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $2,160,000 | $540,000 | $18,359 | 6.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $11,603 | 7.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $2,110,000 | $527,500 | $5,495 | 7.84% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $2,110,000 | $1,055,000 | $34,281 | 7.31% |
| MERCED, CA (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $11,050 | 7.92% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $7,416 | 8.10% |
| WACO, TX (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $10,789 | 6.73% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $1,940,000 | $970,000 | $20,161 | 7.75% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $6,530 | 8.16% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 6 | $1,920,000 | $320,000 | $11,703 | 7.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,860,000 | $465,000 | $14,259 | 7.69% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $36,256 | 7.92% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $10,645 | 7.67% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $14,459 | 8.84% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $17,629 | 5.81% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $12,576 | 7.63% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $1,740,000 | $435,000 | $0 | 7.37% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $0 | 7.63% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $6,910 | 8.34% |
| CHICO, CA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $14,677 | 8.29% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $0 | 8.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $14,200 | 8.33% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $10,173 | 8.08% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $0 | 8.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $5,593 | 7.90% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $8,888 | 7.03% |
| COLUMBIA, SC (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $7,601 | 8.42% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $9,141 | 8.52% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $1,425,000 | $1,425,000 | $0 | 7.75% |
| BINGHAMTON, NY (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $0 | 8.42% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,200 | 8.45% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $22,922 | 8.03% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $8,950 | 7.21% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $19,214 | 8.17% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $25,120 | 9.25% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $1,225,000 | $1,225,000 | $20,379 | 7.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $9,602 | 6.54% |
| Outside of Metro Areas | 2 | $1,190,000 | $595,000 | $19,779 | 8.56% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $0 | 8.35% |
| PUEBLO, CO (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $0 | 7.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $15,346 | 7.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $5,673 | 7.88% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $0 | 8.44% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $3,973 | 8.35% |
| TULSA, OK (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $0 | 7.19% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $0 | 8.23% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $0 | 8.56% |
| Price, UT (FHA|USDA|VA) | 1 | $1,045,000 | $1,045,000 | $0 | 7.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $0 | 7.90% |
| Payson, AZ (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $16,357 | 8.38% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $0 | 8.00% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $27,064 | 8.44% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 7.73% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $0 | 8.21% |
| RENO, NV (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $0 | 7.88% |
| Hilo, HI (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $0 | 7.75% |
| Malone, NY (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $0 | 8.88% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $0 | 8.31% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 9.88% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $12,388 | 7.25% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $15,495 | 7.38% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $0 | 8.31% |
| KINGSTON, NY (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $0 | 7.29% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $2,314 | 7.65% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 7.78% |
| RACINE, WI (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $7,869 | 7.79% |
| Boone, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $0 | 7.88% |
| MADERA, CA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $17,310 | 8.75% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $8,503 | 6.38% |
| Sonora, CA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $15,143 | 7.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $10,642 | 7.00% |
| Branson, MO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $0 | 7.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,317 | 7.19% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $7,143 | 8.75% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 6.67% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 8.69% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 7.88% |
| Washington, NC (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $0 | 6.75% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $12,880 | 9.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $0 | 8.25% |
| Centralia, WA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 7.50% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $14,475 | 8.31% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $0 | 6.88% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 10.38% |
| HAMMOND, LA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 6.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 7.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 8.06% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 9.75% |
| AKRON, OH (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $9,039 | 7.31% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $13,456 | 7.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $0 | 9.17% |
| DOVER, DE (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $0 | 7.88% |
| Amsterdam, NY (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $0 | 8.75% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 8.50% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 7.38% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 10.25% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $14,043 | 6.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,626 | 7.58% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $20,332 | 9.00% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 7.92% |
| Easton, MD (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 9.13% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 7.18% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 9.25% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 7.88% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 7.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 8.25% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 7.69% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 8.29% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 8.21% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $19,270 | 7.50% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 8.63% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $13,176 | 6.19% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,394 | 6.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 7.71% |
| Jasper, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 7.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.75% |
| Albertville, AL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 7.69% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,553 | 8.50% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 7.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $13,806 | 5.75% |
| Farmington, MO (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $3,931 | 8.69% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 8.54% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 7.31% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,669 | 6.19% |
| Concord, NH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 10.75% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $17,772 | 6.63% |
| Marion, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,649 | 6.06% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,673 | 7.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,325 | 5.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 6.50% |
| Fernley, NV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,613 | 7.88% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $15,142 | 8.81% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,153 | 8.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 7.81% |
| Athens, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 7.25% |
| DALTON, GA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 8.50% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,321 | 10.06% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,536 | 9.88% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 8.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 8.44% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,865 | 6.31% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 8.75% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,764 | 5.25% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 8.63% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $19,631 | 7.50% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 7.13% |
| FLINT, MI (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.56% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.38% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 7.31% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,293 | 6.50% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,706 | 8.00% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,784 | 6.25% |
| Ludington, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,255 | 8.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 8.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.50% |
| Defiance, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,217 | 6.25% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.75% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.38% |
| Berlin, NH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.44% |
| COLUMBUS, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.94% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,052 | 6.75% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,884 | 10.00% |
| Laconia, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.00% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,626 | 7.50% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 6.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.38% |
| NILES, MI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,406 | 9.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.88% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 8.00% |
| Gillette, WY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.63% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,649 | 5.75% |
| ROME, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,134 | 7.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.93% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,264 | 8.88% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,518 | 9.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,282 | 6.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.88% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.75% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.38% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.13% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 8.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.63% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 9.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,518 | 6.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.50% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.50% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.38% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,848 | 7.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 9.00% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,958 | 6.63% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 10.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,842 | 9.25% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 9.38% |
| Marietta, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,045 | 6.75% |
| Marion, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.75% |
| MADISON, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.88% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 9.38% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,835 | 8.99% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,959 | 6.88% |
| Greenville, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.13% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,203 | 6.38% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.50% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.75% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,701 | 6.50% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,456 | 8.88% |
| Sidney, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,495 | 6.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,221 | 8.50% |
| LIMA, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.00% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.75% |
| Olean, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 10.50% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.63% |
| Shelby, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.38% |
| Urbana, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,308 | 6.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
| Prineville, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.25% |
| Kinston, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| TYLER, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.63% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| READING, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| Athens, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,197 | 6.63% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,281 | 6.88% |
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Product Mix
For 2024, Hometown Equity Mortgage's most frequently originated type of loan was Conventional, with 3,858 originations. Their 2nd most popular type was FHA, with 499 originations.
Loan Reason
For 2024, Hometown Equity Mortgage's most frequently cited loan purpose was Home Purchase, with 2,470 originations. The 2nd most popular reason was Cash Out Refi, with 1,587 originations.
Loan Duration/Length
For 2024, Hometown Equity Mortgage's most frequently cited loan duration was 30 Year, with 4,268 originations. The 2nd most popular length was 30+ year, with 109 originations.
Origination Fees/Closing Costs
Hometown Equity Mortgage's average total fees were $16,143, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,110 originations.
Interest Rates
During 2024, Hometown Equity Mortgage's average interest rate for loans was 7.78%, while their most frequently originated rate bucket for loans was 7-8%, with 1,686 originations.
Loan Sizing
2024 saw Hometown Equity Mortgage place emphasis on $200k-400k loans with 1,659 originations, totaling $481,625,000 in origination value.
Applicant Income
Hometown Equity Mortgage lent most frequently to those with incomes in the $250k+ range, with 492 originations. The second most popular income band? $100k-150k, with 375 originations.
Applicant Debt to Income Ratio
Hometown Equity Mortgage lent most frequently to those with DTI ratios of 50-60%, with 245 originations. The next most common DTI ratio? 30-36%, with 185 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications51.79%
Hometown Equity Mortgage has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination93.47%
Hometown Equity Mortgage has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9221.9 | 1 | $335,000 | $335,000 |
| NA | 4,438 | $1,943,960,000 | $438,026 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,439 | $1,944,295,000 | $438,003 |