Hometown Equity Mortgage Rates, Fees & Info

Clayton, MO

LEI: 549300RA3E0BUFO7YZ21

Tax ID: 43-1937428

1 stars - out of 5 stars, based on 87 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Hometown Equity Mortgage is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Hometown Equity Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Riverside, New York, Miami, and San Diego among others. We have data for 304 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Hometown Equity Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Hometown Equity Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.22% 10/3/22
    30 Year Conventional Refi 6.63% 10/3/22
    30 Year Cash-out Refi 6.87% 10/3/22
    30 Year FHA Purchase 7.95% 10/3/22
    30 Year FHA Refi 7.15% 10/3/22
    30 Year VA Purchase 6.59% 10/3/22
    30 Year VA Refi 6.12% 10/3/22
    30 Year USDA Purchase 7.00% 10/3/22
    30 Year USDA Refi 6.50% 10/3/22
    15 Year Conventional Purchase 6.93% 10/3/22
    15 Year Conventional Refi 6.39% 10/3/22
    15 Year Cash-out Refi 6.39% 10/3/22
    15 Year FHA Purchase 8.03% 10/3/22
    15 Year FHA Refi 7.70% 10/3/22
    15 Year VA Purchase 5.96% 10/3/22
    15 Year VA Refi 6.67% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    7,580

    Origination Dollar Volume (All Markets)

    $2,682,380,000

    Relative Rate

    Hometown Equity Mortgage 's average 30 year fixed mortgage rate was 3.73%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.58%.

    Relative Fees (Closing Costs)

    Hometown Equity Mortgage 's average total fees/closing costs for a 30 year fixed rate mortgage were $9,455.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,457 $762,285,000 $523,188 $10,262 3.47%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,173 $429,595,000 $366,236 $8,310 3.37%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 235 $129,585,000 $551,426 $12,216 4.63%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 291 $97,205,000 $334,038 $9,820 4.14%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 146 $84,140,000 $576,301 $9,909 3.43%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 195 $72,885,000 $373,769 $7,764 3.62%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 267 $60,415,000 $226,273 $8,127 4.02%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 94 $58,600,000 $623,404 $11,172 3.74%
    VALLEJO, CA (FHA|USDA|VA) 98 $47,190,000 $481,531 $9,880 3.42%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 135 $34,185,000 $253,222 $8,554 3.68%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 60 $33,920,000 $565,333 $10,945 3.46%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 135 $32,805,000 $243,000 $9,144 3.96%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 133 $32,435,000 $243,872 $7,832 4.30%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 101 $30,095,000 $297,970 $9,540 3.86%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 126 $27,200,000 $215,873 $7,900 4.51%
    Outside of Metro Areas 105 $25,425,000 $242,143 $5,702 4.01%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 27 $23,895,000 $885,000 $8,790 3.71%
    STOCKTON, CA (FHA|USDA|VA) 64 $23,350,000 $364,844 $8,681 3.74%
    BATON ROUGE, LA (FHA|USDA|VA) 124 $23,070,000 $186,048 $7,115 3.70%
    MODESTO, CA (FHA|USDA|VA) 63 $21,215,000 $336,746 $7,897 3.45%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 32 $19,870,000 $620,938 $9,825 4.38%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 85 $19,855,000 $233,588 $7,845 4.56%
    FRESNO, CA (FHA|USDA|VA) 73 $19,455,000 $266,507 $7,853 3.70%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 38 $19,190,000 $505,000 $8,887 4.51%
    BAKERSFIELD, CA (FHA|USDA|VA) 77 $18,685,000 $242,662 $7,319 3.65%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 35 $18,265,000 $521,857 $6,392 4.11%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 58 $17,200,000 $296,552 $7,586 4.32%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 96 $16,700,000 $173,958 $7,622 4.16%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 30 $16,300,000 $543,333 $14,523 4.46%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 59 $16,185,000 $274,322 $5,571 4.31%
    JACKSONVILLE, FL (FHA|USDA|VA) 65 $14,075,000 $216,538 $7,441 4.28%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 77 $13,785,000 $179,026 $6,914 4.39%
    SALINAS, CA (FHA|USDA|VA) 29 $13,445,000 $463,621 $8,354 3.58%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 43 $11,915,000 $277,093 $9,453 3.86%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 60 $11,590,000 $193,167 $8,089 4.17%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 57 $10,535,000 $184,825 $7,138 4.34%
    RICHMOND, VA (FHA|USDA|VA) 59 $10,065,000 $170,593 $7,917 4.60%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 42 $9,190,000 $218,810 $6,941 4.56%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 44 $8,960,000 $203,636 $5,621 4.94%
    VISALIA, CA (FHA|USDA|VA) 35 $8,905,000 $254,429 $8,364 3.37%
    WACO, TX (FHA|USDA|VA) 36 $8,620,000 $239,444 $5,747 3.25%
    SALT LAKE CITY, UT (FHA|USDA|VA) 26 $7,940,000 $305,385 $8,058 4.59%
    MERCED, CA (FHA|USDA|VA) 26 $7,820,000 $300,769 $7,550 3.48%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 29 $7,635,000 $263,276 $6,728 3.78%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 17 $7,275,000 $427,941 $7,145 4.35%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 29 $6,975,000 $240,517 $7,881 4.32%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 13 $6,975,000 $536,538 $13,600 4.16%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 23 $6,965,000 $302,826 $7,580 4.40%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 30 $6,800,000 $226,667 $6,097 4.43%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 35 $6,795,000 $194,143 $7,283 4.26%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 22 $6,340,000 $288,182 $6,873 3.97%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 34 $6,320,000 $185,882 $5,207 3.30%
    URBAN HONOLULU, HI (FHA|USDA|VA) 10 $6,170,000 $617,000 $0 4.78%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 29 $6,085,000 $209,828 $6,157 3.73%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 32 $6,000,000 $187,500 $7,019 4.09%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 28 $5,370,000 $191,786 $7,811 4.39%
    COLUMBIA, SC (FHA|USDA|VA) 37 $5,215,000 $140,946 $6,856 4.70%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 37 $5,045,000 $136,351 $6,582 4.88%
    Key West, FL (FHA|USDA|VA) 6 $4,980,000 $830,000 $0 4.85%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 30 $4,830,000 $161,000 $6,495 4.95%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 18 $4,770,000 $265,000 $6,113 4.56%
    OCALA, FL (FHA|USDA|VA) 23 $4,415,000 $191,957 $7,314 3.83%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 19 $3,955,000 $208,158 $10,580 4.30%
    Sevierville, TN (FHA|USDA|VA) 8 $3,950,000 $493,750 $0 4.95%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 6 $3,920,000 $653,333 $7,014 4.56%
    Hilo, HI (FHA|USDA|VA) 4 $3,730,000 $932,500 $0 4.91%
    WORCESTER, MA-CT (FHA|USDA|VA) 12 $3,570,000 $297,500 $7,185 4.92%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 15 $3,565,000 $237,667 $8,093 3.31%
    OCEAN CITY, NJ (FHA|USDA|VA) 3 $3,345,000 $1,115,000 $0 4.54%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $3,235,000 $647,000 $0 5.18%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 19 $3,195,000 $168,158 $4,779 4.33%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 7 $2,995,000 $427,857 $0 4.87%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 4 $2,940,000 $735,000 $25,402 4.31%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $2,905,000 $322,778 $14,971 4.79%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 12 $2,690,000 $224,167 $6,939 3.77%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,620,000 $436,667 $6,849 3.64%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 16 $2,610,000 $163,125 $5,295 3.78%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 9 $2,545,000 $282,778 $10,997 4.31%
    EL PASO, TX (FHA|USDA|VA) 15 $2,415,000 $161,000 $5,112 3.94%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 11 $2,345,000 $213,182 $7,321 4.75%
    PUNTA GORDA, FL (FHA|USDA|VA) 10 $2,330,000 $233,000 $7,489 4.30%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 9 $2,265,000 $251,667 $5,574 3.64%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 9 $2,165,000 $240,556 $7,792 3.44%
    RALEIGH-CARY, NC (FHA|USDA|VA) 8 $2,110,000 $263,750 $7,479 4.47%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 8 $2,090,000 $261,250 $6,546 4.61%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,080,000 $208,000 $8,689 3.15%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $2,065,000 $413,000 $5,096 4.63%
    GREELEY, CO (FHA|USDA|VA) 6 $2,000,000 $333,333 $5,439 4.06%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 13 $1,945,000 $149,615 $0 5.05%
    BEND, OR (FHA|USDA|VA) 4 $1,940,000 $485,000 $3,296 3.72%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 12 $1,860,000 $155,000 $6,227 4.72%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 10 $1,750,000 $175,000 $5,436 5.25%
    Sonora, CA (FHA|USDA|VA) 8 $1,740,000 $217,500 $7,240 4.54%
    GAINESVILLE, FL (FHA|USDA|VA) 10 $1,740,000 $174,000 $6,469 4.41%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $1,695,000 $565,000 $3,278 4.54%
    PITTSBURGH, PA (FHA|USDA|VA) 13 $1,685,000 $129,615 $9,076 4.66%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,630,000 $203,750 $4,844 3.67%
    NAPA, CA (FHA|USDA|VA) 3 $1,605,000 $535,000 $19,337 3.71%
    Cedartown, GA (FHA|USDA|VA) 11 $1,585,000 $144,091 $7,250 3.45%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $1,565,000 $142,273 $5,845 3.40%
    SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,565,000 $223,571 $5,514 4.45%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 7 $1,565,000 $223,571 $4,002 5.34%
    TALLAHASSEE, FL (FHA|USDA|VA) 10 $1,560,000 $156,000 $4,680 4.66%
    SPRINGFIELD, MO (FHA|USDA|VA) 11 $1,425,000 $129,545 $4,743 4.42%
    TUCSON, AZ (FHA|USDA|VA) 6 $1,400,000 $233,333 $8,172 4.50%
    YUBA CITY, CA (FHA|USDA|VA) 7 $1,395,000 $199,286 $7,655 4.95%
    MADERA, CA (FHA|USDA|VA) 4 $1,390,000 $347,500 $7,731 2.84%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $1,390,000 $695,000 $10,279 4.56%
    COLUMBUS, OH (FHA|USDA|VA) 7 $1,385,000 $197,857 $5,315 3.16%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $1,360,000 $113,333 $4,416 4.57%
    FORT COLLINS, CO (FHA|USDA|VA) 5 $1,355,000 $271,000 $7,511 4.45%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $1,355,000 $271,000 $0 5.03%
    SAVANNAH, GA (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,475 4.77%
    COLUMBUS, GA-AL (FHA|USDA|VA) 8 $1,340,000 $167,500 $7,595 3.34%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $1,295,000 $185,000 $8,248 4.63%
    SPARTANBURG, SC (FHA|USDA|VA) 6 $1,280,000 $213,333 $7,221 4.50%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,280,000 $320,000 $13,235 3.94%
    Port Angeles, WA (FHA|USDA|VA) 3 $1,275,000 $425,000 $9,019 4.13%
    HAMMOND, LA (FHA|USDA|VA) 6 $1,240,000 $206,667 $8,042 4.77%
    EL CENTRO, CA (FHA|USDA|VA) 7 $1,235,000 $176,429 $6,972 2.93%
    ASHEVILLE, NC (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,724 5.28%
    Torrington, CT (FHA|USDA|VA) 8 $1,220,000 $152,500 $6,109 4.78%
    CHICO, CA (FHA|USDA|VA) 4 $1,210,000 $302,500 $0 4.69%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,210,000 $302,500 $10,111 3.41%
    Orangeburg, SC (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,165 3.14%
    PROVO-OREM, UT (FHA|USDA|VA) 4 $1,180,000 $295,000 $0 4.41%
    LAFAYETTE, LA (FHA|USDA|VA) 7 $1,125,000 $160,714 $5,835 4.20%
    MEDFORD, OR (FHA|USDA|VA) 2 $1,110,000 $555,000 $4,998 3.81%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $0 3.99%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $1,090,000 $272,500 $0 4.78%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,447 4.22%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,010,000 $252,500 $6,498 3.62%
    GRAND JUNCTION, CO (FHA|USDA|VA) 5 $1,005,000 $201,000 $5,841 3.78%
    PANAMA CITY, FL (FHA|USDA|VA) 4 $990,000 $247,500 $8,965 3.81%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $950,000 $475,000 $1,862 4.31%
    VICTORIA, TX (FHA|USDA|VA) 6 $950,000 $158,333 $7,219 5.27%
    LAKE CHARLES, LA (FHA|USDA|VA) 4 $950,000 $237,500 $4,240 3.72%
    Morehead City, NC (FHA|USDA|VA) 2 $940,000 $470,000 $0 5.06%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $915,000 $305,000 $5,166 4.38%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $910,000 $227,500 $0 4.65%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $900,000 $450,000 $9,864 3.25%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $895,000 $179,000 $4,783 4.75%
    Arcadia, FL (FHA|USDA|VA) 3 $885,000 $295,000 $5,048 5.17%
    TYLER, TX (FHA|USDA|VA) 5 $885,000 $177,000 $0 5.70%
    READING, PA (FHA|USDA|VA) 5 $845,000 $169,000 $8,318 3.80%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $840,000 $420,000 $0 5.00%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $825,000 $165,000 $5,456 3.97%
    Montrose, CO (FHA|USDA|VA) 3 $785,000 $261,667 $4,193 2.79%
    Pottsville, PA (FHA|USDA|VA) 3 $765,000 $255,000 $6,958 5.33%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 4 $740,000 $185,000 $8,922 3.19%
    SALEM, OR (FHA|USDA|VA) 4 $730,000 $182,500 $6,694 4.06%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $720,000 $180,000 $6,890 3.19%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $710,000 $355,000 $2,238 4.38%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $710,000 $118,333 $5,361 4.67%
    SALISBURY, MD-DE (FHA|USDA|VA) 2 $700,000 $350,000 $8,940 4.00%
    LAREDO, TX (FHA|USDA|VA) 4 $700,000 $175,000 $7,145 4.06%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 7 $695,000 $99,286 $5,757 5.39%
    BOISE CITY, ID (FHA|USDA|VA) 2 $690,000 $345,000 $0 4.13%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $675,000 $225,000 $0 4.92%
    Moses Lake, WA (FHA|USDA|VA) 2 $670,000 $335,000 $18,414 3.19%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $650,000 $325,000 $3,196 4.19%
    TULSA, OK (FHA|USDA|VA) 4 $650,000 $162,500 $8,102 3.75%
    Clearlake, CA (FHA|USDA|VA) 2 $640,000 $320,000 $5,744 3.50%
    BOULDER, CO (FHA|USDA|VA) 2 $620,000 $310,000 $3,099 3.81%
    Eureka-Arcata, CA (FHA|USDA|VA) 2 $610,000 $305,000 $6,236 4.38%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $590,000 $295,000 $0 5.31%
    Red Bluff, CA (FHA|USDA|VA) 3 $585,000 $195,000 $5,065 2.99%
    Ashtabula, OH (FHA|USDA|VA) 3 $575,000 $191,667 $5,974 3.21%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $570,000 $285,000 $5,616 4.94%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $565,000 $188,333 $8,646 4.50%
    SPRINGFIELD, OH (FHA|USDA|VA) 3 $565,000 $188,333 $5,784 3.17%
    TOLEDO, OH (FHA|USDA|VA) 4 $560,000 $140,000 $5,511 3.00%
    GAINESVILLE, GA (FHA|USDA|VA) 4 $560,000 $140,000 $6,622 3.31%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $555,000 $185,000 $6,937 4.21%
    Atmore, AL (FHA|USDA|VA) 4 $550,000 $137,500 $7,752 3.31%
    PUEBLO, CO (FHA|USDA|VA) 4 $550,000 $137,500 $7,239 3.78%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $535,000 $178,333 $0 4.88%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $515,000 $171,667 $6,973 4.29%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $510,000 $127,500 $5,439 5.09%
    THE VILLAGES, FL (FHA|USDA|VA) 3 $505,000 $168,333 $4,834 5.50%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $495,000 $165,000 $10,812 4.50%
    WILMINGTON, NC (FHA|USDA|VA) 3 $475,000 $158,333 $0 4.83%
    Richmond-Berea, KY (FHA|USDA|VA) 3 $475,000 $158,333 $5,854 4.21%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $470,000 $235,000 $7,149 2.94%
    MOBILE, AL (FHA|USDA|VA) 3 $455,000 $151,667 $3,779 4.29%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $455,000 $151,667 $0 5.17%
    Roseburg, OR (FHA|USDA|VA) 2 $440,000 $220,000 $6,777 3.13%
    Urbana, OH (FHA|USDA|VA) 3 $435,000 $145,000 $5,891 3.04%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $430,000 $215,000 $20,168 4.00%
    Payson, AZ (FHA|USDA|VA) 1 $425,000 $425,000 $0 4.88%
    Frankfort, KY (FHA|USDA|VA) 3 $395,000 $131,667 $4,623 4.29%
    ST. GEORGE, UT (FHA|USDA|VA) 2 $390,000 $195,000 $7,280 5.13%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $385,000 $385,000 $0 4.38%
    Wooster, OH (FHA|USDA|VA) 3 $385,000 $128,333 $6,763 3.21%
    Shelton, WA (FHA|USDA|VA) 1 $385,000 $385,000 $19,998 3.63%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $385,000 $128,333 $7,327 4.46%
    Hannibal, MO (FHA|USDA|VA) 1 $385,000 $385,000 $8,062 3.13%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $380,000 $190,000 $8,785 3.88%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $375,000 $375,000 $11,195 2.50%
    ABILENE, TX (FHA|USDA|VA) 2 $370,000 $185,000 $17,313 5.38%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $370,000 $185,000 $0 4.88%
    Breckenridge, CO (FHA|USDA|VA) 1 $365,000 $365,000 $0 4.50%
    Palatka, FL (FHA|USDA|VA) 3 $355,000 $118,333 $4,270 4.13%
    ALBANY, GA (FHA|USDA|VA) 4 $350,000 $87,500 $5,127 5.25%
    LOGAN, UT-ID (FHA|USDA|VA) 2 $350,000 $175,000 $6,990 4.88%
    Marietta, OH (FHA|USDA|VA) 2 $340,000 $170,000 $8,779 3.13%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $340,000 $170,000 $13,535 4.06%
    WINSTON-SALEM, NC (FHA|USDA|VA) 2 $340,000 $170,000 $0 4.81%
    WARNER ROBINS, GA (FHA|USDA|VA) 2 $330,000 $165,000 $6,382 2.69%
    REDDING, CA (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.38%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.13%
    Chillicothe, OH (FHA|USDA|VA) 2 $310,000 $155,000 $5,806 2.81%
    Stephenville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $0 4.88%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $300,000 $150,000 $7,926 2.56%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $300,000 $150,000 $7,268 3.00%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $295,000 $295,000 $7,180 2.75%
    Ukiah, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 4.38%
    DECATUR, AL (FHA|USDA|VA) 4 $290,000 $72,500 $4,325 5.25%
    Coshocton, OH (FHA|USDA|VA) 2 $290,000 $145,000 $7,482 3.19%
    Okeechobee, FL (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.38%
    Big Spring, TX (FHA|USDA|VA) 1 $285,000 $285,000 $8,313 3.75%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $280,000 $140,000 $4,732 2.63%
    Sandusky, OH (FHA|USDA|VA) 2 $280,000 $140,000 $5,835 4.25%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $270,000 $135,000 $7,656 3.13%
    Danville, VA (FHA|USDA|VA) 1 $265,000 $265,000 $14,187 3.13%
    Wilson, NC (FHA|USDA|VA) 2 $260,000 $130,000 $10,050 4.56%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $260,000 $130,000 $7,088 3.31%
    LYNCHBURG, VA (FHA|USDA|VA) 3 $255,000 $85,000 $2,692 5.17%
    BURLINGTON, NC (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.75%
    Lake City, FL (FHA|USDA|VA) 2 $250,000 $125,000 $6,000 2.88%
    Bellefontaine, OH (FHA|USDA|VA) 2 $250,000 $125,000 $6,340 2.81%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $245,000 $245,000 $2,410 2.63%
    Ottawa, IL (FHA|USDA|VA) 2 $240,000 $120,000 $6,494 3.75%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $240,000 $120,000 $6,258 3.13%
    Murray, KY (FHA|USDA|VA) 2 $240,000 $120,000 $3,552 2.69%
    Thomasville, GA (FHA|USDA|VA) 1 $235,000 $235,000 $8,700 3.13%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $225,000 $225,000 $9,211 3.63%
    MONROE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $6,770 3.13%
    LUBBOCK, TX (FHA|USDA|VA) 1 $225,000 $225,000 $8,007 4.38%
    Brownsville, TN (FHA|USDA|VA) 2 $220,000 $110,000 $14,693 4.94%
    LANCASTER, PA (FHA|USDA|VA) 1 $215,000 $215,000 $11,455 3.00%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $215,000 $215,000 $6,572 2.63%
    Carroll, IA (FHA|USDA|VA) 1 $215,000 $215,000 $3,054 2.75%
    Morgan City, LA (FHA|USDA|VA) 3 $215,000 $71,667 $3,171 4.38%
    LAWRENCE, KS (FHA|USDA|VA) 1 $205,000 $205,000 $6,288 3.38%
    JACKSON, MS (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
    Branson, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.13%
    Craig, CO (FHA|USDA|VA) 1 $205,000 $205,000 $6,925 2.99%
    Nacogdoches, TX (FHA|USDA|VA) 2 $200,000 $100,000 $4,325 5.19%
    YAKIMA, WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.13%
    Willmar, MN (FHA|USDA|VA) 2 $190,000 $95,000 $4,637 5.13%
    Georgetown, SC (FHA|USDA|VA) 2 $190,000 $95,000 $3,291 5.38%
    Defiance, OH (FHA|USDA|VA) 1 $185,000 $185,000 $8,490 2.75%
    Jefferson, GA (FHA|USDA|VA) 1 $185,000 $185,000 $7,135 3.13%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $185,000 $185,000 $10,907 4.50%
    COLUMBIA, MO (FHA|USDA|VA) 1 $185,000 $185,000 $7,295 2.50%
    Salem, OH (FHA|USDA|VA) 2 $180,000 $90,000 $5,893 3.31%
    Plainview, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,478 3.88%
    Sidney, OH (FHA|USDA|VA) 1 $175,000 $175,000 $9,639 2.88%
    Summerville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,517 3.13%
    Traverse City, MI (FHA|USDA|VA) 1 $175,000 $175,000 $3,247 2.38%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $170,000 $85,000 $3,702 2.81%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.75%
    DOVER, DE (FHA|USDA|VA) 1 $165,000 $165,000 $7,107 3.38%
    Sanford, NC (FHA|USDA|VA) 1 $165,000 $165,000 $7,220 3.00%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $165,000 $165,000 $6,623 3.63%
    Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,264 3.50%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $155,000 $155,000 $5,137 3.25%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $155,000 $155,000 $8,085 3.75%
    Albertville, AL (FHA|USDA|VA) 1 $155,000 $155,000 $5,083 3.00%
    JACKSON, TN (FHA|USDA|VA) 1 $155,000 $155,000 $9,148 3.13%
    Dublin, GA (FHA|USDA|VA) 2 $150,000 $75,000 $3,863 5.19%
    Pontiac, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,802 2.25%
    Coos Bay, OR (FHA|USDA|VA) 1 $145,000 $145,000 $5,346 3.00%
    LAWTON, OK (FHA|USDA|VA) 1 $145,000 $145,000 $5,841 2.63%
    SUMTER, SC (FHA|USDA|VA) 1 $145,000 $145,000 $1,987 3.75%
    Toccoa, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,110 3.63%
    Albemarle, NC (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $135,000 $135,000 $6,320 3.63%
    NILES, MI (FHA|USDA|VA) 1 $135,000 $135,000 $5,141 3.75%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,239 4.13%
    Show Low, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.75%
    Susanville, CA (FHA|USDA|VA) 2 $130,000 $65,000 $3,716 4.88%
    ROME, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,348 3.13%
    Union City, TN (FHA|USDA|VA) 1 $125,000 $125,000 $3,220 3.13%
    Martin, TN (FHA|USDA|VA) 1 $125,000 $125,000 $5,401 3.50%
    Americus, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,537 4.13%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.50%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,461 3.75%
    Wauchula, FL (FHA|USDA|VA) 1 $115,000 $115,000 $4,619 2.88%
    Newberry, SC (FHA|USDA|VA) 1 $115,000 $115,000 $3,303 3.50%
    Elizabeth City, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.50%
    ROCHESTER, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
    Seneca, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.99%
    Brevard, NC (FHA|USDA|VA) 1 $105,000 $105,000 $6,646 2.75%
    HINESVILLE, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.25%
    Tiffin, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,055 3.38%
    Mount Vernon, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,889 3.38%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.50%
    Bucyrus-Galion, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,696 3.75%
    Natchitoches, LA (FHA|USDA|VA) 1 $85,000 $85,000 $5,226 3.50%
    Martinsville, VA (FHA|USDA|VA) 2 $80,000 $40,000 $6,318 5.38%
    Cambridge, OH (FHA|USDA|VA) 1 $65,000 $65,000 $5,336 3.75%
    LaGrange, GA-AL (FHA|USDA|VA) 1 $65,000 $65,000 $4,971 2.75%

    Hometown Equity Mortgage 's top markets include Los Angeles, Riverside, New York, Miami, and San Diego among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,246 $1,955,110,000 $372,686 $6,246 4.08%
    FHA 1,951 $603,505,000 $309,331 $12,048 3.42%
    VA 203 $90,515,000 $445,887 $10,376 2.97%
    USDA 180 $33,250,000 $184,722 $5,976 3.05%

    For 2021, Hometown Equity Mortgage 's most frequently originated type of loan was Conventional, with 5,246 originations. Their 2nd most popular type was FHA, with 1,951 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,389 $1,444,745,000 $329,174 $8,757 4.03%
    Cash Out Refi 1,845 $745,625,000 $404,133 $8,760 3.89%
    Refi 1,346 $492,010,000 $365,535 $7,140 3.23%

    For 2021, Hometown Equity Mortgage 's most frequently cited loan purpose was Home Purchase, with 4,389 originations. The 2nd most popular reason was Cash Out Refi, with 1,845 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,738 $2,590,710,000 $384,492 $9,455 3.73%
    10 Year 550 $7,770,000 $14,127 $642 5.89%
    15 Year 166 $43,000,000 $259,036 $5,861 2.57%
    20 Year 98 $27,370,000 $279,286 $6,000 2.96%
    Other 21 $6,125,000 $291,667 $8,109 2.98%
    30+ year 7 $7,405,000 $1,057,857 $20,494 4.48%

    For 2021, Hometown Equity Mortgage 's most frequently cited loan duration was 30 Year, with 6,738 originations. The 2nd most popular length was 10 Year, with 550 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,889 $817,005,000 $432,507
    $<1k 1,408 $256,600,000 $182,244
    $1k-2k 1,267 $472,835,000 $373,193
    $2k-3k 470 $146,170,000 $311,000
    $4k-5k 459 $136,555,000 $297,505
    $3k-4k 429 $121,325,000 $282,809

    Hometown Equity Mortgage 's average total fees were $9,455, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,889 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,250 $843,640,000 $374,951
    2.5-3% 1,978 $684,800,000 $346,208
    4-5% 1,776 $741,880,000 $417,725
    5-6% 1,074 $237,920,000 $221,527
    <2.5% 404 $135,940,000 $336,485
    6-7% 92 $35,700,000 $388,043
    7-8% 6 $2,500,000 $416,667

    During 2021, Hometown Equity Mortgage 's average interest rate for loans was 3.73%, while their most frequently originated rate bucket for loans was 3-4%, with 2,250 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,178 $935,660,000 $294,418 $9,032 3.61%
    $400k-600k 1,676 $812,840,000 $484,988 $10,214 3.51%
    $100k-200k 1,325 $206,195,000 $155,619 $6,563 3.84%
    $100,000 or less 646 $14,320,000 $22,167 $1,008 5.63%
    $600k-1MM 557 $406,465,000 $729,740 $16,389 3.99%
    $1MM+ 198 $306,900,000 $1,550,000 $20,718 4.57%

    2021 saw Hometown Equity Mortgage place emphasis on $200k-400k loans with 3,178 originations, totaling $935,660,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 1,745 $507,385,000 $290,765 $7,165 3.97%
    $50k-75k 1,659 $425,185,000 $256,290 $8,141 3.59%
    $100k-150k 1,132 $442,520,000 $390,919 $9,171 3.45%
    $75k-100k 1,127 $376,435,000 $334,015 $8,995 3.56%
    $150k-250k 472 $227,660,000 $482,331 $9,163 3.45%
    $250k+ 249 $190,025,000 $763,153 $10,967 3.86%

    Hometown Equity Mortgage lent most frequently to those with incomes in the $50k or less range, with 1,745 originations. The second most popular income band? $50k-75k, with 1,659 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 792 $246,880,000 $311,717 $7,405 3.51%
    50-60% 742 $233,640,000 $314,879 $11,460 3.61%
    20-30% 604 $185,590,000 $307,268 $6,783 3.61%
    44% 354 $121,580,000 $343,446 $8,583 3.49%
    42% 313 $106,105,000 $338,994 $8,425 3.50%
    49% 311 $118,275,000 $380,305 $9,283 3.54%
    43% 300 $100,950,000 $336,500 $7,945 3.56%
    47% 243 $86,125,000 $354,424 $9,691 3.49%
    48% 239 $77,235,000 $323,159 $9,054 3.53%
    46% 234 $78,300,000 $334,615 $9,193 3.59%
    45% 233 $78,715,000 $337,833 $9,212 3.52%
    <20% 226 $82,360,000 $364,425 $5,599 3.98%
    41% 224 $70,340,000 $314,018 $7,884 3.56%
    40% 217 $67,845,000 $312,650 $8,152 3.50%
    39% 212 $73,870,000 $348,443 $7,970 3.44%
    38% 205 $63,425,000 $309,390 $7,628 3.47%
    37% 174 $56,310,000 $323,621 $7,287 3.54%
    36% 168 $54,200,000 $322,619 $6,903 3.51%
    >60% 39 $5,625,000 $144,231 $4,319 5.27%

    Hometown Equity Mortgage lent most frequently to those with DTI ratios of 30-36%, with 792 originations. The next most common DTI ratio? 50-60%, with 742 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,437 $1,551,605,000 $349,697 $8,464 3.73%
    Not provided 1,236 $504,280,000 $407,994 $8,486 3.98%
    Black 1,302 $342,560,000 $263,103 $8,383 4.10%
    Asian 534 $258,930,000 $484,888 $8,087 3.94%
    American Indian 51 $16,865,000 $330,686 $8,179 4.12%
    Native Hawaiian or Islander 15 $5,895,000 $393,000 $9,584 3.08%
    Vietnamese 1 $675,000 $675,000 $0 4.13%
    Asian Indian 1 $675,000 $675,000 $23,835 2.38%
    Filipino 1 $545,000 $545,000 $4,706 3.13%
    2 $350,000 $175,000 $6,603 4.31%

    Approval Rates

    Total approvals of all applications
    77.71%

    Hometown Equity Mortgage has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    71.56%

    Hometown Equity Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    12240.3 1 $175,000 $175,000
    13475.91 1 $165,000 $165,000
    13857.5 1 $325,000 $325,000
    13959.2 1 $205,000 $205,000
    14982.32 1 $205,000 $205,000
    152154.89 1 $2,625,000 $2,625,000
    20411.7 1 $315,000 $315,000
    22740.77 1 $365,000 $365,000
    23351.98 1 $385,000 $385,000
    24102.8 1 $365,000 $365,000
    24639.44 1 $395,000 $395,000
    25827.51 1 $415,000 $415,000
    26085.2 1 $425,000 $425,000
    27228.73 1 $445,000 $445,000
    27493.12 1 $415,000 $415,000
    27717.44 1 $425,000 $425,000
    304455.79 1 $3,095,000 $3,095,000
    32695.83 1 $565,000 $565,000
    33999.65 1 $555,000 $555,000
    34013.72 1 $585,000 $585,000
    35262.35 1 $635,000 $635,000
    36013.84 1 $595,000 $595,000
    37008.12 1 $635,000 $635,000
    38287.21 1 $645,000 $645,000
    38971.24 1 $735,000 $735,000
    39340.99 1 $625,000 $625,000
    43731.53 1 $745,000 $745,000
    46385.34 1 $805,000 $805,000
    47892.3 1 $825,000 $825,000
    4884.0 1 $375,000 $375,000
    50463.59 1 $695,000 $695,000
    59772.76 1 $975,000 $975,000
    63818.58 1 $715,000 $715,000
    74289.99 1 $1,205,000 $1,205,000
    9658.76 1 $125,000 $125,000
    NA 7,545 $2,659,595,000 $352,498

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    7,580 $2,682,380,000 $353,876

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 205 $55,295,000 $269,732 $6,003 3.27%
    40-60% 734 $273,810,000 $373,038 $6,774 3.26%
    60-80% 2,775 $1,172,275,000 $422,441 $8,274 3.99%
    80-100% 3,255 $1,144,665,000 $351,664 $10,269 3.57%
    Over 100% 57 $26,455,000 $464,123 $17,910 2.96%
    Under 20% 551 $8,595,000 $15,599 $566 5.92%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    HomeTown Lenders, LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%